We’ve all made mistakes in life. Some are relatively harmless but when it comes to high-value transactions such as investing in property, the stakes are higher. So this time on The Property Couch podcast, Bryce Holdaway and Ben Kingsley list out a few common mistakes that they’ve seen people make in their investment journey.The first mistake is underestimating the importance of having a good lending strategy and structure. One investment property will not be sufficient to provide you with a self-funded retirement so in time, you will need to buy another one and if you messed up your lending structure from the start, you might not be able to achieve your full potential in your portfolio. One of the common regrets that Bryce and Ben have heard before is the investor’s drive to look for lenders that offer them the least interest payable has clouded their decision for better borrowing power and eventually, a better asset.Listen to this podcast to find out the other four mistakes that a property investor often makes.Free Resources mentioned in this podcast:Ben’s short presentation: Fear/Procrastination vs. Greed – The Balancing ActMoney Magazine article: Earn $55k a year in rental incomeIf you like this podcast: “Common Mistakes When Investing in Property”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

With dwelling approvals remaining close to record high levels and the latest housing credit data suggesting a slowing investment credit growth, will this lead to an oversupply in the Australian property market? On top of that, how is the lending sector affected by the recent changes put in place by Australian Prudential Regulation Authority (APRA)? All these factors are a cause for concern for most property investors especially when there is a lack of awareness in this industry.So in this episode, Bryce Holdaway and Ben Kingsley will be discussing if our property market is oversupplied and which areas will be affected by this market movement. They will also be discussing the recent changes made by APRA, how will it impact property investors and what can investors do to ensure their property plan remains on track.Other episodes mentioned in this podcast:Four Pillars of Mastery seriesEp. 016 – 5 Essential Steps to Property Investing in AustraliaEp. 017 – Who’s your Personal Banker?If you like this podcast: “Is the Property Market Oversupplied & What’s Happening in the Lending Sector?”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Not every state in Australia has an auction culture but we are seeing an increasing trend in it. In their everyday role as Buyers' Agent and Property Investment Advisors, Bryce Holdaway and Ben Kingsley have seen many buyers who are either too afraid of the auction campaign or unsure of what to do in the process. Well, as Bryce mentioned in this podcast, an auction is a necessary evil. It favours the seller and the agent. But ultimately, as a buyer, you shouldn’t be afraid of it. Do your due diligence and embrace it with confidence but never turn down an investment-grade property simply because it’s going to auction.So to help you guys out there who are currently searching for properties or are going for an auction this weekend, here are some tips for buying at auction from the property experts that can help you prepare for what is to come.Free Resources mentioned in this podcast:Value Series: Auction Tips (Part 1)Value Series: Auction Tips (Part 2)Value Series: Auction Tips (Part 3)Value Series: Auction Tips (Part 4)If you like this podcast: “Tips for Buying at Auction in Australia”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

We have been receiving a lot of great suggestions and questions from our listeners! If you have submitted a question on property investing in Australia and have yet to hear a response from us, don’t worry. We will get to you as soon as we can. In this week’s podcast, Bryce Holdaway and Ben Kingsley will be addressing some topics:Property in Trust from Christ: Can you address investing in trusts? In particular, purchasing property through trust and transferring currently owned investment properties into a family trustTax benefits in renovating established properties from Christian: One of the topics that got me interested was Tax Depreciation. I already have a depreciation schedule, but the one thing that plays on my mind – is whether it is worth renovating an established property? Is there a rule of thumb that I should use to determine whether my investment property needs to undergo renovation? Is there a golden rule to this on when is the best time?Gentrification questions from Andy: What are gentrification and its signs? Does this take a long time to happen? What are the positives and negatives of buying in a suburb that hasn’t had it or is in the process of having a face lift/demographic change? Investing in Regional Centre from Lewis: Can you offer any advice regarding property investment in a regional centre? Often there are a lot of stones unturned in these markets. I am based 30km from the coast in Central Queensland and medium/high-density development is a relatively new concept to most buyers in this area. However, recently completed projects have shown a real interest in this type of offering versus detached dwellings and I am wondering how to interpret this.For access to The Property Couch’s media kit, please email us here: [email protected] you like this Q&A episode, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

