In this episode, we discuss the last 20 years of the New Zealand property market, along with the newspaper headlines and commentary that went with it.  We compare and contrast the gains that property investors have made with what they must have been feeling at the time.  We wrap the episode by previewing our upcoming property investment webinar, where we'll discuss debt to income ratios and how to continue investing. It's on Tuesday 16th November at 7pm. Click the link to register.

In this episode, we discuss predictions of where the property investment market might end up over the next 15-20 years.  We cover regulation, the threat of an economic downturn and where yields and interest rates are heading over time.  We also mention our upcoming property investment webinar, where we'll discuss how DTIs will impact property investment. It's on Tuesday 16th November at 7pm. Click the link to register. 

In this episode, we discuss what property investors need to know about the bright line test and how it works if you inherit a property. We go through the potential fishhooks to look out for, for instance, if you choose to buy out your siblings from a property you have collectively inherited.  The episode wraps up by talking about our upcoming property investment webinar, where you'll learn how the upcoming debt to income ratios work and how to continue growing a portfolio through them.

In this episode, we discuss the new Core Logic vulnerability index, and go through which parts of the country are most vulnerable to an economic decline.  This lets you know as a property investor which parts of the country are potentially better than others for property investment. We also preview our upcoming property investment webinar, where you can learn what the ew Debt to Income Ratios are, and how to work around them. It's on Tuesday November 16th. Click the link to register.

In this episode, we discuss what Debt to Income Ratios mean for property investors around New Zealand. This comes off the back of BNZ announcing DTIs for purchasers buying through a broker. We go through how these are calculated in practice, and how to continue building a portfolio if you'll be caught out by these restrictions.  We also mention that our next property investment webinar will solely focus on Debt to Income Ratios. It's on Tuesday 16th November at 7pm. Click the link to register.

In this episode, we discuss how property investors can generate real wealth, even when real house prices don't increase at all.  We talk about how mortgages can be a hedge against inflation as well as why real debt tends to decrease with inflation. We also mention the Opes Partners YouTube channel. Every Wednesday we release a new video teach you something new about investing in property in NZ.

In this episode, we discuss the ethical arguments to figure out whether property investment is an ethical pursuit. This includes looking at homeownership data, house price increases, and estimating the cost for the government to provide all rental housing. We also mention the Opes Partners YouTube channel. Every Wednesday we release a new video teach you something new about investing in property in NZ.

In this episode, we discuss a case study of how property investors can do due diligence of a property they are purchasing.  This includes using tools like Property Guru, Google Maps, and Companies Office records to get a sense of the area and deal with your concerns. We also mention the Opes Partners YouTube channel. Every Wednesday we release a brand new video to teach you something new about investing in property, here in NZ.

In this episode, we discuss what property investors need to know about building and resource consents. This includes a rundown of when you actually need a resource and building consent.  We also talk about the extra costs of each type of consent, and who need to worry most about needing each consent. We also mention the Opes Partners YouTube channel. Every Wednesday we release a new video to teach you something more about investing in property here in NZ.

In this episode, we discuss what property investors can actually build under the new RMA rules. This includes different configurations that could reasonably be built. This includes versions of townhouses, apartments, duplexes and standalone houses. We also go through some of the planning rules so you can decide how your property investment strategy might change after the new rules are introduced. We also mention the Opes Partners YouTube channel. Every Wednesday we release a new video to teach you how to be a successful property investor here in NZ.

In this episode, we discuss who the winners and losers are from the government's most recent RMA reform announcement. We discuss what it means for property investors and property investment in general and who will and won't be better off.  We also mention the Opes Partners YouTube channel. Make sure you subscribe to see the latest videos.

