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Welcome to The Earn Your Leisure Podcast. Rashad Bilal and Troy Millings will be your host. Earn Your Leisure will be giving you behind the scenes financial views into the entertainment and sports industries as well as highlighting back stories of entrepreneurs. We will also be breaking down business models and examining the latest trends in finance. Earn Your Leisure is a college business class mixed with pop culture. We blend the two together for a unique and exciting look into the world of business. Let’s go!! #earnyourleisurepodcast
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James Harden’s First Podcast: Billion-Dollar Moves, Transforming Basketball, & Answering Critics

James Harden’s First Podcast: Billion-Dollar Moves, Transforming Basketball, & Answering Critics

In his first-ever podcast interview, James Harden joins Earn Your Leisure to share an in-depth look at his journey from basketball superstar to a successful entrepreneur. He discusses how his relationship with Jay Z led to the opportunity to join 'The Beard Club' and reveals the story of how he first met Michael Rubin. Harden reacts to Mark Cuban's claim that athletes will eventually earn more than team owners and reflects on the special love he receives from fans in China. Harden opens up about the challenges of saying "no" to friends and family and shares insights into his long-standing relationship with Adidas, where he has now taken on the role of elder statesman. He talks about handling business challenges, the creation of J-Harden Wine, and his ambitious plan to turn it into a 9-figure business. Harden also shares his thoughts on analysts’ criticism, the current state of basketball, and why the iconic beard wasn’t intended as a marketing tool.  In this candid conversation, Harden dives into the evolution of his team, his thoughts on NBA players designing their own shoes, and his admiration for Michael Rubin. He also reflects on his $500K investment in Body Armor, inspired by Kobe Bryant's advice, which led to the company’s $5.6 billion sale seven years later.  This exclusive interview provides a rare glimpse into the mind of one of basketball’s greatest players as he balances success on the court with thriving business ventures.  #JamesHarden #EarnYourLeisure #TheBeard #BasketballBusiness #Adidas #BodyArmor #JayZ #MichaelRubin #NBA #JHardenWine #BasketballLegends #AthleteEntrepreneur #SportsBusinessAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:02:4721/11/2024
ChakaBars on The Global Importance of Ghana as a Homeland for Black Unity and Empowerment

ChakaBars on The Global Importance of Ghana as a Homeland for Black Unity and Empowerment

Welcome to the this clip of EYL, where we dive deep into Ghana's rich historical legacy and untapped potential for investments and business opportunities. Rashad Bilal and Troy Millings host this enlightening conversation with special guest Chaka Bars, who provides a comprehensive overview of Ghana's crucial role in African and Western history, as well as its promising future.*Why Ghana Matters:*Chaka Bars opens the discussion by highlighting the deep historical ties between Ghana and African descendants in the Western hemisphere. From the era of slave dungeons to the influential leadership of Kwame Nkrumah, who was a pivotal figure in decolonizing Ghana, the country holds an irreplaceable spot in global history.*A Rich Trading Legacy:*The discussion delves into the ancient trading networks that predated European colonization. Chaka Bars discusses fascinating historical tidbits, such as Mansa Musa and Abu Kari II's transatlantic voyages and the discovery of American substances in the remains of ancient African leaders. The conversation underscores the thriving, long-standing exchanges that occurred between Africa and the Americas long before Columbus.*Colonial Exploitation and Resistance:*Chaka Bars describes the brutal colonial exploitation of Africa's resources and people, focusing on how Ghana's gold mines and human capital were plundered. He reflects on how the Europeans exploited existing practices of indentured servitude, turning them into the transatlantic slave trade that devastated countless African families.*The Year of Return:*He explains the significance of Ghana's "Year of Return" in 2019, marking 400 years since the first enslaved Africans arrived in Jamestown. The initiative invited the global African diaspora to reconnect with their ancestral homeland, thus closing a circle that was violently broken centuries ago.*Ghana Inspiring Pan-Africanism:*The bond between Ghana and the global African diaspora is further explored through the stories of Empress Zewditu of Ethiopia and Marcus Garvey. Empress Zewditu's call for the African diaspora to return home inspired Garvey to create the United Negro Improvement Association (UNIA) and the Black Star Line. These efforts set the stage for future Pan-African movements, including the decolonization wave led by Kwame Nkrumah, who incorporated the black star into Ghana's national flag as a powerful symbol of unity and resistance.*Investment and Repatriation:*Chaka Bars also discusses contemporary efforts to bolster the connection between Ghana and its diaspora through trade agreements and bilateral relations, such as the one between Barbados and Ghana. He emphasizes the importance of providing legal and economic opportunities to those seeking to return to Ghana, including citizenship, housing, and jobs.*A Vision for the Future:*With inspiring references to great leaders like Marcus Garvey and Malcolm X, Chaka Bars calls for a united effort to create a thriving, self-sufficient African homeland. He shares personal anecdotes about his involvement in current initiatives, making a compelling case for why now is the perfect time for African descendants to invest in and possibly repatriate to Ghana.Join us in this deep dive into Ghana's past and future, and see why it holds the key to a prosperous and united African diaspora.*Hashtags:*#EYLMedium #Ghana #AfricanHistory #InvestInGhana #YearOfReturn #PanAfricanism #MarcusGarvey #KwameNkrumah #ChakaBars #BlackDiaspora #EconomicOpportunity #EYL #RashadBilal #TroyMillings #Homecoming #BilateralTrade #DecolonizationAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
09:1920/11/2024
Understanding Bitcoin's Future & Stablecoin Dynamics

Understanding Bitcoin's Future & Stablecoin Dynamics

In this clip of Market Mondays, join hosts Rashad Bilal, Troy Millings, and Ian Dunlap as they sit down with seasoned Bitcoin and cryptocurrency expert Mike Novogratz. They delve deep into the current and future states of Bitcoin, addressing critical questions that every investor should consider.*Bitcoin's Cycles and Future Predictions:*Rashad opens the conversation asking Mike about Bitcoin's notorious volatility and whether we can expect a future without drastic pullbacks. Mike remarks confidently, predicting that Bitcoin won't dip below $72,000 in the next 18 months, setting sights on a target range between $97,000 and potentially $180,000. He notes that if Bitcoin falls below the projected low, it would indicate something seriously wrong in the market.*The Trust Issue of Cryptocurrency:*Troy brings up a significant barrier for many potential investors - trust. Mike elaborates on the dominance of stablecoins, particularly Tether (USDT), and dives into the business operations behind it. He also highlights the role of USDC, painting a picture of how stablecoin legislation might unfold in favor of national security interests.*Stablecoins and National Security:*Mike explains the substantial role stablecoins play in the global economy, predicting that they will become one of the largest holders of U.S. treasuries in the near future. He speculates about the likely legislative push to regulate these coins within the U.S., citing national security as a prime consideration.*Inflation and the Bond Market:*Ian prompts discussions around broader economic concerns, including the recovery of the bond market and the U.S. debt-to-GDP ratio. Mike provides insights into the complexities of managing national debt through controlled inflation, expressing his hopes and realistic expectations about the future economic landscape. He foresees inflation as a more persistent challenge, given the economic signals from the commodity markets and Bitcoin's performance.*Impact of AI on the Economy:*A fascinating tangent introduces the transformative potential of artificial intelligence. Mike speculates on how advancements in AI could revolutionize market dynamics, making processes cheaper and more efficient while acknowledging the associated uncertainties and potential risks.*Key Takeaways:*Mike Novogratz foresees Bitcoin stabilizing above $72,000, with potential growth to $97,000 and even $180,000.Trust remains a significant issue in cryptocurrency investment, with stablecoins like USDT and USDC playing dominant roles.Upcoming stablecoin legislation is likely to favor U.S.-based regulation due to national security concerns.Managing U.S. debt through controlled inflation is tricky but necessary.AI could dramatically alter economic structures, potentially mitigating inflation through increased efficiencies.Join us for this in-depth discussion that unravels complex financial mechanisms and offers expert predictions on the future of Bitcoin, stablecoins, and the broader economic environment.*Stay Connected:*🚀 Subscribe to our channel for more insightful discussions and expert analyses.👍 Like this video if you found the content valuable.🔔 Hit the bell icon to get notified whenever we release a new episode.*#MarketMondays #Bitcoin #Cryptocurrency #Stablecoins #Investment #USDT #USDC #Treasuries #Inflation #AI #EconomicTrends*Tune in and stay ahead in the financial game with Market Mondays!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
06:1717/11/2024
Is the Creator Economy Dying or Thriving? What's Next for the Industry

Is the Creator Economy Dying or Thriving? What's Next for the Industry

Join hosts Troy Millings and Rashad Bilal in this insightful clip of EYL as they sit down with Moksha Fitzgibbons, a leading voice in the media and creator economy. This week, we delve deep into the dynamics of the creator economy and its sustainability. Is it really a recession for creators, as some claim? With a flood of creators entering the space, how do the few at the top continue to thrive while others struggle to monetize their content?Moksha Fitzgibbons shares his expert insights on how successful creators find their niche and deliver value to their audiences, ultimately attracting brand deals with major companies like Samsung and Ray-Ban. He emphasizes the importance of designing high-quality content to break through the saturated media market, despite the barrage of everyday content on platforms like Instagram, TikTok, and YouTube.Rashad Bilal raises thought-provoking questions on whether the overwhelming sea of content is overshadowing genuinely valuable content, much like the declining quality observed in music genres such as hip-hop. Moksha offers a balanced viewpoint, acknowledging the increase in access and creativity these platforms provide, while stressing the importance of maintaining high standards and ethical journalism.The discussion also covers the role of critical journalism in the age of citizen journalism and the need for journalists who adhere to ethical standards. Moksha argues for the necessity of trustworthy journalists to provide critical analysis, as opposed to flattery-filled content with no critical depth.Troy Millings steers the conversation towards how media companies stay youthful and relevant in their content creation. Moksha highlights the importance of youth perspective and finding fresh talent to stay ahead of the curve. He shares compelling stories about discovering new talent organically, from behind-the-camera producers to on-screen stars, illustrating the dynamic strategies at play in their organization.If you're navigating the challenges of the creator economy or simply intrigued by its rapidly evolving landscape, this episode is a must-watch. Gain valuable insights, learn from expert opinions, and understand what's critical for thriving in this unprecedented time of infinite content.*Hashtags:*#EYLMEDIUM #CreatorEconomy #MokshaFitzgibbons #ContentCreation #BrandDeals #Journalism #MediaTrends #YouTube #TikTok #Instagram #Influencers #HighQualityContent #EthicalJournalism #NewTalent #ComplexMediaDon't forget to like, comment, and subscribe to our channel for more enlightening discussions and expert insights every week! Hit the bell icon to stay updated with our latest videos.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
09:5016/11/2024
Invest in Ghana NOW! How to Buy a Home & Make Money in Africa's Future | 400Acre Real Estate Project

Invest in Ghana NOW! How to Buy a Home & Make Money in Africa's Future | 400Acre Real Estate Project

Invest in Ghana NOW! How to Buy a Home Join us for an unmissable episode of Earn Your Leisure as we uncover the incredible opportunities waiting in Ghana with the groundbreaking Sanbra City project! This visionary 400-acre real estate development offers a unique chance for investors and aspiring homeowners to enter the African market, build wealth, and take part in a transformative venture in Ghana.In this episode, we’ll be joined by an inspiring lineup of guests, including Kwame Blay, Tuyee Yeboah, Alvin Nana Kwame Bekoe, and Chakabars, who are all experts in business, real estate, and investment in Africa. Together, we’ll dive deep into the process of buying a home in Ghana, navigating the local market, and discovering the powerful business opportunities within Sanbra City. This episode is your comprehensive guide to understanding why now is the time to invest in Africa, how the Sanbra City project could change the game, and what steps you need to take to get involved.From practical insights to big-picture potential, our guests will walk you through the ins and outs of property ownership, investment strategies, and the untapped wealth-building possibilities in Ghana. Whether you're new to investing or a seasoned entrepreneur, this episode is packed with valuable information to help you make informed decisions, leverage Ghana’s growing economy, and participate in the future of African real estate.Don’t miss this chance to learn how you can own a piece of Africa’s emerging market and why Ghana is quickly becoming one of the top destinations for international investment. Be ready to tune in, take notes, and get inspired to make moves!Sanbra City Website: https://sanbracityghana.com/ (https://sanbracityghana.com/)#EarnYourLeisure #SanbraCity #InvestInGhana #AfricaRealEstate #GhanaInvestment #BuyAHomeInGhana #WealthBuilding #AfricaBusiness #EYL #GhanaOpportunity #InvestInAfrica #RealEstate #GlobalInvestingAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:54:2115/11/2024
The Collapse of SMCI: A Historic Cautionary Tale

The Collapse of SMCI: A Historic Cautionary Tale

Welcome back to another insightful clip of Market Mondays! Today, we’re diving deep into the dramatic and historic collapse of Super Micro Computer Inc. (SMCI). From peaking at a staggering $122 to plummeting down to $26, SMCI’s decline offers a wealth of lessons for investors and tech enthusiasts alike. *Key Points Covered:*1. *The Fall of SMCI:* Host Rashad Bilal introduces the episode by highlighting the shocking descent of SMCI’s stock price and the company’s current struggles, including talks of delisting. 2. *Overhype of AI and Market Realities:*Troy Millings brings up a crucial point about the fears around the overhyping of artificial intelligence and how it may have led many to invest unwisely in companies like SMCI.3. *Learning from the Past:*Ian Dunlap emphasizes a timeless lesson: there is no “Nvidia killer.” He stresses the importance of investing in leading companies that genuinely drive the GDP of America rather than seeking alternatives that might not hold up.4. *Factors Behind SMCI’s Downfall:*The hosts collectively unpack the reasons behind SMCI’s decline, particularly their problematic financial reporting and the inability to file necessary documents correctly, which led to external auditors like Ernest & Young stepping away.5. *SMCI's Clientele and Partnerships:*Despite SMCI’s issues, they still boast significant clients like Microsoft and AMD. Troy discusses the implications of these partnerships and the critical role SMCI plays in accelerating NVIDIA’s GPUs.6. *Future of SMCI:*With crucial financial reports pending and the impending risk of delisting, the future remains uncertain for SMCI. The hosts speculate about the possible shake-ups in the company’s leadership and how this might affect their market standing.7. *Alternative Investment Insights:*As a potential alternative, Troy suggests keeping an eye on Dell as a new target should Nvidia decide to pivot away from SMCI.8. *Trust in Financial Reporting:*Ian underscores the importance of accurate financial reporting and trust in business, citing how SMCI’s alleged dishonest practices could severely impact their credibility and future partnerships.9. *Economic and Market Indicators:*Rashad hints at a broader discussion on finance and market indicators, touching upon upcoming content and interviews, including a notable conversation with the team at Business Untitled.Join us as we dissect these events, providing you with actionable insights and takeaways. Understanding the intricacies of SMCI’s collapse is not just about witnessing a company’s downfall but about learning essential investment principles and being cautious about market hype.Whether you’re an experienced trader or just starting your investment journey, this episode of Market Mondays is filled with valuable information that can help guide your decisions in the complex world of stocks and technology.*Remember to like, subscribe, and hit the notification bell so you never miss an episode. Let us know your thoughts in the comments – what do you think about the SMCI collapse? Do you agree with our analysis?**Hashtags:*#MarketMondays #Investing #StockMarket #SMCI #SuperMicro #TechStocks #NVIDIA #AIInvesting #FinancialReporting #InvestmentAdvice #TechIndustryAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
08:0413/11/2024
The Future of Gold: Can It Reach $10,000?

