Learning about markets, diversification, and financial sales tactics is only a part of the financial education you need to build a healthy relationship around money and investing. Today, Evan and Ira talk about an event called The American Dream Experience and why stopping to examine your own thoughts about money, success, and purpose is an important first step to relaxing about money. Later in the episode, the advisors cover some of the most common hurdles people face as they learn about their own money scripts. For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul shares a comical interchange between a well-known stock picker on CNBC and his co-host after a stock he recommended has a great earnings report and goes down in value. Paul explains why public opinion, not good earnings, sets stock prices in the short term. Later in the episode, Paul talks about how companies that are making products that don’t last and that are using subscription models are putting pressure on the average consumer.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul had someone approach him who was curious if they should set up a foundation for charitable giving. Today, Paul and Chad share why they are slow to recommend setting up a foundation for charitable giving. Foundations can be expensive to set up and come with legal issues, tax scrutiny, and other unforeseen problems. Listen along to hear these advisors talk about the benefits of having a foundation and why Paul has personally avoided this kind of charitable giving for other options. Later in the episode, Paul brings up a story he saw twice this week about $8.8 trillion in money market accounts that some hope will hit the market soon.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Both political parties work to convince the public that their policies drive economic growth, quality of life, and market returns better than the other party. Today, Paul and Chad address a listener who wants to know why markets would still go up under Democratic leadership when they are viewed as the party that wants to increase the tax burden and restrictions for large companies. Listen along as both advisors explain how companies navigate political policy and create profit for their shareholders. Later in the episode, Paul talks about some of the nuances of energy taxes if millions of people are avoiding the gas taxes by driving electric cars.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Annuities are a very polarizing topic. Some investment professionals claim to hate annuities and  assert that nothing good can come from them. Others work closely with insurance companies and push annuity products to people who won’t benefit from them. In a two-part episode, Paul and Ira explain why neither of these approaches help investors understand what annuities are and their potential uses. Listen along as these advisors explain what annuities are, what problems annuities solve, and how they have made insurance companies a lot of money.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Annuities are a very polarizing topic. Some investment professionals claim to hate annuities and  assert that nothing good can come from them. Others work closely with insurance companies and push annuity products to people who won’t benefit from them. In a two-part episode, Paul and Ira explain why neither of these approaches help investors understand what annuities are and their potential uses. Listen along as these advisors explain what annuities are, what problems annuities solve, and how they have made insurance companies a lot of money.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul and Jim continue a conversation about the worst 15 performing mutual funds of 2023 and why they do such a great job of teaching about efficient markets and diversification. Listen along to hear which funds would have been the worst to own in 2023 and why. Later in the show, Paul talks about why it’s so hard to get into a large investment firm and change the culture and investment philosophy.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

New Bitcoin ETF got approved this week and with it comes some confusion for investors. What is an ETF? Is this good for Bitcoin and crypto long term? Does the ETF actually have Bitcoin in it? Should I be invested in this kind of product just in case it’s highly successful? Paul and Jim cover these topics so that you can understand what’s going on with this product and relax about money. Later in the episode, Paul and Jim discuss the worst performing mutual funds for 2023.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Today, Ira talks about his personal experience with sending kids to college and why the many options for kids to get financial aid or to choose a path other than college has kept him from being excited about 529 plans until recently. The new rule that allows moving funds from 529s to Roth IRAs has changed his perspective on them and how useful they can be for a financial plan. Later in the episode, these advisors talk about the challenges of getting home and auto insurance in 2024.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

In an attempt to speed up and simplify the financial aid process, the application for the FAFSA has created technical difficulties and a crunched timeline for applying and receiving your benefits package. Paul and Evan talk through the challenges this year for applying for federal aid and how the automated tax section of the application can cause some issues. The advisors then segue into discussing how to make sure your taxes are correctly filed for your retirement accounts.     For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.