The Friday Five for October 27, 2023: Addressing Whole Health in Medicare Advantage Act, KFF Medicare Open Enrollment FAQs, CMS 2024 Marketplace Open Enrollment Fact Sheet, choosing between Apple pencils, and Holiday menus for Dunkin' and Starbucks.   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://link.chtbl.com/ASGF20232013 10 Tips to Submitting an Error-Free Application: https://link.chtbl.com/ASG544 CMS Recap for Agents Selling Medicare During AEP 2024: https://link.chtbl.com/ASGF20231020 How to Stay Compliant During All Medicare Sales: https://www.ritterim.com/blog/how-to-stay-compliant-during-all-medicare-sales/ Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018 The Complete Guide to Selling Affordable Care Act Insurance Plans: https://www.ritterim.com/aca-ebook/ The Ritter Platform Launches Health Risk Assessment Info & Access for Submissions: https://www.ritterim.com/blog/the-ritter-platform-launches-health-risk-assessment-info-access-for-submissions/ Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543 What Are Agents Responsible for Under HIPAA? https://www.ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/   References: Apple announces entry-level Apple Pencil with USB-C charging: https://www.theverge.com/2023/10/17/23919994/apple-pencil-stylus-usb-c-price-updates Dunkin's Holiday Menu Was Leaked—Here's What To Expect: https://www.delish.com/food-news/a45548117/dunkin-holiday-menu-2023/ FAQs: Health Insurance Marketplace and the ACA (KFF): https://www.kff.org/faqs/faqs-health-insurance-marketplace-and-the-aca/ Here’s Everything On The *Leaked* Starbucks Winter Menu: https://www.brit.co/starbucks-winter-menu/ Insurer-Backed Bill Could Expand Access to Medicare Advantage Extras: https://www.thinkadvisor.com/2023/10/10/insurer-backed-bill-could-expand-access-to-medicare-advantage-extras/ Marketplace Plan Year 2024 Open Enrollment Fact Sheet: https://www.cms.gov/newsroom/fact-sheets/marketplace-plan-year-2024-open-enrollment-fact-sheet Medicare Open Enrollment FAQs (KFF): https://www.kff.org/faqs/medicare-open-enrollment-faqs/ Meet The Dunkin’ Holiday Menu For 2023, Including *New* Loaded Hash Browns: https://www.brit.co/dunkin-holiday-menu/ Preguntas frecuentes sobre la inscripción abierta de Medicare (KFF): https://www.kff.org/es/faqs/preguntas-frecuentes-sobre-la-inscripcion-abierta-de-medicare/ Starbucks Holiday Coffees and More Return to Grocery Store Shelves Nationwide: https://stories.starbucks.com/press/2023/starbucks-holiday-coffees-and-more-return-to-grocery-store-shelves-nationwide/ Starbucks Shares the Merriest Gifts for the Holiday Season: https://stories.starbucks.com/press/2023/starbucks-shares-the-merriest-gifts-for-the-holiday-season/ Ultimate showdown: New Apple Pencil USB-C vs old Apple Pencils: https://appleinsider.com/inside/apple-pencil/vs/ultimate-showdown-new-apple-pencil-usb-c-vs-old-apple-pencils

  In the modern workforce and the fast-paced insurance industry, adaptability is key. Learn best practices for opening your mind and adapting to whatever comes your way.     Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg Email us at [email protected]  or call 1-717-562-7211 and leave a voicemail.     Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://link.chtbl.com/2023AlysonSeighman   2024 Medicare Part A and B Premiums and Deductibles: https://link.chtbl.com/ASGN20231013   Cultivating Growth in Your Insurance Agency and Life: https://link.chtbl.com/ASGM20230410   Improve Your Customer Service with This Soft Skill: Negotiation: https://link.chtbl.com/ASG536   The 2024 COLA Increase & How It Affects Your Clients: https://link.chtbl.com/ASGN20231017   Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543      References: Emotional Intelligence: How We Perceive, Evaluate, Express, and Control Emotions: https://www.verywellmind.com/what-is-emotional-intelligence-2795423 What Are Cognitive Abilities? (Definition and Types): https://www.indeed.com/career-advice/career-development/cognitive-ability   Why cognitive agility matters - BetterUp: https://www.betterup.com/blog/why-cognitive-agility-matters

  Get prepared to help your clients for the 2024 ACA OEP! We’ve got the essentials you need to know for a successful Open Enrollment Period. Read text version   Register with Ritter: https://app.ritterim.com/public/registration/   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: ACA's Family Glitch Resolved for 2023 OEP: https://www.ritterim.com/blog/acas-family-glitch-resolved-for-2023-oep/ FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://agentsurvivalguide.podbean.com/e/faqs-about-selling-on-exchange-off-exchange-under-65-plans/ How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://www.ritterim.com/blog/how-to-help-clients-navigate-aca-marketplace-subsidies-taxes/ Simplify Marketplace Enrollments with HealthSherpa: https://www.ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/ Steps to Get Ready for OEP: Federal & State Exchanges: https://agentsurvivalguide.podbean.com/e/steps-to-get-ready-for-oep-federal-state-exchanges/ The Complete Guide to Selling Affordable Care Act Insurance Plans: https://www.ritterim.com/aca-ebook/ The State of the ACA Market 2023: https://agentsurvivalguide.podbean.com/e/the-state-of-the-aca-market-in-2023/ What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://agentsurvivalguide.podbean.com/e/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/ When Do Short-Term Health Plans Make Sense for Your Clients? https://www.ritterim.com/blog/when-do-short-term-health-plans-make-sense-for-your-clients/   References: HealthCare.gov Website: https://www.healthcare.gov/login HealthSherpa: https://www.healthsherpa.com/agents/features Special Enrollment Opportunities: https://www.healthcare.gov/coverage-outside-open-enrollment/special-enrollment-period/

  Avoid coverage (and commissions!) delays on your Medicare applications this AEP. Learn how to write clean apps that won’t get flagged during the submissions process. We’ve got 10 easy-to-implement best practices for insurance agents.  Read text version   Contact Your Sales Specialist Learn More About Shop & Enroll   Follow Us on Social! Ritter Insurance Marketing on Facebook, Instagram, LinkedIn, TikTok, X, and Youtube Agent Survival Guide Podcast on Facebook  Sarah on LinkedIn, Instagram, and Threads Tina on LinkedIn   Resources: 5 Things Medicare Beneficiaries Report About Their Coverage in 2023 2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman 2024 Medicare Part A and B Premiums and Deductibles CMS’ 2024 MA and Part D Final Rule Changes for Agents The 2024 COLA Increase & How It Affects Your Clients Learn How Shop & Enroll Can FastTrack Your Online Medicare Enrollments The Ritter Platform The Ritter Platform Launches 3 New Tools & Shared Client Records The Ritter Platform Launches New eScope, FastTrack App, & Profile Features What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales Work-On-The-Go: Document Scanner Apps   References: How to use AirDrop on your iPhone or iPad Share of adults in the United States who use the internet in 2021, by age group Social Security Administration (SSA) Monthly Data for Retirement Insurance Applications

  THIS JUST IN: 2024 Medicare Part A and B premium and deductible numbers are live! Listen for details on the cost of Medicare for your clients in CY2024… just in time for the beginning of AEP.   Read text version   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg Email us: [email protected] Or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 4 Ways to Calculate Your Clients' Life Insurance Needs: https://www.ritterim.com/blog/4-ways-to-calculate-your-clients-life-insurance-needs/ 5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://agentsurvivalguide.podbean.com/e/5-things-medicare-beneficiaries-report-about-their-coverage-in-2023/ Do’s and Don’ts of Medicare Compliance: https://agentsurvivalguide.podbean.com/e/do-s-and-don-ts-of-medicare-compliance-2023/ Rules for Hosting a Compliant Medicare Educational Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-educational-event-2023/ Rules for Hosting a Compliant Medicare Sales Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-sales-event-2023/ The 2024 COLA Increase & How It Affects Your Clients: https://www.ritterim.com/blog/the-2024-cola-increase-how-it-affects-your-clients/ Thrive Tomorrow Kits: https://www.ritterim.com/kit-thrive/ Ways to Stay Productive on the Go: https://agentsurvivalguide.podbean.com/e/ways-to-stay-productive-on-the-go/ What Are Agents Responsible for Under HIPAA? https://www.ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/ What Beneficiaries Value Most in Medicare Advantage Plans: https://www.ritterim.com/blog/what-beneficiaries-value-most-in-medicare-advantage-plans/   References: A Snapshot of Sources of Coverage Among Medicare Beneficiaries: https://www.kff.org/medicare/issue-brief/a-snapshot-of-sources-of-coverage-among-medicare-beneficiaries 2024 Social Security Changes - COLA Fact Sheet: https://www.ssa.gov/news/press/factsheets/colafacts2024.pdf 2024 Medicare Parts A & B Premiums and Deductibles: https://www.cms.gov/newsroom/fact-sheets/2024-medicare-parts-b-premiums-and-deductibles CMS Fast Facts: https://data.cms.gov/fact-sheet/cms-fast-facts Social Security cost-of-living adjustment will be 3.2% in 2024, well below this year’s record-setting increase: https://www.cnbc.com/2023/10/12/social-security-announces-the-cost-of-living-adjustment-for-2024.html

  Stay focused and driven while you're out on the road. We’ll help you plan, get organized, know what to take along, and so much more! Find out how your insurance business can run smoother with these hacks.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 5 Pillars of Integrity ft. Jason Meyers: https://agentsurvivalguide.podbean.com/e/5-pillars-of-integrity-ft-jason-meyers/ 2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://agentsurvivalguide.podbean.com/e/2024-cms-compliance-regulation-updates-for-agents-ft-alyson-seighman/ Do’s and Don’ts of Medicare Compliance: https://agentsurvivalguide.podbean.com/e/do-s-and-don-ts-of-medicare-compliance-2023/ Learning from Lost Medicare Insurance Sales: https://agentsurvivalguide.podbean.com/e/learning-from-lost-medicare-insurance-sales/ Pros and Cons of Having an Office Space Outside of Your Home: https://agentsurvivalguide.podbean.com/e/pros-and-cons-of-having-an-office-space-outside-of-your-home/ The Quest for Navigation Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-the-quest-for-navigation-apps/ To-Do or Not To-Do Lists? Personal Planner Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-to-do-or-not-to-do-lists-personal-planner-apps/   References: Everything You Need to Know About Mobile Hotspots: https://www.gearpatrol.com/tech/a555121/best-mobile-hotspots/ How to set up mobile hotspot on Android: https://www.androidauthority.com/mobile-hotspot-setup-631280/ How to set up a Personal Hotspot on your iPhone or iPad: https://support.apple.com/en-us/HT204023 How to Sync and Access Your Data Across Devices: https://www.wired.com/story/how-to-sync-your-data-everywhere/ How to Turn Your Phone Into a Wi-Fi Hotspot: https://www.pcmag.com/how-to/how-to-turn-your-phone-into-a-wi-fi-hotspot How to Use Your iPhone or Android Phone as a Mobile Hotspot: https://www.cnet.com/tech/mobile/how-to-use-your-iphone-and-android-phone-as-a-mobile-hotspot/ Multicosts of Multitasking: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7075496/ Multitasking doesn’t work—here’s what does. https://asana.com/resources/multitasking

  As a certified insurance agent, staying CMS compliant is a crucial component to your success. Listen to this episode for a mini crash course on best practices, guidelines, and resources to stay compliant. Read text version   Questions? Ask the ASG! Learn more about Shop & Enroll   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/ Defining the True Value of $0 Premium for Medicare Advantage Plans: https://agentsurvivalguide.podbean.com/e/defining-the-true-value-of-0-premium-for-medicare-advantage-plans-asg179/ FAQs About the Ritter Platform’s CallVault: https://www.ritterim.com/blog/faqs-about-the-ritter-platforms-callvault/ FastTrack Your Enrollments with Shop & Enroll: https://www.ritterim.com/agent-tools/shop-and-enroll/ Helping Your Clients Find Their Medicare Beneficiary Identifier (MBI): https://agentsurvivalguide.podbean.com/e/helping-your-clients-find-their-medicare-beneficiary-identifier-mbi-2022/ How to Market Yourself Effectively: https://agentsurvivalguide.podbean.com/e/how-to-market-yourself-effectively/ Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://www.ritterim.com/blog/insurance-agents-as-tpmos-what-cms-compliance-regulations-mean-for-you/ Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/ Ritter Tools - Marketing & Incentives: https://www.ritterim.com/agent-tools/marketing-incentives/ Rules for Hosting a Compliant Medicare Educational Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-educational-event-2023/ Rules for Hosting a Compliant Medicare Sales Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-sales-event-2023/ The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/ What's New in the 2020 Medicare Communications and Marketing Guidelines? https://agentsurvivalguide.podbean.com/e/whats-new-in-the-2020-medicare-communications-and-marketing-guidelines-asg-news-update/ Where It All Begins: Obtaining Permission to Contact for Medicare Sales: https://www.ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/   References: Federal Register Website: https://www.federalregister.gov/ Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V Medicare Marketing Guidelines: https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

