AI Summary
In this episode, Jonathan Van Ness speaks with financial expert Tori Dunlap about achieving financial stability, focusing on empowering women through financial literacy. Tori discusses the psychological aspects of money management, emphasizing the importance of addressing emotional relationships with finances. Key strategies mentioned include establishing an emergency fund, managing debts, and prioritizing retirement savings. The conversation also highlights the significance of understanding systemic barriers affecting financial autonomy, advocating for proactive steps to improve personal finances, and acknowledging shared struggles to promote well-being.
The conversation focuses on understanding personal finance as more than just numbers, highlighting how emotional and psychological factors influence spending and financial decisions. Tori Dunlap emphasizes the importance of financial stability and the need to reassess our approach to money management, recognizing that past experiences and societal conditioning play significant roles. Ultimately, it advocates for better financial literacy, particularly among women and marginalized communities, to empower them in achieving financial independence.
Financial security isn't just about money but also about freedom of choice and emotional well-being. Money influences safety and can create illusions regarding stability. The societal perception of wealth often generates emotions of shame, which can hinder financial discussions. Understanding personal financial situations and becoming mindful of spending can lead to healthier financial choices.
The discussion highlights the universality of financial insecurities and emphasizes that taking any form of action—no matter how small—is better than inaction. It stresses the importance of creating an emergency fund and managing debt wisely. Furthermore, personal finance is presented as a unique journey for each individual, with the message that true self-care involves confronting uncomfortable financial realities for long-term benefits.
The discussion emphasizes achieving financial stability through self-awareness and evidence-based action. Tori Dunlap advises individuals to create emergency funds, prioritize paying off debts, and invest in retirement accounts. Practical insights include understanding the differences between Roth and traditional IRAs and choosing tax-advantaged accounts. It highlights the significance of rewriting financial narratives to empower individuals, particularly women, in pursuing financial independence and making informed decisions.
- more AI-processed summary -
Takeaways
Understanding one's financial situation is crucial. Without awareness of spending habits and income, it becomes nearly impossible to achieve financial stability.
Financial literacy is not just about numbers; it involves understanding the psychological aspects of spending, which can greatly influence financial decisions.
Creating an emergency fund and addressing debt should be prioritized to improve one's financial health. It's important to differentiate between valuable self-care and merely self-soothing activities.
Achieving financial stability hinges on being mindful of spending habits, building an emergency fund, eliminating debt, and prioritizing retirement savings.
Financial literacy empowers individuals to take control of their financial future, making informed decisions on savings, investments, and retirement planning.
- more AI-processed takeaways -
Topics
Financial Literacy
The ability to understand and effectively use various financial skills, including personal financial management, budgeting, and investing. Tori Dunlap aims to enhance this literacy, particularly among women, through her platform.
Retirement Planning
Retirement planning involves defining retirement goals and the strategies to achieve them. It includes making informed investment decisions and understanding lifestyle costs. The discussion addresses misconceptions about retirement being solely tied to wealth accumulation and highlights the importance of annual expenditure.
Emergency Funds
Emergency funds are savings earmarked for unexpected expenses, such as medical emergencies or job loss. They act as a financial safety net, allowing individuals to navigate financial crises without incurring additional debt.
Women and Money
A focus on how women can take control of their financial futures, negotiate salaries, and break away from financial dependency. This theme is central to Tori's work and the advocacy for women's financial rights.
Psychology of Spending
The interplay between psychological factors and consumer behavior, which impacts how individuals decide to spend their money. Understanding this can lead to healthier financial habits.
Budgeting
Budgeting is the process of creating a plan to spend your money. It ensures that you will always have enough money for the things you need and the things that are important to you.
Debt Management
Debt management refers to strategies and plans to pay off debts. It includes negotiating with creditors, consolidating loans, or seeking professional advice to manage multiple debts effectively.
