The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss some of the biggest news from the financial results reporting season so far, what CBA CEO Matt Comyn said about the disparity between channel turnaround times, and the latest lender appointments and product launches. This week, they discuss: - CBA’s strong mortgage growth - The retirement of Macquarie Bank’s CEO - The Non-Bank Product of Choice survey And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the booming house market and the RBA’s thoughts on the matter, the reissuing of First Home Loan Deposit Scheme guarantees, and SocietyOne’s new secured personal loan product. This week, they discuss: - Philip Lowe’s comments on lending and house prices - Why FHLDS places are being reissued - SocietyOne’s new secured personal loan and potential IPO And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss NAB’s acquisition of 86 400 as it rebuilds UBank, the findings of the Thom review, and the disparity between direct and third-party channel turnarounds. This week, they discuss: - The proposed UBank/86 400 - James Shipton to step down from ASIC - The issues of turnaround time disparities And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the ongoing delays with loan approvals, new appointments and familiar faces at BOQ, and announcements regarding new acquisitions and mergers. This week, they discuss: - What’s causing turnaround time blowouts - Former RAMS CEO and AMP Bank MD joining BOQ - Resimac to launch asset finance arm And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the impetus behind record-breaking levels of home loan approvals, why the proposed extension of the best interests duty is being delayed, and Pepper’s expansion into Japan. This week, they discuss: - What’s driving the $24bn in mortgage approvals - Treasurer Josh Frydenberg on the BID extension - Pepper’s new acquisition And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the sentiment towards property prices and the arrival of a new mortgage lender on the block. This week, they discuss: - What’s driving positive sentiment - The new lender in market, WLTH - The final days for Better Business Awards submissions And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they talk to features editor Malavika Santhebennur about what the year 2021 could hold for the mortgage distribution space and what things are on their wish list for the year. This week, they discuss: - The best interests duty for brokers - Broker market share - New trends in the home loan space And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they talk to features editor Malavika Santhebennur about some of the biggest trends that she was reporting on in 2020 and what they think were some of the more memorable moments to impact mortgage distribution in the past 12 months. This week, they discuss: - The royal commission and its fallout - Mergers and acquisitions - The economic impact of COVID-19 And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they talk to the head of strategy at Momentum’s research arm, Momentum Intelligence, about the work being undertaken to gauge sentiment towards the mortgage process. Whether it be understanding what brokers think of the banks, tracking sentiment around the ease of use in the application process, or navigating what borrowers and non-borrowers think of the mortgage process, Momentum Intelligence has been hard at work this year collecting and analysing data to help keep the third-party channel informed and ahead of the curve. This week, they discuss: - The Third-Party Lending Report trends - How brokers are engaging with the Broker Pulse - The new Consumer Access to Mortgages Report And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the main arguments for and against the Consumer Credit Reforms and the proposal to scrap responsible lending obligations, the new design and distribution guidelines and what they mean, and the Better Business Awards 2020. This week, they discuss: - Michael Sukkar’s recent roundtable on responsible lending reforms - ASIC’s new regulatory guide on DDO - Alex’s Corporate Fighter boxing match and fundraiser for Beyond Blue And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the four recommendations put forward by the ACCC to improve transparency and competition in the mortgage market, and what it means for lenders and brokers. This week, they discuss: - The new measures lenders may need to undertake on resi mortgages - What’s driving huge mortgage growth at the moment - Steve Kane’s retirement and a new head of broker at Suncorp Bank

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the newly announced expansion of the HomeBuilder scheme, Australia’s “largest investment” in affordable and social housing, and CBA’s investment in a new fintech that aims to help home buyers access the property market without a deposit. This week, they discuss: - How the extended HomeBuilder scheme differs from the original - The Victorian budget’s measures to support home building - The potential benefits and risks of the new OwnHome platform And much more!

