Use fact-finding and open communication to learn your clients’ budget and coverage needs. We’ve got statistics, tips, and strategies for agents to help clients navigate today’s financial environment.    Read the text version    Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: Does Your Medicare Sales Approach Satisfy Different Budgets? https://ritterim.com/blog/does-your-medicare-sales-approach-satisfy-different-budgets/ How to Check Medicare Extra Help Eligibility for Your Client: https://ritterim.com/blog/how-to-check-medicare-extra-help-eligibility-for-your-client/  How to Keep Clients Safe From Insurance Fraud: https://ritterim.com/blog/how-to-keep-clients-safe-from-insurance-fraud/ Knight School Training: Cross-Selling Long-Term Care Insurance: https://ritterim.com/knight-school/expand-dominate/cross-sell/7/ Knight School Training: D-SNP Eligibility: https://ritterim.com/knight-school/solid-foundation/understanding-special-needs-plans/3/ Knight School Training: Understand What’s Important to Your Client: https://ritterim.com/knight-school/learning-to-sell/assessing-needs/7/ Ritter Fact Finder PDF: https://ritterim.com/documents/ritter-fact-finder.pdf Why Trust Is an Insurance Agent’s Most Important Non-Renewable Resource: https://ritterim.com/blog/why-trust-is-an-insurance-agents-most-important-non-renewable-resource/    References: Lee, Anne Marie. “Americans Are Spending the Biggest Share of Their Income on Food in 3 Decades.” CBS News, CBS Interactive, 26 Feb. 2024, www.cbsnews.com/news/inflation-consumer-spending-food-and-restaurants-disposable-income-2024/. “Cost of Long Term Care by State: Cost of Care Report.” Genworth, Genworth Financial, Inc, https://www.genworth.com/aging-and-you/finances/cost-of-care. Accessed 1 Aug. 2024. “Federal Poverty Level (FPL) - Glossary.” HealthCare.Gov, https://www.healthcare.gov/glossary/federal-poverty-level-fpl/. Accessed 1 Aug. 2024. “Food Prices and Spending.” USDA ERS - Food Prices and Spending, USDA, 27 June 2024, www.ers.usda.gov/data-products/ag-and-food-statistics-charting-the-essentials/food-prices-and-spending/?topicId=2b168260-a717-4708-a264-cb354e815c67. Committee of the Future Health Care Workforce for Older Americans, et al. “Health Status and Health Care Service Utilization.” Retooling for an Aging America: Building the Health Care Workforce, National Academic Press (US), Washington D.C., 2008, https://www.ncbi.nlm.nih.gov/books/NBK215400/. Accessed 1 Aug. 2024. Jayashankar, Aparna, and Anthony Murphy. “High Inflation Disproportionately Hurts Low-Income Households.” Federal Reserve Bank of Dallas, Federal Reserve Bank of Dallas, 10 Jan. 2023, www.dallasfed.org/research/economics/2023/0110. “How Much Care Will You Need?” ACL Administration for Community Living, 18 Feb. 2020, https://www.acl.gov/ltc/basic-needs/how-much-care-will-you-need. Pollitz, Karen, et al. “KFF Survey of Consumer Experiences with Health Insurance.” KFF, KFF, 19 Dec. 2023, www.kff.org/private-insurance/poll-finding/kff-survey-of-consumer-experiences-with-health-insurance/. Alex Cottrill, Juliette Cubanski. “Income and Assets of Medicare Beneficiaries in 2023.” KFF, KFF, 9 Feb. 2024, www.kff.org/medicare/issue-brief/income-and-assets-of-medicare-beneficiaries-in-2023/. Klein, Michael. “Inflation and Prices.” Econofact, Econofact, 12 Feb. 2024, econofact.org/inflation-and-prices. Glasmeier, Amy K. “New Data Posted: 2023 Living Wage Calculator.” Living Wage Calculator, Massachusetts Institute of Technology, 1 Feb. 2023, https://livingwage.mit.edu/articles/103-new-data-posted-2023-living-wage-calculator. Taaka, Brian. “The Power of Reading the Room: A Vital Skill for Success in Life and Business.” LinkedIn, LinkedIn, 13 July 2023, https://www.linkedin.com/pulse/power-reading-room-vital-skill-success-life-business-brian-taaka. Klien, Michael. “U.S. Inflation Trends and Outlook in 2024.” Forbes, Forbes Magazine, 12 Feb. 2024, www.forbes.com/sites/forrester/2024/02/02/us-inflation-trends-and-outlook-in-2024/. Miglani, Jitender. “US Inflation Trends and Outlook, 2024.” Forrester, Forrester, 28 Jan. 2024, www.forrester.com/blogs/us-inflation-trends-and-outlook-2024/.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance       Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  We've got the scoop on PlanEnroll, part of the Integrity Suite of Solutions. Learn more about the features, how agents can get started, where to find training, and so much more.   Read the text version   Get PlanEnroll by registering for your MedicareCENTER account: https://identity.medicarecenter.com/register   Resources: 5 FAQs About the Shop & Enroll Phaseout: https://agentsurvivalguide.podbean.com/e/5-faqs-about-the-shop-enroll-phaseout/ Become a PlanEnroll Network Agent! Register for PlanEnroll Lead Program Training: https://trainings.planenroll.com/ Learn more about the Integrity Suite of Solutions: https://ritterim.com/integrity-tools/ Learn more about the Shop & Enroll Phaseout: https://ritterim.com/shop-and-enroll/ PlanEnroll Customization User Guide: https://learningcenter.tawebhost.com/PlanEnroll-Customization-User-Guide.pdf Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ Shop & Enroll Phaseout Frequently Asked Questions: https://ritterim.com/documents/shop-and-enroll-phaseout-faq.pdf   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Love coffee? Whether you enjoy crafting a brew at home or sipping latte at a café, we’ve got the apps for you!   Beanconqueror Official Website: https://beanconqueror.com/ European Coffee Trip Official Website: https://europeancoffeetrip.com/ Roasters Official Website: https://www.roasters.app/   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: App Trends in 2024: https://link.chtbl.com/ASGA63 Best Practices for Video Calls: https://link.chtbl.com/ASG597 How Much Can Agents Make Selling Under-65-Insurance: https://ritterim.com/blog/how-much-can-agents-make-selling-under-65-insurance/ How to Ask Your Current Clients for Referrals: https://ritterim.com/blog/how-to-ask-your-current-clients-for-referrals/ Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577 The Insurance Agent’s Guide to Generating Referrals FREE eBook: https://ritterim.com/insurance-referral-generation/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Listen for important details on the 2025 ACA Exchange and FFM certification – training deadlines, continuing education credits, recertification requirements, and more!    Read the text version   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: 2025 ACA Certifications – Ritter Docs: https://docs.ritterim.com/products/certification/#2025-aca-certifications Everything Agents Need to Know About Selling in State-Based Marketplaces: https://ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/ How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://ritterim.com/blog/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/ OEP Ready-to-Sell Checklist PDF: https://ritterim.com/documents/oep-ready-to-sell-checklist.pdf Simplify Marketplace Enrollments with HealthSherpa: https://ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/ Register with Ritter: https://app.ritterim.com/public/registration/   The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook: https://ritterim.com/aca-ebook/   References: “FAQs For Marketplace Agents and Brokers.” Agent Broker FAQ CMS, Center for Medicare & Medicaid Services, www.agentbrokerfaq.cms.gov/s/article/What-is-the-Marketplace-Learning-Management-System-and-how-do-I-access-it. Accessed 21 Aug. 2024. “For Certified Brokers - Connect for Health Colorado.” Connect for Health Colorado, Connect for Health Colorado, www.connectforhealthco.com/for-certified-brokers/. Accessed 21 Aug. 2024. “Registration and Training for Marketplace Agents and Brokers.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/marketplace/agents-brokers/registration-training. Accessed 21 Aug. 2024. “Your Health. Your Way.” Georgia Access, Georgia Access, 2 Mar. 2024, www.georgiaaccess.gov/.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/  

    Broaden your reach by combining forces with a like-minded affinity partner! If you're looking to grow your insurance business, affinity marketing is a great strategy that won't break the bank.     Read the text version    Download the eBook: The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships   Resources: Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail. Agent's Guide to Partner Marketing Resources: https://link.chtbl.com/ASG585 Learn more about Ritter Insurance Marketing: https://ritterim.com/ LinkedInBasics for Insurance Agents: https://link.chtbl.com/ASG612 Ritter Insurance Marketing Registration: https://app.ritterim.com/public/registration/ Why Go About Your Business in an Ethical, Compliant Fashion? https://ritterim.com/blog/why-go-about-your-business-in-an-ethical-compliant-fashion/ Your Guide to Forming an Insurance Agent Network: https://ritterim.com/blog/your-guide-to-forming-an-insurance-agent-network/     Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  The Friday Five for September 6, 2024: Countdown to AEP 2025 How to get ‘Contract Now’ access Apple Podcasts on the web More new features from Instagram 2nd Round of Ritter Summits   Countdown to AEP 2025: 2025 Medicare Market Disruption Information: https://ritterim.com/follow-medicare-changes/   How to get ‘Contract Now’ access: Contract faster online with ‘Contract Now’: https://ritterim.com/the-ritter-platform/#contract-now List of Ritter Sales Specialists: https://ritterim.com/meet-your-sales-team/   Apple Podcasts on the web: Apple Podcasts: https://podcasts.apple.com/us/browse Cridland, James. “Apple Podcasts Is Now on the Web... and Android.” Podnews, Podnews, 20 Aug. 2024, podnews.net/update/apple-podcasts-web-2. Forristal, Lauren. “Apple Podcasts Launches on the Web.” TechCrunch, TechCrunch, 19 Aug. 2024, techcrunch.com/2024/08/19/apple-podcasts-on-web-browser/. Mayo, Benjamin. “Apple Podcasts Launches Web App, Listen to Your up next Queue and Library in a Browser.” 9to5Mac, 9to5Mac, 19 Aug. 2024, 9to5mac.com/2024/08/19/apple-podcasts-web-app/. Peters, Jay. “Apple Podcasts Now Has a Web App.” The Verge, The Verge, 19 Aug. 2024, www.theverge.com/2024/8/19/24223811/apple-podcasts-web-app. ASG Podcast on Apple Podcasts: https://podcasts.apple.com/us/podcast/agent-survival-guide-podcast/id1310637866 Bouvard, Pierre. “YouTube’s Growth as a Podcast Power Player Revealed in Cumulus Media and Signal Hill Insights’ Podcast Download – Spring 2024 Report.” Westwood One, Westwood One, 8 July 2024, www.westwoodone.com/blog/2024/07/08/youtubes-growth-as-a-podcast-power-player-revealed-in-cumulus-media-and-signal-hill-insights-podcast-download-spring-2024-report/.   More new features from Instagram: Forristal, Lauren. “As More Instagram Users Engage with Stories, the App Adds a Comments Feature.” TechCrunch, TechCrunch, 3 Sept. 2024, techcrunch.com/2024/09/03/instagram-stories-public-comments-feature/. Peters, Jay. “Instagram Adds What Photos Have Always Needed: Words.” The Verge, The Verge, 27 Aug. 2024, www.theverge.com/2024/8/27/24228983/instagram-photos-text-editor-stickers. Connellan, Shannon. “Instagram Now Lets You Add Words on Posts like Reels.” Mashable, Mashable, 28 Aug. 2024, mashable.com/article/instagram-words. Clover, Juli. “Instagram Now Supports Adding Text and Stickers to Photos.” MacRumors, MacRumors, 27 Aug. 2024, www.macrumors.com/2024/08/27/instagram-text-stickers-photos/.   2nd Round of Ritter Summits: Register for Ritter Insurance Marketing Summits: https://summits.ritterim.com/   Resources: 5 Must-Haves for Every Agent During AEP 2025: https://link.chtbl.com/ASGF20240830 Are You Self-Sabotaging Your Insurance Sales Success? https://link.chtbl.com/ASG616 Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail. FAQs About the Medicare Call Recording Requirements: https://ritterim.com/blog/faqs-about-the-medicare-call-recording-requirements/ How Insurance Agents Can Use Stories to Sell Insurance: https://link.chtbl.com/ASG613 How to Create a Google Business Profile: https://link.chtbl.com/ASG614 How to Get Your Medicare Enrollment Kits on Time: https://ritterim.com/blog/how-to-get-your-medicare-enrollment-kits-on-time/   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

    Is your insurance business living up to its potential? Find out if you’re self-sabotaging sales success with these 3 questions.   Read the text version    Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: Carrier Partners at Ritter Insurance Marketing: https://docs.ritterim.com/products/carriers/ How to Host a Successful Medicare Sales Event PDF: https://ritterim.com/documents/how-to-host-a-successful-medicare-sales-event.pdf Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You: https://ritterim.com/blog/insurance-agents-as-tpmos-what-cms-compliance-regulations-mean-for-you/ Prepare for Success Have You Reviewed Your Portfolio? https://ritterim.com/portfolio/ Rules for Hosting a Compliant Medicare Educational Event: https://link.chtbl.com/ASG540 Signs It’s Time to Expand Your Insurance Portfolio & Make the Move! https://link.chtbl.com/ASG605 The Benefits of Joining a Top Insurance FMO: https://ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/ Why Trust Is an Insurance Agent’s Most Important Non-Renewable Resource: https://ritterim.com/blog/why-trust-is-an-insurance-agents-most-important-non-renewable-resource/ Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

