Stay on top of compliance this Medicare Advantage Open Enrollment period. Listen for best practices and what not to do during MA OEP.   Read the text version   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: Do’s and Don’ts of Medicare Compliance: https://link.chtbl.com/ASG542 How to Take on an Upset Client in the Insurance Industry: https://link.chtbl.com/ASG567 The Complete Guide on How to Sell Medicare Advantage Plans FREE eBook: https://www.ritterim.com/medicare-advantage-ebook/   Things to Think About Post-AEP: https://link.chtbl.com/ASG558 What Beneficiaries Value Most in Medicare Advantage Plans: https://link.chtbl.com/ASG555   References: Limited Income and Resources: https://www.cms.gov/training-education/partner-outreach-resources/low-income-subsidy-lis Medicare Managed Care Manual CH 2 – Medicare Advantage Enrollment and Disenrollment: https://www.cms.gov/files/document/cy-2024-ma-enrollment-and-disenrollment-guidance.pdf Special Enrollment Periods: https://www.medicare.gov/basics/get-started-with-medicare/get-more-coverage/joining-a-plan/special-enrollment-periods When Does Medicare Coverage Start? https://www.medicare.gov/basics/get-started-with-medicare/sign-up/when-does-medicare-coverage-start

  Taxes are normally a snooze fest, but the 1035 Exchange has us excited! Find out how this form can help your clients switch certain policies without penalty. Listen to learn more.   Read the text version   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 4 Out-of-the-Box Long-Term Care Insurance Solutions: https://www.ritterim.com/blog/4-out-of-the-box-long-term-care-insurance-solutions/ 4 Ways to Calculate Your Clients' Life Insurance Policy Needs: https://link.chtbl.com/ASG561 Annuities vs. 401(k)s: Examining Differences That Can Matter to Clients: https://link.chtbl.com/ASG506 Life Insurance for Each of Life’s Stages: https://link.chtbl.com/ASG365 Identifying Ideal Clients for LTCi: https://www.ritterim.com/blog/identifying-ideal-clients-for-ltci/ There’s More to Life Insurance Than Just a Policy: https://link.chtbl.com/ASG560 The Complete Guide on How to Sell Final Expense Insurance FREE eBook download: https://www.ritterim.com/final-expense-ebook/ What to Do If Your Clients Can No Longer Afford Their Permanent Life Insurance Premiums: https://link.chtbl.com/ASG568   References: 26 U.S. Code § 1035 – Certain exchange of insurance policies (Tax Code 1035): https://www.law.cornell.edu/uscode/text/26/1035 The Pension Protection Act of 2006 and How It Still Helps Retirement: https://www.investopedia.com/articles/retirement/06/ppa2006.asp

  The Friday Five for February 2, 2024: FOMC January 2024 Meeting Cigna Sells Medicare Business to HCSC Bipartisan Tax Package Instagram Threads Legislation on Social Media for Kids   Find your Ritter Sales Specialist: https://ritterim.com/meet-your-sales-team/     Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: ACA 2024 Open Enrollment Final Numbers: https://link.chtbl.com/ASGF20240126 Increase Sales and Productivity with the Busy Medicare Agent’s Sales Planner: https://link.chtbl.com/ASG570 Social Media Marketing Apps: https://link.chtbl.com/ASGA52 Stay Organized with the Busy ACA Agent's Sales Calendar: https://link.chtbl.com/ASG571 Things to Think About Post-OEP: https://link.chtbl.com/ASG572   FOMC January 2024 Meeting: A Comparison of PCE and CPI: https://www.bls.gov/osmr/research-papers/2017/st170010.htm Consumer Price Index (CPI) December 2023: https://www.bls.gov/news.release/pdf/cpi.pdf Fed Keeps Rates Steady: https://www.nytimes.com/live/2024/01/31/business/fed-meeting-interest-rates Fed meeting: Stocks slump as Powell says March rate cut unlikely: https://www.marketwatch.com/livecoverage/fed-meeting-s-p-500-futures-slip-as-investors-juggle-megacap-earnings-fomc-decision Federal Open Market Committee Meeting Schedule 2024: https://www.federalreserve.gov/monetarypolicy/fomccalendars.htm Federal Reserve holds interest rates steady as consumer confidence improves and inflation slows: https://www.nbcnews.com/business/economy/federal-reserve-interest-rate-decision-january-2024-increase-decrease-rcna136429 Personal Consumption Expenditures (CPE) December 2023: https://www.bea.gov/news/2024/personal-income-and-outlays-december-2023   Cigna Sells Medicare Business to HCSC: Cigna inks deal to sell Medicare business to HCSC for $3.7B: https://www.fiercehealthcare.com/payers/cigna-inks-deal-sell-medicare-business-hcsc-37b-deal Cigna to sell Medicare business to HCSC for $3.3B: https://www.modernhealthcare.com/mergers-acquisitions/cigna-health-care-service-corporation-medicare-advantage-deal The Cigna Group to Sell Medicare Businesses and CareAllies to Health Care Service Corporation (HCSC): https://www.prnewswire.com/news-releases/the-cigna-group-to-sell-medicare-businesses-and-careallies-to-health-care-service-corporation-hcsc-302049322.html   Bipartisan Tax Package: H.R.7024 - Tax Relief for American Families and Workers Act of 2024: https://www.congress.gov/bill/118th-congress/house-bill/7024 House passes bill to enhance child tax credit, revive key tax breaks for businesses: https://apnews.com/article/child-tax-credit-house-republicans-speaker-johnson-4da25a4188ad27693e9d8755e7481b76 House passes bipartisan tax bill to expand child tax credit: https://www.npr.org/2024/01/31/1228209266/house-passes-child-tax-credit-expansion   Instagram Threads: Instagram Threads triples downloads in December, reaching the top 10; X falls to No. 36: https://techcrunch.com/2024/01/30/instagram-threads-triples-downloads-in-december-reaching-the-top-10-x-falls-to-no-36/ Meta's Threads climbs the ranks of world's most downloaded apps again: https://www.zdnet.com/article/metas-threads-climbs-the-ranks-of-worlds-most-downloaded-apps-again/ Sarah on Threads: https://www.threads.net/@thesarahjrueppel Threads App Downloads Spike as Interest in Musk's X Wanes: https://www.pcmag.com/news/threads-app-downloads-spike-as-interest-in-musks-x-wanes   Legislation on Social Media for Kids: 200 groups push Senate to vote on Kids Online Safety Act in 2024: https://www.nbcnews.com/tech/social-media/kosa-kids-online-safety-act-speech-censor-rcna128249 Bill to ban minors from social media and terminate youths' accounts passes Florida House: https://www.usatoday.com/story/news/politics/2024/01/25/florida-social-media-ban-bill/72351219007/ Bipartisan Bill Aims to Protect Children Online: https://www.nytimes.com/2024/01/31/technology/congress-social-media-safety.html CS/HB 1: Social Media Use for Minors: https://www.flsenate.gov/Session/Bill/2024/1 Florida House of Representatives approves bill to ban social media for kids under 16: https://abcnews.go.com/GMA/Family/florida-house-representatives-approves-bill-ban-social-media/story?id=106672586 Florida Senate HB-1 Bill Text: https://www.flsenate.gov/Session/Bill/2024/1/BillText/e1/PDF Kids Online Safety Act (S.1409): https://www.congress.gov/bill/118th-congress/senate-bill/1409/text Introducing Stricter Message Settings for Teens on Instagram and Facebook: https://about.fb.com/news/2024/01/introducing-stricter-message-settings-for-teens-on-instagram-and-facebook/ Meta’s Mark Zuckerberg issues dramatic apology at Senate hearing on child safety: https://www.ft.com/content/87840b12-08b5-4b90-9afc-bc8fba730ff9 Meta, TikTok, and other tech companies go to Congress: all the news: https://www.theverge.com/2024/1/31/24056136/congress-child-safety-hearing-kosa-meta-x-discord-snap-tiktok Ohio, more states push for social media laws to limit kids’ access: Where they stand: https://www.usatoday.com/story/news/nation/2024/01/12/social-media-laws-parental-consent-teens-kids-netchoice-lawsuits/72182348007/

  Feeling stumped with managing social media for your business? Tina has some great apps that will help your social media presence grow. Listen to find out more!   Hookle Official Website: https://www.hookle.net/ Hashtags: AI Follower Booster Playstore: https://play.google.com/store/apps/details?id=hashtagmanager.app&hl=en_US&gl=US Hashtags: AI Follower Booster Apple: https://apps.apple.com/us/app/hashtag-smart-ai-like-booster/id1547974925   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: Agent Apps | Apps to Make Your Small Business More Efficient: https://link.chtbl.com/ASGA034 Agent Apps | How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809 Agent Apps | Wix vs. WordPress: https://link.chtbl.com/ASGA20231011 Are Your Medicare Marketing Materials Compliant? https://link.chtbl.com/ASG538 Social Media Marketing for Insurance Agents FREE eBook Download: https://www.ritterim.com/social-media-ebook/ Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543

    Get ahead of the game with these expert tips and strategies. With the close of the Affordable Care Act OEP, your work isn't quite done yet. Click play to learn more!   Read the text version   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail. Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 7 Ways to Get Involved with Your Community: https://link.chtbl.com/ASG453 8 Reasons Why Medicare Agents Should Sell ACA Plans: https://link.chtbl.com/ASG395 ACA Client Letter Template PDF:  https://www.ritterim.com/documents/aca-client-letter-template.docx A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products FREE ebook: https://www.ritterim.com/selling-ancillary-with-medicare/ Agent Apps | How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809 Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823 Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533 Knight School Cross-sell to Fill Coverage Gaps or Unmet Needs: https://www.ritterim.com/knight-school/expand-dominate/cross-sell/12/ FAQs About Selling On-Exchange & Off-Exchange under-65 Plans: https://link.chtbl.com/ASG436 Four Ancillary Cross-Sales to Show Clients You Care: https://www.ritterim.com/blog/four-ancillary-cross-sales-to-show-clients-you-care/ Five Ways to Generate ACA Leads: https://www.ritterim.com/blog/five-ways-to-generate-aca-leads/ Free eBooks & Guides: https://www.ritterim.com/guides/ Guiding Your Clients from the Marketplace to Medicare: https://link.chtbl.com/ASG510 How Professional Organizations Make You a Better Agent: https://www.ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/ How to Cross-Sell Insurance: The Avisor Approach: https://link.chtbl.com/ASG409 How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565 Knight School: https://www.ritterim.com/knight-school/ Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/ Social Media Marketing for Insurance Agents FREE eBook: https://www.ritterim.com/social-media-ebook/ The Best Books for Insurance Agents: https://www.ritterim.com/blog/the-best-books-for-insurance-agents/ The Complete Guide to Selling Affordable Care Act Insurance FREE eBook: https://www.ritterim.com/aca-ebook/ Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559   References: Health benefits & coverage: https://www.healthcare.gov/coverage/what-marketplace-plans-cover/ Nextdoor App: https://nextdoor.com/ State Health Insurance Marketplace Types, 2024: https://www.kff.org/health-reform/state-indicator/state-health-insurance-marketplace-types Status of State Medicaid Expansion Decisions Interactive Map: https://www.kff.org/medicaid/issue-brief/status-of-state-medicaid-expansion-decisions-interactive-map/ Qualifying health coverage: https://www.healthcare.gov/glossary/qualifying-health-coverage/

