In this episode, we discuss how often property investors can expect to receive an update from their developer about the progress of a build they have under contract.  We give you an example of what a good quality build update looks like, along with what every build update should include.  Thinking about growing your property portfolio in 2022? Our Opes Property Coaching programme could be a good fit for you. Click the link to learn what the service includes, and to see if it's the right fit for you. 

In this episode, we discuss a recent property investment story, where a bank took $145,000 of an investor's sale proceeds ... without asking. The money was used to pay down the investor's personal debts, which they were unable to afford (under the bank's calculations) after one of the investors recently changed jobs. This reinforces the need for property investors to employ the split banking strategy in order to protect themselves. We also mention the Opes Property Coaching programme. If you want to start or grow a property investment portfolio this year, then your next step is to come and see us for a Portfolio Planning Session.

In this episode, we discuss 4 property investment case studies from last night's event at the Waikato Property Investors Association. We go through each of the deals and reveal the winner from the event, who will be featured on the podcast in future, as well as in the NZ Property Investor mag. We also mention that if you'd like us to run this sort of event at your property investors association, then email us at [email protected].

In this special bonus episode, you'll hear the audio from a recent property investment webinar where we looked at How to find the Right New Build Investment Property for your portfolio and what clauses to be aware of in the contract. This includes the top 7 property investment developers, how to negotiate with a developer, and an analysis of specific deals we presented.

In this episode, we discuss who the top 7 developers are for both property investors and first home buyers. This includes: Oakridge, Safari Group, Atlas Property, CETA developments, Freedom Built, Jack Lourie and Aedifice. We go through the reasons we like each developer, who they're the right fit for and the sorts of properties they tend to build. We also mention that if you want to see the recording of the property investment webinar, you can find it here in the webinar library.

In this episode, we discuss the Resimac NZ Property Investors Survey, which was carried out by both NZ Property Investor Magazine and the NZ Property Investors Federation.  We go through the data and share how property investors are feeling about the market right now. This includes why property investors are purchasing property and their attitudes in general. We also mention that tonight (the day this recording is released) is our monthly property investment webinar. It's on at 7pm. Click the link to register. 

In this episode, we discuss a recent Tenancy Tribunal case where a property investor's heat pump damaged a tenant's TV. We discuss what the tenant claimed in damages and how landlords could respond to create a fair outcome for all. We also mention our upcoming property investment webinar, which is happening on Tuesday 8th February at 7pm. Click the link to register.

In this episode, we discuss one more case study of a property investor who is a listener of the show. We go through her situation to discuss how she could build a passive income over the next 3 years. This includes an analysis of the types of properties she could buy and how to use these properties to pay off debt more quickly to increase her equity more quickly. We also mention that if you'd like a Property Portfolio review, you can request one with Andrew through the link. We also mention that we have an upcoming property investment webinar where you can learn how to find the right new build for you. We're going live on Tuesday 8th February at 7pm. Click the link to register.

In this episode, we discuss a recent property investment review that Andrew conducted for one of the property investors he was working with.  We walk through how these two business owners are planning to grow their portfolio from 4 to 7 properties over a short 3 year period. We also mention that if you want this sort of advice from Andrew, you can book a Property Portfolio review here. We also mention our upcoming property investment webinar, which is happening this Tuesday at 7pm. Click the link to register.

In this episode, we discuss a case study of a property investor that Andrew has been working with, and how they're on track to build a $180k passive income through property.  We walk through the steps they are taking to respond to interest deductibility rules, and how they're building their portfolio.  Want to learn more about property investment? Come along property investment webinar, which is happening on Tuesday 8th February at 7pm. Click the link to register.  We also mention that if you want advice from Andrew, like this, check out the Property Portfolio review.

In this episode, we are once again joined by Peter Norris from Catalyst Financial to discuss when it's the right time for an investor to go to a non-bank lender, rather than a main bank. We go through the process of the questions to think through in order to make the right decision for you. We also mention our upcoming property investment webinar which is happening on Tuesday 8th Webinar at 7pm. Come along to learn how to find the right new build property for you. Click the link to register.