The Future of Gold: Can It Reach $10,000?

Welcome back to another clip of Market Mondays, where our hosts Ian Dunlap, Rashad Bilal, and Troy Millings dissect the most pressing issues and trends in the world of finance and investment. In this episode, we analyze the insights shared by billionaire investor Mike Novogratz, focusing on his investment strategies and market predictions.Mike Novogratz, who made headlines with his appearance at Invest Fest and on Market Mondays, reveals why he considers U.S. debt his biggest concern. He emphasizes the importance of hedging against inflation and shares his top investment picks, including cryptocurrencies like Bitcoin and Solana, precious metals like gold, and tech stocks. However, he also warns of an impending tech crash, drawing parallels with past market downturns.The team delves into the potential of gold reaching $10,000 and discusses realistic price targets and investment strategies, including the utility of ETFs like GLD for investing in gold. They also explore the crucial role tech stocks play in driving the U.S. economy and the sustainability of this trend.Ian Dunlap offers a forecast, predicting a dramatic pullback in tech stocks by 2027, pointing to various economic indicators such as the debt-to-GDP ratio and the issues plaguing startups, private equity, and commercial real estate. Warren Buffett's recent moves, including Berkshire Hathaway's hefty cash reserves and tech stock sell-offs, are scrutinized for what they might imply about future market conditions.Join us for a comprehensive discussion that covers everything from the present investment landscape to future market corrections. Don't miss out on these invaluable insights from the brilliant minds of Market Mondays.If you find this content useful, please like the video, subscribe to our channel, and hit the notification bell so you never miss an update. Share your thoughts and questions in the comments below—let's keep the conversation going!#MarketMondays #Investing #Finance #MikeNovogratz #Crypto #Bitcoin #Solana #Gold #TechStocks #InvestmentStrategy #StockMarket #EconomicTrends #WarrenBuffett #BerkshireHathaway #USDebt #InflationHedge #IanDunlap #RashadBilal #TroyMillings #InvestmentTips #FinancialLiteracy #WealthBuildingTune in next week for more insights and stay updated with the latest in financial markets and investing trends.---Explore previous episodes and a wealth of financial conversations on our channel. Whether you're a seasoned investor or just starting, Market Mondays is here to guide you with expert analyses and actionable advice. Let's navigate the market highs and lows together, making informed decisions to secure a prosperous financial future.Thank you for watching and being a part of our communityAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
08:1610/11/2024
THE STOCKS THAT WILL DO WELL UNDER THE TRUMP ADMINISTRATION

THE STOCKS THAT WILL DO WELL UNDER THE TRUMP ADMINISTRATION

In this clip of "Black Out with Ian & Rashad," we dive deep into investment strategies that can help you navigate and capitalize on the new political landscape. Rashad Bilal and Ian Dunlap break down the financial opportunities in cryptocurrency, Tesla, and financial stocks, amidst the backdrop of a pro-crypto administration. 🤖💸Join us as we discuss:**Bitcoin & Altcoins**: Why the recent surge in cryptocurrency is just the beginning and what you need to know to ride this wave. 🌊**Tesla**: The obvious pick. With Elon Musk’s influence, learn why Tesla remains a strong investment and how it could slam-dunk financial performance. 🏎️**Deregulated Banks & Financial Stocks**: How deregulation under the new administration can favor financial institutions and what this means for bank stocks. 📈**Defense & Aerospace**: Projected growth in military spending and how companies like Lockheed Martin can benefit. ✈️**Energy Sector**: Potential opportunities in oil, natural gas, and coal as deregulation looms. ⛽**Tech Titans**: CEOs like Mark Zuckerberg and Tim Cook who have publicly aligned with the administration, and the potential impact on stocks like Microsoft and Meta. 📲**Housing Market**: Inflation and its impact on home prices—why waiting might cost you more in the long run. 🏡*Stock Picks to Watch:*Bitcoin (BTC), Solana (SOL), Ethereum (ETH), Tesla (TSLA), Lockheed Martin (LMT), Microsoft (MSFT), Meta (META)*Discussion Highlights:*[00:00:28] Bitcoin & Altcoins: Why they’re favored and expected to rise.[00:01:28] Tesla: Why it remains a strong pick and Elon Musk’s role.[00:02:11] Financial Stocks: The impact of deregulation.[00:02:53] Defense & Aerospace: The potential for growth.[00:04:11] Housing Market: Why prices may continue to rise.We’re cutting through the noise to give you actionable insights. If you’re looking to make informed investment decisions during these turbulent times, this episode is a must-watch. Please like, comment, and subscribe for more in-depth discussions and timely market analysis. 🤝💡*Hashtags:*#Bitcoin #Crypto #Tesla #Finance #Investment #MarketAnalysis #StockMarket #ElonMusk #Microsoft #Meta #Deregulation #HousingMarket #DefenseStocks #FinancialNews #IanAndRashad #BlackOutPodcastThank you for tuning in! Make sure to hit the bell icon 🔔 to get notified when we drop new episodes! 📅---Disclaimer: The opinions expressed in this podcast are for informational purposes only and do not constitute financial advice. Please consult with a financial advisor before making any investment decisions.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
06:4709/11/2024
HOW TO BECOME A MILLIONAIRE BY CREATING 7 STREAMS OF INCOME FROM ONE BUSINESS

HOW TO BECOME A MILLIONAIRE BY CREATING 7 STREAMS OF INCOME FROM ONE BUSINESS

In this clip of EYL, Rashad Bilal delves into the intricacies of the restaurant business and why it's often considered one of the most challenging ventures to succeed in. Through relatable analogies and practical advice, Rashad breaks down the core reasons behind the high failure rates in the restaurant industry and offers insightful solutions for budding restaurateurs.Rashad kicks off the discussion by highlighting the numerous expenses associated with starting and running a restaurant. From securing a retail space and outfitting it with industrial kitchen equipment to maintaining sanitation and hiring staff, the initial capital required can be quite daunting. Moreover, he explains how fluctuating income streams, combined with consistently high expenses, often lead to the downfall of many restaurants.One of the core solutions Rashad offers is the concept of the Minimum Viable Product (MVP). Instead of diving headfirst into a full-fledged restaurant, he suggests starting with a ghost kitchen—a cost-effective approach that gained popularity during the COVID-19 pandemic. Ghost kitchens allow aspiring restaurateurs to rent industrial kitchen space and focus solely on food preparation for delivery services like Uber Eats, thus significantly minimizing initial costs and risks.Rashad also emphasizes the importance of diversifying income streams within one business rather than juggling multiple ventures. For restaurants, he outlines seven potential revenue streams:1. Dining-in2. Delivery services (e.g., Uber Eats)3. Cooking classes4. Online cooking podcasts and videos5. Merchandise sales6. High-ticket coaching sessions for aspiring restaurateurs7. Selling branded food items, such as spices and saucesBy leveraging these varied income sources, restaurant owners can create a more sustainable and resilient business model.Throughout the episode, Rashad provides a wealth of practical tips and actionable advice, making it an invaluable resource for anyone looking to thrive in the restaurant industry or any other high-stake business. If you're an entrepreneur aiming to diversify your skills, manage your business more effectively, or simply understand the complexities of the restaurant world, this episode is a must-watch.Tune in to gain a deeper understanding of how to navigate the challenging yet rewarding landscape of the restaurant business, and don't forget to like, comment, and subscribe for more insights from EYL Medium.*Hashtags:*#EYL #Entrepreneurship #RestaurantBusiness #GhostKitchen #SmallBusiness #StartupAdvice #IncomeStreams #BusinessTips #CookingClasses #Podcasting #Merchandise #OnlineBusiness #RashadBilal #EYLMediumAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
08:4508/11/2024
How Complex Became a $100 Million Media Empire

How Complex Became a $100 Million Media Empire

In this exclusive interview, we sit down with Moksha Fitzgibbons, the President of Complex, for a behind-the-scenes look at one of the most influential media brands in pop culture today. Moksha dives deep into the inner workings of Complex, from the evolution of ComplexCon—an event that blends music, fashion, and culture like no other—to the complexities of guiding a company that’s changed ownership three times. He shares what it takes to keep Complex relevant and innovative in an industry that’s constantly shifting.We also explore the larger landscape of digital media and how Complex has navigated the challenges of a rapidly changing market. From staying true to its brand values to adapting to new platforms and technologies, Moksha offers insights into the strategies and mindset that have helped Complex maintain its position as a leader in media. This conversation sheds light on the future of media, the impact of ownership changes, and the vision guiding Complex forward. Whether you're interested in media, business, or pop culture, this is a conversation you don’t want to miss. Tune in for a rare glimpse into the world of Complex and gain valuable insights on the present and future of the media landscape!#ComplexMedia #MokshaFitzgibbons #ComplexCon #MediaLandscape #MediaIndustry #ComplexInterview #DigitalMedia #MediaBusiness #ContentCreation #PopCulture #ComplexNewsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:01:2307/11/2024
Who Should be President? Trump vs Kamala: The Final Showdown! w/ Jemele Hill & Tim Scott

Who Should be President? Trump vs Kamala: The Final Showdown! w/ Jemele Hill & Tim Scott

Join us as Jemele Hill and Tim Scott dive into the ultimate debate: Who’s the best choice for president, Trump or Kamala Harris? We cover their views on key issues shaping America, from the economy to healthcare, social justice, and beyond. Tune in for a thought-provoking discussion that breaks down where each candidate stands—and what it means for the future of the country!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
37:3805/11/2024
Smartest Financial Moves Every Parent Should Make to Secure Their Kid’s Future

Smartest Financial Moves Every Parent Should Make to Secure Their Kid’s Future

Welcome to another insightful clip of EYL! In this clip, hosted by Rashad Bilal and Troy Millings, we are joined by financial experts Carter Cofield and George Acheampong Jr. to discuss critical strategies in planning for your children's financial future.Planning for your child's future is one of the essential responsibilities of parenthood. Whether you're looking to save for college, insurance, or other future investments, there are numerous ways to set up your children for success. Our guests break down these financial strategies into simpler terms, making it easier for you to understand and implement them.*Key topics covered in this episode:*1. **Custodial Accounts**: Discover how setting up custodial brokerage accounts can provide long-term benefits for your children and why starting from a young age offers a significant advantage due to the compounding effect over time.2. **Life Insurance for Kids**: Learn about the benefits of taking life insurance policies on your kids while they are young and healthy. This approach could offer them financial stability early in life.3. **529 Plans**: George and Carter discuss the advantages and limitations of 529 educational savings plans, including the latest updates that allow converting them to Roth IRAs.4. **Hiring Your Kids**: Carter introduces a lesser-known but highly effective strategy of hiring your children in your business as a means of tax efficiency and skill education, setting them up with substantial sums in Roth IRAs by the time they turn 18.5. **Asset Allocation**: Gain valuable insights into asset allocation, with recommendations on saving, spending, and investing percentages for different income brackets. George highlights the importance of increasing your Savings rate as your income grows to expedite your financial independence.*Special Quotes from the Episode:*"The number one thing in investing that you have in your favor is time." - George Acheampong Jr."Retirement is not an age, it is a number. The faster we get you there, the faster you can do whatever you want." - Carter CofieldTune in to this episode of EYL Medium to get comprehensive advice on setting your children up for a financially successful future. Whether you're a new parent or planning to be one, this episode is packed with expert advice and actionable insights that can help you make smarter financial decisions.*Make sure to like, comment, and subscribe to stay updated with our latest content!*Hashtags:#EYLMedium #FinancialPlanning #ChildrensFuture #Investing #CustodialAccounts #LifeInsurance #529Plans #HiringYourKids #AssetAllocation #FinancialIndependence #MelaninMoney #TaxTips #BusinessStrategies #FinancialLiteracyAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
09:5403/11/2024
Trusts vs. Wills: The Ultimate Guide to Protecting Your Legacy

Trusts vs. Wills: The Ultimate Guide to Protecting Your Legacy

Welcome to another enlightening clip of EYL! Today, we dive deep into the crucial topic of estate planning with our esteemed guests, Melanin Money, Carter Cofield, and George Acheampong Jr., guided by our hosts Ian Dunlap and Rashad Bilal. Understanding the difference between a trust and a will can be overwhelming, but it's essential for effective estate management and wealth preservation.*Key Highlights:*0:00 - *Episode Introduction*Ian opens the conversation about the significance of estate planning and the general confusion around trusts and wills.0:17 - *Unpacking Wills and Trusts*George Acheampong Jr. explains the fundamental differences between a will and a trust, emphasizing the control and flexibility that a trust offers.1:57 - *Revocable vs. Irrevocable Trusts*Carter Cofield elaborates on the tax benefits of a revocable trust and why it can be a powerful tool for avoiding probate court. He also shares insights into the specific scenarios where an irrevocable trust might be necessary.4:33 - *Real-life Examples and Tax Implications*Case studies like Chadwick Boseman’s estate highlight the potential pitfalls of not having a proper trust in place. Carter explains the crucial tax advantages and how a revocable trust can save heirs from heavy tax burdens.5:16 - *Life Insurance and Family Wealth*Rashad brings up the strategy of buying life insurance policies on family members. George and Carter discuss how this approach, often overlooked in their community, can significantly contribute to generational wealth.6:44 - *The Importance of Disability Insurance*George shares a personal story about a health scare and the vital role of disability insurance in securing one's income during unforeseen circumstances.9:26 - *Business Partnerships and Insurance*The guests discuss the necessity of having life insurance and buy-sell agreements within business partnerships to ensure continuity and financial security.10:15 - *Structuring Business for Tax Efficiency*Carter provides valuable advice on the optimal business structures to maximize tax deductions and protect partnerships from financial discrepancies.This clip is filled with invaluable insights, practical advice, and real-life examples that can guide you in making informed decisions about estate planning, whether for personal or business needs. Don't miss out on this opportunity to learn from the experts and ensure that you and your loved ones are financially secure for generations to come.---*🔔 Don't forget to like, subscribe, and hit the notification bell to stay updated with our latest episodes!*#EstatePlanning #TrustsVsWills #GenerationalWealth #FinancialFreedom #EYL #MelaninMoneyAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
12:3402/11/2024
EYL #313: How to Go from 9-to-5 Employee to 6-Figure Entrepreneur with David Shands

EYL #313: How to Go from 9-to-5 Employee to 6-Figure Entrepreneur with David Shands