  The Friday Five for January 26, 2024: Apple iOS 17.3 Features Another Rabbit R1 Update Google Podcasts Being Discontinued 2023 Tax Brackets & Refunds ACA 2024 Open Enrollment Final Numbers   Ask the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 9 Essential Tools for Beginner Insurance Agents: https://www.ritterim.com/blog/9-essential-tools-for-beginner-insurance-agents/ KFF Study on Medicare Part D Benefit Awareness: https://link.chtbl.com/ASGF20240119 How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565   How to Take on an Upset Client in the Insurance Industry: https://link.chtbl.com/ASG567 Increase Sales and Productivity with the Busy Medicare Agent’s Sales Planner: https://link.chtbl.com/ASG570 Stay Organized with the Busy ACA Agent's Sales Calendar: https://link.chtbl.com/ASG571 Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559   References: 2023-2024 Tax Brackets and Federal Income Tax Rates: https://www.nerdwallet.com/article/taxes/federal-income-tax-brackets 2024 tax refunds could be larger than last year due to new IRS brackets. Here's what to expect: https://www.cbsnews.com/news/tax-refund-2024-what-to-expect-when-will-i-get/ Google announces April 2024 shutdown date for Google Podcasts: https://arstechnica.com/gadgets/2023/12/google-podcasts-dies-april-2024-youtube-music-migration-tool-goes-live/ Google Podcasts is going away after March — but there are alternatives: https://www.theverge.com/23891397/google-podcasts-youtube-spotify-alternatives-pocket-casts   iOS 17.3—Update Now Warning Issued To All iPhone Users: https://www.forbes.com/sites/kateoflahertyuk/2024/01/24/ios-173-update-now-warning-issued-to-all-iphone-users/?sh=50454e6a683d iOS 17.3 Features: What's New in iOS 17.3: https://www.macrumors.com/guide/ios-17-3-features/ IRS provides tax inflation adjustments for tax year 2023: https://www.irs.gov/newsroom/irs-provides-tax-inflation-adjustments-for-tax-year-2023 Historic 21.3 Million People Choose ACA Marketplace Coverage: https://www.cms.gov/newsroom/press-releases/historic-213-million-people-choose-aca-marketplace-coverage How to Transfer Your Google Podcasts to YouTube Music and Other Platforms: https://www.makeuseof.com/how-to-transfer-podcast-subscriptions/ Marketplace 2024 Open Enrollment Period Report: Final National Snapshot: https://www.cms.gov/newsroom/fact-sheets/marketplace-2024-open-enrollment-period-report-final-national-snapshot Migrate your podcast shows from Google Podcasts: https://support.google.com/youtubemusic/thread/249139848/migrate-your-podcast-shows-from-google-podcasts-us-only-%F0%9F%87%BA%F0%9F%87%B8?hl=en Proposed child tax credit changes might create confusion on 2023 returns: https://www.freep.com/story/money/personal-finance/susan-tompor/2024/01/24/child-tax-credit-2023-bill-2024-increase/72315968007/ The Rabbit R1 will receive live info from Perplexity’s AI ‘answer engine’: https://www.theverge.com/2024/1/18/24043490/rabbit-r1-ai-perplexity-pro-live-search-info-answers  

  Take full advantage of your success by using our ACA calendar.  Find important dates, events, and space for you to fill in what you need to keep you and your business on track.   Read the text version   Download The Busy ACA Agent’s Sales Calendar   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Quarter One: [02:06] ACA 101: Selling Under-65 Health Insurance: https://www.ritterim.com/blog/aca-101-selling-under-65-health-insurance/ Community Engagement & ACA Marketing Suggestions for Agents: https://link.chtbl.com/ASG552 How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565   Quarter Two: [05:08] 5 Tips for Finding Supplemental Coverage for ACA Plans: https://www.ritterim.com/blog/5-tips-for-finding-supplemental-coverage-for-aca-plans/ How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://www.ritterim.com/blog/how-to-help-clients-navigate-aca-marketplace-subsidies-taxes/   Quarter Three: [08:14] 2024 ACA Exchange & FFM Certification Info: https://www.ritterim.com/blog/2024-aca-exchange-ffm-certification-info/ Contract & Get Appointed to Sell with Health Insurance Companies: https://www.ritterim.com/blog/contract-get-appointed-to-sell-with-health-insurance-companies/ FAQs About ACA Certification and Training: https://link.chtbl.com/ASGN20230918 OEP Ready-to-Sell Checklist PDF: https://www.ritterim.com/documents/oep-ready-to-sell-checklist.pdf Ritter Summits: https://summits.ritterim.com/ Steps to Get Ready for OEP: Federal & State Exchanges: https://link.chtbl.com/ASG539 Quarter Four: [10:19] 8 Reasons Why Medicare Agents Should Sell ACA Plans: https://link.chtbl.com/ASG395 Everything You Need to Know About the ACA OEP: https://link.chtbl.com/ASG545R Guiding Your Clients from the Marketplace to Medicare: https://link.chtbl.com/ASG510 Simplify Marketplace Enrollments with HealthSherpa: https://www.ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/ Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    General Resources: Free eBooks & Guides: https://www.ritterim.com/guides/ Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/ Register with Ritter: https://app.ritterim.com/public/registration/   References: HealthSherpa Privacy Notice: https://www.healthsherpa.com/privacy_notice Mental health & substance abuse coverage: https://www.healthcare.gov/coverage/mental-health-substance-abuse-coverage/ Preventive care benefits for adults: https://www.healthcare.gov/preventive-care-adults/ Transgender health care: https://www.healthcare.gov/transgender-health-care/

  Stay organized and on top of sales with Ritter's planner just for insurance agents selling Medicare! We walk through the year, highlighting what agents should focus on during each quarter.   Read text version   Download your Months of Medicare At a Glance planner NOW!   Test Drive the Tools Ritter Insurance Marketing Offers   Quarter One: [03:23] Every 'Second' Counts: Why Sell Cancer, Heart Attack and Stroke Insurance? https://www.ritterim.com/blog/every-second-counts-why-sell-cancer-heart-attack-and-stroke-insurance/ How to Follow up with Medicare Clients Compliantly: https://link.chtbl.com/ASG417 Ritter Can Help You Stay in Touch with Your Clients: https://link.chtbl.com/ASG488 The Benefits of Selling D-SNPs: https://www.ritterim.com/blog/the-benefits-of-selling-d-snps/ The Complete Guide to Client Loyalty and Retention: https://www.ritterim.com/client-retention-guide/ The Top 5 Products to Sell During Medicare's Lock-In Period: https://link.chtbl.com/ASG513   Quarter Two: [06:10] AHIP Test Tips and Tricks for Medicare Certification: https://www.ritterim.com/blog/ahip-test-tips-and-tricks-for-medicare-certification/ Build Your Brand with Community Involvement: https://www.ritterim.com/blog/build-your-brand-with-community-involvement/ Carrier Pages: https://docs.ritterim.com/products/carriers/ Certification Center: https://docs.ritterim.com/products/certification/ Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533 FAQs About NABIP Medicare Certification: https://www.ritterim.com/blog/faqs-about-nabip-medicare-certification/ Sense Success with Dental, Vision, and Hearing Plans: https://www.ritterim.com/blog/sense-success-with-dental-vision-and-hearing-plans/ The Advisor Approach: Cross-Selling by Fact-Finding: https://link.chtbl.com/ASG409 The Benefits of Selling D-SNPs: https://www.ritterim.com/blog/the-benefits-of-selling-d-snps/ What Is AHIP Certification and How Do I Get It? https://link.chtbl.com/ASG525 Where & How to Start Cross-Selling to Fill Insurance Coverage Gaps: https://www.ritterim.com/blog/where-how-to-start-cross-selling-to-fill-insurance-coverage-gaps/   Quarter Three: [09:43] 3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP: https://www.ritterim.com/blog/3-benefits-of-contracting-to-sell-medicare-advantage-plans-outside-of-aep/ Get a Portfolio Review from Ritter Insurance Marketing: https://www.ritterim.com/portfolio/?utm_source=asg_podcast_link   Quarter Four: [12:26] ACA 101: Selling Under-65 Health Insurance: https://www.ritterim.com/blog/aca-101-selling-under-65-health-insurance/ ACA Basics Knight School Training: https://www.ritterim.com/knight-school/solid-foundation/aca-basics/1/ Everything You Need to Know About the ACA OEP: https://link.chtbl.com/ASG545R     Five Reasons Clients Switch Medicare Plans During AEP: https://link.chtbl.com/ASG471R The Complete Guide to Selling Affordable Care Act Insurance Plans: https://www.ritterim.com/aca-ebook/ Things to Think About Post-AEP: https://www.ritterim.com/blog/things-to-think-about-post-aep/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    General Resources: Do's and Don'ts of Medicare Compliance: https://link.chtbl.com/ASG542 Meet Your Sales Team at Ritter: https://www.ritterim.com/meet-your-sales-team/ Shop & Enroll: https://www.ritterim.com/shop-and-enroll/ Ritter Registration: https://app.ritterim.com/public/registration/ The Ritter Blog: https://www.ritterim.com/blog/ The Ritter Platform: https://www.ritterim.com/the-ritter-platform/   References: 10 Volunteering Opportunities in Your Community: https://www.dosomething.org/us/articles/volunteering-opportunities-in-your-community 40 Volunteer Statistics That Will Blow Your Mind: https://volunteerhub.com/blog/40-volunteer-statistics 2023 Heart Disease and Stroke Statistics Update Fact Sheet: https://professional.heart.org/-/media/PHD-Files-2/Science-News/2/2023-Heart-and-Stroke-Stat-Update/2023-Statistics-At-A-Glance-final_1_17_23.pdf American Heart Association: https://www.heart.org/ Dual Eligible Special Needs Plans (D-SNPs): https://www.cms.gov/medicare/enrollment-renewal/special-needs-plans/dual-eligible Surprising Statistics about Strategic Planning: https://fundingforgood.org/statistics-about-strategic-planning/

  The Friday Five for January 19, 2024: Apple Stolen Device Protection Agents as Early Adopters Rabbit R1 Update Notion Calendar App KFF Study on Medicare Part D Benefit Awareness   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: Get Focused with These Apps! https://link.chtbl.com/ASGA20    Goals That Matter MOST & CES 2024: https://link.chtbl.com/ASGF20240112 How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565 Project Management Apps: https://link.chtbl.com/ASGA27   Stop Doom Scrolling with These Micro-Learning Apps: https://link.chtbl.com/ASGA51 The Complete Guide to Client Loyalty and Retention: https://www.ritterim.com/client-retention-guide/   To-Do or Not To-Do Lists? Personal Planner Apps: https://link.chtbl.com/ASGA004 Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559   References: 10 Reasons to Be an Early Adopter: https://www.thinkadvisor.com/2024/01/16/be-an-early-adopter/ Apple Releasing iOS 17.3 Next Week With These New Features: https://www.macrumors.com/2024/01/17/apple-releasing-ios-17-3-next-week/ Apple to release iOS 17.3 next week, bringing Stolen Device Protection, collaborative playlists: https://techcrunch.com/2024/01/17/apple-to-release-ios-17-3-next-week/ FAQs about the Inflation Reduction Act’s Medicare Drug Price Negotiation Program: https://www.kff.org/medicare/issue-brief/faqs-about-the-inflation-reduction-acts-medicare-drug-price-negotiation-program/ How to Cut Down Your Screen Time but Still Get Stuff Done: https://www.nytimes.com/2024/01/17/technology/personaltech/screen-time-phone.html How to turn on iPhone Stolen Device Protection; and should you? https://9to5mac.com/2023/12/23/turn-on-iphone-stolen-device-protection/ KFF Health Tracking Poll: Health Care Issues Emerge as Important Topics on 2024 Campaign Trail, Plus Concerns Loom Large Around Medicaid Unwinding: https://www.kff.org/health-reform/poll-finding/kff-health-tracking-poll-november-2023/ Notion launches a stand-alone calendar app: https://techcrunch.com/2024/01/17/notion-launches-a-calendar-app/ Notion turns its Cron acquisition into an integrated calendar app: https://www.engadget.com/notion-turns-its-cron-acquisition-into-an-integrated-calendar-app-215644220.html Notion unveils a calendar app you’ll actually want to use: https://www.fastcompany.com/91010971/notion-unveils-a-calendar-app-youll-actually-want-to-use Rabbit, Ballie, and the other gadgets of CES 2024: https://pod.link/vergecast/episode/2de8d23da3b7f8af465d13f9f5123f12 The Rabbit R1: all the latest news about this hare-raising AI gadget: https://www.theverge.com/2024/1/18/24042688/rabbit-r1-ai-gadget-handheld-news-updates-storystream The New Help for Medicare Beneficiaries with High Drug Costs That Few Seem to Know About: https://www.kff.org/policy-watch/the-new-help-for-medicare-beneficiaries-with-high-drug-costs-that-few-seem-to-know-about/

