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Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Letโs go!! #earnyourleisurepodcast
5 Strategies for Identifying Winning Stocks and Sectors to Invest in
In this episode, hosts Ian Dunlap and Troy Millings dive into the world of stock investing, sharing valuable insights and tips for beginners. They discuss the impressive growth of Nvidia and emphasize the importance of understanding the companies or sectors in which you plan to invest.Troy outlines five key steps for beginners to consider when evaluating potential investments. He advises finding a company or emerging sector that you understand, determining the competitive advantage of the company, analyzing their profitability and earnings growth, assessing their debt, and evaluating their stock's performance using tools like Yahoo Finance.The hosts then recount their successful call on HubSpot at a Market Mondays event, highlighting the potential for substantial gains in the stock market. They encourage attendees to reflect on their profitable investments and share their successes in the live chat.As the conversation progresses, Ian emphasizes the monumental gains in various cryptocurrency investments, serving as a reminder of the lucrative opportunities in the market. The hosts stress the importance of investing in quality companies over lesser-performing ones and caution against settling for subpar stocks, using humor and pop culture references to make their point.They further delve into the status of tech companies such as HP, Texas Instruments, and Intel. They discuss the challenges facing Intel and the potential impact of shifts in the computer space, analyzing how industry changes and geopolitical factors can affect the future of semiconductor manufacturing.As the episode concludes, the hosts provide crucial insights and opinions on Intel's position in the market and the strategies the company should consider for future success. They wrap up with a lighthearted comparison between Intel and other industry leaders, emphasizing the need for informed decisions and strategic investments.Overall, this episode offers valuable advice for both new and seasoned investors, emphasizing the importance of thorough research, understanding market trends, and making informed investment decisions.#InvestingTips #StockMarket #FinancialEducation #MarketMondays #EYL #InvestmentStrategies #Nvidia #Cryptocurrency #HubSpot #TechIndustry #Intel #Semiconductors #InvestmentSuccess #FinancialGrowthAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
09:4814/12/2023
Google's Gemini: The Future of AI Dominance?
In this episode of Market Mondays, Rashad Bilal, Ian Dunlap, and Troy Millings dive into the world of Artificial Intelligence and the potential impact of Google's Gemini. The conversation explores the competition in the AI dominance realm, comparing Google's Gemini with other players like chat GBT and the strengths that Google brings to the table. They discuss the multimodal capabilities of Gemini, its seamless integration with Google's ecosystem, and the vast user base that Google holds across its platforms. The discussion offers insights into the significance of data, user numbers, and the potential trajectory of the AI space.#EYL #MarketMondays #AI #GoogleGemini #ArtificialIntelligence #ChatGBT #Technology #Investing #BusinessNews #EboniWilliams #RashadBilal #IanDunlap #TroyMillings #BusinessTalk #FinancialGrowth #Innovation #TechNews #MarketTrends #EYLConversations #EYLMMJoin Rashad, Ian, and Troy in this engaging discussion to gain valuable insights into the AI landscape and Google's Gemini's potential impact in the latest episode of Market Mondays!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
05:2213/12/2023
EYL #268: $2 Billion Podcasting Industry: What You Need To Know - Money, Contracts, Ads, & Mistakes With Loon
In this riveting episode of "Earn Your Leisure," we're joined by the insightful Loon, who delves deep into the intricacies of the podcasting and business world. Here's a sneak peek at what we cover:๐๏ธ **Beyond Ad Revenue**: Discover why relying solely on ad revenue isn't enough for a sustainable living in podcasting.๐ซ **Street Hustle vs. Real Wealth**: Loon breaks down the stark difference between hustling on the streets and legitimate wealth accumulation.๐ **Selling Opportunities**: Most people miss the mark on how to effectively sell opportunities. Learn the right approach here.๐ **Accessing the Source**: The challenges of booking influential people and the importance of going directly to the source.๐ **Power of Storytelling**: Unravel why storytelling remains the most potent marketing tool.๐ **Contract Savvy**: The critical need to always read and understand your contracts.๐ท๏ธ **Strategic Job Titles**: Be intentional about the job titles you assign - it matters more than you think.๐ธ **Decoding CPMs**: A look at how CPMs can be misleading and what to watch out for.๐๏ธ **The Art of Execution**: Why meticulous attention to execution is crucial.๐๏ธ **Self-Reliance in Business**: Embracing the fact that in business, you're essentially on your own island.๐ **Law of Reciprocity**: Understanding and utilizing the law of reciprocity in your ventures.โญ **Fame's Double-Edged Sword**: How achieving fame can actually be crippling.๐ค **Mastering Monologues**: Loon shares his experience with the challenges of doing monologues.๐ฐ **Surviving Without Money**: "If I didnโt have money, I wouldnโt have made it" - A stark revelation.๐ **Bill Simons' Big Sell**: The story of how Bill Simons sold his company for a whopping $200 million.๐ **Podcast Rankings & Surprises**: Loon's take on Akademiks, Adin Ross, and the unpredictable world of podcast rankings.๐ค **Corporate Challenges**: Why working with corporations can be a tough nut to crack.๐งฎ **Complex Math in Deals**: The more complicated the math, the more likely youโre getting a bad deal.๐ **CPMs Debunked**: Why basing your deals solely on CPMs isnโt wise.๐คฒ **Patreon's Unique Approach**: How Patreon offers a different kind of relationship with your audience.๐ฏ **Advertising for Black Podcasters**: An exploration into the level of advertising specifically for Black podcasters.๐ **Simplifying Contracts**: The importance of keeping contracts simple and straightforward.๐ **Why Loon Chose Black Effect**: Loon shares his reasons for signing with Black Effect.๐ **Podcasting Lessons**: Insights into how Loon learned the ropes of the podcasting game.๐ต **Freestyling Monologues**: A look into Loon's unique approach to freestyling his monologues.๐ฃ๏ธ **Street Smarts in Business**: Translating street knowledge into business acumen.๐ **Reality Check for Big Podcasters**: The surprising business acumen (or lack thereof) among big podcasters.๐ **To Sign or Not to Sign**: Debating the pros and cons of signing deals in the podcast industry.๐ก๏ธ **Minimum Guarantees Explained**: Why every podcaster needs to understand minimum guarantees.๐ **Seeking Transparency**: The need for more transparency in the podcast space.๐ค **Rap vs. Podcast**: How the rap game has impacted the podcast industry.๐ **360 Deals in Podcasting**: Would you sign a 360 deal as a podcaster? Loon weighs in.Tune in for an unfiltered, behind-the-scenes look at the podcast industry through the eyes of Loon. You don't want to miss these invaluable insights!๐ Subscribe for more exclusive content and real talk on the business of podcasting.#EarnYourLeisure #Loon #PodcastingTips #BusinessInsights #RealTalkAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:42:1012/12/2023
74% of Americans Are Stressed About Money! What Does it Mean?
In this episode, hosts Rashad Bilal, Ian Dunlap, and Troy Millings delve into the pressing issue of financial stress affecting Americans. With 74% of the population feeling the strain, the hosts raise thought-provoking questions about the potential for a looming crisis.Ian Dunlap addresses the disconcerting reality that even individuals earning $175,000 to $200,000 annually are grappling with feelings of financial insecurity. The rising costs of essentials like car payments, rent, daycare, and tuition are contributing to a sense of despair amongst the public. This financial strain is straddling individuals across different political and social spectrums, leading to unexpected alliances and unrest.Rashad Bilal adds to the discussion the increasing pressure faced by millennials, highlighting the staggering statistic that many of them believe they need to earn at least $500,000 a year to feel comfortable, pointing to the accelerating wealth gap and the potential for further economic disparity.Troy Millings chimes in, emphasizing the importance of education as a means to combat financial distress, emphasizing that it is the great equalizer, irrespective of demographic or ethnic background. Ian Dunlap concurs, underlining the significance of gaining knowledge through various avenues such as podcasts, reading, and networking with individuals who have insightful ideas.The hosts also touch on the exorbitant costs of living in cities like New York, and the unfortunate reality of individuals being financially bound to unsuitable living arrangements due to economic constraints.The discussion steers towards proactive approaches to navigate the turbulent financial landscape, advocating for perseverance, hard work, and strategic networking to secure financial stability for the future. Additionally, Ian Dunlap answers a viewer's inquiry about identifying potential stocks like Nvidia for 2024, advising to focus on high dividend-yielding investments and tracking the portfolios of influential venture capital firms.To stay ahead of the curve in the investment space, Ian Dunlap advises viewers to monitor the moves of major players such as Microsoft, Apple, and Google, as well as keeping an eye on the next big companies being invested in by prominent venture capital firms like Andreessen Horowitz and Kleiner Perkins.In the wake of these insights, viewers are encouraged to stay informed and vigilant about the evolving financial landscape, explore educational opportunities, and engage in strategic networking to navigate and thrive amidst potential economic turbulence.#FinancialStress #WealthGap #EducationIsKey #InvestingStrategies #EconomicInsights #NetworkingForSuccess #StockMarket #FinancialEducation #IncomeDisparity #VentureCapitalInvesting #FutureInvestmentsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
08:1212/12/2023
Cliff Notes: What's the Difference Between Elon Musk & Kanye West?