In this episode, we are joined by Peter Norris from Catalyst Financial to discuss 8 different mortgage products that can be used by first home buyers and property investors.  These products are from non-bank lenders including Resimac, Avanti, Liberty and Pepper Money. We discuss the pros and cons of each, as well as who they are the right fit for. Want to learn more? Come along to our upcoming Property Investment Webinar, which is on Tuesday 8th February at 7pm. You'll learn how to find the right new build for you.

In this episode, we discuss how a development company associated with Oaks Living, a developer, went into liquidation.  However, we discuss how in this instance it is not a serious cause for concern for the investors. We explain the reasons why and what the story really is.  The show wraps up by discussing our upcoming property investment webinar, where you'll learn how to choose the right new build investment property for you. It's on Tuesday 8th February at 7pm. Click the link to register.

In this episode, we discuss the exact point where it makes economic sense for someone who owns property to become a renter landlord.  We go through the figures and discuss this spreadsheet, which you can use to figure out the exact point where it makes sense to switch to renting. The show wraps up by discussing our upcoming property investment webinar, where you'll learn how to choose the right new build investment property for you. It's on Tuesday 8th February at 7pm. Click the link to register.

In this episode, we discuss new data released by the Real Estate Insititute of New Zealand, which shows how the Kiwi property market is operating right now.  We go through the number of sales, the change in prices and compare it to the number of properties currently on the market.  The show wraps up by discussing our upcoming property investment webinar, where you'll learn how to choose the right new build investment property for you. It's on Tuesday 8th February at 7pm. Click the link to register.

In this episode, we discuss the history of social housing in New Zealand and what property investors need to know. We go through how social housing has changed based on the government in power, and how the actual properties have changed based on the needs of the occupants. Ultimately, you can use this information to put the current market into context.  The show wraps up by discussing our upcoming property investment webinar, where you'll learn how to choose the right new build investment property for you. It's on Tuesday 8th February at 7pm. Click the link to register.

In this episode, we discuss how large a property portfolio investors can grow over time. This is based on new modelling released by the Reserve Bank of New Zealand.  We go through the data and the analysis and share how many properties investors can buy based on the number of houses they currently own and the debt servicing restrictions that are currently in place.  We also mention that if you want to read the analysis yourself, you can read the consultation paper here.  The show wraps up by discussing our upcoming property investment webinar, where you'll learn how to choose the right new build investment property for you. It's on Tuesday 8th February at 7pm. Click the link to register. 

In this episode, we discuss how property investors can minimise the amount of tax they have to pay on their properties.  We discuss both how to minimise your taxable profit – without harming your underlying profits – and how to use the appropriate structure to minimise your tax rate. We also mention our upcoming property investment webinar, where you'll learn how to find the right new build property for you in 2022. It's on Tuesday 8th February at 7pm. Click the link to register.

In this episode, we discuss how the new wave of Covid-19 will impact the New Zealand property investors, both in terms of interest rates and build times. We start by going through how this Omicron outbreak will impact inflation and both demand and supply-side measures. This informs how interest rates will likely react. We round out the episode by mentioning our upcoming property investment webinar, which is on February 8th at 7pm. Click the link to register.

In this episode, we discuss several case studies of borrowers who were declined by their banks after the CCCFA legislation was introduced. We talk through what property investors and first home buyers need to know, as well as the industry's response. We also mention that if you want to get involved you can sign this parliamentary petition.  We wrap up the episode by mentioning the Next Steps Property Investment course. In this course you'll be able to figure out whether we're the right fit to help you in your property investment journey in 2022.

In this episode, we discuss what property investors need to know about the Reserve Bank's intentions to introduce a debt to income ratio.  We talk through the RBNZ Debt Serviceability Restrictions Consultation paper, and when and how debt to income ratios may come in. We also mention the Next Steps property investment course, which will help you decide what your next step is in property investment in 2022.

In this episode, we discuss how property investors can win at the Tenancy Tribunal. This includes a walkthrough of the 3-step tenancy process.  We talk through FastTrack resolutions, mediation and then actually going to court.  We also mention our Next Step property investment course, which helps you decide what the right next step in property is for you in 2022.

In this episode, we discuss how to raise money aware children, including how much pocket money to give them and how to teach them about finance,  This is primarily based on the Barefoot Investor for families, a popular Australian personal finance book.  We also mention our Next Steps property investment course, which will help you figure out whether we are the right next step for you in 2022.