Mortgage and Finance Leader gives you a unique insight into the mindset of the most influential figures in Australia's $2 trillion mortgage industry. Join host Alex Whitlock as he invites his guests to open up on the biggest issues and opportunities facing the mortgage and finance industry. In this episode Mario Rehayem reveals his take on Responsible Lending and what lies ahead, why Australia has coped better than most with COVID-19, the rising demand for brokers and what's driving the next the housing market cycle.

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss how the property market is faring, the rebrand and repositioning of an SME lender, and Mortgage Business’ first live webcast, focusing on digital mortgages. This week, they discuss: - NSW’s proposal to make stamp duty optional - Tim Brown appointed as CEO of a new SME platform - The rebrand and relaunch of CML Group And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss Loan Market’s acquisition of NAB’s aggregators (PLAN, Choice and FAST) and how this move marks a general trend in the broking space. Alex and Annie consider why the major banks are offloading their broking businesses and how this could impact the industry. This week, they discuss: - The other consolidation moves in aggregation - Why servicing a mortgage is now cheaper than renting in some suburbs - What auction rates are showing us And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss Treasury’s bee consultation on responsible lending reforms. Alex and Annie discuss the extension of the Best Interests Duty to all credit assistance providers, why the move has been welcomed by some in the industry, as well as the new moves announced by the RBA last week. This week, they discuss: - Why BID has been extended to other credit assistance providers - The November cash rate decision and quantitative easing - The new phase of the Consumer Data Right And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss how COVID-19 and court penalties have impacted ANZ and Westpac’s annual results and what the pundits expect will happen at the RBA board meeting on Melbourne Cup day. This week, they discuss: - Westpac’s drastic reduction in profit - The shifting sands at ASIC - ING Australia’s new CEO

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss some of the big legal cases in the industry – including the largest civil penalty in history. Alex and Annie discuss the $1.3-billion penalty handed to Westpac and the regulations that were found to have been breached, NAB’s penalty for illegally accepting loan applications from unlicensed third parties via its “spot and refer” introducer program, and how these issues came to be. This week, they discuss: - Westpac’s penalty for AML/CTF breaches - NAB’s introducer program and what the issues were - The launch of New Home Guarantee waitlists

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss some of the key statistics around demand for new homes, including the surprising stats around HomeBuilder appetite. Alex and Annie discuss the easing of the lockdown measures in Victoria and its impact on housing, the latest figures on HomeBuilder applications and what brokers most value in their aggregator partners. This week, they discuss: - What’s driving new home appetite - The launch of New Home Guarantee waitlists - The findings of the Aggregator of Choice survey

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss why mortgage approvals may have hit a record high in August 2020, the latest details of the 10,000 new places offered under the First Home Loan Deposit Scheme New Home Guarantee and the upcoming New Broker Academy. This week, they discuss: - Record-breaking approval statistics from the ABS - What the New Home Guarantee entails - The New Broker Academy 2020

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss some of the key measures in the budget 2020-21 impacting mortgage and small-business lending in Australia. Alex and Annie discuss the additions to the First Home Loan Deposit Scheme and the first lenders to be announced in the lender panel of the updated Coronavirus SME Guarantee Scheme. This week, they discuss: - How the government is looking to support home buying - New incentives and support for SMEs - A new CEO for Scottish Pacific

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the big announcement over the removal of responsible lending obligations - and what this means for lenders, brokers and customers. Alex and Annie discuss who is actually responsible for expenses in mortgage applications and what they think about the changes. This week, they discuss: - Where responsible lending obligations were a roadblock - How auctions are faring - Plenti’s listing onto the ASX And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib (in his last Mortgage Business Uncut podcast) as they discuss why lenders are changing their property price outlooks, the opening up of credit appetites, and the increasing number of cyber attacks and the growing need for cyber security and insurance. This week they discuss: - Westpac and CBA's outlook on property prices - The worrying trend of vicious cyber attacks in the lending space - ME Bank's financial year results and redraw controversy update And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the Melbourne lockdown and new support measures to help Victorian SMEs, what the latest stats are showing us is happening in loan commitments and repayment deferrals, and a new broker survey about their aggregator experience. This week they discuss: - Repayment deferral exits surpass new deferrals - Victoria's $3-billion support package - The winners of the Women in Finance Awards And much more!  