In this episode, the hosts Rashad Bilal, Ian Dunlap, and Troy Millings discuss the recent behavior of Elon Musk and draw comparisons to Kanye West. They begin by acknowledging that Elon Musk is currently in a manic state, as evidenced by his erratic patterns of behavior and controversial tweets. Despite his status as the second richest person in the world and one of the most powerful individuals, he seems to be unraveling before our eyes. This raises concerns because someone in such a position of power and influence should ideally be mentally stable.The hosts then delve into the similarities they see between Elon Musk and Kanye West. They describe both individuals as brilliant, creative thinkers who think outside the box and don't care what others think of them. However, they also note the manic movements and erratic behavior displayed by both men. They express their belief that neither of them is mentally stable and highlight the parallels in their behaviors.The discussion then shifts to the impact of Elon Musk's actions on Tesla's stock. The hosts note that his behavior has significantly affected the stock, leading to fluctuations and potential consequences for the company. They speculate on what could happen if Musk's behavior continues to negatively impact the stock. While acknowledging that he has the ability to say whatever he wants without facing any repercussions, they also emphasize the importance of having capital and the ability to do what one wants without consequences.The hosts bring up the tweet that caused significant damage and resulted in the cancelation of sponsorships for Musk. They also remark on the lack of accountability he faces despite making controversial statements. They attribute this to his immense wealth, power, and influence. Drawing a parallel to Donald Trump, they highlight the ability of certain individuals with money and influence to get away with saying almost anything without facing significant consequences.The conversation concludes with a discussion on Tesla's shareholders and the potential consequences they could impose if they become unhappy with Musk's commentary. The hosts explain the importance for entrepreneurs to maintain majority control of their businesses to avoid being ousted by unhappy shareholders. They also touch upon the structure of Tesla's board and how it plays a role in decision-making and potential changes.In summary, this episode of MM Medium focuses on Elon Musk's recent behavior, drawing comparisons to Kanye West and highlighting the potential consequences for Tesla and its shareholders. Despite his controversial statements and actions, Musk seems to be immune from significant repercussions due to his immense wealth and influence. The hosts raise important points about the need for accountability, the power of money, and the importance of proper business structures. #ElonMusk #KanyeWest #manicbehavior #powerandinfluence #TeslaStock #accountability #moneyandpower #shareholders #businessstructureAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
10:1510/12/2023
Movie Director Takes $11 Million Advance from Netflix and Loses It on an Options Trade
In this Market Mondays episode, Rashad Bilal, Ian Dunlap, and Troy Millings delve into the controversial story of a filmmaker who received $11 million from Netflix for movie production, only to invest it in stock options and Dogecoin. The situation has sparked a legal battle between the filmmaker and Netflix, leading to questions about the appropriate use of production budgets and the repercussions of investment decisions.The hosts explore the complexities and ramifications of this case, raising poignant questions about ethical conduct and financial responsibility in the entertainment industry. Ian and Troy discuss the filmmaker's astonishing investment choices, his substantial gains from Dogecoin, and the lavish expenditures that are now under scrutiny in a legal dispute.The discussion touches on the filmmaker's contractual obligations to produce the movie and the potential implications of the investment choices he made with the production budget. Ian and Troy scrutinize the intricacies of the situation, offering insights into the filmmaker's legal standing and the challenges faced by Netflix in seeking recourse for the mismanaged funds.As the hosts ponder the lessons to be drawn from this case, they emphasize the need for clear guidelines and accountability in financial transactions involving production budgets. The conversation also highlights the multifaceted nature of this story, drawing parallels to a compelling documentary that unfolds within the realms of finance, filmmaking, and legal proceedings.Ultimately, the situation prompts viewers to ponder the ethical dimensions of financial decisions in the entertainment industry and consider the broader implications for investors, production companies, and streaming services. The hosts bring a critical lens to the issue, engaging in a thought-provoking dialogue that raises pertinent questions about the intersection of finance and filmmaking.Join Rashad, Ian, and Troy as they dissect this captivating story and delve into the reverberations of the filmmaker's investment escapade, offering an insightful analysis of the Netflix debacle and its far-reaching implications. This MM Medium episode serves as a platform for reflection on the nexus of finance and filmmaking, inviting viewers to consider the ethical, legal, and financial dimensions of investment decisions in the entertainment sector.Stay tuned for engaging and thought-provoking discussions on finance, entrepreneurship, and current events. Subscribe to EYL for more insightful content and join the conversation on navigating the intricate terrain of finance and business.Follow us on Instagram, Twitter, and Facebook for updates, insights, and engaging discussions on finance, entrepreneurship, and trending topics. #eyl #FinanceTalk #Entrepreneurship #BusinessInsights #CurrentEvents #financialresponsibility #Netflix #OptionsTrading #MovieProduction #Dogecoin #Litigation #LessonsLearnedAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
05:1009/12/2023
Study Hall: Exclusive Business Insights from Abu Dhabi and Dubai
Join us as we bring you exclusive insights from our time in Abu Dhabi and Dubai, where we gained valuable business lessons and experiences. Letโs dive into the top three lessons we have learned, as well as the unique ideas and perspectives that have emerged from our time in the UAE.First, we discuss the invaluable power of networking. Our experience at Steve Harvey's golf tournament allowed us to connect with influential individuals such as Charlemagne, Terrence J, Anthony Anderson, Canelo, and even Meek Mill. The importance of understanding the room, adding value to conversations, and navigating different environments becomes evident. Building meaningful relationships, whether in business or life, is emphasized as a fundamental key to success.We highlight the significance of observing the local culture and its impact on business. The emphasis on hospitality in the UAE stands out against the backdrop of our experiences in New York. The genuine and welcoming attitude towards visitors and the focus on creating a modern and innovative environment are exemplary. Notably, the UAE's approach to governance and citizenship differs in noteworthy ways from the Western world, sparking discussions around the effectiveness of their system.The hospitality and emphasis on creating a modern and innovative atmosphere in the UAE, particularly in comparison to our experiences in New York, stand out. Our discussions delve into the differences in governance and citizenship, shedding light on contrasting perspectives that challenge traditional Western ideals.Additionally, we explore the role of culture in business and the emphasis on modesty in outward appearances. Observing the unity and modesty in dressing at events such as the Formula One race provides thought-provoking takeaways on individualism and materialism, challenging familiar societal norms.In conclusion, the trip to Abu Dhabi and Dubai has illuminated essential insights into international business practices, cultural dynamics, and governance models. The UAE's proactive approach, emphasis on hospitality, and unique perspective on citizenship and governance serve as thought-provoking contrasts to familiar Western paradigms.Join the conversation as we unravel the intriguing business insights and experiences garnered from our time in Abu Dhabi and Dubai. Don't miss this exclusive opportunity to gain valuable perspectives on international business and networking!For more exclusive content and business insights, subscribe to our channel and stay tuned for future updates. #AbuDhabiBusiness #NetworkingLessons #internationalbusiness#AbuDhabiBusiness #NetworkingLessons #InternationalBusinessAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
15:4308/12/2023
The New Era in Athlete Sponsorship
In this EYL episode, Shetellia Riley Irving, a sports agent, shares her experiences representing a premier athlete through various career challenges, including contract negotiations, suspensions, and navigating the world of athletic endorsements. Shetellia discusses the complexities of managing high-profile athletes, addressing their unique needs and aspirations, while also delving into the intricacies of the athletic endorsement industry. From Nike's contract non-renewal to partnering with Anta for a global brand, Shetellia provides insights into the decision-making process and the considerations behind forging a successful career for her client.Throughout the episode, Shetellia delves into the behind-the-scenes details of navigating an athlete's journey, from the impact of a high-profile suspension to charting a new course in the world of athletic endorsements. With a focus on maintaining creative control, equity, and international reach, Shetellia explores the strategic considerations that guided her decision-making process in the face of career-altering challenges.Amidst the conversations about Nike's non-renewal of the contract and the subsequent considerations for a potential independent route, Shetellia sheds light on the complexities of managing a premier athlete's brand, emphasizing the importance of quality products and global appeal in securing a successful athletic endorsement deal. By ultimately partnering with Anta, Shetellia showcases the strategic thinking and intricate negotiations required in navigating the competitive landscape of global athletic endorsement partnerships.This insightful conversation is a must-watch for sports enthusiasts, aspiring agents, and individuals interested in the business side of professional sports. Shetellia's experiences provide a rare glimpse into the behind-the-scenes dynamics of managing the career of a premier athlete, offering valuable lessons and considerations for navigating the complexities of professional sports and athletic endorsements.Join Shetellia as she discusses the challenges and triumphs of representing a premier athlete, the intricacies of athletic endorsement negotiations, and the strategic considerations that shape the trajectory of a high-profile sports career.#EYL #EYLMedium #SportsAgent #AthleteRepresentation #Nike #Anta #AthleticEndorsements #PremierAthlete #ProfessionalSports #GlobalBranding #ContractNegotiations #CareerChallenges #NikeContract #BrandManagement #StrategicPartnerships #PodcastInterview #BehindtheScenes #AthleticEndorsementIndustry #ProfessionalJourney #CareerInsights #BusinessofSports #GlobalAthleticBrands #ProfessionalAthletes #SportsManagement #MarketInsights #EYLYouTube #ShetelliaInterview #GlobalAthleteBranding #ProfessionalSportsIndustryAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
09:1307/12/2023
The Future of Cryptocurrency and Investments
Join Rashad Bilal and Troy Millings as they delve into the realm of cryptocurrency, exploring the potential resurgence of Salana in 2024. A thought-provoking discussion ensues, covering a range of topics from the impact of recent events on the cryptocurrency space to predictions for the future of Bitcoin, XRP, and Ethereum. In this episode of EYL's Market Mondays series, Rashad and Troy analyze the recent surge in the cryptocurrency market and share their insights on how Nasdaq, Bitcoin, and XRP may be affected by changes in the global economy and financial landscape.Troy provides a macro perspective on the cryptocurrency space, sharing his views on the cleanout of the system following events related to Binance and the potential reshaping of crypto in 2024-2025. Meanwhile, Rashad emphasizes the increasing involvement of banks in the cryptocurrency space and its impact on the future valuation of assets like Bitcoin and XRP.Join the conversation as they explore the potential impact of regulatory changes, interest rates, and inflation on cryptocurrency prices. Additionally, they discuss the implications of potential fraud cases on major cryptocurrencies and exchanges, such as the recent issues surrounding Binance Coin.Looking ahead, Rashad and Troy contemplate the possibility of influential figures from traditional finance making a shift to the cryptocurrency space, challenging viewers to consider how such moves could impact the industry's trajectory.Don't miss this insightful exploration of the evolving landscape of cryptocurrency and investment, as Rashad and Troy provide valuable perspectives on the potential for growth and evolution in the coming years.Hashtags: #Cryptocurrency #Salana #Bitcoin #XRP #Ethereum #Nasdaq #Investment #Blockchain #Finance #Binance #Regulation #EYL #MMMedium #AbuDhabiAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
06:2106/12/2023
EYL #267 How to Get $100 Million in Affordable Real Estate Developments: Tax Credits, Strategies, & Funding
