Ask a YFP CFP® #27: Should I continue contributing to my 401(k) if my employer is no longer offering a match? Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Erin in Virginia: Should I continue contributing to my 401(k) if my employer is no longer offering a match? Mentioned on the Show: YFP Planning YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions  YFP 073: How to Determine the Priority of Investing  YFP 074: Evaluating Your 401k Plan YFP 075: DIY, Robo or Hire a Planner? YFP 076: Investing Rapid FIre Q&A Are You Making This $1 Million Dollar Mistake? Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

On this week's episode, sponsored by HPSO, Nate Hedrick, The Real Estate RPH, interviews two pharmacists, Shelby Bennett and Bryce Platt, about their home buying experience. Shelby and Bryce recently worked with Nate via the YFP Real Estate Concierge Service to craft a plan and connect with a local preferred agent to buy their first homes.  Mentioned on the Show Get Professional Liability Insurance with HPSO Nate Hedrick, The Real Estate RPH YFP Real Estate Concierge Service FIrst Time Homebuying Guide YFP Planning IberiaBank YFP 130: House Hacking Your Way to Financial Freedom w/ Craig Curelop BiggerPockets The House Hacking Strategy: How to Use Your Home to Achieve Financial Freedom by Craig Curelop Compare Multiple Mortgage Lenders with Credible YFP Real Estate Resources  Never Split the Difference: Negotiating as if Your Life Depended on It by Chris Voss Real Estate Rookie Podcast Schedule a Free 30-minute Jump Start Planning Call with Nate

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Danielle in Newnan, Georgia: Which mortgage term is best?  Mentioned on the Show: YFP Planning IberiaBank Pharmacist Home Loan Compare Mortgage Refinance Lenders with Credible Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Tim Ulbrich shares his recent experience refinancing his primary residence. He talks through the numbers, how he determined the breakeven point, the rationale for refinancing and 5 lessons learned along the way.  Mentioned on the Show Compare Mortgage Refinance Lenders with Credible YFP 139: Should Your Refinance Your Mortgage  IberiaBank YFP 136: The Ins and Outs of a Pharmacist Home Loan YFP 154:Getting a Home Loan in a Pandemic Pharmacist Home Loan with IberiaBank Mortgage Refinance Calculator YFP Planning YFP Facebook Group

Ask a YFP CFP® #25: What do I do if my credit score dropped because of the automatic student loan forbearance? Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Andrea in Minnesota: What do I do if my credit score dropped because of the automatic student loan forbearance? Mentioned on the Show: YFP Planning Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Mike Corvino, clinical pharmacist and creator of CorConsult Rx, joins Tim Church on this week’s podcast episode to share his unique journey in pharmacy, how he built his side hustle, and how he’s persevered through challenges along the way. Mentioned on the Show PolicyGenius - Shop for Life and Disability Insurance CorConsult Rx on Instagram CorConsult Rx Podcast  RxRadio The ONE Thing: The Surprisingly Simple Truth Behind Extraordinary Results by Gary Keller Email Mike Corvino: [email protected]  CorConsult Rx CorConsult Rx on Facebook CorConsult Rx on LinkedIn CorConsult Rx on YouTube CorConsult Rx on Twitter Text CorConsult Rx at (415)-943-6116  

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Matt in Iowa: What is the best timing for contributions when doing a backdoor Roth IRA conversion? Mentioned on the Show: YFP Planning Why Most Pharmacists Should Do a Backdoor Roth IRA YFP 096: How to Do a Backdoor Roth IRA Book a Free Financial Planning Call with a YFP CFP® Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Tom Arasz, a YFP team member that leads the Script Your Budget service for YFP financial planning clients, joins Tim Ulbrich on this week's episode. Tom talks about why the budget is so important, tips and tricks for effective budgeting and the spending and saving trends he has observed during the past few months with the COVID-19 pandemic. Mentioned on the Show YFP Planning