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they discuss what Australia's recession means for mortgages, why two major bank CEOs disagree over responsible lending guidance, and why a Senate committee does not believe screen scraping should be banned. This week they discuss: - Australia's largest quarterly GDP contraction on record - The beginning of the end of repayment deferrals - The recommendations from the Senate's interim report on fintech and regtech And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Annie Kane and Charbel Kadib as they delve into NAB's sale of MLC, what the first research report from the First Home Loan Deposit Scheme reveal, and what trends we're seeing in the financial reporting results so far.  This week they discuss: - What types of borrowers have been using the FHLDS - Why NAB is selling its wealth business - How brokerages and lenders fared in FY20 And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into clawback arrangements and why the broker channel wants them to be changed, why MyState has ‘paused’ its FHLDS loans, and changes at the top of AMP Capital. This week they discuss: - The departure of Boe Pahari and board members at AMP Capital - How the Combined Industry Forum is working on clawback - Why MyState is closing its branches outside of Tasmania And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into CBA's full-year results for FY20, Athena Home Loans' innovative new mortgage product, and Philip Lowe's recent comments about current responsible lending and stamp duty legislation. This week they discuss: - Matt Comyn's changed position towards Aussie Home Loans - How AcceleRATES rewards borrowers for paying down their loan - The Adviser's free Business Accelerator Program coming up next week

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they unpack the latest ABS lending indicators data, changes to government support schemes, and the forecasted economic impacts of Victoria's second wave of COVID-19. This week they discuss: - The changes to JobKeeper - The new CEO at BNK - The new fintech on the block - Plenti

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the impacts of new Victorian lockdown initiatives on house prices and auctions, current buyer sentiment towards the property market, and what's driving growth behind the big four banks. This week they discuss: - Westpac onshoring jobs to address processing lags - NAB partially closing 114 regional branches - The Women in Finance Awards finalist announcements begin

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Annie Kane and Charbel Kadib as they discuss NSW's new stamp duty changes, the latest development in the ASIC/Westpac "wagyu and shiraz" case, and key figures from the Treasurer's economic and fiscal update. This week they discuss: - The new threshold for stamp duty for first home buyers in NSW - Insights from REA Group about HomeBuilder effects on land enquiries - Lenders working to improve approval times

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the reduction in lenders' risk appetites, LMI policy changes, and last week's virtual Australian Broking Awards. This week they discuss: - Lenders decreasing their debt-to-income ratio threshold - The sentiment among first home buyers at the moment - This year's award-winning brokers

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they discuss the themes and trends impacting the mortgage space - and why refinancing continues to make up the bulk of business for brokers. This week they discuss: - What an influx of first home buyers means for the market - How the new extension of repayment deferrals works - The Australian Broking Awards, which takes place this Thursday 

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they unpack the RBA's latest interest rate forecasts, findings from the House of Representatives standing committee on economics, and APRA's monthly banking statistics for the month of May. This week they discuss: - Which buyer segments are most active at the moment - The implications on brokers should trail commissions be removed - Executive changes at Suncorp

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they discuss the final guidance for mortgage brokers on best interests duties, the outcome of ASIC's responsible lending appeal against Westpac, and new appointments at NAB. This week they discuss: - The level of assistance a broker should provide when looking at a borrower's finances - The second tranche of the First Home Loan Deposit Scheme opening this week - The Australian Broking Awards 2020 finalist announcements

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the latest updates around the AFG-Connective merger, why the majors are seeing increased loan flows, and Mortgage Choice's newly announced technology platform. This week they discuss: - Which lenders are faring best at the moment - How offshore processing has been affecting turnaround times - The Australian Broking Awards finalists 2020