It's Questions and Answers time! Thanks for all the suggestions on new topics to cover in this podcast. For today’s episode, Bryce Holdaway and Ben Kingsley will be addressing questions from:High Loan to Value Ratio (LVR) question from Andy: As a relatively new investor, would you recommend gearing as many of my initial purchases at 90-95% LVR as possible to help get ahead early on and do you foresee a lot of the banks starting to restrict this type of lending going forward with the interest rates currently so low. If you do recommend it, how do we best manage the risk for the first few years until the properties grow and loans come down to the 80% mark? Capital Gain Tax (CGT) question from Paul: It would be great if an episode could cover “capital gain tax“. I have recently had to sell an investment property due to lifestyle decisions but didn’t incur any charges as it was my first place. In future, if I have to sell to upgrade to a bigger investment It would be great to know the CGT laws in each state.Cross Collateralization from Andrew: In recent Episode 20 you touched on cross collateralisation and while it is not the best option, I  was wondering if you could expand on where you might need to use it, why you would use it, what extent would you use it and how would you un-cross collateralise your portfolio?SMSF and Property from Billy: I’m interested in using a Self Managed Super Fund to invest my super in property. I’d like to hear your opinions on this subject. Would you recommend SMSF Property or not? For access to The Property Couch’s media kit, please email us here: [email protected] you like this Q&A episode, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. Any questions or ideas? Feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/.LILISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Drawing from Stephen Covey’s book and as promised in the previous episode (Exit Strategy in Property Investment), this week our hosts talk about the Seven Habits of Highly Effective Property Investors. Some of our listeners have asked us before about having the right mindset when investing in property and this episode sort of ties in with that. Bryce and Ben list out the seven habits that Dr. Covey talks about and explain how we can use them in property investment.The first habit is to be proactive. As Bryce mentioned in the podcast, you won’t achieve Financial Freedom unless you take a step forward to make it happen. It is not going to happen by osmosis or by default. You need to get off your chair, overcome some conditioning and take action. Bryce and Ben will also be sharing some of the stories from their own personal journey as an investor and an advisor. Listen to the podcast to find out more.Free Resources mentioned in this podcast:Bryce’s appearance on The Today Show – Hot PropertyBen’s appearance on ABC News 24 – Australia’s Housing BoomIf you like this podcast: “Seven Habits of Highly Effective Property Investors”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

This week on The Property Couch podcast, Bryce and Ben talk about planning ahead and having an Exit Strategy when investing in property. As Stephen Covey once said, “Begin with the End in Mind”. We think this concept can be applied to property investors as well. Now, there are a few exit strategies out there and as we’ve always emphasized, each household is unique and hence each investor’s exit strategy would be different. But generally, there are two main categories; either you buy and sell or you buy and hold. Under these categories, there are sub-categories and different scenarios where it’ll suit you better. Bryce and Ben will be discussing these exit strategies today so make sure you tune in!Also, the Money Magazine Cover Story that we have been talking about is out. Grab one off the Newsstand today and let us know what you think!If you like this podcast: “Exit Strategy in Property Investment”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

It's Questions and Answers time! Thanks for all the suggestions on new topics to cover in this podcast. For today’s episode, Bryce Holdaway and Ben Kingsley will be addressing questions from:Building and Pest Inspection question from Mark: How do I find a good quality building and pest inspector with the property market being so hot with auctions at the moment, how do I ensure I don’t burn through my deposit money when constantly missing out on auctions?  I could end up wasting thousands on inspections until I actually win at auction! Should I try doing it myself and find a friend or family member with some building knowledge or use one of the smartphone apps?Rentvesting question from Ryan: What are your thoughts on the property investor or herself buying and living in their own PPR or renting? Obviously, both have advantages, a place to call home or the ability to keep investing without losing potential borrowing capacity.Next Wage Growth Hotspot from David: As mentioned on previous podcasts, investors will want to avoid “glass ceilings” in terms of capped wage growth in certain areas.  Given the changing Australian economy (more knowledge-based), are there particular areas of Australia in which you expect to see wage growth occurring?If you would like to access The Property Couch’s media kit, please email us here: [email protected] mentioned in this podcast:When should you Conduct A Building and Pest Inspection?What is Rentvesting and Is It For You?If you like this Q&A episode, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook page. If you have any questions or ideas, feel free to drop us your thoughts here: http://tpcaustralia.wpengine.com/topics/.LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

