The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join news editor Sarah Simpkins and Grace Ormsby, deputy editor, real estate at Momentum Media as they discuss property and regulation issues for the upcoming federal election, speculation around the house market for 2022 and buy now, pay later. This week, they discuss: Both major parties signalling support for a review of the Reserve Bank Data around HomeBuilder Buy now, pay later in property And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Annie Kane and Sarah Simpkins in the last podcast of the year as they discuss the major themes and news from the calendar year 2021. This week, they discuss: The changing regulatory regime Mergers and acquisitions in the broking and lending spaces Changes to mortgage serviceability and home loan trends And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Annie Kane and Sarah Simpkins as they discuss the new record in the number of property auctions, ANZ being taken to court by ASIC, and the action the financial services regulator has taken overall since the banking royal commission. This week, they discuss: The markets where auctions have been particularly booming What ASIC’s latest royal commission case entails The winners of the Women in Finance Awards 2021 And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the rising share of investor loans in market and the first moves by APRA to control investor lending, new research looking at how borrowers view broker remuneration, and Momentum Intelligence’s new poll gathering the mortgage and finance industry’s wishlist for the election 2022. This week, they discuss: The increasing supply of houses on market Movements in investor lending and APRA’s capital changes This week’s Women in Finance Awards And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the latest mergers and acquisitions, including NAB’s acquisition of Citi’s retail bank, the MoneyQuest-Buyers Choice merger and ScotPac’s new foray into mortgages. This week, they discuss: The record week of auctions What’s driving mergers and acquisitions in the mortgage space This week’s Australian Broking Awards 2021 And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss why more economists are predicting house prices to fall in 2023, the ongoing conversation around affordability and Bluestone’s new affordability index findings, and what the consultation on regional branch closures is seeking to understand. This week, they discuss: How mortgages could be made better Why house prices are expected to cool in 2023 The rising importance of brokers in the regions And much more

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the latest data from the FBAA on what borrowers think about the impacts of rising interest rates, what the RBA’s data tells us about cash buffers, and what levers APRA has in its arsenal to pull should it feel that financial stability it at risk . This week, they discuss: The anxiety borrowers feel about rising rates What is driving strong auction rates DTIs and LVR lending limits And much more

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss why speculation is mounting that the RBA may raise rates sooner than expected, what the RBA has to say about it, and why consumer-facing technology is becoming the latest thing in the mortgage market. This week, they discuss: Which capital cities have seen unusual price activity What the central bank has to say about cash rate movements The growing move to give consumers mortgage tech And much more

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Sarah Simpkins as they discuss ANZ and Macquarie’s financial results, what the latest auction results show, and if the cash rate is set to creep up sooner than expected. This week, they discuss: • How borrowers might be affected by APRA’s increased buffer rate • Why ANZ’s mortgages growth slowed and how the bank has responded • Speculation around interest rates and the latest inflation figures

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss why the government is setting up a taskforce to look into regional branch closures, what the latest auction results show, and YBR’s new digital offering. This week, they discuss: • Which auction markets are the hottest at the moment • Why borrowers need face-to-face credit advice • More players looking to cover both digital and broker channels And much more

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the easing of lockdowns in NSW and Victoria and its impact on auctions, political commentary around COP26 and whether mortgagors would have to pay more if Australia doesn’t commit to net-zero emissions, and the departures of several lender CEOs. This week, they discuss: - Why a Nationals Senator is telling international bankers to “bugger off” - Josh Frydenberg’s interview with Momentum Media and his stance on negative gearing - A rash of lender CEO changes And much more