  Endless scrolling on the internet can lead to a poor mood and a lot of lost time. Break the cycle of doom scrolling and learn something new with these micro-learning apps!   Deepstash Official Website: https://deepstash.com/ Headway Official Website: https://makeheadway.com/   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: Get Focused with These Apps: https://link.chtbl.com/ASGA20 How Slowing Down Can Speed Up Innovation: https://link.chtbl.com/ASG563 How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565 Project Management Apps: https://link.chtbl.com/ASGA27 Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559   References: What is Doomscrolling and Can it Harm Me? https://www.webmd.com/balance/what-is-doomscrolling What Is Doomscrolling? Experts Explain Why We Do it—And How to Stop: https://www.health.com/mind-body/what-is-doomscrolling

  If you're looking for a 101 on Medicare sales, you found it! From training and certifications to carriers and FMOs, this episode has what you need to know to start your sales journey.   Read the text version   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   In this episode: AHIP training overview [03:37] Portfolio review [08:49] Carrier contracting [10:28] Product certification [11:26] Follow ups & retention [13:10] Agent website [15:04] Shop & Enroll [16:40] The Ritter Platform [19:11] Medicare enrollment periods [25:18]   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 5 Reasons Clients Switch Medicare Plans During AEP: https://link.chtbl.com/ASG471R 2024 Medicare Advantage & Part D Certification Info: https://link.chtbl.com/ASGN20230711 Getting Started Selling Medicare Supplements: https://link.chtbl.com/ASG497 Marketing & Incentives: https://www.ritterim.com/marketing-incentives/ Medicare Advantage Open Enrollment Do's and Don'ts: https://link.chtbl.com/ASG501 Ritter Agent Training Opportunities: https://www.ritterim.com/documents/prospectus/ritter-agent-training-opportunities-prospectus.pdf Ritter Docs – Certifications: https://docs.ritterim.com/products/certification/Shop & Enroll: https://www.ritterim.com/shop-and-enroll/ The Beginner’s Guide to D-SNPs: https://link.chtbl.com/ASG388 The Benefits of Joining a Top Insurance FMO: https://link.chtbl.com/ASG425 The Ritter Platform: https://www.ritterim.com/the-ritter-platform/ What Does 'Ready-to-Sell' Mean for Medicare Agents? https://link.chtbl.com/ASG529 What Is AHIP Certification and How Do I Get It? https://link.chtbl.com/ASG525 Why People Are Choosing Part C Over Original Medicare: https://www.ritterim.com/blog/why-people-are-choosing-part-c-over-original-medicare/   References: Disability & Medicare eligibility and enrollment – What you need to know in 2023: https://www.uhc.com/news-articles/medicare-articles/help-i-have-a-disability-and-i-want-to-enroll-in-medicare Fact Sheet Medicare Medical Savings Accounts (MSAs) Plans: https://www.cms.gov/Medicare/Health-Plans/MSA/downloads/MSAFactSheet-3-13-08.pdf How to avoid paying Medicare late enrollment penalties: https://www.uhc.com/news-articles/medicare-articles/try-to-avoid-medicare-late-enrollment-premium-penalties Internet/Broadband Fact Sheet: https://www.pewresearch.org/internet/fact-sheet/internet-broadband/ Medicare Advantage Special Enrollment Periods: https://www.ncoa.org/article/medicare-advantage-special-enrollment-periods Medicare Advantage Special Enrollment and Disenrollment Rules: https://www.ncoa.org/article/medicare-advantage-enrollment-and-disenrollment-rules Medicare Advantage Enrollment and Disenrollment: https://www.cms.gov/files/document/cy-2024-ma-enrollment-and-disenrollment-guidance.pdf Medicare + Fraud, Waste, and Abuse (MFWA) Online Course: https://www.ahipmedicaretraining.com/page/login

  The Friday Five for January 12, 2024: Blue Monday & Light Therapy Pennie extends OEP 2024 Deadline TRICARE Info for Veteran Clients The 5 Resets and Goals That Matter MOST CES 2024 Highlights   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: BOI Reporting for LLCs & ACA Enrollment Updates: https://link.chtbl.com/ASGF20240105 How Slowing Down Can Speed Up Innovation: https://link.chtbl.com/ASG563 How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565 How to Take on an Upset Client in the Insurance Industry: https://link.chtbl.com/ASG567 Why You Should Give Away Your Secret Sauce in 2024: https://link.chtbl.com/ASG562 VA Benefits, Tricare for Life, and Medicare for Veteran Clients: https://link.chtbl.com/ASG478   References: 896: Dr. Aditi Nerurkar | How to Rewire Your Brain and Body for Less Stress and More Resilience on Travis Makes Friends: https://travischappell.com/episodes/896-dr-aditi-nerurkar-how-to-rewire-your-brain-and-body-for-less-stress-and-more-resilience CES 2024: all the TVs, laptops, smart home gear, and more from the show floor: https://www.theverge.com/23971966/ces-2024-news-announcements-products#stream-entry-d240bf4c-88cc-479f-9ef1-823f49b46991 Clicks Official Website: https://www.clicks.tech/ Dr. Aditi Nerurker Live Discussing Her New Book "The 5 Resets" on StreetSmart Wisdom: https://wisdomfeed.com/streetsmart-podcast/ Effects of light on human circadian rhythms, sleep and mood: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6751071/ How Should I Obtain a Light Box? https://medicine.yale.edu/psychiatry/research/programs/clinical_people/winter/obtain/ LG OLED T is a transparent 77-inch TV that will arrive in 2024: https://arstechnica.com/gadgets/2024/01/lg-oled-t-is-a-transparent-77-inch-tv-that-will-arrive-in-2024/ Lux and lumen: What are they and what are the differences? https://faro.es/en/blog/es-lux-y-lumen Morning light is crucial for happiness. Here’s how to get it — even if you hate mornings. https://www.vox.com/even-better/24022918/morning-light-happiness-seasonal-depression-sad Pennie: https://pennie.com/ Pennsylvania extends ACA open enrollment final deadline for Pennie health insurance plans: https://whyy.org/articles/pennsylvania-aca-pennie-open-enrollment-deadline-extended-jan-19/ Seasonal Affective Disorder (SAD): https://www.psychiatry.org/patients-families/seasonal-affective-disorder Startups Are Racing to Create the iPhone of AI: https://time.com/6553910/ai-device-rabbit-r1-humane/ The Best Light Therapy Lamp: https://www.nytimes.com/wirecutter/reviews/best-light-therapy-lamp/ The Rabbit R1 is an AI-powered gadget that can use your apps for you: https://www.theverge.com/2024/1/9/24030667/rabbit-r1-ai-action-model-price-release-date This iPhone Physical Keyboard Case Works Better Than You Might Expect: https://www.cnet.com/tech/mobile/i-tried-the-buzzy-clicks-keyboard-iphone-case-typing-with-real-buttons-on-an-iphone/ TRICARE® Plans Overview: https://tricare.mil/Publications/Fact-Sheets/plans The Myth of Blue Monday: https://www.psychiatrictimes.com/view/the-myth-of-blue-monday Want to stress less in 2024? A new book offers '5 resets' to tame toxic stress: https://www.npr.org/sections/health-shots/2024/01/04/1221730997/want-to-stress-less-in-2024-a-new-book-offers-5-resets-to-tame-toxic-stress What to Know About Seasonal Depression: https://www.nytimes.com/article/seasonal-depression-what-to-know.html What To Know Before Getting Care With Your TRICARE Plan: https://newsroom.tricare.mil/News/TRICARE-News/Article/3639662/what-to-know-before-getting-care-with-your-tricare-plan World-Leading Stress Doctor Reveals the Biggest Myths on STRESS (And How to Handle It) | Dr. Aditi Nerurkar on Growth Minds: https://open.spotify.com/episode/6nHMNe0uGRLNd1FVVf5yOu?si=38da3dc56fe44780

  We’ve got five solutions that can help your clients under financial stress with their permanent life insurance premiums. Listen to find out what those solutions are!   Read the text version   Ask the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 4 Ways to Calculate Your Clients’ Life Insurance Needs: https://link.chtbl.com/ASG561 Final Expense Insurance: How Much Can Clients Expect It to Cover? https://link.chtbl.com/ASG519 How to Get Health and Life Insurance Continuing Education Credits as an Agent: https://link.chtbl.com/ASG498 Life Insurance for Each of Life’s Stages: https://link.chtbl.com/ASG365 Life Insurance Myths Your Clients May Believe: https://link.chtbl.com/ASG362 The Complete Guide on How to Sell Final Expense Insurance FREE eBook download: https://www.ritterim.com/final-expense-ebook/ When to Recommend Life Insurance Based on Its Tax Advantages: https://www.ritterim.com/blog/when-to-recommend-life-insurance-based-on-its-tax-advantages/   References: 2017 Insurance Barometer LIMRA: https://theasagroup.com/wp-content/uploads/2017-Insurance-Barometer_FINAL.pdf Creating an irrevocable burial trust: https://www.legalzoom.com/articles/creating-an-irrevocable-burial-trust Lapse: Definition, How It Works With Insurance, and Consequences: https://www.investopedia.com/terms/l/lapse.asp Majority of Americans feeling financially stressed and living paycheck to paycheck according to CNBC Your Money Survey: https://www.cnbc.com/2023/09/07/majority-of-americans-feeling-financially-stressed-and-living-paycheck-to-paycheck-according-to-cnbc-your-money-survey.html In the US, high interest rates are forcing Americans to cut back: https://www.aljazeera.com/economy/2023/10/30/in-the-us-higher-interest-rates-are-forcing-people-to-cut-back The Current Inflation Rate is 3.1%. Here’s Why It Matters: https://www.nerdwallet.com/article/investing/inflation United States Inflation Rate: https://tradingeconomics.com/united-states/inflation-cpi

  We can’t change the previous negative experiences of our clients… that’s on their former agent. But what do you do when your client is understandably hesitant, frustrated, and has some preconceived notions about insurance agents? Learn how to show up and engage with them so their experience with you is a positive (and compliant) one.   Read the text version   Ask the Agent Survival Guide Podcast!  Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: Common Sales Mistakes You Might Be Making (And How to Fix Them!): https://link.chtbl.com/ASG483 Shop & Enroll: https://www.ritterim.com/shop-and-enroll/ Ritter Can Help You Stay In Touch with Your Clients: https://link.chtbl.com/ASG488 The Complete Guide to Client Loyalty and Retention eBook: https://www.ritterim.com/client-retention-guide/ Tips on Dealing with a Difficult Client: https://link.chtbl.com/ASG381 Keys to Client Retention: Face-to-Face Communication: https://link.chtbl.com/ASG358   References: Americans Confused By Basic Health Insurance Terms But Happy With Their Plans: https://www.forbes.com/advisor/health-insurance/confused-by-health-insurance-terms/ Do Customers Trust Their Agents? https://www.insurancethoughtleadership.com/agent-broker/do-consumers-trust-their-agents How Fine Print Ruins Customer Experience: https://www.insurancethoughtleadership.com/customer-experience/how-fine-print-ruins-customer-experience

