Actively managed portfolios usually have high fees and are full of strategies that lower the diversification of your investments and engage in market timing and speculation. As a result, the industry has another product for the more conservative investor — index funds. There are more than three million index funds available on the market in 2024. They are sold as a great way to capture market returns at incredibly low costs. In this two-part episode, Paul helps you become an educated investor by explaining what indexing is and why these products aren’t a good solution to the problem of actively managed funds.    For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call. 

Paul and Ira talk about an article from the Federal Trade Commission about scammers using QR codes to steal your personal information. After Paul received a piece of mail with a QR code on it last week that seemingly offered a deal on something if he scanned it, he warns that these codes can be used for more than just easy access to a website. Later in the episode, Paul talks about a snapchat feature that is feeding the insecurities of teens.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

The whole premise behind Target Date Funds is that investors only need to choose a date they want to retire and then check out of the investing process. What’s worse is that all the major companies market these products as long term investment, but barely include any of the asset categories that have historically performed the best over long periods of time. Today, Paul and Ira talk about why the default investment of your 401(k) is likely a bad option and why many American workers are being set up to work past the date of their target date fund. Later in the episode, Paul talks about the reality of retirement for single women in America and the challenges that arise from lower pay, longer life expectancy, and no partner.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul was mentioned on the radio early this week by Matt Murphy who pretty accurately characterizes Paul’s thoughts on crypto in your portfolio: you shouldn’t have any. Paul wants to set the record straight because he’s heard some misinformation about his thoughts on crypto. He likens having crypto in your portfolio to having arsenic in your diet — it’s just not a good idea. Listen along as Paul explains where the misinformation about crypto is coming from, if crypto is a currency or an investment, and what people need to know to avoid this kind of trap. In the second half of the episode, Paul talks about Bitcoin, the gold standard, and the current US Dollar, and explains why we have moved away from our currency’s value being determined by the value of a commodity.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

After a few years of inflation, CD interest rates have risen up to around 5%. This has an investor asking Paul why he would take the risk to invest in market segments with historic 5% returns, like international companies, when he could just recommend CDs instead. Paul explains why you can’t compare the average return of international stocks over 20+ years to the return of CDs for the next few years – it just doesn’t add up. For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul wants to make it clear: you can’t trust the financial industry. It’s their job to sell products, and they do it by telling you something you want to hear and giving you part of the truth about their products. It’s your job to be an informed investor and not fall for these sales pitches. Today, Paul walks through a few products being sold that he saw in the news this week and talks about investors he knows who have gotten hurt from falling for these kinds of headlines. Paul urges investors to get smart and get involved in the process. Later in the episode, Paul talks about how it was hard to convince people to diversify in the 90s because of a huge run with large US stocks and why investors usually aren’t able to make a wise decision until after they’ve made a costly mistake.    For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul taught a financial stewardship class at Trevecca earlier this month and was surprised at some of the questions students brought about investing and financial stewardship. Listen along as Paul shares some of the best questions from this class with Ira Work and his answers, to give you a look into what a financial stewardship class with Paul would look like.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul and Ira talk about how ubiquitous market timing is in the investment industry and how investors never really know how to measure whether or not their portfolios are successful. The reality is that a portfolio can go up 190% in 20 years and underperform the worst asset category during that time. Companies don’t usually educate investors about risk and return in investing, and instead they try to use track records and fund ratings to push products that make them the most money. For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

More and more people either can’t afford, can’t qualify for, or get dropped from their homeowners and auto insurance plans and are forced to get state insurance plans. Today, Paul and Ira talk about why having a rental property that needs a new roof and being in an accident that wasn’t your fault can be enough to get you dropped by an insurance company. Paul thinks it’s important to be an educated consumer and talks about insurance in the United States right now. The unfortunate reality is that insurance companies usually penalize you for using your insurance and there are some steps you can take to mitigate risk. Later in the episode, Paul talks about State Farm dropping 72,000 homeowners insurance policies in California and how to search for unclaimed property that may belong to you.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

How much you save for retirement is important, but what’s more important is how much you will get to keep. In a two-part episode, Paul recaps a recent workshop he taught on taxes called “Tax Planning Through The Four Phases of Retirement”. Paul covers the different kinds of taxable retirement accounts and programs like social security and medicare so that you can avoid unnecessary taxes and relax about money. You can watch this workshop along with many others by visiting paulwinkler.com/webinar.

