There are a lot of different ways you can give back and be impactful. In today's Better Wealth, I had the privilege and honor of interviewing Matt Coulter, founder of 143 Collective, a nonprofit specializing in non-profit development, fiscal sponsorship, community activism and additional outreach. Listen to his story of discovering intentional living through the development of foundations that give back. Matt shares with us the difference between nonprofits and foundations, as well as, the pros and cons. Matt discusses with me how the control of money can be maintained through foundations. Matt explains how being wise with money might lead to family foundations because of the tax deductions. While, we also discuss the differences of nonprofits and how dollars could be going further in the nonprofit world. I also ask Matt to be honest with the cons of having foundations and when it would be smart to consider this option. Listen as Matt talks about being intentional and taking action. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: 143 Collective is an eclectic group of humans striving to leave our mark. We’ve created shelter for our minds to run wild, to create, and most importantly take action. Loving others simply because we can, together we author a legacy of love to hand to the next generation.Our team specializes in non-profit development, fiscal sponsorship, community activism and additional outreach. We’ve constructed all that we do to love others when they need it the most. Dedicated to leaving this place better than we found it, one community at a time. The decisions we make are not about us, but rather the generations that will live the history we conceive. Togetherness, paired with ambition, is the only path forward to protect the beautiful lives we’ve been given. Looking back on time, it’s evident we need to refocus on quality and not quantities. We must find our way back to valuing completion, satisfaction with less, and relationships like the trailblazers before us. It’s time to forge our own path, to find a better way, to design a future worth being proud of.Guest Links: Learn more about Matt Coulter by visiting:142 Collectivehttps://143collective.orgBeyoutiful Foundation  www.beyoutifulfoundation.comAlly2Action  Ally2Action.org#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

A normal draft-horse can pull 8 thousand pounds, while two draft-horses can pull up to 32 thousand pounds.In today's Better Wealth Breakdown, Dan and I discuss the impact of a team. Listen as Dan describes how working together can accomplish more, but when learning to work together you can accomplish infinitely more than you imagined. However, a team rowing in opposite directions will not accomplish anything, but a team rowing in the same direction can go farther than expected. We challenge the idea of “the lone wolf” in business, in life, and even in finances. Building a team doesn’t just apply to business owners, but it may mean that you join a team of experts to help you in areas of your life where doing it alone might actually cost you significantly more. Clarity and efficiency of your vision necessitates the need to bring in a team or work with someone that can accomplish more.#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Wouldn’t it be amazing to have our money grow the rest of our lives?In today's Better Wealth, I am super excited to share with you a video I did back in 2018 and haven’t yet shared with anyone. I had done a demonstration for the book and when looking back over the video there was some great content I wanted to share with you. In today’s episode I will be discussing control compounding, uninterrupted lifetime growth and why it is important not to disrespect the value of your dollar today. In this example I walk through how using a properly structured life insurance policy in a real estate investment helped earn over a 100% rate of return. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's Better Wealth, I had the privilege of interviewing a good friend of mine, Neal Cox. Neal shares his story of how working closely with the BetterWealth team and walking through the model process reshaped his way of thinking about money and business. Listen as Neal describes how the Niche Product he created has taken off and developed into a full time and  full house business. Check out his product https://welcomehomebags.com/.  I also ask Neal to spend time sharing his experience with the BetterWealth Team, the model and how it applies to his life.  #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Neal Cox wears many entrepreneurial hats. In his day job, he is a Realtor with Judah Real Estate Group. He is also running an e-commerce business that launched in 2020. Additionally, Neal is building a real estate investment portfolio. Neal was a public school teacher for 15 years. In 2017 he decided to leave the profession to get into real estate. He has grown that business to become a successful agent with a heavy presence on Louisville social media. In 2020 he and his wife launched Welcome Home Bags and are growing the company rapidly. Neal and his wife Samantha became part of the Better Wealth Community in 2020. Caleb and his team have helped with clarity and getting a handle on their future with a measurable model that has given confidence going forward.Guest Links: Welcome Home Bags Neal Cox Realtor#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Based on the Term Rider it allows us to make that box a little bigger so we can shove in even more money!In today's Better Wealth, I and joined by one of BetterWealth’s wealth coaches, Dominic Rufran, as we discuss how we structure infinite banking policies. Dom and I talk about three aspects of the policy 1.) The Base, 2.) The PUA and, 3.) Term Rider and how it all works together. Control and liquidity. Join us on our BetterWealth YouTube Channel and watch as we illustrate and discuss how we structure an AND Asset Policy. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Finding more in life than just accumulating!In today's Better Wealth, I am honored to have Dannis Adamson join me as a guest on the Better Wealth Podcast. During a private event I had Dannis in the studio to do this quick episode as we discussed his big takeaways such as lost opportunity cost,  financial education, experience, value creation and money, cashflow, debt, his business and experience in Real Estate Investing and life insurance. Dannis and I also talk about the importance of truly understanding ROR and intentional living especially when it comes to value creation, cashflow, and investing. I put Dannis on the spot and asked him to share his tip and insight on money 101. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Sometimes when looking at investments you have to realize, time is not on your side anymore. In today's Better Wealth Breakdown, Dan and I discuss the topic of real estate investing. Dan poses the question “Is Real Estate Going To Save Your Retirement?” Listen as we talk about investor DNA, your situation, your stage of life and other factors that can cause an asset or investment to become a negative investment and not a positive investment. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Everything we do needs to be based on a cash flow ratio.In today's Better Wealth, I give an overview of the BetterWealth Assessment. We released the Assessment last year, but it has been incredibly impactful for those who we have served.  Listen as I describe the philosophy behind the model, how cash flow ratio is a primary factor, and why we model the consumption and savings. Join me on our BetterWealth YouTube Channel to see how the assessment/model actually works in real life situations.   Check out our BetterWealth Assessment.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Today's episode I am Remembering the life of Gregg Hielema and reflecting on the incredible impact he had on my life before his passing. I am forever grateful for his wisdom and love. Today's episode is dedicated to his memory and the celebration of his life as he would have turned 49 today!#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

