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Opes Partners
The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market.
That's whether you're an existing or aspiring property investor, you want to get into your first home, or you're just interested in the property market.
Andrew Nicol and Ed McKnight host the podcast. Andrew is the Managing Partner of Opes Partners and a prolific investor himself. Ed is an economist. https://www.opespartners.co.nz/investment/property-investment
Legal Stuff: https://www.opespartners.co.nz/disclaimer-youtube-podcast-webinar
Property Syndication 101: Investing as a Group to Share Success ⎜ Ep. 1463
In this episode, we discuss property syndication 101, and how investors can get started in property syndication.
We go through the basic and more complex approaches. We also mention some of the companies you can use to buy syndicated property. People like Erskine Owen, Bayleys and Centuria.
We also look at property funds and REITs.
Main points discussed:
property syndication
commercial property
Real Estate Investment Trusts (REITs)
Bayleys, Centuria and Erskine Owen
And we also mention our upcoming Wealth Plan seminars in Auckland, Wellington and Christchurch. Click the link to register for tickets.
14:4213/09/2023
The #1 Trait of Successful Property Investors. They Do These 4 Simple Things ⎜ Ep. 1462
In this episode, we discuss the pivotal trait that sets successful property investors apart from the rest.
This includes looking at the psychological tactics you can use to motivate yourself to continue investing.
Main points discussed:
Money motivation
Motivating yourself to save
Saving vs spending
And we also mention our upcoming Wealth Plan seminars in Auckland, Wellington and Christchurch. Click the link to register for tickets.
13:3612/09/2023
Buy and Hold Strategy Pros and Cons. It's Not For Everyone ⎜ Ep. 1461
In this episode, we discuss the pros and cons of the Buy and Hold strategy.
While the idea of purchasing a property and waiting for its value to rise may sound appealing, it's still got its challenges.
You'll learn the limitations of the strategy and the potential pitfalls.
Main points discussed:
Overview of the Buy and Hold strategy.
Problem #1: Reliance on the market.
Problem #2: Property values can stagnate or even decrease.
Problem #3: Equity remains locked until property sale.
Problem #4: Potential for continuous top-ups due to negative gearing.
Ideal candidates for the Buy and Hold strategy.
And we also mention our upcoming Wealth Plan seminars in Auckland, Wellington and Christchurch. Click the link to register for tickets.
13:0711/09/2023
'I Invest For the Mailbox Money': How to Properly Invest in Real Estate ⎜ Ep. 1460
In this episode, we delve into the motivations behind real estate investing.
Ed and Andrew explore the Nest Egg and Golden Goose retirement strategies, using real-world examples.
These strategies help you retire early and live the life you want.
Main points discussed:
The 'why' behind investing in property
Nest Egg vs Golden Goose retirement strategies.
Real-world investor stories.
The inherent risks and rewards of property investment.
13:5910/09/2023
Case Study Sunday – 24 Year Old Owns 2 Investment Properties. How Paarth Did It ⎜ Ep. 1459
In this episode, we are joined by Paarth to discuss his property investment journey.
At just 24 years old, he already owns 2 properties. Seeing his older sister buy her first home at 21 inspired him to start a property portfolio.
Want to come on Case Study Sunday? Send us a message on Instagram.
15:4909/09/2023
Palmerston North: Is It a Good or Bad Place to Invest? ⎜ Ep. 1458
In this episode, we discuss whether it's worth investing in Palmerston North.
Palmerston North is close to Wellington and is New Zealand's 8th largest city.
We discuss whether it's worth a punt, and discuss its significant student population from institutions like Massey and UCOL.
Main Points Discussed:
Overview: Quick facts about Palmerston North
Best Investment Neighbourhoods in Palmerston North: A data-driven look at promising areas
And we also mention our upcoming Wealth Plan seminars in Auckland, Wellington and Christchurch. Click the link to register for tickets.
13:5908/09/2023
Election Special - How Parties Policies Impact Property Investors ⎜ Ep. 1457
In this timely Election Special, we delve into how various political parties' policies could influence property investors.
Our aim is not to guide your vote but to inform you about the stances of each party on key property-related issues.