In this episode, we discuss the new RMA rules that the government plans to introduce and legislate for before the end of the year.  We share what property investors need to know, and how it will impact the New Zealand property market.  We also ask for your help ... we're currently campaigning for the Listener's Choice Award for New Zealand podcast awards. If you could nominate us that would be really, really helpful :)

In this episode, we discuss the recently announced $300 million partnership between the NZ Super Fund and Classic Group – a Tauranga based developer.  We go through the timelines for the development, as well as what property investors need to know if they are investing north of Auckland.  We also ask for your help ... we're currently campaigning for the Listener's Choice Award for New Zealand podcast awards. If you could nominate us that would be really, really helpful :)

In this episode, we discuss what our personal goals are for property investment, as well as how they have changed over time.  We discuss the level of passive income we're attempting to achieve and how this fits in with the wider picture. We also mention that you might like to subscribe to the Opes Partners YouTube channel. Every Wednesday we release a new video to teach you something new about property investment, right here in New Zealand.

In this episode, we hear the situation of a listener of the show, Jay. Developers are buying up big on his street, pushing up prices and he's conflicted about whether this is a good or a bad thing.  We go through how we would approach answering this question, and dig into the data to talk through what Jay's options are.  We also mention that you might like to subscribe to the Opes Partners YouTube channel. Every Wednesday we release a new video to teach you something new about property investment, right here in New Zealand.

In this episode, we discuss whether property investors should sell their properties in a hot or in a cold property market. We go through the data and walk through how selling mid-way through a hot market can often make less money than selling in the worst part of the following cold market.  We also mention that you might like to subscribe to the Opes Partners YouTube channel. Every Wednesday we release a new video to teach you something new about property investment here in New Zealand. 

In this episode, we discuss whether property investors should purchase in an early stage of a development, compared to a later stage.  We talk about how this impacts the price of the property, along with the risks and benefits of both taking an early or a late position.  We also mention that you should subscribe to the Opes Partners YouTube channel. Every Wednesday at 10am, we release a new property investment video. 

In this special bonus episode, you'll hear the audio from a recent property investment webinar where we discussed how to live off of your property investment portfolio. If you'd prefer to watch the webinar on-demand, click here to view on the Opes Partners website. 

In this episode, we discuss what property investors need to know about lifestyle inflation. This is where you begin to earn more, and your expenses increase by the same amount.  We also discuss tactics that you can use in order to combat lifestyle inflation and improve your financial position over time. We also mention that you can subscribe to the Opes Partners YouTube channel, we release a new property investment video every Wednesday at 10am.

In this podcast, we talk about what property investors need to know about the FIRE movement, which stands for Financial Independence, Retire Early.  We talk about how this way of thinking challenges you to think about the hours of life energy put into a purchase before swiping your credit card. And these tactics can gradually help you to improve your survivability so you can invest in more property.  We also I've a mention to the Opes Partners YouTube channel. Hit the subscribe button tokeep up to date with our latest property investment videos.

In this episode, we discuss a couple of case studies of first home buyers, along with the stories of real people who are getting on and entering the property market. Just a note we have anonymised the case studies to protect their identity. We also mention our upcoming property investment webinar, where you'll learn how to use properties to fund a lifestyle you can live on. Click the link to register. It's on 19th October at 7pm.

In this episode, we discuss the government's new shared ownership scheme – First Partner – where Kainga Ora will buy houses in partnership with first home buyers. We go over the details and share how you can help first home buyers get the information and motivation to purchase their first home. We also mention our upcoming property investment webinar, where you'll learn how to use properties to fund a lifestyle you can live on. Click the link to register. It's on 19th October at 7pm.

In this episode, we discuss the government's new shared ownership scheme – First Partner – where Kainga Ora will buy houses in partnership with first home buyers. We go over the details and share how you can help first home buyers get the information and motivation to purchase their first home.  We also mention our upcoming property investment webinar, where you'll learn how to use properties to fund a lifestyle you can live on. Click the link to register. It's on 19th October at 7pm.

In this episode, we discuss what property investors need to know about FMA's recent directive that sees property developer – Du Val – asked to remove misleading advertising.  Though it's important for property investors to remember that these directors are in relation to their mortgage funds, as opposed to the properties that they are building. We also mention our upcoming property investment webinar, where you'll learn how to use properties to fund a lifestyle you can live on. Click the link to register. It's on 19th October at 7pm.