    Stay on track during ACA presentations with this list of questions! Fact-finding helps you get to the bottom of your client's health insurance wants and needs - and doubles as a rough outline for your conversation.   Read the text version   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Tips for Finding Supplemental Coverage for ACA Plans: https://ritterim.com/blog/5-tips-for-finding-supplemental-coverage-for-aca-plans/ ACA Basics Knight School Training: https://ritterim.com/knight-school/solid-foundation/aca-basics/ CMS Changes to ACA Plan Switching Process: https://link.chtbl.com/ASGF20240802 Everything You Need to Know About the ACA OEP: https://ritterim.com/blog/everything-you-need-to-know-about-the-aca-oep/ FAQs About Selling On-Exchange & Off-Exchange Under-65 Plans: https://ritterim.com/blog/faqs-about-selling-on-exchange-off-exchange-under-65-plans/ How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://link.chtbl.com/ASG579 Learn more about Ritter Insurance Marketing: https://ritterim.com/ Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/?utm_source=asg_podcast_link Sales Specialist Contact Info: https://ritterim.com/meet-your-sales-team/ Surviving ACA OEP: https://ritterim.com/oep/  There’s More to Life Insurance Than Just a Policy: https://link.chtbl.com/ASG560   The State of the ACA Market in 2024: https://link.chtbl.com/ASG610 What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://ritterim.com/blog/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/   References: “Health Plan Categories: Bronze, Silver, Gold & Platinum.” HealthCare.Gov, HealthCare.gov, www.healthcare.gov/choose-a-plan/plans-categories/. Accessed 5 Aug. 2024. “Low Cost Marketplace Health Care, Qualifying Income Levels.” HealthCare.Gov, HealthCare.gov, www.healthcare.gov/lower-costs/. Accessed 5 Aug. 2024.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance      Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

    Are these essentials part of your strategy for this Annual Enrollment Period? They should be! Listen as we highlight how agents can simplify marketing and enrollment efforts for AEP 2025.   Read the text version   Register for your MedicareCENTER account: https://identity.medicarecenter.com/register   Resources:  5 Tips to Make the Most of AEP: https://ritterim.com/blog/5-tips-to-make-the-most-of-aep/  9 Essential Tools for Beginner Insurance Agents: https://link.chtbl.com/ASG595 Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail. Digital Marketing for Insurance Agents: Our Top Tips to Boost Business: https://ritterim.com/blog/digital-marketing-for-insurance-agents-our-top-tips-to-boost-business/ Download the Guide - Modern Medicare Marketing for Today's Agents: https://ritterim.com/modern-marketing-guide/ Get Your PlanEnroll Site: https://ritterim.com/planenroll/ Learn More About Integrity Tools: https://ritterim.com/integrity-tools/ The Survivor's AEP Checklist: https://ritterim.com/blog/the-survivors-aep-checklist/ What Are Agents Responsible for Under HIPAA? https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/   References: Lankford, Kimberly. “What Caregivers Should Know about Medicare Coverage.” AARP, American Association of Retired Persons, 5 June 2024, www.aarp.org/health/medicare-insurance/info-2024/medicare-caregiving-support.html.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Tired of sifting through mountains of receipts when tracking business expenses? Save time and energy by tracking money with these apps!   Zoho Expense Official Website: https://www.zoho.com/us/expense/ Everlance Official Website: https://www.everlance.com/   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: Agent’s Guide to Phone Communication Resources: https://link.chtbl.com/ASG608 Apps for Travel Deals: https://link.chtbl.com/ASGA62 Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607 How to Recruit Insurance Agents to Your Downline: https://ritterim.com/blog/how-to-recruit-insurance-agents-to-your-downline/ Signs It’s Time to Expand Your Insurance Portfolio & Make the Move: https://link.chtbl.com/ASG605 The Ultimate Agent Resource List: https://ritterim.com/the-ultimate-agent-resource-list/     References: “Choose a Plan That Suits Your Organizational Needs.” Pricing Plan Comparison | Zoho Expense, Zoho, www.zoho.com/us/expense/pricing-comparison/. Accessed 12 Aug. 2024. “Integrations.” Addons and Integrations | Expense Software | Zoho Expense, Zoho Expense, www.zoho.com/us/expense/addons/. Accessed 13 Aug. 2024. “Pricing Plans.” Everlance, Everlance, www.everlance.com/pricing. Accessed 12 Aug. 2024. “Zoho Expense Integrations.” Zoho Expense, Zoho Expense, www.zoho.com/us/expense/addons/. Accessed 13 Aug. 2024.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Quite literally put your business on the map by creating a Google Business Profile. Learn how to create a profile, optimize it, and reach larger audiences online, all in this episode and more.   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: App Trends in 2024: https://link.chtbl.com/ASGA63  Agent’s Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606 Agent’s Guide to Video Communication Resources: https://link.chtbl.com/ASG596 Community-Based Marketing for Insurance Agents: https://link.chtbl.com/ASG533 TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603   References: “Get Listed on Google.” Google Business Profile, Google, www.google.com/business/. Accessed 23 July 2024. “Sign up for Business Profile.” Google Business Profile Help, Google, www.support.google.com/business/answer/10514137?hl=en#zippy=%2Ccreate-a-business-profile-on-google. Accessed 23 July 2024. “Check & View Your Business Profile Performance.” Google Business Profile Help, Google, www.support.google.com/business/answer/9918094?hl=en. Accessed 23 July 2024. “Get Listed on Google.” Google Business Profile, Google, www.google.com/intl/en_us/business/. Accessed 23 July 2024. “Verify Your Business on Google.” Google Business Profile Help, Google, www.support.google.com/business/answer/7107242?hl=en. Accessed 23 July 2024. “How to Use a Service Area on Google for Service-Area & Hybrid Businesses.” Google Business Profile Help, Google, www.support.google.com/business/answer/9157481?co=GENIE.Platform%3DAndroid&hl=en. Accessed 23 July 2024.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/  