In this exclusive interview with federal Treasurer Josh Frydenberg, join Momentum Media director Alex Whitlock as he speaks to Mr Frydenberg about the valuable role smaller lenders and brokers play in providing competition in the home loan market, the future of the housing market, and what lies ahead for Australia’s economy as NSW and Victoria emerge from lockdowns. Tune in to find out: His thoughts on competition and the hot property market Why he thinks negative gearing is an important feature of the housing market Why the Treasurer believes the best days of broking are ahead of us And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss APRA’s expectation for banks to introduce new interest rate buffers, what the broking industry thinks the ramifications could be on borrowers, and how the government’s guarantee programs have been supporting home buyers. This week, they discuss: - When and how the new serviceability buffers will be introduced - What the broking industry heads think of the APRA changes - Why brokers are writing a growing proportion of FHLDS and NHG loans And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the commentary and ongoing debate around potential new macroprudential measures, the swathe of new regulations that have come into effect for the credit industry, and the changing flows of new lending. This week, they discuss: - Reaction to potential debt-to-income limit changes - The slowdown of owner-occupied lending growth - The new royal commission-related regulations And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the commentary and ongoing debate around rising credit demand, responsible lending and what the IMF thinks Australia can - or should - do about housing affordability. This week, they discuss: - IMF, RBA and bank CEO commentary about mortgage lending - Record levels of household wealth - The huge threat of cyber attacks and scams And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the ongoing affordability inquiry and what’s causing record-breaking price increases. With some lenders suggesting more interrogation is needed on borrowers to ensure they’re able to service loans, the conversation is hotting up around whether intervention is needed to cool rising debt-to-income ratios.   This week, they discuss: - The factors driving escalating prices - Criminal charges levelled against the banks - Increasing deferrals and SME stress And much more!

Welcome the first edition of the Cyber Security Uncut podcast with our hosts Major General (Ret'd) Marcus Thompson, former head of the Department of Defence's Information Warfare Division, and Phil Tarrant, director — defence and security at Momentum Media. The Cyber Security Uncut podcast is a fortnightly podcast unpacking Australia's innovative and vibrant cyber security sector, from the latest business trends facing the industry through to breaking global news. The pair begin by analysing the emerging trends within cyber warfare and the growing use of information operations as an exploitable domain. They also examine how cyber security is an ever growing financial risk to Australian companies, discussing the importance of cyber security protocols within businesses. The podcast wraps up by analysing the importance of a sovereign cyber security industry in Australia to service the nation's growing cyber security needs. Enjoy the podcast, The Cyber Security Connect Team

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the importance of mental health support during lockdowns, the new inquiry in housing affordability (and what the major bank CEOs and APRA have to say about it), and the new bank that is targeting SMEs. This week, they discuss: - The impact of lockdowns on auctions and mental health - The new housing affordability inquiry - Who Avenue Bank is and what it aims to do And much more!

This year's R U OK? Day serves as an important reminder to open up the conversation on mental health, both in the workplace and at home, according to David Coleman, member for Banks and Assistant Minister to the Prime Minister for Mental Health and Suicide Prevention.   In this special episode, join Momentum Media director Alex Whitlock as he speaks to Mr Coleman.   Together, the pair discuss the importance of shining a spotlight on mental health issues, share why the consequences of stigmatising mental health are significant, and reveal how you can make a difference to your workplace, community, family and friends.

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Annie Kane and Sarah Simpkins as they discuss what the recent spate of statistics are showing us about lending trends, the RBNZ’s new move to further limit high-LVR lending, and what the latest MFAA stats show us about broker share. This week, they discuss: - Why investor lending is rapidly rising - How the major bank’s loan books are faring - Why the RBA is unlikely to follow RBNZ’s new LVR stance And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the hot property market and updated estimates of how much house prices will increase this year, the record level of broker settlements and originations in FY21, and why the ACCC wants to kickstart a review of giving it more power to intercede in merger proposals. This week, they discuss: - Why house price estimates for 2021 continue to change - The latest FY21 financial results from lenders and aggregators - Why Rod Sims thinks the merger control system needs reform And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss how the latest round of lockdowns are impacting auctions, buyer sentiment and investor activity, the proposed merger of Heritage Bank and People’s Choice, and why lenders are seeing increasing value in the broker channel. This week, they discuss: - How lockdowns are impacting auctions and investors - Heritage Bank and People’s Choice proposed merger - Why MyState Bank and Volt Bank are backing brokers And much more!