In this episode, we discuss a case study from a listener of the show, James, who wants to know whether he should trade up his property and buy a nicer house, or begin investing in property. We go through the details of James' situation and give you ideas for how you could analyse your own situation to see what your options are. If you'd like us to do an episode around your situation, send us a message through the Opes Partners Instagram. Just remember, this is a podcast, it's not personalised financial advice. It's just a show to give you some ideas about what you 'could' do, we're not telling you what you 'should' do.

In this episode, we discuss how property investors can use delayed settlements and early access when renovating properties to decrease their mortgage costs. This includes examples of when you can use these strategies and what types of properties you're most likely to negotiate this access on. We also mention our Next Steps property investment course, where you can figure out whether we can help you on your next step in property investment.

In this episode, we discuss whether property investors should purchase properties in Blenheim and whether Marlborough is a good place to invest. We discuss whether houses in the city are over or undervalued and how the population is expected to change over time, as well as other housing indicators. We wrap up the episode by mentioning our next steps property investment course. This is the course that can help you decide what you next step in property investment is. 

In this episode, we discuss the 5 hidden costs of owning a holiday home as a property investor.  This includes things like: not being able to borrow as much from the bank, not purchasing the best type of asset, and losing out on rental income that you could have received.  We then wrap up the episode by mentioning our Next Steps course, which is designed to help you figure out whether we're the right fit to help you in your property investment journey or not.

In this episode, we discuss what property investors should do if their tenants don't pay rent. This includes going through the residential tenancies act to let you know of your rights as a landlord.  We talk about how to react and make sure that you don't get rid of a good tenant if they're just going through a temporary rough patch. We also mention that we are currently running an NZ Property Investors Survey as part of the NZ Property Investors Magazine. If you take the survey you'll receive a code to get 50% off your annual subscription to the mag.

In this episode, we discuss how rising sea levels will impact property investors around New Zealand.  We talk about how 1.2% of KiwiBank's mortgage lending is at risk of extreme coastal flooding, which is expected to rise to 1.8% by 2050.  We also go through how the banks and insurance companies might react.  We also mention that we are currently running an NZ Property Investors Survey as part of the NZ Property Investors Magazine. If you take the survey you'll receive a code to get 50% off your annual subscription to the mag.

In this episode, we go through a case study from a listener of the show to discuss what this property investor should invest in next to create a passive income.  We cover the different options for the investor, including investing in shares, paying off debt and purchasing more property. We then wrap up the episode by mentioning our Next Steps course, which is designed to help you figure out whether we're the right fit to help you in your property investment journey or not.

In this episode, we discuss 5 different mortgage strategies that property owners, investors and first home buyers can use in order to pay their mortgages off more quickly.  This includes the mortgage buster strategy, the debt destroyer, the 2% better strategy, the roll-up and wrestle and the divide and conquer. We then wrap up the episode by mentioning our Next Steps course, which is designed to help you figure out whether we're the right fit to help you in your property investment journey or not.

In this episode, we are again joined by Edward from Orange Homes to discuss how the NZ building standards are soon to become more stringent.  We talk through what property investors need to know along with how the cost to build a house will change.  We then wrap up the episode by mentioning our Next Steps course, which is designed to help you figure out whether we're the right fit to help you in your property investment journey or not.

In this episode, we are joined by Edward from Orange Homes to discuss how the cost of building materials is increasing, and how these cost increases are being passed on to purchasers.  We discuss the communications that purchasers and property investors get when building materials increase and how they're handled.  We then wrap up the episode by mentioning our Next Steps course, which is designed to help you figure out whether we're the right fit to help you in your property investment journey or not.

In this episode, we discuss how property investors can manage squatters who occupy and then refuse to leave their properties.  We talk through the legislation – chiefly the residential tenancies act – as well as a case study for how these matters can become complicated. We also mention that we are currently running an NZ Property Investors Survey as part of the NZ Property Investors Magazine. If you take the survey you'll receive a code to get 50% off your annual subscription to the mag.

In this episode, we are joined by renovations coach Ilse Wolfe to discuss a recent property investor case study in Hamilton.  Ilse walks through how she spotted the opportunity to renovate and the numbers on the property once completed.  Want to learn more about investing in existing properties? Make sure to follow @ilsewolfenz on Instagram. And if you're looking for more personalised help, make sure to check out Opes Accelerate.