Main Points Discussed:
Interest Deductibility: How parties like Labour, Greens, and National differ on this policy
Bright Line Test and Capital Gains Tax: What you need to know
New Rental Rules: From rent control to no-cause terminations
Wealth and Land Banking Taxes: The Greens and Te Pati Maori’s proposed taxation systems
Listen in to understand how these policies may affect the property market, thus informing your overall election decision.
And we also mention our upcoming Wealth Plan seminars in Auckland, Wellington and Christchurch. Click the link to register for tickets.
15:0807/09/2023
Paying Less Tax: What Property Investors Can Deduct? ⎜ Ep. 1456
In this episode, we discuss what property investors can deduct on their tax return. This
We play a game where Andrew has to rank 12 potential tax deductions from largest to smallest.
Main Points Discussed:
Tax deductions for property investors
Property investment game
The Price is right
By tuning in, you'll not only learn about what you can deduct to effectively pay less tax but also enjoy an entertaining segment involving a wager over hot spicy chips.
15:0006/09/2023
Bonus - Policies, Predictions & Property - How to invest in 2024 - Webinar audio
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'Policies, Predictions & Property - How to invest in 2024' and had a real life case study with Michelle and Tim talk about their property investment journey.
01:23:5005/09/2023
Dave Ramsey's 7 Baby Steps: The Kiwi Edition ⎜ Ep. 1455
In today’s episode, we put an Aotearoa twist on Dave Ramsey's renowned 7 Baby Steps.
We explore how these American financial guidelines translate to the Kiwi market and what adjustments would make them more suitable for New Zealanders.
Main Points Discussed:
Introduction to Dave Ramsey and his 7 Baby Steps
Adapting these steps for the Kiwi financial landscape
The episode takes an in-depth look at strategies for paying down debt and growing income with the aim of property investment.
We also mention Opes Partners' other podcast Property ExpLained, click the link to give it a listen.
15:0005/09/2023
Cashflow: Then vs. Now. How Investment Property Cashflow Has Changed Over Time ⎜ Ep. 1454
In this episode, we discuss how cashflow in property investment has changed over the years.
This includes how interest rates, property prices, and law changes have impacted your bottom line.
Main Points Discussed:
Property investment cashflow
Year-by-year case studies demonstrating cashflow trends
As the episode reveals, cashflow top-ups have significantly increased over the years. This is mainly due to rising interest rates and market changes.
16:3104/09/2023
Renders vs Reality: What If the Builder Does a Botched Job? ⎜ Ep. 1453
In this episode, we compare the renders vs reality. This is how properties in the developer's designs compare to the final product.
We look at examples where the finished property didn't quite match up to the glossy renders.
This includes what your options are when discrepancies arise.
Main Points Discussed:
New Build renders
What if the developer doesn't deliver
Legal rights
Buying off the plans
Building inspections
Sometimes, what you see is not what you get. Know your rights, read your contract, and yes—you absolutely do need a building inspection.
19:4103/09/2023
Case Study Sunday – 2 Rentals at 28 and 31. How Matilda and Jess Did It ⎜ Ep. 1452
In this episode, we are joined by Matilda and Jess. They own 2 rental properties at just 28 and 31 years old.
We dive into the couple's journey from saving diligently for their first home to using it to buy their first rental property.
Matilda and Jess share their motivations for venturing into property investment. They discuss how investing has already started to make a difference in their lives.
Main Points Discussed:
Case Study
Investing from Australia
Saving
Building your first home
16:0202/09/2023
What to Expect From Your Property Manager. Is Your Property Manager Taking The Mickey? ⎜ Ep. 1451
In this episode, we discuss the often-misunderstood realm of property management.
We look at what you should and shouldn't expect from your property manager.
This includes real-world scenarios of how property managers should act.
Main Points Discussed:
Understanding what "fair wear and tear" means
Rent reviews
Property management
Property managers
And we also mention our upcoming webinar Policies, Predictions & Property: How to invest in 2024 on Tuesday September 5th at 7pm, click the link to register.
16:5801/09/2023
How Much Do I Offer How To Figure Out The Right Price For a House?⎜Ep. 1450
In this episode, we discuss how to figure out what to offer for a house.
This includes actionable tips on how to figure out the price without talking to a real estate agent (or paying money for expensive software).