Join host Alex Whitlock as he invites his guests to open up on the biggest issues and opportunities facing the mortgage and finance industry. Volt Bank CEO Steve Weston gives us a unique insight into the evolving digital banking proposition, the factors that steered him to launch the first neo-bank to secure a restricted ADI license in Australia and why brokers are critical to success. Tune in to find out: - How the neo-bank plans to scale - The future for high-speed digital mortgages - Why Volt backed third party distribution And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the growing trend of banks buying fintechs and ramping up their digital skills, how lender turnarounds are faring for broker-lodged loans, and the new swathe of financial services laws coming in. This week, they discuss: - Bendigo and Adelaide Bank’s purchase of Ferocia - The potential tie between turnarounds and broker flow - The new laws coming into effect in October And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the latest mergers and acquisitions in the lending space, and why this trend is expected to continue, as well as what the RBA and RBNZ are doing to ensure mortgage lending is sustainable and sound. This week, they discuss: - Latitude’s acquisition of Symple Loans - Why RBNZ is looking at tightening lending standards further - Why more lenders are looking at merging And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the national COVID-19 pathway and lockdowns, what broking industry representatives told MPs about the value of the broker proposition; and why more banks are closing branches this year. This week, they discuss: - How auctions and house prices are faring - What the standing committee on economics thinks of complexity in the mortgage space - Why more lenders are reducing hours at their branches And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Sarah Simpkins as they discuss spanners being thrown in the works for the $120 million merger of aggregators AFG and Connective, ASIC raising regulatory levies for the credit industry, and industry talk around COVID-19 vaccinations. This week, they discuss: • The AFG and Connective merger • Brokers being urged to get their shots and companies offering paid vaccination leave • A lender wanting more support for SMEs through lockdown And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the new support measures being announced by lenders to support those in continuing lockdown; additional royal commission legislation that has been released for consultation; and Annie’s hairdressing skills (or lack thereof). This week, they discuss: - CBA’s new foreclosure moratorium - The proposed compensation scheme of last resort levy - Why a broker has started a new bridging loan company for mortgagors And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and news editor Sarah Simpkins as they discuss the reasons that major banks have for the broker and direct channel divide for home loan approval times, how COVID-19 restrictions are impacting auctions and businesses, and the future of bank branches. This week, they discuss: - Expanded COVID support from banks - What CBA, NAB, Westpac and BOQ say causes delayed broker application approvals - Mass branch closures across the major banks And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss what the non-major bank CEOs had to say about the time it is taking major banks to approve and discharge loans, how lockdowns are impacting auctions and buying sentiment, and a new consultation to give brokers access to open banking data. This week, they discuss: NAB’s research on home buying sentiment What ING, Volt Bank and Judo Bank CEOs had to say about turnaround delays Treasury’s consultation on amending the CDR rules for brokers And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss Sydney’s lockdown and its impact on the auction market, the ongoing need for a digitised mortgage and property-buying process, and new appointments of note. This week, they discuss: - What initial data shows about the impact of lockdowns - Predictions of the future of mortgages from Macquarie Technology Summit - The new phase of open banking And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss BOQ’s acquisition of ME Bank and the next steps, a new digital bank set to launch this week, and what brokers are most concerned about at the moment. This week, they discuss: - The next steps for the BOQ/REA deal - Australia’s new customer-owned digital bank - The latest appointments and M&As And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the latest updates in REA’s proposed acquisition of Mortage Choice, which lenders brokers are turning to (according to the Broker Pulse survey for May), and what the industry thinks a realistic discharge time is for mortgages. This week, they discuss: - The next steps for the REA/Mortgage Choice deal - How broker experience influences lender flows - Disaster relief for those affected by Victoria floods And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss how new records are being broken in the mortgages space, the move from 86 400 to go digital, and AFG’s $15m investment in Volt Bank. This week, they discuss: - Surging broker channel settlements - Why neobank 86 400 is going direct - AFG and Volt’s strategic alliance And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as what’s been happening in the auction market in Melbourne during the circuit breaker lockdown, what they were hearing from delegates of the Better Business Summit 2021, and some of the top news stories from the week. This week, they discuss: - Why auctions are still faring so well - Better Business Summit and Awards (and a new date for Victoria’s event) - New business grants for Victorian SMEs And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Alex Whitlock and Annie Kane as they discuss why lenders are starting to raise the interest rates on longer-length fixed rate