Mindful Spending Practices
Mindful spending involves being conscious of the emotional triggers behind financial decisions. It encourages consumers to make purchases that genuinely enrich their lives rather than succumbing to impulse buys.
Financial Education
Financial education refers to the teaching and learning processes that equip individuals with the knowledge to make informed financial decisions. The podcast emphasizes the importance of tailoring financial education to different demographics, particularly women and marginalized communities.
- more AI-processed topics -
Related Episodes
The First 3 Things You Should Do To Achieve Financial StabilityIn this episode, Jonathan Van Ness speaks with financial expert Tori Dunlap about achieving financial stability, focusing on empowering women through financial literacy. Tori discusses the psychological aspects of money management, emphasizing the importance of addressing emotional relationships with finances. Key strategies mentioned include establishing an emergency fund, managing debts, and prioritizing retirement savings. The conversation also highlights the significance of understanding systemic barriers affecting financial autonomy, advocating for proactive steps to improve personal finances, and acknowledging shared struggles to promote well-being.
- Understanding one's financial situation is crucial. Without awareness of spending habits and income, it becomes nearly impossible to achieve financial stability.
- Financial literacy is not just about numbers; it involves understanding the psychological aspects of spending, which can greatly influence financial decisions.
Hour 3: Myron is RightThe discussion focuses on the NFL, particularly highlighting the Eagles' impressive 10-game win streak, raising their status as top NFC contenders despite past doubts about Jalen Hurts. The Rams are also mentioned as potential Super Bowl sleepers amid speculation on their consistency. The upcoming Sunday Night Football matchup between the Buccaneers and Cowboys is analyzed, considering playoff implications. The conversation touches on quarterback developments, particularly regarding the performances of Brock Purdy and Sam Darnold, leading to questions about their future as franchise players. Overall, the episode encompasses a thorough look at playoff dynamics and team performances across the league.
- **The Eagles' recent performance elevates them as serious contenders for the NFC title, overcoming prior preseason skepticism. Jalen Hurts' evolving gameplay poses critical questions about his playoff viability, while the Commanders may struggle beyond the first round despite a promising quarterback prospect.**
- **The discussion emphasizes the critical role of coaching in the development of NFL quarterbacks, illustrating how the right fit can revive and elevate careers. It also showcases the engaging banter between hosts, reflecting their camaraderie.**
The Top Expert Advice of the Year: The Best of the Mel Robbins PodcastMel Robbins shares transformative insights from six expert guests over the past year, focusing on manifesting success, effective communication, better sleep routines, setting personal boundaries, and achieving happiness. The episode includes practical advice from a neuroscientist on manifestation techniques, a trial lawyer on communication strategies, a sleep scientist on bedtime routines, and a happiness expert on the multifaceted nature of happiness. It provides tools for listeners to improve their lives in meaningful ways.
- **Understanding the process of manifesting through neuroscience empowers individuals to use their minds effectively to achieve goals and desires.**
- **Effective manifestation requires a calm state of mind, which can be achieved through breathing exercises and mindfulness techniques. Stress obstructs the manifestation process.**
Kundalini Cults, Coldplay, Crypto, Romance Was Born, Gordi, Emily Wurramara, MobyWe GET INTO IT on this weeks pod about all the above juicy subjects as well as chatting about vintage Dior nightgowns, Heavenly Creatures friendships, cult like meditation teachers and Paul Simon, as well as premiering new music from Georgia Maq and On Occassion.To dive deeper into our world, sign up for our free newsletter at https://weirdertogether.substack.com/ Hosted on Acast. See acast.com/privacy for more information.