We don’t borrow FROM the policy we borrow AGAINST  the policy.In today's Better Wealth episode, I am joined by Dominic Rufran one of our Wealth Coaches here at BetterWealth and our AND Asset Specialist. Listen as Dominc and I discuss the ins-and-outs of policies loans. We identify a big misconception and give the correct distinction between borrowing from the policy loan verse against the policy. Listen as Dom discusses the “myth” behind paying yourself back when you pay interest and the indirect benefits of mutual companies. Dom and I also discuss several commonly asked questions around loan structure, if policies loans affect credit scores, and recognition or non direct recognition. Dominic also goes deeper into Third Party Lending and gives the pros/cons, and why it is so important to understand how you pay the policy loan back. A policy loan is a huge advantage to a properly structured life insurance policy, it very much unlocks great opportunities and you want to make sure that you are educated and optimizing your situation. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Money doesn’t have value, until you use it!In today's Better Wealth episode, I had the privilege and honor of interviewing Darius and Carmen Britt from Wealth Nation. As the infamous YouTube IBC couple, Darius and Carmen have been helping educate people on building real independent wealth and financial freedom.  Listen as Darius and Carmen share their story of being in debt, paying off debt with Dave Ramsey philosophies and practices, moving into real estate investing to one day discovering how one man gave his dollars more than one job through a policy loan and why that man’s understanding of money shaped the future for Darius and Carmen in the Infinite Banking World. Darius and Carmen share with us their knowledge on the banking system, manufacturing compound interest, money mindset, control, finances, and the reason behind your why.  Carmen and Darius share some powerful inside into the idea that you are in control of the goals you want in your life, your finances and your future, you only have to go DO IT! Join me for an inspirational interview with Darius and Carmen Britt on their impactful ideas on finances, money mindsets, money value, and intentional living. #BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Darius and Carmen Britt are the Founders of Wealth Nation. They started Wealth Nation to help entrepreneurial and ambitious individuals discover the real rules of the money game, break free with true financial independence, and own their own lifestyles. At the beginning of their career Carmen and Darius followed the traditional “society standards.” They went to college for traditional education in hopes of “making it big” in corporate America.  Darius has a degree in Engineering and Carmen has a master’s degree in Communication. They climbed the corporate ladder to obtain high level managerial roles, maintained good credit, and invested in retirement accounts/stocks to “get ahead.” Although they brought home over six figures in income, they never felt satisfied with their financial state, so they started a side hustle investing in real estate. After gaining extensive knowledge from their wealthy investors, they discovered that the rules that apply to the middle class, don’t apply to the upper class. With this knowledge they decided to create a community to share the real truths of the financial industry. Thus, Wealth Nation was born. As of this date, Darius and Carmen have been helping people build real independent wealth and financial freedom for over 5 years now and have already generated over $75 million for the clients with a financial system, they call Lifestyle Banking.Guest Links: Learn more about Darius and Carmen Britt at WealthNation.ioCheck out their YouTube Channel Wealth Nation#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Insurance agencies can give you a better plan when you “update” your health with a better health rating. In today's Better Wealth Breakdown, Dan and I discuss a common way our clients are inspired by intentional living by re-applying for better health rating. Most health ratings have motivated and fired up several of our clients to take a stand, make health choices, and then they get better health ratings allowing their policy to become cheaper or more efficient for a whole life/AND Asset policy. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Overfunded Whole Life Insurance when set up and used properly will be you AND Asset not your OR Asset. In today's Better Wealth, I continue the asset analyzer series where I look at different places where you can put your money by comparing them to the 11 attributes to the perfect asset. In today’s podcast I evaluate whether you should put your money into Overfunded Whole Life Insurance. In this series we have been taking a step back and not getting emotional about a product but really asking ourselves what is the outcome of what we want and will this asset help me move forward in reaching that outcome. Listen as I talk about the largest issue we face is when people look at Overfunded Whole Life Insurance (AND Asset) as an investment only, a place to grow money and they miss out on all the other benefits. Join me on our BetteWealth YouTube Channel to see how I have structured my AND Asset and how it functions and works for me as an AND Asset and not an OR Asset. Safe (Low Risk): Your money suffers little to no risk of loss.Liquidity: Your money is accessible for emergencies or opportunities.Growth: Your money multiples at a competitive rate of return.Passive Cash-Flow: Your money produces income on it’s own. Leverageable: You can use your money as collateral.Private: Your money grows without restrictions and has creditor protection.Tax Deductible:You can subtract any money you put into the account from your taxable income.Grows Tax-Free: Your money grows without being taxed.Tax-Free Distribution: You can access your money without paying taxes on it.  Protection/Legacy: You are provided for in the event of tragedy and are self completing. No Contribution Limits: You have no limits on how much you can fund in the asset. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In today's Better Wealth Live episode I am joined by Dominic Rufran for a late night Q&A. Listen as we answer several questions about the AND Asset and different aspects of Overfunded Whole Life Insurance. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