In this week's episode of *Earn Your Leisure*, we sit down with entrepreneur David Shands to break down the journey from a 9-to-5 employee to a 6-figure entrepreneur. David shares insights on what it takes to make six figures, defining it as earning between $100,000 and $999,000 annually and examining the difference between gross income and net income. We dive into the essentials of launching a successful business, covering **Product, Price, and Promotion**:**Product**: Whether you're offering a tangible product or a service, it should be easy to produce, deliver, and pay for. More importantly, it must solve a real problem for customers, going beyond just being a good idea.**Price**: Set a price that provides at least three times the perceived value. Through effective storytelling, position your price at a level that feels comfortable for you, and consider recurring revenue models to reach your income goals.**Promotion**: Gain visibility through hustle or leverage. From social media strategies to email and text marketing, discover ways to expand your reach and share your offerings with a larger audience.Don’t miss this comprehensive guide on how to escape the 9-to-5 and start building a business that brings financial freedom!#EarnYourLeisure #DavidShands #Entrepreneurship #SixFigures #9to5ToEntrepreneur #SmallBusiness #FinancialFreedom #ProductPricePromotion #BusinessGrowth #SideHustle #InvestInYourselfAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:48:1031/10/2024
Should the Department of Education Be Dismantled? With Secretary Miguel Cardona

Should the Department of Education Be Dismantled? With Secretary Miguel Cardona

In this week’s episode of Market Mondays, we are thrilled to sit down with the U.S. Secretary of Education, Miguel Cardona. Join host Rashad Bilal as he dives deep into the pressing issues facing our education system today. This episode covers a broad range of vital topics, including the controversial debate around dismantling the Department of Education, the critical role of equity in education, and the systemic challenges impacting black and brown communities.Secretary Cardona opens the discussion by addressing the potential consequences of dismantling the Department of Education, particularly for marginalized communities. He underscores the importance of the Department in ensuring equity and holding institutions accountable. "If the Department of Education is not doing their job to make sure that special education equity happens, racial equity happens, to make sure that public education is a right, not something that you pay for... we're going to have a system of the have and have nots," says Secretary Cardona.Rashad and Secretary Cardona also delve into the complex structure of the U.S. education system. While Secretary Cardona shares his multifaceted experience—from being a principal to a state commissioner—he explains the federal role in distributing funds and enforcing civil rights laws. He elaborates on the challenges of ensuring educational equity across states and districts with varying resources and policies.A particularly enlightening segment of the conversation centers around the concept of education reform—how to bridge the gap between schools in affluent communities and those in lower-income areas. Rashad probes the idea of overhauling the education system to be more centralized, questioning whether it could level the playing field for all students. Secretary Cardona responds thoughtfully, emphasizing the need for equity and local accountability while cautioning against the risks of federal overreach. "I don't want the federal government telling every school system what to do... I want to make sure that I'm fighting for equity, for evolution, for outcomes of results," Secretary Cardona articulates, stressing the importance of maintaining a balance between oversight and local autonomy.The episode also touches on hot-button issues like curriculum content and the politicization of education. Secretary Cardona warns of the dangers of removing critical historical narratives such as African American history and discriminating against students based on their sexual orientation. He calls for active engagement and vigilance from the public to uphold the values of equity and inclusion in the education system.Finally, Secretary Cardona’s call to action is clear: "People got to get active, they got to get engaged, and they got to start speaking up for what they believe to be the values of this country." This episode is a must-watch for anyone passionate about the future of education and the fight for equitable and inclusive learning environments.Don’t miss out on this insightful conversation! Make sure to like, comment, and subscribe for more impactful discussions on Market Mondays.Hashtags:#MarketMondays #Education #SecretaryCardona #PublicEducation #EquityInEducation #EducationReform #RacialEquity #CivilRights #AmericanRescuePlan #EducationalPolicy #InclusiveEducationAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
07:1428/10/2024
8 Dividend Stocks You Can't Ignore in 2025

8 Dividend Stocks You Can't Ignore in 2025

Welcome back to another insightful episode of Market Mondays! 💼 In this installment, Rashad Bilal and Ian Dunlap dive deep into eight dividend stocks that should be on your radar as we move through 2025. 🎯Timestamps:00:00 - Introduction00:07 - Chevron: Worth the Investment?01:04 - Verizon: A Reliable Choice?01:43 - Pfizer: Potential for Growth?02:30 - UPS: Long-Term Investment?02:56 - T. Rowe Price: Underrated Gem?03:35 - CVS: Past its Peak?04:52 - Kraft Heinz: To Buy or Not to Buy?05:51 - Sirius XM: Warren Buffett's Move?Featured Stocks:1. *Chevron (CVX)* 🌍💧Known for its strong long-term returns, Chevron has had a rocky year but is expected to bounce back. Rashad discusses the price points at which this stock becomes a worthy investment.2. *Verizon (VZ)* 📶A utility-type stock that pays a solid dividend, Rashad and Ian talk about why this company is a buy below $34 and how it fits into a diversified portfolio.3. *Pfizer (PFE)* 💊Despite some management issues and the loss of exclusive rights to key drugs, Pfizer still holds promise, especially if you can get it at the right price points: $24, $15.46, or $23.10.4. *UPS (UPS)* 📦A great stock for long-term holds, UPS remains a stable investment option, although the sector's competitiveness needs consideration.5. *T. Rowe Price (TROW)* 📈Known for its decent dividends and being a stalwart in the financial space, Rashad expresses his approval for this stock, especially if it dips to $100 or below.6. *CVS (CVS)* 🏥Once a pandemic darling, CVS is now struggling. It's a potential buy only if it drops to $31. Rashad warns against chasing dividends in underperforming companies like this one.7. *Kraft Heinz (KHC)* 🍔A controversial pick, mainly due to concerns about product quality. Rashad and Ian discuss why this may not be the best dividend stock for your portfolio.8. *Sirius XM (SIRI)* 📻Mystery surrounds Warren Buffett's significant stake in this company. Rashad and Ian debate possible reasons behind this intriguing investment, while also questioning its growth potential.Key Takeaways:*Price Points Matter:* Whether it's Verizon at $34 or UPS at $124, knowing the right price points can make or break your investment strategy.*Sector Leaders vs. Followers:* Rashad insists that you should aim to invest in sector leaders like Nvidia rather than laggards just for the sake of dividends.*Management Concerns:* Companies like Pfizer show that poor management can severely impact stock value, making due diligence crucial.*Future Uncertainties:* Stocks like CVS and Sirius XM demonstrate the importance of considering future market conditions and competition before investing.Join us as we dissect why these companies are worth a closer look and how to navigate the complexities of dividend investing in the current market climate. Whether you are a seasoned investor or just starting, Market Mondays has you covered with the insights you need to make informed decisions.Don't forget to like, share, and subscribe for more weekly market insights! 📈🔔Related Videos:*Investing in Tech Stocks for 2023**Should You Buy Real Estate Now?**Top 5 Crypto Picks for the Next Bull Run*#MarketMondays #DividendStocks #Investing #StockMarket #FinancialFreedom #Chevron #Verizon #Pfizer #UPS #TRowePrice #CVS #KraftHeinz #SiriusXM #WarrenBuffett #InvestSmart #StockTipsTune in to level up your investing game! 🌟Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
06:4026/10/2024
EYL #312: Build Generational Wealth: Million-Dollar Tax Deductions, Investing for Kids, & Life Insurance Hacks

EYL #312: Build Generational Wealth: Million-Dollar Tax Deductions, Investing for Kids, & Life Insurance Hacks

In this episode of Earn Your Leisure, we sit down with Carter Cofield and George Acheampong Jr. from Melanin Money to explore crucial financial topics and wealth-building strategies that directly impact the Black community. They share insights into why financial literacy has historically been neglected in Black culture, highlighting the importance of education in creating lasting change.Melanin Money's mission is to close the wealth gap by $100 billion, with a focus on helping 1,000 people of color achieve financial success. They dive into how the IRS has designed the tax code to benefit entrepreneurs and investors, offering strategies that can be leveraged to maximize wealth and minimize taxes. Financial freedom, they argue, should always be the ultimate goal.We also discuss the tax limitations of traditional partnerships and why life insurance is an underrated strategy to close the wealth gap. Carter and George explain the importance of buy-sell agreements for business partners and outline the key differences between a will and a trust fund when planning for the future.The conversation touches on the fundamentals of building wealth, with an emphasis on passing down not just money but also a positive mindset, which can have a far greater impact on future generations. They offer actionable advice on how to invest for your child’s future, ensuring that they have a strong financial foundation.For financial advisors, Carter and George provide tips on staying compliant on social media while building your brand. They also explain how to convert $36,000 from a 529 plan into a Roth IRA, as well as investment strategies that anyone can use to get ahead in today’s market.We explore the differences between revocable and irrevocable trusts, offering clarity on how these tools can be used in estate planning. Additionally, they share powerful tips on how to write off $1 million in your business and, perhaps most importantly, how to get a tax deduction while making sure your child has six figures by the time they turn 18.Tune in to this insightful episode and learn how to secure your financial future while closing the wealth gap!#FinancialFreedom #MelaninMoney #WealthBuilding #TaxStrategies #GenerationalWealth #LifeInsurance #Investing #Entrepreneurship #TrustFund #529Plan #RothIRA #FinancialAdvisor #WealthGap #earnyourleisure Melanin Money Freebie link:https://cofieldspeaks.clickfunnels.com/optin-598929031726630282598Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:04:3325/10/2024
Gamifying Financial Education for Kids

Gamifying Financial Education for Kids

Welcome to EYL, where we dive deep into practical strategies to make financial education engaging and effective for children! In this episode, Rashad Bilal discusses the importance of gamification in teaching kids about finance, budgeting, and the essentials of money management.*Why Gamification Matters*Rashad emphasizes that making learning fun through games can significantly help in teaching essential financial skills. Children often find it challenging to grasp the importance of budgeting, saving, and prioritizing expenses. By gamifying these concepts, parents can ensure that their kids are not only learning but are also enjoying the process. From classic board games like Monopoly to custom-created budget battles, gamification is a powerful tool to teach financial responsibility.*Budget Battle Breakdown*One innovative idea Rashad introduces is the 'Budget Battle,' a game where families can simulate real-life financial decisions. Here's how it works:Each player receives a set amount of 'fake money.'Players have a list of necessities (like rent and food) and non-necessities (like travel and entertainment).The total cost of items exceeds the amount of money given, forcing players to prioritize their spending.The goal is to make the best financial decisions, with winners possibly earning real money as incentives.This game teaches kids the importance of prioritizing needs over wants and the consequences of poor financial planning.*Monopoly Lessons*Monopoly is another excellent game for financial education. Rashad suggests that parents should take time during the game to explain critical financial concepts:The importance of buying property and collecting rent.The benefits of owning clusters of properties for better financial returns.The overall strategy of either paying rent or collecting it as a landlord.By breaking down these lessons during gameplay, children can gain a deeper understanding of real estate, rent, and loans, making the game not just entertaining but also educational.*Building Good Financial Habits Early*Rashad points out that habits formed early in life tend to stick. Introducing children to good financial habits at a young age can set them up for long-term success. Just like healthy eating habits and avoiding harmful substances, financial education should also start early to become ingrained in a child's daily life.*Incentivizing Learning*To make these financial lessons more impactful, Rashad suggests rewarding kids for making sound financial decisions in these games. Real-life incentives, such as winning actual money, can motivate children to take the lessons seriously and apply them in real-life situations.*Why It’s Important*Understanding finances is crucial for everyone, yet many people grow up without this vital knowledge because it’s not taught in schools. Gamified learning makes it easier for children to comprehend and retain critical financial concepts, setting them up for a stable future.*Watch the Full Episode*Tune in to this insightful episode of EYL Medium #2 to learn more about Rashad Bilal's tips and tricks for making financial education fun and effective for kids. Don't forget to like, comment, and subscribe for more valuable content!*Hashtags:*#FinancialEducation #Gamification #KidsLearning #BudgetingForKids #MonopolyLessons #FinancialLiteracy #EYL #Education #ParentingTips #MoneyManagement #TeachKidsFinance---By breaking down complex financial concepts into engaging and interactive games, Rashad Bilal shows that teaching children about money can be both fun and educational. Watch the full episode to transform your child's financial future!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
08:1123/10/2024
Real Estate Tax Benefits: What is Cost Segregation

Real Estate Tax Benefits: What is Cost Segregation

Welcome back to another informative clip of EYL! In today’s video, we delve deep into the fascinating world of real estate and taxes with our special guest, Ms. Business, a tax expert renowned for her insightful advice and wealth of knowledge.In this clip, Rashad Bilal hosts Ms. Business to explore the intricate mechanisms of cost segregation, a tax strategy that could significantly benefit real estate investors. If you're a real estate enthusiast or investor looking to minimize your tax liabilities and maximize your profits, this video is a must-watch!*Topics Covered:***Introduction to Real Estate Taxation**: Ever wondered how real estate can influence your tax situation? Ms. Business breaks down the concept for us, kicking off with a basic understanding of depreciation expenses and other essential deductions. **Cost Segregation Explained**: What exactly is cost segregation, and why is it vital for real estate investors? Ms. Business provides a detailed explanation, illustrating how this study dissects each element of your property to help you gain more on depreciation expenses.**Benefits of Cost Segregation**: Through practical examples, Ms. Business illustrates the potential financial advantages. For instance, a $500,000 property can yield a depreciation expense of $76,582 versus just $13,500 without cost segregation.**Bonus Depreciation**: How can bonus depreciation magnify your depreciation expenses? Find out the impact of the changes in bonus depreciation percentages from 100% up to 2022 to 60% currently.**Maximizing Tax Deductions**: Discover how breaking down property components—like personal property and land improvements—can significantly increase your tax deductions.**Implementing These Strategies**: Ms. Business emphasizes the importance of understanding and using these tactics actively, ensuring that investors not only bring in money but also report favorable losses on paper to offset other income sources effectively.With Ms. Business's expert insights and Rashad Bilal's engaging queries, this episode is packed with practical knowledge and actionable strategies that could transform your real estate investing approach. Real estate is undoubtedly one of the most potent tax deduction tools, allowing you to win financially while reporting losses on paper.*Don't Miss:*Make sure to catch Ms. Business's eye-opening presentation from Invest Fest, mentioned in the video, for an even deeper dive into these concepts. Whether you attended Invest Fest or not, the nuggets of wisdom shared here are applicable to every real estate investor aiming to strategically manage their taxes and savings.*Stay Connected:*Like, share, and subscribe for more insights and strategies on leveraging real estate and taxes. Turn on the notification bell, so you don't miss any updates from the EYL Medium series. Drop your questions and thoughts in the comments section below—we love hearing from our community!For consultations and more resources, visit our website: [Link]*Hashtags:*#EYL #RealEstate #CostSegregation #Taxes #Depreciation #RealEstateInvesting #TaxStrategies #InvestFest #RealEstateProfit #FinancialFreedom #WealthBuilding---Stay tuned as we continue to bring you expert interviews and practical advice to empower your financial journey! Thank you for watching and supporting EYL.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
05:3221/10/2024
Triple Tax Benefits of Hiring Your Children Explained