WWE Bad Blood 204 Review: Punk & McIntyre Deliver A CLASSIC Hell In A Cell, Jimmy Uso Returns, The Rock Returns And Makes A Cryptic ThreatAfter 27 years, the return of the Hell In The Cell at Bad Blood, and Roman Reigns teams with Cody Rhodes for the first time ever! WWE Bad Blood 2024 full show review, and results with @JDfromNY on Off The Script. In the Main Event, Cody Rhodes & Roman Reigns to join forces against Solo Sikoa & Jacob Fatu. CM Punk will look to settle things with Drew McIntyre inside Hell in a Cell. Women’s World Champion Liv Morgan vs. Rhea Ripley (with "Dirty" Dominik Mysterio suspended above the ring in a Shark Cage). Finn Balor battles Damian Priest, and Nia Jax goes one on one with Bayley for the WWE Women's Championship. WWE Bad Blood 2024 for October 5th, 2024:🎙️Roman Reigns and Cody Rhodes (c) vs Jacob Fatu, and Solo Sikoa🎙️WWE Women's World Championship: Liv Morgan (c) vs Rhea Ripley with Dominik Mysterio inside a Shark Cage🎙️WWE Women's Championship: Nia Jax (c) vs Bayley🎙️Finn Balor vs Damian Priest🎙️Hell In The Cell: CM Punk vs Drew McIntyreSocials 🐤 Twitter: https://twitter.com/jdfromny206🍺 Second YT Channel: http://www.youtube.com/@JDfromNYShorts📷 Instagram: https://www.instagram.com/jdfromny206🐍 Twitch: http://www.twitch.com/jdfromnewyork🥃 Kick: https://kick.com/jdfromny⏰ TikTok: http://www.tiktok.com/@jdfromny💬 Patreon: http://www.patreon.com/jdfromny206📹 Cameo: http://www.cameo.com/jdfromny★Off The Script on ALL Major Audio Platforms!Apple Podcast: https://tinyurl.com/3r53nycvSpotify Podcast: https://tinyurl.com/yt8k63t2★Sponsors♦ Blue Chew (Use Code "JD"): https://go.bluechew.com♦ Manscaped (Code "SCRIPT20") http://manscaped.com♦ Magic Mind (Code "JDFROMNY20") http://magicmind.com/jdfromny♦ The Ridge (Code "SCRIPT") http://www.ridge.com/script♦ Draft Kings (Code "JDFROMNY") https://dkng.co/jdfromny★Off The Script Merchandise♦ Merch: https://www.bonfire.com/store/off-the-script/#WWEBadBlood #WWE #RomanReignsSupport this podcast at — https://redcircle.com/off-the-script-w-jdfromny/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Tuesday Night Titans Ep. 57 w/The Solomonster | Rabid Tribalism Over Stephanie Vaquer Signing With WWE, Tony Khan Blasted For His Treatment Of Ring Of Honor, and AEW Planning Major Stadium Show In The USStephanie Vaquer was the topic of wrestling fans this past week as she opted to leave CMLL, and NJPW immediately, and join WWE, where she will start with NXT immediately. This shocked wrestling fans because two weeks ago, she was showcased against Mercedes Mone at AEW Forbidden Door. Why did she leave CMLL, and NJPW without honorable going out and drop her championships? Why didn't she sign with AEW, which was heavily rumored? And, why are wrestling fans so weird that they care so much about where someone works, and how much money they make? Also, AEW is rumored to be holding a major stadium show in 2025 from Dallas Texas. Are they ready to move All In out of London? A rumor killer on WWE allowing wrestlers to take trademarks out of WWE after they no longer work there. Cary Silkin blasts Tony Khan for his treatment of the current Ring of Honor product, and a look ahead to AEW Dynamite's 250th episode on Wednesday, plus a review of the major topics from both WWE, and WWE SmackDown. Tuesday Night Titans with @JDfromNY , and @TheSolomonster for Tuesday July 16th, 2024.Subscribe:▶️ http://www.youtube.com/@JDfromNY▶️ http://www.youtube.com/@TheSolomonster Socials:🐤 Twitter: https://twitter.com/jdfromny206🐤 Twitter: http://twitter.com/solomonster🥃 Become a Channel Member & Join the Off The Script VIP