We also cover the "Right Rent System" method, demonstrating how to do your own market analysis. By spending just 15 to 30 minutes on research, you'll be better informed than most buyers.
Main Points Discussed:
Using Homes.co.nz, OneRoof and Property Guru
The "Right Rent System" for pricing
Market research
And we also mention our upcoming webinar Policies, Predictions & Property: How to invest in 2024 on Tuesday September 5th at 7pm, click the link to register.
14:4431/08/2023
Revealed - Pros and Cons of Buying a Property Off the Plans. An Honest Review⎜Ep. 1449
In this episode, we discuss the pros and cons of buying a property off the plans.
We break down what it means to buy a property that hasn't been built yet. The benefits include possible capital growth, avoiding higher interest rates, and the luxury of first choice.
However, they also explore the potential cons and risks. These include property prices going down, banks changing their lending criteria, loss of deposit, and concerns about the developer's quality of work.
Main Points Discussed:
off the plans pros and cons
New Builds
Risks of buying off the plans
And we also mention our upcoming webinar Policies, Predictions & Property: How to invest in 2024 on Tuesday September 5th at 7pm, click the link to register.
15:5230/08/2023
The Rate Race - Where Are The Most Expensive Council Rates in NZ? (Must Listen)⎜Ep. 1448
In this episode, we discuss where the most expensive local council rates are for property investors.
The analysis includes an examination of areas where council rates are more expensive and less expensive.
Main Points Discussed:
The most expensive council rates for property investors
Ratepayers Report
Big cities vs small towns
Key factors influencing rates, including population size and density, geographic area, and fixed costs
And we also mention our upcoming webinar Policies, Predictions & Property: How to invest in 2024 on Tuesday September 5th at 7pm, click the link to register.
16:4229/08/2023
The Mortgage Maze: How To Avoid Clawbacks … and Hidden Costs of Mortgages ⎜ Ep. 1447
In this episode, the hosts explore the complex world of mortgage clawbacks.
This is where your mortgage adviser could send you an unexpected bill for thousands of dollars.
You'll learn the potential cost of clawback fees, how they are calculated, and how they can be legitimately charged.
We also share tips for how to avoid clawback fees.
And we also mention our upcoming webinar Policies, Predictions & Property: How to invest in 2024 on Tuesday September 5th at 7pm, click the link to register.
15:3628/08/2023
It's Over ... The Bottom of the Market Has Been and Gone. What New Data Shows ⎜ Ep. 1446
In this episode, we discuss the recent Reserve Bank announcement and what it signifies for the property market.
The Reserve Bank has left the OCR at 5.5% and released new forecasts and data that both signal the end of the downturn in the property market.
According to their forecasts, house prices bottomed out in March and are expected to increase by 14.5% three years from today.
Alongside this, we discuss recent REINZ data, showing two months of rising Auckland property prices, and variation across different regions in New Zealand.
Main points discussed:
Reserve Bank's new forecasts and its implications
REINZ data and property price trends
Is it too early to declare the end of the property market downturn?
The possible impact on interest rates.
Also we mentioned the House Price data on our website, click the link to see all the latest updated data.
16:2727/08/2023
Case Study Sunday – "I Was Meant to Die ... " – Di Foster ⎜ Ep. 1445
In this episode, we are joined by Di Foster a listener of the show and property investor.
Di shares her story, including how she was diagnosed with terminal cancer but pulled through and is now living life to the fullest.
She shares how she started investing in property, her fears and her concerns.
If you'd like to come on Case Study Sunday and share your story, either message us on Instagram, or email [email protected]
14:2426/08/2023
Who's Going to Rent My Property – This Is The Average Tenant (Based on Data) ⎜ Ep. 1444
In this episode, we discuss the average tenant who is likely to rent a property.
This is based on data gathered from various sources, including Stats NZ.
We start with an overview of the entire country, then dig into the differences between renters and homeowners.
Ultimately this gives you a sense of who your tenant may be ... and the sort of properties they want to rent.
Main points discussed:
Renters vs owners
Average tenant
Who will rent my property?
We also mention this article that contains all the data.
And we also mention our upcoming webinar Policies, Predictions & Property: How to invest in 2024 on Tuesday September 5th at 7pm, click the link to register.