How much you save for retirement is important, but what’s just as important is how much you will get to keep. In this two-part episode, Paul recaps a recent workshop he taught on taxes called “Tax Planning Through the Four Phases of Retirement.” Paul covers the different kinds of taxable retirement accounts and programs like Social Security and Medicare so that you can avoid unnecessary taxes and relax about money.   You can watch this workshop along with many others by visiting paulwinkler.com/webinar.

Evan brings a column from MoneyWatch that talks about what happens when people get asked to put financial decisions above personal and moral decisions. You could have a strong opinion about not moving in together until you realize the amount of money you both could save by doing it. You could be against stealing or cheating until you realize how much money you could gain by being dishonest in a business deal. The reality is that money decisions exist in many places that you may not expect. Evan and Jonathan share their opinions on this column and why it’s so important not to think that money is the most important factor in decision-making. Later in the show, Evan talks about scammers pretending to be wealthy billionaires on Facebook offering investing advice.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

A survey shows that most Americans don’t see retirement as a time to kick back with their feet in the sand, but they see it as a time to live in their purpose and accomplish some of the best work of their life. Evan and Jonathan explore the implications of this on saving and planning for retirement and why there may be more optimism about retirement now than in the past. Later in the show, Evan talks about the benefit of spousal retirement contributions in your tax filing.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Jim at the Goodlettsville office sent Paul a summit for younger investors held by a company that pushes value-based investing. The truth is companies profit from young investors who want to make a difference. Paul cautions young investors trying to make a difference in the world with their money because companies will market products that seem to make a difference, but the money doesn’t actually go to the cause; it goes to the fund company. Paul explains what happens to your money when you invest, why the returns are so low for these funds, and how you can use your money in ways that line up with your values. Later in the episode, Paul talks about a conversation he had with an investor who was leaving to invest somewhere else. For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

If you’re going to go through the trouble of doing estate planning, you need to keep your heirs involved in the process. An inheritance should be a gift you give to your loved ones, but can quickly become a nightmare. Today, Evan brings a recent WSJ article called “The $1 Billion Art Collection That’s Tearing a Family Apart” to talk about the goal of an estate plan and how to keep your estate from becoming part of a legal battle that separates a family. Later in the episode, Evan brings a few common tools our brains use to make sense of the world around us that are actually “false patterning.” For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Taking care of your mind and body are two of the most important parts of finding fulfillment in retirement. Today, Paul and Anne discuss a recent book about Nobel Prize winner Adam Smith and what it takes to stay sharp in your 80s and beyond. Listen along to hear what happens to your brain as you age and the steps you can take today to improve your mental health. Later in the episode, Paul and Anne look at a preliminary study about whether or not working with a CFP can improve your marriage. For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul starts the show talking about how most investors are overweighted in seven large US companies and don’t even realize it. This is because advisors and investment firms know the basic tenets of investing but don’t follow them. Paul finds that most investors already know the rules of investing and are surprised to find that their investment providers are disguising these practices and calling them other things. Later in the show, Paul shares a study called “The Misguided Belief of Investment Advisors,” which explains why your advisor's portfolio is probably performing worse than yours.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul, Evan, and James talk about how quickly conversations about money and purpose come in the retirement planning process with new clients. Evan realizes that it may be difficult to slow down and think about your loved ones, your purpose, and your money. Listen along as these advisors explain how knowing your purpose for money focuses your spending and investing decisions. Later in the episode, earlier this month a house committee voted 50-0 trying to separate TikTok from its Chinese ownership and then TikTok retaliated. Evan shares about how the marketplace will likely sort out these kinds of issues faster than Congress will.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