The debate on negative gearing and how it impacts the Australian Property Market is ongoing but when the RBA suggested that negative gearing might be up for a review last week, the debate got hotter. This is further fueled by the controversy about property bubble in Sydney and how property investors play a role in it. So this week on The Property Couch, Bryce Holdaway and Ben Kingsley decide to tackle this debate head-on and discuss the history of negative gearing, why some people are against negative gearing and how will it impact our economy if it’s scrapped off. Start listening to this podcast to learn more.Also, The Property Couch is hoping to get nominated for the Investor’s Choice Award 2015 for the category: Property Educator/Mentor. We would like to spread the word on the podcast so that we can help more people avoid making bad investment choices and avoid buying the wrong asset. So if you think we are doing a good job, please do nominate us here.Our details for nomination:Name of the Organisation: The Property CouchName of the Person you deal with: Bryce Holdaway and Ben KingsleySuburb: North MelbourneState: VICPhone number: 03 9326 8900Email address: [email protected] you would like to access The Property Couch’s media kit, please email us here: [email protected] mentioned in this podcast:Negative Gearing vs. Positive Gearing – Which is Better?Victoria shoulder the biggest tax burden in the Nation (Article on The Age)If you like this podcast: “The Negative Gearing Debate in Australia”, don’t forget to rate us on our iTunes channel (The Property Couch Podcast) and our Facebook paLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

There are many factors at play when looking for an investment property, but did you know there’s actually a science behind selecting assets? Yep, that’s right folks! This science is called: The Buyers Decision Quadrant!   It’s made up of… PriceLocation  Land proportion  Quality of Dwelling We’ll explain what each one means, and while the concept is quite simple, the real achievement is understanding which part of the quadrant you are willing to compromise on and which is non-negotiable.  We’re also looking at some great case studies  and comparing 1970s and 1990s apartments, and which one has fared better over time!  Folks, it is rare for an investment property to tick all the boxes, and most of the time, you will need to journey through the Buyer's Decision Quadrant to make the right decision for you!  So keep this episode on repeat 'cause we think this one will help with making those hard decisions again and again!  Also, The Property Couch is hoping to get nominated for the Investor’s Choice Award 2015 for the category: Property Educator/Mentor. We would like to spread the word on the podcast so that we can help more people avoid making bad investment choices and avoid buying the wrong asset. So if you think we are doing a good job, please do nominate us here.Our details for nomination:Name of the Organisation: The Property CouchName of the Person you deal with: Bryce Holdaway and Ben KingsleySuburb: North MelbourneState: VICPhone number: 03 9326 8900Email address: [email protected] Stuff Mentioned:  Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.  Check out Bryce’s article “Earn $2500 A Week at Retirement” which wLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