The model allows peace and reassurance as you test and vet life situations that would otherwise cause a burden. In today's Better Wealth Episode of From the Frontlines, Jereme and I talk about a case that has greatly impacted our community and become one of our favorite stories to share that inspires and reminds us of intentional living. Listen as Jereme discusses Mrs. Smith who signed up for unlimited and in the process of waiting for her first meeting had her husband suddenly pass away. By using the model Jereme describes the peace and reassurance that was given to Mrs. Smith about being financially balanced not just now, but for a long long time. Listen at how Jereme was able to honor the memory of Mr. Smith and the legacy he left his family. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Live intentionally and take risks on purpose!In today's Better Wealth Episode, I had the pleasure of interviewing Nicholas Abts, a practicing attorney in the Wisconsin area who happens to be both a dear friend and client. Nick introduced me to Tesla and we share a bit of our love for Tesla on the show. Nick discusses with us his story, his business, how he moves and gives his money more than one job. He also discusses risk management, wills, living trusts, real estate, and more. Listen as Nick shares great wisdom on educating yourself, how to seek out professionals and why protection can be an important aspect of life and business.  Guest Bio: Nicholas ("Nick") Abts has been a practicing attorney in Wisconsin since 2009. He is originally from Green Bay and has lived in Wisconsin his entire life. After graduating from UW-Madison with B.A. in Psychology and English in 2005 and his juris doctorate in 2008, he practiced in Madison until 2014 before moving north to his current home in Wisconsin Rapids. As principal owner of Abts Law LLC, Nick has experience running a small business. He also has a background in the insurance and investment industries and has held Series 6, 63 and 65 licenses in the past as well as a life and health insurance license. The financial and sales knowledge he has accumulated gives him a rare combination of skills that few lawyers possess and allows him to work with clients to address a variety of needs. Nick currently focuses on estate planning and business law but maintains a significant family law practice as well, operating on the premise that risk management requires understanding of a wide range of legal issues that his clients may have to face throughout the course of their lives. In his spare time, Nick spends time with his wife and two children. He is also involved with Wisconsin Public Radio, the Wisconsin Rapids Family Center and various personal business and creative ventures.Guest Links: Abts Law LLC#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Your investment strategy should be based on value creation and not media popularity in meme culture.In today's Better Wealth Breakdown, Dan and I discuss “Meme Investing” and what it looks like to get caught up in “media hype.” Now because of a popular hype we discuss why you should consider how your emotions might be getting in the way of a wise investment strategy. Listen as Dan and I discuss money value vs the hype culture. We evaluate why some recent investment hypes have caused unwise investing decisions. Listen as we discuss the difference between Amazon’s  Type One and Type Two decision making strategy and why they should be an important aspect of how you make decisions in finances and investing. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

There needs to be the proper truth in the marketplace when we talk about money. In today's Better Wealth Episode, I have been asked to give my response to "Meet Kevin" On Infinite Banking and Life Insurance where I discuss the video "The Truth about Life Insurance  with The CEO of Ladder Life" that was published on the YouTube Channel Meet Kevin. See the video here: The Truth about Life Insurance  with The CEO of Ladder Life: https://www.youtube.com/watch?v=guyRrDOoKY4#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Welcome Jonathan to the BetterWealth team!In today's Better Wealth, I have both the privilege and honor of officially welcoming Jonathan Kreidt to the BetterWealth Team. Listen as Jonathan shares his story of how we met and the inspiration behind his position on the team. I have been waiting months for this official welcome because Jonathan is joining with me in starting BetterWealth Capital our very own RIA. Listen as Jonathan and I discuss the principles, the philosophy and the approach we are taking to serve clients in this financial area.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

A large amount of money in very few cases will ever trump cash flow, because cash flow is king!In today's Better Wealth Episode of ‘From the Frontlines’  where Jereme and I discuss another case study and give examples of how we are serving people on the frontlines. We are continuing our Mr. & Mrs. Smith Family edition. In today’s case study we discuss how we model Mr. and Mrs. Smith’s family economy with one salary and future income increases. Jereme describes how important it is to be able to model something as accurately as we can when looking at a financial life. Listen as we describe how we are able to model a raise and what it would look like to add more income without increasing consumption. Listen as we talk about heloc and velocity banking to pay off high interest debt and to free up more cash flow and save well. As a result of increasing their cash flow the result was that they were able to find a tool that would give them more leveragability to save money in the AND Asset. With their diligence with thinking with the end in mind Mr. and Mrs. Smith has a model moving towards balance while also impacting their family and community. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

As a business owner do you know your numbers?In today's Better Wealth, I had the privilege of interviewing Tim Francis, CEO of the company called Profit Factory, a company dedicated to helping parents know their internals numbers. Tim shares his story of the humbling experience of being broke and unable to walk. Listen as his whole world changed to the idea of truth and mastery in the pursuit of entrepreneurship. Tim shares the difficulty of having a successful business that never kept any money, and his journey of discovering how to truly understand the numbers and keep his success.  Knowing numbers is not completely only about math and equations, but rather the ability really to make decisions. Being a business that doesn’t know your numbers is a dangerous place. Tim discusses the biggest problem for entrepreneurs is chasing the next shiny object yet not internally knowing what is going on with their business. Knowing your numbers is the process of prioritizing and making decisions. Listen as Tim shares authentically his passion behind developing truly successful companies that are making money, keeping money, prioritizing, and making good decisions! Check out more about Profit Factory: Know Your Number’s Workshop!#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Guest Bio: Tim Francis is the Founder of Profit Factory and is based in Austin, TX.  Tim teaches the Know Your Numbers workshop, which helps Entrepreneurs who hate Accounting to get their Financials under control. Tim draws from years of experience doing private consulting where he’s helped find millions in profit for clients, and also from his role participating in over 140 Board meetings. Tim is also the Founder of Great Assistant, a team which has helped hire over 300 Executive Assistants for Entrepreneurs across the US and Canada.   Tim’s been a guest lecturer at NYU in New York City, and has appeared on the websites of Forbes and Inc magazine.  Tim is the inventor of The 5 Levels of 80/20 and co-presented The 80/20 Summit with Perry Marshall in both 2016 and 2017.Guest Links: Profit Factory: Know Your Number’s Workshop#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Do you avoid the true cost of something?In today's Better Wealth Breakdown, Dan and I discuss how people avoid the true cost of things specifically in areas of cars and investment properties. Listen as Dan and I walk through the importance of being honest with ALL the costs associated with item such as fee’s, taxes, upfront cost, mileage cost, wear-and-tear, and even evaluating your opportunity cost. Many people will avoid these costs by minimizing and justifying all the reasons costs should or could be lower than they truly are. Whether buying a car or investing be sure that you are completely honest with the TRUE full cost and factor in the costs now and in the future. Don’t fall into cost avoidance syndrome.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