  The Friday Five for August 23, 2024: Ritter Insurance Marketing Summits Next Week Instagram Testing Rectangular Profile Grid FTC Ban on Noncompete Agreements Overturned "Time is Money" Initiative from Biden-Harris Administration CMS Announces First 10 Part D Negotiated Drug Prices   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Register for Ritter Insurance Marketing Annual Summits: https://summits.ritterim.com/   Instagram Testing Rectangular Profile Grid: Hutchinson, Andrew. “Instagram Chief Flags Coming Changes to Profile Grid Displays.” Social Media Today, Social Media Today, 18 Aug. 2024, www.socialmediatoday.com/news/instagram-chief-flags-coming-changes-profile-grid-displays/724532/. Moon, Mariella. “Instagram’s Experimental Profile Grid Has Rectangular Images Instead of Squares.” Engadget, Engadget, 17 Aug. 2024, www.engadget.com/social-media/instagrams-experimental-profile-grid-has-rectangular-images-instead-of-squares-160007086.html. Mishra, Prakruti. “Instagram Explores Vertical Profile Grid in Shift from Classic Squares.” Business Standard, Business Standard, 19 Aug. 2024, www.business-standard.com/technology/tech-news/instagram-explores-vertical-profile-grid-in-shift-from-classic-squares-124081900317_1.html. Peters, Jay. “Instagram Is Testing Vertical Profile Grids - and Knows That Might Mess up Layouts.” The Verge, The Verge, 16 Aug. 2024, www.theverge.com/2024/8/16/24222022/instagram-vertical-profile-grids-mess-up-layouts.   FTC Ban on Noncompete Agreements Overturned: “FTC’s Bid to Ban Noncompete Agreements Rejected by Federal Judge in Texas.” Dallas News, 21 Aug. 2024, www.dallasnews.com/news/2024/08/21/ftcs-bid-to-ban-noncompete-agreements-rejected-by-federal-judge-in-texas/. Freedman, Robert. “FTC Exceeded Its Authority with Noncompete Ban, Judge Says.” Legal Dive, Legal Dive, 21 Aug. 2024, www.legaldive.com/news/ftc-exceeded-authority-noncompete-ban-judge-ada-brown/724871/. Stoddart, Michelle, and Elizabeth Schulze. “FTC Ban on Worker Noncompete Agreements Blocked by Federal Judge.” ABC News, ABC News Network, 20 Aug. 2024, abcnews.go.com/Politics/federal-trade-commissions-ban-worker-noncompete-agreements-blocked/story?id=113001832. Hsu, Andrea. “Federal Judge Throws out U.S. Ban on Noncompetes.” NPR, NPR, 21 Aug. 2024, www.npr.org/2024/08/21/g-s1-18376/federal-judge-tosses-ftc-noncompetes-ban. Weatherbed, Jess. “The FTC’s Noncompete Agreements Ban Is Blocked.” The Verge, The Verge, 21 Aug. 2024, www.theverge.com/2024/8/21/24225112/ftc-noncompete-agreement-ban-blocked-judge.   “Time is Money” Initiative from Biden-Harris Administration: “Biden-Harris Administration Announces Broad New Actions to Protect Consumers from Billions in Junk Fees.” The White House, The United States Government, 11 Oct. 2023, www.whitehouse.gov/briefing-room/statements-releases/2023/10/11/biden-harris-administration-announces-broad-new-actions-to-protect-consumers-from-billions-in-junk-fees/. Haslett, Cheyenne. “Canceling Subscriptions Should Be as Easy as Signing up, Newly Proposed Federal Rule Says.” ABC News, ABC News Network, 12 Aug. 2024, abcnews.go.com/Politics/canceling-subscriptions-easy-signing-new-federal-rule/story?id=112724977. “Fact Sheet: Biden-Harris Administration Launches New Effort to Crack down on Everyday Headaches and Hassles That Waste Americans’ Time and Money.” The White House, The United States Government, 13 Aug. 2024, www.whitehouse.gov/briefing-room/statements-releases/2024/08/12/fact-sheet-biden-harris-administration-launches-new-effort-to-crack-down-on-everyday-headaches-and-hassles-that-waste-americans-time-and-money/. Rosalsky, Greg. “The White House Plan to Stop Companies from Wasting Our Time.” NPR, NPR, 20 Aug. 2024, www.npr.org/sections/planet-money/2024/08/19/g-s1-17604/the-white-house-plan-to-stop-companies-from-wasting-our-time.   CMS Announces First Part D Negotiated Drug Prices: “Factsheet: Medicare Drug Price Negotiation Program.” CMS.Gov, Centers for Medicare & Medicaid Services, Aug. 2023, www.cms.gov/files/document/fact-sheet-medicare-selected-drug-negotiation-list-ipay-2026.pdf. “Fact Sheets Medicare Drug Price Negotiation Program: Negotiated Prices for Initial Price Applicability Year 2026.” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Aug. 2024, www.cms.gov/newsroom/fact-sheets/medicare-drug-price-negotiation-program-negotiated-prices-initial-price-applicability-year-2026. “HHS Selects the First Drugs for Medicare Drug Price Negotiation.” HHS.Gov, Department of Health & Human Services, 8 Feb. 2024, www.hhs.gov/about/news/2023/08/29/hhs-selects-the-first-drugs-for-medicare-drug-price-negotiation.html. “Negotiating for Lower Drug Prices Works, Saves Billions.” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Aug. 2024, www.cms.gov/newsroom/press-releases/negotiating-lower-drug-prices-works-saves-billions.   Resources: 2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Update: https://link.chtbl.com/ASGN20240808 CMS Announces Part D Savings & 2026 Maximum Fair Prices for First 10 Medicare-Negotiated Drugs: https://ritterim.com/blog/cms-announces-part-d-savings-and-2026-maximum-fair-prices-for-first-10-medicare-negotiated-drugs/ How Insurance Agents Can Use Stories to Sell Insurance: https://link.chtbl.com/ASG613 LinkedIn Basics for Insurance Agents: https://link.chtbl.com/ASG612 Supreme Court Overrules Chevron Deference: https://link.chtbl.com/ASGF20240705   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Captivate and engage your clients through storytelling. Use real world examples of how plans have benefited clients in a time of need.   Read the text version   Register with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: 4 Effective Techniques for Closing Insurance Sales: https://link.chtbl.com/ASG535 Best Practices for Video Calls: https://link.chtbl.com/ASG597 The Best Books for Insurance Agents: https://link.chtbl.com/ASG590 Why Client Retention Should Be Your Top Priority: https://link.chtbl.com/ASG581 Why Go About Your Business in an Ethical, Compliant Fashion? https://ritterim.com/blog/why-go-about-your-business-in-an-ethical-compliant-fashion/ Why Trust Is an Insurance Agent’s Most Important Non-Renewable Resource: https://ritterim.com/blog/why-trust-is-an-insurance-agents-most-important-non-renewable-resource/   References: “5 Elements of Plot and How to Use Them to Build Your Novel.” Author Learning Center, Author Learning Center, www.authorlearningcenter.com/writing/fiction/w/plot-planning/7309/5-elements-of-plot-and-how-to-use-them-to-build-your-novel. Accessed 29 July 2024. Chierotti, Logan. “Harvard Professor Says 95% of Purchasing Decisions Are Subconscious.” Inc.Com, Inc, 26 Mar. 2018, www.inc.com/logan-chierotti/harvard-professor-says-95-of-purchasing-decisions-are-subconscious.html. Hughes, Melissa. “Storytelling Changes Our Brain and Our Behavior.” Melissahughes.Rocks, Melissa Hughes, 12 Jan. 2024, www.melissahughes.rocks/post/storytelling-changes-our-brain-and-our-behavior. Glatch, Sean. “The 5 Stages of Freytag’s Pyramid: Intro to Dramatic Structure.” Writers.Com, Writers.com, 31 May 2024, www.writers.com/freytags-pyramid. Nunn, Patrick D. “The Oldest True Stories in the World.” Sapiens.Org, Sapiens, 18 Oct. 2018, www.sapiens.org/language/oral-tradition/. Cleary, Richard T. “The Power of Storytelling.” Hoopis.Com, Hoopis.com, www.hoopis.com/wp-content/uploads/2022/02/White-Paper-The-Power-of-Storytelling.pdf. Accessed 29 July 2024. Belknap, Leslie. “The Science of Storytelling for Presentations (Infographic).” Ethos3 Blog, Ethos3, www.ethos3.com/the-science-of-storytelling-for-presentations-infographicthe-neuroscience-of-storytelling-infographic/. Accessed 29 July 2024.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Find out why Sarah calls LinkedIn a must-have for insurance agents. Learn more about the power of the networking platform, including tips and strategies agents of all levels can use.   Download our FREE eBook – Social Media Marketing for Insurance Agents   Resources: Agent's Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606 Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail. Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607 TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603   References: “About Linkedin.” LinkedIn, LinkedIn, about.linkedin.com/. Accessed 2 Aug. 2024. “Linkedin Users in United States of America - July 2024.” NapoleonCat, NapoleonCat, napoleoncat.com/stats/linkedin-users-in-united_states_of_america/2024/07/. Accessed 2 Aug. 2024. “Social Media Fact Sheet.” Pew Research Center, Pew Research Center, 31 Jan. 2024, www.pewresearch.org/internet/fact-sheet/social-media/. Walsh, Shelley. “The Top 10 Social Media Sites & Platforms.” Search Engine Journal, Search Engine Journal, 4 July 2024, www.searchenginejournal.com/social-media/social-media-platforms/.   Follow Us on Social: Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance      Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Join Sarah as she recaps what she learned at the 2024 Global Leadership Summit.   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Mentioned in this episode: Craig Groeschel Leadership Podcast: Official | Apple | Spotify | YouTube Global Leadership Summit: https://globalleadership.org/summit/ Kindra Hall Storytelling Books: https://www.kindrahall.com/books Moriah Smallbone Official Website: https://www.moriahofficial.com/ Mind Shift with Erwin & Aaron McManus: Apple | Spotify | YouTube The Seven Frequencies of Communication: https://www.thesevenfrequencies.com/   Resources: Best Practices for Training Downline Agents: https://link.chtbl.com/ASG589 Developing an Agency: Your Guide to Getting Started: https://ritterim.com/agency-guide/ How to Be an Adaptable Insurance Agent: https://link.chtbl.com/ASG582 How to Recruit Agents to Your Downline in 2024: https://link.chtbl.com/ASG588 The Best Books for Insurance Agents: https://link.chtbl.com/ASG590   References: “7 Workplace Personality Tests That Can Help Improve Your Team.” LinkedIn, LinkedIn, https://www.linkedin.com/business/talent/blog/learning-and-development/workplace-personality-tests-that-can-improve-your-team. Accessed 13 Aug. 2024.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Looking for some help with keeping track of your food intake and wellness goals? We’ve got some great apps to help you along your journey. Listen to learn more!   Cronometer Official Website: https://cronometer.com/ My Fitness Pal Official Website: https://www.myfitnesspal.com/   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: Apps to Help You Stay Healthy: https://link.chtbl.com/ASGA53 Effective Marketing Strategies for Insurance Agents: https://link.chtbl.com/ASG523 How to Prepare for AEP Like a Pro: https://ritterim.com/blog/how-to-prepare-for-aep-like-a-pro/ How to Successfully Set Smart Goals: https://link.chtbl.com/ASG565   References: “Calorie Tracker & BMR Calculator to Reach Your Goals.” MyFitnessPal, MyFitnessPal, www.myfitnesspal.com. Accessed 5 Aug. 2024. “Eat Smarter. Live Better.” Cronometer, Cronometer, www.cronometer.com. Accessed 5 Aug. 2024. “Exploring the Benefits of Tracking Food Intake.” MUSC Health | Charleston SC, MUSC Health Medical University of South Carolina, 12 Jan. 2024, www.muschealth.org/medical-services/weight-loss-surgery/wls/2024/01/exploring-the-benefits-of-tracking-food-intake. McManus, Katherine D. “Why Keep a Food Diary?” Harvard Health, Harvard Health Publishing, 31 Jan. 2019, www.health.harvard.edu/blog/why-keep-a-food-diary-2019013115855.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Consider this episode your cheat sheet for resources, tips, and strategies for keeping in touch with clients the old fashion way, through mail!   Read the text version   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Mail Communication Resources: Canva: https://www.canva.com/ Lead Concepts: https://leadconcepts.com/direct-mail/ Lunacy: https://icons8.com/lunacy Microsoft Designer: https://designer.microsoft.com/ MOO: https://www.moo.com/us/ Office Depot: https://www.officedepot.com/l/print-and-copy/print-services ReminderMedia: https://remindermedia.com/postcard/ Staples: https://www.staples.com/services/printing/ Vistaprint: https://www.vistaprint.com/   Resources: Agent Compliance Handbook: https://docs.ritterim.com/documents/compliance/Ritter-Agent-Handbook-2024.pdf Agent’s Guide to Email Marketing Communication Resources: https://link.chtbl.com/ASG598      Agent’s Guide to Video Communication Resources: https://link.chtbl.com/ASG596 Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58 How to Successfully Set SMART Goals: https://link.chtbl.com/ASG565 ShopRitterIM: https://shopritterim.com/ The Ultimate Agent Resource List Pt 1: Market Yourself: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-1-market-yourself/   References: “Direct Mail Marketing Campaigns.” Lead Concepts, Lead Concepts, 1 May 2024, www.leadconcepts.com/direct-mail/. “Free Design Tool: Presentations, Video, Social Media | CANVA.” Canva, Canva, www.canva.com/. Accessed 31 July 2024. “Have You Thought about Postcards?” Custom Online Business Printing & Design | MOO US, MOO, www.moo.com/us/. Accessed 31 July 2024. “Lunacy – Free Design Software for WIN, Mac, Linux.” Lunacy – Free Design Software for Win, Mac, Linux, Lunacy, www.icons8.com/lunacy. Accessed 31 July 2024. “Medicare Marketing Guidelines.” CMS.Gov, www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines. Accessed 31 July 2024. “Microsoft Designer - Stunning Designs in a Flash.” Microsoft Designer - Stunning Designs in a Flash, Microsoft, www.designer.microsoft.com/. Accessed 31 July 2024. “Postcards.” ReminderMedia, ReminderMedia, 19 Dec. 2023, www.remindermedia.com/postcard/. Plummer, Michael. “Council Post: Three Reasons Mailers Aren’t Dead in 2022.” Forbes, Forbes Magazine, 15 July 2022, www.forbes.com/sites/forbestechcouncil/2022/07/14/three-reasons-mailers-arent-dead-in-2022/. “Printing & Marketing Services.” Staples.Com, Staples, www.staples.com/services/printing/. Accessed 31 July 2024. “Print & Copy Services: Office Depot.” Officedepot.com, Office Depot, www.officedepot.com/l/print-and-copy/print-services. Accessed 31 July 2024. “VistaPrint.” VistaPrint Official Website: Online Printing Services, VistaPrint, www.vistaprint.com/. Accessed 31 July 2024.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Disruption in 2025 Medicare Part D plan pricing could be less than anticipated thanks to a new CMS program! Get the details on CMS plans to offset the cost of Inflation Reduction Act changes for beneficiaries.   Read the text version   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Reach out to your sales specialist at Ritter Insurance Marketing: https://ritterim.com/meet-your-sales-team/   Resources: 5 Things About the Medicare Prescription Payment Plan: https://link.chtbl.com/ASGF20240726   2024 State of the Senior Market Address: In Review: https://ritterim.com/blog/2024-state-of-the-senior-market-address-in-review/ CMS Changes to ACA Plan Switching Process: https://link.chtbl.com/ASGF20240802 Signs It's Time to Expand Your Insurance Portfolio & Make the Move! https://link.chtbl.com/ASG605 What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://ritterim.com/blog/what-the-inflation-reduction-act-means-for-your-medicare-aca-clients/   References: “Fact Sheets CMS Releases 2025 Medicare Part D Bid Information and Announces Premium Stabilization Demonstration.” CMS.Gov, Centers for Medicare & Medicaid Services, 29 July 2024, www.cms.gov/newsroom/fact-sheets/cms-releases-2025-medicare-part-d-bid-information-and-announces-premium-stabilization-demonstration. “News Alert CMS Releases Preliminary 2025 Medicare Part D Bid Information and Announces Premium Stabilization Demonstration.” CMS.Gov, Centers for Medicare & Medicaid Services, 29 July 2024, www.cms.gov/newsroom/news-alert/cms-releases-preliminary-2025-medicare-part-d-bid-information-and-announces-premium-stabilization.   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  UPDATE! Because of current pending litigation, CMS adjusted 2025 maximum broker commissions for Medicare Advantage and Medicare Part D plans. Get the details on the changes to commission amounts for agents writing MA and PDP business for CY 2025.   Read the text version   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Reach out to your sales specialist at Ritter Insurance Marketing: https://ritterim.com/meet-your-sales-team/   References: “CMS Reverses Changes to Agent and Broker Compensation Rules.” DLA Piper, DLA Piper, www.dlapiper.com/en/insights/publications/2024/07/cms-reverses-changes-to-agent-broker-compensation-rules. Accessed 5 Aug. 2024. “Fact Sheets 2025 Medicare Advantage and Part D Rate Announcement.” CMS.Gov, Centers for Medicare & Medicaid Services, 1 Apr. 2024, www.cms.gov/newsroom/fact-sheets/2025-medicare-advantage-and-part-d-rate-announcement. “The Federal Register.” Ecfr.Gov, Federal Register, www.ecfr.gov/current/title-42/chapter-IV/subchapter-B/part-422/subpart-V/section-422.2274. Accessed 5 Aug. 2024.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  We’ve got the breakdown of the ACA Market in 2024 plus how certain changes will affect your clients in the future. Listen to learn more!     Read the text version   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: 2024 Marketplace Final Rule Changes Agents Should Know: https://link.chtbl.com/ASGN20230515 ACA Basics – Online Learning Knight School: https://ritterim.com/knight-school/solid-foundation/aca-basics/1/ CMS Announces First 10 Drugs for Medicare Drug Price Negotiation: https://ritterim.com/blog/cms-announces-first-10-drugs-for-medicare-drug-price-negotiation/ Everything Agents Need to Know About Selling in State-Based Marketplaces: https://ritterim.com/blog/everything-agents-need-to-know-about-selling-in-state-based-marketplaces/ How Plan Crosswalks Work in the ACA Marketplace: https://link.chtbl.com/ASG549 How to Assist Clients with Marketplace Household Income Estimates: https://link.chtbl.com/ASG602 Is the ACA Sticking Around Long Term? https://link.chtbl.com/ASG462 Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/ Medicaid Unwinding: What Is It & The Opportunity for Agents: https://link.chtbl.com/ASG502 New ACA: Sell AmeriHealth Caritas Next Through Ritter! https://ritterim.com/blog/new-aca-sell-amerihealth-caritas-next-through-ritter/ New Required Documents Agents Need for ACA Sales: https://ritterim.com/blog/new-required-documents-agents-need-for-aca-sales/ Priority Health Medicare & ACA Plan Contracting Now Available Through Ritter! https://ritterim.com/blog/priority-health-medicare-aca-plan-contracting-now-available-through-ritter/ Register with Ritter: https://app.ritterim.com/public/registration/ The End of the COVID-19 Public Health Emergency & What It Means for Your Clients: https://ritterim.com/blog/the-end-of-the-covid-19-public-health-emergency-and-what-it-means-for-your-clients/ The State of the ACA Market in 2023: https://link.chtbl.com/ASG518 Under-65 Health Products: https://ritterim.com/products/under-65/ What the Inflation Reduction Act Means for Your Medicare & ACA Clients: https://link.chtbl.com/ASG463   References: “Consumer Prices up 3.1 Percent from January 2023 to January 2024.” U.S. Bureau of Labor Statistics, U.S. Bureau of Labor Statistics, 22 Feb. 2024, www.bls.gov/opub/ted/2024/consumer-prices-up-3-1-percent-from-january-2023-to-january-2024.htm   “Fact Sheets Marketplace 2024 Open Enrollment Period Report: Final National Snapshot.” CMS.Gov, Centers for Medicare & Medicaid Services, 24 Jan. 2024, www.cms.gov/newsroom/fact-sheets/marketplace-2024-open-enrollment-period-report-final-national-snapshot “About Georgia Access.” Georgia Access, Georgia Access, 18 Jan. 2024, georgiaaccess.gov/about-georgia-access/ “Home - Centers for Medicare & Medicaid Services.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/cms-cciio-draft-py-24-public-facing-map10262023v1.pdf. Accessed 23 July 2024. Cox, Cynthia, and Jared Ortaliza. “Where ACA Marketplace Enrollment Is Growing the Fastest, and Why.” KFF, KFF, 16 May 2024, www.kff.org/policy-watch/where-aca-marketplace-enrollment-is-growing-the-fastest-and-why/ “What Is the ‘Unwinding Special Enrollment Period (SEP)’ and How Can Consumers Qualify?” Agentbrokerfaq.Cms.Gov, Centers for Medicare & Medicaid Services, 16 Apr. 2024, www.agentbrokerfaq.cms.gov/s/article/What-is-the-Unwinding-SEP-and-how-can-consumers-qualify   “The Biden-⁠Harris Administration Immediate Priorities.” The White House, The United States Government, 20 Sept. 2021, www.whitehouse.gov/priorities/   “FY-2025-Budget-in-Brief.PDF.” HHS.Gov, Department of Health and Human Services, www.hhs.gov/sites/default/files/fy-2025-budget-in-brief.pdf Accessed 23 July 2024. Kearney, Audrey, et al. “KFF Health Tracking Poll February 2024: Voters on Two Key Health Care Issues: Affordability and ACA.” KFF, KFF, 20 Mar. 2024, www.kff.org/affordable-care-act/poll-finding/kff-health-tracking-poll-february-2024-voters-on-two-key-health-care-issues-affordability-and-aca/   “Remarks by President Biden at an Affordable Care Act Anniversary Event.” The White House, The United States Government, 23 Mar. 2023, www.whitehouse.gov/briefing-room/speeches-remarks/2023/03/23/remarks-by-president-biden-at-an-affordable-care-act-anniversary-event/ “Fact Sheet: The Biden-Harris Administration Urges Congress to Lower Drug Costs for Americans with Commercial Insurance.” HHS.Gov, Department of Health and Human Services, 11 Mar. 2024, www.hhs.gov/about/news/2024/03/11/fact-sheet-biden-harris-administration-urges-congress-lower-drug-costs-americans-with-commercial-insurance.html Levitt, Larry, et al. “Q&A: Implications of the Ruling on the ACA’s Preventive Services Requirement.” KFF, KFF, 25 June 2024, www.kff.org/policy-watch/qa-implications-of-the-ruling-on-the-acas-preventive-services-requirement/   Follow Us on Social!  Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube Sarah on LinkedIn, Instagram, and Threads Tina on LinkedIn