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Charbel Kadib as they discuss the current lending market and what could be on the horizon for those looking to obtain finance in this unpredictable time. This week they discuss: - The largest decline in home loan approvals since 2015 - How the government’s HomeBuilder scheme continues to spark debate - Mortgage Choice impacted by the ASX’s recent hierarchy review

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they unpack the news that Australia is in recession, what the new HomeBuilder initiative and instant asset write-off extension entail, and how ANZ will address turnaround blowouts. This week they discuss: - The extension of the instant asset write-off deadline for businesses - Limitations around the government's newly announced HomeBuilder scheme - Borrowers resuming their mortgage repayments

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they discuss the shifting needs of brokers in the current lending climate. This week they discuss: - The link between turnaround times and broker flows - The RBA and APRA’s differing views to serviceability buffers - The virtual awards and events in the broking space

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they discuss the importance of the broker in the current lending climate, and how various lenders are acknowledging that fact. This week they discuss: - ME Bank’s new advertising campaign, and changes to broker commission structures - Westpac’s latest changes for new and existing borrowers - How you can attend our first masterclass free of charge

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they analyse how the softening COVID-19 restrictions will likely impact the mortgage market going forward. This week they discuss: - ANZ’s predictions on property values for this year and 2021 - The vast number of Australians choosing to defer their mortgage repayments - The Australian Broking Awards opening for submissions

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Charbel Kadib as they reflect on the postponement of the best interests duty, what a 70 per cent auction clearance rate could mean for the economy, and lending changes. This week they discuss: - The resignation of Suncorp’s new CEO - How various lenders are adapting to support borrowers amid the COVID-19 pandemic - ME Bank reverses its unpopular redraw decision

Join Alex Whitlock, Annie Kane and Charbel Kadib as they discuss the redraw furore at ME Bank, how coronavirus is impacting the major's bottom lines and how the property market is faring. This week they discuss: - How one of the non-major banks has ruffled feathers - The importance of brokers amid the COVID-19 pandemic - The upcoming Mortgage Business Commercial Masterclass and how it can help you and your clients

Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the major banks' efforts to speed up their turnaround times, findings from My Business' COVID-19 business impact survey, and Firstmac's plans to acquire a car loan business. This week they discuss: - Mortgage Business' first ever virtual event - NAB's half-year results and what they mean - Which of the big four banks are still performing strongly

Join Alex Whitlock, Annie Kane and Charbel Kadib as they delve into the latest findings from both AFG and Momentum Intelligence's broker surveys, new measures for determining borrowers' loan repayment ability in light of COVID-19, and CBA's controversial change to mortgage repayment amounts. This week they discuss: - The major banks' revised outlooks for the 1H20 - Which lenders will be part of the government's Coronavirus SME Guarantee Scheme - Kate Carnell's final report into supply chain finance

Join Alex Whitlock and Annie Kane as they delve into how lenders are adjusting their risk appetite given the coronavirus, the impact of social distancing requirements on the housing market, and the changes to credit policy around remote identity verification. This week they discuss: - Whether lenders will still be honoring pre-approved mortgages - How increased unemployment rates could affect housing prices - Brighten Home Loans appointing its first head of distribution

Join Annie Kane and Charbel Kadib as they delve into the impact of loan repayment holidays on credit ratings, the latest government support for SME lenders, and a Liberal senator's call for more help for investors. This week they discuss: - Fintechs looking to partner up with banks - LMI providers changing the way they operate during COVID-19 - The ACCC postponing its review of the AFG-Connective merger

Join Annie Kane and Charbel Kadib as they delve into the latest COVID-19 support packages for SMEs, the newly announced rent moratorium for tenants, and further details of the structured finance support fund for smaller lenders. This week they discuss: - The outcome of Firstmac's proposed acquisition of Maleny Credit Union - Property market predictions from La Trobe Financial's Chris Andrews - Non-banks tightening their lending policies