So we’re saying…. swimming pools are bad?!  Building off last week’s episode on the advantages of using a Buyers Agent, we’re looking at the 4 ways an investor will pay… Buying the wrong _____  By falling into THIS habit  By ____too much  By acquiring THIS information  We’ll be explaining why swimming pools can mean trouble for investors…  Sharing personal experiences and client stories AND delving more into how the Property Investment Professionals of Australia (PIPA) can help provide credible advice! Now, it’s up to you which way you pay but we’re unpacking what each method will mean over the long term.PLUS we’re highlighting WHERE you should avoid having an ego explosion and linking it to lessons learned in previous episodes.Is this the first episode you’re listening to? We recommend going back to the start and listening at 1.2x speed – we promise it’ll help you build your knowledge way faster!But if you’re up to date – congrats! Tune in now to best understand your options when buying a property!Also, The Property Couch is hoping to get nominated for the Investor’s Choice Award 2015 for the category: Property Educator/Mentor. We would like to spread the word on the podcast so that we can help more people avoid making bad investment choices and avoid buying the wrong asset!!Free Stuff Mentioned:  Summary Video – Four Ways a Property Investor Will PayRBA July 2015 AnnouncementCheck out the Property Investment Professionals of Australia (PIPA) to verify the professionals you’re working with!Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, a good investment property is just like bricks and mortar bank account!!  (Yep, that’s another great analogy from Bryce – just wait till you hear the cow one too!)  This means – it doesn’t need to have all the looks; it just needs to be investment grade. And this is exactly where Buyer's Agents come in!!In today’s episode, we’ll be taking a looking under the bonnet and hearing what a Buyers Agents life is like, unpacking their role in the property market and discussing what the KEY advantages of using them are!Of course, since we’re sharing WHY you need Buyers Agents, we’ll also be revealing WHERE you can find some great ones!And we think we’re both in pretty good spots to be explaining it…We’re both experienced, qualified and licensed Buyers agents in multiple states across Australia!We’ll be sharing some stories from our past… PLUS discussing the role that professional bodies such as the Real Estate Buyers Agents Association of Australia (REBAA) and the Property Investment Professionals of Australia (PIPA) play in the property market.  Loads of good stuff in today’s episode, tune in now folks!   Free Stuff Mentioned:  Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.  LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Did you know, to be a great Property Investor… you need to be great in Finance!This means you need to understand how to access money, and most importantly, understand how to use Leverage.Yep, that’s right! And to better understand this concept, we’re drilling down into the Borrowing Power pillar, found in our Four Pillars of Mastery framework.In theory, investors are supposed to be thinking of 2 properties or loans in advance, whilst setting up their current property.Of course, the reason we said this, in theory, is because most investors simply don’t know how to achieve this as they lack the knowledge and experience.So, what happens next? Well, unfortunately, they go to the bank hoping that the bank or lender will sort it out for them, but what folks forget is…the banker works for the bank!Bankers typically don’t have the capacity to conduct a thorough analysis of all investors’ loan strategies and structures. It’s kinda like going to the GP and asking them to perform knee surgery (not safe or practical!)That’s why in today’s episode we’re discussing how to maximise your leverage, the difference between cross-securitisation to stand-alone lending (Hint: you should definitely avoid 1 of them)…AND why you should choose a specialist over a generalist EVERY TIME.We’re also looking at the strategy and structure behind good lending and who your personal banker should be!   Tune in now folks    Free Stuff Mentioned:  Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.  Free Report: 7 Common Mistakes when selecting a Property LoanBeginner’s Guide to Property Investment WebinarLISTEN TO THE FIRST 20 EPISODES HERE >>MOORRLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Aaand we’re back at it folks!! Our first double-part episode…ALL IN THE SPACE OF ONE WEEK! Yep. That’s how important we believe these two lessons are!!So today we’re finishing our “5 Essential Steps to Property Investing in Australia” framework (Of course, if you haven’t already listened to the first part, tune in here) covering the last TWO steps of the process:  4. Implement (The researching and buying – often what too many people do FIRST in the framework)  5. Manage (The checking and monitoring of the property each year)  Combined, these 5 steps will guide you to effectively and successfully plan and achieve your life goals!  AND (in the wise words of Bryce) if you’d like to turn your dream into a goal, our business – Empower Wealth – offers tailored Property Wealth Planning strategies based on YOUR financial and life goals.We discuss how these plans work and why they’re important…Plus we define the 2 key metrics that Empower Wealth uses to create these insanely accurate financial plans!(Did we mention these advanced calculations have been designed by Ben himself??)If you’re interested in getting us to help you out with your property journey, check us out here!There’s so much gold in this framework finale episode, tune in now folks!  Free Stuff Mentioned:  Ep 3: Cash Flow ManagementEp 4: Borrowing PowerEp 5: Asset SelectionEp 6: DefenceEpisode 016 | (Part 1) The 5 Essential Steps to Property Investing in AustraliaCheck our Empower Wealth’s Property Portfolio PlanJust starting your property investing journey? Check out our FREE LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, we think Australia’s school curriculum should include money management and smart investing…In fact, we believe so strongly that Aussies need MORE property education, that we’re expanding from our “Four Pillars of Mastery” series…(Haven’t listened? You can check it out here!)…into the first part of our “5 Essential Steps to Property Investing in Australia” framework!!Yep, that’s right folks, we’re giving you yet another free framework that’ll guide you on your professional investing journey!Today we’re covering the first 3 steps… Clarify (Understanding your financial and personal story, and your properties’ potential)  Evaluate (This is the art of understanding your cash flow – basically, crunching those numbers)  Plan (Putting a written plan into place)  We’re breaking down each section and explaining how you can achieve it, with insider tips that we’ve learned over the past 40 years!We’ll also be unpacking the Microscope challenge and listing some real-life examples in action. Tune in now to upgrade your knowledge!p.s Make sure you check out the simulator that Ben mentions in this podcast, it’ll seriously help you to achieve these three steps!p.p.s  Continue to >> Part 2 of 5 Essential Steps to Property Investing in AustraliaFree Stuff Mentioned:  Ep 3: Cash Flow ManagementEp 4: Borrowing PowerEp 5: Asset SelectionEp 6: DefenceJust starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