  Sales events are a great way to generate Medicare leads. Learn best practices and how to stay CMS compliant while hosting a Medicare sales event in this episode! Read text version   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 3 Easy Ways to Build Your Insurance Sales Territory: https://agentsurvivalguide.podbean.com/e/3-easy-ways-to-build-your-insurance-sales-territory/ 4 Effective Techniques for Closing Insurance Sales: https://agentsurvivalguide.podbean.com/e/4-effective-techniques-for-closing-insurance-sales/ Apps for Professional Networking & Events: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-for-professional-networking-events/ Community-Based Marketing for Insurance Agents: https://agentsurvivalguide.podbean.com/e/community-base-medicare-marketing-for-insurance-agents/ How to Overcome Common Insurance Sales Objections ft Dan Ford: https://agentsurvivalguide.podbean.com/e/how-to-overcome-common-insurance-sales-objections-ft-dan-ford/ Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ Ritter Docs Site - Carriers: https://docs.ritterim.com/products/carriers/ Rules for Hosting a Compliant Medicare Educational Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-educational-event-2023   References: Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V Medicare Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

Ensure CMS compliance by reviewing rules and guidelines before hosting a Medicare educational event. Find out what you need to know, plus resources to learn more! all in this episode. Read text version   Have questions? Ask the ASG online: https://bit.ly/askasg Email us at [email protected] Call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: Agent Apps | Apps for Professional Networking & Events: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-for-professional-networking-events/ CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/ CMS’ New Definition of Marketing & How It Affects Agents Selling Medicare Plans: https://agentsurvivalguide.podbean.com/e/cms-new-definition-of-marketing-how-it-affects-agents-selling-medicare-plans/ Cybersecurity Best Practices for Insurance Agents: https://agentsurvivalguide.podbean.com/e/cybersecurity-best-practices-for-insurance-agents/ Do’s and Don’ts of Medicare Compliance: https://www.ritterim.com/blog/dos-and-donts-of-medicare-compliance/ How to Organize a Turning 65 Seminar on a Budget: https://agentsurvivalguide.podbean.com/e/how-to-organize-a-turning-65-seminar-on-a-budget/  How to Overcome Common Insurance Sales Objections ft. Dan Ford: https://agentsurvivalguide.podbean.com/e/how-to-overcome-common-insurance-sales-objections-ft-dan-ford/   References: Medicare Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines The Federal Register: https://www.federalregister.gov/

  Sarah interviews Alyson Seighman, Compliance & Risk Management Lead for Ritter Insurance Marketing. Join them as they discuss the recent compliance regulation updates from CMS. If you're an agent selling Medicare Advantage and Medicare Part D, you don't want to miss this episode.   Mentioned in This Episode: Ritter Compliance Program*: https://docs.ritterim.com/compliance/compliance-at-ritter/ Email our compliance team at [email protected] with your compliance questions!   TPMO Disclaimer for agents that DO NOT represent all MA/Part D plans within a service area: “We do not offer every plan available in your area. Currently we represent [insert number of organizations] organizations which offer [insert number of plans] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.”   TPMO Disclaimer for agents that represent ALL MA/Part D plans within a service area: “Currently we represent [insert number of organizations] organizations which offer [insert number of plans] products in your area. You can always contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) for help with plan choices.” *Must be registered and logged into ritterim.com for access.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: Are Your Medicare Marketing Materials Compliant? https://agentsurvivalguide.podbean.com/e/are-your-medicare-marketing-materials-compliant-2023/ CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/ CMS’ New Definition of Marketing & How it Affects Agents Selling Medicare Plans: https://agentsurvivalguide.podbean.com/e/cms-new-definition-of-marketing-how-it-affects-agents-selling-medicare-plans/   References: 2024 Medicare Advantage and Part D Final Rule (CMS-4201-F): https://www.cms.gov/newsroom/fact-sheets/2024-medicare-advantage-and-part-d-final-rule-cms-4201-f CMS 2024 Final Rule for Medicare Advantage and Part D: https://public-inspection.federalregister.gov/2023-07115.pdf Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V Medicare Communications and Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

  Sarah talks with Jason Meyers, West Director of Sales at Ritter Insurance Marketing. He’s back to discuss the core values of Integrity Marketing Group and how these values have shaped his career. Listen as they chat about Ritter becoming an Integrity partner and how to apply the five pillar philosophies in real life. They also reminisce about their days in radio, break out in song, discuss the future of AI, and more!   Read the text version   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Mentioned in this episode: Ask the Agent Survival Guide! https://bit.ly/askasg Community-Based Marketing for Insurance Agents: https://agentsurvivalguide.podbean.com/e/community-base-medicare-marketing-for-insurance-agents/ Creating Margin & Taking Back Control of Your Time: https://agentsurvivalguide.podbean.com/e/creating-margin-taking-back-control-of-your-time-monday-motivation/ Cultivating Growth in Your Insurance Agency and Life: https://agentsurvivalguide.podbean.com/e/cultivating-growth-in-your-insurance-agency-and-life-monday-motivation/ Eating Frogs & Slaying Dragons: https://agentsurvivalguide.podbean.com/e/eating-frogs-slaying-dragons/ How to Overcome Common Insurance Sales Objections ft. Dan Ford: https://agentsurvivalguide.podbean.com/e/how-to-overcome-common-insurance-sales-objections-ft-dan-ford/ Integrity Marketing Group Inspire Podcast: https://www.integritymarketing.com/inspire/ Ritter Insurance Marketing eBooks & Guides: https://www.ritterim.com/guides/ Ritter Insurance Marketing Events & Webinars: https://www.ritterim.com/events/ Steve Smith Interview Part 1: https://www.allaccess.com/power-player/archive/34076/steve-smith---part-1 Steve Smith Interview Part 2: https://www.allaccess.com/power-player/archive/34129/steve-smith---part-2 Ten Lessons for a Post-Pandemic World by Fareed Zakaria: https://www.amazon.com/Ten-Lessons-Post-Pandemic-World/dp/B089XCBMCY/ Understanding the C-SNP Product & Opportunity ft. Ben Miller (Zing Health): https://agentsurvivalguide.podbean.com/e/understanding-the-c-snp-product-opportunity-ft-ben-miller-zing-health/

  Sit down with Sarah and Tina as they review CMS compliance rules and guidelines for marketing. Learn all about the resources available to agents. Keep listening until the end to hear a special opportunity for Ritter agents! Read the text version   Ask the ASG!   Questions about selling insurance? Not sure how to market your insurance business? Stuck when it comes to social media? Fill out the form and ask the Agent Survival Guide team! We’re here to help you survive today and thrive tomorrow. Remember… the only bad question is the one you don’t ask. Reach out and let us help!   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 2024 Medicare Advantage and Part D Certification Info: https://agentsurvivalguide.podbean.com/e/2024-medicare-advantage-and-part-d-certification-info/ Insurance Agents as TPMOs: What 2023 CMS Compliance Regulations Mean for You: https://www.ritterim.com/blog/insurance-agents-as-tpmos-what-cms-compliance-regulations-mean-for-you/ Major Compliance Changes Coming to Medicare Advantage & Part D for 2024:  https://agentsurvivalguide.podbean.com/e/major-compliance-changes-coming-to-medicare-advantage-part-d-for-2024/ Modern Medicare Marketing for Today’s Agents FREE eBook: https://www.ritterim.com/blog/dos-and-donts-of-medicare-compliance/ Register for Free with Ritter: https://app.ritterim.com/public/registration/ Social Media Marketing for Insurance Agents FREE eBook: https://www.ritterim.com/social-media-ebook The Ritter Certification Center: https://docs.ritterim.com/products/certification/ What Does ‘Ready-to-Sell Mean for Medicare Agents? https://agentsurvivalguide.podbean.com/e/what-does-ready-to-sell-mean-for-medicare-agents-2023/   References: Compilation Of The Social Security Laws: https://www.ssa.gov/OP_Home/ssact/title11/1140.htm Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

  Be sure your AEP prep involves getting Medicare enrollment supplies by October 15, or earlier! Learn the best practices to stay ahead of the game in this episode. Read the text version   Ask the ASG! Questions about selling insurance? Not sure how to market your insurance business? Stuck when it comes to social media? Fill out the form and ask the Agent Survival Guide team! We’re here to help you survive today and thrive tomorrow. Remember… the only bad question is the one you don’t ask. Reach out and let us help!   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 2024 Medicare Advantage and Part D Certification Info: https://agentsurvivalguide.podbean.com/e/2024-medicare-advantage-and-part-d-certification-info/ AEP/Ready-to-Sell Checklist DIRECT DOWNLOAD: https://www.ritterim.com/documents/aep-ready-to-sell-in-5-steps.pdf FastTrack Your Online Medicare Enrollments: https://www.ritterim.com/agent-tools/medicareful/ Get Registered with Ritter: https://app.ritterim.com/public/registration/ Reach Out to Your Local Sales Rep: https://www.ritterim.com/meet-your-sales-team/ Stress Relief Tips to Get You Through AEP: https://agentsurvivalguide.podbean.com/e/stress-relief-tips-to-get-you-through-aep/ The Benefits of Joining a Top Insurance FMO: https://agentsurvivalguide.podbean.com/e/the-benefits-of-joining-a-top-insurance-fmo/ The Survivor’s AEP Checklist: https://agentsurvivalguide.podbean.com/e/the-survivor-s-aep-checklist-2023/ What Is AHIP Certification and How Do I Get It? https://agentsurvivalguide.podbean.com/e/what-is-ahip-certification-and-how-do-i-get-it-1687528305/

  Set yourself apart from the rest with this essential skill: negotiation. Learn how to sharpen your customer service skills by implementing negotiation in your day-to-day routine as an insurance agent.   Get on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/   Read the text version   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 3 Easy Ways to Build Your Insurance Sales Territory: https://agentsurvivalguide.podbean.com/e/3-easy-ways-to-build-your-insurance-sales-territory/ 5 Ways to Be More Confident: https://agentsurvivalguide.podbean.com/e/5-ways-to-be-more-confident/ 7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/ Community-Based Marketing for Insurance Agents: https://agentsurvivalguide.podbean.com/e/community-base-medicare-marketing-for-insurance-agents/ How to Take on an Upset Client in the Insurance Industry: https://agentsurvivalguide.podbean.com/e/how-to-take-on-an-upset-client-in-the-insurance-industry-2022/ How to Streamline Your Insurance Sales Process: https://agentsurvivalguide.podbean.com/e/how-to-streamline-your-insurance-sales-process/ How to Organize a Turning 65 Seminar: https://agentsurvivalguide.podbean.com/e/how-to-organize-a-turning-65-seminar-on-a-budget/ Ritter Can Help You Stay in Touch with Your Clients: https://agentsurvivalguide.podbean.com/e/ritter-can-help-you-stay-in-touch-with-your-clients-1671024716/ The Complete Guide to Client Loyalty and Retention FREE eBook: https://www.ritterim.com/client-retention-guide/ The Definitive Guide to Getting Leads and Prospecting for Medicare Sales FREE eBook: https://www.ritterim.com/lead-generation-guide/   References: 9 Soft Skills You Need to Master as a Customer Service Rep: https://agentsurvivalguide.podbean.com/e/community-base-medicare-marketing-for-insurance-agents/ 50 Stats Showing The Power Of Personalization: https://www.forbes.com/sites/blakemorgan/2020/02/18/50-stats-showing-the-power-of-personalization/?sh=6c7146692a94 MESO Negotiation: The Benefits of Making Multiple Equivalent Simulations Offers in Business Negotiations: https://www.pon.harvard.edu/daily/dealmaking-daily/the-benefits-of-multiple-offers/ Negotiating for More: The Multiple Equivalent Simultaneous Offer: https://www.jacr.org/article/S1546-1440(13)00361-X/pdf New Epsilon research indicates 80% of consumers are more likely to make a purchase when brands offer personalized experiences: https://www.epsilon.com/us/about-us/pressroom/new-epsilon-research-indicates-80-of-consumers-are-more-likely-to-make-a-purchase-when-brands-offer-personalized-experiences