  Wondering how to keep your business burning bright outside of AEP? We’ve got sales strategies, products to add to your portfolio, and a lot more in this episode!   Read the text version   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 4 Ways to Calculate Your Client's Life Insurance Needs: https://link.chtbl.com/ASG561 Building Client Loyalty: More than Just a Plan: https://link.chtbl.com/ASG496 Four Reasons Why Ritter Should Be Your FMO Insurance Agency: https://link.chtbl.com/ASG391 Getting Started Selling Medicare Supplements: https://link.chtbl.com/ASG497 Marketing & Incentives: https://www.ritterim.com/marketing-incentives/ Medicare Advantage Open Enrollment Do's and Don'ts: https://link.chtbl.com/ASG501 Rules for Hosting a Compliant Medicare Educational Event: https://link.chtbl.com/ASG540 Secure a Bigger, Better Business with Ancillary Products: https://link.chtbl.com/ASG313   References: 2012 Facts From LIMRA: https://www.scribd.com/document/191507513/2012-Facts-From-LIMRA Beyond martech: building trust with consumers and engaging where sentiment is high: https://www.nielsen.com/insights/2021/beyond-martech-building-trust-with-consumers-and-engaging-where-sentiment-is-high/

  The Friday Five for January 5, 2024: Americans for Beneficiary Choice Petition ACA Enrollment Snapshot #2 BOI Reporting for LLCs Apple Guided Access Bing Chat Now Microsoft Copilot   Sign the Petition: https://beneficiarychoice.org/   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: Best of Agent Apps: https://link.chtbl.com/ASGA50 How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565 There’s More to Life Insurance Than Just a Policy: https://link.chtbl.com/ASG560 Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559    Why You Should Give Away Your Secret Sauce in 2024: https://link.chtbl.com/ASG562   References: Americans for Beneficiary Choice Petition: https://beneficiarychoice.org/ BOI Small Entity Compliance Guide: https://www.fincen.gov/sites/default/files/shared/BOI_Small_Compliance_Guide.v1.1-FINAL.pdf   Dunkin' Welcomes Back the Beloved Pink Velvet Macchiato Alongside New Menu: https://news.dunkindonuts.com/news/dunkin-winter-menu-2024 Marketplace 2023 Open Enrollment Period Report: National Snapshot #2: https://www.cms.gov/newsroom/fact-sheets/marketplace-2023-open-enrollment-period-report-national-snapshot-2 Marketplace 2024 Open Enrollment Period Report: National Snapshot #2: https://www.cms.gov/newsroom/fact-sheets/marketplace-2024-open-enrollment-period-report-national-snapshot-2 Microsoft’s Copilot app is now available on iOS: https://www.theverge.com/2023/12/29/24019288/microsoft-copilot-app-available-iphone-ipad-ai  New for 2024: Federal Reporting Requirement Affects Most Small Businesses: https://firemark.com/2023/12/22/new-for-2024-federal-reporting-requirement-affects-most-small-businesses/ Starbucks Reveals a New Winter Menu — and an Updated 'Bring Your Own Cup' Policy: https://people.com/starbucks-new-winter-menu-bring-your-own-cup-policy-8421726 U.S. Beneficial Ownership Information Registry Now Accepting Reports: https://www.fincen.gov/news/news-releases/us-beneficial-ownership-information-registry-now-accepting-reports Use Guided Access with iPhone, iPad, and iPod touch: https://support.apple.com/en-us/HT202612

  To celebrate our 50th Agent Apps episode, Tina is looking back at some noteworthy apps to see if they hold up today. Listen to find out what those apps are!   Habitica Official Website: https://habitica.com/ Fetch Rewards Official Website: https://fetch.com/ Libby Official Website: https://libbyapp.com/   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 4 Strategies for Effectively Working with a Team: https://link.chtbl.com/ASG490 Instacart Review: https://link.chtbl.com/ASGA49 Spotify Wrapped: https://link.chtbl.com/ASGF20231208 Why You Should Give Away Your Secret Sauce in 2024: https://link.chtbl.com/ASG562 Winter 2023 Podcast Recommendations: https://link.chtbl.com/ASG564 Wix vs. WordPress: https://link.chtbl.com/ASGA20231011

  Looking to make 2024 another successful year? Set believable and achievable goals using the SMART goals method. We’ve got the breakdown and more in this episode!   Read the text version   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 3 Tips on How to Improve Adaptability in the Workplace: https://link.chtbl.com/ASG546 7 Ways to Overcome the Fear of Rejection: https://link.chtbl.com/ASG547 How to Survive AEP: Wellness Tips for Insurance Agents: https://link.chtbl.com/ASG553 Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559 What is AHIP Certification and How Do I Get It? https://link.chtbl.com/ASG525 Why Taking it Slow is Good for Business: https://link.chtbl.com/ASG420   References: Three Reasons Unrealistic Goals Create a Culture of Failure: https://www.huffpost.com/entry/how-to-set-goals_b_1975286?guccounter=1 What are SMART Goals? https://corporatefinanceinstitute.com/resources/management/smart-goal/

  We’re counting down the top 5 Agent Survival Guide Podcast episodes of 2023! Did your favorite episode make the cut? Join Sarah as she highlights the year’s most popular episodes.   Episode Number Five: [01:31] Episode Number Four: [15:38] Episode Number Three: [40:09] Episode Number Two: [50:02] Episode Number One: [56:29]   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Links to Individual Episodes: How to Overcome Common Insurance Sales Objections ft. Dan Ford: https://link.chtbl.com/2023DanFord Effective Marketing Strategies for Insurance Agents: https://link.chtbl.com/ASG523 Annuities vs. 401(k)s: Examining Differences That Can Matter to Clients: https://link.chtbl.com/ASG506 4 Perks of Being a Part-Time Insurance Agent: https://link.chtbl.com/ASG521 FMO vs. IMO vs. NMO vs MGA vs GA: What’s the Difference? https://link.chtbl.com/ASG508   Resources: 3 Email Marketing Campaigns Insurance Agents Should Be Sending: https://link.chtbl.com/ASGAgentMethods2 5 Things About Working with Ritter Insurance Marketing: https://link.chtbl.com/ASGF20230512 7 Ways to Get Involved in Your Community: https://link.chtbl.com/ASG453 8 Relationship Marketing Strategies for Insurance Agents featuring ReminderMedia's Luke Acree and Andrew Saksa: https://link.chtbl.com/ASG448 Agent Survival Guide Podcast Official Site: https://www.ritterim.com/podcast Apps to Make Your Small Business More Efficient: https://link.chtbl.com/ASGA034 Best Practices for Training Downline Agents: https://link.chtbl.com/ASG522 College Majors That Work Well In the Insurance Industry: https://link.chtbl.com/ASG516 Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533 Developing an Agency – Your Guide to Getting Started: https://www.ritterim.com/agency-guide/ Different Types of Annuities Explained: https://www.ritterim.com/blog/understanding-the-details-of-annuities/#different-types-of-annuities Empowering Agents Through Technology featuring Aaron Kassover from AgentMethods: https://link.chtbl.com/ASG458 Find your Sales Specialist at Ritter Insurance Marketing: https://www.ritterim.com/meet-your-sales-team/ Fixed Annuities vs. Indexed Annuities: What’s the Difference? https://link.chtbl.com/ASG495 How Insurance FMOs Work: https://www.ritterim.com/how-insurance-fmos-work/ Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration Understanding Single-Premium Immediate Annuities: https://www.ritterim.com/blog/understanding-single-premium-immediate-annuities/     Understanding the Details of Annuities: https://link.chtbl.com/ASG343 Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559 What Are Insurance Hierarchies & How Do They Work? https://link.chtbl.com/ASG517 Your Step-by-Step Guide to Getting Started in Insurance Sales eBook: https://www.ritterim.com/free-guide/   References: Agent Methods Official Site: https://www.agentmethods.com/   CMS Medicare Communications and Marketing Guidelines: https://www.cms.gov/Medicare/Health-Plans/ManagedCareMarketing/FinalPartCMarketingGuidelines CMS Memo [May 10, 2023] Definition of Marketing: https://www.ritterim.com/documents/cms-memos/cms-definition-of-marketing-5-10-23.pdf Medicare Advantage Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V ReminderMedia Official Site: https://remindermedia.com/

  Winter is here and so are more podcast recommendations! Pull up a chair and listen, Sarah’s got a great mix of options this time around.   Links to Shows Sarah Mentioned: Ad Lucem: https://qcodemedia.com/ad-lucem Aftershock: https://www.iheart.com/podcast/1119-aftershock-83996090/ Case 63: https://open.spotify.com/show/4c9ZKaFtEKweSYOlYvxfvp Mina & Lucy’s Guide to Slaying Dracula: https://gzmshows.com/shows/listing/mina-lucys-guide-to-slaying-dracula/ The Banksy Story: https://www.bbc.co.uk/sounds/brand/m001nwhs The Kingmaker Histories: https://open.spotify.com/show/1LywUmd1MOScQdaPPoSsgs Who Killed JFK? https://www.iheart.com/podcast/1119-who-killed-jfk-127000428/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Past Podcast Recommendation Episodes: Podcast Recommendations for Summer 2023: https://link.chtbl.com/ASGTT20230620 Winter 2022 Podcast Recommendations: https://link.chtbl.com/ASG491 Top 5 Podcasts of 2022: https://link.chtbl.com/ASG489 International Podcast Day 2022: https://link.chtbl.com/IPD2022 Podcast Recommendations for Summer 2022: https://link.chtbl.com/ASGTT20220621 Winter 2021 Podcast Recommendations: https://link.chtbl.com/ASG20211230 Top 5 Podcasts of 2021: https://link.chtbl.com/ASG20211223 International Podcast Day 2021: https://link.chtbl.com/IPD2021 Podcast Recommendations for Summer 2021: https://link.chtbl.com/ASG20210629 March 12, 2021 | The Friday Five: https://link.chtbl.com/ASGF20210312 Podcasts We're Currently Listening To (Winter 2021): https://link.chtbl.com/ASGF20210101 Top 5 Podcasts of 2020: https://link.chtbl.com/ASGF20201225 International Podcast Day 2020: https://link.chtbl.com/IPD2020 Podcast Recommendations for Summer 2020: https://link.chtbl.com/ASGTT20200623 Podcasts We're Currently Listening To: https://link.chtbl.com/ASGF20191227R    Top 5 Podcasts of 2019: https://link.chtbl.com/ASGF20191220 International Podcast Day 2019: https://link.chtbl.com/IPD2019 Behind the Scenes of the Agent Survival Guide Podcast: https://link.chtbl.com/ASG100

  Discover how slowing down to re-energize and refocus can help creativity and innovation.   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 3 Tips on How to Improve Adaptability in the Workplace: https://link.chtbl.com/ASG546        7 Ways to Overcome the Fear of Rejection: https://link.chtbl.com/ASG547 Agent Apps | Get Focused with These Apps: https://link.chtbl.com/ASGA20 Agent Apps | How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809 Agent Apps | Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018 Things to Think About Post-AEP: https://link.chtbl.com/ASG558 Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559 Ways to Boost Morale in the Workplace: https://link.chtbl.com/ASG556   References: How Nature Can Make You Kinder, Happier, and More Creative: https://greatergood.berkeley.edu/article/item/how_nature_makes_you_kinder_happier_more_creative How nature nurtures: Amygdala activity decreases as the result of a one-hour walk in nature: https://www.nature.com/articles/s41380-022-01720-6 How to achieve more by doing less: https://www.uwlax.edu/currents/how-to-achieve-more-by-doing-less/ ‘Physical activity is like Miracle-Gro’: Simple steps to boost your brain as you age: https://www.irishexaminer.com/lifestyle/healthandwellbeing/arid-40251431.html   Psychology Today - Burnout: https://www.psychologytoday.com/us/basics/burnout Stimulating creativity via the exposure to other people’s ideas: https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6870350/ The science behind creativity: https://apa.org/monitor/2022/04/cover-science-creativity