Triple Tax Benefits of Hiring Your Children Explained

Welcome back to another insightful clip of Earn Your Leisure (EYL)! In this clip, we're diving deep into a strategic yet often overlooked tax-saving method: hiring your children. Our special guest, Ms. Business, and host Rashad Bilal walk you through how you can benefit from hiring your children, while also investing in their future.*Key Takeaways:*1. *Hire Your Children for Tax Benefits:*In 2024, you can pay your child up to $14,600 without it being taxable.The money cannot be used for essentials like food and shelter, but can be used for extracurricular activities.2. *Triple Tax Deduction Strategy:**Business Tax Deduction:* Paying your child is a deductible business expense.*Non-Taxable Income for Child:* The income is non-taxable for your child as it's under the standard deduction limit.*Roth IRA Contributions:* Investing this money into a Roth IRA leverages compound interest, providing a tax-free growth and withdrawal in the future.3. *Eligible Ages and Roles:*While there's no strict age limit, roles must be reasonable and age-appropriate.Ms. Business recommends hiring children typically between ages 7 to 17.Younger children can be employed in tasks like modeling or handling easy tech-related jobs.4. *Legal and Practical Considerations:*This method should be implemented through an LLC to avoid payroll complications.Children must perform actual and reasonable tasks for the business.Hiring your children is more than just a tax deduction; it's a holistic approach to saving for their future while giving them invaluable work experience. Join Ms. Business and Rashad Bilal as they break down these strategies and much more!*Timestamps:*00:00 - Introduction: Importance of Hiring Your Children00:40 - Limits and Conditions on Child Payment01:14 - Triple Tax Deduction Explained01:53 - Practical Examples and Benefits02:27 - Age Requirements and Eligible Tasks03:01 - Legal Structures and Practical ImplementationDon't forget to like, comment, and subscribe for more content on maximizing your financial strategies!*Hashtags:*#EYL #TaxBenefits #HireYourChildren #TaxDeduction #FinancialEducation #RothIRA #TaxFreeIncome #TaxStrategy #BusinessTips---Stay tuned and empower your financial knowledge with Earn Your Leisure! Turn on notifications so you never miss an episode!Unlock your financial potential with EYL. We'll see you in the comments section!--- Earn Your Leisure (EYL) - Bridging the gap between business and cultural relevance.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
05:1220/10/2024
How to Teach Kids About Money, Business, & Investing: Make The Next Generation of Millionaires

How to Teach Kids About Money, Business, & Investing: Make The Next Generation of Millionaires

In this impactful conversation with Principal Travis Brown, we explore innovative ways to teach financial literacy to parents so they can empower their children with the tools for financial success. The traditional message of “go to college and get a good job” no longer guarantees financial freedom in today's economy. We discuss the need to shift the narrative, especially in communities affected by consumerism and luxury rap culture, and emphasize that financial freedom—not a good job—is the ultimate goal.One critical element of this conversation is the idea of a “hidden curriculum.” Financial literacy skills and money mindsets are often inherited from parents, but many students, particularly in communities of color, don’t encounter real financial challenges until they are applying for college. This can be too late to develop the habits and knowledge needed for long-term financial success. By engaging parents, we can equip them to have these important conversations early, ensuring their kids are better prepared.To make learning about money more engaging, we suggest gamifying education. Imagine creating interactive group activities where kids and their parents can work together to solve financial challenges, incorporating friendly competition through games. Movie nights could be another way to engage families, featuring films that spark discussions about money, saving, and investing. These types of hands-on, communal experiences make learning about financial literacy fun and relevant for all ages.The conversation also highlighted the power of social learning and how students can lead financial discussions at home. Financial organizations won’t solve these problems for us—it’s up to the community to educate itself. #FinancialLiteracy #GamifiedEducation #TeachKidsAboutMoney #FinancialFreedom #EYL #GenerationalWealth #MoneyMindset #EducationMatters #MovieNight #EarnersAcademy #GroupLearning #InteractiveEducation #EachOneTeachOneAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:34:0618/10/2024
Tax Strategies for Entrepreneurs: LLCs vs. S Corps vs. C Corps (What's the Best)

Tax Strategies for Entrepreneurs: LLCs vs. S Corps vs. C Corps (What's the Best)

Welcome back to another clip of EYL, where we break down the complex world of taxes with our esteemed guest, Ms. Business. In this enlightening episode, Rashad Bilal and Troy Millings of Earn Your Leisure dive deep into the nuances of LLCs, S Corps, and C Corps and how each entity impacts your taxes and business strategy.Are you unsure about which business entity to choose or when to make the switch? Ms. Business offers invaluable insights to help guide you through these crucial decisions. She starts by giving a clear rule of thumb: if your business profits are $40,000 or less, stick with an LLC. For profits between $40,000 to $450,000, an S Corp is more beneficial. If you're making over $450,000, it might be time to consider a C Corp.Ms. Business explains the tax implications for each type of entity:1. *LLCs:* Owners are subject to self-employment tax, including Social Security and Medicare taxes.2. *S Corps:* Allows for tax savings by having owners pay themselves a salary, reducing the amount of money subject to self-employment tax.3. *C Corps:* Suitable for big businesses with strategies like issuing stock options and drawing up plans for reinvesting profits, thus reducing taxable income.Throughout this episode, you'll learn about typical misconceptions like needing to start with a complex business structure. Ms. Business and the hosts make it clear that you can start as an LLC and then transition to an S Corp or C Corp as your business grows.Also highlighted are common pitfalls and misconceptions in tax strategizing, such as the importance of correctly expensing business costs. Incoming TED Talk anecdote! Troy Millings recalls a time when he misunderstood tax write-offs, comically proving the importance of proper tax education.Moreover, Ms. Business emphasizes that the journey of your business structure doesn't end once you start; it evolves as your business prospers. She calls the LLC the "flexible entity" because of its ability to adapt to your business's growth.If you want to make informed decisions for your business based on its unique financial situation, this video is a must-watch. Whether you're a budding entrepreneur or a seasoned business owner, the insights provided will help you navigate the tricky waters of business taxes.Don't forget to like, comment, and subscribe for more expert advice and valuable discussions!*Key Points Covered:*Understanding the differences between LLCs, S Corps, and C CorpsTax implications for each business structureWhen to switch from an LLC to an S Corp or C CorpCommon tax misconceptions and pitfalls*Hashtags:*#EYL #EarnYourLeisure #Taxes #BusinessStrategy #LLC #SCorp #CCorp #TaxTips #Entrepreneurship #BusinessGrowth #TaxPlanning #Finance #BusinessAdvice #MsBusiness #RashadBilal #TroyMillings #TaxEducation*Stay tuned for more insightful episodes that simplify complex financial topics!*Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
16:4617/10/2024
Is College Worth It? Analyzing the Economic Impact of Higher Education

Is College Worth It? Analyzing the Economic Impact of Higher Education

Welcome back to another clip of Market Mondays! In this thought-provoking discussion, hosts Ian Dunlap and Rashad Bilal are joined by Troy Millings to delve into the pressing issues facing today's American workforce and economy. *Key Topics Discussed:*1. **Education and Economic Success**: Rashad opens the discussion with a startling statistic: 62% of U.S. adults do not hold a four-year college degree. This revelation leads to an in-depth conversation about the implications of this educational reality on the workforce. Rashad and the hosts argue that while a college degree doesn't guarantee success, it remains a significant factor in improving one’s economic prospects. The average American with a bachelor’s degree earns significantly more than those without one, indicating a direct link between education and economic stability.2. **Political Responsibility and Economic Promises**: The hosts tackle the issue of politicians pandering to low-skilled, uneducated workers by making unrealistic promises about affordable housing and job creation. Rashad stresses that these promises are often impractical and unattainable, leading to disillusionment and economic strain. The discussion highlights the need for honest political dialogue and practical solutions to address the economic challenges faced by the workforce.3. **The Housing Market Crisis**: Housing affordability remains a significant concern, with Rashad pointing out that despite efforts to create more affordable housing, prices continue to rise. This crisis is exacerbated by increasing homelessness, with a 10% rise reported from the previous year. The hosts emphasize that the housing market, similar to the stock market, is subject to continuous price increases, making it challenging for the average American to secure affordable housing.4. **The Skills Gap and Economic Opportunities**: The conversation also extends to the skills gap in the American workforce. Rashad argues that many Americans lack the necessary skills to thrive in today’s economy, a situation worsened by the decline of traditional blue-collar jobs due to technological advancements and globalization. The hosts underline the importance of acquiring relevant skills, particularly in technology and entrepreneurship, to stay competitive in the current job market.5. **Outsourcing and International Implications**: The outsourcing of jobs to countries with cheaper labor is another critical issue discussed. Rashad recalls Tim Cook’s testimony before Congress, explaining why companies like Apple can't bring manufacturing jobs back to the U.S.A. due to cost and regulatory constraints. This global outsourcing trend has contributed to the loss of high-paying jobs in America, further complicating the economic landscape.6. **The Future of Higher Education**: The debate on the value of higher education continues as the hosts explore the future trajectory of college enrollment and student debt. With the rising cost of college tuition and the debatable return on investment, more people are questioning the traditional path of obtaining a four-year degree. The hosts provide insights into alternative education pathways and the potential for skill acquisition through non-traditional means such as online learning platforms.In conclusion, this clip of Market Mondays provides a comprehensive analysis of the various factors impacting the American workforce and economy. The hosts offer a sobering yet realistic perspective on the challenges and opportunities that lie ahead. Whether you're a seasoned professional or just starting your career, this episode is packed with valuable insights to help you navigate the ever-changing economic landscape.Don't forget to like, share, and subscribe for more episodes of Market Mondays!*Hashtags:*#MarketMondays #Economy #Workforce #Education #HousingCrisis #PoliticalEconomy #TechJobs #StudentDebt #OutsourcingAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
15:5516/10/2024
Unlock AI's Full Potential: How To Guide to Master Business Success Using Artificial Intelligence

Unlock AI's Full Potential: How To Guide to Master Business Success Using Artificial Intelligence

Welcome to another clip of EYL! In this clip, our guest, X. Eyee, dives deep into the world of artificial intelligence and how you can harness its power to supercharge your business ideas. Ever wondered how to get the most out of AI tools like Chat GPT, Gemini, and Claw? X. Eyee shares her unique framework called "Chat in the Hat," designed to turn generic AI responses into tailored, insightful guidance that leverages your own genius. Whether you're an entrepreneur looking to develop a winning business plan or a content creator aiming to crack the viral code on social media, this episode has invaluable insights for you.What You'll Learn:*1. Understanding AI Interactions:*Discover why knowing the technical workings of AI is crucial.Learn how AI's vast data pool can be shifted to provide more relevant and precise answers.*2. Introduction to "Chat in the Hat" Framework:*Dive into the three-part framework: History, Attitude, Task.Understand how to frame your prompts to transform AI from a random data spewer to a personalized expert advisor.*3. Practical Applications:*See a step-by-step approach to creating a business plan for a babysitting app by defining AI's history, attitude, and task.Learn how to direct AI to give structured, actionable feedback rather than overwhelming generic responses.Detailed Breakdown:*History:*Define the specific expertise and background the AI should 'have' to offer the best guidance.Example: Define the AI as a Harvard business professor or an award-winning business plan developer.*Attitude:*Set the tone and style for AI's responses.Example: Specify whether the AI should be curious, helpful, or critical, and whether its tone should be professional or casual.*Task:*Give precise instructions on what you're asking the AI to do and how it should format its responses.Example: Instruct AI to ask one to two brief questions at a time and provide feedback in a structured table format.Live Demonstration:In this episode, X. Eyee demonstrates how to use the "Chat in the Hat" framework in real-time. Follow along as she constructs a personalized, interactive conversation with Chat GPT to build a business plan that could attract VC investments.*This episode is a must-watch for anyone who wants to elevate their AI interactions, making every query count and turning every response into a stepping stone for success.*#EYL #ArtificialIntelligence #AI #BusinessPlan #ChatGPT #TechTips #Entrepreneurship #ViralMarketing #BusinessGrowth #StartupSuccess #TechForGood #EYLMotorcade #AIFramework #ChatInTheHat #Productivity #Innovation #TechSavvyAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
12:2215/10/2024
AI 101: A Beginner's Guide to Understanding Artificial Intelligence

AI 101: A Beginner's Guide to Understanding Artificial Intelligence

Welcome to the first clip in our "EYL" series, where we dive deep into the world of Artificial Intelligence. Our guest X. Eyee meticulously breaks down what AI is and how it functions. If you've ever found the concept of AI overwhelming or confusing, this clip is tailor-made for you!*What is Artificial Intelligence?*Artificial Intelligence (AI) is a term that covers a wide range of technologies aiming to make machines think and act like humans. Just like cars can vary—be it two-door, four-door, electric, or gas—AI encompasses diverse tools and technologies touching different disciplines such as computer science, mathematics, electrical engineering, and mechanical engineering. Despite their varied nature, all AI technologies aim to achieve one goal: to emulate human thinking and actions.*Five Domains of AI:*X. Eyee elaborates on AI's five domains, comparing them to the human senses:1. *Natural Language Processing (NLP):* This includes applications like Siri, where the machine learns to understand and generate human language. Functions such as text-to-speech and speech recognition fall under this domain.2. *Computer Vision:* Used in facial recognition and other image analysis applications, this domain teaches machines to see.3. *Haptics:* A field often explored in robotics, where machines learn to touch and feel, similar to human skin sensitivity.4. *Machine Olfactory:* This newer field teaches machines how to smell, although it has its set of challenges.5. *Machine Taste:* Still in its infancy, this realm aims to teach machines how to taste, facing similar hurdles as machine olfactory.*Overcoming Fear of AI:*The human brain is naturally inclined to fear the unknown. X. Eyee discusses how understanding AI can help overcome these fears. Becoming educated about AI—its domains, capabilities, and limitations—can help demystify it. There's also a call to action for communities to engage in shaping policies and regulations around AI, ensuring it's used for the greater good.*Machine Learning and Generative AI:*Machine Learning (ML) is the crux of teaching machines how to think like humans. It involves training algorithms with data so that they can learn and improve over time. Machine learning is categorized into:1. *Supervised Machine Learning:* The algorithm is trained using labeled data, i.e., data with known outcomes.2. *Unsupervised Machine Learning:* The algorithm uncovers patterns and outcomes from unlabeled data.3. *Deep Learning:* A more complex subset of ML, which mimics the neural networks of the human brain for more intricate tasks.Generative AI, a specialized form of AI, aims to replicate human creativity and imagination. When prompted, it can generate outputs like text, images, or even music, making it a fascinating area in AI research and application.*TL;DR (Too Long; Didn’t Read):*For those who want a quick recap, X. Eyee has provided a handy TL;DR slide summarizing the core points discussed in this clip. Feel free to pause, take a screenshot, and share it with your friends!Don’t miss out on this enlightening discussion that simplifies the complex world of AI. Make sure to like, subscribe, and click the bell icon to get notified about our future clips. Together, let's demystify AI and understand how it can be harnessed to benefit us all.*Hashtags:*#EYLMedium #ArtificialIntelligence #MachineLearning #NaturalLanguageProcessing #ComputerVision #AIExplained #DeepLearning #GenerativeAI #TechTalk #AITechnology #Robotics #EYL tiyJoin us on this educational journey and stay tuned for our next clip on how to utilize AI in business.Enjoy watching!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
10:5512/10/2024
EYL#310: How to Legally Avoid & Lower Taxes (Tax Secrets The Rich Don’t Want You to Know!)

