In this episode, we discuss how long you can expect your retirement to last. This is based in Stats NZ data that shows how long the average person is expected to live based on their sex and birthdate. We show how the average person underestimates how long they're expected to live and therefore how much money they'll need for retirement. Main topics discussed: Life expectancy How long the average person lives How long retirement lasts

In this episode, we compare the top property software in New Zealand. Specifically we look at Property Guru, Relab and MyPropTech. Property Guru is produced by CoreLogic, while Relab is an independent startup. On the other hand MyPropTech is part of the Du Val Group. We weigh up the pros and cons of each software so you can decide which is the right one for you. Main topics discussed: Property Guru, Relab and MyPropTech Top Property Software NZ

In this episode, we discuss the 7 things that non-property accountants get wrong when it comes to property. This includes things like "buy a commercial building" and "it's a bad investment". To be clear, you need a good property accountant. But sometimes more general business accountants give bad advice when it comes to property. If you're looking for a good property accountant here are our picks for the top property accountants in New Zealand?.

In this episode, we discuss the 4 strategies you can use to make your retirement fund last longer. This is based on the 4 rules of thumb that have been released by the NZ Society of Actuaries. The rules of thumb include: the rule of 6%, the rule of 4% and 2 others. But you'll have to listen to the episode to find out what they are. Main topics discussed: Managed funds and shares Retirement funds, and decumulation Nest Egg Strategy

In this episode, we discuss how Troy and Jana became mortgage free by 31 and 33. They walk us through how they used investment properties to pay off their mortgage, and how they are growing their property portfolio. Main topics discussed: How to use investment properties to pay off your mortgage Opes Partners Customer Case Study

In this episode, we discuss whether you should use a look through company or normal (standard) company to own your investment properties. This includes a discussion about the pros and cons of both ways to owns your investments. On one hand ordinary companies appear to have a lower tax rate, but this isn't always as simple as it seems. Main topics discussed: Look through companies vs companies for investment properties Property accountants Ownership structures

In this episode, we discuss the 7 things that your family or Uncle Lester will say about property investment at the family BBQ. Property investment is a contentious topic, especially among family and friends. So this episode is to share what they might say and what to look out for.

In this episode, we give an honest overview of the differences between enable.me and Opes Partners. This includes differences in the price of properties offered through their subsidiary (Momentum Realty) and Opes. We also talk about the costs you need to think about the differences in build type. Ultimately this is so you can decide which is the right option for you. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss how to find out and then fix your credit score. This includes what to do if you find there are factors on your credit report that could stop you from getting a mortgage. Main points discussed: ClearScore Credit scores and credit reports How to find out your credit score And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss the top 6 property developers in Christchurch. This includes who they are, what they specialise in and why we like them. So if you're interested in buying an investment property you can know who you might like to consider. Top picks include: Oakridge Homes, Freedom Built, Rosefern, Millsford, Four Avenues and Tao Homes. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss how to create a cashflow for an AirBnb property. This includes how much it costs to maintain an AirBnb and how much money you can make. We also discuss how much vacancy you should expect to have with a property you're renting out as short term accomodation. This way you can have confidence if you do decide to rent your house out as an AirBnb. Main points discussed: AirBnb Cashflow How much can I make from AirBnb? Short term accomodation Click here download the Airbnb cashflow spreadsheet. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we are joined by Producer Dave, the editor and producer of the Property Academy Podcast. He shares some of the stories from behind the scenes of the show and talks about how he started investing in property. This includes some of his top learnings from being involved in the show. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode we discuss the hottest and coldest rental markets in New Zealand. This is based on new data from TradeMe that shows the average number of days a property stays listed online. Some of the areas discussed include: Thames-Coromandel, Otorohanga, Kawerau, Queenstown, Blenheim, Southland and Westland. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss no money down deals and contemporaneous settlements. This includes how to make money from a no money down deal and the risks it involves. This includes how to negotiate a no money down deal and the levers you can pull like asking for a deferred settlement (delayed settlement) and early access. Main points discussed: Contemporaneous settlements deferred settlement (delayed settlement) Early access No money down deals And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

in this episode, we discuss what property investors must do before using (and paying for) a property coach. This comes after Andrew met with an investor who had paid $18,000 for property coaching ... but they then found out they couldn't get the money from the bank. They'd forked out thousands for education they wouldn't be able to use. Main topics discussed: Property coaches like Property Apprentice, Wolfe Property Coaching, AssetLab, Property Lifestyle, Nichole Lewis and Wealth Mentor Cost of property coaching And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss the impact of a potential new National-led government on the NZ property market. Will property prices increase faster? How quickly will it take for the property market to recover? And what policies will likely come in? Click here to download our Return on Investment calculator to see how the policies will affect your investment property. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss what self employed Kiwis need to know about getting a mortgage. This includes what the bank looks for and what they'll ask you to approve when you apply for a home loan. This applies to business owners, self employed people, freelancers, contractors and commission-only sales people. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss how rental yields are changing. This includes whether they are going up or down. We look at a couple of areas, including Auckland and Invercargill to talk about the rental yields you can expect to get in today's market.