There are better ways than a Typical Whole Life contract.In today's Better Wealth Episode, I continue to analyze the different places you can put your money by comparing them to the 11 attributes to the perfect asset. In today’s podcast I evaluate Whole Life Insurance and it may shock you that the Typical Life Insurance is a bad place to have your money. Today I am going to talk about a contract that is not well designed, something I call Typical Life Insurance. Listen as I dive deep and hold the whole life insurance asset up to the 11 attributes of a perfect asset. #BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Thank you for making this journey of podcasting possible!In today's Better Wealth, I reflect back on the last 100 episodes we have done. It has been incredible to watch the numbers grow and has been encouraging and inspirational. Consistency always changes the game and I am grateful for the team that made that happen and the listeners that are building part of our community making this moment so memorable! Thank you to all of you who have made the Better Wealth Podcast a part of your daily ritual.&nbsp;#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links &amp; Resources:&nbsp;Episode #201: How To Become A One Percenter In Your Life with Sam Bakhtair&nbsp;Episode #202: The Bad Debt FrameworkEpisode #204: 12 Key Lessons from Robert Kiyosaki&nbsp;Episode #221: How Consumers Became Savers with the Father of the 401K Ted BennaEpisode #224: The CONS of Overfunded Whole Life InsuranceEpisode #226: Richer Than A Millionaire with Dr. Bill DankoEpisode #227: Better Off DeadEpisode #231: How To Create Your Retirement Income Strategy with Jason SangerEpisode #232: AND Asset ExplainedEpisode #242: How To Address The Rate of Return of the AND AssetEpisode #248: Confronting Dave Ramsey On Why Infinite Banking Is A ScamEpisode #259: Volatility Buffer Strategy&nbsp;Episode #260: Social Security is a Government Sponsored Ponzi SchemeEpisode #274: Covered Asset StrategyEpisode #279: The 11 Attributes Of A Perfect Investments<a...

Many financial tools will give a snapshot of a “perfect” scenario, but at the end of the day real math and a real model will be the most effective way to make real decisions about intentional living.&nbsp;In today's Better Wealth Episode of ‘From the Frontlines’ &nbsp;where Jereme and I discuss another case study and give examples of how we are serving people on the frontlines. In today’s case study we discuss Mr. &amp; Mrs. Smith, a young couple with a young kid in sales who came to work with us and put their finances on the model. Listen as we talk about how this couple handles their household economy with income under 100k, student loan debt, car leases, debt vehicles, risk management, and life events. Listen as Jereme describes how powerful the model is in life events because we are able to bring money on and off the tool. For the Smith family this tool was incredibly impactful in helping them see the potential of the future, hold them accountable to that desired outcome and all while keeping to the math and the model.&nbsp;#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Don’t trade your time for money!In today's Better Wealth Episode, I had the pleasure of interviewing Suzanne Ctvrtlik a freelance designer that became a master YouTuber and is now leaving her job because of the money on YouTube. Listen as she shares her story and inspiration behind her career as a YouTuber and the inspiration behind her niche. In little more than two years her YouTube Channel Arvabelle started and in less than a year she now makes enough to quit her job. Besides having a profitable YouTube Channel her channel is dedicated to helping educate people in finance. She has a popular channel inspired by family and friends that are seeking a better financial way. Listen as Suzanne and I talk about YouTube, Content and Money! Suzanne gives some great tips on the basics of money, compounding, optimizing your money, and using money as a tool.&nbsp;Guest Bio:&nbsp;Suzanne Ctvrtlik is the founder of Arvabelle - a YouTube channel focused on personal finance, investing, and basic money skills. Through the YouTube channel, the goal is to provide easily accessible resources that people need to build better financial futures. Suzanne quickly discovered that YouTube was a great way to build an audience, and reach a larger number of people looking for help in their financial journeys. Because of this, Suzanne recently transitioned into pursuing YouTube full time.Guest Links:&nbsp;Check out Suzanne on her YouTube Channel Arvabelle#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Your future is not determined by your current set of circumstances.In today's Better Wealth Breakdown, Dan surprises me with a question for today’s episode from John Rawls “If you could roll the dice again and the circumstances of your birth were totally random, what would you choose, your current life or something totally random?” Listen as Dan and I answer this thought question and why it is so important to truly understand the blessings you have regardless of current situations. Dan and I challenge listeners to think less rolling the dice and “doing life over” but rather rolling the dice for a “new tomorrow.” Intentional living is a focus on future living!#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

It isn’t about the investment because it is more about the investor.&nbsp;In today's Better Wealth Episode, I talk about why or why not you should have real estate part of your portfolio and part of your wealth strategy. In this asset analyzer series I have been walking through different assets and comparing them to the 11 attributes of the perfect asset. Listen as I compare and contrast Real Estate to the 11 attributes.&nbsp;#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Regardless of the currency, create value!In today's Better Wealth, I am joined with both Dan Kaminski and Jason Rink as we open up the discussion of cryptocurrency and Bitcoin on our BetterWealth LIVE episode.&nbsp; We get many people emailing us asking “Should I put my life savings into Bitcoin?” and we are here today to discuss the pros and cons of this asset. Listen as Dan and Jason share their experience in Bitcoin and their thoughts now. We also discuss the importance of having your house taking care of first before you can even think about investing into anything let alone Bitcoin. Regardless of the different thoughts, the different pros and cons here at BetterWealth we still believe that creating value will be the best focus you should have regardless of the currency.&nbsp;#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Realize that you can be more intentional in your choices if you understand the implications of the math long term.&nbsp;In today's Better Wealth Episode of ‘From the Frontlines’ &nbsp;where Jereme and I discuss another Mr. &amp; Mrs. Smith case study where we see a family that had been disciplined with their money and got a bit more assurance when looking at the model. Listen as Jereme describes how the model helped facilitate strategies for paying for college in the future so it doesn’t create a hit on their financial future. Jereme shares how the model allowed Mr. &amp; Mrs. Smith find alternative ways to keep their model in balance, pay for college, and retiring Mrs. Smith. The takeaway from this example looks at the management of consumption and savings, and evaluating your efficiencies so money can work for you!#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

