With 2022 close to being in the rear-view mirror, it’s important to not only reflect on the past year but also to look forward to the future.In this week’s episode, the guys cover “7 Points to Consider” to help get you focused for the year to come as well as getting some of the uninitiated thinking more seriously about IBC.Dave and Paul cover each point, giving you the concepts and context to help you understand this idea when you’re looking at it from 1000-feet. Not only do they tackle the tangible benefits, they also investigate some of the philosophy behind it as well.Episode Outline:0:00 - Introduction0:30 - Beginning of episode1:01 - Paul’s biggest insight or takeaway from the last year4:47 - Dave reflects on 202211:09 - “7 Points to Consider”11:45 - “There are only two sources of income: people at work and money at work”15:05 - Getting the money back that you pay into “the system”16:38 - Creating your own bank and using it like you would any other18:41 - Government “creating and solving problems” simultaneously21:47 - “Wealth has to reside somewhere”24:39 - “Pay interest to someone else or give up interest you could have earned elsewhere”26:44 - What’s more important, your need for life insurance or your need for financing your life?27:31 - Episode wrap-upIs IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

With almost a year in the books and so many concepts covered, it’s easy to lose sight of the basics.In this week’s episode, the guys are going back to basics and reviewing Nash’s 5 Principles as outlined in his groundbreaking book “Becoming Your Own Banker”. Dave and Paul break down each principle, what they mean and how they are relevant in terms of managing your policy today, tomorrow and years in the future.Be sure to tune in to today’s episode - it’s a great refresher for newbies and grizzled vets alike!Episode Outline:(0:00) - Introduction(0:290 - Beginning of the episode(3:15) - Listener question(7:42) - An overview of Nash’s 5 Principles(9:56) - First Principle: Re-think your thinking(11:45) - Second Principle: Think long-range(18:50) - Third Principle: Don’t be afraid to capitalize(22:16) - Fourth Principles: Don’t steal the peas(25:04) - Fifth Principle: Don’t do business with banks(26:20) - Discussion about inflation, monetary policy(30:25) - Episode wrap-upIs IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

“Capital attracts opportunity” - and IBC can put you in the position to take advantage of those opportunities.In today’s episode, the guys discuss more of the banking and private lending aspect of IBC. Dave and Paul also share some client experiences with red flags, some more on the mindset you need coming in, legacy and the flexibility IBC gives you.Episode Outline:(0:00) - Introduction(2:58) - When you have capital, opportunity finds you(6:31) - When it comes to private lending, it has to be a “win-win”(10:23) - Some red flags clients experienced(14:53) - The “ideal client”(17:24) - Expanding “your system” and IBC in your life(20:50) - Life insurance is love insurance, how IBC build a legacy(25:15) - Paying your premium and IBC’s flexibility(29:57) - Episode wrap-upIs IBC for you? Use this link to schedule and intro call with us: https://calendly.com/dave-743/wealth-warehouse-intro-callABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Getting your policy in place is one thing, but how you utilize it is the key.In this week’s episode, Dave and Paul explore some of the opportunities that IBC gives you. While some benefits remain “unseen”, the ways in which you can structure and use your policy are very much known. The guys go through their own philosophies on using cash value, how they approach wealth building and the ways in which IBC changes your whole investing perspective. They also recall some of the opportunities both their clients and they themselves have found through IBC - as well as a new strategy that they are working on..For all you policy owners, make sure you tune in to get a sneak peek into the mindset and strategies you need to have to really become your own banker.Episode Outline:(0:00) - Introduction(0:30) - Beginning of episode(1:53) - Listener question, “Is getting a convertible term insurance policy and converting it to a whole life policy common for somebody who is initially uninsurable?”(4:21) - Wielding your policy, how it can be used to finance your life(6:17) - Dave and Paul’s philosophies on using cash value(10:04) - IBC changes your perspective on investing, the “come up”(13:57) - How Dave, Paul and their clients have found opportunities(18:01) - How a mortgage mixes with your policy(20:05) - IBC allows you to have options(21:16) - Dave and Paul’s new strategy(26:50) - Sneak peak into some new content(29:08) - Episode wrap-up, new sign-offABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Getting your policy in place is half the battle with IBC, the other half is managing it properly and avoiding rookie mistakes.In this episode, the guys take you through their list of “mistakes to avoid” for IBC. These tips are relevant for newcomers and veterans alike and range from your wealth building philosophy to simple management and policy funding.Tune in to make sure you’re avoiding these common setbacks so that your policy can keep running efficiently and smoothly!Episode Outline:(0:00) - Introduction(0:31) - Episode beginning, catching up(1:51) - Client question, should you always convert a convertible term policy to a whole life policy?(5:31) - IBC mistakes to avoid(5:58) - IBC’s power lies in the “unseen”(7:28) - The first mistake: Leaving yourself on “an island”(10:02) - The second mistake: “Stealing the peas”(12:06) - The third mistake: Having an outstanding loan AND having money in savings(13:40) - The fourth mistake: Limiting the amount of wealth you can create by not funding your policy for long enough(18:41) - The fifth mistake: Starting with a solution without understanding the problem(21:15) - The last mistake: Continuing with a policy that isn’t designed properly(27:14) - Episode wrap-up, what Dave and Paul are most thankful forABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