in this episode, we are joined by Alex a rentvestor from Christchurch. Alex shares how he has 2 investment properties while still renting. He talks through his portfolio including how one he Airbnbs is cashflow positive even while interest rates are high.

In this episode, we discuss the 6 steps to flip your first home. This is especially useful if you want to buy your first home as a group. This includes how to set up your group the right way, what sort of house to look for and how to renovate it. You'll also get tips on how to sell your property for top dollar. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss whether properties in small towns take longer to rent than those in bigger cities. We dig through TradeMe data to find out how long it takes to rent a property and where the hottest and coldest rental market are in the country. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we delve into how to choose a property management company. This includes what to look for in a property manager, what they need to know and the red-flags to look out for when picking a company. Main points discussed: What to look for in a property manager The process of finding a property manager: from rental appraisals to signing agreements. Top property managers in New Zealand And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How to run the numbers on an investment property in 2024' and had a real life case study with studio guests Stacey and Matt talk about their property investment journey.

In this episode, we discuss a controversial property deal involving undisclosed moisture issues and two Barfoot and Thompson agents. We talk about what happened and why the buyer of the property was left with a hefty repair bill for a buyer. Through our investigation, we uncover the intricacies of the deal, from overlooked building reports to pivotal decisions on auction day. Main points discussed: Building reports Real estate agent conduct The importance of due diligence in property transactions. Real estate agent complaints And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss the pros of cons of commercial vs residential property. That way you can decide which is the right investment for you. We talk about the yields you can expect, how much you need to spend, the deposit you need and how the cashflow works. This is wrapped up within a case study so you can get a sense of what it possible. Main points discussed: Overview of commercial vs residential properties. Initial deposit requirements. Yields and cashflows.

In this episode, we discuss the 6 different ways you can invest in property and how to choose the path that works for you. This includes whether to invest in New or Existing properties. We also look at whether you should renovate, or whether it's a better idea to develop. We look at examples of investors who are using each strategy and what it takes to get started. Main points discussed: New vs existing Developing properties Renovations and renovating properties.

In this episode, we are joined by Anita and Tim. They are property investors from Wellington. They ran into a problem when they started investing. They had 2 financial advisers saying opposite things. Who should they listen to? Anita and Tim tell us what they did aliong with their goals and what they plan to grow their investment portfolio.

In this episode, we discuss what you need to do every year as a property investor. This includes things like putting up your rent, looking at your interest rate, and checking in with your financial advisers. Main points discussed: Annual property investor checklist What you need to do every year End of year for property investors And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss how likely it is you'll lose money if you invest in property. We look at the historic returns from the property market, then look forward into the future to calculate the probability that your house goes down in value after you buy it. And we also mention our Private Property newsletter, click the link to read on the Opes Partners website.

In the episode, we debunk myths about home renovations portrayed on popular reality TV shows. This includes looking at how the condensed timelines, streamlined coordination, and unrealistic costs can set up viewers for disappointment and costly mistakes. You'll learn that while these shows are entertaining, they are not educational guides for how to do a real-life renovation. Main points discussed: The Block, Love it or List it Reality TV renovations And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In the episode, we discuss how to exit a joint property investment, the right way. This includes: buying out other partners or selling the property. It also delves into factors to consider in choosing between new or existing properties for reinvestment. Main points discussed: JVs Buying as a group when to sell New Builds vs Existing And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In today's episode, we discuss the specifics of landlord insurance for property investors. This includes what it covers, how much it costs, and when it's useful. If you've ever wondered about the ins and outs of landlord insurance, this episode is your go-to guide. Main points discussed: Landlords insurance Natural disasters Loss of rent cover And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss the strategies Kiwis can use to pay off their home mortgage with an investment property. This includes talking about whether it's legal and how you can actually do it. Main Points: Mortgage re-structure Portfolio structure Bright Line Test Look through company and trusts And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we are joined by Jeanette and Brett. This couple have bought 5 investment properties in just 2 years. They're not on mega-money. Brett's a policeman and Jeanette is a primary school teacher. They share how they've grown their investment portfolio and the challenges they're currently facing.