While we’ve been sharing tons of wisdom with you over the past few weeks…Today we’re putting knowledge into practice with the podcast’s first case study from Aaron, a valued listener of The Property Couch!Aaron asks:  “Why do some apartments that seem to tick all the boxes just don’t appreciate in price over time? This block at Brunswick is close to public transport, schools, cafes and lifestyle but based on the comparable sales, the apartments have only achieved very little, if any, price gain since 2010.Your podcast has been saying “Location First, Property Next”, but I’m confused with this property. Why is this place so cheap? If it’s because of the property itself, does it mean the location is not always the biggest factor? And finally, should investors seriously consider properties like this or stay clear?”We’re unpacking each question and running through the 3 crucial filters you need to be applying to every property.This includes explaining how this property might appear to tick all the boxes, but why it’s actually scoring none!  If you are interested in investing in apartments, check out Episode 7 as well where we talked about investing in One Bedroom and Studio Apartments.We’ll also be sharing who the #1 person you must impress as a property investor is, and what shining oversize means!So strap in folks, we’re doing a deep dive into this multi-layered question!   Free Stuff Mentioned:  Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away! Top 10 Suburbs in Sydney in 2003 and what happened to them in 2007?Watch Ben’s ABC News 24 – Property Bubble in Sydney and Melbourne. InterviewLooking for a Qualified Property Investment Advisor? Use the Search Function on PIPA Website here or get in touch with us!Our parent company LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

There’s no denying that Sydney and Melbourne are in a boom right now…But what does that mean for the everyday investor?Here’s the deal: We’re exploring WHAT you should be considering if you’re thinking of jumping into these heated markets…WHY having the fundamentals of property selection is important during this time and discussing the Australian Prudential Regulation Authority’s (APRA) new changes to lending policies that seriously affect pre-approvals for investors!!In fact, we’re answering if you should even be investing at all during a boom – After all, how do you know the market hasn’t already peaked? We’ll also be sharing our strategy for dealing with booming markets! (Check out our episode on buying counter-cyclical as part of this!)And remember folks…It’s not a bubble, it’s a balloon!You heard it here first!! Now that we’ve verbally trademarked it (Yep, that’s 100% legitimate )…what do we mean?Well, you’ll have to tune in to find out!All we’re saying, for now, is that Sydney’s currently in a property balloon…Listen in now!  Free Stuff Mentioned:  Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away! Watch Ben’s Commentary on RBA’s releaseShould you be a Borderless InvestorHow To Spot A Property Spruiker?Renovation does not equal RichesTop 10 Suburbs in Sydney in 2003 and what happened to them in 2007?LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Right off the bat folks, a big THANK YOU to our listeners for all the questions they’ve sent in!We’re excited to be answering a BUNCH of great questions in our FIRST-EVER Q&A session!We’ll be covering a lot of ground, from the crucial conversations you should be having before making ANY decisions to the type of research and data that’ll help you determine the best option for you.We’re also sharing our thoughts on the Government’s policies on negative and positive gearing, and explaining why removing negative gearing is actually a terrible idea!Once again thank you to all our question submitters, we’re glad that this podcast has inspired you and we had tons of fun recording this one!Listen in now folks, plenty of gold to help you make the right decisions.P.s. In the future we are hoping to answer ALL of your questions, so please keep sending them in!Free Stuff Mentioned:  Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away! LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