  Do you know how to counter Medicare sales objections? Dan Ford joins Sarah to share his field expertise handling sales objections and more!   Questions for our team? Email us at [email protected] (We’ve even filled out the subject line for you!) Call us at 1-717-562-7211 and leave a voicemail. We’ll answer your question on the show. Want to remain anonymous? Let us know in your voicemail!     Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: AHIP Test Tips and Tricks for Medicare Certification: https://agentsurvivalguide.podbean.com/e/ahip-test-tips-and-tricks-for-medicare-certification/ Community-Based Marketing for Insurance Agents: https://agentsurvivalguide.podbean.com/e/community-base-medicare-marketing-for-insurance-agents/ How to Prepare for AEP Like a Pro: https://agentsurvivalguide.podbean.com/e/how-to-prepare-for-aep-like-a-pro-2023/ Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/?utm_source=asg_podcast_link

  Discover the untapped potential of Chronic Condition Special Needs Plans. Ben Miller (Zing Health) discusses the C-SNP product and its growing market. Learn more about the opportunity available for insurance agents selling this specialized plan.   Read the text version   Learn more about Zing Health and request contracting: https://docs.ritterim.com/products/zing-health/ Get started with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/   Zing Health Resources & Social Links: Official Website: https://www.myzinghealth.com/ Facebook: https://www.facebook.com/MyZingHealth Instagram: https://www.instagram.com/myamazinghealth/ LinkedIn: https://www.linkedin.com/company/zing-health YouTube: https://www.youtube.com/channel/UCXMnOoDiUTO_dEiQ58qp_YA   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   More Episode Like This One: 4 Effective Techniques for Closing Insurance Sales: https://agentsurvivalguide.podbean.com/e/4-effective-techniques-for-closing-insurance-sales/ Apps for Professional Networking & Events: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-for-professional-networking-events/ Best Practices for Conducting an Interview featuring Dylan Cook: https://agentsurvivalguide.podbean.com/e/best-practices-for-conducting-an-interview-featuring-dylan-cook/ How to Prepare for AEP Like a Pro: https://agentsurvivalguide.podbean.com/e/how-to-prepare-for-aep-like-a-pro-2023/ The Beginner’s Guide to C-SNPs: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-c-snps/

  Implement these 4 closing tactics at your next sales appointment. Learn techniques to earn trust and rapport with clients, and how to close with confidence. All of that and more in this episode! Read text version   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 5 Ways to Be More Confident: https://agentsurvivalguide.podbean.com/e/5-ways-to-be-more-confident/ Empowering Others & The Power of Mindfulness | Monday Motivation: https://agentsurvivalguide.podbean.com/e/empowering-others-the-power-of-mindfulness-monday-motivation/ Empower Your Prospects to Act Before Turning 65: https://agentsurvivalguide.podbean.com/e/empower-your-prospects-to-act-before-turning-65/ How to Cross-Sell Insurance: The Advisor Approach: https://agentsurvivalguide.podbean.com/e/how-to-cross-sell-insurance-the-advisor-approach-2022/ Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/ Medicare Advantage Open Enrollment Do’s and Don’ts: https://agentsurvivalguide.podbean.com/e/medicare-advantage-open-enrollment-do-s-and-don-ts/ Medicare Advantage Trial Rights Explained for Agents: https://agentsurvivalguide.podbean.com/e/medicare-advantage-trial-rights-explained-for-agents/ References: 10 Ways to Build Trust in a Relationship: https://positivepsychology.com/build-trust/ 16 Essential Body Language Examples and Their Meanings: https://www.scienceofpeople.com/body-language-examples/ 18 Tips for Being Confident From Within: https://www.tonyrobbins.com/building-confidence/how-to-be-confident/ Brain Scans Show We Make Snap Judgments About Trusting Strangers: https://www.huffpost.com/entry/brain-judges-trustworthiness-faces_n_5656014 How Long Before Your Customers Trust You? Two Years: https://www.entrepreneur.com/growing-a-business/how-long-before-your-customers-trust-you-two-years/237579 How To Use The Alternate Choice Close: https://www.5percentinstitute.com/how-to-use-the-alternate-choice-close/ Pain Points & Sales – Your Ultimate Guide: https://www.5percentinstitute.com/pain-points-sales-your-ultimate-guide/ The Assumptive Close: A Powerful Tool for Increasing Sales: https://www.socoselling.com/the-assumptive-close/ The Summary Close In Sales – How It Works: https://www.5percentinstitute.com/the-summary-close-in-sales-how-it-works/ What are the limits of the 7-Day Money Back Guarantee? https://www.carvana.com/help/purchasing-a-car/what-are-the-limits-of-the-7-day-money-back-guarantee What Is the Puppy Dog Close? https://blog.hubspot.com/sales/puppy-dog-close            What’s the Difference Between Medicare’s Open Enrollment Period and Medicare Advantage Open Enrollment? https://ncoa.org/article/whats-the-difference-between-medicares-open-enrollment-period-and-medicare-advantage-open-enrollment

  The 2024 Annual Enrollment Period is coming up fast! Use these six steps to help you prepare your portfolio and certifications. Don’t just survive…thrive this AEP! Read text version   Register with Ritter: https://app.ritterim.com/public/registration/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: AHIP Test Tips and Tricks for Medicare Certification: https://agentsurvivalguide.podbean.com/e/ahip-test-tips-and-tricks-for-medicare-certification/ A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products FREE eBook: https://www.ritterim.com/selling-ancillary-with-medicare/ FAQs Abou NABIP Medicare Certification: https://agentsurvivalguide.podbean.com/e/faqs-about-nabip-medicare-certification/ Get Your Medicareful Site: https://www.ritterim.com/agent-tools/medicareful/ Get Your Portfolio Reviewed by Ritter: https://www.ritterim.com/portfolio/ How to Get Your Medicare Enrollment Kits on Time: https://www.ritterim.com/blog/how-to-get-your-medicare-enrollment-kits-on-time/ How to Qualify for a Medicareful Site: https://docs.ritterim.com/medicareful/getting-started/ Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/ Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/ Online Contracting Made Simple & Smart with Contract Now: https://www.ritterim.com/agent-tools/online-contracting/ Ritter Blog: https://www.ritterim.com/blog/ Ritter Certification Center: https://docs.ritterim.com/products/certification/ The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/ We’re Rebranding Medicareful for the 2024 AEP: https://agentsurvivalguide.podbean.com/e/we-re-rebranding-medicareful-for-the-2024-aep/ What Does ‘Ready-to-Sell’ Mean for Medicare Agents? https://agentsurvivalguide.podbean.com/e/what-does-ready-to-sell-mean-for-medicare-agents-2023/ Why People Are Choosing Part C Over Original Medicare: https://agentsurvivalguide.podbean.com/e/why-people-are-choosing-part-c-over-original-medicare/

Accompanying Tina in the studio is Ritter’s Recruiting Specialist, Dylan Cook. Join them as they evaluate the best practices for conducting a job interview. Learn how to prepare, what questions to ask, how to follow up with candidates, and more!   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 5 Ways to Be More Confident: https://agentsurvivalguide.podbean.com/e/5-ways-to-be-more-confident/ Best Practices for Training Downline Agents: https://agentsurvivalguide.podbean.com/e/best-practices-for-training-downline-agents/ Developing an Agency – Your Guide to Getting Started FREE eBook: https://www.ritterim.com/agency-guide/ How to Recruit Insurance Agents to Your Downline: https://agentsurvivalguide.podbean.com/e/how-to-recruit-insurance-agents-to-your-downline-1622221250/ Should You Hire an Assistant for Your Insurance Business? https://agentsurvivalguide.podbean.com/e/should-you-hire-an-assistant-for-your-insurance-business-1622140677/

  Discover how you can get grow your business by using community-based marketing methods. How to find communities near you, how to get involved and make lasting personal connections. Get out there and make a difference!   Read text version Check out Ritter’s Event Calendar: https://www.ritterim.com/events/    Register with Ritter: https://app.ritterim.com/public/registration/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/ Best Practices for Training Downline Agents: https://agentsurvivalguide.podbean.com/e/best-practices-for-training-downline-agents/ Building Client Loyalty: More Than Just a Plan: https://agentsurvivalguide.podbean.com/e/building-client-loyalty-more-than-just-a-plan/ Digital Marketing for Insurance Agents: Our Top Tips to Boost Business: https://www.ritterim.com/blog/digital-marketing-for-insurance-agents-our-top-tips-to-boost-business/ Guiding Your Clients from the Marketplace to Medicare: https://agentsurvivalguide.podbean.com/e/guiding-your-clients-from-the-marketplace-to-medicare/ Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/ Modern Medicare Marketing for Today’s Agents FREE eBook: https://www.ritterim.com/modern-marketing-guide/ Ritter’s Round Table Facebook Group: https://www.facebook.com/groups/RittersRoundTable/ Ritter Support Page: https://www.ritterim.com/support/ Should You Hire an Assistant for Your Insurance Business? https://agentsurvivalguide.podbean.com/e/should-you-hire-an-assistant-for-your-insurance-business-1622140677/ Social Media Marketing for Insurance Agents FREE eBook: https://www.ritterim.com/social-media-ebook/ Ways to Get Medicare Leads: https://agentsurvivalguide.podbean.com/e/ways-to-get-medicare-leads/   Your Guide to Forming an Insurance Network: https://agentsurvivalguide.podbean.com/e/your-guide-to-forming-an-insurance-network/   References: Brand Community – Journal of Consumer Research: https://www.jstor.org/stable/10.1086/319618?seq=7#metadata_info_tab_contents Community-Based Marketing: The Future of Business: https://www.socialmediaexaminer.com/community-based-marketing-the-future-of-business/ Covid-19 pandemic led to increase in loneliness around the world: https://www.apa.org/news/press/releases/2022/05/covid-19-increase-loneliness Digital Marketing Definition: https://mailchimp.com/marketing-glossary/digital-marketing/ Nextdoor – Neighborhood Networking App: https://about.nextdoor.com/ Proven Tactics & Examples for Community Based Marketing You Can Use: https://www.duel.tech/blog/community-based-marketing-guide-including-tactics-and-examples Reddit – Health Insurance Topics: https://www.reddit.com/search/?q=health%20insurance What is a Brand Community? https://blog.smile.io/what-is-a-brand-community/ What is Affinity Marketing? (With Benefits and Tips): https://www.indeed.com/career-advice/career-development/affinity-marketing What Is Traditional Marketing? – Channels & Examples: https://www.feedough.com/traditional-marketing/ What is Web3? https://www.forbes.com/sites/digital-assets/article/what-is-web3/?sh=7d24d27967a4

  Expand your business to the under-65 market by selling Affordable Care Act plans. Join Sarah and Tina as they cover the FAQs on ACA certification and training. Read text version Register with Ritter today: https://app.ritterim.com/public/registration/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 2024 Medicare Certification – Ritter Certification Center: https://docs.ritterim.com/products/certification/#2024-aca-certifications 5 Myths About Selling ACA Health Plans: https://agentsurvivalguide.podbean.com/e/5-myths-about-selling-aca-health-plans/ Everything Agents Need to Know About Selling in State-Based Marketplaces: https://www.ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/ How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://agentsurvivalguide.podbean.com/e/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/ Learn How to Sell ACA Products During the Off-Season featuring Danica Stover: https://agentsurvivalguide.podbean.com/e/learn-how-to-sell-aca-products-during-the-off-season-featuring-danica-stover/ Meet Your Ritter Sales Specialists: https://www.ritterim.com/meet-your-sales-team/#Sales The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook: https://www.ritterim.com/aca-ebook/ Your Step-By-Step Guide to Getting Started in Insurance Sales FREE eBook: https://www.ritterim.com/free-guide/   References: AB Registration Completion List: https://data.healthcare.gov/ab-registration-completion-list CMS Portal: https://portal.cms.gov/portal/ Find Your State Marketplace: https://www.healthcare.gov/marketplace-in-your-state/ Get Covered NJ: https://nj.gov/getcoverednj/ New Agents’ and Brokers’ Guide to Plan Year 2023 Marketplace Registration and Training PDF: https://www.cms.gov/files/document/new-agents-and-brokers-guide-py23-marketplace-registration-and-training.pdf Pennsylvania State Health Coverage - Pennie: https://pennie.com/ Plan Year 2023 Registration and Training: https://www.cms.gov/CCIIO/Programs-and-Initiatives/Health-Insurance-Marketplaces/Marketplace-Registration-and-Training Returning Agents’ and Brokers’ Guide to Plan Year 2023 Marketplace Registration and Training PDF: https://www.cms.gov/files/document/returning-agents-and-brokers-guide-py23-marketplace-registration-and-training.pdf