EYL#310: How to Legally Avoid & Lower Taxes (Tax Secrets The Rich Don’t Want You to Know!)

In this YouTube Live episode with Ms Business, we break down essential tax strategies to help you legally avoid and lower your taxes. Learn the secrets that the wealthy use to reduce their tax liabilities and keep more money in their pockets. We’ll cover important topics like business taxes, corporate tax rates, and how to maximize your deductions to save thousands.You’ll get valuable tips on leveraging deductions like Section 162 for business expenses, retirement contributions, health savings accounts (HSAs), and tax credits like the Earned Income Tax Credit and Child Tax Credit. We also explain how to reduce your taxable income through investments in municipal bonds, starting a business, and taking advantage of long-term capital gains.Whether you're a business owner, investor, or individual taxpayer, you'll discover actionable steps to minimize your taxes. We also cover advanced strategies like cost segregation and bonus depreciation, showing how you can maximize your savings through real estate investments. If you’re tired of overpaying in taxes and want to learn the secrets the rich don’t want you to know, this episode is for you!#Taxes #TaxSecrets #BusinessTaxes #TaxDeductions #EarnYourLeisure #CostSegregation #RealEstateTax #FinancialFreedom #TaxStrategyAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:16:1611/10/2024
Jumbo Mortgages & DSCR Loans, Multi-Million Dollar Mortgages EXPLAINED

Jumbo Mortgages & DSCR Loans, Multi-Million Dollar Mortgages EXPLAINED

Welcome to another insightful clip of EYL Medium! In this clip, hosts Rashad Bilal and Troy Millings bring on mortgage expert Matt Garland to break down everything you need to know about jumbo mortgages and DSCR loans.Have you ever wondered what a jumbo mortgage is and how it differs from conventional loans? Matt Garland dives deep into the specifics, explaining that jumbo mortgages are loans that exceed the limits set by Fannie Mae and Freddie Mac. If you're dreaming of owning a mega-mansion, a jumbo mortgage might be your ticket. However, these loans come with stricter qualification criteria, including a lower debt-to-income ratio and full documentation, such as W-2s, pay stubs, bank statements, and tax returns.Matt also delves into options available for self-employed individuals who might not have traditional income documentation. He highlights popular choices like bank statement loans, where lenders assess income based on business bank deposits over a 12-month period. These loans come with higher interest rates but can be a viable solution for entrepreneurs looking to invest in their dream homes while minimizing tax liabilities.We also explore the world of DSCR (Debt Service Coverage Ratio) loans, which are crucial for real estate investors. Unlike traditional loans focusing on personal income, DSCR loans evaluate the potential of the investment property to generate sufficient income to cover the debt. Matt walks us through the essential metrics and calculations needed to secure these loans for both residential and commercial properties.Key takeaways from this episode include:1. *Jumbo Mortgages:* Jumbo loans are for amounts exceeding the limits set by Fannie Mae and Freddie Mac.Stricter qualification criteria including a low debt-to-income ratio and full documentation.Options exist for self-employed individuals through bank statement loans.Understanding the trade-offs between higher interest rates and tax savings.2. *DSCR Loans:*DSCR loans focus on the property's income potential rather than personal income.Key calculations include operating costs, property expenses, and cash flow metrics.Easier approval process compared to first-home mortgages, with a minimum down payment of 20% if it meets the 1.2 DSCR requirement.Whether you're looking to invest in luxury real estate or searching for financing solutions tailored for investors, this episode has something for you. Matt provides valuable insights and strategies to navigate the complexities of jumbo and DSCR loans effectively.Don't miss out on this comprehensive guide to mastering jumbo mortgages and DSCR loans. Watch now and equip yourself with the knowledge to make informed investment decisions!*Timestamps:*00:00 - Introduction: Jumbo Mortgages00:20 - What are Jumbo Mortgages?01:50 - Full Documentation Loans03:00 - Bank Statement Loans05:15 - DSCR Loans Explained06:30 - Key Metrics for DSCR Loans08:50 - DSCR vs. Hard Money Loans13:30 - Tips for Real Estate Investors*Hashtags:*#EYL #JumboMortgage #DSCRLoan #RealEstateInvesting #FinancialLiteracy #LuxuryHomes #MortgageTips #SelfEmployed #Investing #PropertyInvestment---Get ready to unlock the doors to your real estate dreams with expert advice from EYL. Don't forget to like, subscribe, and hit the notification bell for more content that empowers you to achieve financial success!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
14:2209/10/2024
Different Types of Home Loans, House Hacking Explained, & Buying Real Estate for Couples

Different Types of Home Loans, House Hacking Explained, & Buying Real Estate for Couples

In this clip, we break down the various types of home loans available to homebuyers and explain the concept of “home hacking” to maximize your real estate investment. Whether you’re a couple looking to purchase your first property or planning for long-term financial growth, this video covers essential information to help you make smart decisions in the real estate market.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
19:1706/10/2024
EYL #309 Artificial Intelligence Explained: How to Make Money with AI & Use It to Improve Your Life ft X Eyeé

EYL #309 Artificial Intelligence Explained: How to Make Money with AI & Use It to Improve Your Life ft X Eyeé

Join us for a special YouTube Live episode of Earn Your Leisure featuring AI expert X Eyeé. We’ll dive deep into the world of Artificial Intelligence and explore how it can revolutionize both your personal life and business operations. X Eyeé has been working with AI for years, helping major companies harness its potential, and now he’s here to break it all down for you. In this session, we’ll discuss X Eyeé’s extensive experience with AI and his background in the field, offering a simple, straightforward explanation of how AI works. We’ll also explore practical ways viewers can integrate AI into their businesses, focusing on specific tools and frameworks that make it easier to navigate the world of AI.Additionally, we’ll address the fears and concerns surrounding AI in our communities, including how we can ensure AI works for us, not against us.Don’t miss this opportunity to get expert insights on how to use AI to stay ahead in both personal and business endeavors.---#EarnYourLeisure #AI #ArtificialIntelligence #BusinessGrowth #Technology #AIBusiness #AIEducation #XEyeé #TechTalk #AIFramework #YouTubeLive #Entrepreneurship #FutureOfWork #AIForBusinessAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:47:5204/10/2024
Michael Vick on Evolution of the Black Quarterback, Changing the NFL, & Financial Pitfalls

Michael Vick on Evolution of the Black Quarterback, Changing the NFL, & Financial Pitfalls

In this exclusive interview, Michael Vick dives deep into his groundbreaking documentary *Evolution of the Black Quarterback*. He discusses the motivation behind creating the film and highlights the challenges Black quarterbacks face in mastering an NFL playbook. Vick shares how he has embraced his role as one of the most influential Black quarterbacks of all time, while also drawing intriguing parallels between himself and NBA legend Allen Iverson, emphasizing their similar impacts on their respective sports.Vick reflects on how he organically changed the quarterback position with his unique playing style, and how his time in Atlanta helped shape him into a superstar. He also touches on the possibility that Allen Iverson could have excelled in the NFL if he had pursued football further, given their shared passion for the sport.In the interview, Vick provides his insight on Colin Kaepernick's situation and the challenges he faced in the league. He shares how fellow quarterback Donovan McNabb embraced him when he joined the Philadelphia Eagles, and the hunger he felt after getting his second chance with the team. Vick also breaks down his $137 million contract, explaining that only $37 million was guaranteed, and reveals how this contract helped him recover from bankruptcy.Vick offers valuable advice for athletes, stressing the importance of being cautious with finances and recognizing those who may try to exploit their success. He emphasizes that in NFL contracts, the only thing that truly matters is fully guaranteed money. Finally, Vick reflects on how the league has evolved for Black quarterbacks and shares the importance of having a role model to achieve greatness. He wraps up by naming his top 5 Black quarterbacks of all time and explains why he believes Patrick Mahomes is the second greatest quarterback ever.#MichaelVick #NFL #BlackQuarterback #EvolutionOfTheBlackQuarterback #PatrickMahomes #AllenIverson #ColinKaepernick #PhiladelphiaEagles #GuaranteedMoney #AthleteFinance #Quarterback #AtlantaAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:04:4229/09/2024
EYL #308 Buy a House in 2025: First-Time Home Buyer Guide, Get Pre-Approved, Loans, & Real Estate Investing

EYL #308 Buy a House in 2025: First-Time Home Buyer Guide, Get Pre-Approved, Loans, & Real Estate Investing

In this video, we take a comprehensive look at the process of buying your first home, starting with why now is a great time for first-time buyers. We explore the benefits of homeownership, such as building equity and financial stability, and share practical tips for navigating today’s competitive market. We also discuss key steps like getting pre-approved, which can significantly strengthen your buying power.Next, we break down various loan options, including FHA, Conventional, and VA loans, while offering hacks on securing down payment assistance. We also cover the common mistakes first-time buyers make, like overlooking closing costs or rushing into deals, and how to avoid them to ensure a smooth transaction.We then move on to the importance of understanding interest rates, including tips on when to lock in a good rate and what factors impact timing. We also dive into jumbo mortgages, explaining how they differ from conventional loans and the specific qualifications needed, especially for self-employed buyers or those with higher credit score requirements.Finally, we introduce the concept of real estate investing through strategies like house hacking, showing how first-time buyers can transition into the investment space. We wrap up with an overview of financing options for investment properties, such as conventional loans, hard money loans, and HELOCs, to help you start building wealth through real estate. #RealEstate #HomeBuying #FirstTimeBuyers #MortgageTips #Investing #HouseHacking #JumboLoans #FHALoans #WealthBuilding #realestateinvesting 0:00 Intro4:06 Matt Garland’s Background 10:16 Complete Home Buying Guide Pt 120:13 Chat Q&A: Different Types of Loans, 1099 vs W2, & More38:16 Using FHA to Effectively build your Portfolio 44:44 Complete Home Buying Guide Pt 249:02 How to Boost Your Credit Score & Debt to Income Ratio 54:10 Navigating Interest Rates1:05:43 What are Jumbo Mortgages?1:20:34 Future Live Interviews1:29:14 OutroAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:34:3926/09/2024
EYL #307 50 Cent EXPOSES His TV Empire Blueprint, Diddy’s Fall, $100M Deal, Spirits Ownership & Biggest Loss

EYL #307 50 Cent EXPOSES His TV Empire Blueprint, Diddy’s Fall, $100M Deal, Spirits Ownership & Biggest Loss

In this conversation from Invest Fest, 50 Cent shares how streaming has transformed the film industry and the challenges creators face in succeeding. He dives into how his relentless ambition fueled his success and why it’s so hard to break through in Hollywood.**"I Have a Disease Called Ambition"** 50 Cent explains how his drive and ambition have pushed him to overcome obstacles in both music and film. He shares personal stories of how Starz kept telling him no, which led him to launch 34 shows across 10 networks.**Tyler Perry's Influence and Building a Film Studio** Inspired by Tyler Perry, 50 Cent reveals why he chose to build his own film studio in Shreveport and how this decision fits into his larger entrepreneurial vision.**Addressing Allegations & Legal Battles** In this candid discussion, 50 Cent talks about the accusations of bullying, his lawsuit with Remy, and his claim that Beam Suntory stole $6 million from him. He also speaks on Diddy's legal troubles and their ties to the liquor industry.**Lessons on Success, Complacency, and Jealousy** 50 Cent reflects on how success often brings envy, jealousy, and entitlement. He discusses why talented people sometimes become complacent and the importance of staying focused.**Massive Deals: SK Energy, Vitamin Water, and G-Unit** Learn how 50 Cent's partnership with SK Energy and the United Nations provided meals for every energy drink sold. He also talks about making over $100 million with Vitamin Water and $80 million with G-Unit sneakers after Reebok lost the LeBron bidding war.#50Cent #InvestFest #FilmIndustry #StreamingImpact #Ambition #TylerPerry #GUnit #VitaminWater #BeamSuntory #Entrepreneurship #SKEnergy #SuccessJourney #EYL #EarnYourLeisureAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
52:4020/09/2024
Wall Street's Dark Secret: How Hedge Funds Profit from Sick People's Life Insurance! 💰

Wall Street's Dark Secret: How Hedge Funds Profit from Sick People's Life Insurance! 💰

Welcome back to Market Mondays! In this explosive clip, Rashad Bilal, Ian Dunlap, and Troy Millings uncover the controversial world of life insurance settlements, revealing how hedge funds and investors are cashing in on assets you might not even consider.🔍 *What You'll Learn:*- *Life Insurance Settlements—The Basics:* Rashad dives deep into what life insurance settlements are and how they function similarly to reverse mortgages. Whether it's elderly individuals or those with terminal illnesses, you'll discover how desperate circumstances can lead people to sell their policies for immediate cash. - *The Investor's Angle:* Ian brings to light the mechanics of how hedge funds are making high returns off these life insurance policies. Learn about the calculations and probabilities that go into determining the worth of a life insurance policy.- *The Ethical Dilemma:* Troy unpacks the moral implications of this business, questioning if it's morally right to profit from someone's imminent death. Are people being exploited, or is it just another savvy financial move?- *Medical System Crisis:* The discussion leads to broader issues, like the exorbitant costs of healthcare in America and how it forces people into these dire financial decisions. Nursing homes, long-term care, and the American health system are scrutinized for putting immense financial pressure on families.- *Investment Opportunities & Risks:* Considering getting into this market? The crew discusses the potential gains and pitfalls, emphasizing patient and well-thought-out investment strategies. Ian even connects this to stock market behaviors, like in companies such as Intel and Nvidia, comparing how market psychology plays a role in both scenarios.- *Family Care Dilemma:* What happens when you need to care for elderly parents? The team explores the emotional and financial strains this can cause, stressing the need for meticulous long-term planning.This clip is a goldmine for anyone interested in understanding the often hidden, dark facets of investment and how they intertwine with everyday lives. Whether you're an investor looking for new opportunities or someone planning for your family's future, this discussion provides essential insights and actionable advice.🔗 Stay Connected:- *Subscribe* to Market Mondays for more deep dives into finance and investment strategies.- *Follow us* on Instagram, for real-time updates and behind-the-scenes content.🎧 Listen on:- Apple Podcasts:[Market Mondays🔖 Hashtags:#MarketMondays #LifeInsuranceScam #InvestmentTips #FinancialFreedom #WealthBuilding #HedgeFunds #EthicalInvesting #HealthcareCrisis #FinancialPlanning #StockMarket #InsurancePolicies #ReverseMortgages #MedicalBills #LongTermCare #AIInvesting #IntelStocks #Nvidia #RetirementPlanning #MoneyManagement #CashIsKing---🛎️ Remember to *Like**, **Comment**, and **Subscribe* for more insightful episodes on personal finance, investment, and market analysis. Hit the notification bell so you never miss an update! See you next week!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
14:3918/09/2024
Cliff Notes: Is The American Political System Rooted In White Supremacy?