If investing was a race and each day you did not know the location or terrain you would be racing on, it would be a good idea to come prepared with a few different kinds of investment vehicles. Today, Paul explains how the industry tries to either sell you a vehicle that would have worked well yesterday or may work well in the future. Paul wants everyone to know that you can understand enough about investing to become a confident investor. Listen along as Paul, Evan, and James explain how to avoid being sold on flashy investment ideas and build an investment portfolio that will help you get to the finish line. Later in the episode, Paul talks about companies who claim to have low or no management fees, but are charging you for something that is hard to see or understand.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

In Warren Buffett's most recent newsletter, Buffett spends time eulogizing his friend and partner, Charlie Munger, while sharing the most concerning trend in the investing industry right now: turning the stock market into a casino game. Paul wants investors at any level to understand how pervasive and serious this investing trend has become. In this two-part episode, Paul shares why experienced investors trying to minimize risk before retirement, new investors picking stocks and commodities through trading apps, and average investors trying to pick a fund for their 401(k), are all stuck in the same system. Listen along as Paul shares how to sidestep the casino and build an investment portfolio that will help you reach your goals.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

In Warren Buffett's most recent newsletter, Buffett spends time eulogizing his friend and partner, Charlie Munger, while sharing the most concerning trend in the investing industry right now: turning the stock market into a casino game. Paul wants investors at any level to understand how pervasive and serious this investing trend has become. In this two-part episode, Paul shares why experienced investors trying to minimize risk before retirement, new investors picking stocks and commodities through trading apps, and average investors trying to pick a fund for their 401(k), are all stuck in the same system. Listen along as Paul shares how to sidestep the casino and build an investment portfolio that will help you reach your goals.    For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

No one likes to be stressed about money and the future, but most people have a really hard time planning and following through. Why is that? Today, Ira and Anne compare two different articles that talk about cognitive biases, our brain's ability to take shortcuts when problem solving, and the ten most common problems that keep from relaxing about money. Listen along as these two advisors work to help you understand what may be holding you back from financial health and retirement planning. For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Most people walk into a meeting with a financial advisor trusting that the advisor will help them navigate the financial industry and advocate for their needs and goals. Unfortunately, that is often not the case. Listen along as Ira and Anne explain how insurance companies and financial advisors market annuities and five-star funds to investors without being completely forth-coming about how they get paid. Ira shares his early experiences selling annuities and shares the questions you can ask any advisor to quickly find out if they are helping you or just selling to you. Later in the episode, the advisors talk about the American Dream Experience and how it helps investors change how they think about money and investing.    For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Most people walk into a meeting with a financial advisor trusting that the advisor will help them navigate the financial industry and advocate for their needs and goals. Unfortunately, that is often not the case. Listen along as Ira and Anne explain how insurance companies and financial advisors market annuities and five-star funds to investors without being completely forth-coming about how they get paid. Ira shares his early experiences selling annuities and shares the questions you can ask any advisor to quickly find out if they are helping you or just selling to you.     For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Do you ever feel spread thin in your business and personal life? Are you struggling to take the next step in your goals or find a good work-life balance? Paul invites business coach Charles Alexander onto The Investor Coaching Show in a two-part interview to give you some simple tools to get productive where it matters the most and the freedom to say no to everything else. Listen along as Charles shares what he has learned from coaching entrepreneurs and Paul shares his personal experiences juggling his business and family life. For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Do you ever feel spread thin in your business and personal life? Are you struggling to take the next step in your goals or find better work-life balance? Paul invites business coach Charles Alexander onto The Investor Coaching Show in a two-part interview to give you some simple tools to get productive where it matters the most and the freedom to say no to everything else. Listen along as Charles shares what he has learned from coaching entrepreneurs and Paul shares his personal experiences juggling his business and family life.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