IBC can help you become your own banker - but what does it do for your business?In today’s episode, Dave and Paul look at IBC through the lens of the business owner. There are unique benefits to IBC and a few different ways that a business owner can take advantage. The guys take a closer look at some of those strategies, as well as their take on owning a policy through a business, the drawbacks and more!Episode Outline:(0:29) - Beginning of episode(2:55) - Listener question, other ideas for passive income and funding premiums in retirement(7:20) - How can businesses use whole life insurance policies(9:08) - Owning a policy as an individual vs. through your business(10:55) - Buy/sell agreements(17:04) - “Key person” policy(22:10) - Dave’s personal experience with key-person contracts(27:20) - Life insurance for money lending(29:18) - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

With the Fed raising interest rates for a sixth time, some people are beginning to feel some turbulence as the cost of borrowing continues to climb.Which leads us to today’s question and central topic: what does another interest rate hike mean for your policy? Can you do anything to minimize the impact? Should you even care about it in the first place?The guys break down all the info you need to know when it comes to interest rates and your policy, as well as some backstory into how they actually got started in IBC.Episode Outline:(0:00) - Introduction(0:31) - Catching up(5:58) - Question about interest rates, “When will policy rates increase?”(10:13) - “Don’t worry about the interest rates”(14:05) - There is no such thing as free money(20:30) - How Paul and Dave built their business(22:52) - IBC as a side hustle vs. a primary hustle, what it takes(25:48) - Mentors are key to your IBC journey, how education plays such a huge part(27:37) - IBC isn’t for everyone and it isn’t easy, it needs to really fit with you and make sense(31:36) - The average person should be taking advantage of IBC(33:23) - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

Each and every one of us has something that just.. gets under our skin. Dave and Paul are no different - especially when it comes to IBC.In today’s episode, the guys discuss what “grinds their gears”. They cover clients, how policies are set up and misconceptions about IBC. Additionally, they address the hate IBC gets and pretenders that push bad information to get you to sign.. Tune in to hear their list of IBC grievances and see what it’s like from the other side of the fence - as an IBC advisor!Episode Outline:(1:43) - Beginning of the episode, what grinds Dave and Paul’s gears(2:07) - Why Dave and Paul have the process that they have(8:32) - Don’t make things too complex(11:18) - Beware click-bait misinformation and advisors who “remix” IBC(15:37) - “Going dark”, getting started on the process and then quitting or “ghosting” without saying anything(18:01) - Working with clients vs. making content, the nature of YouTube and TikTok personalities (22:15) - People who hate on whole life insurance but don’t even know what it is, or who promote IBC but don’t use it(23:06) - “Shopping agents” or “the illustration game”(26:14) - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life. Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich. As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people. Catch up with David and Paul, visit the links below! Website:  https://infinitebanking.org/agents/Fugere494 https://infinitebanking.org/agents/Befort399 LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/ https://www.linkedin.com/in/paul-fugere-762021b0/ Email: [email protected]