  Discover basic 5 steps insurance agents can use when creating an X (Twitter) business profile. Learn how to find your audience, setting up your profile, content examples, and a lot more!   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: Agent Apps | Professional Networking & Events: https://link.chtbl.com/ASGA20230823 Agent’s Guide to Email Communication Resources: https://link.chtbl.com/ASG598 Affinity Partnerships for Insurance Agents: https://ritterim.com/blog/affinity-partnerships-for-insurance-agents/   Apps for Social Medicare Marketing: https://link.chtbl.com/ASGA52 FREE eBook - The Definitive Guide to Getting Leads and Prospecting for Medicare Sales: https://ritterim.com/lead-generation-guide/ FREE eBook – Social Media Marketing for Insurance Agents: https://ritterim.com/social-media-ebook/ TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603   References: Dixon, Stacy Jo. “Biggest Social Media Platforms by Users 2024.” Statista, Statista ,10 July 2024, www.statista.com/statistics/272014/global-social-networks-ranked-by-number-of-users/ Dixon, Stacy Jo. “Global X/Twitter User Age Distribution 2024.” Statista, Statista, 26 June 2024, www.statista.com/statistics/283119/age-distribution-of-global-twitter-users/  “Help Center.” Help Center, X, help.x.com/en. Accessed 30 July 2024. “Twitter.Com Traffic Analytics, Ranking & Audience [June 2024].” Similarweb, Similarweb, 1 June 2024, www.similarweb.com/website/twitter.com/ “Social Media Fact Sheet.” Pew Research Center, Pew Research Center, 31 Jan. 2024, www.pewresearch.org/internet/fact-sheet/social-media/#which-social-media-platforms-are-most-common   “The Sprout Social Index Edition XIX: Breakthrough.” Sprout Social, Sprout Social, 8 Mar. 2024, www.sproutsocial.com/insights/index/   Dixon, Stacy Jo. “Top Types of Posts on X/Twitter Worldwide 2022.” Statista, Statista, 25 Sept. 2023, www.statista.com/statistics/1310989/most-liked-type-of-content-on-twitter/ Zote, Jacqueline. “What Is Twitter Spaces? – Bring Your Twitter Conversations to Life with Audio.” Sprout Social, Sprout Social, 6 Sept. 2023, www.sproutsocial.com/insights/twitter-spaces/   Follow Us on Social! Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube Sarah on LinkedIn, Instagram, and Threads Tina on LinkedIn

  The Friday Five for August 2, 2024: Target Denim Take Back Event New Maps and Waze Updates from Google Disney+, Hulu, Max Bundle Now Available FOMC July 2024 Meeting CMS Changes to ACA Plan Switching Process    Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Target Denim Take Back Event: Garlin, Shannon. “Target Announces a Limited-Time Denim Trade-in Program - How to Save.” TODAY.Com, TODAY, 29 July 2024, www.today.com/shop/target-denim-take-back-event-savings-rcna164033. “Target Announces First Official Denim Take Back Event, Offering 20% off New Styles in Exchange for Previously-Worn Denim.” Target, Target, 29 July 2024, corporate.target.com/press/release/2024/07/target-announces-first-official-denim-take-back-event,-offering-20-off-new-styles-in-exchange-for-p. Bregel, Sarah. “Target Will Give You Coupons If You Swap Your Old Jeans for Its Own Denim Styles.” FastCompany.Com, Fast Company, 29 July 2024, www.fastcompany.com/91164305/target-back-to-school-shopping-coupons-discounts-sales-denim-trade-in.   New Maps and Waze Updates from Google: Shakir, Umar. “Google Maps Is Getting Even More like Waze.” The Verge, The Verge, 31 July 2024, www.theverge.com/2024/7/31/24209969/google-maps-destination-guidance-waze-camera-events. Sorrentino, Mike. “Google Maps, Waze Make It Easier to Report Crashes, Cameras and Slowdowns.” CNET, CNET, 31 July 2024, www.cnet.com/tech/mobile/google-maps-waze-make-it-easier-to-report-crashes-cameras-and-slowdowns/. Fielding, Sarah. “Google Maps Will Show You Where to Enter Your Destination.” Engadget, Engadget, 31 July 2024, www.engadget.com/google-maps-will-show-you-where-to-enter-your-destination-130021496.html. Li, Abner. “New Google Maps Incident Reporting Comes to Mobile & Android Auto, Waze Gets Lockscreen Navigation.” 9to5Google, 9to5Google, 31 July 2024, 9to5google.com/2024/07/31/google-maps-incident-reporting/.   Disney+, Hulu, Max Bundle Now Available: “Disney+, Hulu, Max Bundle.” Disney+, Disney+, www.disneyplus.com/welcome/disney-hulu-max-bundle. Accessed 31 July 2024. “Disney+, Hulu, Max Bundle.” Hulu, Hulu, www.hulu.com/disney-hulu-max-bundle. Accessed 31 July 2024. “Disney+, Hulu, Max Bundle.” Max Help Center, Max, help.max.com/us/Answer/Detail/000002578. Accessed 31 July 2024. Manfredi, Lucas. “How to Change Your Plan to the Disney+, Hulu, Max Bundle as an Existing Subscriber.” TheWrap, The Wrap, 25 July 2024, www.thewrap.com/disney-hulu-max-bundle-how-to-change-plan/. Weatherbed, Jess. “The Disney Plus, Hulu, and Max Streaming Bundle Is Now Available.” The Verge, The Verge, 25 July 2024, www.theverge.com/2024/7/25/24205865/disney-plus-hulu-max-streaming-bundle-price-availability.   FOMC July 2024 Meeting: “Consumer Price Index - June 2024.” Bls.Gov, Bureau of Labor Statistics, 11 July 2024, www.bls.gov/news.release/pdf/cpi.pdf. Cox, Jeff. “Fed Holds Rates Steady and Notes Progress on Inflation.” CNBC, CNBC, 31 July 2024, www.cnbc.com/2024/07/31/fed-rate-decision-july-2024.html. Curran, Enda. “Fed Meeting Today: Live Analysis on Interest Rates, Powell Speech.” Edited by Michael Arnold and Chris Anstey, Bloomberg.Com, Bloomberg, 31 July 2024, www.bloomberg.com/news/live-blog/2024-07-31/fomc-rate-decision-and-fed-chair-news-conference. Smialek, Jeanna. “Fed Opens Door to September Rates Cut If Inflation Stays Cool.” The New York Times, The New York Times, 31 July 2024, www.nytimes.com/2024/07/31/business/economy/fed-meeting-interest-rates.html. Guida, Victoria. “Fed Poised to Cut Rates, Ignoring Trump and GOP Lawmakers.” Politico, Politico, 31 July 2024, www.politico.com/news/2024/07/31/fed-interest-rate-cuts-trump-republican-backlash-00171918. “Meeting Calendars and Information.” FederalReserve.Gov, The Federal Reserve, www.federalreserve.gov/monetarypolicy/fomccalendars.htm. Accessed 31 July 2024. “Personal Income and Outlays, June 2024.” Bea.Gov, Bureau of Economic Analysis, 26 July 2024, www.bea.gov/news/2024/personal-income-and-outlays-june-2024.   CMS Changes to ACA Plan Switching Process: Appleby, Julie. “Biden Administration Tightens Broker Access to Healthcare.Gov to Thwart Rogue Sign-Ups.” Fierce Healthcare, KFF Health News, 22 July 2024, www.fiercehealthcare.com/payers/biden-administration-tightens-broker-access-healthcaregov-thwart-rogue-sign-ups. “CMS Statement on Agent and Broker Marketplace Activity.” CMS.Gov Centers for Medicare & Medicaid Services, Centers for Medicare & Medicaid Services, 12 Apr. 2024, www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity. “CMS Statement on Agent and Broker Marketplace Activity, Update.” CMS.Gov, Centers for Medicare & Medicaid Services, 6 May 2024, www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity-update. “CMS Statement on System Changes to Stop Unauthorized Agent and Broker Marketplace Activity.” CMS.Gov, Centers for Medicare & Medicaid Services, 19 July 2024, www.cms.gov/newsroom/press-releases/cms-statement-system-changes-stop-unauthorized-agent-and-broker-marketplace-activity.   Resources: 5 Things About the Medicare Prescription Payment Plan: https://link.chtbl.com/ASGF20240726 Agent's Guide to Phone Communication Resources: https://link.chtbl.com/ASG608 Agent's Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606 Events & Webinars for Insurance Agents: https://ritterim.com/events/ Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607 How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-from-unauthorized-aca-plan-switching/ Marketplace Call Center: 1-800-318-2596 Ritter Insurance Marketing Summits 2024: https://link.chtbl.com/ASDF20240719 Signs It's Time to Expand Your Insurance Portfolio & Make the Move! https://link.chtbl.com/ASG605   Follow Us on Social! Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube Sarah on LinkedIn, Instagram, and Threads Tina on LinkedIn

  Trying to spend less time doom scrolling on your phone? Want to have more time for family, friends, and productivity? Try out these apps for creating a dumb phone that minimizes distractions and keeps you accountable!   Blank Spaces: Minimal Launcher:  https://www.blankspaces.app/ minimalist phone: https://www.minimalistphone.com/   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: App Trends in 2024: https://link.chtbl.com/ASGA63 Best Practices for Video Calls: https://link.chtbl.com/ASG597 Get Focused with These Apps: https://link.chtbl.com/ASGA20 Knight School Online Training Resource: https://ritterim.com/knight-school/ The Guide to Making Money Selling Health Insurance FREE eBook: https://ritterim.com/making-money-selling-insurance/ Stop Doom Scrolling with These Micro-Learning Apps: https://link.chtbl.com/ASGA51   References: Koa, Tim. “I Turned My iPhone into a ‘Lite Phone.’” YouTube, YouTube, 29 Apr. 2024, www.youtube.com/watch?v=10iUIoVBRI8   Garde, Paolo. “My Minimalist iPhone Setup.” YouTube, YouTube, 24 July 2021, www.youtube.com/watch?v=PBzFqWYTT8E “Phone Screen Time Addiction- New Survey Data & Statistics.” Harmony Healthcare IT, Harmony Healthcare IT, 8 Jan. 2024, www.harmonyhit.com/phone-screen-time-statistics/   Perez, Sarah. “This Week in Apps: Apple’s iPhone App of the Year Finalists, plus 7 Hidden Gems.” TechCrunch, TechCrunch, 17 Nov. 2023, techcrunch.com/2023/11/17/this-week-in-apps-apples-iphone-app-of-the-year-finalists-plus-7-hidden-gems     Follow Us on Social!  Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube Sarah on LinkedIn, Instagram, and Threads Tina on LinkedIn