After hearing about companies like Meta, Apple, and other US powerhouses, it’s easy to believe the United States has a monopoly on business and capitalism. Evan brings a WSJ article about record highs in Japanese stock markets that beat its previous record from 1989. Listen along as these advisors talk about what happened to the Japanese economy after 1989, why the market set a new record, and why a properly diversified portfolio includes companies from all around the world. Later in the episode, Paul shares about some free resources coming up for investors and talks about why high interest rates are tricking some investors into thinking they don’t need market returns.  Concerned about the market in an election year? Register for our new webinar: Politics and Portfolios: How to Invest During Election Season

Paul talks about his experience flipping through financial television stations and only finding anxiety-inducing political stories and tips for stock picking and market timing. Listen along as Paul, Evan, and Ira talk through an article calling out CNBC for marketing themselves as a good resource for investors, when they are not. Later in the episode, Ira talks about how there are over 22 million people who have a net worth of $1,000,000 and the steps you can take to be one of them.  Concerned about the market in an election year? Register for our new webinar: Politics and Portfolios: How to Invest During Election Season

Paul gets a question from a listener who wants to know the difference between stock picking and choosing the right stocks or funds when building a portfolio. Listen along as Paul explains how to build a portfolio that includes all different market sectors, company sizes, and risk exposure without speculation or gambling on the companies that go inside. Later in the show, Evan brings an article that talks about how a Nestle factory in the Ukraine is struggling to continue production in a country torn apart by war.  Concerned about the market in an election year? Register for our new webinar: Politics and Portfolios: How to Invest During Election Season

Evan and Ira join Paul on the show as he reflects on the last words of one of his mentors and music teachers. Listen along as the advisors reflect on a life well lived and talk about why finding your true purpose for money leads to satisfaction, gratitude, and generosity. Later in the episode, the advisors share some of the highlights from a workshop about politics and investing.   Concerned about the market in an election year? Register for our new webinar: Politics and Portfolios: How to Invest During Election Season

Having a plan and knowing yourself well enough to follow through is the foundation of a healthy relationship with money. Today, Paul and Anne talk about a two-day financial workshop called the “American Dream Experience,” which is designed to help you create a roadmap for your life and money while teaching you how to avoid the most common pitfalls with money and investing. Listen along as these advisors explain how the American Dream Experience works to transform your relationship with money and helps you discover the purpose that will guide your personal and financial decisions.   Concerned about the market in an election year? Register for our new webinar: Politics and Portfolios: How to Invest During Election Season Sign up for the American dream experience here: paulwinkler.com/dream

The market immediately rebounded just minutes after the Fed Chairman met with members of the Financial Financial Services Committee this month. This obviously raised some eyebrows and raised the question of whether politicians use insider information to serve their own interests instead of the interests of the voters. Today, Paul, Evan, and Ira address this topic with two important insights: market timing is dangerous for everyone and there is a proven method for investing that is not gambling or speculating on companies. Later in the episode, the advisors talk about new and used car markets and an article called “Annual New Car Ownership Costs Boil Over $12K.” For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul, Ira, and Evan reconnect after Ira’s trip to Florida to sell a vacation home that started to feel more like a burden than a joy. The advisors talk about why it’s important to keep a positive attitude and stay flexible when taxes, markets, and inflation alter your financial plans, especially in retirement. They then pivot into a conversation about how the economy is doing and why shrinkflation is usually a compromise companies make to work with both their consumers and their shareholders. Later in the episode, the advisors talk about the connection between national sports betting and an increase of gambling and betting on stock through companies like Robinhood.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Is it possible that being at a bombing could be less traumatic than hearing about it in the news? Paul shares a study from the Boston Marathon Bombing and how being present at that tragedy allowed people to help, to flee, and to ultimately identify as a survivor, but hearing about it in the news gave people a stress response that was difficult to resolve. Today, Paul, Ira, and Evan process some recent tragedies together and share why hearing alarming news through media outlets can be dangerous and bad for your mental health. Unfortunately, the financial news media is no exception. Later in the episode, Ira talks about blue zones, where many people live to be 100, and some financial habits that help you relax about money no matter how long you live.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Part of being able to relax about money is knowing what makes you anxious and how to manage your anxiety. Many people struggle with anxiety and turn towards their finances to try to find control. Paul brings Lauren Combs, a Licensed Professional Counselor, Mental Health Service Provider (LPC, MHSP), and Lindsey Casabella, a Licensed Clinical Social Worker (LCSW), onto the show to talk about how anxiety affects your quality of life, your purpose, and your relationship with money. Listen along as they cover spotting the symptoms of anxiety, when to ask for help, the stigmas around medication for mental health issues, the fear of developing medication dependence, and why anxiety is currently the most common mental health diagnosis in the United States.    Concerned about the market in an election year? Register for our new webinar: Politics and Portfolios: How to Invest During Election Season