  Truth: Your clients won't know what makes you and your insurance business AWESOME if you keep it a secret. Find out how to get rid of the secret sauce mentality and lean into a new way of thinking.   Ask the Agent Survival Guide Podcast!  Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 3 Ways to Boost Morale in the Workplace: https://link.chtbl.com/ASG556 7 Ways to Overcome Fear of Rejection: https://link.chtbl.com/ASG547 365 Days of Motivation: https://link.chtbl.com/ASGF20231110 How Insurance FMOs Work: https://www.ritterim.com/how-insurance-fmos-work/  Modern Medicare Marketing for Today's Agents: https://www.ritterim.com/modern-marketing-guide/ Things to Think About Post-AEP: https://link.chtbl.com/ASG558 Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559   References: 5 Reasons You Need to Give Away The Recipe For Your Secret Sauce: https://www.convinceandconvert.com/content-marketing/5-reasons-you-need-to-give-away-the-recipe-for-your-secret-sauce/ Give Away Your Secret Sauce: https://www.lillianlink.com/resources/give-away-your-secret-sauce Giving away the secret sauce – why you should create free and valuable content for your customers: https://www.kyliefennell.com/giving-away-the-secret-sauce-why-you-should-create-free-and-valuable-content-for-your-customers/ Why You Should Give Away The Secret Sauce: https://www.rdtcontentmarketing.com/why-you-should-give-away-the-secret-sauce/ Why You Should Give Away Your 'Secret Sauce': https://www.forbes.com/sites/forbescommunicationscouncil/2018/02/06/why-you-should-give-away-your-secret-sauce/

  We’re here to help you survive and thrive this holiday season! If you’ve still got some shopping to do, no worries! Join the rest of us in the procrastination station for some great last-minute holiday gift ideas you should still be able to find in stores.   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 5 Last-Minute Holiday Gift Ideas: https://link.chtbl.com/ASGF20221223 Apps for the Holiday Season: https://link.chtbl.com/ASGA21 Fun & Educational Apps for Kids: https://link.chtbl.com/ASGA035 Instacart Review: https://link.chtbl.com/ASGA049 Top 5 Premium Podcast Subscriptions for the Holidays: https://link.chtbl.com/ASGF20221125

  Sometimes you don’t have the time or energy to go shopping. There are a lot of options for grocery delivery and pickup. In this episode Tina reviews her favorite delivery service, Instacart. Listen to find out if the app could work for you! Instacart Official Website: https://www.instacart.com/   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 7 Ways to Get Involved in Your Community: https://link.chtbl.com/ASG453 Agent Apps | Best Budgeting Apps: https://link.chtbl.com/ASGA036 Agent Apps | Wix vs. WordPress: https://link.chtbl.com/ASGA20231011 Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543   References: Are Instacart Prices Higher Than in Store? Why? https://www.ridester.com/are-instacart-prices-higher/ Instacart Refund & Returns Policy: https://www.instacart.com/help/article/returns-policy

    Help your clients determine the amount of life insurance they need using these 4 methods! Click play to learn more.   Read text version   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 5 Life Insurance Myths Your Clients May Believe: https://link.chtbl.com/ASG362 Calculate Your Client’s Life Insurance Needs FREE Worksheet PDF: https://www.ritterim.com/documents/calculate-your-clients-life-insurance-needs-worksheet.pdf How to Make the Most of Life Insurance Awareness Month: https://link.chtbl.com/ASG360 Life Insurance for Each of Life’s Stages: https://link.chtbl.com/ASG365 Selling Life Insurance to Clients with Budget Concerns: https://link.chtbl.com/ASG367 There’s more to Life Insurance Than Just a Policy: https://link.chtbl.com/ASG560   References: College Free in the United States: Tuition Types & Financial Aids: https://research.com/universities-colleges/college-fees-in-the-united-states How Much Life Insurance Do I Need? https://www.forbes.com/advisor/life-insurance/how-much-life-insurance-do-you-really-need/

  This week, we've got a reminder about ACA Enrollment, a new gift card scam to warn your clients about, holiday streaming picks, and so much more.   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: Habit & Mood Tracker Apps: https://link.chtbl.com/ASGA048 Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018 Spotify Wrapped 2023: https://link.chtbl.com/ASGF20231208 Thanksgiving Leftovers & Holiday Allsorts: https://link.chtbl.com/ASGF20231201 Things to Think About Post-AEP: https://link.chtbl.com/ASG558 Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559   References: 2023 Obamacare Open Enrollment Dates by State: https://www.ehealthinsurance.com/resources/individual-and-family/obamacare-open-enrollment-dates-by-state Apple’s New Journal App May Be the Only Thing to Keep You Sane This Holiday: https://gizmodo.com/apple-iphone-15-journal-app-ios-emotions-1851090952 Apple Pencil 3: Everything We Know: https://www.macrumors.com/guide/apple-pencil-3/ Apple responds to the Beeper iMessage saga: ‘We took steps to protect our users’: https://www.theverge.com/2023/12/9/23995150/beeper-imessage-android-apple-statement Apple says iPhones will support RCS in 2024: https://www.theverge.com/2023/11/16/23964171/apple-iphone-rcs-support Attorney General Henry: How to Protect Yourself From 'Card Draining' - A Common Holiday Scam in Pennsylvania and Nationwide: https://www.attorneygeneral.gov/taking-action/attorney-general-henry-how-to-protect-yourself-from-card-draining-a-common-holiday-scam-in-pennsylvania-and-nationwide/ Apple reportedly plans big overhaul to iPad family to make it less confusing: https://www.cnbc.com/2023/12/11/apple-ipad-pro-ipad-air-and-ipad-mini-refresh-coming-next-year-report.html Avoiding and Reporting Gift Card Scams - Contact Info: https://consumer.ftc.gov/articles/avoiding-and-reporting-gift-card-scams#contact Beeper Mini restores its iMessage app for Android and makes it free, but will it last? https://9to5google.com/2023/12/11/beeper-mini-restored-apple/ Cigna calls off pursuit of Humana: https://www.axios.com/2023/12/10/cigna-calls-off-humana-merger Everything Coming to Netflix, Disney+, Max & Other Major Streaming Services in December 2023: https://comicbook.com/movies/news/streaming-december-2023-netflix-disney-max-hulu-movies-tv/#28 Flying solo without Cigna will keep Humana focused on 2 big priorities in the year ahead: https://www.cnbc.com/2023/12/11/flying-solo-without-cigna-will-keep-humana-focused-on-2-big-priorities-in-2024.html Here's What the iPad Lineup Could Look Like in 2024: https://www.macrumors.com/2023/12/11/what-the-2024-ipad-lineup-could-look-like/ iOS 17.2 Brings Apple's Journal App to the iPhone. It's Not What I Expected: https://www.cnet.com/tech/mobile/ios-17-2-brings-apples-journal-app-to-the-iphone-its-not-what-i-expected/ iOS 17.2 and Apple's new Journal app are now available: https://www.engadget.com/ios-172-and-apples-new-journal-app-are-now-available-181348877.html Officials warning of gift card scam as holiday shopping ramps up: https://www.wbtv.com/2023/12/13/officials-warning-gift-card-scam-holiday-shopping-ramps-up/ Police warn holiday shoppers about card draining: What to know about the gift card scam: https://www.usatoday.com/story/money/shopping/2023/12/11/gift-card-scam-card-draining-holiday-shoppers-christmas/ What is ‘card draining?’ Buying a gift card? You need to look out for this scam: https://www.al.com/news/2023/12/what-is-card-draining-buying-a-gift-card-you-need-to-look-out-for-this-scam.html

  Discover how life insurance can help protect your client’s loved ones and provide them stability in a time of need.    Read text version    Gain Access to The Ritter Platform, Medicare Quote Engine, and More Tools for Insurance Agents: https://app.ritterim.com/public/registration/  Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 4 Ways to Calculate Your Clients' Life Insurance Needs: https://www.ritterim.com/blog/4-ways-to-calculate-your-clients-life-insurance-needs/  5 Life Insurance Myths Your Clients May Believe: https://link.chtbl.com/ASG362 FastTrack with Shop & Enroll: https://www.ritterim.com/shop-and-enroll/ Life Insurance for Each of Life’s Stages: https://link.chtbl.com/ASG365 Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/ Ritter Insurance Marketing Fact Finder PDF: https://www.ritterim.com/documents/ritter-fact-finder.pdf Selling Life Insurance to Clients with Budget Concerns: https://link.chtbl.com/ASG367 The Ritter Platform: https://www.ritterim.com/the-ritter-platform/ What to Do If Your Clients Can No Longer Afford Their Permanent Life Insurance Premiums: https://www.ritterim.com/blog/what-to-do-if-your-clients-can-no-longer-afford-their-permanent-life-insurance-premiums/ 

  What does your business strategy look like for 2024? Now is the time to review and plan with a SWOT analysis! We’ll help you get organized so you can evaluate your insurance business and plan what comes next.   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 3 Ways to Boost Morale in the Workplace: https://link.chtbl.com/ASG556 365 Days of Motivation: https://link.chtbl.com/ASGF20231110 Apps to Make Your Small Business More Efficient: https://link.chtbl.com/ASGA034 Building a Business Plan Knight School Module: https://www.ritterim.com/knight-school/solid-foundation/building-a-business-plan/ Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533 Developing an Agency — Your Guide to Getting Started: https://www.ritterim.com/agency-guide/ Effective Marketing Strategies for Insurance Agents: https://link.chtbl.com/ASG523 Empowering Agents Through Technology: https://www.ritterim.com/blog/interview-empowering-agents-through-technology/ FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://link.chtbl.com/ASG508 Increase Sales and Productivity with the Busy Medicare Agent’s Sales Planner: https://www.ritterim.com/blog/increase-sales-and-productivity-with-the-busy-medicare-agents-sales-planner/ Modern Medicare Marketing for Today's Agents: https://www.ritterim.com/modern-marketing-guide/ Stay Organized with the Busy ACA Agent’s Sales Calendar: https://www.ritterim.com/blog/stay-organized-with-the-busy-aca-agents-sales-calendar/ Things to Think About Post-AEP: https://link.chtbl.com/ASG558 The Ultimate Agent Resource List Pt. 1: Market Yourself: https://www.ritterim.com/blog/the-ultimate-agent-resource-list-pt.-1-market-yourself/   References: 20+ SWOT Analysis Templates, Examples & Best Practices: https://venngage.com/blog/swot-analysis-templates/ SWOT Analysis: https://www.mindtools.com/amtbj63/swot-analysis SWOT analysis: Examples and templates: https://asana.com/resources/swot-analysis SWOT Analysis: How To Do One: https://blog.hubspot.com/marketing/swot-analysis SWOT Analysis: How To With Table and Example: https://www.investopedia.com/terms/s/swot.asp