Tim Church, YFP student loan guru, talks about all things student loan refinancing. Tim discusses what refinancing is, how it differs from consolidation, the benefits, the potential drawbacks, what to look for when choosing a company, and whether or not borrowers should refinance while the CARES Act is in place. Mentioned on the Show The Pharmacist’s Guide to Conquering Student Loans by Tim Church, PharmD YFP 149: Crushing $400k of Debt in 5 Years YFP 150: New Book: The Pharmacist’s Guide to Conquering Student Loans YFP 146: COVID-19 Financial Considerations YFP 153: COVID-19 & Student Loans: What’s Next? YFP Facebook Group YFP Planning Your Financial Pharmacist  YFP Calculators YFP Resources Better Business Bureau Refinance Your Student Loans YFP Refinance Calculator

Tim Baker talks through what professional liability insurance is, why it’s important, who needs it and what to look for when shopping for a policy. Mentioned on the Show Get Professional Liability Insurance with HPSO Seven Figure Pharmacist by Tim Church, PharmD and Tim Ulbrich, PharmD YFP Planning YFP 044: How to Determine Your Life Insurance Needs YFP 045: How to Determine Your Disability Insurance Needs

Tony Umholtz, a Mortgage Manager for IberiaBank, discusses the impact COVID-19 is having on the housing market, the current landscape for those purchasing or refinancing a home, and the role of the Professional Loan Program (aka the Doctor’s Loan). Mentioned on the Show 5 Steps to Getting a Home Loan Apply for Pharmacist Home Loan with IberiaBank YFP 136: The Ins and Outs of a Pharmacist Home Loan w/ Tony Umholtz YFP Facebook Group Nate Hedrick, The Real Estate RPH

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Eric in Hoffman Estates, Illinois: Is my brokerage account portfolio allocated appropriately? Mentioned on the Show: YFP Planning Book a Free Financial Planning Call with a YFP CFP® YFP 72: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions  YFP 73: How to Determine the Priority of Investing YFP 74: Evaluating Your 401k Plan YFP 75: DIY, Robo or Hire a Planner?  YFP 76: Investing Rapid Fire Q&A Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Adam Minsky, an attorney devoted to helping student loan borrowers and a Senior Contributor to Forbes, joins Tim Ulbrich on today’s episode. Adam talks about the student loan proposals that do and do not have momentum including The HEROES Act recently passed by the House, and what you should expect going forward as it relates to your own student loan repayment plan. Mentioned on the Show Take the Financial Fitness Test The Pharmacist’s Guide to Conquering Student Loans by Tim Church, PharmD There Are Now Five Plans to Forgive Student Loans - How Do They Compare? by Adam S. Minsky, Esq. Student Loan Servicers are Dinging Credit Reports for The CARES Act Forbearance by Adam S. Minsky, Esq.  AnnualCreditReport.com The HEROES Act  Boston Student Loan Lawyer  Follow Adam Minsky on Forbes Follow Adam Minsky on Twitter Connect with Adam Minsky on LinkedIn

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Brad in Detroit, Michigan: How do I consolidate retirement accounts? Mentioned on the Show: YFP Planning Book a Free Financial Planning Call with a YFP CFP® Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Rena Crawford, a PGY2 resident living in San Diego, California, joins Tim Ulbrich on the show. Rena took matters into her own hands after realizing how high the cost of living is in San Diego, especially on a resident's salary, and came up with a creative solution: to buy and renovate an old van for $7,000 and live in it. Rena dives into the details of living in a van, her dreams of attaining financial freedom, and the lessons she’s learned along the way. Mentioned on the Show YFP Planning