  Your phone is one of the best tools to keep in touch with clients and follow up on leads. We’ve gathered a list of applications that make compliant communication through the phone a lot easier. Listen to learn more!    Read the text version   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Phone & VoIP Resources: AgencyBloc: https://www.agencybloc.com/  Phone.com: https://www.phone.com/ RingCentral: https://www.ringcentral.com/ Zoom Phone: https://www.zoom.com/en/products/voip-phone/     Call Recording Application Resources: Agency Bloc’s Plus Suite: https://www.agencybloc.com/software-solutions/ Integrity’s MedicareCENTER Call Recording Solution: https://integrity.com/MedicareCENTER/ Recordia Telephony Service: https://recordia.net/en/recordia-telephony-service-2-en/ Senior Market Sales CallRecording Solution: https://www.seniormarketsales.com/training-library/videos/phonedotcom TTEC’s Mobile Record and Store Now: https://www.ttec.com/industries/healthcare    Resources: A Review of the Top Call Recording Applications for Compliant Medicare Business: https://ritterim.com/blog/a-review-of-the-top-call-recording-applications-for-compliant-medicare-business/ CMS’ New Definition of Marketing & How It Affects Agents Selling Medicare Plans: https://link.chtbl.com/ASGN20230515B Sales and Communication Practices: https://docs.ritterim.com/compliance/sales-communication-practices/ What Are Agents Responsible for Under HIPAA? https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/ Where It All Begins Obtaining Permission to Contact for Medicare Sales: https://ritterim.com/blog/where-it-all-begins-obtaining-permission-to-contact-for-medicare-sales/   References: Tautimes, Mari. “Should Insurance Agents Use Text Messages to Communicate with Clients?” Western Asset Protection Blog, Western Asset Protection, 16 May 2019, info.westernassetprotection.com/blog/should-insurance-agents-use-text-messages-to-communicate-with-clients Dice, Zach. “VoIP vs. Company Cell Phones: Which Is Best for Your Business?” Dice Communications Blog, Dice Communications, 3 Nov. 2022, dicecommunications.com/six-key-differentiators-between-company-cell-phones-and-voip Alder, Steve. “HIPAA Training Requirements.” HIPAA Journal, HIPAA Journal, 21 May 2023, www.hipaajournal.com/hipaa-training-requirements/ “Telephone Consumer Protection Act 47 USC § 227.” Federal Communications Commission, Federal Communications Commission, www.fcc.gov/sites/default/files/tcpa-rules.pdf Accessed 22 July 2024. Alder, Steve. “The Use of Technology and HIPAA Compliance.” HIPAA Journal, HIPAA Journal, 27 Nov. 2023, www.hipaajournal.com/the-use-of-technology-and-hipaa-compliance/  “Worldwide Texting Statistics.” Vermont State Highway Safety Office, State of Vermont, 20 June 2018, shso.vermont.gov/sites/ghsp/files/documents/Worldwide%20Texting%20Statistics.pdf Staff in the Office of Technology. “Can-SPAM Act: A Compliance Guide for Business.” Federal Trade Commission, 17 Jan. 2024, www.ftc.gov/business-guidance/resources/can-spam-act-compliance-guide-business   Follow Us on Social!  Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube Sarah on LinkedIn, Instagram, and Threads Tina on LinkedIn

  There are many creative ways to use augmented reality on your phone! Tina found some apps that are fun for the whole family to explore the 3D world of AR.   Stellarium Official Site: https://stellarium-labs.com/ Smash Tanks – AR Board Game: https://apps.apple.com/us/app/smash-tanks-ar-board-game/id1286732547 Angry Birds AR: Isle of Pigs: https://apps.apple.com/us/app/angry-birds-ar-isle-of-pigs/id1456120259   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: Agent’s Guide to Digital Marketing Resources: https://link.chtbl.com/ASG584 Agent’s Guide to Email Communication Resources: https://link.chtbl.com/ASG598 Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58 Fun With Multiplayer Mobile Games: https://link.chtbl.com/ASGA031 Grow With These Plant and Nature Apps: https://link.chtbl.com/ASGA30   References: Stellarium Labs. “Stellarium VR on Meta Quest.” Meta, Meta, www.meta.com/experiences/6628847520574290/  Accessed 23 July 2024. “Telescope Control in Stellarium Mobile Plus.” Stellarium Labs, Stellarium Labs, stellarium-labs.com/telescope-control-in-stellarium-mobile-plus/ Accessed 23 July 2024.   Follow Us on Social! Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube Sarah on LinkedIn, Instagram, and Threads Tina on LinkedIn

  Join Sarah for a special Friday Five episode all about the Medicare Prescription Payment Plan. Find out what insurance agents need to know – including how to get client-facing marketing materials that detail the Inflation Reduction Act changes coming to Medicare Part D in 2025.   Interested in the marketing materials Sarah mentioned during this episode? Contact our sales team at Ritter Insurance Marketing at https://www.ritterim.com/meet-your-sales-team Email the podcast at [email protected] Call our hotline and leave a voicemail at 1-717-562-7211 Learn more about MedicareCENTER at https://integrity.com/medicarecenter/   Resources: 5 FAQs About the Shop & Enroll Phaseout: https://link.chtbl.com/ASGF20240712 Agent's Guide to Social Media Communication Resources: https://link.chtbl.com/ASG606 Facebook Basics for Insurance Agents: https://link.chtbl.com/ASG607 Medicare Advantage & Part D Certification Info: https://link.chtbl.com/ASGN20240715 Preparing Clients for the New Medicare Prescription Payment Plan Program: https://ritterim.com/blog/preparing-clients-for-the-new-medicare-prescription-payment-plan-program/ Ritter Insurance Marketing Summits 2024: https://link.chtbl.com/ASDF20240719 The Medicare Part D Creditable Coverage Determination Changes for 2025 or Beyond: https://ritterim.com/blog/the-medicare-part-d-creditable-coverage-determination-changes-for-2025-or-beyond/   References: “The Biden-Harris Administration Releases Final Part Two Guidance to Help People with Medicare Prescription Drug Coverage Manage Prescription Drug Costs.” CMS.Gov, Centers for Medicare & Medicaid Services, 16 July 2024, www.cms.gov/newsroom/press-releases/biden-harris-administration-releases-final-part-two-guidance-help-people-medicare-prescription-drug “Biden-Harris Administration Issues Final Guidance to Help People with Medicare Prescription Drug Coverage Manage Prescription Drug Costs.” CMS.Gov, Centers for Medicare & Medicaid Services, 29 Feb. 2024, www.cms.gov/newsroom/press-releases/biden-harris-administration-issues-final-guidance-help-people-medicare-prescription-drug-coverage “CMS Issues Additional Guidance on Program to Allow People with Medicare to Pay Out-of-Pocket Prescription Drug Costs in Monthly Payments.” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Feb. 2024, www.cms.gov/newsroom/press-releases/cms-issues-additional-guidance-program-allow-people-medicare-pay-out-pocket-prescription-drug-costs “CMS Issues Draft Guidance on New Program to Allow People with Medicare to Pay Out-of-Pocket Prescription Drug Costs in Monthly Payments.” CMS.Gov, Centers for Medicare & Medicaid Services, 21 Aug. 2023, www.cms.gov/newsroom/press-releases/cms-issues-draft-guidance-new-program-allow-people-medicare-pay-out-pocket-prescription-drug-costs “CMS National Training Program Live Events.” CMS National Training Program, Centers for Medicare and Medicaid Services, cmsnationaltrainingprogram.cms.gov/live-events Accessed 25 July 2024. “Fact Sheets Draft CY 2025 Part D Redesign Program Instructions Fact Sheet.” CMS.Gov, Centers for Medicare & Medicaid Services, 31 Jan. 2024, www.cms.gov/newsroom/fact-sheets/draft-cy-2025-part-d-redesign-program-instructions-fact-sheet “Fact Sheet: Medicare Prescription Payment Plan.” CMS.Gov, Centers for Medicare and Medicaid Services, www.cms.gov/files/document/medicare-prescription-payment-plan-fact-sheet.pdf Accessed 25 July 2024. “Fact Sheet: Medicare Prescription Payment Plan Final Part One Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-prescription-payment-plan-final-part-one-guidance.pdf Accessed 25 July 2024. “Fact Sheet: Medicare Prescription Payment Plan Final Part Two Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/files/document/fact-sheet-medicare-prescription-payment-plan-final-part-two-guidance.pdf Accessed 25 July 2024. “Inflation Reduction Act and Medicare.” CMS.Gov, Centers for Medicare & Medicaid Services, www.cms.gov/inflation-reduction-act-and-medicare Accessed 25 July 2024. “Medicare Prescription Payment Plan Implementation Timeline.” CMS.Gov, Centers for Medicare & Medicaid Services, 1 July 2024, www.cms.gov/files/document/medicare-prescription-payment-plan-timeline.pdf Seshamani, Meena. “Medicare Prescription Payment Plan Draft Part Two ...” CMS.Gov, Centers for Medicare & Medicaid Services, 15 Feb. 2024, www.cms.gov/files/document/medicare-prescription-payment-plan-draft-part-two-guidance.pdf   Seshamani, Meena. “Medicare Prescription Payment Plan Part 1 Guidance.” CMS.Gov, Centers for Medicare & Medicaid Services, 21 Aug. 2023, www.cms.gov/files/document/medicare-prescription-payment-plan-part-1-guidance.pdf     Follow Us on Social! Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube Sarah on LinkedIn, Instagram, and Threads Tina on LinkedIn

  Does Facebook fit into your social media strategy? In this episode, we highlight best practices for insurance agents developing their online presence.   Download our FREE eBook – Social Media Marketing for Insurance Agents   Resources: 5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524 Advertising Medicare Through Facebook: https://ritterim.com/blog/advertising-medicare-through-facebook/ Agent Survival Guide Podcast Facebook Business Page: https://www.facebook.com/p/Agent-Survival-Guide-Podcast-100095559792814 TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603   References: “Social Media Fact Sheet.” Pew Research Center, Pew Research Center, 31 Jan. 2024, www.pewresearch.org/internet/fact-sheet/social-media/   “Top Websites Ranking - Most Visited Websites in June 2024.” Similarweb, Similarweb, 1 July 2024, www.similarweb.com/top-websites/ “Most Visited Websites in Worldwide 2024: Open .Trends.” Semrush, Semrush, 1 June 2024, www.semrush.com/trending-websites/global/all Gottfried, Jeffrey. “Americans’ Social Media Use.” Pew Research Center, Pew Research Center, 31 Jan. 2024, www.pewresearch.org/internet/2024/01/31/americans-social-media-use/ Haan, Katherine. “Is Social Media the New Google? Gen Z Turn to Google 25% Less than Gen X When Searching.” Edited by Kiran Aditham, Forbes, Forbes Magazine, 14 June 2024, www.forbes.com/advisor/business/software/social-media-new-google/     Follow Us on Social! Ritter on Facebook, Instagram, LinkedIn, TikTok, X, and YouTube Sarah on LinkedIn, Instagram, and Threads Tina on LinkedIn

    Building a social media presence takes the right tools and resources. Don't miss our list of recommendations - from official Ritter partners and third-party vendors we've vetted, to the resources we use ourselves!   Read the text version   Social Media Communication Resources: $99 Social: https://www.99dollarsocial.com/ AgentMethods: https://www.agentmethods.com/brokers-and-agents ConciergeBee: https://conciergebee.com/social-media-specialist Constant Contact: https://www.constantcontact.com/features/social-media-tools Facebook Post Scheduler: https://www.facebook.com/help/389849807718635 Firebelly: https://www.firebellymarketing.com/services/social-media-management HubSpot Social Media Strategy Guide: https://blog.hubspot.com/marketing/social-media-strategy-for-your-business Hubstaff Talent: https://hubstafftalent.net/ Ignite Visibility: https://ignitevisibility.com/ Instagram Post Scheduler: https://help.instagram.com/439971288310029 LinkedIn: https://www.linkedin.com/feed/ LinkedIn Post Scheduler: https://www.linkedin.com/help/linkedin/answer/a1419179 LYFE Marketing: https://www.lyfemarketing.com/services/social-media-marketing-services/ Mailchimpe: https://mailchimp.com/solutions/social-media-marketing-tools/ Meta Business Help Center: https://www.facebook.com/business/help/942827662903020?id=916550222172854 ReminderMedia: https://remindermedia.com/email-social-media-marketing/ SEO Discovery: https://www.seodiscovery.com/social-media-agency-india.php SocialBee: https://socialbee.com/ TikTok Video Scheduler: https://www.tiktok.com/business/en-US/blog/introducing-video-scheduler-now-you-can-plan-tiktoks-in-advance Upwork: https://www.upwork.com/ X for Business Post Scheduler: https://business.x.com/en/help/campaign-editing-and-optimization/scheduled-tweets.html   Additional Resources: 5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524 Social Media Marketing Apps: https://link.chtbl.com/ASGA52 Social Media Marketing for Insurance Agents eBook: https://ritterim.com/social-media-ebook/ TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603 Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