  Reach your community and find prospective Medicare clients simultaneously by hosting a Turning 65 educational event. Listen for tips and strategies to get started! Read the text version Register with Ritter:https://app.ritterim.com/public/registration/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/ 2024 Marketplace Final Rule Changes Agents Should Know: https://www.ritterim.com/blog/2024-marketplace-final-rule-changes-agents-should-know/ Agent Tools – Marketing & Incentives with Ritter: https://www.ritterim.com/agent-tools/marketing-incentives/ Build Your Brand with Community Involvement: https://agentsurvivalguide.podbean.com/e/build-your-brand-with-community-involvement/ Effective Marketing Strategies for Insurance Agents: https://agentsurvivalguide.podbean.com/e/effective-marketing-strategies-for-insurance-agents/ Rules for Hosting a Compliant Medicare Educational Event: https://www.ritterim.com/blog/rules-for-hosting-a-compliant-medicare-educational-event/    Shop for Marketing Materials from Ritter: https://shopritterim.com/ What Not to Say During Medicare Educational and Sales Events: https://www.ritterim.com/blog/what-not-to-say-during-medicare-educational-and-sales-events/     References: Financial Seminar Services: https://www.financialseminarservices.com/ ReminderMedia: https://remindermedia.com/ritter-insurance/

  Achieve 'ready-to-sell ' status with help from the Agent Survival Guide. Not sure what RTS means? It’s more than just a feeling! Learn about carrier requirements and steps agents take to become officially ready to sell. Read the text version   Create your free RitterIM profile by Registering with Ritter: https://app.ritterim.com/public/registration/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 2024 Maximum Broker Commissions for Medicare Advantage and Medicare Part D: https://agentsurvivalguide.podbean.com/e/2024-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/ 2024 Medicare Advantage and Part D Certification Info: https://agentsurvivalguide.podbean.com/e/2024-medicare-advantage-and-part-d-certification-info/ Contracting Made Simple & Smart: https://www.ritterim.com/agent-tools/online-contracting/ Effective Marketing Strategies for Insurance Agents: https://agentsurvivalguide.podbean.com/e/effective-marketing-strategies-for-insurance-agents/ FAQs About AHIP: https://agentsurvivalguide.podbean.com/e/faqs-about-ahip-2023/ FAQs About NABIP: https://agentsurvivalguide.podbean.com/e/faqs-about-nabip-medicare-certification/ How to Get Your Medicare Enrollment Kits on Time: https://www.ritterim.com/blog/how-to-get-your-medicare-enrollment-kits-on-time/ Instructions to check ‘ready-to-sell’ status on Ritter Docs: https://docs.ritterim.com/agents/contracts/ Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/ What is AHIP Certification and How Do I Get It? https://agentsurvivalguide.podbean.com/e/what-is-ahip-certification-and-how-do-i-get-it-1687528305/ Why sell Medicare plans? Learn more about the products agents can sell through Ritter Insurance Marketing: https://www.ritterim.com/products/medicare/ Why Should Agents Register with Ritter Insurance Marketing? https://agentsurvivalguide.podbean.com/e/why-should-agents-register-with-ritter-insurance-marketing/

  Learn the rules for taking the AHIP test, information on discounts and reimbursement, how to prepare yourself, test-taking tips, legit tech hacks, and more! Before you begin your first attempt at AHIP certification, be sure to listen to this ASG Podcast episode, updated for the 2024 Annual Enrollment Period. Read the text version Get on the Ritter Platform (and get access to our amazing tools!) by Registering with Ritter: https://app.ritterim.com/public/registration/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 2024 Maximum Broker Commissions for Medicare Advantage and Medicare Part D: https://agentsurvivalguide.podbean.com/e/2024-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/ 4 Reasons Why Agents Should Sell Medicare Advantage Plans for 2024: https://www.ritterim.com/2024-medicare-advantage-opportunity/ Four Reasons Why Ritter Should Be Your FMO Insurance Agency: https://agentsurvivalguide.podbean.com/e/4-reasons-why-ritter-should-be-your-fmo-insurance-agency/ FAQs about AHIP: https://agentsurvivalguide.podbean.com/e/faqs-about-ahip-2023/ How to Survive AEP: Wellness Tips for Insurance Agents: https://agentsurvivalguide.podbean.com/e/how-to-survival-aep-wellness-tips-for-insurance-agents-asg177/ Medicare Part D – Could Be Just What the Doctor Ordered: https://agentsurvivalguide.podbean.com/e/medicare-part-d-could-be-just-what-the-doctor-ordered-%c7%80-asg065/ What is AHIP Certification and How to Do I Get It? https://agentsurvivalguide.podbean.com/e/what-is-ahip-certification-and-how-do-i-get-it-1687528305/ Why Insurance Agents Fail & How No To! https://agentsurvivalguide.podbean.com/e/why-insurance-agents-fail-how-not-to/ Why You Need to Make Time for Medicare Training & Where to Find Great Resources: https://agentsurvivalguide.podbean.com/e/why-you-need-to-make-time-for-medicare-training-where-to-find-great-resources/   References: 6 Benefits of Managing Your Stress Better: https://psychcentral.com/stress/the-benefits-of-stress-management AHIP Certification Training Website: https://www.ahipmedicaretraining.com/ How to Connect a Laptop to a Monitor: https://www.wikihow.com/Connect-a-Laptop-to-a-Monitor Positive thinking: Stop negative self-talk to reduce stress: https://www.mayoclinic.org/healthy-lifestyle/stress-management/in-depth/positive-thinking/art-20043950

  The 2024 Annual Enrollment Period will be here before you know it. We’ve broken down the path to a successful AEP in 5 steps, tap that play button to find out what they are!   Read the text version Ritter Events Calendar: https://www.ritterim.com/events/ Get on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP: https://agentsurvivalguide.podbean.com/e/3-benefits-to-contracting-to-sell-medicare-advantage-outside-of-aep/ 10 Tips to Submitting an Error-Free Application: https://agentsurvivalguide.podbean.com/e/10-tips-to-submitting-an-error-free-application/ Carrier Pages on Ritter Docs: https://docs.ritterim.com/products/carriers/ FAQs About AHIP Medicare Certification: https://agentsurvivalguide.podbean.com/e/faqs-about-ahip-2023/ FAQs About NABIP Medicare Certification: https://agentsurvivalguide.podbean.com/e/faqs-about-nabip-medicare-certification/ How to Check for Your First Looks: https://www.ritterim.com/blog/how-to-check-for-your-first-looks/ How to Cross-Sell Insurance: The Advisor Approach: https://agentsurvivalguide.podbean.com/e/how-to-cross-sell-insurance-the-advisor-approach-2022/ How to Get Your Medicare Enrollment Kits on Time: https://www.ritterim.com/blog/how-to-get-your-medicare-enrollment-kits-on-time/ Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/ Preparing for AEP Ritter Webinar: https://screenpal.com/watch/c31vqCV0qtV Ritter’s Certification Center on Ritter Docs: https://docs.ritterim.com/products/certification/ Sense Success with Dental, Vision, and Hearing Plans: https://agentsurvivalguide.podbean.com/e/sense-success-with-dental-vision-and-hearing-plans/ The Complete Guide on How to Sell Medicare Advantage Plans eBook DOWNLOAD: https://www.ritterim.com/medicare-advantage-ebook/ The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/ What is AHIP Certification and How Do I Get It? https://agentsurvivalguide.podbean.com/e/what-is-ahip-certification-and-how-do-i-get-it-1687528305/ Why Insurance Agents Fail (& How Not To!) https://agentsurvivalguide.podbean.com/e/why-insurance-agents-fail-how-not-to/   References: 71% of Consumers More Likely To Buy A Product Or Service From A Name They Recognize: https://www.globalbankingandfinance.com/71-of-consumers-more-likely-to-buy-a-product-or-service-from-a-name-they-recognise/ Miramar:Agent: https://miramar-agent.com/

  No more struggling to keep certification details straight… get all the info in one place! Find out how we keep you informed during prep season so you can breathe easier and still enjoy summer. Read the text version. Not registered with RitterIM.com yet? No problem! Get started here: https://app.ritterim.com/public/registration/ (Tell them the Agent Survival Guide sent you 😉)   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance Sarah on Bluesky, https://bsky.app/profile/sarahjrueppel.bsky.social LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: Carrier Certification Weekly Roundup: https://www.ritterim.com/blog/the-latest-available-2024-ma-pdp-carrier-certifications/ eBooks and Guides for Insurance Agents selling Medicare: https://www.ritterim.com/guides/ Ritter’s Certification Center: https://docs.ritterim.com/products/certification/

  The ASG Team answers frequently asked questions about NABIP Medicare Certification to help you get prepared for the exam. Listen, take notes, and study away! Read the text version   Question about NABIP certification? Reach out to our team: https://www.ritterim.com/meet-your-sales-team/ or send us an email at [email protected]   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 2024 Maximum Broker Commissions for MA and Medicare Part D: https://agentsurvivalguide.podbean.com/e/2024-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/ Best Budgeting Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-best-budgeting-apps/ Effective Marketing Strategies for Insurance Agents: https://agentsurvivalguide.podbean.com/e/effective-marketing-strategies-for-insurance-agents/ How to Streamline Your Insurance Sales Process: https://agentsurvivalguide.podbean.com/e/how-to-streamline-your-insurance-sales-process/ NAHU Rebrand, Medicaid Unwinding, & the State of the Senior Market 2023: https://agentsurvivalguide.podbean.com/e/nahu-rebrand-medicaid-uncoupling-the-state-of-the-senior-market-2023-the-friday-five/ Why Should Agents Register with Ritter Insurance Marketing? https://agentsurvivalguide.podbean.com/e/why-should-agents-register-with-ritter-insurance-marketing/   References: Carriers Accepting NABIP Certification: https://nabip.org/professional-development/medicare-advantage-certification/carriers Check your state's approved CE hours here: https://www.netstudy.com/nabip/site/coursedetails/1702 NABIP 2024 Medicare Certification: https://www.ritterim.com/blog/nabip-2024-medicare-certification/ NABIP Corporate Partnership Information: https://nabip.org/membership/corporate-partnership NABIP's helpful Medicare Advantage Certification Training User Guide: https://www.netstudy.com/nabip/site/coursedetails/1702 NABIP Online Learning Institute: https://nabip.inreachce.com/ NABIP State Rules for Insurance Continuing Education: https://www.netstudy.com/nabip/site/staterules

  It’s here! CMS 2024 maximum broker commissions for Medicare Advantage and Medicare Part D plans are out. Listen to find out how much you can earn writing MA and PDP business this coming year. Read the text version    Ready to get started with Ritter Insurance Marketing? Register at: https://app.ritterim.com/public/registration/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: CMS 2024 MA & Part D Rate Announcement, Medicaid Redeterminations, The 27th Webby Awards: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-rate-announcement-medicaid-redeterminations-the-27th-webby-awards/ CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/ How Insurance FMOs Work eBook: https://www.ritterim.com/how-insurance-fmos-work/ Knight School: https://www.ritterim.com/knight-school/ Major Compliance Changes Coming to Medicare Advantage & Part D for 2024: https://agentsurvivalguide.podbean.com/e/major-compliance-changes-coming-to-medicare-advantage-part-d-for-2024/ The Complete Guide on How to Sell Prescription Drug Plans: https://www.ritterim.com/pdp-ebook/ The Complete Guide on How to Sell Medicare Advantage Plans: https://www.ritterim.com/medicare-advantage-ebook/ The Future of Medicare Part D: The Push Toward MAPD: https://agentsurvivalguide.podbean.com/e/the-future-of-medicare-part-d-the-push-toward-mapd/ The Ideal Client for Medicare Advantage Plans: https://agentsurvivalguide.podbean.com/e/the-ideal-client-for-medicare-advantage-plans/ The Ritter Platform: https://www.ritterim.com/agent-tools/the-ritter-platform/