Cliff Notes: Is The American Political System Rooted In White Supremacy?

In this eye-opening clip of the EYL series, we host a hard-hitting debate featuring Congressman Jamaal Bowman and Whitley Yates. This candid conversation dives deep into complex issues, such as U.S. foreign policy, the exploitation of child labor in African nations, and the role of white supremacy within American political systems.Congressman Jamaal Bowman lays out his views on how both Republican and Democratic parties have been complicit in supporting white supremacist ideologies and elaborates on how current foreign policies might perpetuate systemic inequalities. He argues that the U.S. support for Israel contributes to a genocide recognized by international courts and raises concerns about child labor in the Congo and Coltan mining, emphasizing that African nations don't benefit from the wealth generated by these resources.Whitley Yates, on the other hand, challenges Bowman by scrutinizing his voting record and the broader actions of his party. She asserts that both parties, albeit primarily the Democrats, have failed to address the issues that affect the Black community despite relying heavily on their votes. Yates provides a historical perspective, mentioning that many initiatives beneficial to minority communities, such as the Small Business Administration, were actually initiated by Republicans. She critiques the Democrats for promising change but delivering little substantive policy to improve the lives of Black Americans.Throughout the debate, Bowman emphasizes the need for continued organization and efforts to oppose white supremacy, highlighting the Democrats’ support for Social Security, Medicare, and other initiatives aiding marginalized communities. He also calls for further advances in key areas like reparations and justice in policing.Yates counters by noting her personal experience living in major cities governed by Democrats, pointing out that the conditions in these areas often deteriorate despite repeated promises of improvement. She contends that the Democratic Party has historically used the Black community’s support to maintain power while offering minimal tangible benefits in return.This clip is filled with passionate arguments and thought-provoking insights that will leave you questioning the role of political parties in perpetuating systemic issues and the genuine steps required to create meaningful change.Tune in for this riveting debate that promises to shed light on critical social and political issues affecting not just the Black community, but the entire nation.*Hashtags:*#EYL #JamaalBowman #WhitleyYates #PoliticalDebate #ForeignPolicy #WhiteSupremacy #ChildLabor #DemocratsVsRepublicans #USPolitics #BlackCommunity #SocialJustice #Reparations #SocialSecurity*Check out our other videos and don't forget to like, subscribe, and hit the notification bell to stay updated with our latest content!*Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
07:2015/09/2024
12 Retirement Plans Explained & Using Your Family and Relationships to Lower Your Taxes

12 Retirement Plans Explained & Using Your Family and Relationships to Lower Your Taxes

On this week's episode of Market Mondays, we dove into a variety of critical financial topics. We analyzed *ASML stock* and what its future could mean for the semiconductor industry, along with the latest developments in **Apple's iPhone 16**. We also broke down different types of **retirement plans**, offering insights on the best options for long-term savings. Additionally, we discussed the *S&P’s worst week since 2023* and whether this is a natural market correction or the start of a larger downturn. We explored the potential of a *20% stock drop* and the possibility of *2 million job losses**, and what key indicators could signal such a shift. We covered the implications of the **yield curve uninversion* and whether this marks the beginning of economic recovery or lingering risks of a recession.We also examined the *PMI hitting an 8-month low**, what the **decline in U.S. construction spending* means for the real estate market, and **J.P. Morgan’s downgrade of SMCI**, discussing whether it's a short-term issue or a bigger concern. Finally, we outlined **3 essential rules for trading options**, offering advice for traders navigating today’s volatile markets. To close out, we had a conversation with **Bevel CEO Damon Frost**, gaining insight into his company's trajectory and the industry as a whole.#MarketMondays #ASML #Apple #iPhone16 #RetirementPlans #SP500 #StockMarket #YieldCurve #PMI #ConstructionSpending #SMCI #OptionsTrading #Bevel #DamonFrost #Investing #economy Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
18:5413/09/2024
Trump vs Harris Presidential Debate Recap: What It Means for You | Democrat & Republican Reactions

Trump vs Harris Presidential Debate Recap: What It Means for You | Democrat & Republican Reactions

Join *Earn Your Leisure* for an exclusive, in-depth livestream recap of the latest presidential debate, where we'll be sitting down with leading Democratic and Republican experts to break down what really happened on that stage. In this dynamic conversation, we'll discuss the major takeaways from the debate, the standout moments that caught the nation's attention, and the hidden strategies that could shape the course of the election.But we’re not stopping at just the debate highlights. We’ll dive deeper into what these political arguments and policy proposals actually mean for everyday people. From healthcare and taxes to jobs and the economy, we’ll explore how the candidates' platforms will impact your life, your family, and your community.Whether you're a political junkie, an undecided voter, or just trying to stay informed, this livestream will offer diverse perspectives and insightful analysis that will help you make sense of the election’s high-stakes. Don’t miss out on this critical conversation about the future of our country, the policies that will affect you, and what comes next on the road to Election Day.Make sure to tune in, join the chat, and be part of the conversation!*#PresidentialDebate #EarnYourLeisure #DebateRecap #DemocratVsRepublican #Election2024 #PoliticalAnalysis #VoterImpact #EverydayAmericans #PoliticalCommentary #FutureOfAmerica #PolicyDebate #DebateReaction #Economy #Healthcare #TaxPolicy #PoliticalStrategies #YourVoteMatters*Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:11:0311/09/2024
Shannon Sharpe Opens Up: Mental Resilience, Business Success & Personal Life

Shannon Sharpe Opens Up: Mental Resilience, Business Success & Personal Life

In this riveting clip of "Black Out with Ian & Rashad," legendary NFL Hall of Famer Shannon Sharpe joins hosts Ian Dunlap and Rashad Bilal for an in-depth, revealing interview. Shannon shares his thoughts on a wide range of topics, from achieving success in both sports and business to the importance of mental resilience and maintaining privacy.Shannon discusses why he now refuses to block negative commenters, allowing them to witness his undeniable success. He emphasizes that greatness requires obsession and effort that exceeds the standard nine-to-five job. Whether it's his childhood experiences catching chickens and bailing hay, or reinventing himself post-football, Shannon's stories underline the relentless work ethic that has driven him to success.Sharpe delves into relationship-building as a cornerstone of business success, illustrating how past interactions can forge future opportunities. He also touches upon his views on loyalty in professional relationships, sharing a personal reflection on his time with Skip Bayless and how their partnership ended when it no longer bore fruit.Shannon’s insights are not just about business but also about life principles. He emphasizes the importance of self-awareness, telling his audience not to let others' limitations define their success. His advice to athletes on financial prudence and saving for "rainy days" reveals a deeper understanding of long-term security over immediate gratification.One of the most touching moments of the episode is Shannon’s recounting of his grandmother's influence, illustrating the familial values and responsibilities that guide his life decisions. His emotional reflection on visiting his childhood home and comforting his grandmother in her final days pulls back the curtain on the human side of this larger-than-life figure.Tune in to hear Shannon discuss his cognac brand's journey, from the challenges of production to achieving top sales ranks in Georgia and Colorado. Shannon’s entrepreneurial spirit shines as he talks about creating a unique brand in a less saturated market.The episode is punctuated by Shannon’s candid revelations on dealing with adversity in the industry, including the subtle hostilities masked as jokes. Yet, his message remains clear: stay focused on your own lane and let your success speak for itself. Don't miss this episode of "Black Out with Ian & Rashad" for an inspiring look at Shannon Sharpe's wisdom, work ethic, and personal journey. **Hashtags:**#ShannonSharpe #BlackOutPodcast #IanDunlap #RashadBilal #MentalResilience #BusinessSuccess #NFL #Entrepreneurship #Motivation #PersonalGrowth #Legacy #FamilyValues #FinancialAdvice #ObsessionForGreatness #CognacBrand #SkipBayless #AthleteAdvice #PodcastEpisodeAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
41:2308/09/2024
Study Hall: Debunking Myths about Sea Moss

Study Hall: Debunking Myths about Sea Moss

In this episode of EYL, Rashad Bilal hosts special guest Alexiou Gibson to break down the controversy surrounding the health benefits of sea moss. Recently, a doctor on Nick Cannon’s show stated there are no real health benefits to sea moss, which sparked widespread debate. Rashad brings this up to Alexiou, who has a wealth of knowledge and firsthand experience with sea moss, both in personal testimonials and through rigorous scientific testing.Alexiou Gibson delves deep into the subject, providing evidence from lab tests that show sea moss contains a rich array of minerals like zinc, potassium, vitamins A, K, D, and more, which have tangible health benefits. He also discusses the historical significance of sea moss, including its crucial role during the Irish Potato Famine in the 1800s when it was one of the few resources that kept people alive.With a background in biomedical engineering and experience working with NASA, Alexiou provides a compelling argument backed by scientific data. He explains the importance of nutrient-dense foods and how the modern diet often falls short. This is where sea moss can be beneficial, especially in a society where nutrient deficiencies are more common than we might think.The episode reveals the importance of sourcing sea moss from credible suppliers who perform extensive mineral and heavy metal testing, a practice that Alexiou’s company upholds rigorously. He emphasizes the need for transparency, ensuring that the sea moss products are free from harmful contaminants like mercury.In response to whether people in America need supplements like sea moss given their overall well-rounded diet, Alexiou points out the reality that most Americans do not consume the necessary nutrients through their diet alone. Fast food, processed foods, and even fruits and vegetables lacking seeds contribute to a nutrient-dead society, making supplements like sea moss all the more essential.Alexiou also shares powerful testimonials from individuals who have experienced significant health improvements through sea moss. From anti-inflammatory benefits aiding those with arthritis to improvements in fertility and immune system support, the positive impacts are hard to ignore.Join us as we dissect these points, revealing the truth about sea moss's health benefits. Alexiou's methodical approach and evidence-backed arguments offer a robust rebuttal to the claims that sea moss is overrated and unnecessary.Whether you are a health enthusiast or someone looking to make informed choices about your diet and supplements, this episode of Market Mondays is packed with valuable insights and practical information.*Keywords:*#SeaMossBenefits #AlexiouGibson #MarketMondays #EYLMedium #RashadBilal #HealthSupplements #CMOSDebate #NutrientDeficiency #BiomedicalEngineering #NutrientDenseFoods #CMOSLabTesting #HealthAndWellness #SeaMossNutrition #AlternativeHealth #ImmuneSystemBoostDon’t forget to like, share, and subscribe for more insightful discussions and expert interviews on Market Mondays EYL Medium. Watch the full episode to get the complete breakdown and decide for yourself if sea moss is worth the hype. Tune in now!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
11:5806/09/2024
Entrepreneurial Journeys in Africa: Insights from John Burns

Entrepreneurial Journeys in Africa: Insights from John Burns

Welcome to the premier clip of EYL! In this engaging dialogue, hosts Rashad Bilal and Troy Millings sit down with John Burns, co-founder of the Burns Brothers, to explore the entrepreneurial landscape in Africa. This insightful conversation is packed with valuable lessons on taking imperfect action, the power of partnerships, and the integral role of intentionality in business decisions.**Key Takeaways from This Episode:**1. **The Leap of Faith:** John Burns delves into his transition from a stable career in law to pursuing his passion for making a difference. Emphasizing the importance of purpose and divine calling, John shares how he navigated the uncertainties surrounding his decision. His mentor’s advice, "if you have a fallback, you fall back," resonates as a pivotal point in his journey.2. **Power of Partnerships:** The Burns Brothers' entry into Africa was heavily reliant on strategic partnerships. John recounts how relationships and connectivity played crucial roles, particularly through his brother’s experience as a senior CEO at Conduit, the largest call center company in the world. These partnerships facilitated their introduction to Africa and the establishment of sustainable business ventures.3. **Challenges in Africa:** While the opportunities in Africa are immense, the challenges are equally significant. From technological infrastructure to political nuances and power outages, John discusses the realities of doing business on the continent. However, he highlights Africa’s present potential, urging entrepreneurs, especially Black businessmen, to engage with the continent actively.4. **Building the Future:** One of the major highlights is the discussion about the Burns Brothers' Membership Club HQ in Nairobi, Kenya. John explains the intentionality behind choosing Nairobi, citing its status as an economic hub in East Africa and its strategic partnership with the U.S. By establishing their headquarters in Nairobi, the Burns Brothers aspire to create impactful connections between African Americans and Africans, driving cultural and economic exchanges.5. **Impact and Intentionality:** The conversation underscores the importance of leading with advocacy and impact. John believes that genuine change and business growth come from prioritizing human-centered approaches. Whether it's creating job opportunities for skilled but unemployed Africans or facilitating unique community experiences, the focus remains on meaningful impact.**Why You Should Watch:**This clip provides a comprehensive look into the how's and why's of expanding entrepreneurial ventures into Africa. John Burns' experiences and insights are not only inspiring but also serve as a practical guide for those looking to explore business opportunities on the continent. With a blend of personal anecdotes, strategic advice, and future-forward thinking, this episode is a must-watch for entrepreneurs, business enthusiasts, and anyone interested in African markets.**Join The EYL Movers:**Stay connected with Rashad Bilal and Troy Millings as they bring more entrepreneurial stories, lessons, and inspirations. Like, comment, and subscribe to our channel to stay updated with our latest videos.Join us in our journey to explore and unlock endless opportunities across the globe, starting from Africa!**#AfricaEntrepreneurship #BurnsBrothers #JohnBurns #EYL #BusinessInAfrica #AfricanMarkets #Entrepreneurship #ImpactfulBusiness #Partnerships #BusinessGrowth #EconomicDevelopment**Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
07:3704/09/2024
EYL #306 Lawyer Quits Law to Build a Multi-Million Dollar Empire: Doing Business in Africa & The White House

EYL #306 Lawyer Quits Law to Build a Multi-Million Dollar Empire: Doing Business in Africa & The White House

In this week's episode of Earn Your Leisure, we're joined by the dynamic John Burns to explore the journey and impact of The Burns Brothers. Discover how John transitioned from being a lawyer to a full-time entrepreneur, the story behind organizing a Juneteenth concert at the White House, and the challenges and opportunities of doing business in Africa.We also dive into strategies for running a successful membership club, the critical role of AI in creating jobs, and why documenting everything in a partnership is crucial. Learn how The Burns Brothers scaled their business in Africa, the importance of company culture, and their decision to launch a membership club in Kenya.Plus, we discuss the struggle of accessing capital, even as a law firm partner and Fortune 500 COO, and how local government officials can help provide capital for the community. Don’t miss out on this insightful discussion about the advantages of being in business with family.#EarnYourLeisure #JohnBurns #TheBurnsBrothers #Entrepreneurship #BusinessInAfrica #MembershipClub #ArtificialIntelligence #CompanyCulture #AccessToCapital #FamilyBusiness #Juneteenth #WhiteHouse #DocumentEverything #LocalGovernment #Kenya Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
52:1403/09/2024
Chipotle Stock Analysis: Is It Time to Buy?

