The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss what’s driving the strong spring auction market, the solutions being put forward to manage the housing undersupply issue, and what the major banks had to say about regional branch closures at last week’s Senate hearings. This week, they discuss: Shane Oliver’s thoughts on curbing immigration Victoria’s controversial short-term rental levy The takeaways from last week’s regional banking inquiry And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Annie Kane, Kate Aubrey and Adrian Suljanovic as they discuss the strength in the property auction market, Yellow Brick Road’s decision to remove itself from the ASX, and how and why the Housing Australia Future Fund finally passed the Senate. Tune in to find out: Which capital cities are booming Why YBR wants to become private again New forecasts for when the cash rate will start to fall And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Annie Kane and Adrian Suljanovic as they discuss continued strength in auction activity and how property prices may be impacting clearance rates, the final cash rate decision made by RBA governor Philip Lowe, and the passing of new legislation affecting the industry. Tune in to find out: Which capital cities have the best clearance rates Mr Lowe’s final cash rate decision and parting words New laws coming to the mortgage and finance industry And much more!

In this special episode, host Annie Kane sits down with founder of Stargate and Interstar Securities, Vernon Spencer, to discuss the beginnings of the mortgage industry and how he became the father of residential mortgage-backed securities in Australia. Tune in to find out: How the mortgage and broking industry started in Australia How and why he brought RMBS to Australia The importance of technology and innovation in improving the mortgage process And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Adrian Suljanovic as they discuss the start of the spring selling season, the forecasts for Philip Lowe’s last cash rate call as RBA governor, and more lenders look to merge. This week, they discuss: The strong interest in both affordable and luxury properties What economists expect the September cash rate call to be Continued consolidation in the mutual banking space

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the surprising performance of the property market this winter (and forecasts for the spring selling season), ANZ and Suncorp’s move to head to the Competition Tribunal, and why the broking industry is nervous about some of the new ASIC commissioner appointments. This week, they discuss: The surprisingly strong property market despite high rates Next steps for the ANZ-Suncorp merger Bringing non-banks into the open banking regime And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Kate Aubrey and Adrian Suljanovic as they discuss how the market continues to show resilience, with an increase in auction clearances and property listings, the latest trends in consumer spending, and the outcome of the national cabinet’s housing target announcement. This week, they discuss: National cabinet’s new housing target of 1.2 million homes Final hearing of the regional bank closures inquiry The launch of the inaugural Women in Finance Summit And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Kate Aubrey, and Adrian Suljanovic as they discuss the robust clearance rates for this week. RBA governor Philip Lowe concluded his final appearance before the House of Representatives standing committee on economics and the question remains: will freezing rental prices secure votes? Here’s the latest update. This week, they discuss: Auction activity and clearance rates Mr Lowe fronts Parliament for the final time as governor Banks report arrears remain low And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Adrian Suljanovic as they discuss the ACCC’s decision to deny ANZ authorisation to acquire Suncorp Bank, why it thinks a Bendigo/Suncorp merger could be better for competition, and reaction to the RBA’s August cash rate decision. This week, they discuss: Why the ACCC is against the ANZ-Suncorp merger The new terminal cash rate forecasts The upcoming Australian Broking Awards (ABAs) And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock and Annie Kane as they discuss whether the RBA will hold or hike for August and new revisions for the cash rate peak, the stoush of the Housing Australia Future Fund, and Westpac’s revision to its clawback policy. This week, they discuss: Cash rate peak forecasts revised (again) The stand-off over the federal government’s housing bill What brokers would like to see on clawbacks And much more!

Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss why economists have been ripping up and reviewing their house price forecasts, Westpac’s move to separate out its business and consumer banking divisions, and Victoria’s move to curb rent increases. This week, they discuss: House price forecasts revised to the upside Westpac’s third restructure in less than a decade Victoria’s move to curb rental hikes And much more!