Part of being able to relax about money is knowing what makes you anxious and how to manage your anxiety. Many people struggle with anxiety and turn towards their finances to try to find control. Paul brings Lauren Combs, a Licensed Professional Counselor, Mental Health Service Provider (LPC, MHSP), and Lindsey Casabella, a Licensed Clinical Social Worker (LCSW), onto the show to talk about how anxiety affects your quality of life, your purpose, and your relationship with money. Listen along they cover spotting the symptoms of anxiety, when to ask for help, the stigmas around medication for mental health issues, the fear of developing medication dependence, and why anxiety is currently the most common mental health diagnosis in the United States.  Concerned about the market in an election year? Register for our new webinar: Politics and Portfolios: How to Invest During Election Season

Interview with College Financial Aid Counselor, Jacob Lagesse (Part 2)   Paying for college is often the biggest financial decision that a family has to make with their children and it requires some planning. In a two part interview, Paul invites Jacob Lagesse, the New Student Financial Aid Counselor at Trevecca, to talk about how to navigate paying for college. In Part 2, Paul and Jacob cover which of your assets to include on the FAFSA, which to exclude, and how they calculate those assets to provide aid. They conclude by covering the questions you want to ask when you sit down with a university counselor. Concerned about the market in an election year? Register for our new webinar: Politics and Portfolios: How to Invest During Election Season

Paying for college is often the biggest financial decision that a family has to make with their children and it requires some planning. In a two part interview, Paul invites Jacob Lagesse, the New Student Financial Aid Counselor at Trevecca, to talk about how to navigate paying for college. In Part 1, Paul and Jacob cover both federal and state aid and the FAFSA and merit based scholarships offered by the universities. Concerned about the market in an election year? Register for our new webinar: Politics and Portfolios: How to Invest During Election Season

Do you remember all of the hysteria around Y2K? People were stuffing cash in their mattresses and were convinced that banks would fail and planes would fall out of the sky. Today, Paul brings in a MarketWatch article called, “Stock market resembles the Y2K surge — and that didn’t end well” and talks with Ira about the similarities and differences between the market then and the market now. Later in the episode, the advisors get into a discussion about why it feels safe for investors and fund managers to invest in the largest companies then explains why this is such a risky practice. Concerned about the market in an election year? Register for our new webinar: Politics and Portfolios: How to Invest During Election Season

When you see an attention grabbing headline or news story there are two important questions to ask: Is what you’re seeing true? And what is the bias of the writer? Today, Paul and Ira address these two questions when a listener sends in an article about how passive investing is breaking the stock market. It turns out that the article was written by a hedge fund manager. Listen along as the advisors address whether the claim is true and why the identity of the writer is relevant. Later in the episode, the advisors talk about their own personal experiences with owning real estate and how most people who walk into investing in real estate don’t have a clear picture of the work or the financial return.   Concerned about the market in an election year? Register for our new webinar: Politics and Portfolios: How to Invest During Election Season

