The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Kate Aubrey as they discuss the ACCC’s consultation into the harm caused by data quality issues in open banking (and what action needs to be taken to fix it), why NAB isn’t actively chasing mortgages, and whether banks are profiting from clawback. This week, they discuss: The ACCC’s consultation on the harm caused by poor data in open banking The Assistant Treasurer’s call for evidence on the economics of clawbacks Why NAB doesn’t think now is the right time to be growing mortgages And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss how the government’s guarantee schemes are helping support a growing proportion of first home buyers, the latest mergers and new arrivals in the banking space, and the winners of the Women in Finance Awards 2022. This week, they discuss: Which states benefited most from the government guarantee schemes What the Newcastle Permanent/Greater Bank merger means for brokers The newest bank to be granted a RADI And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the cooling auction market and how property is feeding into inflation, a recap of the budget 2022/23 and the budget reply, and why the market is split on how high the RBA will lift rates.  This week, they discuss: Labor’s first budget in nearly 10 years The impact house prices are having on inflation What the RBA is expected to do on Cup Day And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Kate Aubrey as they discuss the top property market trends that brokers need to know about and Tuesday’s (25 October) budget and what we know so far. This week, they discuss: Why using YOY growth can be misleading NAB’s new market megatrends report for brokers  What we can expect from Jim Chalmers’ first budget  And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Kate Aubrey as they discuss the recent flooding and support available for homebuyers, the Treasurer’s thoughts on the ‘global recession’ and the upcoming Budget, and what the new investor roundtable into housing will be focusing on. This week, they discuss: How flood victims are being supported Australia’s economy and state of the property market BOQ eyes digital mortgages And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the RBA’s (somewhat surprising) cash rate decision, forecasts for how the the cash rate and house prices will change this year, and why all eyes are now on spending. This week, they discuss: The October cash rate and how it surprised many What house prices are expected to do this year The Women in Finance Awards 2022 And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. JoinAnnie Kane and Kate Aubrey as they discuss the first month of the Spring selling season and why it might be slower than usual, forecasts for this month’s RBA cash rate decision, and QLD’s decision to scrap its controversial land tax. This week, they discuss: Falling home values and auction activity Why Queensland has scrapped its land tax changes Predictions for the RBA rate call for October And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, James Mitchell and Kate Aubrey as they discuss the weekly auction results, the construction industry’s increase in revenue while fewer homes are built, and consolidations approved in a bid to spark more competition in the industry. This week, they discuss: Auction activity eases Builder revenue up, while fewer homes built More mutuals consolidate And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, James Mitchell and Kate Aubrey as they cover the weekly auction results, the expectation that the RBA will slow aggressive rate hikes and a exclusive report signalling that trust in third-party and lender channels has grown. This week, they discuss: RBA flags rate hikes to ease  Trust in third-party and lender channels increases Class action investigation into major brokerage And much more!

In this exclusive interview with shadow financial services minister and former assistant treasurer, Stuart Robert MP, editor of mortgages Annie Kane finds out what the Morrison government really thought about the banking royal commission’s broker remuneration recommendations. The former assistant treasurer reveals why the government was “uncomfortable” with brokers being included in the banking royal commission, and its reasons for scrapping its “action” on broker remuneration. Tune in to find out: How Treasury reacted to the recommendations on broker remuneration How the broking community engaged with the Coalition government Why he thinks brokers are an asset to borrowers And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, James Mitchell and Kate Aubrey as they discuss the weekly auction results, the anticipation the rate hike could slow following September’s 50-bp bump, and what borrowers are saying about the third-party channel.  This week, they discuss: Falling home values and auction activity Where the RBA will go  How borrowers feel about their broker And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kaneas they discuss the first auction results of Spring, the falling home values and whether it’s something to panic about just yet, and forecasts for this month’s RBA cash rate decision. This week, they discuss: Falling home values and auction activity Why Queensland’s land tax changes is invoking ire Whether the RBA will need to hike harder to curb spending And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Annie Kane and Kate Aubrey as they discuss the latest auctions and financial results, a royal commission into the Robodebt scheme, and the inquiry into former Prime Minister Scott Morrison’s ‘secret ministries’. This week, they discuss: Construction company collapses continue to bite Why the royal commission into Robodebt has been launched A new inquiry into ‘secret ministries’ and improving transparency And much more!