Club: https://www.youtube.com/c/JDfromNY206/join★Tuesday Night Titans on ALL Major Audio Platforms!Apple Podcast: https://tinyurl.com/3r53nycvSpotify Podcast: https://tinyurl.com/yt8k63t2★JDfromNY Merchandise♦ Merch: https://www.bonfire.com/store/off-the-script/Welcome to the official YouTube channel of JDfromNY and Off The Script! JDfromNY covers the sport of professional wrestling - including WWE TV shows (both WWE Raw & WWE SmackDown LIVE), with LIVE Post Shows EVERY WEEK, PPVs (such as Royal Rumble, WrestleMania & SummerSlam), AEW All Elite Wrestling, AEW Dynamite and all the latest breaking news in professional wrestling. Subscribe and enable ALL notifications for the latest wrestling WWE reviews and wrestling news.#WWE #Wrestling #WrestlingNewsSupport this podcast at — https://redcircle.com/off-the-script-w-jdfromny/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Tuesday Night Titans Ep. 55 w/The Solomonster | WWE Money In The Bank FULL PREVIEW & PREDICTIONS, Will Ospreay Pushed For Swerve Match at Forbidden Door, NOT ALL IN & Shane McMahon's Not So Secret Meeting With AEW!WWE Money In The Bank is upon us this Saturday from Toronto, and Drew McIntryre promises to win, and walk out as WWE World Heavyweight Champion but will we see CM Punk once again ruin the dreams of Drew McIntyre? A full preview, and predictions of WWE Money In The Bank before this Saturday's show. The AEW Forbidden Door has closed until next year as we saw Swerve Strickland solidify his AEW Championship run with a win over Will Ospreay. What's next for both men heading into AEW All In London. An AEW TV deal is imminent, as Tony Khan boasts that people would "kill" for the ratinsg AEW has, meanwhile Will Ospreay says the company should absolutely listen to the criticisms. Mercedes Mone admits she has full creative control in AEW, and meets with Shane McMahon in New York sparking rumors. Why MJF is not in the Owen Hart Cup Tournament, an update on Ricky Starks heading to WWE, and Dijak becomes a free agent as WWE opts to not bringing him back after drafting him to Monday Night Raw. All this, and ALL of your weekly pro wrestling news with @JDfromNY , and @TheSolomonster on Tuesday Night Titans. Subscribe:▶️ http://www.youtube.com/@JDfromNY▶️ http://www.youtube.com/@TheSolomonster Socials:🐤 Twitter: https://twitter.com/jdfromny206🐤 Twitter: http://twitter.com/solomonster🥃 Become a Channel Member & Join the Off The Script VIP Club: https://www.youtube.com/c/JDfromNY206/join★Tuesday Night Titans on ALL Major Audio Platforms!Apple Podcast: https://tinyurl.com/3r53nycvSpotify Podcast: https://tinyurl.com/yt8k63t2★JDfromNY Merchandise♦ Merch: https://www.bonfire.com/store/off-the-script/Welcome to the official YouTube channel of JDfromNY and Off The Script! JDfromNY covers the sport of professional wrestling - including WWE TV shows (both WWE Raw & WWE SmackDown LIVE), with LIVE Post Shows EVERY WEEK, PPVs (such as Royal Rumble, WrestleMania & SummerSlam), AEW All Elite Wrestling, AEW Dynamite and all the latest breaking news in professional wrestling. Subscribe and enable ALL notifications for the latest wrestling WWE reviews and wrestling news.#WyattSicks #WWEMITB #WrestlingNewsSupport this podcast at — https://redcircle.com/off-the-script-w-jdfromny/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