When it comes to your money, you need to make sure you’re making the right decisions and getting the right information.This week, the guys take a look at IBC practitioners behaving badly. From leading with an illustration to remixing Nelson’s concept, Dave and Paul take you through an exhaustive list of red flags in this episode. With this list, you’ll be able to sort through the pretenders next time you’re shopping for IBC advice.Tune in to make sure that you’re getting the best information possible - and that you’re practicing IBC the right way.Episode Outline:(0:35) - Episode beginning(1:48) - Listener question, “Why isn’t everyone doing this?”(2:55) - The reason you don’t hear about IBC a lot, it’s “caught not taught”(7:27) - IBC “red flags”(8:49) - First red flag: Leading with an illustration(10:51) - Second red flag: “You can become rich buying cars”(12:03) - Third red flag: If they tell you that IBC is being done wrong, or is “archaic”&nbsp;(16:14) - Fourth red flag: “You have to use one of the big 4”(18:30) - Fifth red flag: “Guaranteed 4% interest”(22:17) - Sixth red flag: “The only way to design a policy for infinite banking is 10% to the base or less and 90% to the PUA”(24:43) - Things to ask an advisor(27:41) - Ask your advisor how many dividend-paying whole life insurance policies they own themselves, practicing what you preach(29:20) - It’s important to have a personal touch with IBCMENTIONED IN THE EPISODE:To learn more about 10/90 designs and why it’s not a good fit for IBC: https://www.youtube.com/watch?v=ZIgHjE4qcGkIUL or Universal Life episode:https://www.youtube.com/watch?v=D7GHRfLcVYQ&amp;t=2sABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.&nbsp;Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.&nbsp;As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.&nbsp;Catch up with David and Paul, visit the links below!&nbsp;Website:&nbsp;&nbsp;https://infinitebanking.org/agents/Fugere494&nbsp;https://infinitebanking.org/agents/Befort399&nbsp;LinkedIn:&nbsp;https://www.linkedin.com/in/david-a-befort-jr-09663972/&nbsp;<a href="https://www.linkedin.com/in/david-a-befort-jr-09663972/" rel="noopener noreferrer"...

IBC can work for everybody - but it’s really great for real estate investors.In this week’s episode, Dave and Paul take a look at IBC in the context of real estate investing. The guys discuss all the problems it can solve, as well as the benefits it can bring! Tune in to see how you can up your real estate game, get unrivaled liquidity, access to capital and much more!Main Episode Outline:(2:09) - Beginning of the episode, IBC and real estate investors are “peanut butter and jelly”(2:43) - Dave’s real estate investing background(5:46) - Paul’s real estate and passive investing experience(7:16) - Your investor DNA, where most people start in real estate investing(10:01) - Why is IBC so good for real estate investors?&nbsp;(14:30) - One of the sneakiest benefits to using IBC to fund your real estate investments(15:30) - Controlling the function of banking in your life is so much more important for real estate, achieving liquidity quickly with IBC(18:51) - “If you wanna do IBC, you have to be able to think beyond next week, or next year”(23:19) - Your capital is loss-proof with an IBC policy(28:15) - For both single family investors and multi-family investors: “your money needs to sit somewhere”(32:32) - Do lenders consider your life insurance’s cash value? Where syndicators fit into IBC(38:37) - Insurance and business succession plans, why it’s important to investors and lenders alike(42:09) - Real estate investors SHOULD be thinking in terms of banking(45:22) - Examining the “volume of interest” that people pay by using other banking processesABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.&nbsp;Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.&nbsp;As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.&nbsp;Catch up with David and Paul, visit the links below!&nbsp;Website:&nbsp;&nbsp;https://infinitebanking.org/agents/Fugere494&nbsp;https://infinitebanking.org/agents/Befort399&nbsp;LinkedIn:&nbsp;https://www.linkedin.com/in/david-a-befort-jr-09663972/&nbsp;https://www.linkedin.com/in/paul-fugere-762021b0/&nbsp;Email:&nbsp;[email protected]

Welcome to episode 36 of Wealth Warehouse!It can be hard enough to plan for yourself when it comes to making financial decisions. When you add in your spouse, especially for a less-known route like IBC, things can get even more complicated.This week, the guys tackle the IBC decision from the POV of a couple. Should you sacrifice the relationship harmony to push IBC? Are there ways that non-believers can be better acclimated?&nbsp;Dave and Paul cover how to introduce the IBC concept and navigate tricky financial conversations. They even give you some practical relationship advice from their years of experience as IBC agents and husbands.Episode Outline:(0:29) - Episode beginning(1:08) - Topic introduction, “I want to do IBC, but my spouse doesn’t want to get on board”(2:55) - What’s the solution to convincing your spouse? Cultivating an IBC mindset(8:11) - Easing in “IBC newbies”, Hellcat discussion(12:06) - Common snags to getting a co-sign from your spouse, negotiating conversations around money(16:25) - Most people look at paying premium as just a bill, going deeper than just the surface(21:06) - “This concept is worth your exploration and worth your time”(22:13) - IBC is easier to manage than you think(23:18) - You need to know what you’re “sick and tired” of, what the problem is for you(25:25) - Your nest egg can be affected by natural disaster(27:55) - Episode wrap-upABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.&nbsp;Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.&nbsp;As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.&nbsp;Catch up with David and Paul, visit the links below!&nbsp;Website:&nbsp;&nbsp;https://infinitebanking.org/agents/Fugere494&nbsp;https://infinitebanking.org/agents/Befort399&nbsp;LinkedIn:&nbsp;https://www.linkedin.com/in/david-a-befort-jr-09663972/&nbsp;https://www.linkedin.com/in/paul-fugere-762021b0/&nbsp;Email:&nbsp;[email protected]