In this enlightening episode of "Earn Your Leisure," we sit down with renowned real estate developer Brandon Rule to explore the dynamic world of real estate and community development. From transforming housing projects into thriving mixed-income communities to the intricate process of funding massive developments, Brandon shares invaluable insights and personal experiences. Key topics include:- The transformation of housing projects into mixed-income communities.- The importance of building a solid resume for self-funding real estate deals.- The role of affordable housing in bridging the wealth gap.- The underrepresentation of Black professionals in managing major pension funds.- A deep dive into the mechanics of real estate financing.- The three tiers of securing HUD grants and their impact on community development.- The need for greater Black participation in community development.- Advocating for public service workers' access to high-quality housing.- An inside look into the development of a $45 million mixed-use property.- Beginner's guide to commercial development and scaling up.- The benefits of maintaining strong relationships with city officials in real estate.- The concept of reverse gentrification and its impact on local communities.- Exploring Atlanta's 30% tax credit for film production and its implications.- Distinguishing commercial real estate from community development.- Understanding the application of tax credits in real estate projects.- The reasons behind grocery stores' hesitance to move into lower-income areas.- Recognizing and adapting to real estate cycles.- The current opportunity to learn and grow in real estate.- Brandon Rule's journey to securing a $50 million grant.- Debunking myths around land investment strategies.Join us in this comprehensive discussion, where Brandon Rule demystifies the complex world of real estate and sheds light on community development's critical role in society.#RealEstateDevelopment #CommunityBuilding #BrandonRule #EarnYourLeisure #MixedIncomeCommunities #AffordableHousing #RealEstateFinance #HUDGrants #UrbanDevelopment #CommercialRealEstate #ReverseGentrification #TaxCredits #RealEstateCycles #LearnRealEstate #InvestmentStrategies #EconomicDevelopmentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:08:4105/12/2023
Expanding Your Portfolio: Top Stocks to Watch in 2024 and Beyond
In this Market Mondays Clip, our hosts Rashad Bilal, Ian Dunlap, and Troy Millings dive into the world of trading, discussing the importance of back testing and forward testing in gaining confidence in trading strategies. Ian emphasizes the significance of forward testing, highlighting that while back testing is akin to watching film and understanding market trends, forward testing ultimately builds real confidence by putting trades into action.The conversation then turns to options trading, with Troy stressing the need to check the bid history before buying a contract. Understanding how the bid has moved in relation to stock price and setting percentage-based decline thresholds are crucial in making informed options trading decisions. Ian underscores the importance of nuanced decision-making in trading, emphasizing the need to sharpen one's skill set and be mindful of every intricate detail before entering the market.Looking ahead to the best stocks for 2024, the hosts discuss their outlook on companies such as TSM, AMD, and Nvidia, while also shedding light on lesser-known companies with potential for strong performance in the coming years. They advise viewers to adopt a long-term perspective and not be swayed by short-term market fluctuations.The conversation takes an introspective turn as the hosts reflect on their own performance in 2023 and discuss areas for improvement in the upcoming year. Their banter and lighthearted jesting add a touch of humor to the episode, creating an engaging and relatable atmosphere for viewers.Join EYL in this informative and entertaining episode as they break down trading strategies, stock outlooks, and reflect on personal growth in the financial space. Don't miss out on the valuable insights and recommendations that can elevate your understanding of trading and investment for the year ahead!Hashtags: #EYL #TradingStrategies #StockMarket #InvestmentTips #OptionsTrading #StockOutlook #FinancialInsightsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
09:2104/12/2023
Cliff Notes: Exploring Amazon's $9 a Month Healthcare
In this episode, Rashad Bilal, Ian Dunlap, and Troy Millings discuss Amazon's $9 a month healthcare offering for Amazon Prime members. The hosts delve into the details and implications of this move by Amazon, highlighting the potential impact it could have on the healthcare and tech industries.Amazon's foray into the healthcare space is not entirely surprising, as the company has already made moves in this area with acquisitions such as One Medical and PillPack. By offering a $9 a month healthcare plan, Amazon aims to provide unlimited access to on-demand virtual care, including video chats with licensed providers. This move not only aligns with the current trend of virtual health services necessitated by the pandemic but also capitalizes on Amazon's existing infrastructure and delivery capabilities.Ian Dunlap raises an interesting point by comparing Amazon's $9 healthcare offering to a hypothetical scenario where a presidential candidate promises $9 healthcare for all Americans. He suggests that such a proposition would likely lead to a landslide victory, indicating the potential significance of Amazon's move. With its large customer base and positive reputation among Amazon Prime members, the company could become a dominant player in the healthcare space.Troy Millings points out that Amazon is not simply entering the healthcare market to compete, but rather to dominate. By integrating their tech infrastructure, fast delivery, and virtual care services, Amazon can offer a comprehensive healthcare solution that rivals traditional providers. Millings emphasizes the potential of Amazon's approach, stating that they have a track record of entering industries to dominate them, as seen with their acquisition of Whole Foods.The hosts also discuss the potential profit margins of this venture for Amazon. While Dunlap mentions the importance of squeezing as much profit as possible out of the $9 monthly fee, Millings suggests that Amazon may not prioritize profitability in the initial phases. He argues that even if Amazon operates at a loss initially, they have the financial capacity to sustain it while gaining a stronghold in the market and potentially bankrupting competitors.To illustrate Amazon's aggressive business tactics, the hosts recount the story of Diapers.com. Amazon attempted to acquire the company, but when their offer was declined, they resorted to undercutting Diapers.com by selling diapers at a loss. Eventually, Amazon purchased Diapers.com for a reduced price and dissolved the business entirely, showcasing the ruthless nature of business competition.Overall, the hosts predict that Amazon's $9 healthcare offering has the potential to disrupt the industry and further solidify the company's position as a dominant force in both healthcare and tech. With their vast customer base, existing infrastructure, and financial resources, Amazon has the capacity to reshape the healthcare landscape and potentially diversify into other industries in the future.#Amazon #Healthcare #Tech #VirtualHealthcare #Diapers.com #BusinessStrategy #Disruption #Dominance #Profitability #RuthlessBusiness #PrimeMembers #Pandemic #MarketDominanceAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
09:5803/12/2023
Robert F. Kennedy Jr. Says Israel Has Done All It Can To Save Lives in Gaza
In this clip, host Rashad Bilal sits down with esteemed guest Robert F. Kennedy Jr., attorney, author, and activist, to discuss his aspirations of becoming the next presidential candidate for 2024. With the current political season in full swing, it is important to shed light on candidates that may not always make the headlines but have valuable perspectives and ideas.The conversation starts with the pressing issue of Israel Palestine, and Rashad asks for Robert's thoughts on the current situation and what he would do if he were the president today. Robert emphasizes the need to end the violence and protect innocent children, highlighting that half of the population in Gaza is under 18. He acknowledges the efforts made by Israel to warn people before bombing areas, but also raises concerns about the lack of bomb shelters for civilians in Gaza and the potential for the conflict to escalate into a regional war.Rashad raises an important point about the responsibility of Israel to handle the civilian population in a more sensitive manner. He questions the effectiveness of warning emails when people have no safe place to go, and cites instances where civilian casualties have occurred. Robert counters by stating that the casualty reports from Hamas should be questioned, as they tend to exaggerate the numbers. He also mentions that Hamas rockets sometimes misfire and land in Gaza, causing casualties that may be attributed to Israel. He adds that Israel takes extensive precautions to avoid civilian casualties, even when targeting terrorists.The conversation delves into the history and context of the conflict, with Robert highlighting the long-standing hostility between Hamas and Israel. He mentions how Hamas has targeted civilians in Israel with rockets and has carried out gruesome acts of violence. He condemns these actions and acknowledges that some Israeli settlers' behaviors towards Palestinians are criminal and should be condemned as well.Robert also sheds light on the financial situation in Gaza, criticizing how the leaders of Hamas live in luxury while their people suffer in poverty. He claims that international aid money meant for the welfare of the people is instead used to fund weapons and violence against Israel. He points out that Hamas's charter calls for the genocide of Jews and states that every Jew must be killed.The conversation concludes with Rashad questioning the appropriateness of allowing a neighbor to bombard another country with rockets without taking action. Robert responds by stating that no country would tolerate such aggression and would take measures to protect its civilians.This thought-provoking discussion provides insights into the complexities of the Israel Palestine conflict and the perspectives of different stakeholders. It emphasizes the importance of considering multiple voices and viewpoints when discussing global issues.#EYL #YouTubeChannel #RobertFKennedyJr #IsraelPalestine #PresidentialCandidate2024 #PoliticalSeason #Peace #Violence #Civilians #Gaza #Hamas #Israel #Conflict #MilitaryActions #Casualties #Responsibility #InternationalAidย ย #Leadership #Geopolitics #ComplexIssues #PublicDiscourseAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
15:1702/12/2023
Study Hall: How Athletes Owning Media Companies is Shaping Their Stories
In this episode of EYL Medium, hosts Rashad Bilal and Troy Millings sit down with special guest Rich Kleiman, co-founder of the media company The Boardroom. They delve into the origins of The Boardroom, its purpose, and the changing dynamic of athletes in media.The Boardroom, co-founded by Rich Kleiman and NBA superstar Kevin Durant, is a media company that focuses on the business of sports and entertainment. As Rich explains, it was born out of the need to tell stories and position their business ventures in a social media-driven world. In 2016, they started their own business, 35 Ventures, which involved managing Kevin's business interests, investments, and philanthropic endeavors. However, they soon realized the importance of having a platform to share their work and amplify their voices.Rich Kleiman understood that simply starting a media business wouldn't be sufficient. They needed to differentiate themselves and find their unique selling point. By embracing their own authenticity and leveraging their experiences in the sports industry, they aimed to create a brand that represented the intersection of sports, entertainment, and business. The Boardroom became the embodiment of this vision, a place where different voices, genders, and perspectives are welcome, and decisions can be made to shape the industry.The hosts discuss the emergence of athletes taking control of their own narratives through media. Contrary to the days when athletes were at the mercy of reporters and media outlets, they now have the power to control their own stories. As Rich puts it, athletes can build entire ecosystems around themselves, collaborating with other creators, athletes, and partners to shape their narratives. This shift empowers athletes to not only be the subject of media stories but to actively participate in producing content and dispelling misconceptions.Beyond storytelling, Rich also speaks about the entrepreneurial mindset that many athletes possess. From an early age, many athletes are exposed to conversations about business and life, ultimately shaping their mindset as young moguls. This trend of athlete moguls allows them to not only control the narrative but also succeed in various business ventures beyond their athletic careers.The conversation takes an interesting turn as Rich discusses his relationship with Kevin Durant, which evolved from agent-client to business partners. Over the course of three years, a foundation of trust was built between them, aided by their shared aspirations to create thriving business ecosystems akin to hip hop labels of the 90s. They recognized the potential of athletes being at the center of these economies and controlling various businesses surrounding their brand.Overall, this episode of EYL Medium offers insights into the motivations behind The Boardroom and the changing landscape of athletes in media. It emphasizes the power of control, authenticity, and finding unique perspectives in an industry that can shape narratives and influence the world. Athletes are becoming more than just players; they are becoming influential entrepreneurs with the ability to build their own lasting legacies.#EYL #EYLMedium #TheBoardroom #RichKleiman #KevinDurant #athletesinmedia #businessofsports #entrepreneurship #mediaempowerment #narrativecontrolAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
09:2701/12/2023
Money Behind Politics: The Lobby That Spends the Most Money
