In this episode, we share what we hope Santa will bring down the chimney for property investors in 2022. This includes a discussion of bank lending requirements and a review of what we asked for last year.

In this episode, we answer the 7 key questions and conversation starters that all property investors should ask the family around the dinner table this Christmas.  This includes admitting our own biggest money mistakes ... including having credit card debt, spending too much and giving up on opportunities.

In this episode, we discuss 7 conversation-starters and questions to ask to get money-related discussions going around the dinner table before this Christmas.  Throughout the show, we talk about our How to Help Out Your Kids and Family webinar which might also get the property-related conversations going. We also mention the Next Steps Video Course, which has just gone live. This course will tell you whether we're the right next step for you or not.

In this episode, we discuss 9 different gifts that you can buy for the hard-to-buy-for-property investor in your family. This includes books, renovations materials, courses, memberships to the local property investors associations or a subscription to either Informed Investor Magazine or NZ Property Investor Magazine. We also mention the Next Steps Video Course, which has just gone live. This course will tell you whether we're the right next step for you or not. 

In this episode, we discuss how Kiwis living overseas can get the money to invest in a New Zealand investment property.  We talk through how the banks treat your income, as well as how they will test your over-seas expenses. This will give you a sense of the process for investing in NZ property from overseas. Want to learn more about property investment? Subscribe to the Opes Partners YouTube channel. Every Wednesday we release a new video to help you become a more successful property investor.

In this episode, we discuss the newly announced Healthy Homes standards, which relax the standards for some property investors. We go through what these new standards are and who they apply to, as well as what this means for property investors who are already compliant. Want to learn more about property investment? Subscribe to the Opes Partners YouTube channel. Every Wednesday we release a new video to help you become a more successful property investor.

In this episode, we discuss and counter some of the anti-landlord propaganda that is creeping up and into the New Zealand media.  We talk through what was stated in the property investment-related stories, along with what the journalists got right and wrong.  Want to learn more about property investment? Subscribe to the Opes Partners YouTube channel. Every Wednesday we release a new video to help you become a more successful property investor.

In this episode, we discuss whether property investors should consider investing in lower-cost commercial units based out of Christchurch.  We dig into the details to go through whether they are a good investment and also talk through how to finance these sorts of properties.  Want to learn more about property investment? Subscribe to the Opes Partners YouTube channel. Every Wednesday we release a new video to help you become a more successful property investor.

In this episode, we discuss the process that the Tenancy Tribunal goes through when seeking to evict a property investor's tenants.  We go through a case study from a property investor in Tokoroa, along with what happened with her rental property.  Want to learn more about property investment? Subscribe to the Opes Partners YouTube channel. Every Wednesday we release a brand new video to help you become a more successful property investor.

In this special bonus episode, you'll hear the audio from a recent property investment webinar where we looked back on our predictions for this year and give our predictions for property in 2022.

In this episode, we discuss how property investors can assess the health of city or suburb's rental market based on the facts numbers and data. We take you through where to find the data including: Stats NZ – Stats about a place tool, and  TradeMe data on how many rentals are available at any one time. Ultimately, this allows you to determine how long your vacancy period might be in that surburb or city.

In this episode, we discuss how Kiwi property investors can invest for the specific stage that they are up to in their property investment journey.  We talk through the troubles and problems that exist in the property investment industry, where everyone thinks their's is the best strategy, and how to combat it.  Want to learn more about property investment? Subscribe to the Opes Partners YouTube channel. Every Wednesday we release a new video to help you become a more successful property investor.

In this episode, we discuss whether property investors should consider parking their money in visitor accommodation in Wanaka.  We discuss what this unique investment opportunity is, along with the good and the bad ... for instance the properties are cheap and high yielding ... but have lesser ability to achieve capital growth into the future.  We also mention that tonight (Tuesday 14th December) is our monthly property investment webinar, register to come to hear predictions and forecasts for the year ahead. 

In this episode, we discuss why higher-income people are worse with money than people on lower incomes.  We talk about what property investors need to know, and why people with more money need to take action sooner rather than later.  We also mention our upcoming property investment webinar, which is happening on Tuesday 14th December. Click the link to register. 