  The Friday Five for July 19, 2024: Target No Longer Accepts Personal Checks Apple Watch Series 10 Rumors Why Should Insurance Agents Hold In-Person Seminars? Asset-Based LTCi vs. Traditional LTCi Ritter Summits 2024   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Target No Longer Accepts Personal Checks: Target will stop accepting personal checks: https://www.nbcnews.com/business/consumer/target-will-stop-accepting-personal-checks-rcna160702 Target will stop accepting personal checks next week. Are the days of the payment method numbered? https://apnews.com/article/target-stop-accepting-personal-checks-d42d5e5d1f3c9a5f08c1899526c305bb Target will stop accepting this old-school form of payment: https://www.cnn.com/2024/07/10/business/target-personal-checks/index.html   Apple Watch Series 10 Rumors: Apple May Be Bringing an Ultra-Sized Screen to the Series Watch 10: https://hypebeast.com/2024/7/apple-watch-ultra-screen-series-10-lineup Apple Watch 10 tipped to get these 3 new features — but blood-pressure sensor faces 'snags': https://mashable.com/article/apple-watch-10-3-features-rumored-blood-pressure-sensor Report: Apple Watch Series 10 to Offer Larger Screens and Faster Chip, but New Health Features in Trouble: https://www.macrumors.com/2024/07/07/series-10-larger-screens-and-faster-chip/ What’s Next for the Apple Watch: Bigger Screens But a Similar Look: https://www.bloomberg.com/news/newsletters/2024-07-07/apple-watch-series-10-ultra-3-details-bigger-screens-blood-pressure-challenge-lybjqp0q   Ritter Insurance Marketing Summits 2024: Register for Ritter Summits: https://summits.ritterim.com/   Resources: App Trends in 2024: https://link.chtbl.com/ASGA63 Medicare Advantage Emergency-Related SEPs: https://ritterim.com/blog/medicare-advantage-emergency-related-seps/ Medicare Supplement Plan Breakdown for Agents: https://link.chtbl.com/ASG604 Prescription Drugs Your Medicare Clients Could See Lower Coinsurances for in 2024: https://ritterim.com/blog/prescription-drugs-your-medicare-clients-could-see-lower-coinsurances-for-in-2024/ Supreme Court Overrules Chevron Deference: https://link.chtbl.com/ASGF20240705 TikTok Basics for Insurance Agents: https://link.chtbl.com/ASG603   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/  

    Is it time to expand your portfolio? Listen and learn to identify the signs, optimize your insurance portfolio, and how Ritter can help you in the process.   Click here to get your portfolio review!   Read the text version   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: 4 Steps to Selling Dental, Vision, and Hearing Insurance: https://link.chtbl.com/ASG323 5 Out-of-the-Box Ideas for Selling Final Expense Insurance: https://link.chtbl.com/ASG591 5 Myths About Selling ACA Health Plans: https://link.chtbl.com/ASG451 Getting Started Medicare Supplements: https://link.chtbl.com/ASG497 How Insurance FMOs Work FREE eBook download: https://ritterim.com/how-insurance-fmos-work/ Learning from Lost Medicare Insurance Sales: https://link.chtbl.com/ASG576 The Benefits of Joining a Top Insurance FMO: https://ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/ The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook download: https://ritterim.com/aca-ebook/ There’s More to Life Insurance Than Just a Policy: https://link.chtbl.com/ASG560 The Perfect Portfolio – Knight School Training: https://ritterim.com/knight-school/expand-dominate/perfect-portfolio/1/ Tips for Cross-Selling Medicare Products: https://link.chtbl.com/ASG410 Register with Ritter: https://app.ritterim.com/public/registration/ Ritter Blog Bulletin: https://ritterim.com/blog/bulletin/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Organize your AEP prep with help from tools like our Certification Center and Weekly Roundups. Stay on track with MA and Part D certifications as they're released and stay ahead of the rush!     Read the text version     Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.    Resources: 9 Essential Tools for Beginner Insurance Agents: https://link.chtbl.com/ASG595  Developing a Retention Mindset ft. Blake Amos (Cigna Healthcare): https://link.chtbl.com/2024BlakeAmos  eBooks and Guides from Ritter Insurance Marketing: https://ritterim.com/guides/ FAQs About AHIP: https://ritterim.com/blog/what-is-ahip-certification-and-how-do-i-get-it/   FAQs About NABIP Medicare Certification: https://ritterim.com/blog/faqs-about-nabip-medicare-certification/ Register with Ritter Insurance Marketing (RitterIM.com): https://app.ritterim.com/public/registration/ Ritter Certification Center: https://docs.ritterim.com/products/certification/ The Latest Available 2025 MA & PDP Carrier Certifications: https://ritterim.com/blog/the-latest-available-2025-ma-and-pdp-carrier-certifications/ Training Opportunities for Insurance Agents at Ritter Insurance Marketing: https://link.chtbl.com/ASG437  What Does 'Ready-to-Sell' Mean for Medicare Agents? https://link.chtbl.com/ASG529   What Is AHIP Certification and How Do I Get It? https://ritterim.com/blog/what-is-ahip-certification-and-how-do-i-get-it/    References: AHIP Certification Official Site: https://www.ahipmedicaretraining.com/page/login   Miramar:Agent FWA Training: https://miramar-agent.com/KnowledgeBase/Article?kb=5 NABIP Certification Official Site: https://nabip.org/professional-development/medicare-advantage-certification  Pinpoint Global Communications: https://www.pinpointglobal.com/medicare-certification-systems   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance      Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

    Ritter Insurance Marketing is saying goodbye to Shop & Enroll as we transition to Integrity’s PlanEnroll platform. Find out what agents need to know as we hear from Craig and answer some frequently asked questions.   Learn More About the Shop & Enroll Phaseout: https://ritterim.com/shop-and-enroll/   Shop & Enroll Phaseout Frequently Asked Questions: https://ritterim.com/documents/shop-and-enroll-phaseout-faq.pdf   Still have questions about Shop & Enroll? Email us at [email protected] or call 1-717-562-7211 and leave a voicemail

  Finding gaps in your client’s Original Medicare coverage? Make sure your clients are getting the coverage they need by offering Medicare Supplements. Get the 101 breakdown and more in this episode!   Understanding Medicare Supplements Knight School - FREE Online Training   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: A Comprehensive Guide to Medicare Supplement Underwriting FREE eBook Download: https://ritterim.com/med-supp-underwriting-guide/ Finding the Best Medicare Supplement Plan Letter for Your Client: https://link.chtbl.com/ASG480 Getting Started Selling Medicare Supplements: https://link.chtbl.com/ASG497 Knight School Med Supp benefit PDF: https://ritterim.com/downloads/knight-school-medicare-supplement-breakdown.pdf The Complete Guide on How to Sell Medicare Supplements FREE eBook Download: https://ritterim.com/med-supp-ebook/   References: Compare Medigap Plan Benefits: https://www.medicare.gov/health-drug-plans/medigap/basics/compare-plan-benefits Get Medigap Basics: https://www.medicare.gov/health-drug-plans/medigap/basics What’s Medicare Supplement Insurance (Medigap)? https://www.medicare.gov/health-drug-plans/medigap   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  You asked, and we answered! Join Tina and Sarah as they share expert advice, statistics, and strategies for creating a successful business TikTok.   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: Affinity Partnerships for Insurance Agents: https://ritterim.com/blog/affinity-partnerships-for-insurance-agents/ Agent’s Guide to Video Communication Resources: https://link.chtbl.com/ASG596 Apps for Social Media Marketing: https://link.chtbl.com/ASGA52 Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58 Best Practices for Video Calls: https://link.chtbl.com/ASG597 How to Recruit Agents to Your Downline in 2024: https://link.chtbl.com/ASG588 Interview: Tips for Hiring & Building an Insurance Agency: https://ritterim.com/blog/interview-tips-for-hiring-and-building-an-insurance-agency/   FREE eBooks & Guides: A Quick Guide to Cross-Selling Ancillary Insurance with Medicare Products: https://ritterim.com/selling-ancillary-with-medicare/ Social Media Marketing for Insurance Agents: https://ritterim.com/social-media-ebook/ The Complete Guide on How to Sell Final Expense Insurance: https://ritterim.com/final-expense-ebook/ The Complete Guide to Selling Affordable Care Act Insurance Plans: https://ritterim.com/aca-ebook/ The Insurance Agent’s Guide to Establishing Successful Affinity Partnerships: https://ritterim.com/blog/interview-tips-for-hiring-and-building-an-insurance-agency/   References: 4 TikTok Analytic Tools That Do the Math for You: https://blog.hootsuite.com/tiktok-analytics/ 7 Top Tips for Making TikTok Videos: https://www.tiktok.com/business/library/Top_Tips_One_Pager_SMB.pdf About TikTok Business Account: https://ads.tiktok.com/help/article/tiktok-business-account Americans’ Social Media Use: https://www.pewresearch.org/internet/2024/01/31/americans-social-media-use/ Digital Global Overview Report 2024 Meltwater: https://www.slideshare.net/slideshow/2024digital-global-overview-report-2024-meltwaterpdf/267675960 How to win at TikTok ads in 2024: https://sproutsocial.com/insights/tiktok-ads/ Introducing Video Schedular: Now You can plan TikToks in advance! https://www.tiktok.com/business/en-US/blog/introducing-video-scheduler-now-you-can-plan-tiktoks-in-advance Social Media Fact Sheet: https://www.pewresearch.org/internet/fact-sheet/social-media/ The 2024 Guide to TikTok Marketing: Tips, Examples, & Tools: https://blog.hootsuite.com/tiktok-marketing/ TikTok marketing: The complete guide for brands in 2024: https://sproutsocial.com/insights/tiktok-marketing/ TikTok Tutorial Series: TikTok Analytics: https://newsroom.tiktok.com/en-us/product-tutorial-tiktok-analytics TikTok User Age, Gender, & Demographics 2024: https://explodingtopics.com/blog/tiktok-demographics Types of TikTok and TikTok for Business Accounts: https://ads.tiktok.com/help/article/tiktok-and-tiktok-business-account-types?lang=en   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  The Friday Five for July 5, 2024: AEP Prep & Upcoming Webinars and Events Streaming Services Raising Prices This Summer Streaming Picks July 2024 2024 Q3 Medicare Part B Drug Rebate List Supreme Court Overrules Chevron Deference   AEP Prep & Upcoming Webinars and Events: How to Present Short Term Care New Agent Orientation Ritter Docs Certification Center Ritter Summits Ritter's Weekly Roundup Tech Tip Tuesdays (July) The Ritter Report Understanding the Integrity Platform   Streaming Services Raising Prices This Summer: Another streaming platform will raise prices this summer: https://www.kgw.com/article/news/nation-world/paramount-plus-price-increase-details/507-349a34cd-e595-4c44-a348-bc6b6d8f86cc Disney+, Hulu, Max Bundle: https://help.max.com/us/Answer/Detail/000002578 Netflix is starting to phase out its cheapest ad-free plan: https://www.theverge.com/2024/7/2/24190632/netflix-ad-free-basic-plan-discontinued  How to Watch the 2024 Summer Olympics Without Cable: https://www.pcmag.com/picks/the-best-ways-to-watch-the-olympics-without-cable  Paramount+ Prices to Increase for Most Subscribers Starting This August: https://variety.com/2024/tv/news/paramount-plus-price-streaming-increase-1236046774/  Peacock Price Increase: https://www.peacocktv.com/help/article/price-increase Peacock's Pricier Plans: What to Know About the Subscription Increase: https://www.cnet.com/tech/services-and-software/peacock-pricier-plans-what-to-know-about-subscription-increase/   Spotify is increasing US prices again: https://www.theverge.com/2024/6/3/24170301/spotify-us-price-increase-plans Spotify Launches Cheaper $10.99/Month Premium Plan Without Audiobooks: https://www.macrumors.com/2024/06/21/spotify-cheaper-premium-plan/ Spotify Plans More Price Increases in 2024: Report: https://www.billboard.com/business/streaming/spotify-price-increases-1235648181/ Warner Bros. Discovery hikes prices for Max streaming service: https://www.cnbc.com/2024/06/04/max-price-increases.html What streaming costs in 2024: The price of Netflix, Disney Plus and more: https://www.tomsguide.com/news/what-streaming-costs-in-2024-the-price-of-netflix-disney-plus-and-more   Streaming Picks July 2024: Everything Coming to Netflix, Disney+, Max & Other Streaming Services in July 2024: https://comicbook.com/tv-shows/news/streaming-new-july-2024-netflix-max-disney-hulu-paramount-prime-video-peacock/#18   2024 Q3 Medicare Part B Drug Rebate List: Biden administration to lower costs for 64 drugs through inflation penalties on drugmakers: https://www.cnbc.com/2024/06/26/biden-to-lower-some-drug-costs-through-inflation-penalties.html HHS Announces Cost Savings for 64 Prescription Drugs Thanks to the Medicare Rebate Program Established by the Biden-Harris Administration’s Lower Cost Prescription Drug Law: https://www.cms.gov/newsroom/press-releases/hhs-announces-cost-savings-64-prescription-drugs-thanks-medicare-rebate-program-established-biden Medicare Rebate for 64 Medications to Start Rolling Out: Here's What to Know: https://www.cnet.com/health/medical/medicare-rebate-for-64-medications-to-start-rolling-out-heres-what-to-know/ Prescription Drugs Your Medicare Clients Could See Lower Coinsurances for in 2024: https://ritterim.com/blog/prescription-drugs-your-medicare-clients-could-see-lower-coinsurances-for-in-2024/ Reduced Coinsurance for Certain Part B Rebatable Drugs Under the Medicare Prescription Drug Inflation Rebate Program (Q3 2024): https://www.cms.gov/files/document/reduced-coinsurance-certain-part-b-rebatable-drugs-july-1-september-30-2024.pdf   Supreme Court Overrules Chevron Deference: 5 Ways a New Supreme Court Ruling Could Shape Life, Health and Advice Regs: https://www.thinkadvisor.com/2024/06/28/5-ways-a-new-supreme-court-ruling-could-shape-life-health-and-advice-regs/ Chevron deference: https://www.law.cornell.edu/wex/chevron_deference Chevron takeaways: Supreme Court ruling removes frequently used tool from federal regulators: https://apnews.com/article/supreme-court-chevron-regulations-environment-biden-536cb6a7e4bc744bbaa3f058637bbf6c  Loper Bright Enterprises v. Raimondo: https://www.law.cornell.edu/supremecourt/text/22-451#writing-22-451_CONCUR_5  How the Supreme Court’s blockbuster ‘Chevron’ ruling puts countless regulations in jeopardy: https://www.cnn.com/2024/06/30/politics/chevron-ruling-explained-supreme-court-meaning/index.html How the Supreme Court's massive Chevron decision will affect climate policy: https://www.axios.com/2024/07/01/supreme-court-post-chevron-climate-policy New Health Insurance Suit Could Affect DOL Fiduciary Rule Litigation: https://www.thinkadvisor.com/2024/05/24/new-health-insurance-suit-could-affect-dol-fiduciary-rule-litigation/ Supreme Court’s ‘Chevron’ ruling means changes for writing laws: https://rollcall.com/2024/06/28/supreme-courts-chevron-ruling-means-changes-for-writing-laws/  Supreme Court overrules Chevron deference, dealing blow to federal healthcare agencies: https://www.fiercehealthcare.com/regulatory/supreme-court-overrules-chevron-deference-dealing-blow-federal-healthcare-agencies Supreme Court rules for fishermen in landmark ‘Chevron deference’ case: https://www.nationalfisherman.com/national-international/supreme-court-rules-for-fishermen-in-landmark-chevron-deference-case Three NJ herring fishermen made history at the Supreme Court, but their fight isn't over: https://www.app.com/story/news/local/courts/2024/07/01/supreme-court-favors-nj-herring-fishermen-in-historic-chevron-case/74246290007/   Resources: 5 Perks of Being a Part-Time Insurance Agent: https://link.chtbl.com/ASG6005   5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524   Best Free Note-Taking Apps: https://link.chtbl.com/ASGA60 Best Practices for Video Calls: https://link.chtbl.com/ASG597 Contact the ASG Podcast by Email: [email protected] or phone: 1-717-562-7211 Summer Podcast Recommendations: https://link.chtbl.com/ASG600   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Phones are getting smarter, apps are getting more complex, and AI has changed the way we use the internet. Join Tina as she talks about the top app trends of 2024 so far.      Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524 Best Practices for Video Calls: https://link.chtbl.com/ASG597 Agent’s Guide to Text Communication Resources: https://link.chtbl.com/ASG599 Apps for Social Media Marketing: https://link.chtbl.com/ASGA52 Apps for Travel Deals: https://link.chtbl.com/ASGA62 Stop Doom Scrolling with These Micro-Learning Apps: https://link.chtbl.com/ASGA51 Summer Podcast Recommendations: https://link.chtbl.com/ASG600 What’s a Widget? Event Tracker Widgets and More: https://link.chtbl.com/ASGA59   References: 8 Ways You Can Turn Your Smartphone Into a Dumbphone: https://lifehacker.com/8-ways-you-can-turn-your-smartphone-into-a-dumbphone-1850192492 A Brief History of Augmented Reality (+ Future Trends & Impact) https://www.g2.com/articles/history-of-augmented-reality How I turned my smartphone into a dumb phone: https://catherineprice.substack.com/p/how-i-turned-my-smartphone-into-a Generative AI in Search: Let Google do the searching for you: https://blog.google/products/search/generative-ai-google-search-may-2024/ Generative AI vs. other types of AI. https://www.adobe.com/products/firefly/discover/generative-ai-vs-other-ai.html Introducing Duolingo Max, a learning experience powered by GPT-4: https://blog.duolingo.com/duolingo-max/ Skeumorphism > Minimalism > Neumorphism: The Evolution of Infographics: https://www.linkedin.com/pulse/skeuomorphism-minimalism-neumorphism-evolution-infographics-amit-pal-0r1tc The New Trend in UI Design: An Overview of Neumorphism: https://www.toptal.com/designers/ui/neumorphic-ui-design Time Spent Using Smartphones (2024 Statistics) https://explodingtopics.com/blog/smartphone-usage-stats Transforming Your Smartphone into a ‘Dumb Phone’: The Smart Way to Stay Connected: https://medium.com/@filippoberti57/transforming-your-smartphone-into-a-dumb-phone-the-smart-way-to-stay-connected-6813eeacd9b6 What Is Artificial Intelligence for Social Media: https://www.marketingaiinstitute.com/blog/what-is-artificial-intelligence-for-social-media   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Be your client’s trusted advisor when it comes to navigating the ACA Marketplace. We’ve got the breakdown of how you can help your clients calculate their household income. Read the text version     Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: FREE eBooks & Guides: https://ritterim.com/guides/ How to Help Clients Navigate ACA Marketplace Subsidies & Taxes: https://link.chtbl.com/ASG579 Knight School Training: https://ritterim.com/knight-school/ Medicaid Unwinding: What It Is & The Opportunity for Agents: https://link.chtbl.com/ASG502 Simplify Marketplace Enrollments with HealthSherpa: https://ritterim.com/blog/simplify-marketplace-enrollments-with-healthsherpa/ The Complete Guide to Selling Affordable Care Act Insurance Plans FREE eBook Download: https://ritterim.com/aca-ebook/   References: Annual Income Letter of Explanation: https://www.healthcare.gov/downloads/annual-income-letter-explanation.pdf  Count income & household size: https://www.healthcare.gov/income-and-household-information/household-size/ HealthCare.Gov Login: https://www.healthcare.gov/login HealthSherpa Login: https://www.healthsherpa.com/sessions/new Tips & Troubleshooting: https://www.healthcare.gov/tips-and-troubleshooting/uploading-documents/   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  What if you could give being an insurance agent a practice run before giving up your full-time job? We get it! Learn how to start out as a part-time insurance agent before making the jump to a new career.   Read the text version   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.    Resources: 5 Things About Prepping for the Insurance License Exam: https://link.chtbl.com/ASGF20240607 9 Essential Tools for Beginner Insurance Agents: https://link.chtbl.com/ASG595   How Professional Organizations Make You a Better Agent: https://ritterim.com/blog/how-professional-organizations-make-you-a-better-agent/ Request a Portfolio Review from Ritter Insurance Marketing: https://ritterim.com/portfolio/ Ritter Insurance Marketing Official Site: https://ritterim.com/ The Benefits of Joining a Top Insurance FMO: https://ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/ Training Opportunities for Insurance Agents at Ritter Insurance Marketing: https://link.chtbl.com/ASG437 What Today's Financial Environment Means for Medicare Beneficiaries & Agents: https://ritterim.com/blog/what-todays-financial-environment-means-for-medicare-beneficiaries-and-agents/ Why Now is the Time to Start Selling Insurance: https://ritterim.com/blog/why-now-is-the-time-to-start-selling-insurance/ Your Step-By-Step Guide to Getting Started in Insurance Sales: https://ritterim.com/free-guide/    References: Captive Agent: What it is, How it Works, Pros and Cons: https://www.investopedia.com/terms/c/captive-agent.asp Five Tips for the Part-Time Agent: https://www.insurance-forums.com/practice-building/hiring-staffing/five-tips-for-the-part-time-agent/ Independent Agent: What It Is and What They Do: https://www.investopedia.com/terms/i/independent-agent.asp   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance      Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 