In this episode of MM Medium, Rashad Bilal, Ian Dunlap, and Troy Millings discuss politics, lobbying, and the influence of money in American politics. They start by mentioning Joe Biden's birthday and his uphill battle as an incoming president, particularly with millennial voters due to concerns about his foreign policy. They emphasize that politics in the United States is not purely a democracy, but rather influenced by the highest bidder. Lobbying, which involves campaign contributions and direct persuasion of politicians, plays a significant role in shaping policies and decisions.The hosts then engage in a game show-style discussion about the top lobbying groups in politics. They go through the top ten, revealing various interest groups and industries. Surprisingly, the number one lobbying group in 2022 was the National Association of Realtors, which spent a staggering $84 million on lobbying efforts. This high expenditure indicates the influence and vested interests of the real estate industry in shaping policies related to housing.The conversation shifts to the funding of different political agendas and parties. It is revealed that Wall Street, contrary to popular belief, tends to favor Democrats and Republicans almost equally. They split their bets and invest in both parties to ensure influence and representation. The hosts point out that business interests heavily intertwine with politics, as government regulation, taxes, and policies significantly impact the business environment. They emphasize the importance of understanding these connections, particularly for marginalized communities like the Black community.The hosts encourage listeners to recognize that every interest group, including racial or ethnic ones, prioritizes their own agendas and seeks to exert influence in politics. They highlight the power of money in politics and the need for economic empowerment alongside voting power. Without economic leverage, politicians often do not feel compelled to address the specific needs and interests of different communities. They stress the importance of building economic power, as it can be used as leverage to advocate for policy changes that benefit marginalized communities.Ultimately, the hosts urge viewers to be more informed and actively participate in politics beyond just voting. They argue that it is necessary to understand and engage with the financial side of politics to see meaningful changes. By prioritizing economic empowerment and strategic use of resources, marginalized communities can better advocate for their interests and exert meaningful pressure on politicians to address their specific needs.In the YouTube description, it would be beneficial to include relevant hashtags such as #politics, #lobbying, #economicempowerment, #influenceofmoney, and #votingpower. This will help increase the visibility of the video to audiences interested in these topics and create a better connection between the content and potential viewers. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
12:5330/11/2023
The Top 3 Issues for Black America: Financial Freedom, Criminal Justice Reform, and Education Reform
In this episode, Rashad Bilal, Ian Dunlap, and Troy Millings discuss various topics related to the improvement of black America, including the importance of self-improvement before trying to change others. They emphasize the need for the black community to identify and agree upon their collective interests and the changes they want to see in society. The hosts also delve into the top three issues they believe are crucial for black America and discuss potential solutions for these issues.#SelfImprovement The conversation begins with the hosts emphasizing the importance of self-improvement. They believe that in order to effectively help others, individuals must first work on improving themselves. It is a fundamental principle that one cannot save anybody until they save themselves.#CollectiveInterests The hosts highlight the significance of identifying and agreeing upon collective interests within the black community. They stress the need for unity and consensus in order to effectively advocate for change and push for new initiatives and policies.#TopThreeIssues When asked about the top three issues for black America, Ian Dunlap mentions financial freedom as the first issue. He believes that economic equality is crucial for the progress of the black community. Rashad Bilal adds criminal justice reform and education reform to the list, citing their impact on various aspects of black Americans' lives.#Reparations The hosts engage in a discussion about reparations and the potential challenges associated with it. While Rashad and Ian acknowledge the importance of reparations, they also acknowledge the difficulties in its implementation. They mention the possibility of distributing reparations through monetary compensation, although they recognize the potential consequences it may have on the financial sector.#EducationReform Rashad Bilal expresses his support for education reform and proposes a solution to the current issue of unequal funding for public schools. He suggests pooling all property tax funds together and dividing them equally among all schools, regardless of the wealth of the surrounding area. This would aim to provide a fair and equal education system for all students.#QualificationForReparations The hosts discuss the topic of qualification for reparations. They acknowledge that determining who qualifies for reparations can be complicated, especially for those whose ancestry traces back to other countries. They also contemplate the potential challenges in distributing reparations and the implications it may have on various industries.#BusinessDevelopment Ian Dunlap highlights the importance of business development, especially in the tech sector. He emphasizes the need for more representation and integration of black entrepreneurs into Silicon Valley to access the necessary capital for economic growth and financial freedom.#PoliticalInitiatives Troy Millings and Ian Dunlap discuss the significance of small business funding and creating scalable businesses. They argue that economic empowerment through entrepreneurship is crucial for having a voice in political initiatives and policies.#Classism The hosts touch upon the idea that classism and wealth inequality are designed to keep a disproportionate amount of people in poverty. They acknowledge this unfortunate reality and the systemic challenges that perpetuate economic disparities.#Unity Rashad Bilal concludes the discussion by emphasizing the need for unity within the black community. He compares certain aspects of society to a caste system and argues that collective action and unity are essential in challenging and changing this system.In this thought-provoking episode of EYL, Rashad Bilal, Ian Dunlap, and Troy Millings explore various topics related to improving black America. They bring attention to the importance of self-improvement, identifying collective interests, and pushing for change. Through their engaging discussion, they express their ideas and perspectives on reparations, education reform, business development, and the systemic challenges faced by the black community. Overall, the hosts provide valuable insights into the obstacles and potential solutions for the advancement of black America.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
07:5229/11/2023
EYL #266 Kyrie Irving's Agent Shetellia Irving on Him Leaving Nike, Taking Social Stances, & Media Sabotage
๐ Welcome to an exclusive episode of Earn Your Leisure, where we delve deep into the fascinating world of NBA contracts and the art of negotiation with none other than Shetellia Riley Irving, the trailblazing agent of Kyrie Irving. ๐ In this episode, Shetellia shares her insights on various aspects of sports management, including:- The unique additions that can be made to an NBA contract.- How missing out on the All-NBA Team cost Ja Morant $42 million, and Lou Williamsโ $100 million loss for not making the All-Star team.- The importance of standing up for your beliefs, as exemplified by Kyrie Irving during times of adversity.- The strategic reasons behind Kyrie Irving's decisions regarding his shoe brand post-Nike and his partnership with ANTA.- The significant role of media in shaping society's mindset, and its impact on athletes like Kyrie Irving.- The challenges athletes face when taking a stand on societal issues.- Shetellia's experience in advertising sales for BET and her expert approach to negotiating with large corporations.- The journey and challenges she faced as the first black woman to negotiate an NBA contract.- The dynamics of doing business in the NBA as a black woman.- Exploring opportunities in China and breaking down stereotypes.- The stress and art involved in negotiating her first NBA contract, balancing team success and player benefits.๐ฅ Tune in on Tuesday at 1 pm EST for this must-watch episode on our YouTube channel. Discover how Shetellia Riley Irving made history in the NBA and the lessons we can all learn from her experiences.#EarnYourLeisure #ShetelliaRileyIrving #KyrieIrving #NBANegotiations #SportsManagement #EYL---๐ Don't forget to subscribe and hit the bell icon for notifications on our latest episodes! Follow us on our socials for more exclusive content.0:00 Intro2:23 Invest Fest Experience 3:06 Experience as Vice President at BET4:24 How Shetellia Learned Media Sales 8:07 The Keys to Negotiating with Companies 9:36 Transition from BET to Sports Media11:12 How Shetellia Started Working with Kyrie 13:30 Kyrie Vaccine Decision 15:53 How Much Money Kyrie Lost Due to not Playing17:30 How Shetellia Dealt with Kyrieโs Hectic Situation 20:42 Conversations with the Nets 22:35 Nike Partnership Fiasco26:49 Potentially Starting Kyrieโs own Shoe Company29:50 Finding New Shoe Deal 31:33 Current Creative Process for Designing Shoes32:55 Gameplan for Finding a New Team to Play For 35:21 Making Kyrieโs Shoe Global 38:16 Dealing with Pressure as an Agent 39:50 Conversation with Mark Cuban 41:24 Negotiating Kyrieโs Contract43:28 Ja Morant Suspension Affecting his Contract46:08 Considering other Players Contracts when Negotiating 47:18 Recruiting other Athletes as an Agent48:41 Ideal Client53:14 Kyrieโs Image Outside of just Sports 56:40 Was Vaccine Choice a Stance?59:17 Why Media Creates Controversy1:03:03 Dismissing Confusion in Media1:04:32 Conversations as an Agent VS a Parent 1:05:21 Working in a Male Dominated Industry1:07:03 Investment Levels1:07:53 Protecting Kyrieโs Image1:08:18 Vision for Shetelliaโs Company1:10:02 Philanthropy Work 1:12:33 OutroAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:14:1728/11/2023
Road to a Billion: The Inner Workings of Kevin Durant's Family Office
In this episode of EYL Medium, hosts Rashad Bilal and Troy Millings sit down with guest Rich Kleiman, entrepreneur and business partner of NBA superstar Kevin Durant. The conversation revolves around the concept of a family office and how athletes like Durant are changing the narrative of athletes going broke.For those unfamiliar with the term, a family office is an organization set up to manage the finances of high-net-worth individuals or families. In Durant's case, his family office is responsible for managing the multitude of income streams he generates from various sources such as endorsements, investments in public and private equity, and philanthropic endeavors.Kleiman explains that the family office's primary focus is to build generational wealth for Durant and establish a philanthropic legacy in his hometown of PG County. With Durant's active lifestyle as a professional athlete, constantly moving and traveling during the off-season, the family office also takes care of the logistical aspects of his life, such as hiring trainers, chefs, and managing his various investments.The idea of a family office was not exclusively Kleiman's or Durant's, but rather a natural progression that came about when they moved to the Bay Area. Through connections and introductions, they found themselves in the company of influential individuals in the business and investing world. This exposure led Kleiman to quickly learn about the different aspects of investing, from early-stage to series A and series B funding, and build a network of experts to assist them in their ventures.Kleiman emphasizes the importance of focusing on what they truly want to own and believe in, rather than simply investing based on the potential returns. Their portfolio includes investments in sports teams, real estate, and consumer brands, with the goal of building wealth beyond Durant's NBA career and Nike endorsement deal.The conversation also touches on Durant's relatively quiet nature, which may contribute to him not being mentioned as a potential billion-dollar athlete despite his business acumen and successful investments. Kleiman highlights the importance of not only making smart financial decisions but also enjoying and believing in the ventures they undertake.The ultimate goal is to ensure Durant's financial stability and continued income even after he retires from basketball. By diversifying their portfolio and strategically investing in various industries, they aim to create long-term wealth and opportunities.As the conversation wraps up, Kleiman mentions the attractiveness of traditional businesses like Burger King in today's uncertain economic climate. While headlines about cryptocurrency and NFTs may dominate the news, Kleiman sees value in more familiar businesses that offer stability and the assurance that people will always need to eat.In conclusion, this episode sheds light on the importance of a family office in managing the finances and investments of high-net-worth individuals like Kevin Durant. It showcases how athletes are evolving from the stereotype of going broke and instead taking a proactive approach to building generational wealth and making strategic investments. The conversation serves as a valuable resource for anyone interested in understanding the behind-the-scenes workings of a professional athlete's financial management and investment strategies.#EYL #EYLMedium #KevinDurant #RichKleiman #FamilyOffice #AthleteInvesting #GenerationalWealth #Philanthropy #Investments #SportsInvesting #BusinessManagement #FinancialStability #DiversifiedPortfolio #TraditionalBusinesses #BurgerKing #NBA #Entrepreneurship #WealthBuilding Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
09:2127/11/2023
Cliff Notes: Will Tesla's Stock Plummet to $50 per Share?