In our country there is a huge deficit of financial education!In today's Better Wealth, I had the privilege of interviewing Harry Stout who has worked over 25 years in the financial services industry all around the world. Harry is also an author of the “Financial Verse Series” which covers topics on money, life savings, annuities, life insurance, and more. Listen as Harry shares his desire for personal finances making it understandable for people of all ages.&nbsp; Harry discusses with us the importance of financial education as our societies are changing and why people are now realizing how precious money as a resource really is. I ask Harry to explain two most important “Must DO” items from his book 1.) Have A Budget and 2.) Spend To, as well as, two points from his 8 Key Risks being 1.) Longevity Risk and 2.) Mortality Risk. Listen as he shares the reason why these are extremely important to him. I also ask Harry to dive into topics like inflation, adulting, the cost of learning, college tuition, up scaling, striving stage, credit cards, and long term care planning. Harry gives an incredible answer to the legacy question on humility and I am so honored to have had him on our show. Be sure to check out his books! “Financial Verse Series”Guest Bio:&nbsp;Harry N. Stout is a published author and founder of the FinancialVerse organization.&nbsp; The FinancialVerse books and content are dedicated to improving America’s personal financial literacy. He is an acknowledged senior thought leader in the global financial services business with over two decades experience in all aspects of financial services.&nbsp; He has held marketing, sales, product innovation, and distribution roles over his successful career.&nbsp; He has over 25 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand and Australia.&nbsp;He is a past director of the National Association for Fixed Annuities, the Financial Services Council of Australia, the Insurance Marketplace Standards Association, and the Life Insurance Marketing and Research Association. He has been a governance fellow of the National Association of Corporate Directors.&nbsp;Harry is a nationally known speaker, podcast guest and author covering annuities, life insurance and personal finance.&nbsp;Guest Links:&nbsp;The Financial VerseThe Financial Verse Book Series#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

The AND Asset can be a legacy that can travel with you wherever you go!In today's Better Wealth Breakdown, Dan and I discuss how life insurance is benefiting the&nbsp; EXPAT Community. The EXPAT movement coined generally for someone who is temporarily or permanently residing outside of America where they have previously lived. Dan shares an example of a client’s journey as they walked through the process of setting up life insurance while living abroad, so they can live out their legacy. Listen as we talk about how you can set up financial assets that can travel with you wherever.&nbsp;Episode Links &amp; Resources:&nbsp;Creditor Protection by State#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Your brand should either compel people or repel people!In today's Better Wealth, I had the privilege of interviewing my good friend Ellis Hammond, Founder of Kingdom REI. In this episode Ellis and I share an upcoming event in which both Ellis and I will be speaking about the power of your story. Listen as Ellis shares his story from being a broke pastor and missionary with an entrepreneur passion and has brown his very own company, coaches and runs his own REI group and has been sharing his unique story with thousands. Listen as&nbsp;we discuss Ellis' upcoming event in which I have the privilege of being one of his speakers. Guest Bio:&nbsp;Ellis Hammond has quickly made a name for himself in the commercial real estate industry. He is the founder of Kingdom REI, the #1 mastermind community for faith-based real estate operators and host of the kingdom REI podcast. He is also the CEO of Hammond Equities where he manages the first ever faith-based multifamily syndication fund, focused on transforming the lives of residents while providing a great return for investors. ThinkRealty also named Ellis Multifamily Investor of the Year in 2020.&nbsp;Guest Links:&nbsp;Learn more about Ellis Hammond &amp; Kingdom REIhttps://ellishammond.com/&nbsp;#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Sometimes models are off balance simply because there is no accountability.&nbsp;In today's Better Wealth Episode of ‘From the 'Frontlines’ &nbsp;where Jereme and I discuss another case study and give examples of how we are serving people on the frontlines. In today’s case study we discuss tax advantage pension plans for Mr. &amp; Mrs. Smith. Listen as Jereme describes the process of making decisions doesn’t start with working forward with where you are now, but rather “taking a step back” so we can look down the road to discover your why so you can build a framework of where you want to go...then plan because we started with the end in mind. Listen as we discuss how Mr. &amp; Mrs. Smith’s model was off balance at first glance. Sometimes models are off balance simply because there is no accountability, but once there was accountability see how we discovered thousands of dollars they were not even aware of in their tax advantage pension plan.&nbsp;#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Without leadership, nothing happens!Episode Description:&nbsp;In today's Better Wealth Episode, I had the pleasure of interviewing Andy Wyatt, author, coach and CEO of Andy Wyatt Leadership LLC, a company developing leaders around the world through coaching. In today’s world of hundreds of leadership guru’s, Andy shares his authentic value that “Wise, caring, balanced servant leaders are good leaders, and good&nbsp; leaders produce good results!”&nbsp; Without leadership, nothing happens! Listen as Andy dives deep into his new leadership book Pro-Leadership: Establishing Your Credibility. Andy believes that leadership development first starts with looking at what he calls your “backstage” and says it's important to “Excavate before you Elevate!” Andy challenges listeners to win the day by managing your focus and constantly asking “Is This Important NOW?” I talk with Andy about his unique leadership development process and reflect back on how valuable it has been to me and the foundation of my leadership role at BetterWealth. Guest Bio:&nbsp;Andrew Wyatt Leadership LLC, develops leaders around the world through coaching, speaking, training and consulting: CEO entrepreneurs, leaders and their companies. Andy is the Author of Pro Leadership, Establishing Credibility, Building Your Following and Leading with Impact, published by Morgan James in February 2021. In addition to writing and speaking, Andy coaches one on one, leads Pro Leadership Mastermind Groups, Masterclasses, Seminars and Retreats.&nbsp;&nbsp;Andy also founded Andrew Wyatt Leadership and he is Head Coach &amp; Managing Partner.&nbsp; He did so after completing 24 years as Founder and CEO of Cornerstone Capital Management LLC. Andy founded Cornerstone as a private wealth management business in 1993. When Andy left Cornerstone in 2017, the firm had grown to over $15 billion in assets under management, serving institutional clients through four investment teams with offices in Minneapolis and New York.&nbsp; Prior to Cornerstone, Andy was Vice President and Portfolio Manager at Investment Advisers, Inc. At IAI, he gained extensive investment experience working with both institutional and individual clients in the management of their financial portfolios. He graduated from the University of Minnesota with a Bachelor of Science degree in agricultural economics with a concentration in futures trading. His vision, passion, and energy resulted in an unwavering commitment to helping clients achieve their financial objectives by creating a high- performance culture that attracted and rewarded the best financial management talent in the industry.Andy has been married to Luann for 35 years and they have three grown children, Claire, Joe and Maggie. He also has a West Highland White Terrier named Winnie.Guest Links:&nbsp;Check out Andy’s New Book:Pro-Leadership: Establishing Your CredibilityLearn More About Andy:Andy Wyatt LeadershipInstagramLinkedIn#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥...