16:1725/08/2023
"My Mortgage Broker Didn't Get Me The Best Interest Rate" – Andrew and Ed React ⎜ Ep. 1443
In this episode, we discuss a recent post from the Property Investors Chat Group, where a property investor expressed frustration with their mortgage broker.
The investor felt that the broker did not secure the best interest rate for them and raised several non-negotiable conditions for their mortgage.
Andrew and Ed dissect the post, reacting to both the investor's demands and the broker's response.
Main points discussed:
mortgage brokers
Does mortgage broker get best interest rate?
And we also mention our upcoming webinar Policies, Predictions & Property: How to invest in 2024 on Tuesday September 5th at 7pm, click the link to register.
14:3024/08/2023
Non-Bank Lender Exit Strategies: How To Move From a Non-Bank to a Main Bank ⎜ Ep. 1442
In this episode, we discuss how to move from a non-bank to a main bank.
This includes the strategies you can use to get in the position where you can move.
These include: waiting for property values to increase to aggressively paying down debt.
We also talk about the factors that can stop you from moving – like current bank lending policies.
Main points discussed:
Non bank lenders vs main banks
Non bank exit strategies
Bank lending policy
And we also mention our book Wealth Plan is now available as an audiobook here
11:3923/08/2023
Renovation Roulette: Budget Blowouts and Hidden Costs of Renovating ⎜ Ep. 1441
In this episode, we are joined by Ilse Wolfe to play a newly invented game – Renovation Roulette.
This is a new game show we have just made up, where we spin a wheel to unveil the hidden costs and budget blowouts in various renovations you might complete in your house.
This includes real scenarios from the Property Investors Chat Group/
Through this, you will learn the secrets behind successful renovations and learn how to spot budget blowouts and hidden costs before they hit your wallet.
Main points discussed:
Identifying hidden costs in renovations
Renovation cost and budget blowouts
BRRRR strategy
And we also mention our book Wealth Plan is now available as an audiobook here
14:3622/08/2023
The Mortgage Maze: How To Avoid Break Fees and Hidden Costs ⎜ Ep. 1440
In this episode, we discuss the complex world of mortgages, specifically break fees.
We let you know what a break fee is and why the banks charge them.
You'll also learn when it does and doesn't make sense to break a mortgage.
Main points discussed:
Understanding Break Fees
How Break Fees are calculated
How Long to fix your mortgage for
And we also mention our book Wealth Plan is now available as an audiobook here
14:3521/08/2023
"I Want Out of this Flipping Nightmare." How This Investor Lost $90,000 ⎜ Ep. 1439
In the episode, we discuss the disconcerting journey of an investor who lost $90,000 in the property market.
After purchasing, the property dropped in value. So she now has a large mortgage and a property with negative cashflow.
Andrew and Ed delve into the situation, discussing the realities of buying at the wrong time and the potential recovery paths.
Main points discussed:
Emotional vs Logical Analysis of Investments
Timing the Property Market
Market Recovery Predictions
Strategies to Handle Cashflow and Interest Rates
Importance of Long-Term Planning and Selling at the Right Time
And we also mention our book Wealth Plan is now available as an audiobook here
13:1120/08/2023
Case Study Sunday – Maori Millionaire ... "I Will Be a Millionaire by 25" ⎜ Ep. 1438
In this episode, we discuss an inspiring case study of Te Kahukura from the Maori Millionaire.
She shares her journey from growing up the daughter of a single parent relying on government assistance. Now, she's helping Maori learn about money and encourages them to get ambitious.
She shares her journey and what she is doing to become a first home buyer.
Main topics discussed:
Personal Goals and Ambitions
Money Saving Techniques
Wealth Growth Strategies
The Journey Towards Becoming a Millionaire at 25
12:3819/08/2023
10 Ways To Save Money in 10 Minutes – How to Create the Top-Up For Your Investment Property ⎜ Ep. 1437
In this episode, we discuss ten practical ways to save money quickly, which can help in creating a top-up for your investment property.
We explore strategies ranging from setting up a specific bank account for your top-up to managing subscriptions and reducing unnecessary expenses.
Ideas include ordering groceries online to avoid impulse spending, consolidating debts, evaluating KiwiSaver contributions, and even negotiating a pay rise.
Some unconventional methods, such as turning off Apple Pay to add friction to spending, are also discussed.