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from an anonymous YFP community member: What options do I have to access 401(k) funds if my spouse gets laid off or my hours get cut? Mentioned on the Show: YFP Planning Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Dr. Nick Hagemeier joins Tim Ulbrich to talk about an article he and his colleagues published in the American Journal of Pharmaceutical Education titled Student Pharmacists’ Personal Finance Perceptions, Projected Indebtedness Upon Graduation, and Career Decision Making. They discuss the history of student loan debt in pharmacy education, Nick’s experience teaching personal finance to pharmacy students and why today’s graduates, more than ever, should be equipped with the knowledge and tools necessary to manage the pressures associated with large student loan debts. Mentioned on the Show Refinance Your Mortgage with Credible AJPE: Student Pharmacists’ Personal Finance Perceptions, Projected Indebtedness Upon Graduation, and Career Decision-making by Nicholas E. Hagemeier, PharmD, PhD, Chad K. Gentry, PharmD, Debbie C. Byrd, PharmD, MBA, L. Brian Cross, PharmD, Daniel Rose, PharmD, Nasar Ansari, PharmD, Pooja Subedi, MPH, and Tandy Branham, PharmD YFP 082: Debt Free Theme Hour with the Teacher and Pupil w/ Joe Baker and Blake Johnson Bureau of Labor Statistics Occupational Outlook on Pharmacists YFP 124: The Behavioral Investor w/ Daniel Crosby

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Beth in Sioux Falls, South Dakota: What is a federal income tax holiday and what considerations should pharmacists make if the HEROES Act passes? Mentioned on the Show: YFP Planning HEROES Act Proposed Legislation File Your Taxes with YFP Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Tim Church talks about the release of his new book, The Pharmacist's Guide to Conquering Student Loans: How to Confidently Choose the Best Payoff Strategy That Saves You the Most Money.  This book is available for a special preorder until May 7 which includes exclusive bonuses like free shipping, discounted pricing and a free Conquer Loans t-shirt (with certain packages).  Mentioned on the Show The Pharmacist's Guide to Conquering Student Loans: How to Confidently Choose the Best Payoff Strategy That Saves You the Most Money YFP 149: Crushing $400k of Student Loans in 5 Years YFP Facebook Group Seven Figure Pharmacist by Tim Church and Tim Ulbrich Studentaid.gov Refinance Your Student Loans YFP 026: Baby Stepping Into Your Financial Plan - The 2 Things to Focus on First

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Maliha in Dublin, California: Should I use a home equity loan to pay off my student loans? Mentioned on the Show: YFP Planning Refinance Your Student Loans YFP Facebook Group Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Tim and Andria Church join Tim Ulbrich to talk about their journey paying off $400,000 of debt in 5 years. They share their motivation behind such an aggressive repayment strategy, how they paid it all off and their plans now that they are debt free. Mentioned on the Show Refinance Your Mortgage with Credible Refinance Your Student Loans First Republic

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Calvin: Should I pay on my federal loans while my payments are suspended due to the CARES Act? Mentioned on the Show: YFP Planning File Your Taxes with YFP Ally Bank YFP 146: COVID-19: Financial Considerations Refinance Your Student Loans  Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Jenny and Myke White join Tim Ulbrich to share their journey into real estate investing. They talk about why they feel like real estate investing is a good fit for them, how they got financially ready to purchase their first property, the good and the bad of owning an investment property and future goals they have for building their portfolio. Mentioned on the Show YFP Planning BiggerPockets Rich Dad, Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not by Robert T. Kiyoaski  BiggerPockets Real Estate Podcast BiggerPockets Real Estate Investment Calculators Long-Distance Real Estate Investing: How to Buy, Rehab and Manage Out-of-State Rental Properties by David Greene

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Kristin in Fort Smith, Arkansas: What investment options are available if I don't have a 401(k) option with my employer? Mentioned on the Show: YFP Planning Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Phillip Beach, Director of Pharmacy at Arkansas Continued Care, talks about his career journey, his path toward financial independence, and the start of the Harper Faith Foundation, a 501(c)3 non-profit that was founded in memory of his daughter Harper Faith Beach who was born with hypoplastic left heart syndrome (HLHS). Mentioned on the Show YFP Planning Phillip Beach on LinkedIn Seven Figure Pharmacist by Tim Church and Tim Ulbrich Harper Faith Foundation Dr. Adam Martin, The Fit Pharmacist Harper Faith Foundation - Amazon Wishlist  YFP Facebook Group Legal Zoom  YFP 134: One Couple’s Coast FI Journey YFP 111: One New Practitioner is on FIRE YFP 104: Jason Long’s FIRE Journey YFP 083: You Know Where the Weight Room Is?: TJ’s Rise to Becoming an Entrepreneur