Chipotle Stock Analysis: Is It Time to Buy?

Welcome back to another insightful clip of Market Mondays! In this clip, your hosts Rashad Bilal, Troy Millings, and Ian Dunlap dive deep into the current state of Chipotle's stock, recent splits, and its potential future performance. 🥗📈*Key Topics Covered:*0:00 - Introduction0:12 - Chipotle Stock Analysis: Is Now the Time to Buy?1:14 - Importance of Holding Through Market Fluctuations2:35 - Subway vs. Chipotle: Fast Food Wars3:53 - Innovations in Fast Food Industry5:03 - Keeping Momentum in Business*Chipotle Discussion:* Ian Dunlap shares his thoughts on whether it's a good time to invest in Chipotle despite its recent decline after a stock split and the departure of its CEO. Both Ian and Troy provide insights into Chipotle’s strong fundamentals, and its superior profit margins, and why they believe it has a strong potential for growth in the next 5-6 years. They also reflect on lessons learned from previous investment decisions and stress the importance of holding through market highs and lows. 💹✨*Fast Food Industry Analysis:*The conversation shifts to the competitive landscape in the fast food industry, comparing Chipotle's strategy to that of Subway and other emerging competitors like Kava. Highlights include the challenges Subway faces with its new pricing strategies and the need for innovation to stay relevant in the market. 🍔🥙*Importance of Momentum:*Our hosts emphasize the critical role of maintaining momentum in business to ensure sustained success. They highlight the importance of consistent innovation, reliability, and staying on top while a brand is hot, using recent examples from the food industry and their own experiences in organizing successful events like Investfest. 🔥🚀*Additional Insights:* Toward the end of the video, the discussion veers into a lighter note about favorite snacks, underscoring the informal yet informative vibe of Market Mondays. *Why Watch This Episode?*- *Learn* about the current state and potential of Chipotle stock.- *Understand* the importance of market timing and holding stocks.- *Get insights* into the fast food industry's competitive dynamics.- *Discover* the significance of maintaining business momentum.Don’t miss out on the valuable investment advice and market analysis provided by Rashad, Troy, and Ian. Make sure to hit the like button if you enjoyed the video and subscribe to stay updated on all things market-related!*Timestamps:*0:00 - Introduction0:12 - Chipotle Stock: Analysis and Recommendations1:14 - Lessons from Holding Stocks2:35 - Competitive Analysis: Chipotle vs. Subway3:53 - Fast Food Industry Innovations5:03 - Business Momentum & Consistency*#MarketMondays #ChipotleStock #InvestmentAdvice #FastFoodIndustry #StockMarketAnalysis #BusinessMomentum #FinancialEducation*Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
06:1901/09/2024
Shark Tank to a $37M Business

Shark Tank to a $37M Business

In this episode of EYL, we sit down with Alexiou Gibson, the visionary entrepreneur behind a skyrocketing $37 million business. Alexiou shares his transformative journey from an ambitious business plan to partnering with renowned sharks on Shark Tank. Despite the initial aim of securing $500,000 for just 5% equity, Alexiou soon realized that the sharks brought more to the table than just financial support—they had the relationship capital needed for explosive growth.*Why did he devalue his company?*Alexiou explains how the strategic partnerships and growth strategies offered by the sharks outweighed the initial monetary offer. With access to the networks of influential moguls like Mark Cuban and Kevin Hart, Alexiou's brand was catapulted to national visibility, gaining opportunities that would have been otherwise unattainable. One notable example was Mark Cuban's immediate response to getting a clearance from Disney, facilitating a crucial post on The Shade Room during Black History Month.*Challenges and Triumphs:*Post Shark Tank, Alexiou faced operational challenges, including the overwhelming "Oprah effect" — receiving half a million dollars in orders within the first hour of the episode airing. However, smart decisions like delaying massive exposure from QVC (as advised by Mark Cuban) allowed the business to scale sustainably.Today, Alexiou Gibson is weeks away from opening the largest CMOS manufacturing facility in the U.S., a sprawling 20,000 sq. ft. plant that will not only bolster domestic growth but also expand the business into international markets including Canada, the UK, Colombia, and the Bahamas.*Key Milestones:*- Seven months in, the company made a million dollars.- By the time of appearing on Shark Tank, sales hit $3.5 million.- Post Shark Tank, the business saw rapid growth, making $37 million in just three years.- Launched a successful Seamoss gummy that sold out within two months, adding $3 million in revenue.- Upcoming launch of Seamoss skincare line and an Amazon store, which are predicted to elevate sales beyond the $20 million mark in 2023.*Future Outlook:*As Alexiou expands into new product lines and platforms, his vision to not just grow his business but also to maintain high standards and sustainability remains steadfast. A nomination for Oprah's Favorite Things this holiday season signifies further validation and excitement for what's to come.*Don’t miss out:*This episode is a masterclass for budding entrepreneurs, offering invaluable insights into the strategic decision-making that separates success from failure. By focusing on long-term growth and leveraging key relationships, Alexiou Gibson has built a brand that's not only thriving but is set to dominate multiple markets in the coming years.Watch the full episode to learn how you can apply these principles to your own entrepreneurial journey.*Hashtags:*#EYL #Entrepreneurship #BusinessGrowth #SharkTankSuccess #AlexiouGibson #MarkCuban #KevinHart #CMOS #StartupStory #BusinessStrategy #OprahEffect #QVC #ECommerceSuccess #BusinessInterview #GrowthHacking #EntrepreneurLife #BusinessJourney #EYLMedium #StartupSuccess #InnovativeBusiness #EYLPodcastBe sure to like, comment, and subscribe for more insightful interviews with trailblazing entrepreneurs!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
06:4131/08/2024
Invest Fest Highlights: Networking, Panels, Education, and Community Growth

Invest Fest Highlights: Networking, Panels, Education, and Community Growth

Welcome to another enlightening clip of Market Mondays! In this special edition, we dive deep into the highlights and key takeaways from Investfest, an event that truly underscores the power and value of networking and in-person connections.In this clip, hosts Rashad Bilal, Troy Millings, and Ian Dunlap have a riveting discussion on several pivotal aspects of Invest Fest. Rashad starts by emphasizing the unparalleled importance of networking. He shares an incredible encounter between Steve Harvey and 50 Cent at Investfest, illustrating the immense influence and opportunities that arise from such connections.We also explore the value of panels and workshops that covered various trending topics, including artificial intelligence and homebuyer education. These sessions received outstanding feedback, signaling the deep interest and critical need for knowledge in these areas.The speakers highlight building relationships as the cornerstone of success, reiterating that the most significant takeaway from any event should be leaving with three valuable connections. This networking ethos was evidently showcased in the dynamic environment of Investfest, where vendors and attendees alike gathered to exchange ideas and forge new professional bonds.A notable observation was the proactive engagement—or lack thereof—by vendors in the marketplace. The hosts stress the importance of being assertive and seizing opportunities to network and make meaningful connections.We also acknowledge the vibrant presence of young attendees, including community kids, college graduates, and teenagers. Their enthusiasm and engagement at Investfest serve as a testament to the growing interest of the younger generation in financial literacy and entrepreneurship.Alongside, Ian Dunlap provides insights from his session, highlighting discussions about Nvidia and a compelling interview with 50 Cent, shedding light on 50 Cent's impactful business dealings and his broader influence on people's lives.Our gratitude goes out to the entrepreneurs and influencers who made it to Investfest and supported the event. Their participation underscores the collective effort toward financial education and empowerment.The clip carries a lighthearted tone at times, with humorous exchanges about fashion and attire among the hosts, adding a refreshing touch to the profound discussions.Reflecting on their own journey with Earn Your Leisure, Rashad and Troy delve into their roles as financial advisors and educators and share stories of community and growth. Whether it’s about the young man who volunteered or the African vendor selling waist beads, each story highlights the communal and supportive atmosphere at Investfest.Attention is also given to their upcoming book, "You Deserve To Be Rich," set to release in early 2025. The book aims to contribute substantial value to financial literature from their culture's perspective.A significant part of the conversation touches on the importance of dressing well and curating one’s image in professional settings, using examples of interactions with successful individuals like Don Peebles. The hosts emphasize treating the event as a documented piece of history and the importance of defending the value of Investfest against any negativity or misinformation.In summary, this episode offers a reflective and insightful look at Investfest's pivotal moments and teachings, underlining the value of in-person networking and the importance of maintaining a proactive and positive engagement in the world of finance and entrepreneurship.Don’t forget to like, share, and subscribe to Market Mondays, and stay tuned for more exciting content!### Hashtags:#MarketMondays #Investfest #Networking #FinancialEducation #50Cent #SteveHarvey #ArtificialIntelligence #HomebuyerWorkshop #YoungEntrepreneurs #CommunityGrowth #FinancialLiteracy #YouDeserveToBeRich #EarnYourLeisure #Nvidia #BusinessSuccess #ProactiveEngagement #FinancialLiterature #DressForSuccessAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
25:2930/08/2024
Jensen vs. Zuckerberg: CEO of the Year Debate

Jensen vs. Zuckerberg: CEO of the Year Debate

Welcome back to another exciting clip of Market Mondays! In this clip, hosts Ian Dunlap, Rashad Bilal, and Troy Millings dive deep into the latest hot topics in the financial world. ### Key Highlights:**1. Federal Reserve's Rate Cuts:**Federal Chair Jerome Powell's concerns about the timing of potential rate cuts have stirred significant discussion. Ian Dunlap argues that timing might never be too late when it comes to rate cuts, stating that any cut would provide much-needed relief to the markets. They also explore the potential implications of rate cuts on the economy, including how it could act as a stimulus and alleviate fears of a recession. Troy and Ian weigh the possible outcomes of a quarter or half-point cut in September and subsequent months, assessing how this delicate balancing act could impact inflation and market dynamics. **2. CEO of the Year:**Who deserves the title of CEO of the Year? Ian and Troy debate whether it should go to Jensen Huang of Nvidia or Mark Zuckerberg of Meta. Ian leans towards Jensen, citing his significant impact on Nvidia's market performance and the broader economy. They discuss how Jensen’s strategic decisions have made Nvidia the darling of publicly traded companies in America. Conversely, Rashad praises Zuckerberg's achievements and contributions, highlighting the reach and influence of Meta's platforms.**3. Nvidia’s Anticipated Earnings Report:**Nvidia is in the spotlight with its earnings report scheduled to be released soon. Our hosts discuss the market's expectations and the possible outcomes. Ian advises a cautious approach, suggesting that while Nvidia may hit solid earnings, setting expectations too high could backfire. Troy shares an optimistic view but acknowledges potential delays in new product launches, referencing Nvidia's Blackwell product as a critical point of interest. They emphasize the importance of managing expectations while recognizing Nvidia's stellar performance over recent quarters.**4. Market Hedging and Retail Investors:**The discussion touches on Bank of America's advice for hedging in the market. Ian believes that while hedging might suit institutional investors, retail investors might miss out on significant gains, particularly with a powerhouse like Nvidia. The consensus is that retail investors stand to benefit considerably if the market moves favorably, driven by strategic rate cuts and solid earnings reports.**5. Meta’s Market Dynamics:**Despite Meta hitting home runs in their earnings, their stock hasn’t always reflected this success. Ian and Rashad analyze this phenomenon and how Meta's platforms, including WhatsApp and Instagram, maintain significant user engagement and market presence. They explore the challenges of being a publicly traded company where market expectations and actual performance can sometimes diverge.**Conclusion:**Join us for this insightful episode as we navigate the intricate balance of economic policies, market expectations, and company performances. Whether you’re an investor, finance enthusiast, or just someone eager to understand the latest market trends, this episode of Market Mondays offers valuable perspectives and expert analyses.Don't forget to like, comment, and subscribe for more financial insights and updates. Hit the notification bell to stay updated with our latest episodes and discussions!**Hashtags:**#MarketMondays #JeromePowell #FedRateCuts #NvidiaEarnings #CEOOftheYear #JensenHuang #MarkZuckerberg #Meta #Investing #Finance #StockMarket #EconomicInsights---Tune in and stay informed with Market Mondays, where we make sense of market movements and provide you with the knowledge to make informed financial decisions. Thanks for watching, and we'll see you in the next episode!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
09:1229/08/2024
Market Behavior: Dow's Record Highs and the Potential Impact of Nvidia's Earnings

Market Behavior: Dow's Record Highs and the Potential Impact of Nvidia's Earnings

In this insightful clip of Market Mondays, hosts Rashad Bilal, Ian Dunlap, and Troy Millings dissect the recent movements in the stock market, particularly focusing on the Dow Jones Industrial Average's latest performance. The Dow, having recently touched new record highs, saw a subsequent pullback—a phenomenon that seems to puzzle many investors. Ian Dunlap kicks things off by explaining the cyclical nature of the stock market. He emphasizes that historically, after the market hits an all-time high, it tends to pull back 80% of the time. This correction is expected, much like an athlete who scores an extraordinary 55 points in one game is unlikely to replicate that performance immediately. Ian advises that investors should focus on the long-term, investing in quality stocks and not be overly concerned about short-term market fluctuations.Troy Millings touches on the sensationalism prevalent in financial media. He notes how headline writers often exaggerate market movements to capture attention, stressing the need to distinguish between sensationalism and actual market fundamentals. Troy points out that the supposed “sector rotation” is typically irrelevant for retail investors and is more of a buzzword used in financial circles to stimulate discussion.Both Ian and Troy highlight the significance of upcoming events, particularly Nvidia's earnings report. Scheduled for release on August 28, this report is poised to have a substantial impact on market indices like the Dow, Nasdaq, and S&P 500. The anticipation around this earnings report is compared to the excitement surrounding a highly awaited album release in the music industry. Nvidia's performance is crucial because it’s deeply intertwined with the AI sector, which is a significant driver of growth in the current economic landscape.The conversation also touches upon the nature of market performance as the year progresses. Historically, the months of September and October can be quite volatile, whereas the year-end period from November through January generally sees a market rally. This year-end rally is also influenced by factors such as potential rate cuts and major earnings reports like Nvidia’s.Ian adds another layer to the discussion by explaining how media narratives are crafted to attract attention, particularly on Mondays. Sensational headlines often make minor market movements seem more critical than they are, which can unnecessarily alarm investors.Join us in this episode as we provide a balanced perspective on the current market dynamics, offering valuable advice for both new and seasoned investors. Learn why it’s essential to stay focused on long-term goals and how to navigate the sensationalism of financial news.*Keywords:* Dow Jones, Nvidia earnings, stock market analysis, sector rotation, long-term investing, market behavior, financial media sensationalism, AI growth, Nasdaq, S&P 500, investing tips, economic trends, rate cuts, market volatility.*Hashtags:*#MarketMondays #StockMarket #DowJones #Investing #Nvidia #FinancialNews #AI #Nasdaq #SP500 #LongTermInvesting #EconomicTrends #MarketAnalysis #InvestingTips #FinancialAdviceAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
03:4228/08/2024
EYL #305: From 500 Pounds to Building a $37 Million Sea Moss Empire: Alexiou Gibson's Shark Tank Success