In this episode, we discuss what property investors need to know about how to choose the best interest rate for them.  This includes a breakdown of what you need to consider, along with how to think which interest rate fix provides the cheapest rate. Click here to download the spreadsheet we mentioned.  We also mention our upcoming property investment webinar, where you'll learn how to use properties to fund a lifestyle you can live on. Click the link to register. It's on 19th October at 7pm.

In this special bonus episode, you'll hear the audio from a recent property investment webinar where we discussed how to build and plan your property portfolio. To download the portfolio planning spreadsheet, click the link.

In this episode, we discuss how the Reserve Bank has just lifted the Official Cash Rate for the first time in 7 years. The OCR lifted from 0.25% to 0.50%. We discuss what it means for property investment, and what property investors need to know about the potential for interest rates to rise.  We also mention our upcoming property investment webinar, where you'll learn how to use properties to fund a lifestyle you can live on. Click the link to register. It's on 19th October at 7pm.

In this episode, we discuss whether New Builds are creating 'fake capital growth' in small towns like Rolleston, and Christchurch. We discuss what property investors need to know, and how to compare the House Price Index with a change in median house prices. And the finding that existing properties often increase in value at a faster rate than the average price.  We also mention our upcoming property investment webinar, which is on Tuesday 19th at 7pm. Click the link to register. 

In this episode, we discuss how quickly property investors can grow their portfolios from an equity perspective.  We build out a standard example of an investor through our property investment spreadsheet, which you can download here. We also mention that you can download a clean version of our equity calculator here.  Want to come along to our next property investment webinar? It's on Tuesday 19th October at 7pm. Click the link to register.

In this episode, we discuss what property investors need to know about negative interest rates.  We discuss that the difference between nominal and real interest rates, as well as how this will impact property investment. We also mention our upcoming property investment webinar, which is happening on Tuesday 19th October at 7pm. Click the link to register.

In this episode, we discuss what property investors need to know about renting their properties through social and public housing.  The government recently announced new taxes for property investment. And hidden within those changes was a provision that investors renting to community housing providers won't be impacted by the changes. We also mention that if you want to track down which community housing providers are active in your area, check out the Community Housing Regulatory Authority. And we wrap up the episode by mentioning our next property investment webinar, which is on Tuesday 19th October at 7pm. Click the link to register.

In this episode, we discuss how new taxes for property investors will impact holiday home, flatmate income and commercial premises, like stores with flats above.  We also mention that social housing for property investment is about to become more attractive, given that property tax incentives will be extended to those renting to the public market.  We round out the episode by mentioning our upcoming property investment webinar, which is happening on the 19th of October at 7pm. Click the link to register. 

In this episode, we are joined by Ilse Wolfe to discuss our top 10 property investment podcasts for NZ investors to listen to. This includes a range of property and money-related shows.  We also use the episode to point out some of the differences between investing in property in New Zealand and overseas – including the LVR restrictions. We also mention that if you'd like to work with us as part of Opes Accelerate, as a renovations coach, send your CV to Ollie – [email protected].

In this episode, we are joined by property investor, Ilse Wolfe, who joins us to review the book: The Only Woman in the Room.  We go through a few of the top stories in the book as well as share what the book does and doesn't do. We also point out some of the differences between the NZ property market and overseas, including the lvr restrictions. We also mention that if you'd like to work with us as part of Opes Accelerate, as a renovations coach, send your CV to Ollie – [email protected].

In this episode, we discuss what property investors can renovate a property to transform it into a home and income – and potentially create a New Build property without actually purchasing a New Build.  Throughout the show, we're joined by property investor, Ilse Wolfe, who walks us through the renovation and shows how to increase the cashflow on the rental property.  We also mention that if you'd like to work with Opes Accelerate, click the link and we'll get in touch.

In this episode, we discuss the 9 tactics that NZ property investors can use if they are seriously stuck with servicing mortgages.  These are tactics investors can use today in the NZ property market, and include tactics such as: buying cheaper investment properties, buying higher-yielding properties and using non-bank lenders. We also mention that we are pumping out new videos on the Opes Partners YouTube channel. Click the link and hit subscribe, as we're pumping out new videos every Wednesday at 10am.