mortgages, the latest arguments for and against the repeal of responsible lending, and how turnarounds are impacting broker perception of the lenders. This week, they discuss: - The cost of mortgages - Pauline Hanson’s comments on RLO repeal - The findings of the Third-Party Lending Report And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss some of the initiatives being proposed by the Labor party and the Victorian government around home ownership and property tax, feedback from lenders about the Budget 2021/22, and the upcoming Better Business Summit 2021. This week, they discuss: - Industry reaction from the Budget 2021/22 - Why the ALP is focusing on social housing - New proposed property taxes from the Andrews Government And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss some of the initiatives from the budget 2021-22 that impacts home buying and mortgage finance, the latest in mergers and acquisitions, and Pepper Money’s upcoming IPO. This week, they discuss: - What is being done about the rapid rise of house prices - New government-backed measures to support home buying - What we will see from the re-listed Pepper Money And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the news that Aussie CEO James Symond will be stepping down from the company, the influence and legacy of the Symond family, the latest stats around auctions and house prices in the capital cities, and Firstmac’s $2-billion RMBS. This week, they discuss: - Reaction to James Symond’s announcement - What has been happening in the auction market - Non-bank RMBS issuances And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the new partnership between major brokerage Aussie and fintech Tic:Toc, which will provide the brokerage brand with a direct-to-consumer offering; the latest on the turnaround time controversy, and more non-banks considering listing on the ASX.  This week, they discuss: - Reaction to Aussie’s move to offer a non-broker mortgage service - What the FBAA and MFAA are saying about the turnaround time disparities - Latitude joining the ASX And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the latest auction and home building stats, the growing discontent around channel differentials for mortgage approvals, and Citi’s announcement that it is to sell its Australian consumer banking business. This week, they discuss: - How HomeBuilder has impacted the housing market - Broker channel vs proprietary channel turnaround time inequalities - Why Citi is pulling its mortgage and banking business And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the hot competition for houses, what steps could be made to make saving for a deposit easier, and why the Victorian government is calling for credit card reform. This week, they discuss: - The average deposit required for a home in Australia - Increasing calls for super to be used to help home ownership - Why Victoria wants to see credit card interest rates changed And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the RBA cash rate decision for April, the forecasts for house prices (and what APRA and the RBA say their roles are in managing them), and a new CEO of AMP. This week, they discuss: - What levers are available to cool the market - A new female CEO of AMP - ASIC’s new court case against CBA And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Malavika Santhebennur as they discuss the REA Group’s proposed acquisition of major brokerage Mortgage Choice, the ongoing trend of mergers and acquisitions in the broker and aggregator spaces, and the busiest week for property auctions for the week ending 28 March since the week prior to Easter 2018. This week, they discuss: - The proposed acquisition of Mortgage Choice by REA Group - What all the mergers and acquisitions mean for the broking sector - Strong, record-breaking auction numbers across Australia And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the NSW floods and how lenders are helping borrowers by providing relief, the Commonwealth Bank’s new buy now, pay later product, and what the latest stats are telling us about broker-originated loans. This week, they discuss: - How long the responsible lending bill will be postponed for - Brokers writing a record volume of mortgages - CBA’s new buy now, pay later offering And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss why the Senate economics legislation committee believes responsible lending laws should be repealed, the arguments for and against the move, and the government’s new initiative to help SMEs coming off JobKeeper. This week, they discuss: - The recommendations of the Senate inquiry into the repeal of responsible lending oblgations - How house prices, auctions and arrears are faring - The SME Recovery Loan Scheme And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the latest Opportunities for Women report from the MFAA showing a falling number of female brokers, Westpac’s new report on vendor appetite, and where Aussie CEO James Symond views the future of broking is headed. This week, they discuss: - International Women’s Day and the Opportunities for Women report - The strong auction market and why more vendors might be looking to sell - James Symond’s thoughts on the evolution of mortgage broking. And much more!  

Mortgage and Finance Leader gives you a unique insight into the mindset of the most influential figures in Australia’s $2.7-trillion mortgage industry. Join host Alex Whitlock as he invites his guests to open up on the biggest issues and opportunities facing the mortgage and finance industry. In this episode, Aussie CEO James Symond looks back at the origins of the Aussie brand and how it got to where it is today, and considers the evolution of the brand and the broking industry as a whole. Tune in to find out: - The origins of Aussie and how it disrupted the mortgage market - The keys to running a successful brokerage - The new chapter with Lendi And much more!