It’s clear as mud!!!In today's Better Wealth Breakdown, Dan and I reflect back to our last episode where we spoke on the MEC - Modified Endowment Contract and now we discuss part 2 which is the 7-Pay test. As defined the 7-pay test determines whether the total amount of premiums paid into a life insurance policy within the first 7 years is more than what was required to have the policy considered paid up in 7 years, policies become MECs when the premiums paid to the policy are more that what was needed to be paid then the 7 year time frame. It’s clear as mud!!! Listen as Dan and I break down this definition and how policies can be created to be efficient using the 7-pay test.&nbsp;&nbsp;Episode Links &amp; Resources:&nbsp;Episode #286: MEC - Modified Endowment Contract#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

The underlying framework of knowing where to invest your money is first knowing your desired outcome.&nbsp;In today's Better Wealth Episode, I continue my series of episodes “Where Should I Invest My Money” as I discuss the framework of how to analyze the best places to invest your money. In the last episode we discussed how to identify and compare different assets. Listen as I define the Roth IRA and the Roth 401K and then take you through the framework of evaluating these two accounts.&nbsp;Safe (Low Risk): Your money suffers little to no risk of loss.Liquidity: Your money is accessible for emergencies or opportunities.Growth: Your money multiples at a competitive rate of return.Passive Cash-Flow: Your money produces income on it’s own.&nbsp;Leverageable: You can use your money as collateral.Private: Your money grows without restrictions and has creditor protection.Tax Deductible:You can subtract any money you put into the account from your taxable income.Grows Tax-Free: Your money grows without being taxed.Tax-Free Distribution: You can access your money without paying taxes on it.&nbsp;&nbsp;Protection/Legacy: You are provided for in the event of tragedy and are self completing.&nbsp;No Contribution Limits: You have no limits on how much you can fund in the asset.&nbsp;Episode Links &amp; Resources:&nbsp;Episode #279: The 11 Attributes of a Perfect InvestmentEpisode #284: Should I Invest In My 401K#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Does solar investments make sense….financially?In today's Better Wealth Episode, I had the pleasure of interviewing Jimmie Jayes, co-founder of Authentic Networker, an international community of in-person networking groups spanning 71 cities across 5 countries, and solar advisor. Jimmie talks a little about his experience in networking and how he has used networking to serve people and increase sales. In today's episode we correlate solar power to investment power, by describing how solar power can optimize money. Jimmie describes why when money lost on utility bills also creates a loss of control of your money and the potential compounding of your money.&nbsp; Jimmie explains how solar investments are essentially assets that optimize your money by creating value to your home, has federal tax incentives and can develop cash flow. Listen as Jimmie dives deeper into the details, the process and the benefits of solar. Learn more about Solar at Bankwithsolar.com.Guest Bio:&nbsp;Jimmie Jayes is a connector, educator and solar advisor. As a connector, Jimmie is the co-founder of Authentic Networker, an international community of in-person networking groups spanning 71 cities across 5 countries.&nbsp;&nbsp;As an educator, Jimmie has helped tens of thousands of entrepreneurs with his online courses and workshops. He has also trained 1,000+ facilitators to run meetup groups around north america, including hundreds of "cash flow clubs". As a solar advisor Jimmie helps homeowners take control of their power, and turn their electric bill into a cash flowing asset.Guest Links:&nbsp;Bankwithsolar.com&nbsp;Authentic Networker Online#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Leveraging the AND Asset in activities that produce more assets!In today's Better Wealth Episode of From the Front-lines, Jereme and I have been bringing you several episodes where we focus on case study from people we are working on the front lines. In today’s case study we discuss how Mr. &amp; Mrs. Smith have developed over time a lifestyle of savings, tracking money, increasing income, and utilizing AND Assets. We are excited to share with you some details of the model that has made this model balanced, but more importantly how this family has developed a household economy that is achieving intentional living. Listen as Jereme shares the model of a family who are using the AND Asset in more than one way to save money, make money, and through protection establish financial legacy.&nbsp;&nbsp;Episode Links &amp; Resources:&nbsp;www.betterwealth.com&nbsp;#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Your savings rate is the biggest leverage you have!In today's Better Wealth Episode, I had the pleasure of interviewing Rachel Richard, former financial advisor and real estate investor, who now has written two incredibly successful books about money. Listen as Rachel shares her story of becoming a lover of finances and money, budgeting, savings and financial prosperity.&nbsp; Rachel describes how your savings rate is the biggest leverage you have to financial independence. Rachel is always challenging people to try to increase your savings percentage! Listen as Rachel talks about making a difference in your financial situation by both increasing your income and decreasing your spending at the same time. Financial change comes with the mindset of&nbsp; delayed gratification, according to Rachel. I also ask Rachel to dive deep into the why that drives her passion for finances and how it influenced her books. Listen as she shares concepts in her books such as savings, budget, debt, financial mindset.&nbsp;Guest Bio:&nbsp;At the age of 27, Rachel Richards quit her job and retired, living off $15,000 per month in passive income. Rachel is the bestselling author of “Money Honey” and “Passive Income, Aggressive Retirement.” She is a former financial advisor and a real estate investor with almost 40 rental units. By making the topic of money management fun, entertaining, and simple, Rachel has helped thousands of millennials work their way out of financial despair.Guest Links:&nbsp;Money Honey: A Simple 7-Step Guide for Getting Your Financial $hit Together by Rachel RichardsPassive Income, Aggressive Retirement: The Secret toFreedom, Flexibility, and Financial Independence (&amp; how to get started!) by Rachel RichardsFREE Budgeting Sheets from Rachel#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Each company has their own interpretation and definition of a MEC.&nbsp;In today's Better Wealth Breakdown, Dan and I discuss a Modified Endowment Contracts, also known as a MEC. Listen as we review how we take life insurance but give it a superpower&nbsp; by over-funding and maximize the cash with a result of keeping the tax benefits of a life insurance policy. While all companies have different definitions and interpretations of MEC listen to our description of a MEC, how we design the policy and purpose of how to most efficiently utilize the policy.&nbsp;#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