  Looking to expand your client base and insurance portfolio? Check out this episode to learn how insurance agents like you can step into the Medicare insurance market and start selling!   Read the text version   Gain Access to The Ritter Platform, Medicare Quote Engine, and More Tools for Insurance Agents: https://app.ritterim.com/public/registration/    Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: ACA 101: Selling Under-65 Health Insurance: https://ritterim.com/blog/aca-101-selling-under-65-health-insurance/ Final Expense Insurance: How Much Can Clients Expect It To Cover? https://link.chtbl.com/ASG519 3 Growth Strategies for Your Insurance Sales Territory: https://link.chtbl.com/ASG5875 How to Get Started in Medicare Sales: https://link.chtbl.com/ASG569 Getting Started Selling Medicare Supplements: https://link.chtbl.com/ASG497 Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577 Medicare Isn’t Just for Seniors: Selling to the Under-65 Market: https://ritterim.com/blog/medicare-isnt-just-for-seniors-selling-to-the-under-65-market/ Medicare Quote Engine: https://ritterim.com/the-ritter-platform/#medicare-quote-engine Out of the Box Ideas for Selling Final Expense Insurance: https://link.chtbl.com/ASG592 Ritter Can Help You Stay in Touch with Your Clients: https://link.chtbl.com/ASG488 Using a SWOT Analysis to Review Your Insurance Business: https://link.chtbl.com/ASG559   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Kick off the summer season with Sarah's latest list of podcast recommendations! This time around we've got a mix of audio fiction, documentaries, and kid-friendly podcast options.   Share your podcast recommendations with us! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.    Podcast Recommendations: A2Z: https://gzmshows.com/shows/listing/a2z/ Decoder Ring: https://slate.com/podcasts/decoder-ring Doctor Who Redacted: https://www.bbc.co.uk/sounds/brand/p0c0krqf Ghost Herd: https://www.ghostherd.org/ Havana Syndrome: https://open.spotify.com/show/4ecx3ViNwVPer9CZCKG6n4 Murder in HR: https://www.murderinhr.com/ Murphy’s Inc: https://murphysincshow.podbean.com/ Six Minutes: https://gzmshows.com/shows/listing/six-minutes/ Sound Detectives: https://www.sounddetectivespodcast.com/ The Rez: https://gzmshows.com/shows/listing/the-rez/ The Sicilian Inheritance: https://open.spotify.com/show/0Hl3XvJlxuXVvof3FXM4qU   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance   Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Past Podcast Recommendation Episodes: Winter 2023 Podcast Recommendations: https://link.chtbl.com/ASG564 Podcast Recommendations for Summer 2023: https://link.chtbl.com/ASGTT20230620 Winter 2022 Podcast Recommendations: https://link.chtbl.com/ASG491 Top 5 Podcasts of 2022: https://link.chtbl.com/ASG489 International Podcast Day 2022: https://link.chtbl.com/IPD2022 Podcast Recommendations for Summer 2022: https://link.chtbl.com/ASGTT20220621 Winter 2021 Podcast Recommendations: https://link.chtbl.com/ASG20211230 Top 5 Podcasts of 2021: https://link.chtbl.com/ASG20211223 International Podcast Day 2021: https://link.chtbl.com/IPD2021 Podcast Recommendations for Summer 2021: https://link.chtbl.com/ASG20210629 March 12, 2021 | The Friday Five: https://link.chtbl.com/ASGF20210312 Podcasts We're Currently Listening To (Winter 2021): https://link.chtbl.com/ASGF20210101 Top 5 Podcasts of 2020: https://link.chtbl.com/ASGF20201225 International Podcast Day 2020: https://link.chtbl.com/IPD2020 Podcast Recommendations for Summer 2020: https://link.chtbl.com/ASGTT20200623 Podcasts We're Currently Listening To: https://link.chtbl.com/ASGF20191227R   Top 5 Podcasts of 2019: https://link.chtbl.com/ASGF20191220 International Podcast Day 2019: https://link.chtbl.com/IPD2019

    2025 AHIP training is now live! Listen to get informed about training updates and resources to help you prepare and succeed.    Read text version   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: Best Practices for Training Downline Agents: https://link.chtbl.com/ASG589 Marketplace Training Resources for Health Insurance Agents: https://ritterim.com/blog/marketplace-training-resources-for-health-insurance-agents/ Ready to Join an FMO? 10 Things to Consider: https://link.chtbl.com/ASG593 Ritter Certification Center: https://docs.ritterim.com/products/certification/ What Is AHIP Certification and How Do I Get It? https://ritterim.com/blog/what-is-ahip-certification-and-how-do-i-get-it/   References: AHIP Self-Study Courses: https://www.ahip.org/courses Medicare + Fraud, Waste, and Abuse Training: https://www.ahip.org/courses/medicare-fraud-waste-and-abuse-training   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

    This episode is packed with tips, strategies, and resources on text communication for your insurance business. Listen for HIPAA compliant apps, client scenarios, and so much more!   Read the text version   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Text Communication Resources: AgencyBloc: https://www.agencybloc.com/ RingCentral: https://www.ringcentral.com/ Zoom Phone: https://www.zoom.com/en/products/voip-phone/   Resources: 2025 Marketplace Final Rule Changes Agents Should Know: https://ritterim.com/blog/2025-marketplace-final-rule-changes-agents-should-know/ Agent Apps | Free Video Conferencing Apps: https://link.chtbl.com/ASGA20230906 Agent Apps | Apps to Make Your Small Business More Efficient: https://link.chtbl.com/ASGA034 How to Take on an Upset Client in the Insurance Industry: https://link.chtbl.com/ASG567 How to Stay Compliant During All Medicare Sales: https://link.chtbl.com/ASG550 TCPA Compliance Rules: https://docs.ritterim.com/compliance/sales-communication-practices/#tcpa The Ultimate Agent Resource List Pt 1: Market Yourself: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-1-market-yourself/ What Are Agents Responsible for Under HIPAA? https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/   References: HIPAA Training Requirements: https://www.hipaajournal.com/hipaa-training-requirements/ Should Insurance Agents Use Text Messages to Communicate with Clients? https://info.westernassetprotection.com/blog/should-insurance-agents-use-text-messages-to-communicate-with-clients Six Key Differentiators Between Company Cell Phones and VolP: https://dicecommunications.com/six-key-differentiators-between-company-cell-phones-and-voip Worldwide Texting Statistics: https://shso.vermont.gov/sites/ghsp/files/documents/Worldwide%20Texting%20Statistics.pdf   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka Twitter), https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/ 8e3e332a98f8f092fb5d34314474e99533c6fe81