It’s no surprise that Ben and Bryce are huge advocates of property investing but until now, they haven’t explained WHY they love it so much! 🏘︎ Today we’re taking a walk down memory lane and discussing why and how Ben and Bryce first got into the residential property market and why they’ve continued to stay!From Ben’s early love of investing to Bryce’s captivation with Jan Somers’ back-of-napkin calculations, we’ll also hear about Ben’s “apprenticeship” years that’s made him the guru he is today!!PLUS we’ll be looking at the fundamentals you should know about investing (Including how property can be BOTH a liquid and non-liquid asset, we know it’s a bit of a head-scratcher… And applying those to Sydney and Melbourne markets today.We’re sayin’ that this time – the rising time will NOT lift all ships!In this podcast, Bryce and Ben also mentioned that based on CoreLogic’s “Pain and Gain” Report, properties held for shorter time periods are much more susceptible to lose. To read the full report, click the image to the right.Listen in now!  Free Stuff Mentioned:  Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away! CoreLogic “Pain and Gain” report. For more information on CoreLogic visit RP Data CoreLogic.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

We’ve got four words when it comes to property spruikers folks: Run for the hills!Today’s topic is something we’re extremely passionate about which is why we’re focusing an entire episode on it!!Too often we’ve heard of “sharks in suits” who have no proper training…Giving terrible financial advice that can cripple folks’ wealth and make that lifestyle dream, well, a dream.In fact – hearing about these people is why we started this podcast in the first place! To help you avoid falling into the same situation, today’s episode will define who Property Spruikers are, what they do and why they even exist!More importantly, though, we’re covering HOW you can avoid them!We’ll be providing you with industry intel so you can also identify the main tactics they use (As you’ll hear with some spruiker “educators”…)AND we’ll explain how property advisors will act when they really have your best interests at heart!Did you know that Australia’s peak industry body, the Property Investment Professionals of Australia (PIPA) can also help you verify your buyers’ agent if they’re a PIPA member?Yep, that’s right folks!There are plenty of good tactics that you can use to stay away from the sharks; to find out more just tune in to today’s episode.   Free Stuff Mentioned:  Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away! Watch Ben’s commentary on the recent rate cuts here.Looking for a Qualified Property Investment Advisor? Use the Search Function on PIPA Website here or get in touch with us!Our parent company Empower Wealth is a PIPA Member and all our advisors are QPIAs. You can learn more about our free and no-obligation initial consultation here.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