  Congratulations, we made it to the end of AEP 2024! As we move forward from another busy season, listen for some tips on how to transition to more administrative work, like reviewing, organizing, and planning. We’re highlighting some important things to think about while AEP is still fresh in your mind. Read text version   Have a question? Ask the Agent Survival Guide Podcast! Reach out to our team at [email protected] and get connected with answers!   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP: https://www.ritterim.com/blog/3-benefits-of-contracting-to-sell-medicare-advantage-plans-outside-of-aep/ 5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925 7 Ways to Overcome Fear of Rejection: https://link.chtbl.com/ASG547 Carrier Pages on Ritter Docs: https://docs.ritterim.com/products/carriers/ Digital Marketing for Insurance Agents: Our Top Tips to Boost Business: https://www.ritterim.com/blog/digital-marketing-for-insurance-agents-our-top-tips-to-boost-business/ Empowering Agents Through Technology ft. Aaron Kassover from AgentMethods: https://link.chtbl.com/ASG458 How to Successfully Set SMART Goals: https://link.chtbl.com/ASG390 Medicare in 2030: Gen X and Beyond ft. Gabe Isaacson: https://link.chtbl.com/ASG554   Medicare Quote Engine Prospectus: https://www.ritterim.com/documents/prospectus/medicare-quote-engine-prospectus.pdf Register with RitterIM.com: https://app.ritterim.com/public/registration/ Ritter’s Carriers by State: https://www.ritterim.com/products/by-carrier/ See How the Ritter Platform Works: https://www.ritterim.com/the-ritter-platform/ Shop & Enroll from Ritter Insurance Marketing: https://www.ritterim.com/shop-and-enroll/ The Definitive Guide to Getting Leads and Prospecting for Medicare Sales: https://www.ritterim.com/lead-generation-guide/ What Beneficiaries Value Most in Medicare Advantage Plans: https://link.chtbl.com/ASG555 Where & How to Start Cross-Selling to Fill Insurance Coverage Gaps: https://link.chtbl.com/ASG548   References:  The 10 Best Scheduling Apps for Insurance: https://smith.ai/blog/the-10-best-scheduling-apps-for-insurance-make-more-time-for-more-leads-and-streamline-your-scheduling-with-these-free-and-paid-tools

    We’re wrapping up a year of listening on Spotify and unwrapping the stats! Join Sarah for the ASG Podcast Spotify Wrapped review, plus a few highlights from her own listening report.   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 3 Tips on How to Improve Adaptability in the Workspace: https://link.chtbl.com/ASG546 365 Days of Motivation: https://link.chtbl.com/ASGF20231110 Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018 The Future of Medicare Part D: The Push Toward MAPD: https://link.chtbl.com/ASG514 Understanding the C-SNP Product & Opportunity ft. Ben Miller (Zing Health): https://link.chtbl.com/2023BenMiller   References: 2023 Obamacare Open Enrollment Dates by State: https://www.ehealthinsurance.com/resources/individual-and-family/obamacare-open-enrollment-dates-by-state Agent Survival Guide Podcast on Spotify: https://open.spotify.com/show/1mfx0kUpLU6O4yr8IuFpzF Nothing Much Happens Podcast: https://www.nothingmuchhappens.com/ The Anime Phenomenon: What is Otacore and Why it Resonates Globally? https://primesound.org/otacore The Sound of Otacore Playlist: https://open.spotify.com/playlist/5UBQfw8fKxi6ADXxUdUT2K

  Use these apps to implement and track new habits into your life.   Fresh Tri Official Website: https://freshtri.com/ Mood Tracker: Self-Care Habits - Playstore: https://play.google.com/store/apps/details?id=moodtracker.selfcare.habittracker.mentalhealth&hl=en&gl=US   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.    Follow Us on Social!    Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/     Resources: Agent Apps | Best Weather Apps: https://link.chtbl.com/ASGA046 Agent Apps | Cloud Storage Apps: https://link.chtbl.com/ASGA047 Top 5 Holiday Movies: https://link.chtbl.com/ASGF20231124 Top 10 Holiday Toys 2023: https://link.chtbl.com/ASGTT20231121 

  Great leadership comes in all different shapes and sizes. But there are a few traits that many outstanding leaders share. Click the play button to discover what they are!    Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 3 Tips on How to Improve Adaptability in the Workplace: https://link.chtbl.com/ASGF20231110 5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925 365 Days of Motivation: https://link.chtbl.com/ASGF20231110 How to Successfully Set SMART Goals: https://link.chtbl.com/ASG390 Improve Your Customer Service with This Soft Skill: Negotiation: https://link.chtbl.com/ASG536   References:  8 Common Leadership Styles (Plus How to Find Your Own): https://www.indeed.com/career-advice/career-development/10-common-leadership-styles Defining Accountability in Management: https://www.indeed.com/career-advice/career-development/accountability-definition-in-management

    The Friday Five for December 1, 2023: Rabbit, Rabbit! We’re back from Thanksgiving break, it’s a new month, and we’re heading into the home stretch of AEP 2024. Keep that motivation going with this week’s #FridayFive episode!   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Archive Listens Mentioned in This Episode: 4 Tips for Making a Better Sales Pitch: https://link.chtbl.com/ASG469 20 Ways to Relax and Relieve Stress: https://link.chtbl.com/ASG481 Common Sales Mistakes You Might Be Making (And How to Fix Them): https://link.chtbl.com/ASG483   Eating Frogs & Slaying Dragons: https://link.chtbl.com/ASGM20221205   References: Cigna, Humana deal? Health insurance giants in talks for a blockbuster merger: https://www.benefitspro.com/2023/11/29/cigna-humana-deal-health-insurance-giants-in-talks-for-a-blockbuster-merger/ Here's Everything to Know About Name Drop on Apple Watch: https://www.cnet.com/tech/mobile/heres-everything-to-know-about-name-drop-on-apple-watch/ How to find your 2023 Spotify Wrapped: https://www.theverge.com/23980858/spotify-wrapped-2023-how-to How to turn off NameDrop in iOS 17: https://www.theverge.com/23884415/ios-17-namedrop-how-to-iphone-apple Is Apple’s New ‘NameDrop’ Contact Sharing Feature Safe? Experts Say Yes—Despite Warnings From Police: https://www.forbes.com/sites/brianbushard/2023/11/27/is-apples-new-namedrop-contact-sharing-feature-safe-experts-say-yes-despite-warnings-from-police/?sh=7807b36bcfb0 Medicare Advantage 2024 Spotlight First Look: https://www.kff.org/medicare/issue-brief/medicare-advantage-2024-spotlight-first-look/ Spotify Wrapped 2023: https://newsroom.spotify.com/2023-wrapped/ US health insurers Humana, Cigna in talks to merge -source: https://www.reuters.com/markets/deals/us-health-insurers-humana-cigna-talks-merge-wsj-2023-11-29/

  Notice a difference in the air at your workplace? Do the vibes feel off? In this episode, learn how to uncover the root cause, and 3 tried and true ways to boost office morale!     Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 7 Ways to Get Involved in Your Community: https://link.chtbl.com/ASG453 Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823 Agent Apps | Mental Health and Mindfulness Apps: https://link.chtbl.com/ASGA20231018 Best Practices for Training Downline Agents: https://link.chtbl.com/ASG522 The Power of Listening & Laughing | Motivation Monday: https://link.chtbl.com/ASGM20230306   References: Happy workers are 13% more productive: https://www.ox.ac.uk/news/2019-10-24-happy-workers-are-13-more-productive New study shows we work harder when we are happy: https://warwick.ac.uk/newsandevents/pressreleases/new_study_shows/

  When it comes to comparing Medicare Advantage plans, beneficiaries may surprise you with their preferences in benefits. Discover what benefits they prefer and what you can do as an agent, all in this episode.   Read text version   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://link.chtbl.com/ASGF20232013 4 Reasons Why Agents Should Sell Medicare Advantage Plans for 2024: https://www.ritterim.com/2024-medicare-advantage-opportunity/ How Medicare Helps Your Clients Stay Healthy: https://link.chtbl.com/ASG307 How to Help Your Clients Get the Most Out of Their Medicare Advantage Plans: https://link.chtbl.com/ASG349 Medicare for Snowbirds, Sunbirds, & Travel Enthusiasts: https://link.chtbl.com/ASG383 What CMS Requires Medicare Agents to Discuss Prior to Enrollments: https://www.ritterim.com/blog/what-cms-requires-medicare-agents-to-discuss-prior-to-enrollments/   References: Five-Star Quality Rating System: https://www.cms.gov/medicare/health-safety-standards/certification-compliance/five-star-quality-rating-system How are Seniors Choosing and Changing Health Insurance Plans? https://www.kff.org/medicare/report/how-are-seniors-choosing-and-changing-health-insurance-plans/ Medicare Advantage in 2023: Enrollment Update and Key Trends: https://www.kff.org/medicare/issue-brief/medicare-advantage-in-2023-enrollment-update-and-key-trends/ Medicare Beneficiaries Rarely Change Their Coverage During Open Enrollment: https://www.kff.org/medicare/issue-brief/medicare-beneficiaries-rarely-change-their-coverage-during-open-enrollment/ Nielsen: Global Consumers More Likely to Buy New Products from Familiar Brands: https://www.businesswire.com/news/home/20130121005056/en/Nielsen-Global-Consumers-More-Likely-to-Buy-New-Products-from-Familiar-Brands The Art of Giving and Receiving Advice: https://hbr.org/2015/01/the-art-of-giving-and-receiving-advice To Switch or Not to Switch: Are Medicare Beneficiaries Switching Drug Plans To Save Money? https://www.kff.org/medicare/issue-brief/to-switch-or-not-to-switch-are-medicare-beneficiaries-switching-drug-plans-to-save-money/ The Value of Building Brand Trust: https://www.salsify.com/resources/report/content-2022-salsify-consumer-research-the-value-of-building-brand-trust

  2030 marks the year Gen X begins to age into Medicare. What changes will a new generation bring? Gabe Isaacson, Associate Partner at McKinsey & Company joins Sarah to discuss how the Medicare program might shift with this change in demographics, as well as many principals that will remain the same.   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 3 Tips on How to Improve Adaptability in the Workplace: https://link.chtbl.com/ASG546 5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925 5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://link.chtbl.com/ASGF20232013 7 Ways to Overcome Fear of Rejection: https://link.chtbl.com/ASG547 365 Days of Motivation: https://link.chtbl.com/ASGF20231110 2024 CMS Compliance Regulation Updates for Agents ft. Alyson Seighman: https://link.chtbl.com/2023AlysonSeighman Medicare Switching & AEP 2024 : https://link.chtbl.com/ASGF20230908 Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543   References: McKinsey & Company Official Site: https://www.mckinsey.com/ McKinsey Blog: https://www.mckinsey.com/about-us/new-at-mckinsey-blog Preparing for generations of Medicare growth: https://gisthealthcare.com/preparing-generations-medicare-growth/ Sweeping changes to Medicare Advantage: How payers could respond: https://www.mckinsey.com/industries/healthcare/our-insights/sweeping-changes-to-medicare-advantage-how-payers-could-respond  

  The results are in! Sarah unveils our list of the Top 5 Holiday Movies, chosen by our listeners and the staff here at Ritter Insurance Marketing.   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    More episodes you’ll like: 365 Days of Motivation: https://link.chtbl.com/ASGF20231110 Apps for the Holiday Season: https://link.chtbl.com/ASGA21 Fun With Multiplayer Mobile Games: https://link.chtbl.com/ASGA031 Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018 New Features Coming to Popular Apps: https://link.chtbl.com/ASGF20231117 Relaxing Logic Games: https://link.chtbl.com/ASGA045 Top 10 Holiday Toys 2023: https://link.chtbl.com/ASGTT202112