  Did you complete your AHIP certification yet? Not sure what the AHIP exam is? Don’t stress! We’ve got details on requirements, how certification works for agents, and more! Read the text version Get access to Ritter’s Certification Center by registering with our site: https://app.ritterim.com/public/registration/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: AHIP Test Tips and Tricks for Medicare Certification: https://www.ritterim.com/blog/ahip-test-tips-and-tricks-for-medicare-certification/ FAQs about AHIP: https://agentsurvivalguide.podbean.com/e/faqs-about-ahip-2023/ The Survivor’s AEP Checklist: https://agentsurvivalguide.podbean.com/e/the-survivor-s-aep-checklist-1625588974/ Ritter Insurance Marketing’s Certification Center: https://docs.ritterim.com/products/certification/ We’re Rebranding Medicareful for the 2024 AEP: https://agentsurvivalguide.podbean.com/e/we-re-rebranding-medicareful-for-the-2024-aep/   References: AHIP Corporate Partnerships: https://www.ahip.org/corporate-partnerships AHIP Issues: https://www.ahip.org/issues AHIP Member Organizations: https://www.ahip.org/members AHIP Online Courses: https://www.ahip.org/courses AHIP Unveils Refreshed Brand, Updated Mission to Improve Health Care for All Americans: https://www.ahip.org/news/press-releases/ahip-unveils-refreshed-brand-updated-mission-to-improve-health-care-for-all-americans Medicare + Fraud, Waste, and Abuse Training: https://www.ahip.org/courses/medicare-fraud-waste-and-abuse-training

  Have questions about AHIP? We've got answers! In this episode, Tina joins Sarah in the studio with some frequently Email us at [email protected] Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: AHIP Test Tips and Tricks for Medicare Certification: https://www.ritterim.com/blog/ahip-test-tips-and-tricks-for-medicare-certification/ AHIP 2024, MA Enrollment Milestone, & Apple Personal Voice: https://agentsurvivalguide.podbean.com/e/ahip-2024-ma-enrollment-milestone-apple-personal-voice/ FAQs About NABIP Medicare Certification: https://www.ritterim.com/blog/faqs-about-nabip-medicare-certification/ NABIP 2024 Medicare Certification: https://www.ritterim.com/blog/nabip-2024-medicare-certification/ NABIP Certification, CHATGPT Scams, and Innovation for Field Agents: https://agentsurvivalguide.podbean.com/e/nabip-certification-chatgpt-scams-and-innovation-for-field-agents/ Ritter Docs – Carriers: https://docs.ritterim.com/products/carriers/ The Survivor’s AEP Checklist: https://agentsurvivalguide.podbean.com/e/the-survivor-s-aep-checklist-1625588974/ Updates to the 2024 AHIP Certification You Should Know: https://www.ritterim.com/blog/updates-to-the-2024-ahip-certification-you-should-know/   References: Medicare + Fraud, Waste, and Abuse (MFWA) Training: https://www.ahipmedicaretraining.com/page/login Test Anxiety: Can it be treated? https://www.mayoclinic.org/diseases-conditions/generalized-anxiety-disorder/expert-answers/test-anxiety/faq-20058195

  We’re kicking off summer with a full “Rueppel Recommends” episode featuring 10 new podcast recommendations! Sarah highlights shows that get her ready for the day, family-friendly podcasts for vacation, audio fiction to unwind with, plus summer podcast debuts she can’t wait for!   Links to Shows Sarah Mentioned: Articles of Interest: https://www.radiotopia.fm/podcasts/articles-of-interest Before Breakfast: https://lauravanderkam.com/before-breakfast-podcast/ Cascadia: https://podcasts.apple.com/us/podcast/cascadia/id1599994016 Case 63: https://open.spotify.com/show/4c9ZKaFtEKweSYOlYvxfvp Classy with Jonathan Menjivar: https://www.pineapple.fm/ Dream Breachers (Pinna) https://pinna.fm/library/kids-shows/pinna-podcasts/dream-breachers Dream Breachers (Spotify) https://open.spotify.com/show/3JuT0YIYma7ZJi4YdU3nT3 Nightingale: https://open.spotify.com/show/1gltyfpI9GopcupOLJ7moo Six Minutes: Out of Time: https://gzmshows.com/shows/listing/six-minutes-out-of-time/ Strange Air: https://www.strangeairpodcast.com/ The Hustle Daily Show: https://www.thehustledaily.show/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Past Podcast Recommendation Episodes: Winter 2022 Podcast Recommendations: https://agentsurvivalguide.podbean.com/e/winter-2022-podcast-recommendations/ Top 5 Podcasts of 2022: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2022/ International Podcast Day 2022: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2022/ Podcast Recommendations for Summer 2022: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2022/ Winter 2021 Podcast Recommendations: https://agentsurvivalguide.podbean.com/e/winter-2021-podcast-recommendations/ Top 5 Podcasts of 2021: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2021/ International Podcast Day 2021: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2021-1632944993/ Podcast Recommendations for Summer 2021: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2021/ March 12, 2021 | The Friday Five: https://agentsurvivalguide.podbean.com/e/march-12-2021-the-friday-five/ Podcasts We're Currently Listening To (Winter 2021): https://agentsurvivalguide.podbean.com/e/january-1-2021-the-friday-five/ Top 5 Podcasts of 2020: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2020-the-friday-five/ International Podcast Day 2020: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2020/ Podcast Recommendations for Summer 2020: https://agentsurvivalguide.podbean.com/e/podcast-recommendations-for-summer-2020-the-tuesday-ten/ Podcasts We're Currently Listening To:  https://agentsurvivalguide.podbean.com/e/podcasts-we-re-currently-listening-to-the-friday-five/ Top 5 Podcasts of 2019: https://agentsurvivalguide.podbean.com/e/top-5-podcasts-of-2019-the-friday-five/ International Podcast Day 2019: https://agentsurvivalguide.podbean.com/e/international-podcast-day-2019/ Behind the Scenes of the Agent Survival Guide Podcast: https://agentsurvivalguide.podbean.com/e/behind-the-scenes-of-the-asg-podcast-%C7%80-asg100-%F0%9F%8E/

  Why should you register with Ritter Insurance Marketing? What perks do Ritter agents get? We answer those questions and more in this explainer episode! Discover the tools, resources, and advantages you get when partnering with Ritter Insurance Marketing!   Have questions about working with Ritter Insurance Marketing? Email us for answers! [email protected]   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 2023 Medicare Part A & Part B Premiums and Deductibles: https://agentsurvivalguide.podbean.com/e/2023-medicare-part-a-b-premiums-and-deductibles/ 4 Perks of Being a Part-Time Insurance Agent: https://agentsurvivalguide.podbean.com/e/4-perks-of-being-a-part-time-insurance-agent-2023/ 5 Things About CallVault (Compliant Medicare Sales Call Recording: https://agentsurvivalguide.podbean.com/e/5-things-about-callvault-compliant-medicare-sales-call-recording-the-friday-five/ 5 Tips for Selling Medicare Advantage Plans: https://agentsurvivalguide.podbean.com/e/5-tips-for-selling-medicare-advantage-plans-2022/ Apps to Make Your Small Business More Efficient: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-to-make-your-small-business-more-efficient/ Best Practices for Training Downline Agents: https://agentsurvivalguide.podbean.com/e/best-practices-for-training-downline-agents/ Effective Marketing Strategies for Insurance Agents: https://agentsurvivalguide.podbean.com/e/effective-marketing-strategies-for-insurance-agents/ Free eBooks and Guides: https://www.ritterim.com/guides/ Insurance Agents as TPMOs: What 2023 Compliance Regulations Mean for You: https://agentsurvivalguide.podbean.com/e/insurance-agents-as-tpmos-what-2023-cms-compliance-regulations-mean-for-you/ Knight School Online Learning Resource: https://www.ritterim.com/knight-school/ Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/ Medicareful: https://www.ritterim.com/agent-tools/medicareful/ Ritter Docs Site: https://docs.ritterim.com/ The Ritter Platform: https://app.ritterim.com/ The Ritter Platform Launches New eScope, FastTrack App, & Profile Features: https://www.ritterim.com/blog/the-ritter-platform-launches-new-escope-fasttrack-app-profile-features/ The Ritter Platform Launches New Drug Cost Estimator and Prefilled Applications: https://agentsurvivalguide.podbean.com/e/the-ritter-platform-launches-new-drug-cost-estimator-and-prefilled-applications/ The Ritter Platform Launches 3 New Tools & Shared Client Records: https://www.ritterim.com/blog/the-ritter-platform-launches-3-new-tools-and-shared-client-records/ The Ritter Platform Launches CallVault for Compliant Medicare Sales Call Recording: https://www.ritterim.com/blog/the-ritter-platform-launches-callvault-for-compliant-medicare-sales-call-recording/ We’re Rebranding Medicareful for the 2024 AEP: https://agentsurvivalguide.podbean.com/e/we-re-rebranding-medicareful-for-the-2024-aep/   References: Integrity Marketing Group Website: https://www.integritymarketing.com/

  Transform your insurance business with marketing strategies and resources from the experts! Learn how to brand your insurance business, create a compliant website and social media presence, retention tips that work, where to find compliant marketing materials, content marketing strategies, and more! Questions about the tips mentioned in this episode? Email Sarah at [email protected]   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 3 Email Marketing Campaigns You Should Be Sending: https://agentsurvivalguide.podbean.com/e/3-email-marketing-campaigns-insurance-agents-should-be-sending/ 7 Ways to Get Involved In Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/ 8 Relationship Marketing Strategies for Insurance Agents featuring ReminderMedia's Luke Acree and Andrew Saksa: https://agentsurvivalguide.podbean.com/e/8-relationship-marketing-strategies-for-insurance-agents-featuring-remindermedia-s-luke-acree-and-andrew-saksa/ Apps to Make Your Small Business More Efficient: https://agentsurvivalguide.podbean.com/e/agent-apps-apps-to-make-your-small-business-more-efficient/ Best Practices for Downline Agents: https://agentsurvivalguide.podbean.com/e/best-practices-for-training-downline-agents/ Building Client Loyalty: More Than Just a Plan: https://agentsurvivalguide.podbean.com/e/building-client-loyalty-more-than-just-a-plan/ CMS' 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/ CMS' New Definition of Marketing & How It Affects Agents Selling Medicare Plans: https://agentsurvivalguide.podbean.com/e/cms-new-definition-of-marketing-how-it-affects-agents-selling-medicare-plans/ Developing an Agency – Your Guide to Getting Started: https://www.ritterim.com/agency-guide/ Empowering Agents Through Technology featuring Aaron Kassover from AgentMethods: https://agentsurvivalguide.podbean.com/e/empowering-agents-through-technology-ft-aaron-kassover-from-agent-methods/ Find your Sales Specialist at Ritter Insurance Marketing: https://www.ritterim.com/meet-your-sales-team/ Generate Medicare Leads Using Marketing Materials from ShopRitterIM: https://www.ritterim.com/blog/generate-medicare-leads-using-marketing-materials-from-shopritterim/ ReminderMedia special offer for Ritter Insurance Marketing agents: https://remindermedia.com/ritter-insurance-get-started-today/ Using a SWOT Analysis to Review Your Insurance Business: https://agentsurvivalguide.podbean.com/e/using-a-swot-analysis-to-review-your-insurance-business/ We’re Rebranding Medicareful for the 2024 Annual Enrollment Period: https://agentsurvivalguide.podbean.com/e/we-re-rebranding-medicareful-for-the-2024-aep/ What Are Insurance Hierarchies & How Do They Work? https://agentsurvivalguide.podbean.com/e/what-are-insurance-hierarchies-how-do-they-work/   References: Agent Methods Official Site: https://www.agentmethods.com/ CMS Medicare Communications and Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines CMS Memo [May 10, 2023] Definition of Marketing: https://www.ritterim.com/documents/cms-memos/cms-definition-of-marketing-5-10-23.pdf Medicare Advantage Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V ReminderMedia Official Site: https://remindermedia.com/