A listener asks Paul about people who are wealthy and need long-term care insurance. A study finds that 70% of people who live to 65 will need long-term care, but is the insurance worth it? After some research, Paul finds that only 15% of people who need long-term care actually live in a nursing home for longer than two years. Of that sampler group, who are those people most likely to be? Listen along as Paul and Ira talk about this question, with some research and information of inheritances, long-term care needs, and insurance. Later in the show, Ira looks deeper into the Thrift Savings Plan (TSP) for a client and sees quite a few issues with how much people have in fixed income when they retire.  Concerned about the market in an election year? Register for our new webinar: Politics and Portfolios: How to Invest During Election Season

Paul, Evan, and Dan finish up a conversation on an article called “5 Signs It Could Be Time to Fire Your Advisor” and explain why the advice was a bit of a mixed bag and what they consider to be a dealbreaker in the advisor-investor relationship. Evan shares an encouraging email he got from an investor asking the right questions about their portfolio and explains why the right education makes all the difference. Later in the show, Evan talks about how crypto is targeting older investors through new ETF offerings.  For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Evan does some research and discovers that the S&P 500 has had almost double returns the year that the groundhog doesn't see his shadow on Groundhog Day. Paul, Dan, and Evan have some Groundhog Day fun on the show and talk about how you can dig around the data to find all sorts of patterns that give people a reason to gamble and speculate with their money. Listen along as the advisors have a good laugh about why they don’t plan to reallocate everything to the S&P 500 based on this “news”. Later in the show, the advisors talk about why it’s important to have a financial planner who works with you on investment decisions, but if your planner wants you to be involved in every move to manage your portfolio that should be a red flag.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Today, Paul invites Evan (from the Brentwood office) and Dan (from the Dixon office) on the show, and they quickly get into a discussion on some of the most frustrating parts of the investing industry. These advisors talk about their early experiences in the investment industry and how they were taught to twist academic research into advertising for products. Listen along to hear the investors talk giving an insider's view to the problems in their industry and how it’s easy for investors with some education and good intentions to get hurt. Later in the show, Paul shares how inheriting two REITs turned one investor's inheritance into a burden.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Today, Paul brings an article for advisors that claims the 60/40 portfolio is in fact not dead and can be used to take an income. Paul explains that for the last few years these companies have invested in risky bonds and stocks and then blamed the results on the ratio of stocks versus bonds instead of a lack of diversification and risky bonds durations. Listen along as Paul explains what’s going on behind the curtain in the industry. Later in the episode, Paul addresses the claim that your credit score doesn’t matter. For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Paul gets two good questions from listeners. One about a financial product and the other about an investing trend. Listen along as Paul gives a more in depth explanation about why annuities are tools that are often misused, but can’t be completely dismissed. Later, Paul responds to a listener who wants to know if companies who have gone all in on Electric Vehicles (EV) are in trouble and if investors should be making moves to benefit from this information. Paul explains the risk companies take in innovation and the risk investors take in getting advice from investing newsletters and stock picking.    For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Sometimes in your journey with money it’s hard to know if you’re headed in the right direction. Today, Paul, Evan, and Ira talk about an article that gives four ways to tell if you’re fiscally fit in your 40s. Listen along as these advisors share how they help move clients toward financial health and a retirement that reaches their goals.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

Ira shares a helpful article that breaks down the myriad of ways an inheritance can get derailed by a parent who means well and includes their children on the title of their home. Evan chimes in to talk about why you can get into tax and legal trouble by adding people to accounts or assets without consulting both a lawyer and a financial planner. Later in the episode, the advisors talk about the most recent article by WSJ columnist Jason Zweig called “What I Learned When I Stopped Watching the Stock Market.”   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.