Welcome to episode 35 of Wealth Warehouse!Most people accept that you need to get a 401k when it comes to planning for retirement. It’s what your co-workers do, maybe even some friends and family have one. And most importantly, it’s in line with what your financial advisor suggested. But is it the best place for your money?It should be no secret at this point that Dave and Paul often diverge from mainstream thought - and today’s topic is no different. In a brand new series on “financial myths”, the guys are beginning with the concept of the “401k millionaire”.&nbsp;Episode Outline:(1:15) - Episode beginning, listener question “Can you talk about policy loans, how do they work, is the interest rate from the insurance company fixed, how do you determine a payment plan and can you take out more than one loan at a time?”(2:05) - “How do policy loans work?”, two schools of thought for loan repayment(4:16) - “Is the interest rate from the insurance company fixed?”(7:12) - “The 401k Millionaire”, are you actually a millionaire?(9:58) - What is net worth? Net worth vs. having a monthly income(15:14) - What does a million dollars in your 401k mean for your retirement? Some drawbacks people don’t consider.(23:22) - What do other people’s 401ks look like? Common ways that this advice is pushed and circulated(26:26) - IBC as an alternative to a 401kABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.&nbsp;Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.&nbsp;As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.&nbsp;Catch up with David and Paul, visit the links below!&nbsp;Website:&nbsp;&nbsp;https://infinitebanking.org/agents/Fugere494&nbsp;https://infinitebanking.org/agents/Befort399&nbsp;LinkedIn:&nbsp;https://www.linkedin.com/in/david-a-befort-jr-09663972/&nbsp;https://www.linkedin.com/in/paul-fugere-762021b0/&nbsp;Email:&nbsp;[email protected]

Join David Befort and Paul Fugere on Episode 34 of the Wealth Warehouse!When it comes to IBC, research is just as important as designing your policy properly. You need to “get” IBC as a concept and understand not only how it works, but why you’re doing it. Your goals need to align with what the Infinite Banking Concept provides.In this week’s episode, the guys address a question from a fan that leads to a deeper discussion on MECs or “Modified Endowment Contracts”. They illustrate the importance of building your policy the right way, why you shouldn’t shy away from premiums and how to maximize the banking function of your policy.Episode Outline:(0:29) - Episode beginning, listener question “Is it possible to purchase a policy in one lump sum?”(2:02) - What is the problem with a single payment policy?(6:23) - How Paul and Dave “snuggle” up to the MEC line and how your policy can “MEC” if you’re not careful(10:28) - “What happens if I don’t pay back the policy loans?”(13:00) - You need to find the right person to setup your policy for you(17:55) - Using policy loans for the sake of using loans, chasing high rates of return and the volatility of the stock market(21:25) - Don’t get trapped by traditional options, the IBC mindset(24:55) - Bottom line: find the right agent and don’t sweat the complicated stuffABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.&nbsp;Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.&nbsp;As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.&nbsp;Catch up with David and Paul, visit the links below!&nbsp;Website:&nbsp;&nbsp;https://infinitebanking.org/agents/Fugere494&nbsp;https://infinitebanking.org/agents/Befort399&nbsp;LinkedIn:&nbsp;https://www.linkedin.com/in/david-a-befort-jr-09663972/&nbsp;https://www.linkedin.com/in/paul-fugere-762021b0/&nbsp;Email:&nbsp;[email protected]