  Are you having trouble meeting your personal and career goals, or feel your sales methods seem outdated? Perhaps you’re in a good spot, but you want to increase your sales? If any of those sound like you, it’s time to streamline your sales process! Find out how in this episode.   Read the text version   Get on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/ Create Your Medicareful Site: https://www.ritterim.com/agent-tools/medicareful/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 4 Tips for Making a Better Insurance Sales Pitch: https://agentsurvivalguide.podbean.com/e/4-tips-for-making-a-better-insurance-sales-pitch-2022/ Boost Your Commissions with a New HI Sales Strategy ft. Harry Rittner & Damon Logan: https://agentsurvivalguide.podbean.com/e/boost-your-commissions-with-a-new-hi-sales-strategy-ft-harry-rittner-damon-logan/ Celebrating Every Step of the Process | Monday Motivation: https://agentsurvivalguide.podbean.com/e/celebrating-every-step-of-the-process-monday-motivation/ Common Sales Mistakes You Might Be Making (And How to Fix Them!): https://agentsurvivalguide.podbean.com/e/common-sales-mistakes-you-might-be-making-and-how-to-fix-them/ Creating Margin & Taking Back Control of Your Time | Monday Motivation: https://agentsurvivalguide.podbean.com/e/creating-margin-taking-back-control-of-your-time-monday-motivation/ Remote Sales Tips for Insurance Agents: https://agentsurvivalguide.podbean.com/e/remote-sales-tips-for-insurance-agents/ Learning from Lost Medicare Insurance Sales: https://agentsurvivalguide.podbean.com/e/learning-from-lost-medicare-insurance-sales/ Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/ Medicareful Overview: https://docs.ritterim.com/medicareful/overview/ The Ritter Platform Overview: https://docs.ritterim.com/ritter-platform/dashboard/ What Does Success Look Like? | Monday Motivation: https://agentsurvivalguide.podbean.com/e/what-does-success-look-like-monday-motivation/

  Your clients may be asking if they need final expense insurance, how much it will cost and what it will cover. Make sure you've got all the answers, you can start by listening to this episode to learn more! Read the text version Connect with us at [email protected]   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 4 Steps to Every Final Expense Sale: https://agentsurvivalguide.podbean.com/e/4-steps-to-every-final-expense-sale/   5 Out-of-the-Box Ideas for Selling Final Expense Insurance: https://agentsurvivalguide.podbean.com/e/5-out-of-the-box-ideas-for-selling-final-expense-insurance/ Final Expense Insurance Sales Opportunities You May Be Missing: https://agentsurvivalguide.podbean.com/e/final-expense-insurance-sales-opportunities-you-may-be-missing/ How to Explain to Cost of a Funeral & Help Your Clients Plan for One: https://agentsurvivalguide.podbean.com/e/how-to-explain-the-cost-of-a-funeral-help-your-clients-plan-for-one/ Life Insurance for Each of Life’s Stages: https://agentsurvivalguide.podbean.com/e/life-insurance-for-each-of-life-s-stages/ Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/ Ritter Products: Final Expense: https://www.ritterim.com/products/final-expense/   References: Average Funeral Cost by State: https://worldpopulationreview.com/state-rankings/average-funeral-cost-by-state

  CMS recently updated their definition of marketing for agents selling Medicare Advantage, Medicare Part D, and Medicare Cost Plans, with changes that apply to both the intent and content of marketing. Listen to learn if your marketing materials will be affected and how Ritter can help. Read the text version   Compliance questions? We have answers! Send your questions to our compliance team: [email protected]   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: CMS’ 2024 MA and Part D Final Rule Changes for Agents: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-final-rule-changes-for-agents/ CMS Definition of Marketing Memo: https://www.ritterim.com/documents/cms-memos/cms-definition-of-marketing-5-10-23.pdf Cultivating Growth in Your Insurance Agency and Life: https://agentsurvivalguide.podbean.com/e/cultivating-growth-in-your-insurance-agency-and-life-monday-motivation/ Empower Your Prospects to Act Before Turning 65: https://agentsurvivalguide.podbean.com/e/empower-your-prospects-to-act-before-turning-65/ Generate Medicare Leads Using Marketing Materials From ShopRitterIM: https://agentsurvivalguide.podbean.com/e/generate-medicare-leads-using-marketing-materials-from-shopritterim/   References: 2024 Medicare Advantage and Part D Final Rule (CMS-4201-F): https://www.cms.gov/newsroom/fact-sheets/2024-medicare-advantage-and-part-d-final-rule-cms-4201-f CMS 2024 Final Rule for Medicare Advantage and Part D: https://public-inspection.federalregister.gov/2023-07115.pdf Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V Medicare Communications and Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V Ritter Insurance Marketing Products (ShopRitterIM): https://shopritterim.com/  

  Learn what's new for marketplace agents selling ACA plans for PY2024. We outline the key takeaways from CMS' HHS Notice of Benefit and Payment Parameters for 2024 final rule. Read the text version Download Ritter’s Free ACA Consumer Authorization Form Questions for our compliance office? Email [email protected] to get them answered!   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: ACA 101: Selling Under-65 Health Insurance:  https://agentsurvivalguide.podbean.com/e/aca-101-selling-under-65-health-insurance/ ACA Consumer Authorization Form Download: https://www.ritterim.com/documents/aca-consumer-authorization-form-template.pdf Medicaid Unwinding: What Is It & The Opportunity for Agents: https://agentsurvivalguide.podbean.com/e/medicaid-unwinding-what-is-it-and-the-opportunity-for-agents/   References: Facilitating Consumer Choice: Standardized Plans in Health Insurance Marketplaces: https://aspe.hhs.gov/sites/default/files/documents/222751d8ae7f56738f2f4128d819846b/Standardized-Plans-in-Health-Insurance-Marketplaces.pdf HHS Notice of Benefit and Payment Parameters for 2024 Final Rule: https://www.cms.gov/newsroom/fact-sheets/hhs-notice-benefit-and-payment-parameters-2024-final-rule Patient Protection and Affordable Care Act, HHS Notice of Benefit and Payment Parameters for 2024: https://www.federalregister.gov/documents/2023/04/27/2023-08368/patient-protection-and-affordable-care-act-hhs-notice-of-benefit-and-payment-parameters-for-2024 Temporary Special Enrollment Period (SEP) for Consumers Losing Medicaid or the Children’s Health Insurance Program (CHIP) Coverage Due to Unwinding of the Medicaid Continuous Enrollment Condition– Frequently Asked Questions (FAQ): https://www.cms.gov/technical-assistance-resources/temp-sep-unwinding-faq.pdf

  A lot of changes took effect over the last year in the Affordable Care Act Marketplace. Learn how these changes to the under-65 health insurance market affect your clients and your business. Read the text version Register with Ritter: https://app.ritterim.com/public/registration/ Email us at [email protected]   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 8 Reasons Why Medicare Agents Should Sell ACA Plans: https://agentsurvivalguide.podbean.com/e/8-reasons-why-medicare-agents-should-sell-aca-plans/ 2023 COLA, ACA Family Glitch Fix, and AEP Begins | The Friday Five Oct 14, 2022: https://agentsurvivalguide.podbean.com/e/2023-cola-aca-family-glitch-fix-and-aep-begins-the-Friday-five/ ACA’s Family Glitch Resolved for 2023 OEP: https://www.ritterim.com/blog/acas-family-glitch-resolved-for-2023-oep/ FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://agentsurvivalguide.podbean.com/e/faqs-about-selling-on-exchange-off-exchange-under-65-plans/ Learn How to Sell ACA Products During the Off-Season featuring Danica Stover: https://agentsurvivalguide.podbean.com/e/learn-how-to-sell-aca-products-during-the-off-season-featuring-danica-stover/ Meet Your Sales Team at Ritter: https://www.ritterim.com/meet-your-sales-team/ The State of the ACA Market in 2022: https://agentsurvivalguide.podbean.com/e/the-state-of-the-aca-market-in-2022/ What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://agentsurvivalguide.podbean.com/e/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/   References: Analysis Estimates 5.1 Million People Fall into the Affordable Care Act’s “Family Glitch”: https://www.kff.org/health-reform/press-release/analysis-estimates-5-1-million-people-fall-into-the-affordable-care-acts-family-glitch/ An SEP if your income doesn’t exceed 150% of the federal poverty level: https://www.healthinsurance.org/special-enrollment-guide/an-sep-if-your-income-doesn’t-exceed-150-of-the-federal-poverty-level/ Biden-Harris Administration Announces Record Breaking 16.3 Million People Sign Up for Health Care Coverage in ACA: https://www.cms.gov/newsroom/press-releases/biden-harris-administration-announces-record-breaking-163-million-people-signed-health-care-coverage CMS Waivers, Flexibilities, and the Transition Forward from the COVID-19 Public Health Emergency: https://www.cms.gov/newsroom/fact-sheets/cms-waivers-flexibilities-and-transition-forward-covid-19-public-health-emergency FACT SHEET: Biden Harris Administration Proposes Rule to Fix “Family Glitch” and Lower Health Care Costs: https://www.whitehouse.gov/briefing-room/statements-releases/2022/04/05/fact-sheet-biden-harris-administration-proposes-rule-to-fix-family-glitch-and-lower-health-care-costs/ Fact Sheet: COVID-19 Public Health Emergency Transition Roadmap: https://www.hhs.gov/about/news/2023/02/09/fact-sheet-covid-19-public-health-emergency-transition-roadmap.html Five Things to Know about the Renewal of Extra Affordable Care Act Subsidies in the Inflation Reduction Act: https://www.kff.org/policy-watch/five-things-to-know-about-renewal-of-extra-affordable-care-act-subsidies-in-inflation-reduction-act/ Health Insurance Marketplaces 2023 Open Enrollment Report: https://www.cms.gov/files/document/health-insurance-exchanges-2023-open-enrollment-report-final.pdf Key Facts about the Uninsured Population: https://www.kff.org/uninsured/issue-brief/key-facts-about-the-uninsured-population/ Medicare Unwinding: What Is It & The Opportunity for Agents: https://agentsurvivalguide.podbean.com/e/medicaid-unwinding-what-is-it-and-the-opportunity-for-agents/ Nine Changes to Watch in ACA Open Enrollment 2023: https://www.kff.org/policy-watch/nine-changes-to-watch-in-open-enrollment-2023/ Status of State Medicaid Expansion Decisions: Interactive Map: https://www.kff.org/medicaid/issue-brief/status-of-state-medicaid-expansion-decisions-interactive-map/ The Biden-Harris Administration Immediate Priorities: https://www.whitehouse.gov/priorities/ Unwinding the Medicaid Continuous Enrollment Provision: Projected Enrollment Effects and Policy Approaches: https://www.kff.org/health-reform/press-release/analysis-estimates-5-1-million-people-fall-into-the-affordable-care-acts-family-glitch/ When to contact your State Medicaid Agency: https://www.medicaid.gov/about-us/beneficiary-resources/index.html#when2contactstate

  During your career as an insurance agent, you may move to different levels of the hierarchy. How does this hierarchy work? Learn more about the levels of the insurance hierarchy and what makes each type different. Read the text version Get in touch with us at: [email protected] Meet Your Sales Team! https://www.ritterim.com/meet-your-sales-team/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 2023 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://www.ritterim.com/blog/2023-maximum-broker-commissions-for-medicare-advantage-medicare-part-d/ Developing an Agency – Your Guide to Getting Started: https://www.ritterim.com/agency-guide/ How to Recruit Insurance Agents to Your Downline: https://agentsurvivalguide.podbean.com/e/how-to-recruit-insurance-agents-to-your-downline-1622221250/ FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://agentsurvivalguide.podbean.com/e/fmo-vs-imo-vs-nmo-vs-mga-vs-ga-what-s-the-difference-2023/ Read to Join an FMO? 10 Things to Consider: https://agentsurvivalguide.podbean.com/e/ready-to-join-an-fmo-10-things-to-consider/ References: Multi-Level Marketing or Illegal Pyramid Scheme? https://www.michigan.gov/ag/consumer-protection/consumer-alerts/consumer-alerts/invest/mlm-illegal-pyramid-scheme What Is an MLM? How Multilevel Marketing Works: https://www.investopedia.com/terms/m/multi-level-marketing.asp