In this episode, we discuss whether banks will lend money to property investors for the purpose of flipping properties.  We discuss when a bank would tlend for this purpose, and when they wouldn't. We also mention that if the banks don't lend, then non-bank lenders, like Basecorp, can be an option. We also mention our upcoming property investment webinar, which is happening on Tuesday 14th December at 7pm. Click the link to register. 

In this episode, we discuss what property investors need to do at a pre-settlement inspection, especially for a New Build.  We talk through what you need to take with you, including lamps, phone charges, sale and purchase agreements and everything else.  We also mention our upcoming property investment webinar, which is happening this Tuesday at 7pm. Click the link to register.

In this episode, we discuss how to figure out how much to increase the rent by when reviewing the rent for a potential investment property. This includes a 5 step process, from checking the market rental increase to seeing the yield your property earns compared to others, followed by looking at Tenancy services and conducting an analysis of the properties on TradeMe to see how they compare. We also mention our upcoming property investment webinar, which is on Tuesday 14th December at 7pm. Click the link to register.

In this episode, we discuss what property investors need to do to increase the rent on their investment properties. This includes how to figure out whether your property is under-rented or not. We mention our Auckland rental yield calculator and Christchurch rental yield calculator. You can use these tools to see how the yield on your property stacks up. We also mention our upcoming property investment webinar, which is happening on Tuesday 14th December at 7pm. Click the link to register.

In this episode, we discuss what property investors need to do to increase the rent on their investment properties.  This includes the legal process for increasing the rent, as well as what tenants can do if they don't agree with the rental increase.  We also mention our upcoming property investment webinar, which is happening on Tuesday 14th December at 7pm. Click the link to register.

In this episode, we compare and contrast the main New Build property companies in New Zealand, so that property investors can see the difference between them.  This includes an analysis of iFind Property, Positive Real Estate, Propellor Property Investments and us here at Opes Partners.  We also mention our upcoming property investment webinar, which is happening on Tuesday 14th December at 7pm. We'll discuss our predictions and forecasts for property investment in 2022. Click the link to register.

In this episode, we are joined by Carl Davidson from Research First to discuss how property and asset bubbles get started and why they happen. We talk about the different stages of an asset bubble, along with how investors can spot whether they are participating in a bubble. We also mention our upcoming property investment webinar, which is happening on Tuesday 14th December at 7pm. We'll discuss our predictions and forecasts for property investment in 2022. Click the link to register.

In this episode, we are joined by Carl Davidson from Research First to discuss what money does to our brain.  We talk about the other lies we tell ourselves and how we self-justify decisions that we know are bad for us.  We also mention our upcoming property investment webinar, which is happening on Tuesday 14th December at 7pm. We'll discuss our predictions and forecasts for property investment in 2022. Click the link to register.

In this episode, we ar joined by Carl from Research First to discuss the 6 money-lies that investors tell themselves when making decisions these include: Following the herd – we tend to do what other people are doing. Which may not be the best decision We hate losing more than we love winning – so we tend to stick with what we know We overvalue what we already have – which may mean you're reluctant to sell when you really should We're poor at thinking about how we could be wrong – so we tend to stick with decisions even when they're wrong We prefer the easy road – we tend to jump the gun rather than slow down to do things properly We believe things will turn out well regardless of what happens.  We also mention our upcoming property investment webinar, which is happening on Tuesday 14th December at 7pm. We'll discuss our predictions and forecasts for property investment in 2022. Click the link to register.

In this episode, we discuss how property investors can handle longer settlements for New Build properties.  This includes mitigations and strategies investors can use to make sure that they are able to settle a property, even when they haven't got the finance sorted when signing the contract.  We also mention our upcoming property investment webinar, which is happening on 14th December at 7pm. You'll hear property investment predictions and forecasts for the year ahead. 