In this episode of EYL, Rashad Bilal, Ian Dunlap, and Troy Millings dive into the topic of Tesla, discussing the bullish and bearish perspectives on the company. The conversation begins with the mention of a famed analyst's estimate that Tesla stock could potentially decline to $50 per share. While this drastic decline seems unlikely to the hosts, they acknowledge the weaknesses and challenges that Tesla faces.Ian Dunlap voices his admiration for Tesla as one of his favorite companies, highlighting its combination of tech and energy within the automotive industry. He mentions Tesla's strength as an innovator and its position as a leader in the EV space. However, Ian also points out the weaknesses in Tesla's business, such as the lack of focus from Elon Musk and the low profit margins compared to other companies like Nvidia.Troy Millings adds to the discussion by highlighting the competition that Tesla faces in the EV space, particularly from companies like BYD. He acknowledges the decline in shopping consideration for Tesla's Model S and the need for the company to stay ahead of the competition. Troy also mentions the potential impact of interest rates and a possible recession on Tesla's future outlook.The hosts discuss the importance of Tesla's focus and leadership, emphasizing the need for better profitability margins and faster product rollout. They mention the importance of Tesla's direct-to-consumer business model and the advantage it provides. The conversation also touches on the potential of Starlink, another venture by Elon Musk, and its influence on Tesla's future success.The hosts conclude that while a decline to $50 per share seems extreme, there are valid bearish points to consider. They express their bullishness on Tesla's long-term potential and highlight the need for continued innovation, increased profit margins, and strategic partnerships in order to maintain Tesla's dominance in the EV market. #tesla #stockanalysis #EV #bullishonTesla #bearishonTesla #businessmodel #profitmargin #innovation #competition #focus #leadership #Starlink #futureoutlook #collaboration #directtoconsumer #technology #automotiveindustry #EYL #stockmarket #investment #financeAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
14:1526/11/2023
Big Tech and AI Collaborations: Microsoft, Google, Amazon, and OpenAI's Partnerships
In this video, the hosts of EYL (Earn Your Leisure), Rashad Bilal, Ian Dunlap, and Troy Millings, discuss various topics related to investing and business. The conversation begins with a discussion on Moodyโs downgrade of the US credit rating and its implications for the investing environment. Ian expresses some concern about the downgrade but emphasizes that it is not a major cause for alarm. He points out that the market has been volatile for the past couple of years, with rising interest rates and a decrease in interest in buying US debt. He also mentions geopolitical issues, such as China's reduced purchases of Boeing airplanes, which contribute to the current climate of uncertainty.While the hosts acknowledge that the current situation is not ideal, they also highlight the potential opportunities for investors. Ian believes that the lack of positive news and outcomes in the current environment actually makes it a good time to invest. He advises against waiting for a hype cycle and encourages viewers to take advantage of the down cycle by investing in assets when they are undervalued.The conversation then shifts to discuss specific companies and their recent performance. Troy mentions HubSpot, a company in the CRM (Customer Relationship Management) space. He shares his analysis of the company's earnings and stock performance, noting a recent increase after a pullback. Troy emphasizes the importance of doing thorough research on companies before making investment decisions and highlights the value of long-term investments.The hosts also discuss the collaboration and partnerships between big tech companies and AI generative companies. They specifically mention Microsoft, Google, Amazon, and their respective partnerships with Chat GPT, Anthropic, and OpenAI. Ian expresses his confidence in these companies and their leadership in the AI space. He encourages viewers to invest, emphasizing that this tech boom will be comparable to the social media boom of the past decade.The video concludes with the hosts reminding viewers to hit the like button and share the video. They engage in a light-hearted banter about corporate emails and express their love for their audience.Hashtags: #investing #business #UScreditrating #Moody's #volatility #geopoliticalissues #opportunities #undervaluedassets #CRM #HubSpot #earnings #stockperformance #research #longterminvestments #bigtech #AIgenerativecompanies #Microsoft #Google #Amazon #ChatGPT #Anthropic #OpenAI #techboom #socialmedia #EYLAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
11:0825/11/2023
Study Hall: Navigating the Tech Space for Black Entrepreneurs
In this episode of the EYL YouTube channel, hosts Rashad Bilal, Ian Dunlap, and Troy Millings welcome special guest Isaac Hayes III to discuss his recent milestone achievement in the world of equity crowdfunding. Isaac Hayes III made history by becoming the first black man to raise $10 million through a Reg CF (Regulation Crowdfunding) campaign.The conversation begins with a brief explanation of what Reg CF equity crowdfunding is and why it is significant. Isaac explains that minorities, including African Americans, often face difficulties raising capital for their businesses, with limited access to loans and venture capital. However, the JOBS Act, initiated by former President Barack Obama and Vice President Joe Biden in 2012 and enacted in 2015, allows any person to raise capital from the general public for their business, regardless of net worth or annual income, up to $1 million. This regulation has opened doors for entrepreneurs like Isaac to raise funds from non-accredited investors and support their small businesses.Moving forward, the hosts inquire about advice and insights for those looking to break into the tech space. Isaac emphasizes that there is no limit to what people can achieve. He encourages aspiring entrepreneurs to study and learn the landscape of their desired field. Isaac also reflects on his own journey and expresses gratitude for taking his own path rather than following others. He believes that his inexperience in the tech space allowed him to be more creative and avoid potential dead ends.The conversation then shifts to address concerns about larger companies taking ideas and creativity from smaller businesses. Isaac reassures that there is enough room for everyone and that social media platforms have lifespans. He considers fanbase, his own platform, as a future successor to larger platforms. Isaac asserts that black culture has a history of innovation in technology, and tech companies often take ideas from the community to develop new technologies.The discussion further delves into the intricacies of equity crowdfunding. Rashad raises concerns about investor education, as lack of understanding can lead to misconceptions and potential scams. Isaac provides insights into the process, emphasizing the distinction between post-IPO and pre-IPO investing. He explains the accredited investor rule, which limits access to early-stage company investments to those with a high net worth or substantial income. Equity crowdfunding, on the other hand, allows people to invest smaller amounts, creating opportunities for individuals who might not have the means to invest large sums.The hosts conclude by discussing fundraising strategies and determining the amount to be raised. Isaac highlights the importance of balancing equity and valuation, ensuring that the company retains enough value while raising the necessary funds. He shares his approach of keeping valuations reasonable and avoiding giving away excessive equity, thereby increasing his leverage in the long run.Overall, this episode sheds light on the significance of equity crowdfunding, the obstacles faced by minority entrepreneurs, and the innovative potential of the black community in the tech space. Isaac Hayes III's achievement serves as inspiration and motivation for aspiring entrepreneurs looking to pave their own paths in the business world.#EYL #EquityCrowdfunding #RegCF #IsaacHayesIII #MinorityEntrepreneurs #TechSpace #BlackCultureInnovation #InvestingInsights #StartupFundraising #ValuationStrategies #FinancialEducationAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
11:4824/11/2023
Should Investors Worry About the Government Shutdown?
In this episode of Market Mondays, Rashad Bilal, Ian Dunlap, and Troy Millings discuss the upcoming US government shutdown and its potential impact on investors. With the shutdown just days away, concerns are mounting, but should investors really be worried? Tune in as the hosts share their insights and analysis on the matter, providing a balanced perspective for viewers.#GovernmentShutdown #InvestingAdvice #PoliticalDrama #MarketMondaysMedium #EYLVideo Transcript:0:00 - 1:29 Rashad and Ian discuss the implications of the government shutdown on investors and market stability.1:35 - 2:20 The hosts comment on the recent Republican debate and the lack of viable candidates for the presidency.2:29 - 3:47 Troy emphasizes that while investors may not need to worry, federal workers will be directly affected by the shutdown.3:50 - 4:35 The hosts compare the political stalemate to a wrestling match, highlighting the theatrics involved.4:39 - 5:43 Rashad raises concerns about Joe Biden's age and the potential impact on his ability to serve as president.5:43 - 6:37 The hosts discuss the importance of highlighting Biden's vice president to instill confidence in voters.Join EYL as they break down the latest developments in the government shutdown and unravel the political drama surrounding it. Find out what impact, if any, the shutdown will have on investors and gain valuable insights into navigating the market during uncertain times.#InvestmentStrategy #PoliticalAnalysis #MarketInsights #EconomicOutlook #USGovernmentShutdown #InvestmentTipsHosted by Rashad Bilal, Ian Dunlap, and Troy Millings, this episode of EYL's Market Mondays Medium provides viewers with expert analysis and advice on investing amidst political challenges. Don't miss out on this in-depth discussion that delves into the murky waters of government shutdowns and their implications for investors.#Investing101 #FinancialEducation #EYLCommunity #InvestorCommunity #EconomicImpact #StockMarketUpdates #FinancialNews #InvestingAdviceMake sure to like, comment, and subscribe to EYL for more insightful content that caters to the needs of investors. Stay tuned as the hosts continue to delve into various topics related to investing, finance, and entrepreneurship.#InvestWisely #FinancialFreedom #EYLChannel #InvestmentEducation #MoneyMatters #WealthBuilding #EYLFamily #InvestorsUnite #FinancialSuccess #EntrepreneurMindsetAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
06:4323/11/2023
How to Navigate Chicago's Real Estate Market and Secure Grants for Investing
In this episode of Market Mondays Live Chicago, the hosts sit down with guest Rashauna Scott, a local realtor and investor, to discuss investment tips and programs for first-time home buyers in Chicago. They cover topics such as house hacking, grants, best practices for being a landlord, and hot areas to invest in. - House hacking: Learn about the strategy of buying a property and renting out other areas to cover your mortgage and live for free.- Grants and programs: Discover programs like NACA, FHA, and IDA that offer low or no down payment assistance for buying a home or multi-unit property.- Best practices for landlords: Get advice on screening tenants, hiring a property management company, and utilizing subsidy programs to ensure a smooth rental experience.- Hot areas to invest in: Explore upcoming developments like the Obama Library and Woodline, as well as neighborhoods such as Lawndale and Austin that have seen significant growth in property values.- The importance of ownership: Understand the long-term benefits of owning property and how to leverage your first purchase to build wealth through future investments.00:00 Intro03:24 House hacking is popular for making money.05:30 NACA offers lower interest rates for property purchases, but not for those with time constraints.08:06 Utilize VA loan for property purchase, benefits.11:13 MMRP: Micro Market Recovery program in Chicago.15:57 Airbnb, short term rentals, attorney, eviction, rental assistance.16:58 Consider hiring property management company if inexperienced. Market rate tenants may require subsidies.22:17 Commercial property offers advantages to out-of-state investors. In Chicago, off-market deals still exist. Ownership is important, even if not mortgage-free.24:35 Profit from buying real estate with assistance programs.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
25:3422/11/2023
EYL #265 Rich Kleiman on Co-Building Kevin Durant's Empire, Pickleball, Angel Investing, & 'NYC Point Gods'
Join us in this riveting episode as we sit down with Rich Kleiman, the mastermind behind some of the biggest moves in sports and business. Dive into the details of Kevin Durant's journey, entrepreneurship insights, and the world of sports investments.- Rich Kleiman unfolds the story behind Kevin Durant's significant move to the Nets, shedding light on the decisions that led to this change.- Discover the best advice for budding entrepreneurs: the importance of putting in the work and staying dedicated.- Explore the origins of the series "Swagger," inspired by the rec center where Kevin Durant played during his formative years.- Kleiman shares his pride in the 'NYC Point Gods' project, calling it his most cherished endeavor.- Gain insights into the future of sports from a business perspective, as envisioned by Rich Kleiman.- Learn how moving to Golden State opened new avenues for Kevin Durant and his team to invest in promising startups.- Delve into the exciting world of Major League Pickleball, where Kevin Durant and Rich Kleiman recently made a significant team purchase.- Uncover the critical factors to consider when investing in startup companies.- Rich Kleiman delves into Kevin Durant's investment journey, with a focus on Postmates.- Hear about Kleiman's transformative experience working at Roc Nation, which honed his skills for future success.- Starting as a music manager, Rich Kleiman's journey at Roc Nation took an intriguing turn as he began managing athletes.- The importance of building trust in business relationships, a key element in the successful partnership between Rich Kleiman and Kevin Durant.- Get an inside look into the "Swagger" series and what makes it stand out.- Rich Kleiman reveals the creative process behind "The Boardroom," and its unique approach to sports and business discussions.- Reflect on the impact of NYC legends like Rod Strickland on the basketball world.- Debate the best NYC point guard ever and the legacies they left behind.- An in-depth look at how 35 Ventures' family office operates and its influence in the sports and business sectors.- Rich Kleiman's personal journey to becoming an enthusiast and investor in pickleball.- The critical need for athletes to control their narratives in today's media landscape.- A deep dive into Rich Kleiman's entrepreneurial spirit and his path to success.- A detailed breakdown of the operations at 35 Ventures, offering a glimpse into this influential enterprise.- What does a lifetime deal with Nike entail? Explore the specifics and significance of such partnerships.- The strategic move by Kevin Durant to announce his transition to Golden State on his own platform, ensuring control over his narrative.- A closer look at Kevin Durant's impressive investment portfolio and the decisions that shaped it.Join us for this enlightening conversation, packed with insider knowledge, exclusive stories, and expert insights on sports, business, and the art of entrepreneurship.#RichKleiman #SportsBusiness #KevinDurant#Pickleball #NYCPointGods #rocnationAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:20:4021/11/2023
The Mindset of a Winner: The Life of an Unyielding Entrepreneur
In this episode of EYL, hosts Rashad Bilal and Troy Millings sit down with guest Derrick Hayes, a successful entrepreneur and CEO. The conversation revolves around the mindset of a winner, the challenges of being a CEO, and the importance of creating opportunities for others.The video transcript reveals Derrick's perspective on winning and self-improvement. He acknowledges that as a winner, he often feels like he's losing because he focuses on what went wrong and how he can improve. However, he also mentions that he feels like he's winning because he works hard and is relentless in his pursuit of success.Derrick emphasizes the importance of being hard on oneself and not settling for mediocrity. He believes that by not congratulating oneself too often, it fuels the drive to achieve more. He also highlights the significance of waking up every morning and doing what one loves, as many people are unhappy with their lives because they aren't pursuing their passions.The conversation then shifts to Derrick's ventures in Hollywood and content creation. He hints at the possibility of a show featuring Pinky, indicating the incredible opportunities that have come his way as a result of his hard work and success. Derrick expresses the satisfaction of being able to choose what projects to pursue and the importance of only taking on opportunities that align with one's values and goals.Derrick also mentions his role as an investor and the importance of people having their businesses in order before seeking investment. He emphasizes the need for professionalism, preparedness, and a solid business plan when approaching potential investors. He shares his experiences of having to make tough decisions and let go of people he cared about when they weren't contributing to the mission and vision he had for his company.The hosts delve into Derrick's corporate structure, with him revealing the various roles within his company, including a president, CFO, and human resources team. He mentions that some of the positions are filled by people he knew, but he also recognizes the value of bringing in qualified strangers who command respect from the team.The conversation touches on the topic of children growing up in privilege and the potential loss of appreciation for the โgrit and grind.โ Derrick expresses his intention to provide opportunities and resources to his children while instilling in them the importance of being community leaders and using their privilege to benefit others.Lastly, the dialogue highlights the need for talent that can meet the expectations and vision set by entrepreneurs. Derrick draws on an analogy from Dan Cathy, CEO of Chick-fil-A, comparing entrepreneurs to musical composers who surround themselves with talented musicians. He stresses the importance of not lowering one's standards but instead seeking higher-level talent to align with the overall vision.In summary, this episode explores the mindset of a winner, the challenges of being an entrepreneur, and the importance of creating opportunities for oneself and others. Derrick Hayes' insights and experiences provide valuable lessons for aspiring entrepreneurs and serve as a reminder to be relentless in the pursuit of success while staying true to one's values. Hashtags: #entrepreneurship #successmindset #opportunity #hardwork #selfimprovement #businessgrowth #leadership #gritandgrind #EYL #interviewAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
13:0320/11/2023
Cliff Notes: Is Coinbase a Good Investment Opportunity Amidst the Rising Crypto Market?