  Looking to book your next trip? Check out these two apps for finding deals on flights, hotels, car rentals, and more!   Official Hopper Website: https://hopper.com/ Official Kiwi Website: https://www.kiwi.com/us/   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: 5 Things About Prepping for the Insurance License Exam: https://link.chtbl.com/ASGF20240607 Apps to Help You Stay Healthy: https://link.chtbl.com/ASGA53 Apps to Take with You While Traveling: https://link.chtbl.com/ASGA12 Ways to Stay Productive on the Go: https://link.chtbl.com/ASG543 Why Marketplace Agents Should Connect With Adults Turning 26: https://ritterim.com/blog/why-marketplace-agents-should-connect-with-young-adults-turning-26/   References: Eden: People+Planet (formally Eden Reforestation Projects) https://www.edenprojects.org/ Hopper Celebrates Planting 25 Million Trees Through its Hopper Trees Program: https://media.hopper.com/news/hopper-celebrates-planting-25-million-trees-through-its-trees-program The Trick to Finding Cheap Flights in 2024: https://travel.usnews.com/features/how-to-find-cheap-flights     Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  The Friday Five for June 21, 2024: AHIP 2024 Certification Down, CY 2025 Coming Soon Medicare Part D Creditable Coverage in Employer Plans Biden Administration Proposes Rule on Medical Debt Done Telehealth & The CDC Advisory on Stimulant ADHD Meds Amazon RxPass Expands to Medicare Beneficiaries   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: 2025 Medicare Advantage & Part D Certification Info: https://ritterim.com/blog/2025-medicare-advantage-and-part-d-certification-info/     Are You Self-Sabotaging Your Insurance Sales Success? https://ritterim.com/blog/are-you-self-sabotaging-your-insurance-sales-success/ 5 Things About Prepping for the Insurance License Exam: https://link.chtbl.com/ASGF20240607   Developing a Retention Mindset ft. Blake Amos (Cigna Healthcare): https://link.chtbl.com/2024BlakeAmos Join Us at the Summits! https://ritterim.com/blog/join-us-at-the-summits/ Training Opportunities for Insurance Agents at Ritter Insurance Marketing: https://link.chtbl.com/ASG437   AHIP 2024 Certification Down, CY 2025 Coming Soon: Medicare + Fraud, Waste, and Abuse Training: https://www.ahip.org/courses/medicare-fraud-waste-and-abuse-training What Is AHIP Certification and How Do I Get It? https://ritterim.com/blog/what-is-ahip-certification-and-how-do-i-get-it/   Biden Administration Proposes Rule on Medical Debt: CFPB Proposes to Ban Medical Bills from Credit Reports: https://www.consumerfinance.gov/about-us/newsroom/cfpb-proposes-to-ban-medical-bills-from-credit-reports/ Even if Medical Debt Isn't on Your Credit Report, It Can Drag Down Your Credit: https://money.usnews.com/credit-cards/articles/even-if-medical-debt-isnt-on-your-credit-report-it-can-drag-down-your-credit In sweeping change, Biden administration to ban medical debt from credit reports: https://abcnews.go.com/Politics/sweeping-change-biden-administration-ban-medical-debt-credit/story?id=110997906 Will CFPB’s Ban On Medical Debts From Credit Reports Help Patients? https://www.forbes.com/sites/gebai/2024/06/16/cfpbs-ban-on-medical-debts-from-credit-reports-will-harm-patients/     Done Telehealth & The CDC Advisory on Stimulant ADHD Meds: CDC warns access to ADHD meds may be disrupted after arrests of health-care startup executives: https://www.cnn.com/2024/06/13/health/cdc-adhd-medication-alert/index.html  Disrupted Access to Prescription Stimulant Medications Could Increase Risk of Injury and Overdose: https://emergency.cdc.gov/han/2024/han00510.asp#print FDA Drug Shortages Portal: https://www.fda.gov/drugs/drug-safety-and-availability/drug-shortages Feds arrest Adderall telehealth CEO under Controlled Substances Act: https://www.theverge.com/2024/6/13/24178049/done-adhd-telehealth-controlled-substances-act-doj-fraud Founder/CEO and Clinical President of Digital Health Company Arrested for $100M Adderall Distribution and Health Care Fraud Scheme: https://www.justice.gov/opa/pr/founderceo-and-clinical-president-digital-health-company-arrested-100m-adderall-distribution Telehealth startup Done's CEO and clinical president arrested, charged with fraud: https://www.fiercehealthcare.com/health-tech/telehealth-startup-dones-ceo-and-clinical-president-arrested-charged-fraud     Amazon RxPass Expands to Medicare Beneficiaries: Amazon Pharmacy expands RxPass subscription service to Medicare patients: https://www.fiercehealthcare.com/health-tech/amazon-pharmacy-expands-rxpass-subscription-service-medicare-patients Amazon RxPass: https://pharmacy.amazon.com/rxpass   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Discover our top recommendations for email marketing. Keep in touch with clients, reach larger audiences, and grow your business with these tools.    Read the text version     Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Email Communication Resources: AgencyBloc: https://www.agencybloc.com/ AgentMethods’ AMPlify: https://www.agentmethods.com/amplify/ Canva: https://www.canva.com/ Constant Contact: https://www.constantcontact.com/ Google Workspace: https://workspace.google.com/products/gmail/ MailChimp: https://mailchimp.com/ Microsoft 365: https://www.microsoft.com/en-us/microsoft-365/outlook/email-and-calendar-software-microsoft-outlook ReminderMedia: https://remindermedia.com/ Ritter Insurance Marketing: https://ritterim.com/the-ritter-platform/ SquareSpace: https://www.squarespace.com/email-marketing/  Zoho Mail: https://www.zoho.com/mail/   Resources: 5 Things About Working with Ritter Insurance Marketing: https://ritterim.com/blog/interview-5-things-about-working-with-ritter-insurance-marketing/ Agent Compliance Handbook: https://docs.ritterim.com/documents/compliance/Ritter-Agent-Handbook-2024.pdf Developing a Client Retention Mindset: https://ritterim.com/blog/interview-developing-a-client-retention-mindset/ FREE DOWNLOAD - Email Template for Client Check-in: https://ritterim.com/documents/client-check-in-email-template.docx How AI Chat Bots Can Assist with Marketing & Social Media: https://link.chtbl.com/ASGA20230809 Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577 Ritter Can Help You Stay in Touch with Your Clients: https://link.chtbl.com/ASG488 Why Client Retention Should be Your Top Priority: https://link.chtbl.com/ASG581   References: Add, move, or import Google contacts: https://support.google.com/contacts/answer/1069522?hl=en&co=GENIE.Platform%3DDesktop CAN-SPAM Act: A Compliance Guide for Business: https://www.ftc.gov/business-guidance/resources/can-spam-act-compliance-guide-business Create, or edit .cvs files to import into Outlook: https://support.microsoft.com/en-us/office/create-or-edit-csv-files-to-import-into-outlook-4518d70d-8fe9-46ad-94fa-1494247193c7 Email Users Statistics and Facts: https://market.us/statistics/internet/email-users/ HIPAA Compliance Microsoft Office 365 and Microsoft Teams: https://www.microsoft.com/en-us/microsoft-365/blog/wp-content/uploads/sites/2/2019/04/HIPAA-Compliance-Microsoft-Office-365-and-Microsoft-Teams.pdf Medicare Marketing Guidelines: https://www.cms.gov/medicare/health-drug-plans/managed-care-marketing/medicare-guidelines   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Exercise your cognitive functions with these brain training apps. Improve memory, vocabulary, and focus, all while having fun!   Elevate: https://elevateapp.com/ Lumosity: https://www.lumosity.com/en/ NeuroNation: https://www.neuronation.com/     Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: Interview: The 5 Pillars of Integrity: https://ritterim.com/blog/interview-the-5-pillars-of-integrity/ Lifelong Learning Online Education Resources: https://link.chtbl.com/ASG482 Marketplace Training Resources for Health Insurance Agents: https://ritterim.com/blog/marketplace-training-resources-for-health-insurance-agents/ Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018 Overcome Stress with Nikson: The Art of Doing Nothing: https://link.chtbl.com/ASGM20240520 Relaxing Logic Games: https://link.chtbl.com/ASGA045 Stop Doom Scrolling with These Micro-Learning Apps: https://link.chtbl.com/ASGA51 The Ultimate Agent Resource List Pt 3: Staying Organized: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-3-staying-organized/   References: 5 Main Benefits of Braining Training Games: https://www.hhmglobal.com/knowledge-bank/news/5-main-benefits-of-brain-training-games Train your brain: https://www.health.harvard.edu/mind-and-mood/train-your-brain   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka Twitter), https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  The Friday Five for June 14, 2024: AHIP 2025 Certification Reminder May 2024 CPI Report June 2024 FOMC Meeting & Projections Apple OS Updates from WWDC 2024 Apple Intelligence Features   Register for the Webinar - How to Market Yourself Online: https://bit.ly/marketyourself2024   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   AHIP 2025 Certification Reminder: AHIP Medicare + Fraud, Waste, and Abuse Online Course Site: https://www.ahipmedicaretraining.com/ Updates to the 2025 AHIP Certification You Should Know: https://ritterim.com/blog/updates-to-the-2025-ahip-certification-you-should-know/   May 2024 CPI Report: Consumer Price Index May 2024: https://www.bls.gov/news.release/pdf/cpi.pdf   June 2024 FOMC Meeting & Projections: Fed holds rates steady, indicates only one cut coming this year: https://www.cnbc.com/2024/06/12/fed-meeting-today-on-interest-rate.html The Fed expects to cut rates just once this year: https://www.cnn.com/business/live-news/markets-fed-meeting-06-12-24/index.html   Apple OS Updates from WWDC 2024: Apple iOS 18 Preview: https://www.apple.com/ios/ios-18-preview/ Apple WatchOS Preview: https://www.apple.com/watchos/watchos-preview/ Live blog: Apple’s AI plans, iOS 18, and more at WWDC 2024: https://www.theverge.com/2024/6/10/24173603/wwdc-2024-live-blog-apple-event-ios-18-ai watchOS 11 — Apple Watch is finally getting the fitness feature I’ve been waiting for: https://www.tomsguide.com/wellness/smartwatches/watchos-11-apple-watch-is-finally-getting-the-fitness-feature-ive-been-waiting-for   Apple Intelligence Features: Apple Intelligence: https://www.apple.com/apple-intelligence/ Apple is giving Siri an AI upgrade in iOS 18: https://www.theverge.com/2024/6/10/24171936/apple-siri-ai-update-ios18-features-wwdc iPhone Genmoji and Image Playground Let You Use AI to Create Emoji Responses That Don't Exist: https://www.cnet.com/tech/mobile/iphone-genmoji-and-image-playground-let-you-use-ai-to-create-emoji-responses-that-dont-exist/   Resources: 5 Social Media Trends for Insurance Agents in 2024: https://link.chtbl.com/ASGF20240524 5 Things About Prepping for the Insurance License Exam: https://link.chtbl.com/ASGF20240607 Agent's Guide to Video Communication Resources: https://link.chtbl.com/ASG596 Best Practices for Video Calls: https://link.chtbl.com/ASG597 Medicare Coverage for Mental Health Services & Substance Use Disorder: https://ritterim.com/blog/medicare-coverage-for-mental-health-services-and-substance-use-disorder/   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

  Be your best on camera by taking your virtual meetings to the next level. We’ve got tips on lighting, cameras, virtual etiquette, and more!   Contact the Agent Survival Guide Podcast! Email us [email protected] or call 1-717-562-7211 and leave a voicemail.   Resources: Agent’s Guide to Digital Marketing Resources: https://link.chtbl.com/ASG584 Agent’s Guide to Video Communication Resources: https://link.chtbl.com/ASG596 How Agents Can Use Stories to Sell Insurance: https://ritterim.com/blog/how-agents-can-use-stories-to-sell-insurance/ Keys to Client Retention: Digital Communication: https://link.chtbl.com/ASG577 Keys to Client Retention: Face-to-Face Communication: https://link.chtbl.com/ASG578 The Complete Guide to Client Loyalty and Retention FREE eBook Download: https://ritterim.com/client-retention-guide/ The Ultimate Agent Resource List Pt 3: Staying Organized: https://ritterim.com/blog/the-ultimate-agent-resource-list-pt-3-staying-organized/ What Are Agents Responsible for Under HIPAA? https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/   References: 7 Tips For Making Webcam Videos Look Good (And Pants Are Optional) https://www.panopto.com/blog/7-tips-for-making-webcam-videos-look-good-pants-optional/ Video conferencing etiquette: 10 tips for a successful video conference: https://resources.owllabs.com/blog/video-conferencing-etiquette   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/