Join David Befort and Paul Fugere on Episode 33 of the Wealth Warehouse!For this week’s episode, the guys grabbed some general questions that they received from clients and listeners alike about IBC, how it works and how you should manage policy. They cover basics like “what is cash value?” and “when should I add another policy?” to more advanced topics such as the drawbacks of a 10/90 policy.Episode Outline:(1:06) - Episode start, first question “what is cash value exactly?”(5:05) - “If my premiums stay level, does that mean that my death benefit stays level too?”(8:21) - “Why shouldn’t I just be doing a 10/90 policy?”, optimizing your base&nbsp;(12:12) - Don’t overlook the death benefit(13:25) - “Can I use my IRA to fund my life insurance premium?”(15:29) - “When will I know it’s time to add another policy?”(17:37) - Using policy loans for luxury items vs. using cash you have sitting in your bankABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.&nbsp;Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.&nbsp;As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.&nbsp;Catch up with David and Paul, visit the links below!&nbsp;Website:&nbsp;&nbsp;https://infinitebanking.org/agents/Fugere494&nbsp;https://infinitebanking.org/agents/Befort399&nbsp;LinkedIn:&nbsp;https://www.linkedin.com/in/david-a-befort-jr-09663972/&nbsp;https://www.linkedin.com/in/paul-fugere-762021b0/&nbsp;Email:&nbsp;[email protected]

Join David Befort and Paul Fugere on Episode 32 of the Wealth Warehouse!So you’ve diligently followed Dave and Paul’s advice, you’ve made all the right decisions about your policy, you’ve done everything the right way - but once you retire and lose your income, how do you keep going? How can you continue to fund your premiums?This week’s episode revisits retirement: the misconceptions most people have, what you need once you retire and more specifically, how you should manage your policy once you retire. The guys even reveal a few ways you can continue to fund your premiums WITHOUT active income.Episode Outline:(1:28) - Why Dave and Paul don’t do illustrations, who’s a good fit for IBC(6:58) - Turning all of your income into premium, “should premium and income match?”(11:04) - “What is the one thing you need in order to retire?”(14:10) - Don’t settle for living on less when you retire(17:58) - A few different ways you can fund your premium (that isn’t active income)(27:55) - There is a use for illustrations, just not at the beginning of the processABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.&nbsp;Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.&nbsp;As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.&nbsp;Catch up with David and Paul, visit the links below!&nbsp;Website:&nbsp;&nbsp;https://infinitebanking.org/agents/Fugere494&nbsp;https://infinitebanking.org/agents/Befort399&nbsp;LinkedIn:&nbsp;https://www.linkedin.com/in/david-a-befort-jr-09663972/&nbsp;https://www.linkedin.com/in/paul-fugere-762021b0/&nbsp;Email:&nbsp;[email protected]

Join David Befort and Paul Fugere on Episode 31 of the Wealth Warehouse!In life, you want to be able to say “yes” to opportunities - especially opportunities that can help you grow your money. IBC helps you do that, but that doesn’t mean your work is done yet.In this episode Dave and Paul respond to a listener's question, “what does being well capitalized mean?”.&nbsp;Drawing from a decade plus of experience, the guys give you their takes on different types of opportunities as well as their criteria for evaluating them. They also give you their 4 rules for business and reflect on mistakes they’ve made in the past.Episode Outline:(1:37) - Listener question, “What does being well-capitalized mean?”(5:05) - Rule #1, Don’t put your capital at risk(9:58) - Rule #2, return OF capital is more important than return ON capital(14:49) - Know the people you’re in business with, “mind your business”(16:07) - Rule #3, know what the risks are and how you can eliminate or mitigate those risks(21:02) - What’s different for Dave and Paul? How do they utilize their money now?(25:55) - Rule #4, don’t hire bank robbersABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.&nbsp;Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.&nbsp;As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.&nbsp;Catch up with David and Paul, visit the links below!&nbsp;Website:&nbsp;&nbsp;https://infinitebanking.org/agents/Fugere494&nbsp;https://infinitebanking.org/agents/Befort399&nbsp;LinkedIn:&nbsp;https://www.linkedin.com/in/david-a-befort-jr-09663972/&nbsp;https://www.linkedin.com/in/paul-fugere-762021b0/&nbsp;Email:&nbsp;[email protected]