In this video, Rashad Bilal, Ian Dunlap, and Troy Millings discuss the recent rise in the stock market and explore new investment opportunities in the crypto space. They analyze the factors that contributed to the S&P 500's 5.9% increase in the past week, including the pause in interest rates and the need for mutual funds and hedge funds to bring on new clients. They also highlight how the slowing economy and the decision to freeze interest rates have positively impacted the stock market.The hosts emphasize that the month of November historically tends to be the best time to trade in the stock market, and they explain how these trends can influence investment decisions. They touch on job indicators, such as the addition of only 150,000 jobs to the economy and the rise in the unemployment rate, suggesting that these can be interpreted as positive signs for the stock market.Moving on to the topic of cryptocurrencies, the hosts mention that Coinbase, despite reporting losses for the seventh consecutive quarter, has seen an uptick in its stock due to the overall positive trajectory of the crypto market. They discuss the potential buying opportunities for Coinbase, with Ian Dunlap suggesting a favorable entry point at around $72. They also discuss the correlation between trading volume, revenue, and the stock price of Coinbase, emphasizing the need to consider various factors when analyzing its performance.The conversation then shifts to the broader topic of stocks related to crypto. While the hosts mention that they personally invest directly in cryptocurrencies like Bitcoin and XRP, they do not recommend specific stocks tied to crypto. They discuss the challenges faced by companies in the crypto space, particularly with regards to potential competition from institutions like BlackRock and the ongoing legal battle involving Coinbase and the SEC. They caution against investing in crypto-related ETFs, emphasizing the need to consider the larger players and potential regulatory issues.In conclusion, Rashad, Ian, and Troy provide insights into the recent stock market gains and the opportunities in the crypto market. They highlight the factors influencing the rise in the stock market, including interest rates and job indicators. They also discuss the performance of Coinbase and offer insights into the potential risks and opportunities associated with it. Additionally, they discuss the challenges and considerations for investing in stocks related to crypto, urging viewers to carefully evaluate the landscape and the evolving regulatory environment.#StockMarket #InvestmentOpportunities #Crypto #Cryptocurrency #S&P500 #InterestRates #JobIndicators #Coinbase #ETFs #TradingVolume #Revenue #BlackRock #LegalBattle #Investing #FinancialAdvice #MarketTrends #Economy #MoneyManagement #WealthCreation #PortfolioDiversification #FinancialEducationAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
10:5219/11/2023
Warren Buffett's Company is Hoarding $157 Billion: Is This a Sign of Things To Come?
In this episode of EYL, Rashad Bilal, Ian Dunlap, and Troy Millings discuss why the legendary investor Warren Buffett is hoarding a record-breaking stockpile of cash. With a staggering $157 billion in cash reserves, Berkshire Halfway's strategy has caught the attention of investors and economists alike.Ian Dunlap emphasizes that Warren Buffett's large cash reserve indicates a lack of investable assets in the current market. He suggests that commercial real estate, especially in San Francisco, may be overvalued, and a potential bubble is on the verge of bursting. The city's significant homeless issue and potential bankruptcy risk further support this claim. When the bubble does burst, having ample cash on hand allows investors like Buffett to swoop in and purchase assets at the right price.Ian Dunlap also points out the importance of timing in the market. He advises against buying assets solely based on hype or current trends, and instead urges investors to look at macro opportunities. Notably, famous investors like Druckenmiller, Jones, Buffett, and Blackrock are not aggressively buying at the moment, suggesting that it may not be the right time to enter the market.Rashad Bilal adds that hoarding cash serves as a preparation for a rainy day. Being prepared allows investors to seize opportunities when they arise, while others get drenched. Warren Buffett's strategic plan in accumulating cash is not accidental but a deliberate approach to maximize future investments.Troy Millings brings attention to the travel tendencies of investors like Warren Buffett. By analyzing their travel destinations and the thriving economies in those regions, investors can gain insights into their next investment moves. Millings highlights Buffett's visits to China, Taiwan, and conversations about the semiconductor industry as indications of his interests and potential investment directions.The discussion also touches upon the significance of Apple in Buffett's portfolio. Apple has become a safe investment option, outperforming bonds and providing steady returns. Ian Dunlap suggests that investing in companies and opportunities that offer safety and consistent returns is crucial, as not many investments can deliver extraordinary profits.Finally, the hosts urge viewers to recognize the importance of making informed investment choices and finding reliable sources for financial advice. Ian Dunlap encourages those who have benefited from his investment strategies to acknowledge it, emphasizing the rarity of individuals who consistently generate profits for others.This episode of EYL delves into the reasons behind Warren Buffett's cash hoarding strategy and the implications it may have for the overall economy. It offers valuable insights and prompts viewers to consider the macroeconomic factors influencing investment decisions. Tune in to understand why one of the world's most successful investors is opting for cash as the best bet for future opportunities.#WarrenBuffett #Investing #CashReserves #Economy #AssetInvestment #CommercialRealEstate #MarketBubble #TravelTendencies #InvestmentStrategy #Apple #InvestmentSafety #FinancialAdvice #EYL #Entrepreneurship #FinanceDiscussionAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
04:2918/11/2023
Study Hall: The Steps and Challenges of Franchising a Restaurant
In this EYL video, Rashad Bilal and Troy Millings engage in an insightful conversation with Derrick Hayes, the owner of a popular restaurant franchise. The focus of the discussion centers around the process of franchising his business and the reasons behind its immense popularity.Derrick begins by sharing his decision to hold off on franchising a few years back because his gut feeling wasn't fully aligned with the idea. He emphasizes the importance of trusting his instincts over his heart and mind, as his gut never lies to him. Instead of rushing into expansion, he waited for the right time to ensure sustainable growth and avoid jeopardizing everything he had built.He also mentions how he deliberately keeps his franchise's valuation and evaluation under wraps. While he could potentially attract more opportunities and attention by revealing these figures, Derrick wants others to focus on the work he is doing instead. He aims to prove himself through actions rather than numbers and prefers to prioritize long-term success over immediate gains.When asked about the franchise process, Derrick explains that it took him about a year and a half to put together the franchise disclosure document (FDD), which serves as the blueprint for potential franchisees. He highlights the significance of item 19 in the FDD, which includes financial details that potential franchisees review before making a decision. Derrick expresses the importance of having strong financials and ensuring the bottom line and top line are in great shape.The conversation delves into the criteria for individuals interested in franchising Derrick's restaurant. The primary requirement is having the necessary capital. Once the financials are sorted, applicants fill out the paperwork and the process continues with Derrick's broker. Prospective franchisees visit the facilities, and ultimately, Derrick makes the final decision after personally meeting and gauging the energy of the applicants. Derrick considers it a blessing to have his wife, Pinky, involved in this decision-making process, as they can support and guide each other.The hosts also touch upon the idea of branching out into different locations and using the growth of Pinky's brand as a metric. Derrick reveals that they often use each other as guinea pigs to test markets and learn from each other's experiences. They analyze sales numbers and demographics to make informed decisions on opening new locations. Derrick boasts about the strong customer base they have established over time, which has helped them navigate challenging times and outperform competitors and industry standards.A key factor contributing to Derrick's continued success is his commitment to philanthropy and community involvement, especially during the pandemic. When COVID hit, he stepped up by feeding customers and hospitals, showcasing his dedication to giving back. Derrick believes that this level of commitment has earned him respect and loyalty from the community, who see him as a business owner in it for the long haul. Despite the difficult times faced by other restaurants, Derrick has been able to open new locations due to the trust and support he has gained through his philanthropic efforts.As the discussion comes to a close, Derrick reflects on his journey and expresses gratitude for being in a different space compared to struggling restaurant owners. While acknowledging the challenges faced by others, he shares his perspective on how his community involvement has contributed to his success and the flourishing of his franchise.Overall, this EYL video provides valuable insights into the franchise process and the factors that have propelled Derrick Hayes' restaurant to popularity. The conversation underscores the importance of trusting one's instincts, prioritizing sustainable growth, and making a positive impact on the community. #EYL #FranchiseProcess #RestaurantFranchise #BusinessGrowth #CommunityInvolvement #PhilanthropyAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
07:3417/11/2023
Dubai's Real Estate Landscape: No Property Taxes, Interest-Free Mortgages, and More
Join Rashad Bilal and Troy Millings as they host Denise Williams to discuss the unique real estate and finance aspects in Dubai. Explore the differences in home buying processes and financial systems between Dubai and the Western world. Gain insights into investment opportunities, tax benefits, economic development, and the cultural nuances that make Dubai an exceptional global destination.#DubaiRealEstate #DubaiFinance #InvestingInDubai #DubaiTaxBenefits #RealEstateDevelopment #DubaiTourism #AbuDhabi #HomeBuyingProcess #FinancialSystems #EYLShow #EYLFinance #EYLRealEstate #DeniseWilliamsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
11:2316/11/2023
Robert F. Kennedy Jr. Says Reparations are "Very Obviously Unconstitutional"