  Need access to your files on the go? Try a cloud storage service. Listen to hear Tina’s review of two popular cloud storage apps. Official Dropbox website: https://www.dropbox.com/  Official Box website: https://www.box.com/   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    More episodes you’ll like: Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823 Agent Apps | Protect Your Privacy Password Manager Apps: https://link.chtbl.com/ASGA09 Agent Apps | Wix vs. WordPress: https://link.chtbl.com/ASGA20231011 Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543   References: Everything You Need to Know About AES-256 Encryption: https://www.kiteworks.com/risk-compliance-glossary/aes-256-encryption/ How Dropbox keeps your files secure: https://help.dropbox.com/security/how-security-works Why You Should Use AES 256 Encryption to Secure Your Data: https://www.progress.com/blogs/use-aes-256-encryption-secure-data  

  No misfit toys here! Just Sarah and a special guest elf counting down the top 10 toys of the holidays. Which toy will be number one? What should’ve made the list? You’ll have to listen to find out!   List of Holiday Toys: Beast Lab: Amazon | Official Site | Target | Walmart Bitzee Interactive Digital Pet: Amazon | Official Site | Target | Walmart Fisher-Price Laugh & Learn Mix & Learn DJ Table: Amazon | Official Site | Target | Walmart Hasbro Furby (purple): Amazon | Official Site | Target | Walmart Hogwart’s Legacy (Nintendo Switch): Amazon | Target | Official Site | Walmart Magic Mixies Pixlings: Amazon | Official Site | Target | Walmart MINTiD Dog-E Interactive Robot Dog: Amazon | Official Site | Target | Walmart Sesame Street Elmo Slide Plush: Amazon | Official Site | Target | Walmart Squishmallows: Amazon | Official Site | Target | Walmart Super Mario Bros. Wonder (Nintendo Switch): Amazon | Official Site | Target | Walmart Taco Cat Goat Cheese Pizza: Amazon | Official Site | Target | Walmart   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    More episodes you’ll like: Top 10 Holiday Toys 2022: https://link.chtbl.com/ASGTT20221122 Top 10 Holiday Toys 2021: https://link.chtbl.com/ASGTT20211123 Top 10 Holiday Toys 2020: https://link.chtbl.com/ASGTT20201124 Top 10 Holiday Toys 2019: https://link.chtbl.com/ASGTT20191126  

  The Annual Enrollment Period is a critical time of year for insurance agents. Take care of business and your well-being with these healthy habit tips!    Read text version     Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources:  12 Science-Based Benefits of Meditation: https://blog.shopandenroll.com/the-health-benefits-of-meditation Agent Apps | Breathwork & Meditation Apps: https://link.chtbl.com/ASGA25  Agent Apps | Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018 Bicycling for Seniors: A Healthy Hobby: https://blog.shopandenroll.com/bicycling-for-seniors-a-healthy-hobby Early to Bed, Early to Rise: The Benefits of Genuine Sleep: https://blog.shopandenroll.com/early-to-bed-early-to-rise-the-benefits-of-genuine-sleep FastTrack Enrollment with Shop & Enroll: https://www.ritterim.com/shop-and-enroll/ Getting More Out of Your Walks: https://blog.shopandenroll.com/getting-more-out-of-your-walks Jogging Turns Back Your Clock: https://blog.shopandenroll.com/jogging-turns-back-your-clock Planning Ahead: Great for Your Diet and Wallet: https://blog.shopandenroll.com/planning-ahead-great-for-your-diet-and-wallet Marketing & Incentives: https://www.ritterim.com/marketing-incentives/ Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/ Meditation: Mindfulness for Your Health: https://blog.shopandenroll.com/meditation-mindfulness-for-your-health Ready to Join an FMO? 10 Things to Consider: https://link.chtbl.com/ASG241 Stress Relief Tips to Get You Through AEP: https://www.ritterim.com/blog/stress-relief-tips-to-get-you-through-aep/ The Health Benefits of Meditation: https://blog.shopandenroll.com/the-health-benefits-of-meditation The Mental Health Benefits of Exercise: https://blog.shopandenroll.com/the-mental-health-benefits-of-exercise Woodworking: A Healthy Hobby for Seniors: https://blog.shopandenroll.com/woodworking-a-healthy-hobby-for-seniors   References:  3 Tips to Manage Stress: https://www.heart.org/en/healthy-living/healthy-lifestyle/stress-management/3-tips-to-manage-stress 15 Stress-Relieving Hobbies You Should Try Now: https://kentuckycounselingcenter.com/15-stress-relieving-hobbies/ 28 Food Snacks To Boost Your Memory & Productivity: https://snacknation.com/blog/brain-food-snacks/ Endorphins – Cleveland Clinic: https://my.clevelandclinic.org/health/body/23040-endorphins Medicare Advantage Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V Part D Communication Requirements: https://www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-423/subpart-V Sleep Deprivation and Deficiency – Why Is Sleep Important? https://www.nhlbi.nih.gov/node/4605 Why Am I So Tired? 12 Reasons (Plus Solutions) https://www.healthline.com/nutrition/10-reasons-you-are-tired

  The Friday Five for November 17, 2023: It’s new feature Friday here on the ASG Podcast! We’re talking about recently announced updates from Google Maps, Microsoft Teams, Threads, Instagram, and Amazon. Kicking it all off, the cost of Thanksgiving Dinner in 2023, an annual Q4 inflation benchmark.   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 365 Days of Motivation: https://link.chtbl.com/ASGF20231110 4 Strategies for Effectively Working with a Team: https://www.ritterim.com/blog/4-strategies-for-effectively-working-with-a-team/ Community Engagement & ACA Marketing Suggestions for Agents: https://link.chtbl.com/ASG552 Halfway Through AEP: Reflect & Renew Your Medicare Sales Strategies: https://link.chtbl.com/ASG551 How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809 How Insurance FMOs Work: https://www.ritterim.com/how-insurance-fmos-work/ Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018 The 2024 COLA Increase & How It Affects Your Clients: https://www.ritterim.com/blog/the-2024-cola-increase-how-it-affects-your-clients/   The Ritter Platform Creates Organization for Scopes of Appointment: https://www.ritterim.com/blog/the-ritter-platform-creates-organization-for-scopes-of-appointment/   References: Amazon is merging the Comixology app with Kindle: https://www.theverge.com/2023/11/15/23962577/amazon-comixology-app-kindle-comics  Amazon is officially killing the Comixology app, forcing users over to Kindle: https://www.engadget.com/amazon-is-officially-killing-the-comixology-app-forcing-users-over-to-kindle-213911500.html Comixology Unlimited: https://www.amazon.com/kindle-dbs/cu/signup Consumer Price Index Summary: https://www.bls.gov/news.release/cpi.nr0.htm Google Maps tweaks transit directions, adds emoji reactions and collaborative lists: https://www.theverge.com/2023/11/15/23962007/google-maps-transit-collaborative-list-emoji-reactions Instagram adds new features, including custom AI stickers, photo filters, a clip hub and more: https://techcrunch.com/2023/11/15/instagram-adds-new-features-including-custom-ai-stickers-photo-filters-a-clip-hub-and-more/?guccounter=1 Instagram Adds New Filters, Support for Custom Stickers From Photos: https://www.macrumors.com/2023/11/15/instagram-new-filters-stickers/ Instagram gets new filters for the first time in forever: https://www.theverge.com/2023/11/15/23962500/instagram-new-photo-filters-announced-easier-reels Microsoft Teams adds AI backgrounds as it moves to the metaverse: https://www.pcworld.com/article/2136698/microsoft-teams-adds-ai-backgrounds-as-it-moves-to-the-metaverse.html Microsoft Teams launches creepy AI webcam trick that cleans up your dirty room: https://mashable.com/article/microsoft-teams-ai-webcam-trick New Ways to Create Content on Instagram: https://about.fb.com/news/2023/11/new-ways-to-create-content-on-instagram/ Thanksgiving Dinner Cost Relief, But Still High Relative to Recent Years: https://www.fb.org/market-intel/thanksgiving-dinner-cost-relief-but-still-high-relative-to-recent-years Thanksgiving dinner prices falling from record high: https://www.axios.com/2023/11/15/thanksgiving-turkey-price-drop-2023-holiday-meal Threads starts testing hashtags…without the hash: https://techcrunch.com/2023/11/15/threads-starts-testing-hashtags-without-the-hash/ Threads Will Finally Let Users Delete Their Accounts Without Losing Instagram Too: https://www.nytimes.com/2023/11/14/technology/threads-instagram-meta-delete.html

  How can agents selling Affordable Care Act (ACA) plans market themselves? Start in your community! Listen to discover how to reach and connect with the under-65 crowd. Read text version Register with Ritter: https://app.ritterim.com/public/registration/ Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social!   Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 3 Easy Ways to Build Your Insurance Sales Territory: https://link.chtbl.com/ASG311 5 Insurance Marketing Tips to Help Agents Stand Out from the Crowd: https://link.chtbl.com/ASG364 7 Ways to Get Involved in Your Community: https://link.chtbl.com/ASG453 ACA 101: Selling Under-65 Health Insurance: https://link.chtbl.com/ASG531 Agent Apps | Apps to Make Your Small Business More Efficient: https://link.chtbl.com/ASGA034  Agent Apps | Apps for Professional Networking & Events: https://link.chtbl.com/ASGA20230823 Agent Apps | Free Video Conferencing Apps: https://link.chtbl.com/ASGA20230906 Agent Apps | How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809 Agent Apps | Protect Your Privacy: Password Manager Apps: https://link.chtbl.com/ASGA09 Consumer Authorization Form PDF: https://www.ritterim.com/documents/aca-consumer-authorization-form-template.pdf Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533 Effective Marketing Strategies for Insurance Agents: https://link.chtbl.com/ASG523  FAQs About ACA Certification and Training: https://link.chtbl.com/ASG532 Five Ways to Generate ACA Leads: https://www.ritterim.com/blog/five-ways-to-generate-aca-leads/ How Plan Crosswalks Work in the ACA Marketplace: https://link.chtbl.com/ASG549 Learn How to Sell ACA Products During the Off-Season featuring Danica Stover: https://link.chtbl.com/ASG428   Shop Ritter Insurance Marketing: https://shopritterim.com/   References: Distribution of internet users worldwide as of 2021, by age group: https://www.statista.com/statistics/272365/age-distribution-of-internet-users-worldwide/ Thanks a billion! – TikTok: https://newsroom.tiktok.com/en-us/1-billion-people-on-tiktok The Growth Engine Superior Customer Experience in Insurance: https://www.mckinsey.com/industries/financial-services/our-insights/the-growth-engine-superior-customer-experience-in-insurance