In this episode, we discuss how New Zealand property developer, Maxim, has been placed in liquidation. We walk through what property investors and home buyers who engaged Maxim can do to put their build back on track. We also talk through the impact of the market, and chat about whether there was any way for investors to spot that the company was flailing ahead of time.  We wrap up the episode by mentioning our upcoming property investment webinar, where you'll hear our property investment predictions for 2022. It's on Thursday 14th December at 7pm. Click the link to register. 

In this episode, we discuss where in New Zealand property investment rents have grown the fastest historically, as well as how quickly rents can keep going up.  We reveal that rents in the tiny town of Stratford have grown fastest over the last 20 years, followed by similar small towns. Meanwhile, rents in larger cities have not grown as quickly.  We also mention our upcoming property investment webinar, which is on Tuesday 14th December at 7pm. Join us to hear predictions and forecasts for what property investment will hold in 2022. Click the link to register.

In this episode, we discuss what property investors and first home buyers need to know about low-deposit lending.  KiwiBank, BNZ and ANZ have all said they will temporarily stop offering low-deposit lending to all types of buyers. Want to learn more about property investment here in New Zealand? Subscribe to the Opes Partners YouTube channel. Every Wednesday we release a new video to teach you something new about property investment.

In this episode, we discuss the lessons learnt from historical house price crashes, and what property investors need to know about what happens when the bubble bursts.  We talk about what happens when there is excessive lending with the property market, as well as how long it has taken for property bubbles to recover.  Want to learn more about property investment here in New Zealand? Make sure to subscribe to the Opes Partners YouTube channel, every Wednesday we release a new video about being a successful investor here in New Zealand.

In this episode, we discuss why Kiwi's should not climb the property ladder and continually upgrade the homes that they live in.  This is based on articles released as part of the latest issue by Informed Investor Magazine, where experts like Martin Hawes reveal the cost of continually moving homes, which takes away from investment.  We also mention that you can subscribe to Informed Investor magazine, a year's subscription costs only $29.

In this episode, we discuss a listener case study, where a property investor listening to the show wanted to know the level of deposit they should use.  We talk about the different mortgage and property investment lending products available, including revolving credits and how to use them. Want to learn more about property investment? Subscribe to the Opes Partners YouTube channel. Every Wednesday we release a new video to teach you something more about property investment in NZ.

In this episode, we are once again joined by Jon Lowry from the Urban Butler. This time we discuss the future of AirBnb and what's going to happen in the near term. This includes everything property investors need to know from which areas tend to well, and how the market for international tourists will alter demand. Want to learn about property investment and the potential to use AirBnb? Check out the Urban Butler website – urbanbutler.com

In this episode, we are joined by Jon Lawry from The Urban Butler to talk about the current market for AirBnb and short term rentals here in New Zealand.  We discuss whether property investors are still able to make money through AirBnb and how the market has changed over the last 18 months since the pandemic began. We also mention that if you want to learn more about AirBnb to check out the Urban Butler website – urbanbutler.com.

In this episode, we discuss what Andrew has learned from dealing with a particular group of developers operating in South Auckland.  He talks about the relationship and what property investors need to know about dealing with developers and the process they can use to make sure that the properties are built to spec.  We also mention that if you want to learn more about property investment, subscribe to the Opes Partners YouTube channel. Every Wednesday we release a new video to teach you how to be a successful property investor. 

In this episode, we discuss the great Christchurch catch up, where prices in the garden city are increasing at a faster rate than the country at large.  We talk about what property investors need to know and how quickly prices are on the rise along with what it means for the New Zealand property investment market.  We also mention that if you want to learn more about property, subscribe to the Opes Partners YouTube channel. Every Wednesday we release a new video to help you become a more successful property investor.

In this episode, we discuss what property investors need to know about whether New Zealand house prices are sustainable or not.  This comes after Reserve Bank governor, Adrian Orr, gave a speech over the last few weeks delivering insight into the banks view.  Want to learn more about property investment? Subscribe to the Opes Partners YouTube channel. Every Wednesday we release a new video to teach you how to be a successful property investor in New Zealand. 