What you most value should be a big part of how you analyze investments and assets like the 401K.In today's Better Wealth Episode, I set up the framework that will be giving you clarity on making better decisions regarding whether you should or shouldn’t invest in a particular asset. Today I focus on using that framework to evaluate the 401K, which is a tax advantage defined contribution account offered by many employers for their employees. In our framework we look first at the clarity of what you want in life. Then you need to understand what an asset is and it should be something that is helping you get closer to your ideal life. Finally, we analyze the outcome of your assessment. Once we know our outcome if we hold the 401K up to the 11 Attributes of “The Perfect” Asset how well does this 401k hold up to these attributes?The 11 Attributes of “The Perfect” Asset:Safe (Low Risk) - Your money suffers little to no risk of loss.&nbsp;Liquidity (Control) - Your money is accessible either for emergencies or for opportunities.&nbsp;Growth - Your money multiplies at a competitive rate of return.&nbsp;Passive Cash-Flow - Your money produces income on its own.&nbsp;Leverageable - You can use your money as collateral.Private - Your money grows without restrictions and has creditor protections.&nbsp;Tax - Deductible - You can subtract any money you put into the account from your taxable income.Grows Tax-Free - Your money grows without being taxed.&nbsp;Tax-Free Distribution - You can access your money without paying taxes on it.&nbsp;Protection / Legacy - &nbsp;You are provided for in the event of tragedy and are self completing.No contribution limits&nbsp; - You have no limits to how much you can fund in this asset.&nbsp;Episode Links &amp; Resources:&nbsp;Episode #279: The 11 Attributes Of A Perfect InvestmentEpisode #192: Avoid Retirement Risk with Distribution Expert Wade PfauEpisode #221: How Consumers Became Savers with the Father of the 401K, Ted BennaEpisode #231: How To Create Your Retirement Income Strategy with Jason SangerThe 11 Attributes of “The Perfect” Asset:Safe (Low Risk) - Your money suffers little to no risk of loss.&nbsp;Liquidity (Control) - Your money is accessible either for emergencies or for opportunities.&nbsp;Growth - Your money multiplies at a competitive rate of return.&nbsp;Passive Cash-Flow - Your money produces income on its own.&nbsp;Leverageable - You can use your money as collateral.Private - Your money grows without restrictions and has creditor protections.&nbsp;Tax - Deductible - You can subtract any money you put into the account from your taxable income.Grows Tax-Free...

Poking the Bear….. Hedge-funds vs. “Reddit” Retail Investors!In today's Better Wealth LIVE, Dan Kaminski joins me in today's BetterWealth LIVE as we discuss the current affairs of GameStop, and Hedge-funds vs "Reddit" Retail Investors!&nbsp; Listen as Dan breaks down some of what has been going on with GameStop, Reddit, Robinhood and what “the short squeeze” is doing to the market! Join us as we discuss this current hot topic that will make it into the history books.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Inflation changes everything!!!In today's Better Wealth Episode of From the Frontlines, Jereme and I have been bringing you several episodes where we focus on case study from people we are working on the front lines. In today’s case study we discuss how we help Mr. &amp; Mrs. Smith, our clients, maintain their buying power in the future by factoring inflation into their model. Listen as we discuss actual numbers of how inflation can dramatically change the future of your financial planning and what might happen if you don’t account for inflation in your future.&nbsp;#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