With demand for mortgages starting to ease back, many in the financial services space are looking at ways of diversifying into new areas. In this Spotlight episode, partnered by Shift, we find out how and why. In this episode, host Annie Kane is joined by Shift’s sales director, Kristian McCausland, to discuss why and how the financial services industry is writing and supporting more small-business clients in achieving their dreams. Tune in to find out: The current trends in the SME finance space Why more people are diversifying Why Shift is offering its insights and analysis platform to brokers for free And much more!  

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Annie Kane and Kate Aubrey as they discuss the Australian Broking Awards 2022, a range of new announcements from NSW government for home owners, and the RBA’s decision to start consulting with private economists. This week, they discuss: NSW to look at buy-back and land swaps for flood victims The RBA expands its economic engagement Why the RBA may be on no “pre-set path” on cash rate decisions And much more

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Kate Aubrey as they discuss the appointment of Anja Pannek as MFAA CEO, trends and comments from lenders as results season continues, and the disconnect between sentiment and spending. This week, they discuss: The appointment of a new MFAA CEO Lenders backing brokers and digital mortgages This Friday’s Australian Broking Awards And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Kate Aubrey as they discuss the RBA’s cash rate decision, the refinancing boom and lending data trend analysis, and all eyes on Suncorp’s latest results. This week, they discuss: How lenders reacted to the August cash rate decision  A new record for refinancing Suncorp Bank’s FY22 results And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Kate Aubrey as they discuss what the market expects the RBA to do with the cash rate at its Tuesday (2 August) board meeting, the federal Treasurer’s first economic outlook and revised forecasts, and Westpac’s move to digitise the mortgage process to help borrowers access home loans faster. This week, they discuss: Predictions for the RBA’s August cash decision New inflation and growth forecasts The latest lender to announce a digi home loan process And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Kate Aubrey as they discuss further details of the upcoming RBA Review and who is leading it, notable new appointments in the finance space, and a new jobs board specifically for the mortgage and finance industry. This week, they discuss: What the federal Treasurer wants from the RBA Review Josh Frydenberg’s new job outside of political office The launch of Mortgage & Finance Jobs And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Kate Aubrey as they head west and look at the WA government’s home loan pilot for the city’s empty apartments. Suncorp Bank announce its major sale to ANZ and it’s confirmed Labor won’t be revisiting the removal of responsible lending obligations. This week, they discuss: WA’s home loan pilot for apartment purchases ANZ’s purchase of Suncorp Bank Labor confirms support for RLOs And much more!

The digitisation of the mortgage process has been accelerated in the past two years, but we’re still only at the advent of bringing the home-buying process into the 21st century. In this Spotlight episode, partnered by LEXTECH, we find out what’s on the horizon for digitising mortgages. In this episode, host Annie Kane is joined by Jack Meredith, the chief operating officer of cloud-based mortgage settlement platform LEXTECH, to discuss the revolution of the mortgage process in Australia, brought about by digital transformation and technology. Tune in to find out: Why we’ve only just seen the first “baby steps” into mortgage process digitsation The opportunities facing the mortgage and finance industry How LEXTECH aims to deliver transparency to all players of the mortgage process And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Kate Aubrey as they discuss the ongoing impacts of the floods in NSW and whether lenders will start blacklisting flood-plain housing, why the RBA is expected to “pause” on lifting rates in September, and the licencing of Australia’s first Islamic bank.  This week, they discuss: The RBA’s July rate hike and predictions for the months ahead How sharia-compliant home finance products work The RADI model and its bumpy journey so far And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Annie Kane and Kate Aubrey as they discuss the closure of Volt Bank and the changing neobank market, why clearance rates and the auction market continue to fall, and predictions for the July cash rate decision. This week, they discuss: Why home buyer confidence continues to fall The challenges facing challenger banks What economists think the RBA will do on rates And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Kate Aubrey as they discuss the dwindling auction market, which regions young Australians have been flocking to, NSW’s annual property tax, and the dramatic turn of events following the Humm/Latitude deal collapse. This week, they discuss: How far will house prices fall before year end? The regional areas proving popular with home buyers NSW’s stamp duty vs property tax option And much more!