Things are changing on a daily basis secondary to COVID-19. In these unprecedented times, there are a lot of financial concerns people are likely having. On this episode sponsored by APhA, Tim Baker, CFP® answers questions about investing, the uncertainty of work and student loans. Mentioned on the Show Join APhA - Get 25% off Your Membership with Code: YFP2020 YFP Planning CARES Act APhA & YFP: Financial Education  Ally Bank YFP 072: Investing Mind Tricks: How Behavioral Bias Affects our Decisions YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401k Plan YFP 075: DIY, Robo or Hire a Planner? YFP 076: Investing Rapid Fire Q&A Seven Figure Pharmacist by Tim Church and Tim Ulbrich The Index Revolution: Why Investors Should Join it Now by Charles D. Ellis and Burton G. Malkiel MONEY Master the Game: 7 Steps to Financial Freedom by Tony Robbins APhA & YFP Webinars CIT Bank File Your Taxes with YFP YFP Facebook Group NSLDS Refinance Your Student Loans YFP 018: Maximizing the Benefits of Public Service Loan Forgiveness YFP 078: Is Pursuing the Public Service Loan Forgiveness Program a Waste? YFP 114: Presidential Candidates’ Plans for Student Loan Forgiveness w/ Richard Waithe, PharmD Ask a YFP CFP® a Question

On this bonus episode, Tim Ulbrich and Robert Lopez, CFP® dig into the stimulus bill which was passed by the Senate on March 25. Although it's not a done deal yet, Robert and Tim discuss how six months of not paying on direct federal student loans could affect your financial game plan and what you need to know about the stimulus checks.  Mentioned on the Show: File Your Taxes with YFP YFP Planning

Samm Anderegg is on a mission to fix healthcare through his company DocStation. DocStation a software platform for healthcare teams, enabling pharmacists to provide value-based care to patients. Samm talks about his shift from a traditional career path to starting his own company and how his work with DocStation aligns with his vision for the future of pharmacy practice. Mentioned on the Show Refinance Your Student Loans  DocStation The Pitch Techstars PillPack Ohio Pharmacists Association Crossing the Chasm: Marketing and Selling High-Tech Products to Mainstream Customers by Geoffrey A. Moore and Regis McKenna Behind the Cloud: The Untold Story of How Salesforce.com Went from Idea to Billion-Dollar Company-and Revolutionized an Industry by Marc Benioff and Carlye Adler Good to Great: Why Some Companies Make the Leap and Others Don’t by Jim Collins The Hard Thing About Hard Things: Building a Business When There are No Easy Answers by Ben Horowitz Get Started with DocStation Connect with Samm on LinkedIn Follow Samm on Twitter  Connect with DocStation on LinkedIn Follow DocStation on Twitter  Follow DocStation on Facebook  

Levi Ellison, PharmD, shares how he and his wife paid off $214,594.55 of student loans over 17 months. Levi talks about the motivations behind such an aggressive repayment strategy, how they were able to do it and what they hope to accomplish now that they are debt free. Mentioned on the Show PolicyGenius Total Money Makeover by Dave Ramsey EveryDollar I Will Teach You to Be Rich by Ramit Sethi Compass Money Map Financial Peace University

Stephanie Roberts, PharmD joins Tim Church to share how she went from full-time pharmacist to full-time mixed media artist after an Instagram influencer shared her pill petri art and made it go viral. Mentioned on the Show Credible Mortgage Refinance Art by Stephanie on Instagram  Win Stephanie’s Art: Your Financial Pharmacist on Instagram Eli Lilly Justin Gaffrey Things I Bought and Liked