Main topics discussed:
Top ups
Investment property cashflow
Negative gearing
Paying Yourself First
Online Grocery Shopping
Debt Consolidation
And we also mention our book Wealth Plan is now available as an audiobook here
12:3918/08/2023
Paying Off Mortgage vs Investing in Shares – What's Right For Me? ⎜ Ep. 1436
In this episode, we discuss how to decide whether to pay off your mortgage and invest in shares. This includes the pros and cons of each.
We look at the advantages of paying down a mortgage, including saving interest, lower risk, and psychological peace of mind.
Next, we explore the benefits of investing in shares, such as generally higher returns, liquidity, and asset diversification, but also discuss the potential downsides like increased risk and fluctuating value.
That way you can decide what's right for you.
Main topics discussed:
Pros and Cons of Paying Down Mortgage
Pros and Cons of Investing in Shares
Risk and Return Comparison
Personal Considerations and Preferences
Growth Funds vs Term Deposits
And we also mention our book Wealth Plan is now available as an audiobook here
14:2217/08/2023
When Property Dreams Turn to Nightmares – The Danger of Trusting Developers Blindly ⎜ Ep. 1435
In this episode, we discuss the hidden pitfalls of trusting property developers blindly.
This includes a look at the number of developers marketing directly to investors and the associated risks.
This includes a real case study of a Golden Homes property based in Christchurch.
You'll learn about the hidden costs related to progressive payments builds, inflated rent, and marketing missteps that could cost investors more than expected.
11:4516/08/2023
New Builds vs Existing: Which Goes Up In Value Faster? ⎜ Ep. 1434
In this episode, we discuss whether new builds or existing properties increase in value faster.
There's not a lot of good data to help us answer the question ... so we go through the usual arguments discussed in the property investment industry.
Then we dive into real examples of new builds that have done better, worse, or the same as the market.
Main topics discussed:
New Builds vs Existing
Capital Growth
Case Studies
15:2315/08/2023
Racing Against the Property Clock: How Long Does The Bottom of the Market Last? ⎜ Ep. 1433
In this episode, Ed and Andrew talk about how quickly the "bottom" of the market lasts.
This includes a look at the 2008 property market downturn to get a sense of which areas bounced back fastest.
You'll also find out how much house prices increased in the immediate aftermath of the market's bottom.
Key topics discussed:
Bottom of the market
Property price cycle
Timing the market
Auckland property market
Queenstown property market
Wellington property market
15:3214/08/2023
The Flood Factor – How To Avoid Buying Flood-Prone Properties ⎜ Ep. 1432
In this episode, we discuss how to avoid buying properties in flood-prone arteas.
This includes a look at Auckland Council's new Flood Viewer tool. You can use this tool to identify if a property is in a flood zone.
We discuss what flood plains really mean and how properties are built today to take into account flood risks.
This includes a look at the tools available through different councils.
Main topics discussed:
-> flood risks, flood plains and flood prone areas
-> Cyclone Gabrielle and the Auckland Anniversary Floods
21:3813/08/2023
Case Study Sunday – How Kyle and Pradshee Bought Their First Investment Property ⎜ Ep. 1431
In this episode, we are joined by Kyle and Pradshee, recent property investors and listeners of the show.
They share how they got interested in investing, how they chose which property to invest in, and what their next steps are in property investment.
Want to come on the podcast for Case Study Sunday? Send Ed an email on [email protected]
17:0612/08/2023
What I'd Do If Starting Again – The 30 Properties Challenge ⎜ Ep. 1430
In this episode, we discuss what Andrew would do if starting again today.
He specifically walks us through how he'd replicate his journey to own 30 properties!
This means starting out again as a 19-year-old with a junior job, then diving into the nitty gritty of which strategies to use over time.
Main Topics Discussed:
-> Building 30 properties from scratch?
-> Real-life strategies & tips
-> Why asset volume beats property numbers
-> A big caution flag on unnecessary high risk
14:5411/08/2023
Polls to Properties – How the NZ Election Impacts Property Prices ⎜ Ep. 1429
In this episode, we discuss how the NZ election will impact the NZ property market. This includes how many properties are sold and what it does to house prices.
Ultimately this will give you a sense of how the property market is likely to change over the next 6 months.