AEW Dynamite 4/24/24 Review | Tony Khan Brutally Attacked In Shocking End To AEW Dynamite, AEW Champion Swerve Strickland Treated Like An Afterthought Already...The Era of Swerve Strickland as AEW World Champion begins after he defeated Samoa Joe at AEW Dynasty. AEW Dynamite 4/24/24 review, and results with @JDfromNY , and Jesse @ChitownSmark on Off The Script. Also, Jon Moxley defends the IWGP World Championship against Powerhouse Hobbs. And, Jack Perry is back with AEW. What will the "Scapegoat" have to say after helping the Young Bucks win the AEW World Tag Team Championships.🥃 Become a Channel Member & Join the Off The Script VIP Club: https://www.youtube.com/c/JDfromNY206/joinSocials 🐤 Twitter: https://twitter.com/jdfromny206🍺 Second YT Channel: http://www.youtube.com/MoreJDfromNY🥃 Kick: https://kick.com/jdfromny🥃 Twitch: http://www.twitch.com/jdfromnewyork📷 Instagram: https://www.instagram.com/jdfromny206⏰ TikTok: http://www.tiktok.com/@jdfromny💬 Patreon: http://www.patreon.com/jdfromny206📹 Cameo: http://www.cameo.com/jdfromny★Off The Script on ALL Major Audio Platforms!Apple Podcast: https://tinyurl.com/3r53nycvSpotify Podcast: https://tinyurl.com/yt8k63t2★Sponsors♦ Advanced GG: (Use Code "SCRIPT") https://advanced.gg♦ Blue Chew (Use Code "JD"): https://go.bluechew.com♦ Manscaped (Code "SCRIPT20") http://manscaped.com♦ Magic Mind (Code "JDNY") http://magicmind.com/jdfromny♦ The Ridge (Code "SCRIPT") http://www.ridge.com/script★Off The Script Merchandise♦ Merch: https://www.bonfire.com/store/off-the-script/Welcome to the official YouTube channel of JDfromNY and Off The Script! JDfromNY covers the sport of professional wrestling - including WWE TV shows (both WWE Raw & WWE SmackDown LIVE), with LIVE Post Shows EVERY WEEK, PPVs (such as Royal Rumble, WrestleMania & SummerSlam), AEW All Elite Wrestling, AEW Dynamite and all the latest breaking news in professional wrestling. Subscribe and enable ALL notifications for the latest wrestling WWE reviews and wrestling news.#TonyKhan #AEW #AEWDynamiteSupport this podcast at — https://redcircle.com/off-the-script-w-jdfromny/donationsAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Paint Brushes to Balance Sheets: Financial Literacy, Tax Knowledge and How to Break the Starving Artist Stereotype With Hannah ColeMargo is joined by tax expert Hannah Cole who specializes in working with creative businesses and mission-driven solopreneurs. A long-time working artist herself, she’s helped tens of thousands of self-employed people skill up with accessible tax and money education, through her Money Bootcamp program, speaking engagements from Florida to Alaska, and on the Sunlight podcast. She is the founder of Sunlight Tax. As artists carve their paths through various industries, they encounter a myriad of challenges, yet financial literacy is rarely addressed, leading to feelings of failure and shame. Today's conversation with Hannah sheds light on this systemic failure and turns it into a journey of empowerment and self-compassion (something all creatives should have)! Margo and Hannah discuss: The responsibilities that come with being a small business owner in the US Navigating self-employment taxes and optimizing deductions Personal struggles that Hannah faced within her own creative career and financial literacy What propelled her towards accounting education How she acts as a translator between the creative and tax worlds Simple advice artists can implement today when it comes to money management Her Money Bootcamp program and podcast How to save more money And more! Connect with Hannah: www.instagram.com/sunlighttax www.sunlighttax.com www.sunlighttax.com/podcast Make Taxes Easier and Stash an Extra $130k in Your Savings https://go.sunlighttax.com/free Connect with Margo: www.windowsillchats.com www.instagram.com/windowsillchats www.patreon.com/inthewindowsill
58:41Update: 25/12/2024