  Many college majors offer a diverse set of skills and experiences that can help you with your career. Have a degree and aren’t sure what to do with it? In this episode Tina examines how different degrees can set you up for success in the Medicare sales industry. Have Questions? Send us an email at [email protected]   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 3 Advantages of Being an Independent Insurance Agent: https://agentsurvivalguide.podbean.com/e/3-advantages-of-being-an-independent-insurance-agent/ 4 Strategies for Effectively Working With a Team: https://agentsurvivalguide.podbean.com/e/4-strategies-for-effectively-working-with-a-team/  5 Ways to Build Confidence: https://agentsurvivalguide.podbean.com/e/5-ways-to-build-your-confidence-the-Friday-five/ Agent Apps | Project Management Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-project-management-apps/ Do You Have What it Takes to Be a Great Insurance Agent?: https://agentsurvivalguide.podbean.com/e/do-you-have-what-it-takes-to-be-a-great-insurance-agent/ How to Get Health and Life Insurance Continuing Education Credits as an Agent: https://agentsurvivalguide.podbean.com/e/how-to-get-health-and-life-insurance-continuing-education-credits-as-an-agent/ Life Long Learning: Online Educational Resources: https://agentsurvivalguide.podbean.com/e/lifelong-learning-online-educational-resources/ Why College Grads Are Choosing to Be Insurance Agents: https://agentsurvivalguide.podbean.com/e/why-college-grads-are-choosing-to-be-insurance-agents/ Why Young Professionals Should Consider Becoming Insurance Agents: https://agentsurvivalguide.podbean.com/e/why-young-professionals-should-consider-becoming-insurance-agents/   Your Step-By-Step Guide to Getting Started in Insurance Sales: https://www.ritterim.com/free-guide/   References: 5 Benefits of Studying Project Management: https://www.torrens.edu.au/blog/5-benefits-of-studying-project-management 10 Benefits of Having a College Degree: https://www.northeastern.edu/bachelors-completion/news/is-a-bachelors-degree-worth-it/ 25 Best Business Majors: https://www.worldwidelearn.com/education-rankings/25-best-business-majors/ Is a Finance Degree Worth it? https://www.indeed.com/career-advice/career-development/is-finance-degree-worth-it Types of Business Majors: https://www.indeed.com/career-advice/finding-a-job/types-of-business-majors What skills will be needed for work in 2022? The Mindspa’s 7 Top Soft Skill Predictions for this Year: https://www.linkedin.com/pulse/what-skills-needed-work-2022-mindspas-7-top-soft-skill-pretorius/ What skills will I learn with a BA in Communications? https://learn.org/articles/What_Skills_will_I_Learn_with_a_BA_in_Communications.html

  Cybersecurity threats are on the rise. It's vital to not only keep your data protected, but as an insurance agent you have the responsibility to protect your clients' data. Find out best practices for internet safety by listening to this episode. Read the text version Email us at [email protected]   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 5 Basic Care Tips for Your Electronic Devices: https://agentsurvivalguide.podbean.com/e/5-basic-care-tips-for-your-electronic-devices/ Agent Apps | Protect Your Privacy - Password Manager Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-protect-your-privacy-password-manager-apps/ How to Successfully Set SMART Goals: https://agentsurvivalguide.podbean.com/e/how-to-successfully-set-smart-goals-1639071365/ What Are Insurance Agents Responsible for Under HIPAA: https://agentsurvivalguide.podbean.com/e/what-are-insurance-agents-responsible-for-under-hipaa-1637595382/ Why We Added Multi-Factor Authentication to Ritter Logins:  https://www.ritterim.com/blog/why-we-added-multi-factor-authentication-to-ritter-logins/   References: 10 Things to Do if Your Identity Is Stolen: https://money.usnews.com/money/personal-finance/family-finance/articles/things-to-do-after-your-identity-is-stolen Anti Malware Software Program – What is it? https://www.digitaldefense.com/blog/anti-malware-software-program-what-is-it-digital-defense/ Best Identity Theft Protection Services of 2023: https://www.usnews.com/360-reviews/privacy/identity-theft-protection Confronting Heightened Cybersecurity Threats Amid COVID-19: https://www.cisa.gov/resources-tools/resources/confronting-heightened-cybersecurity-threats-amid-covid-19 Definition of antimalware: https://www.techtarget.com/searchsecurity/definition/antimalware “End-of-Life”/ “EOL”, “Unsupported”, and “Out of Support” – What Does it All Mean? https://thecomputercellar.com/unsupported/ HHS Strengthens HIPAA Enforcement: https://wayback.archive-it.org/3926/20131018161347/http:/www.hhs.gov/news/press/2009pres/10/20091030a.html How long does it take to correct identity theft? https://www.allstateidentityprotection.com/content-hub/how-long-does-it-take-to-correct-identity-theft Multi-Factor Authentication: https://www.cisa.gov/sites/default/files/publications/MFA-Fact-Sheet-Jan22 The HIPAA Privacy Rule: https://www.hhs.gov/hipaa/for-professionals/privacy/index.html The HIPAA Security Rule: https://www.hhs.gov/hipaa/for-professionals/security/index.html Omnibus HIPAA Rulemaking: https://www.hhs.gov/hipaa/for-professionals/privacy/laws-regulations/combined-regulation-text/omnibus-hipaa-rulemaking/index.html Senior scam statistics 2023: https://www.comparitech.com/identity-theft-protection/senior-scam-statistics/ Tip Sheet - Protected Health Information and Personal Identifying Information: https://ora.research.ucla.edu/OHRPP/Documents/Policy/6/PHI_PII.pdf What hackers actually do with your stolen medical records: https://www.advisory.com/daily-briefing/2019/03/01/hackers What is a phishing attack: https://www.imperva.com/learn/application-security/phishing-attack-scam/ What is Malware? The Ultimate Guide to Malware: https://www.avg.com/en/signal/what-is-malware What is the Deep and Dark Web? https://www.kaspersky.com/resource-center/threats/deep-web What is a VPN? How It Works, Types of VPN: https://www.kaspersky.com/resource-center/definitions/what-is-a-vpn Why is PHI Valuable to Criminals? https://compliancy-group.com/why-is-phi-valuable-to-criminals/ Why is PHI Valuable to Hackers? https://www.accountablehq.com/post/why-is-phi-valuable-to-hackers

  Join us for an episode written by Ritter Insurance Marketing’s CEO Craig Ritter. Explore recent enrollment trends and get the details of CMS’ plan for new legislation in the coming years.   Read the text version   Rethinking the Senior Market webinar: https://insurancenewsnet.com/innarticle/rethinking-the-senior-market-a-look-at-new-products-medicare-challenges Get on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: Getting Started Selling Medicare Supplements: https://agentsurvivalguide.podbean.com/e/getting-started-selling-medicare-supplements/   How Medicare Helps Your Clients Stay Healthy: https://agentsurvivalguide.podbean.com/e/how-medicare-helps-your-clients-stay-healthy/ How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans: https://agentsurvivalguide.podbean.com/e/how-to-help-your-clients-get-the-most-out-of-their-medicare-advantage-plans/ What’s the Difference Between an HMO and a PPO: https://living.medicareful.com/whats-the-difference-between-an-hmo-and-a-ppo What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://agentsurvivalguide.podbean.com/e/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/ What Seniors Value Most in an MA Plan: https://agentsurvivalguide.podbean.com/e/what-seniors-value-most-in-an-ma-plan-asg175/ Why People Are Choosing Part C Over Original Medicare: https://agentsurvivalguide.podbean.com/e/why-people-are-choosing-part-c-over-original-medicare/   References: Explaining the Prescription Drug Provisions in the Inflation Reduction Act: https://www.kff.org/medicare/issue-brief/explaining-the-prescription-drug-provisions-in-the-inflation-reduction-act/ HHS Secretary Responds to the President’s Executive Order on Drug Prices: https://www.cms.gov/newsroom/press-releases/hhs-secretary-responds-presidents-executive-order-drug-prices How Will the Prescription Drug Provisions in the Inflation Reduction Act Affect Medicare Beneficiaries: https://www.kff.org/medicare/issue-brief/how-will-the-prescription-drug-provisions-in-the-inflation-reduction-act-affect-medicare-beneficiaries/ Key Facts About Medicare Part D Enrollment and Costs in 2022: https://www.kff.org/medicare/issue-brief/key-facts-about-medicare-part-d-enrollment-and-costs-in-2022/ Lowering Prescription Drug Costs for Americans: https://www.federalregister.gov/documents/2022/10/19/2022-22834/lowering-prescription-drug-costs-for-americans Medicare Costs: https://www.medicare.gov/basics/costs/medicare-costs Removal of Safe Harbor Protection for Rebates Involving Prescription Pharmaceuticals: https://www.cms.gov/Research-Statistics-Data-and-Systems/Research/ActuarialStudies/RxSafeHarbor Who Didn’t Get a Second Shingrix Shot? Implications for Multidose COVID-19 Vaccines: https://www.kff.org/medicare/issue-brief/who-didnt-get-a-second-shingrix-shot-implications-for-multidose-covid-19-vaccines/

  Looking for ways to earn commissions outside of AEP? We’ve got the top five additional plan types that should be a part of every insurance agent’s portfolio! Read the text version   Get on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/ Read up on ways to boost your portfolio on the Ritter blog: https://www.ritterim.com/blog/portfolio/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Cancer/Critical Illness Plans: 4 Steps to Selling Cancer Insurance: https://www.ritterim.com/blog/4-steps-to-selling-cancer-insurance/ Critical Illness Plans: Your Cure for Unhealthy Sales: https://agentsurvivalguide.podbean.com/e/critical-illness-plans-your-cure-for-unhealthy-sales-%c7%80-asg044/ Every ‘Second’ Counts: Why Sell Cancer, Heart Attack and Stroke Insurance? https://agentsurvivalguide.podbean.com/e/every-second-counts-why-sell-cancer-heart-attack-and-stroke-insurance-1615473798/ These Plans Are Critical to Your Business Strategy: https://agentsurvivalguide.podbean.com/e/these-plans-are-critical-to-your-business-strategy-%c7%80-asg043/ Why Is Cancer Insurance Worth Selling? https://agentsurvivalguide.podbean.com/e/why-is-cancer-insurance-worth-selling-1634760846/   Dental, Vision, Hearing Insurance: 4 Steps to Selling Dental, Vision, and Hearing Insurance: https://agentsurvivalguide.podbean.com/e/4-steps-to-selling-dental-vision-and-hearing-insurance-1618232783/ Sense Success with Dental, Vision, and Hearing Plans: https://agentsurvivalguide.podbean.com/e/sense-success-with-dental-vision-and-hearing-plans/   Hospital Indemnity Insurance: Boost Business Selling Hospital Indemnity Insurance: https://agentsurvivalguide.podbean.com/e/boost-business-selling-hospital-indemnity-insurance/ Cover those Copays with Hospital Indemnity Plans: https://agentsurvivalguide.podbean.com/e/cover-those-copays-with-hospital-indemnity-plans/ Medicare MSA Plans & Hospital Indemnity Insurance: The Perfect Pair: https://agentsurvivalguide.podbean.com/e/medicare-msa-plans-hospital-indemnity-insurance-the-perfect-pair/ Selling Hospital Indemnity with Medicare Advantage: Is It Worth It? https://agentsurvivalguide.podbean.com/e/selling-hospital-indemnity-insurance-with-medicare-advantage-is-it-worth-it/   Life Insurance: 3 Ways to Calculate Your Clients’ Life Insurance Needs: https://agentsurvivalguide.podbean.com/e/3-ways-to-calculate-your-clients-life-insurance-needs/ 5 Life Insurance Myths Your Clients May Believe: https://agentsurvivalguide.podbean.com/e/5-life-insurance-myths-your-clients-may-believe-1630614007/ Life Insurance for Each of Life’s Stages: https://agentsurvivalguide.podbean.com/e/life-insurance-for-each-of-life-s-stages/ The Complete Guide on How to Sell Final Expense Insurance eBook: https://www.ritterim.com/final-expense-ebook/   When to Recommend Life Insurance Based on Its Tax Advantages: https://agentsurvivalguide.podbean.com/e/when-to-recommend-life-insurance-based-on-its-tax-advantages-%c7%80-asg122/   Long-Term Care/Short-Term Care Insurance: 4 Ways to Fund Long-Term Care: Hybrid Insurance: https://agentsurvivalguide.podbean.com/e/4-ways-to-fund-long-term-care-hybrid-insurance-asg186/ 4 Out-of-the-Box Long-Term Care insurance Solutions: https://www.ritterim.com/blog/4-out-of-the-box-long-term-care-insurance-solutions/ Are You Offering Multiple LTC Insurance Options: https://agentsurvivalguide.podbean.com/e/are-you-offering-multiple-ltc-insurance-options/ Short-Term Insurance: A Top LCTi Alternative for Clients: https://agentsurvivalguide.podbean.com/e/short-term-care-insurance-a-long-term-care-insurance-alternative-for-clients/ STCi Solutions for LTCi Prospects: https://www.ritterim.com/documents/infographics/stci-solutions-for-ltci-prospects-infographic.pdf The Real Cost of Long-Term Care: https://agentsurvivalguide.podbean.com/e/the-real-cost-of-long-term-care/   Special Needs Plans: How to Transition From AEP to D-SNPs: https://agentsurvivalguide.podbean.com/e/how-to-transition-from-aep-to-d-snps-1638826396/ Should You Sell D-SNPs? https://www.ritterim.com/blog/should-you-sell-d-snps/ The Beginner’s Guide to C-SNPs: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-c-snps/  The Beginner’s Guide to D-SNPS: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-d-snps/ The Benefits of Selling D-SNPs: https://agentsurvivalguide.podbean.com/e/the-benefits-of-selling-d-snps/   References: Cancer Stat Facts: Cancer of Any Site: https://seer.cancer.gov/statfacts/html/all.html Cardiovascular Disease: A Costly Burden for America – Projections Through 2035: https://www.heart.org/-/media/Files/About-Us/Policy-Research/Fact-Sheets/Public-Health-Advocacy-and-Research/CVD-A-Costly-Burden-for-America-Projections-Through-2035.pdf Chronic Condition Special Needs Plans (C-SNPs): https://www.cms.gov/Medicare/Health-Plans/SpecialNeedsPlans/C-SNPs Column: Why these unique Medicare Advantage plans poised for popularity: https://www.pbs.org/newshour/economy/making-sense/column-why-these-unique-medicare-advantage-plans-are-poised-for-popularity Dual Eligible Special Needs Plans (D-SNPs): https://www.cms.gov/Medicare/Health-Plans/SpecialNeedsPlans/D-SNPs Facts & Figures 2019: US Cancer Death Rate has Dropped 27% in 25 Years: https://www.cancer.org/latest-news/facts-and-figures-2019.html What is Long-Term Care (LTC) and Who Needs it? https://acl.gov/ltc