If you were to ask an investor if they wanted to save $149 per week on a property, we can guarantee you that no one would say no…BUT that’s exactly what too many folks are doing when they don’t use tax depreciation, right? (Check out the case studies at the bottom if you don’t believe this number…)Today we’re excited to be discussing this topic with the help of our good friend and first-ever guest to the show: Bradley Beer!As the Managing Director of BMT Quality Surveyors, expert at tax depreciation, Brad explains exactly what tax depreciation is and how and when you can use it!Buying a property for its depreciation, however, should NEVER be your main reason for investing!Instead, we unpack the important depreciation factors you should be looking at…And explain why 1985 and 1987 were very important years when it comes to tax depreciation.We’ll also be explaining what quality surveyors do and hearing some true stories from Bryce and Ben!So tune in now for the gold on tax depreciation! (Yes, we say tax depreciation way too much in the episode too )Free Stuff Mentioned:  Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away! Brad’s case studies that he has prepared for the podcast can be accessed here! The first is a $600,000 – $700,000 period home with a rental income of $22,880 per annum and the second is a $400,000 – $500,000 older villa with a rental income of $21,060 per annum.Interested in using BMT? Download the BMT Tax Depreciation Application Form here.LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREELISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Buying in a heated market is kinda like jumping off a cliff because everyone else is jumping……many investors start buying any old investor stock (Call it a classic case of the FOMO), but the problem is, how do you know that a heated market hasn’t already reached its peak before you even jump in? The answer is: Sometimes to get ahead, you’ve got to take the road (or cliff) less travelled! (We might be going overboard with this analogy).In this case, it’s using a counter-cyclical strategy.Today we’ll be exploring what this is, the benefits it can bring, and how becoming a borderless investor could be best for you!But remember folks: Each state has its own cycle, and it’s not always easy to tell WHERE the market currently is!To help you determine this, we’re sharing a fantastic resource called CoreLogic Monthly Housing & Economic Chart Pack. This pack allows you to see how each state’s property market has performed over the past 30 years! (Just click on the image to download the report now!).The message today folks is it’s all about market timing and avoiding making rash decisions. To learn how to navigate both, listen in now! Free Stuff Mentioned:  Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away.  LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Well folks, after eight long weeks of waiting, we’ve FINALLY reached our most anticipated topic yet…Investment Stock vs. Investment Grade Properties!Did you know, there’s a higher percentage of investors who’ve sold their property for less than their original purchase price, than owner-occupied properties? Yep, that’s sadly true. That’s why in today’s episode, we’re deep dive into what investment stock actually is, how it differs from investment-grade properties…...And how to know if YOU’RE being spruiked into buying stock! We’re also examining the science behind Investment Grade Properties, why depreciation shouldn’t be the end-all, and how becoming a borderless investor can benefit you!!PLUS, guess what milestone we’ve just achieved…A HUGE thank you to all our listeners and to those of you who have left us a review! We love hearing from you so please keep those reviews and questions coming via the iTunes store or our Facebook page!Free Stuff Mentioned:  Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away. LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, we’ve been sharing what we believe will make you successful investors, but today, we’re turning the microphone over to you.  With the rise in apartments in CBDs around Australia, this is a common question we’ve been hearing, and we’re excited to get into the meat of it today!We’re breaking it down into HOW these two accommodations differ, the different types of asset classes you can invest in and the regulations around them… PLUS, we investigate density and spacing (More importantly, how it can create pesky glass ceilings for you)…Whether holiday homes are a better investment (Curveball, right?!)  And how lifestyle factors and the fading Great Australia dream impact our response!But before we let you jump into today’s episode, we’ve got a huge announcement!We’re almost at 1,000 downloads!!Thank you to all our listeners, we appreciate you tuning in each and every week!And if you’re like Matt and have a question you’d like to ask, send us a voice message through our SpeakPipe (It’s the tab on the bottom right of this page!)But back to today’s episode…Tune in now folks, there’s some evergreen wisdom in there!Free Stuff Mentioned:  Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away. LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Folks, it’s scary to watch investors pour bucketloads of time and money into budgeting and buying a property, to then not invest in any protection! This is exactly why we’re homing in on the fourth and final part of our ABCD Property Investment Formula series: Defence!Previously, we’ve spoken about Cash Flow Management, Borrowing Power and Asset Selection. If Asset Selection is the favourite of the Four Pillars, then Defence is definitely the least favourite. Most investors are always on the lookout for new investments or new ventures to go into, but the most important asset is actually the investor themselves.That’s why we’re looking at…HOW to minimise risk across Asset Selection, Borrowing Power and Cash Flow Management… WHO you shouldn’t be taking advice from…. (Hint: Ben and Bryce have declared enemies of these types of advisors )WHY you should be investing in certain policies and mortgage brokers…And why mining towns aren’t the ideal investment – especially if it’s your first property!So don’t end up like some of the people that Ben references in today’s podcast, or spend years investing to be blindsided by weak defence…Tune in and get smart with our final pillar in the Property Investment Formula!  Free Stuff Mentioned:  Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away. LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