In this episode of Mortgage Business Uncut, the hosts discuss the recent property market trends and the challenges faced by borrowers. They highlight the concerns raised by the major banks about people not paying building insurance and the potential risks associated with it. This week, they discuss: The impact of rising interest rates on borrowers’ spending and subscriptions The changes in the RBA’s meeting schedule and governance The new era for the RBA under the new governor Michele Bullock

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the latest activity in the auction markets, the increasing number of lenders bringing in serviceability exceptions, and reaction to the RBA’s July cash rate decision. This week, they discuss: Clearance rates remain elevated amid dwindling stock Will ANZ change its buffers? Run Rocket Run’s huge 500km run in 106 hours And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Adrian Suljanovic as they discuss why peak cash rate forecasts have changed recently, what has changed in home buying incentives this financial year, and how the major banks’ mortgage books have been faring recently. This week, they discuss: Why house prices are still rising Prediction changes for the terminal cash rate The expanded criteria for Home Guarantee Scheme for FY24 And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Kate Aubrey and Adrian Suljanovic as they discuss the solid clearance rates this week, which lenders dropped their serviceability buffer, and there’s growing consensus from the major bank’s economists on where interest rates will peak. This week, they discuss: New home sales and auction activity Major banks’ economists fear more hikes likely CBA lowers serviceability buffer New Broker Academy roadshow wraps up And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Annie Kane, Kate Aubrey, and Adrian Suljanovic, as they discuss the strength in the property market, new stamp duty reforms, and revised forecasts for the terminal cash rate. This week, they discuss: The strongest auction activity in three months Why economists now think peak cash rate is 4.6% South Australia announces stamp duty exemptions for FHBs buying new homes And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Annie Kane, Grace Ormsby, and Adrian Suljanovic, as they discuss strong auction activity, whether it’s more affordable to rent or buy property at the moment, and why the terminal cash rate keeps moving. This week, they discuss: How auction activity fared over the monarch’s birthday long weekend How economists reacted to the June cash rate decision Why APRA is keeping a close eye on buffer exceptions And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the strong demand for property and what’s driving it, predictions for the June cash rate call, and why a drop in refinance activity might just be a ‘blip’. This week, they discuss: Why we are still seeing high auction clearance rates What the RBA will do to the cash rate in June Why refinance activity dropped in April And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the strength in the auction market and what’s driving high clearance rates, the raft of new land tax and stamp duty reforms announced across the country, and the arrival of the ‘fixed rate cliff’. This week, they discuss: Serviceability and cashback changes at the lenders The Victorian, Western Australian, and NSW changes to stamp duty and land tax The size and scale of the fixed-rate cliff And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the news that buy now, pay later products will be regulated as credit lenders begin shifting serviceability assessments and NSW’s move to increase stamp duty waivers. This week, they discuss: Westpac’s move to ‘streamline’ serviceability buffers for some borrowers Government’s move to regulate BNPL What the banks had to say to Senate’s inquiry on regional branch closures And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the ongoing strength of the auction market, why the budget 2023–24 left mortgagors wanting, and the significant news that (some) major banks will be pulling their cashback offers from market. This week, they discuss: Why industry is disappointed with the budget 2023–24 The return of FHBs to market  Is this the end of cashbacks! And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the latest figures around mortgage lending, a new refinancing record, and what we know so far about the budget 2023/24’s housing initiatives. This week, they discuss: A new refinancing record and FHBs coming back into market What we know about the upcoming budget  Stuart Robert MP announces his resignation And much more!

On Tuesday (2 May), the central bank surprised many by announcing the cash rate would increase 25 bps to 3.85 per cent. But why did the central bank move to raise rates, rather than hold them for the second month in a row, as expected? In this Spotlight episode, host Annie Kane is joined by ifa editor Maja Garaca Djurdjevic to discuss: Why the RBA chose to restart its rate-hiking cycle Concerns the rate hike could bring about a recession Suggestions that more hikes are coming And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Dominic Rice as they discuss whether Australia has reached the terminal cash rate yet and whether the property market has reached an ‘inflection point’. This week, they discuss: The inaugural Mortgage Business Awards, partnered by Resimac What economists think the RBA will do with the cash rate this month The expansion of the Home Guarantee Schemes And much more!