In this episode, we discuss the Reserve Bank's latest financial stability report and what it means for New Zealand property investors.  We dig into the data to see whether it's likely whether a debt to income ratio will be brought in, and what it would mean for property investment. We also mention that if you want to learn more about property, subscribe to the Opes Partners YouTube channel. Every Wednesday we release a new video to teach you something about how to be a successful property investor.

In this special bonus episode, you'll hear the audio from a recent property investment webinar where we discussed how to keep investing with debt to income ratios.

In this episode, we discuss the new rules that have been released from the Office of the Privacy Commissioner, which property investors need to follow.  Here, we outline what the new rules are, along with what data you can collect throughout the tenant-finding process.  We also mention the Opes Partners YouTube channel. Every single Wednesday we release a new video to teach you how to be a successful property investor here in NZ.

In this episode, we are once again joined by property investor, Ilse Wolfe. Here we discuss the costs, strategies and tactics for successful running a renovation project during the Auckland lockdown.  We talk about the lack of rent, the mortgage interest costs that are still charged and how to look after your tradesman when you can't see them in person.  Want to learn more? Follow @ilsewolfenz on Instagram to keep up to date with Ilse's latest renovations projects. 

In this episode, we are joined by special guest Ilse Wolfe to discuss how to add an extra bedroom to your investment property.  Ilse takes us through the numbers of how large your rental property needs to be in order to add a bedroom, and also how to think through your floor plan so that it works for the property.  We also mention that if you want to learn how to cashflow hack your property you can listen to the webinar. Click the link to watch. And make sure you follow ilsewolfenz on Instagram. 

In this episode, we discuss a case study of a property investor who plans to renovate 5 units in Whangarei.  This includes an analysis of what she plans to do with the properties and what she'll spend on the renovation project, the expected rental return and the final value of the property. We also mention that you can follow Ilse on her Instagram – ilsewolfenz.

In this episode, we discuss what happens if there's an oversupply in the NZ housing market caused by an increase in construction. We talk through the factors that could lead to an oversupply and how long a period of oversupply could potentially last for.  The show wraps up by mentioning that our property investment webinar is on tonight at 7pm. Click the link to register.

In this episode, we discuss the strategies that property investors can use to create generational wealth.  We talk about what generational wealth is, and what it means for each of us ... along with how your mindset might need to change around people who already have built generational wealth.  We also mention our upcoming property investment webinar, which is on tomorrow night – 16th November at 7pm. Click the link to register.

In this episode, we discuss what property investors need to know about how quickly apartments increase in value around the country.  This includes an analysis of apartments in the major cities around New Zealand and where apartments get more capital growth compared to others.  We also mention our upcoming property investment webinar, which is happening on Tuesday 16th November at 7pm. Click the link to register.

In this episode, we discuss when property investors should decide to pay off their student loan early in order to borrow more. We go through the situations where this would and wouldn't be a good idea, as well as detail the lenses you should look through before making the decision.  We also mention our upcoming property investment webinar, which is happening on Tuesday, 16th November at 7pm on Debt to Income ratios. Click the link above to register. 

In this episode, we discuss the assumptions that really make a difference when property investment run the numbers on a potential property.  This includes looking at capital growth, inflation, interest rates, rental inflation, chattel valuations and the savings rate. Want to download the spreadsheet we mention in the show? Download the updated ROI spreadsheet by clicking this link.

In this episode, we discuss how to not buy or invest in property based on FOMO (Fear of Missing Out), and how to invest based on numbers instead. This includes a discussion about canvassing the whole market when looking for properties, as well as between markets.  If you'd like to download the spreadsheet mentioned, you can download it here – ROI spreadsheet.  And if you'd like to come along to our upcoming property investment webinar, which is on DTI's, click the link to register. 

In this episode, we discuss what to do if you get into a situation where your offer has been accepted for an investment property ... that you didn't really want.  This includes a look into the different clauses you can cancel a contract on ... and how to negotiate if you're contractually locked in.  We also mention our upcoming property investment webinar, where we'll talk about the new DTI ratios and servicing tests ... it's happening Tuesday 16th November at 7pm. Click the link to register.