  CMS published their 2024 Medicare Advantage and Part D Final Rule. This episode of the Agent Survival Guide Podcast has the key takeaways for insurance agents. We'll help you prepare early so you'll be compliant when the rules go into effect for AEP 2024! Read the text version   Compliance questions? We have answers! Send your questions to our compliance team: [email protected]   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: Behind the Scenes of the ASG Podcast Redesign: https://agentsurvivalguide.podbean.com/e/behind-the-scenes-of-the-asg-podcast-redesign/ CMS 2024 MA and Part D Rate Announcement, Medicaid Redeterminations, & the 27th Webby Awards: https://agentsurvivalguide.podbean.com/e/cms-2024-ma-and-part-d-rate-announcement-medicaid-redeterminations-the-27th-webby-awards/ Cultivating Growth in Your Insurance Agency and Life: https://agentsurvivalguide.podbean.com/e/cultivating-growth-in-your-insurance-agency-and-life-monday-motivation/ Empower Your Prospects to Act Before Turning 65: https://agentsurvivalguide.podbean.com/e/empower-your-prospects-to-act-before-turning-65/ Generate Medicare Leads Using Marketing Materials From ShopRitterIM: https://agentsurvivalguide.podbean.com/e/generate-medicare-leads-using-marketing-materials-from-shopritterim/   References: 2024 Medicare Advantage and Part D Final Rule (CMS-4201-F): https://www.cms.gov/newsroom/fact-sheets/2024-medicare-advantage-and-part-d-final-rule-cms-4201-f CMS 2024 Final Rule for Medicare Advantage and Part D: https://public-inspection.federalregister.gov/2023-07115.pdf Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V Medicare Communications and Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines Medicare Program; Contract Year 2024 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan Program, and Programs of All-Inclusive Care for the Elderly: https://www.federalregister.gov/documents/2023/04/12/2023-07115/medicare-program-contract-year-2024-policy-and-technical-changes-to-the-medicare-advantage-program Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V

  Call Center Insurance Agent vs Field Insurance Agent, which should you choose? Join us on the exploration of how field and call center agents differ and why being a field agent is the better option for building a career selling health insurance. Read the text version Send us an email at [email protected]   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 3 Advantages of Being an Independent Insurance Agent: https://agentsurvivalguide.podbean.com/e/3-advantages-of-being-an-independent-insurance-agent/ A Quick Guide to Cross-Selling Ancillary Insurance with Medicare eBook: https://www.ritterim.com/selling-ancillary-with-medicare/ Building Client Loyalty: More than Just a Plan: https://agentsurvivalguide.podbean.com/e/building-client-loyalty-more-than-just-a-plan/ Developing an Agency – Your Guide to Getting Started eBook: https://www.ritterim.com/agency-guide/ FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://agentsurvivalguide.podbean.com/e/fmo-vs-imo-vs-nmo-vs-mga-vs-ga-what-s-the-difference-2023/   Get Your Medicareful Site: https://www.ritterim.com/agent-tools/medicareful/ Insurance Agents as TPMOs: What 2023 CMS Compliance Regulations Mean for You: https://agentsurvivalguide.podbean.com/e/insurance-agents-as-tpmos-what-2023-cms-compliance-regulations-mean-for-you/ Knight School: Understanding FMOs: https://www.ritterim.com/knight-school/selling-insurance/understanding-fmos/2/ Meet Your Ritter sales Team: https://www.ritterim.com/meet-your-sales-team/ Medicare Quote Engine: https://www.ritterim.com/agent-tools/medicare-quote-engine/ Online Contracting with Ritter: https://www.ritterim.com/agent-tools/online-contracting/ Ritter Insurance Marketing – Get More from Your FMO: https://www.ritterim.com/documents/prospectus/get-more-from-your-fmo-ritter-overview.pdf Secure a Bigger, Better Business with Ancillary Products: https://agentsurvivalguide.podbean.com/e/secure-a-bigger-better-business-with-ancillary-products/ Shop Ritter Insurance Marketing: https://shopritterim.com/ The Definitive Guide to Getting Leads and Prospecting for Medicare Sales eBook: https://www.ritterim.com/lead-generation-guide/ The Pros and Cons of Selling Insurance: https://agentsurvivalguide.podbean.com/e/the-pros-and-cons-of-selling-insurance/ The Ritter Platform Launches CallVault for Compliant Medicare Sales Call Recording: https://www.ritterim.com/blog/the-ritter-platform-launches-callvault-for-compliant-medicare-sales-call-recording/ Training & Education Resources with Ritter: https://www.ritterim.com/documents/prospectus/ritter-agent-training-opportunities-prospectus.pdf What to Know About SOAs in Senior Market Sales: https://agentsurvivalguide.podbean.com/e/what-to-know-about-soas-in-senior-market-sales/ You Guide to Compliant Medicare Call Recording with CallVault: https://www.ritterim.com/documents/prospectus/your-guide-to-compliant-medicare-call-recording-with-callvault.pdf   References: Captive Agent Definition: https://www.investopedia.com/terms/c/captive-agent.asp Independent Agent Definition: https://www.investopedia.com/terms/i/independent-agent.asp Independent Contractor Definition, How Taxes Work, and Example: https://www.investopedia.com/terms/i/independent-contractor.asp Medicare Program; Contract Year 2023 Policy and Technical Changes to the Medicare Advantage and Medicare Prescription Drug Benefit Programs: https://www.federalregister.gov/documents/2022/05/09/2022-09375/medicare-program-contract-year-2023-policy-and-technical-changes-to-the-medicare-advantage-and Requirement for a Medicare Call Center: https://www.youtube.com/watch?v=GLeo2faAims Simply Contact Insurance Call Center: https://simplycontact.com/insurance-call-center/ What is a book of Business? https://www.insuranceopedia.com/definition/1015/book-of-business-insurance What is a W2 Employee? https://www.checkcity.com/taxes-101/what-is-a-w2-employee  

  Growth requires change, but that change doesn’t have to happen overnight. (Phew!) Discover how to grow your insurance agency without overextending yourself. Sarah chats with Ritter Insurance Marketing’s National Agency Director, Jennifer Flere on growing a business and also growing yourself along the way.    What strategy do you use to stay motivated during the week? We’d love to hear your story! Send a message to [email protected] or call us at 1-717-562-7211.   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   More Episodes You'll Like:   Developing a Service Mindset: https://agentsurvivalguide.podbean.com/e/developing-a-service-mindset-monday-motivation/ Eating Frogs & Slaying Dragons: https://agentsurvivalguide.podbean.com/e/eating-frogs-slaying-dragons/ Empowering Others & The Power of Mindfulness: https://agentsurvivalguide.podbean.com/e/empowering-others-the-power-of-mindfulness-monday-motivation/ Finding Inspiration Outside of Work: https://agentsurvivalguide.podbean.com/e/finding-inspiration-outside-of-work-monday-motivation/ What Does Success Look Like? https://agentsurvivalguide.podbean.com/e/what-does-success-look-like-monday-motivation/

  Did you know Ritter has its own online store? Agents registered and producing with Ritter get access to all kinds of swag and marketing materials to help you generate more Medicare leads. Find out just what kind of swag in today's episode! Read the text version Get on the Ritter Platform by Registering with Ritter: ShopRitterIM Website: https://shopritterim.com/ Email us at [email protected]   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 5 Tips for Creating Your Own Personal Brand: https://agentsurvivalguide.podbean.com/e/5-tips-for-creating-your-personal-brand/ 7 Ways to Get Involved in Your Community: https://agentsurvivalguide.podbean.com/e/7-ways-to-get-involved-in-your-community/ Contracting Made Simple & Smart with the Ritter Platform: https://www.ritterim.com/agent-tools/online-contracting/ Get Your Medicareful Website: https://www.ritterim.com/agent-tools/medicareful/ Rules for Hosting a Compliant Medicare Educational Event: https://agentsurvivalguide.podbean.com/e/rules-for-hosting-a-compliant-medicare-educational-event-2022/ The Definitive Guide to Getting Leads and Prospecting for Medicare Sales eBook: https://www.ritterim.com/lead-generation-guide/ Ways to Get Medicare Leads: https://agentsurvivalguide.podbean.com/e/ways-to-get-medicare-leads/ References: Centers for Medicare & Medicaid Services Third Party Marketing Memo: https://www.ritterim.com/documents/cms-memos/2021-10-08-cms-memo.pdf  

  When your client ages into Medicare from their marketplace insurance, you can continue the journey with them. Selling both ACA and Medicare insurance plans is a great way to expand your portfolio, retain clients, and earn more each year! Read the text version   Get on the Ritter Platform by Registering with Ritter: https://app.ritterim.com/public/registration/   Free eBooks & Guides: https://www.ritterim.com/guides/   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ and Instagram, https://www.instagram.com/thesarahjrueppel/ Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources:   5 Tips for Selling Medicare Advantage Plans: https://agentsurvivalguide.podbean.com/e/5-tips-for-selling-medicare-advantage-plans-2022/ 2023 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://agentsurvivalguide.podbean.com/e/2023-maximum-broker-commissions-for-medicare-advantage-medicare-part-d/ Empower Your Prospects to Act Before Turning 65: https://agentsurvivalguide.podbean.com/e/empower-your-prospects-to-act-before-turning-65/ Five Reasons Clients Switch Medicare Plans During AEP: https://agentsurvivalguide.podbean.com/e/five-reasons-clients-switch-medicare-plans-during-aep/ How SPAPs and Their SEPs Can Bring You New Business: https://www.ritterim.com/blog/how-spaps-and-their-seps-can-bring-you-new-business/ How to Check Medicare Extra Help Eligibility for Your Client: https://www.ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/ How to Help Clients Avoid Medicare Late Enrollment penalties: https://agentsurvivalguide.podbean.com/e/how-to-help-clients-avoid-medicare-late-enrollment-penalties/ Should I Enroll in Medicare When I’m First Eligible? https://living.medicareful.com/should-i-enroll-in-medicare-when-im-first-eligible The Beginner’s Guide to D-SNPS: https://agentsurvivalguide.podbean.com/e/the-beginner-s-guide-to-d-snps/ The Ideal Client for Medicare Supplement Plans: https://agentsurvivalguide.podbean.com/e/the-ideal-client-for-medicare-supplement-plans/ Tips for Cross-Selling Medicare Products: https://agentsurvivalguide.podbean.com/e/tips-for-cross-selling-medicare-products-2022/   References:   10 Essential Health Benefits Insurance Plans Must Cover Under the Affordable Care Act: https://familiesusa.org/resources/10-essential-health-benefits-insurance-plans-must-cover-under-the-affordable-care-act/ Healthcare.gov Contact Page: https://www.healthcare.gov/contact-us/ When does Medicare coverage start? https://www.medicare.gov/basics/get-started-with-medicare/sign-up/when-does-medicare-coverage-start