In this episode, we discuss how property investors can find and then negotiate a good deal, specifically for existing properties.  This includes looking out for faded or damaged for sale signs, changing sales processes, reduced prices or changed agents in order to find vendors who are willing to negotiate on price.    Want to learn more about investing in existing properties? Make sure to follow @ilsewolfenz on Instagram. And if you're looking for more personalised help, make sure to check out Opes Accelerate.

In this episode, we discuss whether properties in Hawera, South Taranaki, are a good investment for Kiwi real estate investors.  We go through the yields and purchase prices of Hawera and the surrounding towns, as well as the benefits and drawbacks of the area. We then wrap up the episode by mentioning our Next Steps course, which is designed to help you figure out whether we're the right fit to help you in your property investment journey or not.

In this episode, we discuss what property investors need to know about which type of property gets the most capital growth – houses, townhouses or apartments.  We share new data about which increases in value the fastest, and how strong the trends are ... along with real numbers you can use.  We also mention that we have already recently released a YouTube video to discuss these figures in depth. Click here to watch the video – Houses vs Townhouses vs Apartments.

In this episode, we lay out the exact process that first home buyers can use in order to find the right first home for them.  This includes a number of tactics that first home buyers can use in order to decrease the purchase price to get the property under the limits of the First Home Grants. Looking for help to find your perfect first home? Check out Opes First Home, which is specifically there to help you get your first start in property.

In this episode, we are joined by Sammie Morrison from Opes First Home to explain how one first home buyer was able to purchase their first property in the Waikato.  We talk through the unique process that was used to find the land and the developer to build the property.  We also mention that if you would like help to purchase your first home, then you can check out Opes First Home, our service to help first home buyers get their start in property. 

In this episode, we discuss what property investors should do when they get conflicting advice from property investment accountants.  This topic comes from a listener of the show, who recently had two property accountants say totally opposite things.  Want to learn more about how to structure your ownership to minimise tax? Check out our Pilfered or Protected webinar, which explains the benefits and drawbacks of the different options. 

In this episode, we discuss how property investors can make sure that they don't overpay when purchasing a new build property.  This includes how to get a sense of how the property market is priced right now, and where to get that information from (and which information to ignore).  We then wrap up the episode by mentioning our Next Steps course, which is designed to help you figure out whether we're the right fit to help you in your property investment journey or not. 

In this episode, we discuss whether it is a good idea for a parent to sell an investment property to their child for less than it's worth.  We go through how the bank will treat the situation, as well as how to structure the purchase based on what the first home buyer needs. We also mention our Next Steps course, which will help you figure out whether we're the right fit to help you reach your property investment goals in 2022.

In this episode, we get you fired up for the year in 2022. We talk through that there will always be reasons not to invest in property. But, that you only need one to get you going. You'll also learn how to motivate yourself to keep going with investment property throughout the year. Finally, if you're looking for some help to invest in property this year, we've just launched the Next Steps course. This will help you decide whether we're the right next step for you or not. 

In this episode, we discuss how to set property investment goals that you will actually achieve in 2022. This includes our 3-step goal setting framework that you can actually use.  We give you a case study for how to use the framework to set some goals, and also how to continually remind and motivate yourself to achieve them. We wrap up the episode by mentioning our Next Steps course, which helps you decide what you next step is for property investment in 2022.

In this episode, Andrew and Ed reveal their top investors and case studies who inspired them in 2021.  This primarily focuses on a mix of regular property investors, who are building modest portfolios, rather than mega landlords who own 20 properties+. We wrap up the episode by mentioning our Next Steps course, which helps you decide what you next step is for property investment in 2022.

In this episode, we are joined for the last time by Jack Lourie, a Christchurch based developer and commercial property investor.  Here, Jack talks about the differences between commercial property investment and residential property investment in New Zealand. We wrap up the episode by mentioning our Next Steps course, which helps you decide what you next step is for property investment in 2022.

In this episode, we are once again joined by developer and commercial property investor, Jack Lourie, to discuss how to get started in commercial property investment.  This includes what Jack would do if he was to start again as a commercial property investor in today's market, and what he'd do from there. We wrap up the episode by mentioning our Next Steps course, which helps you decide what you next step is for property investment in 2022.