In this episode, we discuss how big property investors are able to grow a portfolio on a $100k and $200k household income ... in the current NZ property market.  We go through a spreadsheet model to discuss how and when you are able to add an investment property to your portfolio based on current bank lending rules.  We also mention that we are pumping out videos on the Opes Partners YouTube channel. Hit the subscribe button on our channel to always get the latest video. We release a new video every Wednesday at 10am. 

In this episode, we discuss the process for how homeowners and property investors can sell their properties to developers in an attempt to get a higher price.  We discuss the need fo delayed settlements, and the additional money you might be able to get if selling to a developer. Want to learn more about this? Check out Property Academy podcast Ep. 620, and make sure you subscribe to the Opes Partners YouTube channel.

In this episode, we discuss the company, Investment Build New Zealand, and whether it is worthwhile purchasing an investment property through the company.  We dig into the director's history, as well as the people who claim to be the owner of the company. Ultimately, we believe that the company is in violation of Companies Office rulings and that the claimed owners have a shakey record of financial management. Want to learn more about property investment? Check out the Opes Partners YouTube channel, every Wednesday we release a new video.

In this episode, we discuss Evergrande – China's largest developer and the most indebted property company in the world. The company is on the brink of bankruptcy and there are fears that if the business falls over it could have global impacts.  We discuss the factors that have caused the company to get to this point, and the potential impact on NZ property investors should the company fall over.  Want to learn more about property investment? Subscribe to the Opes Partners YouTube channel. Every Wednesday morning at 10 we release a new video about property investment.

In this episode, we discuss what Kiwi property investors need to know about the government's latest tax announcements. We cover what is and isn't considered a New Build, and we go through how property investors will benefit from Rollover relief.  We also mention the Opes Partners YouTube channel. Every Wednesday we release a new video to teach you about property investment. Click the link and subscribe.

In this episode, we talk about how new LVR rules introduced by the Reserve Bank will impact First Home Buyers – if at all.  We discuss that this is some of the first regulation targeted at quelling house prices that does not directly impact property investors.  We also mention that you can learn more about property investment on the Opes Partners YouTube channel. Click the link to subscribe to the channel.

In this episode, we discuss how to accurately review your portfolio as a property investor. This includes how to work through which property to sell if you are thinking that you'll need to.  We talk about the potential implications of tax and the bright line test, ongoing cashflow into the future, as well as how to think through the big questions.  We also mention that you can download the Return on Investment spreadsheet for free by clicking the link.

In this episode, we discuss the 9 different types of townhouses, apartments and houses that would-be property investors should consider, along with how we rate them for capital growth and yield.  This includes an analysis of walk-ups, terraced housing, duplexes, standalone homes and dual key apartments.  We also mention that you can learn more about dual key apartments by checking out The Deal - episode 3 and of course you can learn more about property by checking out The Epic Guide To Property Investment.

In this episode, we discuss what happens if you want to buy a house to live in ... that already has tenants living in it.  We go through whether you'll need a higher deposit and whether the property will be considered an investment in the bank's eyes.  We also mention that you check out the Epic Guide to Property Investment, which teaches you the fundamentals of how to invest in property.

In this episode, we discuss the Invercargill property market and whether its a good idea for property investors to consider an investment in the city.  We go through the city's property cycle, whether its population is growing or not and how the local economy is functioning.  We also mention our analysis of the Southland Property Market, where you can see the latest data about Invercargill and its neighbouring districts. 

In this episode, we discuss whether it's worthwhile adding solar panels onto your rental property as a property investor.  We go through the numbers, what solar panels and solar power costs, whether you can charge your tenant more rent once installed. We also mention our analysis of the NZ property market, the Auckland property market, the Canterbury property market, and the Wellington property market.

In this episode, we discuss whether the value of a property impacts its potential gross yield. And for this, we have taken data from real properties available for rent in Hamilton and looked at their current values. Property investors need to know that there is a trend, at least in the Hamilton property market. Here, for every $100k more expensive a property becomes, the gross yield tended to fall 0.3% points.  We also mention our analysis of the NZ property market, the Auckland property market, the Canterbury property market, and the Wellington property market.