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Sarah in Milton, West Virginia: What should I do with the extra money I have each month after paying off a home loan? Mentioned on the Show: YFP Planning Refinance Your Student Loans CommonBond First Republic Student Loan Refinance Table Refinance Your Mortgage Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Dr. Adam Martin joins Tim Ulbrich on the show to discuss his most recent book ‘Gen-Z Pharmacist: Dominate Pharmacy School & Script Your Dream Career’. Mentioned on the Show Refinance Your Student Loans The Fit Pharmacist Healthcare Podcast  Gen-Z Pharmacist: Dominate Pharmacy School & Script Your Dream Career by Dr. Adam Martin Follow The Fit Pharmacist on Instagram Law of Attraction: The Science of Attracting More of What You Want and Less of What You Don't by Michael J. Losier YFP 091: How to Become a Fit Pharmacist w/ Dr. Adam Martin Rx You! The Pharmacist's Survival Guide to Managing Stress & Fitting In Fitness by Dr. Adam Martin Seven Figure Pharmacist by Dr. Tim Ulbrich and Dr. Tim Church Seth Godin YFP 116: Transforming Your Life and Career Through Networking w/ David Burkus The Compound Effect by Darren Hardy Ohio Pharmacist Association Annual Conference, April 3-5, 2020 Follow The Fit Pharmacist on Facebook  

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Maria: What advice do you have for first-generation college students who want to build wealth but also have families that depend on them to contribute financially?  Mentioned on the Show: YFP Planning AACP Graduating Student Survey: 2019 National Report YFP 108: How to Effectively Talk With Mom and Dad About Their Finances with Cameron Huddleston Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances by Cameron Huddleston Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Steven Chung, tax attorney, joins Tim Ulbrich to discuss about a recent article he published titled ‘Student Loans Can Be the Homewrecker in A Marriage.’ Steven also talks about tax considerations as it relates to couples and why it’s so important to communicate this information. Mentioned on the Show YFP Fellowship - Virtual Group Financial Planning Student Loans Can Be the Homewrecker in A Marriage by Steven Chung  Refinance Your Student Loans Trump’s Bid to End Public Service Loan Forgiveness Could Mean ‘Major Life Changes’ for Some Student Loan Borrowers by Elisabeth Buchwald Mike Meru Has $1 Million in Student Loans. How did that happen? by Josh Mitchell Above the Law Connect with Steven Chung on Twitter  Connect with Steven Chung on LinkedIn Call Steven Chung: (818) 925-4699 Email Steven Chung: [email protected]

Ask a YFP CFP® #14: How much should I withhold from my paycheck?  Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from James in Atlanta, Georgia: How much should I withhold from my paycheck?  Mentioned on the Show: YFP Planning IRS Tax Withholding Calculator  SmartAsset Paycheck Calculator File Your Taxes with YFP's Enrolled Agent  Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Ryan Chaw, clinical pharmacist and real estate investor, joins Tim Ulbrich on the show. They talk about how Ryan was able to accelerate his financial goals through real estate investing and how he went from zero rentals and zero rental income to $10,755 per month from 18 tenants in four years. Mentioned on the Show YFP Fellowship - Apply Today! Seven Figure Pharmacist by Tim Ulbrich, PharmD and Tim Church, PharmD BiggerPockets BiggerPockets Real Estate Investing Podcast How to Invest in Real Estate: The Ultimate Beginner’s Guide to Getting Started by Brandon Turner  The Millionaire Real Estate Investor by Gary Keller Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not by Robert Kiyosaki  Think and Grow Rich by Napoleon Hill  Miracle Morning: The Not-So-Obvious Secret Guaranteed to Transform Your Life (Before 8 AM) by Hal Elrod Newbie Real Estate Investing Join Ryan Chaw’s Facebook Group

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Brandon in Bountiful, Utah: When should I hire a CPA or EA to file my taxes? Mentioned on the Show: YFP Planning SECURE Act YFP 070: Pre-Planning for Tax Season File Your Taxes with YFP Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Nate Hedrick, the Real Estate RPh, joins Tim Ulbrich to talk about all things mortgage refinancing. They talk about what it is, how to qualify, the costs associated with refinancing a mortgage, how to determine the break even point and how Nate recently evaluated his own mortgage refinance. Mentioned on the Show Compare Mortgage Refinance Lenders with Credible  Real Estate RPh YFP Facebook Group YFP 064: 6 Steps to Home Buying (Part 1) w/ Nate Hedrick YFP 065: 6 Steps to Home Buying (Part 2) w/ Nate Hedrick Refinance Your Mortgage - Compare Multiple Lenders with Credible Life and Disability Insurance for Pharmacists  YFP Planning  YFP Real Estate Concierge Service