We’re going to let you in on a secret for selecting great assets… Look at the big picture BEFORE the property!That’s right folks! We’ll be discussing this (and more!) as part of the third episode which focuses on A for Asset Selection in our ABCD Property Investment Formula.And while most think they score an A+ in this area, we look at a couple of pitfalls that can cause people to score an F!Bryce discusses why you should avoid being sold on “The Bling!” (Think shiny taps and sparkling stainless steel…yep, he definitely fell for that one )…and instead, what other areas you should be focusing on when selecting an asset! Is investing in new or old properties better? And how important are locations and land value?On top of that, we look at the big question on everyone’s mind: Who should you be taking property investing advice from anyway?? Tune in for all this and more in today’s episode!Plus don’t miss Ben’s golden return ratio which could completely change the way you select your assets!  Free Stuff Mentioned:  Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away. LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - Website - InstagramLISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

This may be one of the most important factors when investing in propertyContinuing with our “ABCD” Property Investment Formula which all property investors should master, we’re advancing to B for Borrowing Power!!Folks, now that you know how much surplus you have at the end of each month (thanks to the previous episode on Cash Flow Management), the next step is knowing YOUR borrowing power!Did you know that having higher borrowing power can greatly increase your accumulated wealth? But it’s not always as simple as going to your bank or mortgage broker to set up a loan…In fact, many unseen factors can create unwanted “glass ceilings”. We’ll cover how to recognise the signs of Borrowing Power and more importantly HOW to increase yours…PLUS, we’re unpacking INCOME: how does it affect your suburb’s desirability and value growth, and when did income and property value even become linked?! Tune in for the gold!  Free Stuff Mentioned:  Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which shows you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/     FREE MASTERCLASS: - How to Build a Property Portfolio and Retire on $2,000 a week >>FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple AgainFIND US HERE: - LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube

Do you know the ABCD’s of property investing?? Yep, we’ve spent years defining this Property Investment Formula (which we like to call the ABCDs) that every property investor should master!!That’s right, there’s a science behind investing; property investment is not just a transaction.So get excited folks because over the next four episodes we’ll be deep-diving into the four pillars which make up this Property Investment Formula:  A – Asset Selection (what property to buy) B – Borrowing Power (how to set up your loan strategy and structure) C – Cashflow Management (how to trap more surplus) D – Defence (how to protect yourself and your portfolio) BUT REMEMBER, while this acronym makes it easy to remember each “ABCD” Pillar, this is NOT the order in it should be implemented in.Most people tend to start with “A” – the property itself… aka Asset Selection – this is NOT where you should start! Instead, folks, we’ll be starting with the foundation pillar that is also the hardest to master – Cash Flow Management!‘And why is this the hardest?’, you ask…Well, unlike the other pillars, success is totally dependent on YOU!It requires one’s own planning, observation, and discipline: all things a professional advisor can’t provide!It’s also the cornerstone to building a successful property portfolio!As the famous quote goes, “change begins with you” and it’s no different for your finances.Listen in and learn how to manage your cash flow once and for all!!! Free Stuff Mentioned:  Check out the Cash Flow Management.Just starting your property investing journey? Check out our FREE Binge Guide to the Foundations of Property, Finance and Money Management, which show you which episodes you need to understand the basics! Or fill in the form below and we’ll email it to you right away!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform:  https://www.moorr.com.au/ LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform: https://www.moorr.com.au/ FREE MASTERCLASS:- How to Build a Property Portfolio and Retire on $2,000 a week >> FREE BEST-SELLING BOOKS: - The Armchair Guide to Property Investing - Make Money Simple Again FIND US HERE: - Website - Instagram - Facebook - Youtube