EYL #305: From 500 Pounds to Building a $37 Million Sea Moss Empire: Alexiou Gibson's Shark Tank Success

In this episode of Black Out, we dive deep into the incredible journey of The Transformation Factory, led by Alexiou Gibson. We discuss how the company made $37 million in sales after securing a $600,000 deal from Kevin Hart and Mark Cuban on *Shark Tank*. We explore their rapid rise to $1,000,000 in revenue in just the first seven months of business, highlighting what it takes to secure a spot on *Shark Tank*. Alexiou shares why he prioritized relationships over money during his negotiations, revealing the importance of building genuine connections in business. We also touch on The Transformation Factory’s expansion into the largest sea moss factory in the U.S. to keep up with growing demand, and how Alexiou made $1,000,000 selling sea moss straight from his garage.We break down the incredible benefits of sea moss, its diverse uses, and the significant impact food has on people of color. Don't miss this inspiring discussion on the power of sea moss and the impact of building a purpose-driven business from the ground up.#BlackOut #TransformationFactory #SeaMoss #SharkTank #AlexiouGibson #KevinHart #MarkCuban #Entrepreneurship #HealthAndWellness #BusinessSuccess #FoodForHealth #SeaMossBenefitsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
01:08:5727/08/2024
Building Wealth: Stocks, Real Estate, Business, and More

Building Wealth: Stocks, Real Estate, Business, and More

Welcome to another insightful clip of Market Mondays! In this edition, your hosts Troy Millings, Ian Dunlap, and Rashad Bilal dive deep into the essential topic of financial freedom and the importance of investing, even in uncertain times.*Key Highlights:** **The Importance of Investing**: Ian Dunlap kicks off the discussion by addressing the common sentiment of skepticism towards investing when the system seems rigged. Rashad Bilal emphasizes that investing remains one of the few viable paths to building wealth in this country. He highlights that alternatives like real estate, stocks, and business are indispensable for achieving financial freedom. * **Alternative Sources of Income**: Beyond traditional employment, Ian and Rashad explore various ways to generate substantial income. They stress the importance of building a unique business or excelling in a niche area, drawing examples from industries such as AI with Chat GPT and corporate case studies like Starbucks.* **Networking & Craftsmanship**: The conversation shifts to the significance of relationships and continual improvement in one's craft. Whether it's a business pitch or networking with influential figures, both skills are deemed crucial for long-term success.* **Retail Insights & Earnings Reports**: Troy Millings steers the conversation towards current earnings reports from major retail players like Lowe's, Target, Macy's, and more. Ian shares his cautious take, noting the thin profit margins and higher interest rates, which make certain investments less attractive.* **Stock Analysis**: The team provides an analysis of stocks like Snowflake and Zoom, reflecting on their performance and potential. Ian's critical perspective on Zoom’s limited use case and the struggles of Snowflake offers viewers a nuanced outlook on these tech stocks.* **Music Industry Nuggets**: Rashad brings up an interesting scenario involving Dame Dash and Roc Nation, discussing the strategic moves around Jay-Z’s "Reasonable Doubt" album. The hosts consider the implications of devaluing assets within contentious transactions, drawing parallels with high-stakes corporate strategies.**Why You Should Watch This Episode**:This episode is packed with actionable insights for anyone keen on navigating the complexities of the financial world. Whether you’re looking for investment advice, business-building tips, or current market analyses, Troy, Ian, and Rashad provide a comprehensive guide to making informed financial decisions. They blend real-world examples and expert opinions to deliver invaluable lessons that can help you achieve financial freedom.Don't miss out on this engaging and informative discussion that could be a game-changer for your financial journey!*Subscribe to our channel* and stay tuned for more episodes where we break down complex financial topics, offer expert advice, and help you make smarter investment choices.**Hashtags**:#MarketMondays #Investing #FinancialFreedom #StockMarket #BusinessBuilding #RealEstate #Networking #RetailStocks #TechStocks #EarningsReport #InvestmentAdvice #ChatGPT #Zoom #Snowflake #RocNation #JayZ #MusicIndustry*Watch, learn, and grow with Market Mondays. Every Monday, we're breaking down the market moves that matter and helping you navigate the path to financial freedom!*---Tune in, take notes, and take action. See you in the next episode!---Disclaimer: The information provided in this episode is for educational purposes only. It should not be considered financial advice. Always do your own research before making any investment decisions.---Thank you for watching and supporting Market Mondays!*#FinancialEducation #InvestSmart #WealthBuilding*Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
11:5426/08/2024
Cliff Notes: Trump's Economic Policies with Senator Tim Scott

Cliff Notes: Trump's Economic Policies with Senator Tim Scott

Welcome back to another insightful clip of Market Mondays! In this clip, we are thrilled to be joined by the distinguished Senator Tim Scott. Renowned for his notable contributions to economic policy and social reforms, Senator Scott offers a unique perspective on the efficacy of former President Donald Trump's economic strategies, particularly their impact on African Americans and the broader U.S. public.**Summary:**In this candid conversation, host Ian Dunlap delves into Senator Scott's views on the economic legacy of President Trump. The Senator sheds light on several pivotal achievements during the Trump administration, including the creation of 7 million new jobs, a significant portion of which benefited women and minorities. Highlighting the historically low unemployment rates for African Americans and Hispanics, Scott attributes this success to the inclusive economic policies that he himself helped shape.Senator Scott also emphasizes the importance of Trump's initiatives like the permanent HBCU funding, the historic cancellation of HBCU debt, and the implementation of opportunity zones. He notes the profound impact these policies had on the economic wellbeing of minority communities.However, the conversation doesn't shy away from the criticisms. Ian Dunlap poses critical questions about the negative repercussions of retaliatory tariffs on farmers and businesses. Senator Scott acknowledges the complexity of the tariff issue, specifically the 301 tariffs on China, but defends their long-term benefits, including significant agricultural purchases by China.The discussion provides a balanced view, acknowledging the economic challenges that ensued post-2021, such as the inflationary pressures exacerbated by the COVID-19 relief packages. Senator Scott contrasts the tariff impacts with the broader economic struggles under the Biden administration, underscoring the substantial loss in spending power for American families.Additionally, the episode explores the landmark First Step Act, a significant stride in criminal justice reform aimed at reducing recidivism by addressing mental health, employment, and education issues among formerly incarcerated individuals. Senator Scott reflects on the bipartisan effort that made this reform possible and its enduring impact on American communities.From economic policies and their social implications to legislative reforms and their real-world impact, this episode of Market Mondays provides an in-depth analysis that is both engaging and informative. Whether you are an aficionado of economic policy, a student of political science, or simply interested in the multifaceted impacts of government actions, this conversation with Senator Tim Scott is a must-watch.**Timestamps:**0:00 - Introduction0:18 - Senator Scott on Trump's Economic Policies1:10 - Job Creation and Minority Employment2:02 - HBCU Funding and Opportunities Zones4:25 - Retaliatory Tariffs Discussion6:01 - Inflationary Pressures Post-20217:17 - First Step Act and Criminal Justice Reform**Don't forget to like, comment, and subscribe for more insightful economic and political discussions!****Hashtags:**#MarketMondays #EconomicPolicy #SenatorTimScott #TrumpAdministration #JobCreation #HBCU #OpportunityZones #Tariffs #Inflation #CriminalJusticeReform #FirstStepAct #PoliticalDiscussion #USEconomy #CandidConversation #IanDunlapAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
07:4625/08/2024
Navigating Trademark Challenges: Detroit VS Everybody's Journey To Protect Their Brand

Navigating Trademark Challenges: Detroit VS Everybody's Journey To Protect Their Brand

In this clipof EYL, we're joined by the dynamic duo behind the iconic "Detroit VS Everybody" brand, Tommey Walker and Sean Xavier Williams, to delve into the grit and grind that built a movement. The phrase “Detroit VS Everybody” has transcended beyond just a slogan or a t-shirt; it’s now a worldwide anthem for underdogs and a symbol of perseverance. Join hosts Rashad Bilal and Sean Xavier Williams as they unravel the fascinating story of how this brand came to life and the legal hurdles faced along the way.The conversation kicks off with a look at the moment Keith Urban wore their apparel without acknowledging the brand, spurring a Google search frenzy, which eventually led people to their website and Instagram page. This incident marked the early recognition of the brand's growing popularity and highlighted the need for securing their intellectual property. Sean, who was in law school at the time, shares how he leaned on his legal education and professor’s guidance to file the initial trademarks.Sean describes the basics and intricacies of trademarking “Detroit VS Everybody” and the broader “VS Everybody” tagline. They discuss the legal landscape of holding a trademark that's so universal, touching on the complexities and expenses involved. Tommey and Sean explain the significance of filing for trademarks, providing data like specimens to prove they're actively using the mark in commerce, and the high costs of legal battles to protect their intellectual property.The duo also narrates their encounters with trademark infringements, from other vendors copying their designs to bigger entities like USA women's soccer team and NBA using similar taglines. While these issues are frustrating and time-consuming, they sometimes open doors for collaboration and licensing deals. They illustrate how these situations turn into opportunities for lucrative settlements and benefit the brand's exposure.Rashad emphasizes the importance of having a strong legal framework to safeguard one's creations against imitators who attempt to capitalize on the success of other brands. Through poignant anecdotes, like receiving an email from someone who admits to using their brand to support their child’s education, the guests showcase the paradoxical admiration and frustration of dealing with copycats.Sean and Tommey talk about the hefty legal fees which, at their peak, could reach up to $15,000 a month, underscoring the financial burden of safeguarding intellectual property. Tommey also shares an exciting account of wearing their shirt in Africa and the global reach of their brand, emphasizing the need for international trademark protection. They have strategically filed trademarks in various countries including the US, UK, EU, Liberia, Ghana, Nigeria, and South Africa to ensure their brand remains protected worldwide.Finally, the discussion touches on the foresight behind expanding the trademark from “Detroit VS Everybody” to a more universal “VS Everybody.” Tommey's creative vision sought to make the phrase a timeless, ever-relevant anthem that resonates across different industries and demographics.This insightful session is a must-watch for aspiring entrepreneurs, fashion enthusiasts, and anyone intrigued by the intersection of creativity, business, and law. Tune in to gain valuable knowledge on trademarking, protecting intellectual properties, and the journey of building a brand that’s more than just apparel but an inspirational movement.**Time Stamps:**00:00 - Trademarking and the Keith Urban Incident00:11 - Legal Battle and Costs02:11 - Settling Brand Infringements 03:37 - Emotional Anecdotes06:18 - Global Trademarks and Business Expansion07:22 - Vision and Foresight of “VS Everybody”**Hashtags:**#DetroitVsEverybody #TrademarkWars #IntellectualProperty #EYLMedium #StartupStruggles #BrandBuilding #LegalChallenges #Entrepreneurship #FashionIndustry #GlobalBrand Don’t forget to like, comment, and subscribe for more inspiring stories from industry leaders! Join the "VS Everybody" movement and wear the pride!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
08:3423/08/2024
Making College Affordable: Insights from Senator Tim Scott on Education Reform

Making College Affordable: Insights from Senator Tim Scott on Education Reform

Welcome back to Market Mondays! In this enlightening clip, host Ian Dunlap sits down with the esteemed Senator Tim Scott to discuss pressing issues surrounding the K through twelve education system and the financial barriers of higher education in the United States. With the staggering costs of education and the stark disparity in quality between affluent and impoverished communities, this conversation is more relevant than ever.**Key Discussion Points:**1. **Quality Education for All:** Senator Scott emphasizes the critical need for quality education options for everyone, especially those living in poverty. Through his experiences and initiatives, he illustrates the stark contrast between the options available to wealthy families versus those from low-income backgrounds. He argues fervently for school choice as a solution, a sentiment that resonates across demographic lines and has found support among a significant percentage of African American, Hispanic, Asian, and blue-collar parents.2. **Success of Charter Schools:** Highlighting the DC Opportunity Scholarship Program and New York's Success Academy, Senator Scott delves into how charter schools have significantly outperformed public schools in terms of graduation rates and college attendance. With high school graduation rates over 90% and a notable increase in college attendance, these examples serve as a testament to the potential of school choice in bridging the educational divide.3. **Affordable Higher Education:** From his tenure on the Education Committee and personal experiences, Senator Scott suggests community colleges as a viable option to make higher education more affordable. States like South Carolina and Tennessee offer programs where the first two years of college are free at community colleges, with credits transferable to major universities. This strategy effectively halves the cost of a four-year degree without compromising on the quality of education.4. **Support for HBCUs:** During the COVID-19 pandemic, significant steps were taken to cancel over a billion dollars of debt for Historically Black Colleges and Universities (HBCUs). Through bipartisan efforts, these institutions garnered the highest funding in the nation's history, making this support permanent. Senator Scott argues that this measure is crucial for providing lifelong learning opportunities, especially for students from disadvantaged backgrounds.5. **Long-Term Economic Benefits:** Despite the daunting $35,000 average debt for college graduates, the senator presents a silver lining. This investment equates to an additional $2 million in lifetime income, a compelling deal for those unable to finance their education through other means. This perspective encourages a broader view of education as a worthwhile long-term investment.**Why Watch?**Whether you're a parent, educator, policymaker, or student, this episode is packed with insights that cut across party lines and socio-economic backgrounds. Senator Scott shares his bipartisan efforts and actionable solutions that aim to make quality education accessible and higher education affordable for all Americans.**Don’t miss out—hit play and join the conversation!****Timestamps:**0:00 - Introduction0:10 - Improving K-12 Education1:00 - Significance of School Choice2:00 - Success of Charter Schools in DC and NYC3:26 - Affordable Higher Education through Community Colleges4:38 - Debt Relief for HBCUs5:40 - Long-Term Economic Benefits of College Education**Subscribe and Follow Us!**If you enjoyed this episode, don't forget to like, share, and subscribe for more insightful discussions every Monday.**Hashtags:**#MarketMondays #EducationReform #SchoolChoice #CharterSchools #AffordableEducation #HBCUs #SenatorTimScott #IanDunlap #CommunityColleges #HigherEducation #LifetimeLearning #BipartisanEffortsJoin us on this journey toward redefining education for future generations!Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
05:0422/08/2024