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Andrea in Olathe, Kansas: What should I do after my term life insurance policy ends? Mentioned on the Show: YFP Planning YFP 010: Is Whole Life Insurance a Good Investment Strategy for College Savings? YFP 044: How to Determine Your Life Insurance Needs Protect Your Income: Compare Top Term Life Insurance Policies Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Tim Baker, our own fee-only CERTIFIED FINANCIAL PLANNER™, joins Tim Ulbrich to talk about key retirement and tax numbers for 2020 and the SECURE Act.  Mentioned on the Show 2020 Key Retirement Tax Numbers to Know - Download the Free Guide Send in Ask a YFP CFP® questions here or to [email protected] APhA2020 YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions  YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401(k) Plan YFP 075: DIY, Robo or Hire a Planner? YFP 076: Investing Rapid Fire Q&A YFP 096: How to Do a Backdoor Roth IRA w/ Christina Slavonik 2020 Contribution Limits for 401(k), 403(b), Most 457 plans, & TSP 2020 IRA Contribution Limits YFP 019: How Do Health Savings Accounts (HSA) Fit into a Financial Plan? TD Ameritrade: Retirement Changes Coming, Courtesy of the SECURE Act: 5 Things You Should Know  YFP Planning 401(k) Calculator     

Diana Isaacs joins Tim Church on this side hustle edition to talk about her journey in becoming an expert in diabetes and how she has been able to monetize her clinical expertise through speaking engagements, advisory boards, consulting projects and CE articles.  Mentioned on the Show Refinance Your Student Loans  AADE (American Association of Diabetes Educators) American Diabetes Association Outliers: The Story of Success by Malcolm Gladwell  Pharmacy Times Power-Pak CE Email Diana Isaacs: [email protected]  Follow Diana on Twitter

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Ryan in Johnson City, Tennessee: How do I calculate my take home pay when contributing to retirement funds?  Mentioned on the Show: YFP Planning SmartAsset Federal Paycheck Calculator  Episode 018: Maximizing the Benefits of Public Service Loan Forgiveness Episode 078: Is Pursuing the Public Service Loan Forgiveness Program a Waste of Time?  Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Tony Umholtz, a Mortgage Branch Manager for IberiaBank, joins Tim Ulbrich on the show. They discuss the considerations for financing a home purchase, the biggest mistakes people make when applying for lending, and a variety of lending options available to pharmacists including the Professional Loan Program (aka Doctor’s Loan). Mentioned on the Show 5 Steps to Getting a Home Loan YFP 40: 10 Things Every Pharmacist Should Know About Home Buying (Part 2) w/ Nate Hedrick YFP 41: 10 Things Every Pharmacist Should Know About Home Buying (Part 2)  w/ Nate Hedrick YFP 64: 6 Steps to Home Buying (Part 1)  w/ Nate Hedrick YFP 65: 6 Steps to Home Buying (Part 2) w/ Nate Hedrick  Freddie Mac Primary Mortgage Market Survey Professional Mortgage Home Loan for Pharmacists Apply for Professional Mortgage Home Loan for Pharmacists Contact Tony: [email protected] 