  You made it to the halfway point of the Annual Enrollment Period! Now is a great time to step back and reflect on your strategies and customer service methods. We’ve got tips on how to review what’s serving you and what’s not!   Read text version   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 4 Steps to Finding the Perfect PDP for Your Client: https://www.ritterim.com/blog/4-steps-to-finding-the-perfect-pdp-for-your-client/ 4 Tips for Making a Better Insurance Sales Pitch:  https://link.chtbl.com/ASG469 5 Tips for Selling Medicare Advantage Plans: https://link.chtbl.com/ASG457 5 Tips for Using Shop & Enroll to Sell More Medicare Plans: https://www.ritterim.com/blog/5-tips-for-using-shop-enroll-to-sell-more-medicare-plans/ Free eBooks & Guides: https://www.ritterim.com/guides/ Here’s How You Can Record Your Medicare Sales Calls Like a Pro Using CallVault: https://www.ritterim.com/blog/heres-how-you-can-record-your-medicare-sales-calls-like-a-pro-using-callvault/ How to Add Technology to Your Insurance Business: https://link.chtbl.com/ASG223 How to Follow up with Medicare Clients Compliantly: https://link.chtbl.com/ASG417 Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://www.ritterim.com/blog/insurance-agents-as-tpmos-what-cms-compliance-regulations-mean-for-you/ Knight School Training: https://www.ritterim.com/knight-school/ Methods to Boost Your Medicare Business: https://www.ritterim.com/blog/methods-to-boost-your-medicare-business/ Organization Tips and Tricks for the Medicare Annual Enrollment Period: https://www.ritterim.com/blog/organization-tips-and-tricks-for-the-medicare-annual-enrollment-period/ Reach out to our sales team here at Ritter: https://www.ritterim.com/meet-your-sales-team/ Ritter Events Calendar: https://www.ritterim.com/events/ Rules for Hosting a Compliant Medicare Sales Event: https://link.chtbl.com/ASG540 Senior Speak: Talking to Medicare Clients Age 65 & Older: https://link.chtbl.com/ASG412 Shop & Enroll: https://www.ritterim.com/shop-and-enroll/ Stress Relief Tips to Get You Through AEP: https://www.ritterim.com/blog/stress-relief-tips-to-get-you-through-aep/ Surviving AEP: https://www.ritterim.com/aep/ The Hidden Value of Medicare Supplements During AEP: https://link.chtbl.com/ASG257 The Ritter Platform: https://www.ritterim.com/the-ritter-platform/ When Do Med Supp Plans K, L, M, & N Make Sense? https://link.chtbl.com/ASG255 Why Being a Likable Agent Is Good for Your Business: https://link.chtbl.com/ASG433   References: Why Do People Buy Brand Names: https://smallbusiness.chron.com/people-buy-brand-names-69654.html 10,000 People Are Now Enrolling In Medicare – Every Day: https://www.forbes.com/sites/dandiamond/2015/07/13/aging-in-america-10000-people-enroll-in-medicare-every-day/

  The Friday Five for November 10, 2023: Waze Crash History Feature Best U.S. Cities to Retire in 2024 Generative AI Model Autophagy Disorder (MAD) New YouTube "For You" Feed 365 Days of Motivation   What’s your favorite Holiday movie? Let us know! Vote in the poll here: https://bit.ly/ASGHoliday   Reach out via email: [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 5 Pillars of Integrity ft. Jason Meyers: https://link.chtbl.com/ASGM20230925 7 Ways to Overcome Fear of Rejection: https://link.chtbl.com/ASG547 Agent Requirements for ACA Sales: https://www.ritterim.com/blog/agent-requirements-for-aca-sales/ How Insurance FMOs Work: https://www.ritterim.com/how-insurance-fmos-work/ How to Check Medicare Extra Help Eligibility for Your Client: https://www.ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/ Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018 Ritter Insurance Marketing YouTube Channel: https://www.youtube.com/user/RitterInsurance Relaxing Logic Games: https://link.chtbl.com/ASGA045 Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543   References: 365 Micro-Challenges and Daily Tips to Keep You Motivated and Inspired Every Day in 2023: https://www.inc.com/minda-zetlin/365-micro-challenges-daily-tips-to-keep-you-motivated-inspired-every-day-in-2023.html 2024 Best Places to Retire in the U.S.: https://realestate.usnews.com/places/rankings/best-places-to-retire Has Generative AI Peaked? https://hbr.org/2023/11/has-generative-ai-peaked Move over, Florida: Retirees are flocking to Pennsylvania: https://www.axios.com/2023/11/07/best-retirement-cities-us SAG-AFTRA tentative agreement to end strike will get nearly 200,000 New Yorkers back to work in film and tv: https://www.cbsnews.com/newyork/news/sag-aftra-tentative-agreement-to-end-strike-will-get-nearly-200000-new-yorkers-back-to-work-in-film-and-tv/ Striking Actors and Hollywood Studios Agree to a Deal: https://www.nytimes.com/2023/11/08/business/media/actors-strike-deal.html The Curse of Recursion: Training Generated Data Makes Models Forget: https://arxiv.org/pdf/2305.17493.pdf Waze just got a big safety upgrade — what you need to know: https://www.tomsguide.com/news/waze-just-got-a-big-safety-upgrade-what-you-need-to-know Waze rolls out crash history alerts for accident-prone roads: https://www.theverge.com/2023/11/7/23950441/google-waze-crash-history-alerts YouTube adding ‘For You’ channel section that tailors video recommendations for new viewers: https://9to5google.com/2023/11/08/youtube-for-you-channels-recommendations/ YouTube will soon show visitors a personalized For You section on channel pages: https://www.engadget.com/youtube-will-soon-show-visitors-a-personalized-for-you-section-on-channel-pages-213402443.html

  Not sure what’s in the forecast for your next outing? Stay alert and prepared with these weather apps. Plume Labs: https://plumelabs.com/en/ Weather Underground (Wunderground) https://www.wunderground.com/ Follow Us on Social!    Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/     More episodes you’ll like: Agent Apps | Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018 Agent Apps | Wix vs. WordPress: https://link.chtbl.com/ASGA20231011 Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543

  Discover the components of Affordable Care Act crosswalking. What to be aware of, and how to help your clients when their ACA coverage is discontinued. All that and more in this episode! Read text version Register with Ritter: https://app.ritterim.com/public/registration/ Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: Everything Agents Need to Know About Selling in State-Based Marketplaces: https://www.ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/ Everything You Need to Know About the ACA OEP: https://link.chtbl.com/ASG545R FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://link.chtbl.com/ASG436 How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://www.ritterim.com/blog/how-to-help-clients-navigate-aca-marketplace-subsidies-taxes/ Is the ACA Sticking Around Long Term? https://link.chtbl.com/ASG462 Knight School Training: https://www.ritterim.com/knight-school/ Meet Your Sales Team: https://www.ritterim.com/meet-your-sales-team/ The State of the ACA Market in 2023: https://link.chtbl.com/ASG518 Under-65 Health: https://www.ritterim.com/products/under-65/ What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://link.chtbl.com/ASG463   References: Annual eligibility redetermination: https://www.ecfr.gov/current/title-45/subtitle-A/subchapter-B/part-155/subpart-D/section-155.335 Saving money on health insurance: https://www.healthcare.gov/lower-costs/

  Build out your portfolio and grow your book of business! We outline the steps to get started cross-selling.   Read text version    Unlock Ritter’s cross-selling support by registering with our site: https://app.ritterim.com/public/registration/   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 3 Benefits of Contracting to Sell Medicare Advantage Plans Outside of AEP: https://www.ritterim.com/blog/3-benefits-of-contracting-to-sell-medicare-advantage-plans-outside-of-aep/ 4 Tips for Making a Better Insurance Sales Pitch: https://www.ritterim.com/blog/4-tips-for-making-a-better-insurance-sales-pitch/   5 Myths About Selling ACA Health Plans: https://link.chtbl.com/ASG451 5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://link.chtbl.com/ASGF20232013 Find out How the Ritter Platform Works: https://www.ritterim.com/the-ritter-platform/   Knight School Video Training for Insurance Agents: https://www.ritterim.com/knight-school/ Our MTM Team Is Transitioning to a New Name — Meet CAPS: https://www.ritterim.com/blog/our-mtm-team-is-transitioning-to-a-new-name-meet-caps/   Ritter Insurance Marketing Carriers & Products: https://www.ritterim.com/products/by-carrier/ Ritter Insurance Marketing eBooks & Guides: https://www.ritterim.com/guides/  Secure a Bigger, Better Business with Ancillary Products: https://www.ritterim.com/blog/secure-a-bigger-better-business-with-ancillary-products/   Sense Success with Dental, Vision, and Hearing Plans: https://www.ritterim.com/blog/sense-success-with-dental-vision-and-hearing-plans/ The Advisor Approach: Cross-Selling by Fact-Finding: https://www.ritterim.com/blog/the-advisor-approach-cross-selling-by-fact-finding/    The Top 5 Products to Sell During Medicare's Lock-In Period: https://link.chtbl.com/ASG513 What to Know About SOAs in Medicare Health and Prescription Drug Plan Sales: https://www.ritterim.com/blog/what-to-know-about-soas-in-medicare-health-and-prescription-drug-plan-sales/   References: Medicare study reveals confusing, complicated enrollment process: https://insurancenewsnet.com/innarticle/medicare-study-reveals-confusing-complicated-enrollment-process

  The Friday Five for November 3, 2023: ACA Open Enrollment 2024 Daylight Savings Time Biden’s Executive Order on AI Facebook & Instagram Ad-Free Subscriptions AI Chatbot Coming to Instagram?   Ask the Agent Survival Guide Podcast! Fill out the form: https://bit.ly/askasg email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Resources: 2023 ACA Exchange & FFM Certification Info: https://www.ritterim.com/blog/2023-aca-exchange-ffm-certification-info/ 3 Tips on How to Improve Adaptability in the Workplace: https://link.chtbl.com/ASG546   4 Strategies for Effectively Working with a Team: https://www.ritterim.com/blog/4-strategies-for-effectively-working-with-a-team/ 5 Things Medicare Beneficiaries Report About Their Coverage in 2023: https://link.chtbl.com/ASGF20232013 7 Ways to Overcome Fear of Rejection: https://link.chtbl.com/ASG547 How to Check Medicare Extra Help Eligibility for Your Client: https://www.ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/ Medicare Open Enrollment FAQs & Marketplace Open Enrollment Reminders: https://link.chtbl.com/ASGF20231027 The Complete Guide to Selling Affordable Care Act Insurance Plans: https://www.ritterim.com/aca-ebook/ Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543   References: FACT SHEET: President Biden Issues Executive Order on Safe, Secure, and Trustworthy Artificial Intelligence: https://www.whitehouse.gov/briefing-room/statements-releases/2023/10/30/fact-sheet-president-biden-issues-executive-order-on-safe-secure-and-trustworthy-artificial-intelligence/ Biden Issues Executive Order to Create A.I. Safeguards: https://www.nytimes.com/2023/10/30/us/politics/biden-ai-regulation.html Biden to sign sweeping executive order pursuing 'safe, secure and trustworthy' AI development: https://www.fiercehealthcare.com/ai-and-machine-learning/biden-sign-sweeping-executive-order-pursuing-safe-secure-and-trustworthy-ai Effectuated Enrollment: Early 2023 Snapshot and Full Year 2022 Average: https://www.cms.gov/files/document/early-2023-and-full-year-2022-effectuated-enrollment-report.pdf    Executive Order on the Safe, Secure, and Trustworthy Development and Use of Artificial Intelligence: https://www.whitehouse.gov/briefing-room/presidential-actions/2023/10/30/executive-order-on-the-safe-secure-and-trustworthy-development-and-use-of-artificial-intelligence/ Facebook and Instagram launch a paid ad-free subscription: https://www.theverge.com/2023/10/30/23938283/facebook-instagram-ad-free-subscription-eu   Facebook and Instagram to Offer Subscription for No Ads in Europe: https://about.fb.com/news/2023/10/facebook-and-instagram-to-offer-subscription-for-no-ads-in-europe/ Instagram spotted developing a customizable ‘AI friend’: https://techcrunch.com/2023/11/01/instagram-spotted-developing-a-customizable-ai-friend/ Medicaid Enrollment and Unwinding Tracker: https://www.kff.org/report-section/medicaid-enrollment-and-unwinding-tracker-overview/ Sleep tips to help you get the most out of daylight saving time: https://abc13.com/daylight-saving-time-2023-when-is-savings-sleep-tips/13998849/  What are the deadlines for the ACA’s open enrollment period? https://www.healthinsurance.org/faqs/what-are-the-deadlines-for-the-acas-open-enrollment-period/ What to Watch in the 2024 ACA Open Enrollment: https://www.kff.org/policy-watch/what-to-watch-in-2024-aca-open-enrollment/ Why efforts to make daylight saving time permanent are stalled: https://www.axios.com/2023/11/01/daylight-savings-time-change-2023-sunshine-protection