Open banking and the consumer data right have been in effect in Australia for years, but only starting to feed through into mortgages now. We find out how the new regime will impact mortgages. Partnered by NextGen In this episode, host Annie Kane is joined by NextGen’s head of broker partnerships, Renee Blethyn, to unpack and demystify the open banking and consumer data right and what that means for mortgages and mortgage brokers. Tune in to find out: The benefits the regime provides to borrowers, brokers and lenders How the “trusted adviser” rules work in practice What’s next for open banking in Australia And much more! Related Links: NextGen Open banking most used for expense verification: Frollo Open banking ‘a pivotal event’ for mortgage industry: NextGen.Net NextGen.Net eyes open banking space with new acquisition

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the changing property and auction market, what we know so far about housing affordability from NSW and Queensland's state budgets, and why turnarounds are decreasing in importance to brokers. This week, they discuss: House prices and auctions continue to fall The NSW and Queensland state budgets for 2022 The latest Broker Pulse findings  And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss why auction clearance rates and house prices continue to fall, changing rate forecasts for the year ahead, and NSW’s reported move to change stamp duty. This week, they discuss: The RBA’s surprise 50 bps move How lenders have reacted Good news for savers at last And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the balancing act that the Reserve Bank needs to play between easing back inflation without squashing confidence, the continued softening of the auction market, and which lenders brokers are most favouring. This week, they discuss: The RBA’s Tuesday (7 June) meeting and what economists think may happen Why auctions and clearance rates are falling The results of the Third-Party Lending Report 2022 And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the softening auction market, the increasing focus on affordability, and why a former ASIC deputy chair thinks clawback should be abolished. This week, they discuss: The housing and inflationary environment in the UK and Australia What Daniel Crennan QC thinks about clawback This week’s grand finale of the Better Business Summit roadshow And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Annie Kane and Sarah Simpkins as they discuss the results of the federal election 2022, the Labor party’s housing policies, and why clearance rates are falling. This week, they discuss: The preliminary results of the federal election What Anthony Albanese has promised to address housing affordability What the mortgage industry wanted from the election 
 And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Sarah Simpkins and Momentum Media’s real estate editor Grace Ormsby as they discuss Scott Morrison’s latest proposal for first home buyers and declining housing affordability. This week, they discuss: The time frame to save a 20 per cent housing deposit across Australia blowing out to 11 years Should home buyers be allowed to use their superannuation savings for a housing deposit? Queensland reviewing rejected HomeBuilder applicants And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the impact of the Reserve Bank of Australia’s decision to raise rates by 25 bps on borrowers, the Labor Party’s comments around commission clawback, and why the property auction market might be cooling.  This week, they discuss: What’s causing a drop in auctions and clearance rates What the major banks think about the impact of rising rates on borrowers  What Stephen Jones MP thinks about broker remuneration and clawbacks And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss market forecasts and predictions of what the Reserve Bank of Australia will do at its meeting on Tuesday (3 May), why auction clearance rates continue to fall, and the new housing pledges from the Australian Labor Party. This week, they discuss: The CPI figures and whether that will play into the RBA’s cash rate decision The ALP’s Help to Buy shared equity scheme for home buyers Silent disco conferencing at the Better Business Summit  And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss what auction clearance rates are telling us about the property market, why Westpac believes a 40bps rate hike is coming in June, and the major bank’s $113m fine. This week, they discuss: How the public holidays have been impacting auctions Why everyone is focused on Wednesday’s CPI announcement The $113m penalty Westpac is paying for incorrect charges to customers And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss New Zealand’s rate hike and what the Fed might do, the discharge issues brokers are facing while trying to refinance clients into new loans, and changes to the Home Guarantee Scheme. This week, they discuss: RBNZ’s unusual 50-basis point rate increase The bad blood being caused by retention teams New price caps for the Home Guarantee Scheme  And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss why economists at the major banks all now expect rate rises to start in June, the election date and Anthony Albanese’s blunder about the cash rate and unemployment figures. This week, they discuss: The RBA’s thoughts on how borrowers can manage rate rises Where rates will be by 2023 A punchy start to Day 1 the election campaign And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss Sarah’s experience of the the federal government’s media lock up for the Budget 2022-23, the key takeaways for the mortgage market, the Labor Party’s reply, and Pepper’s new acquisition. This week, they discuss: What’s in the Budget 2022-23 for housing The outlook for the cash rate Pepper’s deal with Stratton Finance And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Sarah Simpkins and Momentum Media’s real estate editor Grace Ormsby as they discuss the newly launched housing plans from the Liberal and Labor parties, climate change and its effect on property, and the longstanding Connective shareholder lawsuit. This week, they discuss:• Proposed housing schemes targeting regional first home buyers• Should home buyers consider extreme weather events when buying property?• Revelations from the Connective shareholder dispute And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Annie Kane and Sarah Simpkins as they discuss the federal government’s decision to drop its review of broker remuneration, the findings of the Housing Affordability Inquiry, and the sale of La Trobe Financial. This week, they discuss: Why remuneration won't be a federal election issue anymore Should super be used as mortgage security? New acquisitions in the lending space And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss last week’s flooding in NSW, the increasing support available to those impacted, and AFCA’s new funding model. This week, they discuss: The FBAA conference Annie’s own experience of the flash flooding in the northern beaches What the proposed AFCA changes mean for industry And much more!