Ask a YFP CFP® #10: How do I cope with the financial pressures of student loan debt while looking for a job? Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Emily: How do I cope with the financial pressures of student loan debt while looking for a job? Mentioned on the Show: YFP Planning YFP 115: Financial Considerations for Job Loss or Reduced Hours Refinance Your Student Loans YFP 116: Transforming Your Life and Career Through Networking Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Dr. Jessica Louie shares about her journey being trained as a critical care pharmacist, how she quickly found herself burned out, how the KonMari method helped her and how she applied the KonMari method to her financial plan on this week's podcast. These small intentional daily steps led to big changes in her financial plan including being completely debt free and having over 6 figures in savings.  Mentioned on the Show YFP Planning YFP 086:How to Spark Joy as an Entrepreneur w/ Jessica Louie Clarify Simplify Align The Burnout Doctor Podcast Tidying Up with Marie Kondo on Netflix Start with Why: How Great Leaders Inspire Everyone to Take Action by Simon Sinek How to Apply the KonMari Method to Finances / Kakeibo Free Kakeibo Tracking Sheet  The Joy of Missing Out: Live More by Doing Less by Tonya Dalton Work with Jessica Connect with Jessica on LinkedIn Connect with Jessica on Instagram Connect with Jessica on Facebook

Welcome to Ask a YFP CFP®, a new segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Amanda in Ashtabula, Ohio: What percentage do I need for a down payment on a rental property?  Mentioned on the Show: YFP Planning YFP 130: House Hacking Your Way to Financial Freedom w/ Craig Curelop Bigger Pockets YFP 109: An Interview w/ Suze Orman Send in your questions here or to [email protected] Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Cory & Cassie Jenks join Tim Ulbrich to share their specific path and plan towards achieving financial independence through a modified Coast FI approach. They talk about why and how they have aggressively saved for retirement early in their careers, how they have worked together to achieve their goals, and how Cory’s side hustle doing improv comedy has helped their financial plan all while filling a bucket of doing something he loves. Mentioned on the Show Refinance Your Student Loans Enter the New Year’s Giveaway YFP 104: Jason Long’s FIRE Journey YFP 111: How One New Practitioner is on FIRE Mr. Money Moustache YFP Podcast Four Pillar Freedom: What is Coast FIRE? Cory Jenks on LinkedIn Cory Jenks on Twitter Cory Jenks on Instagram Cassie Jenks on Twitter Cassie Jenks on Facebook Cassie Jenks on Instagram Atomic Habits: An Easy and Proven Way to Build Good Habits and Break Bad Ones by James Clear Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence by Vicki Robin

On the first episode of the New Year, Tim Ulbrich talks about 5 ways you can accelerate your financial plan in 2020. This episode is full of resources you can use to put these ideas into action. Mentioned on the Show Credible Home Mortgage Refinance  Enter the New Years Giveaway YNAB Your Best Year Ever by Michael Hyatt 100 Side Hustles: Unexpected Ideas for Making Extra Money Without Quitting Your Day Job by Chris Guillebeau YFP 032: Find Your Why (Part 1): 3 Life Planning Questions w/ Tim & Jess Ulbrich YFP 033: Find Your Why (Part 2): The Path to Success w/ Tim & Jess Ulbrich YFP Planning YFP 028: New Year, New Budget 5 Steps to Creating Best Budget YFP Budget Template YFP 057: The Power of Automating Your Financial Plan Mvelopes Mint YFP Financial Fitness Test YFP Podcast YFP Blog YFP Facebook Group YFP 063: Intro to the Side Hustle Series YFP 126: Going Beyond Six Figures with Medical Writing w/ Brittany Hoffmann-Eubanks YFP 131: Secrets to Building a Successful Side Hustle w/ Eric Christianson The Miracle Morning: The Not-So-Obvious Secret Guaranteed to Transform Your Life (Before 8 AM) by Hal Elrod YFP 124: The Behavioral Investor w/ Dr. Daniel Crosby YFP 015: Financial Planning Series: Interview with Tim Baker - Part 1 YFP 016: Financial Planning Series: Benefits of a Financial Planner - Part 2 YFP 017: Financial Planning Series: Questions to Ask - Hiring a Planner - Part 3 YFP 054: Why Fee-Only Financial Planning Matters YFP 055: Why You Should Care How a Financial Planner Charges Nuts and Bolts to Hiring a Financial Planner Guide Schedule a Free Discovery Call with YFP Planning