In this Spotlight episode, sponsored by Resimac, we find out why the non-bank lender is championing a strong third-party channel and the importance of good culture in business. This evening, Mortgage Business will host its inaugural Mortgage Business Awards, run with the support of principal partner Resimac. In this Spotlight episode, host Annie Kane is joined by Resimac’s general manager of distribution, Chris Paterson, to discuss: Why the non-bank lender is championing excellence in the mortgage distribution space The importance of creating good culture in business The future trends in mortgages to look out for And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Kate Aubrey as they discuss the weekly auction results, what the reshuffle in the central bank will mean for mortgage borrowers, and the latest home sales figures. Plus, a special guest pops in to share the inaugural Mortgage Business Awards taking place this week.    This week, they discuss: What happened with the RBA review Home sales fall as mortgage risk lifts  Mortgage Business Awards coming this week

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss why the International Monetary Fund believes Australia’s housing market to be the second-highest riskiest (behind Canada), ongoing fallout from the Latitude cyber attack, and bank support for Western Australian borrowers impacted by cyclone Ilsa. This week, they discuss: What makes Aussie housing ‘risky’? Mortgage flows streaming back to the majors Banking system on scam and hack watch And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane and Kate Aubrey as they discuss Latitude’s decision not to pay a ransom to the criminals behind their cyber attack, whether we are at the end of the property downturn, and Annie’s first TV appearance. This week, they discuss: Why Latitude won’t pay a king’s ransom Terminal cash rate forecasts change again What RBA Philip Lowe told Mortgage Business about the home loan data it’s tracking And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the surprising trajectory of Australia’s house price trends, their punts on when the Reserve Bank of Australia will pause its rate hiking cycle, and the ongoing construction crisis plaguing home builders. This week, they discuss: Building industry woes continue as Porter Davis collapses How long will the house price recovery last? Expectations for what the RBA will do on rates  And much more!  

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock and Annie Kane as they discuss Latitude Financial’s major cyber incident impacting millions of Australians, the appointment of a new chief executive at BOQ, and forecasts for next week’s RBA rate decision. This week, they discuss: Millions of driver’s licences and passport numbers stolen from Latitude The new CEO at BOQ Will the RBA raise rates or pause next week? And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Annie Kane and James Mitchell as they discuss the ongoing banking crisis in the US, the latest in the Credit Suisse/UBS deal, and the pressures facing Australian home borrowers at the moment.  This week, they discuss: What happened at Credit Suisse  Why the property market rise might be a ‘blip’ Unpacking the serviceability challenge And much more!

While demand for mortgages has started to ease, following record sales and property prices over the past few years, demographer Simon Kuestenmacher has tipped the 2030s will be “by far” the busiest and “most delicious” decade on the Australian property market. In this episode, host Kate Aubrey unravels what the next decade will look like in property, speaking with co-founder and director of The Demographics Group, Simon Kuestenmacher, who provides insights into how demographics changes will shape the mortgage market.  Tune in to find out: How the ageing population will be new opportunities for Millennials  Why the broking industry will be booming in the 2030s  Systemic housing policies needed

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock and Annie Kane as they discuss the collapse of Silicon Valley Bank in the US and its implications for the financial system, RBA’s changing language around rate hikes, and why Mark Bouris believes the central bank’s inflation target should change. This week, they discuss:  What led to the collapse of Silicon Valley Bank  Three years on from COVID-19; how has the property market changed?  Why the RBA may pause sooner rather than later  And much more!

In this episode of Mortgage Business Spotlight, Momentum Markets director Phil Tarrant catches up with Yellow Brick Road executive chairman Mark Bouris to discuss the challenges facing mortgagors and why the payroll tax issue could destroy the broking industry. Where to next for rate rises? Why he thinks the RBA should review its inflation target  The damage the payroll tax issue could cause  And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock and Annie Kane as they discuss the big payroll tax issue threatening the mortgage broking industry, upheaval and change at the Lendi Group, and forecasts for the RBA’s March cash rate decision.  This week, they discuss: The ins and outs of the payroll tax issue affecting aggregators Lendi Group’s restructure Why the RBA is expected to hike rates this month And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the uptick in bidders at auctions, the key themes emerging from mortgage lenders’ half-year results, and new forecasts for the terminal cash rate. This week, they discuss: What’s driving high clearance rates How a fall in settlements is shifting lender priorities Why the cash rate is expected to peak at 4.1 per cent And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the ACCC’s new inquiry into how banks price in mortgage and savings rate hikes, a surprise spike in Sydney auction clearance rates, and the first evidence that borrowers are reining in spending. This week, they discuss: Sydney clearance rates spike  What the ACCC will look at it in its new inquiry on savings and mortgage rates The impact of rising rates on borrowers and financial stability And much more!  