14:0710/08/2023
How Will Auckland's Future Development Strategy Impact House Prices? ⎜ Ep. 1428
In this episode, we unpack the potential impact of Auckland's Future Development Strategy on house prices.
We discuss the council's preference for brownfields development (redevelopment of existing properties) over greenfields development (creating new suburbs from scratch).
While this intensification might drive up the value of land suitable for redevelopment, we caution that these documents often don't have a significant impact on property investors.
Instead, more impactful changes could come from actions like abolishing the Rural Urban Boundary. We also debunk the myth that rising building costs directly push up house prices.
Main Topics Discussed:
Auckland's Future Development Strategy
Impact on house prices
Rural Urban Boundary
Council policy
Local government policy
12:3909/08/2023
Bonus - How to Succeed as a Property Investor With No Experience + Real Life Case Study - Webinar audio
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How to Succeed as a Property Investor With No Experience' and had a real life case study with Dave and Anna talk about their property investment journey.
01:29:4008/08/2023
Successful vs. Unsuccessful Property Investors – Successful Investors Do These Things ⎜ Ep. 1427
In this episode, we explore the differences between successful and unsuccessful property investors.
We discuss how successful investors make property a top priority, ensure that both partners are on board, are patient, accept reality, and changing their thinking when facts change.
We caution against waiting for the perfect property and emphasise that while successful investors are methodical and have criteria, they understand trade-offs between high growth and high yield.
Main Topics Discussed:
Successful vs unsuccessful property investing
Relationships
Tradeoffs in property investment
16:2108/08/2023
"Should I Add a Minor Dwelling on The Back of My Section?": Costs and Returns Revealed ⎜ Ep. 1426
In this episode, we delve into how to add a minor dwelling to your property.
We discuss the process, cost, potential rental returns, and the impact on the property's overall value.
We explain the types of minor dwellings you can construct, the range of rental income they can generate, and the approximate cost of construction and installation.
The episode further discusses who this strategy is best suited for and breaks down the pros and cons.
13:2107/08/2023
Developer’s Playbook: How Much Money Can You Make Developing Properties? Real Numbers ⎜ Ep. 1425
In this episode, we discuss one of Andrew's recent developments and how much money he expected to make ... compared to what he will potentially make.
You'll get to hear what goes into a development budget, and how the costs shape up (and change) during the course of a development project.
You'll also hear how much money you need if you want to start developing properties.
Ultimately, you can use this information if you are interested in doing your own development project.
17:5906/08/2023
Case Study Sunday – "I'm Sure It'll Be Ok" – How Arron Started Investing ⎜ Ep. 1424
In this episode, we are joined by a listener of the show, Arron to discuss his property investment journey.
Arron shares why he's investing in property and the strategy he's using to build wealth.
This includes how he and his partner communicate and make better financial decisions together.
Main topics discussed:
Property Investment Case Study
Communicating with Partner and relationships
16:0505/08/2023
New Builds vs Existing Homes – Which Prices Fell the Most? ⎜ Ep. 1423
In this episode, we delve into the differing price movements between new builds and existing homes over the past 18 months.
We examine recent market trends, discussing if the rising cost of building and dropping prices of existing houses make it wiser to "buy the dip."
We also touch on the decline in new build prices using data from developers, including Williams Corporation, and compare it with the overall market decrease.
Main Topics Discussed:
New builds vs existing home prices
Construction costs
Building costs
15:5004/08/2023
Airbnb Rules – Where Do You Need Council Permission To Set Up An Airbnb? ⎜ Ep. 1422
In this episode, we discuss the new rules for short-term visitor accommodation (like Airbnb) in Christchurch.
Through the episode, we talk about the rules for all Airbnbs around the country, including where you do and don't need permission to set up an Airbnb.
And we also mention our upcoming webinar about How to Succeed as a Property Investor With No Experience + Real Life Case Study.
It's on Tuesday August 8th at 7pm, click the link to register.
18:5303/08/2023
What Will My Tenants Be Like? Dodgy Area = Dodgy Tenants? ⎜ Ep. 1421
In this episode, we discuss what your tenants could be like as a property investor.
We shed light on the common misconceptions regarding "dodgy" tenants in economically challenged neighbourhoods and talk about how good or bad tenants can be found anywhere.