In this eye-opening episode of EYL, hosts Rashad Bilal, Ian Dunlap, and Troy Millings sit down with guest Robert F. Kennedy Jr. to discuss reparations and prison reform. Kennedy shares his comprehensive approach to economic development in black communities and highlights the importance of equity and homeownership as essential components of economic empowerment.Kennedy acknowledges the moral argument for reparations but argues that race-based reparations would be unconstitutional based on a recent Supreme Court decision in the Harvard case. Instead, he advocates for a more inclusive approach to economic development in black neighborhoods, drawing upon his 35-year experience on the board of directors of Bedford-Stuyvesant Restoration Corporation. He emphasizes the need to address the systematic stripping of equity, particularly in terms of homeownership, from black communities, noting that by 2030, there may be essentially zero black equity left in the United States.The guest also addresses the underlying issues faced by black businesses, such as the lack of accrued business knowledge and mentorship within black communities. Drawing from his experience with Bedford-Stuyvesant Restoration Corporation, Kennedy highlights the importance of providing mentorship opportunities to foster entrepreneurial growth and business development in black neighborhoods.Moving on to the topic of criminal justice reform, Kennedy expresses his concerns about the 1986 and 1994 Criminal Justice Acts, which he claims have had a devastating impact on the African American community. He specifically highlights the disparities in sentencing between crack cocaine and powder cocaine offenses, where black individuals received much harsher penalties for crack cocaine-related offenses. He criticizes these laws for disproportionately affecting nonviolent offenders and leading to the destruction of an entire generation of black Americans.Kennedy emphasizes the need for prison reform and rehabilitation, advocating for providing training, education, and opportunities for inmates upon their release. He shares his vision of replacing prisons with farm drug rehabs and healing farms in rural communities, where individuals struggling with drug addiction, depression, or psychiatric drug dependence can receive holistic support, job training, and educational opportunities to reintegrate into society successfully.During the conversation, Kennedy also addresses the cultural impact of mass incarceration, noting that it has influenced various aspects of black culture, including music. He clarifies that he does not have any negative intent towards rap music but highlights the negative consequences of mass incarceration on the identity and potential of black individuals.In response to a question about combating the lucrative private prison industry, Kennedy acknowledges the need for a multifaceted approach and seeks suggestions from the hosts. He shares his commitment to implementing educational programs and ensuring access to recovery and rehabilitation programs for federal prisoners. Kennedy encourages innovation by identifying and adopting successful model programs from around the country.This thought-provoking episode sheds light on the importance of economic empowerment, the need for equitable opportunities in black communities, and the urgency for comprehensive criminal justice reform. Join EYL and Robert F. Kennedy Jr. as they delve into these critical topics and explore potential solutions to address these pressing issues.#reparations #economicdevelopment #equity #homeownership #blackbusinesses #criminaljusticereform #massincarceration #prisonreform #rehabilitation #mentorship #educationalopportunities #recoveryprograms #racialdisparities #privatization #communitydevelopment #youtubecreator #eyl #robertfkennedyjrAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
16:5515/11/2023
EYL #264 From Gas Station to Nationwide Franchise Chain: Derrick Hayes on Big Dave's Cheesesteaks Expansion
Welcome to our deep dive into the world of restaurant entrepreneurship with Derrick Hayes of Big Dave's Cheesesteaks. In this insightful video, we explore how inflation impacts the restaurant industry and the secrets behind the success of Derrick's seven locations in Georgia.ย Discover the pivotal role of back-end systems in scaling Big Dave's, and why a college degree isn't a prerequisite for success in this field. Learn about their unique approach to customer feedback through secret shoppers and how different growth rates shape business trajectories.We'll also delve into the exciting story of how Big Dave's made its way into the prestigious Mercedes-Benz Stadium, the power of a great team in scaling business culture, and the brand-defining strategy of feeding customers for free.Uncover the financial realities of the restaurant business, especially when operating a single location, and why having a concise menu is key. Excitingly, we reveal that Big Dave's has a waiting list of 1,600 people eager to open franchises!Derrick shares his experiences in changing his business while raising capital, emphasizing the importance of the bottom line in this process. Plus, get insights into his feature on CNBC, connections in the industry through Meek Mill's friend Tak, and how Lil Uzi Vert influenced their menu.We'll also discuss the barriers created by ego in collaboration, the efficiency gains from opening in the Mercedes-Benz Stadium, and the business structure required for such an endeavor. Learn about the 18-month journey to franchising readiness, the unexpected life of a winner, and the collaboration between Derrick Hayes and Pinky Cole, hinting at a potential upcoming show.Finally, we delve into the challenging life of a CEO, the ultimate goal of providing opportunities for children, and the risks of growing a business too rapidly.Join us as we uncover the keys to success in the dynamic world of the restaurant business with Derrick Hayes. Don't forget to like, share, and subscribe for more industry insights!#DerrickHayes #BigDavesCheesesteaks #RestaurantEntrepreneurship #InflationImpact#BusinessScaling #GeorgiaEats #NoDegreeSuccessAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:05:3514/11/2023
How US Treasury Borrowing Affects the Bond and Stock Market
In this episode of EYL, Rashad Bilal, Ian Dunlap, and Troy Millings dive into the recent news that the US Treasury will be borrowing a staggering $776 billion in the final three months of this year. This announcement comes on the heels of the government's projection of a $1.7 trillion budget deficit for fiscal year 2023. The hosts discuss the implications of this massive borrowing on the stock market and the overall economy.Ian Dunlap is not one to mince words, as he delivers a stark assessment of the situation. He expresses his concerns about the country's mounting debt and how it is negatively impacting our geopolitical standing. He believes that our aggressive approach has resulted in us being viewed as bullies in the eyes of the world. With the bond market in shambles and the small-cap market destroyed, Dunlap paints a bleak picture of the future.Troy Millings provides some context to help viewers better grasp the gravity of the situation. He explains the relationship between bond yields and prices, and how the treasury's issuance of more bonds can lead to higher yields. While some may argue that the borrowing came in lower than expected, Millings highlights the fact that the upcoming first quarter of 2024 will see an ask of over $816 billion, the largest in the history of America. The bond market is indeed in shambles.The hosts delve into the stock market's roller coaster ride, with mid-cap stocks taking a significant hit and only a handful of companies performing well. Dunlap laments the state of the economy and believes that the country is teetering on the edge. He also discusses the impact of high debt on various industries, including streaming and entertainment. The Spotify example serves as a reminder of how the economy's troubles trickle down to other sectors.In a shift towards discussing the need for diversity in political leadership, Bilal voices his belief that relying solely on old white men is unsustainable. He argues that without a diverse range of perspectives and understanding of what's happening on the ground, the entire political structure is at risk. He criticizes the lack of understanding and cultural divide at the top, particularly in regards to millennials and their access to credible news sources.As the conversation continues, the hosts highlight the disconnect between those in power and the changing tides of public opinion. They express their frustration with the repetitive propaganda and the unwillingness to adapt to new ideas. The Democratic Party, in particular, is predicted to face challenges if they do not address this divide and provide messaging that resonates with the younger generations.In this thought-provoking episode, EYL tackles pressing financial and political issues, shedding light on the challenges faced by the economy, the stock market, and the current political structure. Join Rashad Bilal, Ian Dunlap, and Troy Millings as they explore the impact of massive borrowing, the decline of the bond market, and the necessity of diversity and understanding in our political landscape. #EYL #USdebt #economy #stockmarket #diversityinpolitics #politicalstructure #financialchallenges #bondmarket #propaganda #millennials #leadership #crediblenews #geopoliticalimpact #budgetdeficitAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
08:5413/11/2023
Cliff Notes: How Tech Companies Hire & Exploring Future A.I Use Cases
Dive into the world of tech industry recruitment and the visionary use cases of artificial intelligence (AI) that are shaping the future. In this informative video, we pull back the curtain on the hiring strategies of leading tech companies and forecast the innovative ways AI will be utilized in the coming years.What you'll learn:- The inside scoop on recruitment processes in top tech firms.- How AI is changing the hiring landscape.- Predictions for AI applications across different sectors in the future.- The implications of AI developments for the job market and everyday life.Whether you're a job seeker in the tech field, a business leader, or just AI-curious, this video offers valuable insights. Engage with us as we explore the evolving intersection of technology, employment, and AI's limitless potential.๐ Subscribeย to stay updated on the latest in tech hiring and AI advancements.๐ย Hit the like button if you find the content useful, and join our community by sharing your thoughts in the comments section.#TechHiring #ArtificialIntelligence #FutureOfAI #TechIndustry #Innovation #AIUseCases #TechnologyTrendsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
10:5212/11/2023
Why There's a Chip Shortage & The Use Case of Supercomputers
In today's tech-driven world, the global chip shortage has impacted everything from consumer electronics to automotive manufacturing. But what's behind this crisis? Join us as we unravel the complex factors leading to the semiconductor scarcity that's shaking industries worldwide.Additionally, we shift gears to showcase the incredible capabilities of supercomputers. We explore their diverse applications, from climate modeling to healthcare, and how they are shaping our future.In this video, you will gain:๐ An understanding of the chip shortage causes and effects.๐ฅ๏ธ Insights into supercomputing and its transformative use cases.Whether you're a tech enthusiast, a professional in the industry, or just curious about the digital world's inner workings, this video is for you.ย Subscribe for more tech analysis, and hit the bell to stay updated on our latest releases. Share your thoughts and questions in the comments section belowโwe engage and respond!#ChipShortage #Supercomputers #TechInsights #DigitalEconomy #Innovation #TechNews #SemiconductorsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
10:2711/11/2023
Study Hall: The Cheat Code to Connections
In this video, hosts Rashad Bilal and Troy Millings welcome special guests from Eastside Golf to discuss how golf has become a powerful tool for building connections in the business world. They explore the countless business deals that are negotiated on the golf course, highlighting how playing golf provides opportunities to network and establish valuable relationships.Eastside Golf shares their personal experiences, emphasizing that invitations to play golf often lead to discussions about upcoming projects, partnerships, and ways to collaborate. They highlight how golfing with high-profile individuals allows for quality time with busy professionals, providing opportunities to deepen relationships and create business opportunities. Eastside Golf emphasizes that playing golf doesn't necessarily require exceptional skills, but rather the ability to keep up with the pace of play.#Golf #BusinessConnections #BuildingRelationships #Networking #Opportunities #FutureOfGolf #GolfCulture #GolfDressCode #EastsideGolf #TigerWoods #InvestFest #Inspiration #BusinessGrowth #GolfingCommunityAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
11:5910/11/2023
Create a Winning Stock Market Game Plan
In this clip, we share with you my winning stock market gameplan. This gameplan will help you win in the stock market, and achieve your financial goals.Stock market investing can be a hugely rewarding experience, but it can also be risky. If you want to make the most of your investments, then you need a winning stock market gameplan. In this video, I'll show you how to create and implement this gameplan, so you can become a successful investor in the stock market! #stockmarket #gameplan #stocks #winningAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
10:3409/11/2023
Jamie Dimon Sells 1 Million Stock Shares of Chase: What Does It Mean?