In today's episode, we discuss the latest statistics on property yields across New Zealand. From Southland's high yields to Auckland's lower ones, find out what makes a "good" yield in 2023. Main Points: Fresh data on average, low, and high property yields across NZ regions. Comparisons between the higher-yielding regions like Southland and Otago vs. lower-yielding areas like Auckland. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss the National Party's housing policy. This includes a look at interest deductibility, the bright-line test and changes for commercial property owners. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss the latest data about the New Zealand property market. This includes revealing that property prices across the country have increased 3 months in a row. You'll also hear the latest stats about the rental market – and the surprising place where rental properties are snapped up in just 8 days. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss whether it's a good idea to invest in Taupo. This includes a deep dive into the Taupo property market. That allows you to answer the question "are proeprties in Taupo a good investment right now?" Main Points: Latest data on Taupo's housing market. Rental availability in Taupo and its significance. Is Taupo over or undervalued? And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss whether you should refinance your mortgage. This includes what refinancing, restructuring and refixing really mean. You'll also learn the pros and cons of refinancing your mortgage and switching banks. Main Points: Difference between refixing, restructuring, and refinancing. Why refinancing is a hot topic. Pros and cons of refinancing. Splitbanking. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss what a good gross yield is in 2023. We talk about how to calculate the gross yield. Then we deep dive into the Hamilton property market to show what yields property investors are willing to accept in 2023. We reveal that the median gross yield in Hamilton is 4.46%. Main points discussed: How to calculate gross yield Real-world examples from Hamilton The median gross yield is 4.46% Importance of calculating yield based on current value

In this episode, we are joined by Jeremy Field, a 34-year-old who already owns 5 properties. Jeremy shares his story, including how he dropped out of high school with no qualifications. He went on to turn his life around. He currently owns 5 properties. And we also mention our upcoming ⁠⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss how you can become a full-time property investor. This includes what it takes to quit your 9-to-5 and manage your property portfolio full-time. We look into Connor's scenario. He's a 30-year-old with 14 properties. We explore key strategies for maximizing property cashflow, making smart sales, and retaining bank support. Main points discussed: Requirements for full-time property investing Retiring young And we also mention our upcoming ⁠⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In today's episode, we are joined by Nuinra Katta from NMK Interiors. Nurina is an interior who specialises in investment properties. She shares what property investors need to know when renovating their rentals. We explore what you can do to your properties to get a higher rent, less vacancy, and a higher property value. Main points discussed: Impact of strategic interior design on property value. Design nuances for investment properties vs. personal homes. Cost-benefit analysis and emerging design trends. And we also mention our upcoming ⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we are joined by Ilse Wolfe to discuss a case study of how one investor purchased a property for $50k under its value. She also shares how the investor spent just $10k on a renovation. But, managed to increase the rent by $100 a week. Main points discussed: Cost-effective renovations low-cost renovations Instant equity Buying a property under-value

In this episode, we chat with the Money Mentalist, Lynda Moore. Lynda shares her personal journey and how she was told from a young age just to "marry a rich farmer". This includes looking at the risks of depending solely on a partner for finances. Main points discussed: Lynda Moore's personal financial journey. The pitfalls of depending on partners for finances.

In this episode, we discuss one of Ed's biggest property investment mistakes. He shares how we put a property under contract when his relationship was already on the rocks. Ultimately this put him in a tough position when it came to calling it quits with his then partner. Main points discussed: Property investment mistakes Property and relationships And we also mention our upcoming ⁠⁠⁠⁠⁠Wealth Plan seminars⁠⁠⁠⁠⁠ in Auckland, Wellington and Christchurch. Click the link to register for tickets.

In this episode, we discuss how Kiwis can decide which interest rate to choose. This includes which mortgage interest rate to go for and strategies for selecting the best mortgage interest rate. We look back at past trends and explore the trade-off between a lower rate and stability. Main points discussed: fixed interest rates. Choosing your interest rate Here is the link to the Interest Rate spreadsheet mentioned in this episode. And we also mention our Opes Partners YouTube channel, click the link to check it out.

In this episode, we are joined by Aaron – a listener of the show – for Case Study Sunday. Aaron shares how he owns 12 properties and how he has quickly grown a portfolio while living aborad. Main points discussed: Investing in property from overseas property investor case study