In this special episode, Momentum Media director Phil Tarrant and MAJGEN (Ret’d) Marcus Thompson, former head of the Department of Defence’s Information Warfare Division, discuss Russia’s history of cyber war and how this vector will continue to shape peace and conflict in the future. After discussing a recent opinion piece penned by MAJGEN (Ret’d) Thompson in The Australian Financial Review regarding Russia’s history of cyber and information warfare, the duo outline the necessity of ensuring Australian businesses  are prepared for cyber attacks and the weaponisation of the digital world. Tune in to find out: How the Ukraine conflict could impact Australian business The way malicious actors work in concert with state-sponsored groups to exploit the cyber domain; and Why cyber remains an integral part of both hybrid and grey zone warfare And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the ongoing floods crisis and the support available, the March cash rate decision and how the Ukraine conflict could impact the RBA’s cash rate decision, and ANZ’s new structure and what it means for the bank. This week, they discuss: How the industry is supporting flood victims The cash rate outlook  Annie bought a home! And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the support available to those impacted by the ongoing floods in Queensland and NSW, what the shadow financial services minister had to say about affordability and the broking industry, and surprise at ASIC’s levies bill. This week, they discuss: How banks and brokers are supporting flood victims Why Stephen Jones MP moved to the broker channel after being a direct customer Industry reaction to the surprise increase in ASIC levies And much more!

In this exclusive interview with shadow financial services minister and shadow assistant treasurer, Stephen Jones MP, join Momentum Media’s editor of mortgages Annie Kane as she speaks to the member for Whitlam about the valuable role that financial advisers and brokers play in supporting Australian borrowers and what the Australian Labor Party would offer the financial services, credit and superannuation space should it win the federal election. Tune in to find out: Why he thinks the FASEA education changes have been a debacle The reason he changed from going direct to using a mortgage broker What he thinks financial and credit advisers need to be focusing on moving forward And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the findings of Momentum Intelligence’s special election poll, what key areas the mortgage lending industry is prioritising this election, and new entrants and exits from the lending space. This week, they discuss: What is on the wish list for the election 2022 Cash rate forecasting in focus Bankwest’s withdrawal from business banking And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Sarah Simpkins as they discuss RBA governor Philip Lowe’s comments on housing supply and the government sneaking in policy changes around housing ahead of budget. This week, they discuss: Parliamentary discussions on housing supply Superannuation changes that affect first home buyers and property downsizers AMP launching a digital home loan offering And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss the ongoing challenges around housing affordability (and how disruptors such as OwnHome are looking to overcome it), two mortgage managers launch new non-bank lending brands, and the key appointment changes making headlines. This week, they discuss: Solutions to the affordability problem Westpac‘s restructure AMP Bank’s new head of lending operations And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Sarah Simpkins as they discuss speculation around the cash rate and Labor’s election promise to the broker industry. This week, they discuss: ANZ’s cash rate predictions and the RBA’s first monetary policy meeting for the year Comments from the shadow minister for financial services on broker remuneration New state government support measures for businesses and home buyers And much more!