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane and Kate Aubrey as they discuss the moves being taken to encourage first home buyers into market in a rising rate environment, the new aggregator giant that has been formed, and why banks are being hauled to face parliamentary committees. This week, they discuss: How NSW is luring first home buyers back into market The RBA’s move to raise the cash rate to 3.35 per cent Loan Market’s decision to retire the PLAN Australia, Choice Aggregation and FAST brands And much more!

As rates continue to rise, more and more borrowers are turning to brokers to help alleviate their mortgage pressures. In this Spotlight episode, host Annie Kane is joined by Assetline’s nations head of sales and distribution, Royden D'Vaz, to discuss: What challenges and opportunities are on the horizon for mortgage borrowers How brokers can best support borrowers in 2023 How Assetline is expanding its product range to offer more solutions And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the auction market, why refinancing is still soaring while new mortgage activity falls, and why the market expects the cash rate to rise by 25 bps this week. This week, they discuss: What the RBA is expected to do with the cash rate in February and March Should APRA change the interest rate buffer?  ANZ buys a shareholding in View Media Group And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the latest quarterly inflation data and what’s driving the highest Consumer Price Index levels for 33 years, how The Voice could benefit Indigenous home ownership, and how the first week of auctions fared. This week, they discuss: A slow start to the 2023 auctions market  How the 7.8 per cent inflation figure will weigh on the RBA Members of industry named in the Australia Day Honours list And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage marke. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss inflation and house price forecasts’ what the lending and broker markets think about regulating the buy now, pay later sector; and the interesting move from the chief executive of MOVE Bank. This week, they discuss: How industry responded to the BNPL regulation consultation  What will happen to property prices this year? Therese Turner’s move from MOVE Bank And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Annie Kane and Kate Aubrey as they discuss the latest figures on lending and refinancing, what’s been done on a state-level to help support home buyers, and how the new inflation figures may impact the RBA’s next rate meeting. This week, they discuss: Does APRA need to change serviceability buffers amid new lending slowdown? The official launch of NSW’s stamp duty opt-out scheme How housing is leading the inflation rise And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgage market. Join Alex Whitlock and Annie Kane as they discuss CoreLogic’s final figures for property values in 2022 and how mortgage rates are feeding into the largest annual drop in values since 2008.   This week, they discuss: Which areas are seeing property values change most dramatically  How the property market might fare this year Why cyber crime is the number one security issue in Australia now And much more! RELATED LINK: Spotlight: The cyber security threats facing Australia  

The last few years have seen an exponential increase in cyber attacks and cyber crime — with the need for strong cyber security of paramount importance. In this special Mortgage Business Spotlight episode, shadow minister for cyber security and shadow minister for countering foreign interference, Senator James Paterson joins Phil Tarrant (director - Momentum Media) and MAJGEN (retired) Dr Marcus Thompson to discuss the regulatory impediments preventing Australia from becoming a leader in cyber security. Tune in to find out: The cyber security threats facing Australia and the role of the Australian Security Intelligence Organisation (ASIO). How foreign interference and espionage have overtaken terrorism as the primary security concern for Australia. The importance of attracting the right talent with the right skills to power Australian cyber security businesses.   And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane and Kate Aubrey in the final episode of Mortgage Business Uncut for the year, as they review the year that was and how the mortgage and property market changed. This week, they discuss: Why the last week of auctions was unusually subdued The key trends that impacted mortgages in 2022 What to look out for in 2023 And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock, Annie Kane, and Kate Aubrey as they discuss the rush of auction activity ahead of the holidays, the RBA’s cash rate decision for December, and why chances in the open banking system could benefit mortgagors. This week, they discuss: Auction activity and how rising rates are impacting new home sales The December cash rate and projections for February ANZ’s new commercial arm and head of commercial appointment And much more!

The Mortgage Business Uncut podcast is your weekly analysis of the biggest themes shaping the Australian mortgages market. Join Alex Whitlock and Annie Kane as they discuss the latest auction activity, the surprise announcement about George Frazis leaving BOQ (and is a bigger shake-up on the cards), and what to expect from the RBA this week as they announce the cash rate decision for December. This week, they discuss: A rush in auctions ahead of the holidays What’s happening at BOQ Group? Final call for video submissions for Mortgage Business Awards And much more!