In a move that has caught the attention of investors and analysts alike, Jamie Dimon, the CEO of JPMorgan Chase, has sold 1 million shares of his company. This significant sale raises questions about what this could mean for the future of the banking giant and the confidence of its leadership in the company's stock performance.Could this be a strategic decision for personal diversification, or does it hint at a broader concern about the banking sector or the global economy? Join us as we delve into the implications of this sale and what it could potentially signal to the market.We'll also explore the past actions of corporate executives and how their stock sales have historically related to their company's financial health. Understanding the context and potential ramifications of Dimon's decision is essential for investors and the market as a whole.#JamieDimon #Chase #StockSale #InvestmentAnalysis #MarketTrendsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
05:1408/11/2023
EYL #263 Dubai Real Estate Investing: A Black Woman's Triumph in The Middle East
๐ In this exclusive Earn Your Leisure interview, we're joined by Denise The Broker, a trailblazing entrepreneur and the first Black woman to establish a real estate brokerage in Dubai. From leaving the Atlanta market to conquering Dubai's dynamic real estate landscape, Denise shares invaluable insights and experiences.Key Highlights:- **Breaking Barriers**: Discover how Denise The Broker became a pioneering figure in Dubai's real estate sector.- **Businesswoman in Dubai**: Insights into the unique challenges and experiences of operating a business as a woman in Dubai.- **Investing in Dubai Real Estate**: Essential tips and requirements for becoming a real estate investor in Dubai.- **Government Relations**: The importance of building relationships with government officials for business success in Dubai.- **Residency and Investment**: Understanding the process of purchasing residency and the minimum investment requirements for foreign investors in Dubai.- **Cultural Insights and Business Etiquette**: Respecting rules and cultures in Dubai โ crucial for entrepreneurs and investors.- **Real Estate Strategies**: Innovative ways to make money in Dubai's real estate market, including selling floor plans.- **Life in Dubai**: Discussing the safety, acceptance, and cultural aspects of living and raising children in Dubai.- **International Comparison**: The differences between Dubai and Abu Dhabi and the rising competition from Saudi Arabia as a travel destination.- **Future of Real Estate**: Examining the absence of corporate tax in Dubai and the long-term prospects of property ownership in the U.S. versus Dubai.๐ฌ Join us as Denise offers a wealth of knowledge for those looking to expand their horizons in international real estate and business. Don't forget to leave your thoughts in the comments below!๐ For more valuable content and exclusive interviews, subscribe to our channel and hit the bell icon for updates!#DeniseTheBroker #DubaiRealEstate #InternationalBusiness #EYL #RealEstateInvesting #Entrepreneurship #GlobalMarkets #CulturalInsights #InvestmentStrategies #EarnYourLeisure๐บ Stay tuned for more episodes and check out our playlist for more insights into the world of finance and entrepreneurship.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:07:4407/11/2023
Why Shark Tank is so Successful
In this video, we share with you why Shark Tank is so successful. Daymond John and his team of investors have created a billion-dollar empire by tapping into the needs of everyday people.Shark Tank is a show that helps everyday people achieve their goals. By watching, you can learn how to start your own business, and even find investment opportunities! If you're looking for inspiration, or want to learn more about how to start and run a successful business, then watch Shark Tank! #sharktank #daymondjohn #tvAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
08:3106/11/2023
Cliff Notes: How Artificial Intelligence is Changing Our World
In this video, we're discussing Artificial Intelligence (AI). AI is changing our world for the better, and we'll explore just how this is happening in the near future.If you're interested in learning more about AI, this video is for you! We'll discuss the impacts of AI on our world and its future, and explore some of the ways in which AI is changing our lives right now. Stay tuned for more updates on this important topic! Welcome to our deep dive into the transformative world of Artificial Intelligence (AI)!ย In this video, we explore the groundbreaking advancements in AI and its profound impact on various sectors, from healthcare and finance to entertainment and transportation. Join us as we demystify the technology behind AI, share real-world applications, and discuss its future potential.ย Whether you're a tech enthusiast or just curious about the digital age, this video will offer valuable insights into how AI is reshaping the way we live, work, and think. Don't forget to like, share, and subscribe for moreย enlightening content! #ArtificialIntelligence #FutureTech #digitalrevolutionย Watch The Full Episode:ย https://www.youtube.com/live/VzafjatRix4Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
16:0505/11/2023
Does It Still Make Sense to Buy a Home?
In this insightful episode, MG The Mortgage Guy breaks down the current real estate market and provides valuable insights on why now might still be the right time to buy your dream home. With rising prices and market shifts, MG highlights the importance of not getting left behind.ย Dive deep into the intricacies of mortgages and home buying with one of the industry's experts. Don't let the fear of escalating costs deter you. Tune in and empower yourself with the knowledge to make informed decisions.ย ๐ Subscribe to stay updated on the latest market trends, tips, and advice!#MGTheMortgageGuy #RealEstate #HomeBuyingTips #DontGetPricedOut #MortgageAdvice #RealEstateTrendsLink to full episode: https://www.youtube.com/live/VzafjatRix4?si=6b6dbY6FiVn26IGA (https://www.youtube.com/live/VzafjatRix4?si=6b6dbY6FiVn26IGA)Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
10:5604/11/2023
Study Hall: The Future of Crypto Investing
In this video, we're going to discuss how to invest in Crypto! We'll discuss the different types of Crypto and how to invest in them safely. We'll also cover different ways to spend your Crypto wealth and some of the risks associated with investing in Crypto.If you're interested in investing in Crypto, this is the video for you! By the end of this video, you'll have all the information you need to make an informed decision about whether or not to invest in Crypto. Thanks for watching!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
10:0203/11/2023
How to Take Your Brand International
In this video, we'll discuss how to take your brand internationally. We'll cover topics like how to research international markets, how to create a global brand identity, and more.If you're looking to take your business internationally, then this video is for you! By learning about the steps necessary to take your brand overseas, you'll be on your way to success!#international #brands #fubuAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
11:1102/11/2023
Why You Need $10 Million to Be Financially Free
In this deep dive episode, we explore the concept of financial freedom and address the burning question: Why do you need $10 million to truly be financially free? We'll break down the numbers, consider living costs, investments, and unforeseen circumstances that might affect your financial health.ย Understanding financial benchmarks can be a game-changer for long-term planning. With inflating costs and changing global economic landscapes, the traditional idea of retirement and financial stability is evolving. We aim to provide clarity on these shifts and guide you on the path to genuine financial liberation.So, whether you're just starting your journey to financial independence or you're well on your path, this episode will provide insights and strategies that can redefine your financial goals.#FinancialFreedom #Investments #RetirementPlanning #economicshiftsย #FinancialIndependence #FinancialGoals #FinancialStrategyAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
16:0401/11/2023
EYL #262 How Eastside Golf Brought Culture to Golf: New Jordan 1 Collab, Major Investors, & Raising Moneyย ย
In this enlightening episode of "Earn Your Leisure," we had the privilege of sitting down with the dynamic duo behind Eastside Golf, Olajuwon Ajanaku and Earl Cooper.** Dive into their journey, where they detail the significance of their '1961' Air Jordan 1 collaboration, the impact of investors like Michael Strahan and Steve Stoute, and the strategic moves they've made to grow their brand.Delve into how they believe taking capital is a crucial scaling method, but that an investor's network holds more weight than their money. Learn about Eastside Golf's vision of endowing Morehouse's Golf Program and the costs that underpin a successful golf program.Discover the essence of their partnership with the iconic Jordan Brand, the intricacies of signing partnerships, and the importance of time management in the world of entrepreneurship. The duo also gives an inside look at how they secured a sponsorship from Mercedes-Benz, a groundbreaking deal to feature their merchandise in major airports, and Mercedes-Benz's generous donation to Morehouse College's Golf Team.The Eastside Golf founders firmly believe in growing the game of golf by incorporating the culture, setting themselves apart in the industry, and understanding the challenges of the apparel industry. Most importantly, their commitment to giving back shines through, highlighting the significance of supporting educational institutions.Wrapping up the episode, Olajuwon and Earl shed light on maintaining a strong partnership and the collaborative spirit that drives their brand's success.#EastsideGolf #EarnYourLeisure #PGA #AirJordan1 #Entrepreneurship #GolfCulture #MichaelStrahan #SteveStoute #JordanBrand #MercedesBenz #MorehouseCollegeAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:27:4131/10/2023
19 Keys Talks About the Future of AI & Prompt Engineering
In this enlightening discussion, 19 Keys delves into the complexities and possibilities of AI and Prompt Engineering, exploring the impact these technologies could have on our future. From ethical considerations to transformative potential, join us as we unpack the frontier of digital innovation. Don't forget to subscribe for more insightful conversations! #19Keys #FutureOfAI #PromptEngineering #TechTalks #DigitalInnovation Link to full episode: https://www.youtube.com/live/VzafjatR...Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
12:1130/10/2023
Cliff Notes: Billionaire Bill Ackman Targets Harvard Critics of Israel, Threatens Wall Street Bans
In this video, we delve into the recent controversy surrounding billionaire Bill Ackman, who has openly declared a desire to blacklist Harvard students critical of Israel from Wall Street careers. This move raises potent questions about the state of free speech and the potential repercussions of personal beliefs on professional trajectories. Join us as we unpack the implications of Ackman's threats and what this means for freedom of expression, particularly within academia and professional spheres.#BillAckman #FreeSpeech #Harvard #WallStreet #IsraelCriticism #AcademicFreedom #FinanceCareersAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
25:4929/10/2023
Professional Development: EYL & Ross Mac on the Power of Exposure, the Wealth Gap, Black Parenting Issues, & Investing
Join EYL and Ross Mac as they engage in a profound discussion addressing critical topics such as the power of exposure, the persistent wealth gap, challenges in Black parenting, and the transformative potential of investing. This conversation is an eye-opener, illustrating the multifaceted approaches to bridging economic and social divides.In this episode, they dissect the crucial role of exposure in breaking barriers and expanding opportunities, particularly in underrepresented communities. They also confront the uncomfortable reality of the wealth gap and its longstanding implications, while pondering actionable solutions through informed investing.The dialogue takes a deep dive into the complexities of parenting within the Black community, highlighting the unique challenges and the profound impact of generational wealth, or the lack thereof. Moreover, the power of investing as a tool for change is underscored, advocating for financial literacy as a catalyst for empowerment and equity.#EYL #RossMac #WealthGap #BlackParenting #PowerOfInvesting #EconomicEmpowerment #SocialChange๐ Don't forget to subscribe for more insightful discussions and perspectives on societal growth and financial enlightenment. Hit like, leave your thoughts in the comments, and share to keep this crucial conversation going!๐ Stay connected with us on social media for more invaluable content and engaging discussions:#FinancialLiteracy #InvestingForChange #CommunityGrowth #BridgingDividesโจย Your engagement and input drive our content. Thank you for contributing to these important discussions and for being an agent of changeAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:00:2728/10/2023
Study Hall: Ray Lewis on Why He Stopped Endorsing Products: "I Needed Ownership!"
In this revealing interview, Ray Lewis, one of the most formidable players in NFL history, opens up about a decisive shift in his off-field strategy: "Why He Stopped Endorsing Products: 'I Needed Ownership!'" Lewis delves into his journey from being the face of products to owning his brand, emphasizing the power and importance of having control over his image, financial future, and legacy.ย The former linebacker's insightful narrative sheds light on the often-overlooked business acumen of athletes and the pivotal role of economic empowerment in charting one's course, not just in sports, but in life. This interview is not just a must-watch for sports enthusiasts but for anyone aiming to understand the intricacies of brand endorsement versus ownership.ย ๐ Don't forget to hit the subscribe button and the bell icon to stay updated on more such inspiring and thought-provoking content. Drop your thoughts, comments, and any personal experiences related to brand ownership and endorsement deals in the section below.ย #RayLewis #Ownership #FinancialEmpowerment #AthleteEntrepreneurs #BrandBuilding #EconomicIndependence #SportsAndBusiness #Endorsements #NFLLegendsRemember, your support drives us to produce more quality content. Like, share, and engage to be a part of our growing community. Here's to taking charge of our brands and our lives!ย ๐Link to full episode:ย https://youtu.be/4orzww_WbuM?si=eoB98yygyQdc88hu (https://youtu.be/4orzww_WbuM?si=eoB98yygyQdc88hu)ย Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
05:0127/10/2023
Advance Placement: Why the Credit Score System is Racist
In today's video, we're diving deep into a critical and often controversial topic: "Why the Credit Score System is Racist." This video explores the complexities surrounding credit scores and how they may inadvertently perpetuate racial disparities. Through insightful analysis and expert interviews, we'll uncover the historical context, systemic nuances, and the real-life impacts of these financial protocols on various communities. Join us in this important conversation, and don't forget to like, comment, and subscribe for more content that makes you think!#CreditScore #SystemicRacism #FinancialEquality #EconomicJustice #InclusiveFinanceLink to full episode: https://youtu.be/9xWe7NuSzbA?si=G2gPH8Qd9dwkQFzz (https://youtu.be/9xWe7NuSzbA?si=G2gPH8Qd9dwkQFzz)Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
11:2926/10/2023