We also discuss what you can do as a landlord to attract responsible tenants.
Main Topics Discussed:
Misconceptions about tenants in different socio-economic areas
Examples of good and bad tenants
Tenancy risks
And we also mention our upcoming webinar about How to Succeed as a Property Investor With No Experience + Real Life Case Study.
It's on Tuesday August 8th at 7pm, click the link to register.
14:3602/08/2023
Is The Credit Crunch Over? Are Banks Loosening the Purse Strings ⎜ Ep. 1420
In this episode, we discuss whether the Credit Crunch is over?
We analyze recent developments in the lending policies of banks, the rise in test rates, and their impact on potential borrowers.
We also look at what real mortgage brokers and mortgage advisers are seeing in the market.
This includes discussing what the CCCFA roll backs mean for borrowers.
Main Topics Discussed:
Credit crunch and banks' lending criteria
Impact of servicing test interest rates on borrowing
Changes in the CCCFA
Bank attitudes to lending
And we also mention our upcoming webinar about How to Succeed as a Property Investor With No Experience + Real Life Case Study.
It's on Tuesday August 8th at 7pm, click the link to register.
13:2801/08/2023
Interest Rates vs House Prices: Should I Wait Till Interest Rates Go Down? ⎜ Ep. 1419
In this episode, we delve into the relationship between interest rates and house prices, helping you answer the question:
"Should I wait for interest rates to drop before investing in property?"
We discuss how house prices may react to falling interest rates, and how quickly they may increase.
We delve into housing price forecasts from leading economists and discuss the potential for a 4-6% increase over the next year.
Main Topics Discussed:
Interest rates and house prices
House price forecasts
Long term property investment
And we also mention our upcoming webinar about How to Succeed as a Property Investor With No Experience + Real Life Case Study.
It's on Tuesday August 8th at 7pm, click the link to register.
12:5931/07/2023
How Much Money Can You Make Through Property Investment: The Numbers Revealed ⎜ Ep. 1418
In this episode, we reveal how much money you can make through different property investment strategies.
We kick off by discussing the 'Buy and Hold' strategy, detailing what it involves, its returns, and potential risks.
Next, we move to the 'Golden Goose' strategy that focuses on buying a dual-key apartment with no debt.
Understand how you can walk away with substantial cash flow even after paying all costs.
We also dive into the 'Flipping Strategy' and 'Development Strategy'.
Discover the profits and risks tied to each and the importance of factors such as time, involvement, money, and risk tolerance when deciding the best strategy for you.
Main Topics Discussed:
Buy and Hold Strategy
Golden Goose Strategy
Flipping Strategy
Development Strategy
18:1530/07/2023
Case Study Sunday – "I Couldn't Even Afford a Coffee. Now I'm Investing in Property" ⎜ Ep. 1417
In this episode, we are joined by Thomas, a ched from Queenstown.
Thomas shares how he turned up in New Zealand with little to his name. Now, he is one of the top chefs in New Zealand.
He walks us through his journey including how he purchased his first property, and what he's doing now to grow a property portfolio.
Key points discussed:
Buying your first investment property
Queenstown Property Market
17:1529/07/2023
Top 10 Best Places To Invest In NZ (Outside the Main Centres) ⎜ Ep. 1416
In this episode, we explore the top 10 investment hotspots in New Zealand outside the main centres.
We discuss the potential for capital growth in locations such as Kaiapoi, Rangiora, and Ashburton.
We also delve into why the South Island, specifically places like Blenheim and Nelson.
While making our assessment, we consider factors like affordability, rental yields, average incomes, population growth, and desirability.
Lastly, we cover areas with high rental yield like Tokoroa, Levin, Whanganui, and Gisborne and reveal why Queenstown-Lakes has made it to our top 10 list.
Main Topics Discussed:
Top investment locations
Rangiora property market
Kaiapoi property market
Ashburton property market
Levin property market
Whanganui property market
Gisborne property market
Tokoroa property market
Queenstown property market
Nelson property market
Blenheim property market
We also mention you can play around with this data on our website.
And we also mention our upcoming webinar about How to Succeed as a Property Investor With No Experience + Real Life Case Study.
It's on Tuesday August 8th at 7pm, click the link to register.
16:3228/07/2023