The media won't report this…. BUT Banks and Corporations own Life Insurance!In today's Better Wealth Episode, I had the pleasure of bringing back Barry Dykes for his second interview on the podcast as he discusses BOLI (Bank owned life insurance), de-risking using life insurance, and invasion of the communist funds: the passive funds. Listen as Barry dives deep and reveals some amounts of life insurance owned by some big banks, why it is most banks Tier One Capital, and why life insurance is one of the best assets banks can own. We discuss COLI (Corporate Owned Life Insurance) and how companies are using life insurance to de-risk and risk management. We also discuss passive investing and why Barry calls it the invasion of communist funds. I even ask him a question about Bitcoin. Barry encourages listeners to really research and learn on how things like this really work.&nbsp;#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.Episode Links &amp; Resources:&nbsp;Episode #132: “The Pirates of Manhattan” with Barry DykesFDIC: Federal Deposit Insurance CorporationOther People’s Money by Louis D. BrandeisRequiem for the American Dream (Documentary)&nbsp;&nbsp;Guest Bio:&nbsp;Barry Dyke is the author of “The Pirates of Manhattan" selling more than 100,000 copies his book illuminates the corruption within the U.S. financial service industry. Barry is the President of Castle Asset Management, who for more than twenty-five years has practiced financial planning, founded a pension consulting business, a third-party administration firm, a health &amp; welfare consultancy and a registered investment advisor.Guest Links:&nbsp;Learn more about Barry James Dyke - https://www.barryjamesdyke.com/Castle Asset Management (CAMNH.COM)&nbsp;Pirates of Manhattan by Barry DykeThe Guaranteed Income by Barry Dyke#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Trying harder isn’t necessarily the solution to achieving more!In today's Better Wealth Breakdown, Dan and I discuss a book by Price Pritchett in his books “You2: A High Velocity Formula for Multiplying Your Personal Effectiveness at Quantum Leaps.” Listen as we discuss a story in the book about a fly that was determined to enter a car by slamming into a window over and over when 12 inches away the window was open. Dan and I discuss the impactful reality of that story in peoples’ lives today that are trying harder and harder to achieve a fraction of what others have, but are failing because they aren’t willing to take a step back and think in a different light. What ways could you get different results in what you are doing?#BETTERWEALTHEpisode Links &amp; Resources:&nbsp;You2: A High Velocity Formula for Multiplying Your Personal Effectiveness at Quantum Leaps by Price Pritchett#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

Not all assets are created equal!In today's Better Wealth Episode, I answer a very common question I get here at BetterWealth on “Where should I invest my money?”&nbsp; Today I will walk you through the process of how we coach clients and work through the pros and cons of decision making when you want to invest your money.&nbsp; Assets are not all created equal and we want to be sure that whatever we do with our money it is helping us live more intentionally. Listen as I talk about three questions you should be answering when looking at assets and investments: What is your ROR, your clarity in life? - What would you do if money wasn’t an issue? What is an asset? - An asset is a resource with an economic value that will provide a future benefit. Is this asset getting you closer or farther away from what you want in life? What outcomes do you want? -&nbsp; What is your outcome, do you want that will help enhance what you really want in life, your ROR? Listen as I also walk you through the 11 attributes to a perfect investment that you should be looking at and prioritizing as you consider an asset/investment.Safe (Low Risk): Your money suffers little to no risk of loss.Liquidity: Your money is accessible for emergencies or opportunities.Growth: Your money multiples at a competitive rate of return.Passive Cash-Flow: Your money produces income on it’s own.&nbsp;Leverageable: You can use your money as collateral.Private: Your money grows without restrictions and has creditor protection.Tax Deductible:You can subtract any money you put into the account from your taxable income.Grows Tax-Free: Your money grows without being taxed.Tax-Free Distribution: You can access your money without paying taxes on it.&nbsp;&nbsp;Protection/Legacy: You are provided for in the event of tragedy and are self completing.&nbsp;No Contribution Limits: You have no limits on how much you can fund in the asset.&nbsp;#BETTERWEALTHFor more information on BetterWealth or the content you hear on the Podcast visit us at www.betterwealth.com/podcast.#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor

If you are a financial professional, advisor or agent you don’t want to miss this episode!In today’s episode I have the privilege of interviewing Jeremiah Desmarais is a 23-time award-winning financial marketer, speaker, author and CEO of Advisorist, an effective financial marketing company.&nbsp; His work has generated over two million insurance leads and helped advisors in over 51 countries generate over $300M in sales commissions. Labelled “One the greatest marketing minds in the financial industry”, Jeremiah is a sought after speaker, coach and private mentor to insurance and financial advisors, and countless marketing organisations.Last year Jeremiah put on a virtual summit that was a record-setting event, with over 6,000 registrants and over 20 speakers! It was an event so massive, it’s being certified as the largest online event of its kind for financial advisors.&nbsp;I had the honor to be asked to be part of this years 2021 Virtual Financial Advisor Summit coming in February. The Advisor Summit is FREE to attend!Jeremiah Desmarais joins me today LIVE as we discuss the summit details and gives us a sneak peak of the practical tools, and strategies to build and maintain a virtual practice!Sign-up today for the FREE Virtual Financial Advisor Summit on February 10th!&nbsp;#BETTERWEALTHGuest Bio:&nbsp;Jeremiah Desmarais is a 23-time award winning financial marketer, a TED speaker and philanthropist. He’s been featured on Forbes, CNN, and Worth. His work has generated over $2 million insurance leads and helped advisors in over 51 countries generate over $300 million in sales commissions. He’s been labeled one of the greatest marketing minds in the financial industry. He’s a sought after speaker, coach and private mentor to Advisors, carriers and marketing organizations. He was key in building one of the top 17 fastest growing insurance software companies in the country on the Inc 500 list in less than three years, hitting a record 1500% growth. He then turned around the marketing systems at a multinational insurance automation firm to increase sales by $26,000,000 in just nine months, tripling sales prospects in 60 days, and the firm was sold for $1.2 Billion dollars shortly thereafter.Guest Links:&nbsp;Check out more on Jeremiah:AdvisoristCheck out Jeremiah's Book "Shift: Digital Marketing Secrets of Insurance Agents and Financial Advisors”#BetterWealth📞 Free 15 Minute Clarity Call: https://bttr.ly/ytclarity📕 The And Asset Book: https://bttr.ly/book💸 BetterWealth Quiz: https://bttr.ly/quiz👪 AndAsset.com: https://bttr.ly/andasset🎥 BetterWealth Youtube - https://bttr.ly/bwyoutube🤵🏼 Financial Advisor, Agent or Coach: https://bttr.ly/advisor