Join David Befort and Paul Fugere on Episode 30 of the Wealth Warehouse!This week, the guys react to the student loan forgiveness plan that was recently announced by President Biden.Was this a good idea? Does it address the root cause of the problem? With so much discussion and emotionally-charged debate swirling around this recent development - it can be hard to decipher where to stand on the issue.&nbsp;In this episode Dave and Paul answer these questions and more. They also share their views on higher education, government meddling, and the intersection between predatory lending and ignorance.Episode Outline:(2:15) - Listener question, “Is there a way to capture all subscriptions or charity giving capital prior to giving that money away?”(6:55) - Start of student loan forgiveness discussion(12:22) - What is the root cause of tuition inflation?(14:55) - “Forgiveness” vs. redistribution of wealth(18:21) - Dave’s story, the trend of government interference in private affairs(23:34) - “It’s all about the way you think”, discerning the true value of a college degree(27:24) - “The economics of college are making less and less sense”, using IBC to fund college(31:58) - “Smart” ways to do college, what is the meaning of college really?Sources:https://www.forbes.com/advisor/student-loans/college-tuition-inflation/https://www.forbes.com/advisor/student-loans/average-salary-college-graduates/Dave’s Story:2 men were standing in line at the bank. The first one walked up to the banker:Man: I’d like to request a mortgage loan to buy a home for me and my familyBanker: Please tell me about yourselfMan: I’m 40 years old. I graduated from a top-tier university 18 years ago with a bachelors degree. I earned my Master’s degree 10 years later. I have an 18 year uninterrupted employment history with references I can share. I have made over $100k in income every year for the last 6 years. I have zero debt to include consumer debt, student loans or mortgage debt. I have 18 years of credit history and my credit score is 800. I have owned and sold 3 primary residences in the last 10 years. 2 years ago I started my own business and am currently self-employed. I have earned a gross revenue of well over $100k in both of the last two years of running my business and I have very low overhead expenses. This year I am on track to gross even more. I can provide all tax records to confirm this. So, may I please get a loan?Banker: I’m sorry sir, we can’t use your self-employed income to grant you a loan so unfortunately the answer is NO.The second guy walked up to the same banker:Man: I’d like to request a student loan for college.Banker: Please tell me about yourselfMan: I’m 18 years old. I just graduated from high school with extremely average grades. I’ve never had a job and am currently unemployed. I’m not sure what I want to major in or what I want to do when I graduate from college. In fact, I’m not even sure I will finish college but it sounds fun and everyone else is doing it so I’m going to give it a try. I have no credit history and don’t even have a credit score. I’m not even sure what a credit score is to be honest. So, may I please get a loan?Banker: Absolutely! How’s $100,000 sound? Sign right...

Join David Befort and Paul Fugere on Episode 29 of the Wealth Warehouse!In this week’s episode, the guys respond to a listener's question about universal life insurance vs. whole life insurance for IBC. Does IBC need to use whole life insurance? Is it the best fit for IBC?Paul and Dave cover the pros and cons of universal vs. whole life, how it matches up with your goals and most importantly, how appropriate each is for the Infinite Banking Concept.Episode Outline:(2:05) - Open of the show, starting with a listener question(5:25) - “It comes down to the way you think”(10:08) - “It’s not about the return ON your money, it’s about the return OF your money”(12:46) - The “chassis” of universal life, the risks involved and what takes people by surprise(19:15) - “Why would I get universal life as opposed to simply investing in an index fund?”(23:02) - Why you shouldn’t combine investing and insurance&nbsp;(25:50) - IBC isn’t about the return on your money, it’s about guarantees(32:12) - IBC isn’t a “this or that” strategy, getting past the investment paradigmABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.&nbsp;Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.&nbsp;As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.&nbsp;Catch up with David and Paul, visit the links below!&nbsp;Website:&nbsp;&nbsp;https://infinitebanking.org/agents/Fugere494&nbsp;https://infinitebanking.org/agents/Befort399&nbsp;LinkedIn:&nbsp;https://www.linkedin.com/in/david-a-befort-jr-09663972/&nbsp;https://www.linkedin.com/in/paul-fugere-762021b0/&nbsp;Email:&nbsp;[email protected]

Join David Befort and Paul Fugere on Episode 28 of the Wealth Warehouse!The common perception around retirement is that “having less is just the way it is”. Or at least that’s what most of the financial advisors would tell you.But is that how it has to be? Working your whole life to end up with “less”?In this episode, the guys revisit retirement and address how to set yourself up to be more secure when you stop working. They also point out the flaws with most conventional retirement plans, from inflation to government meddling.Episode Outline:-(0:30) - Episode start, Dave’s new health regiment-(5:29) - “The greatest trick financial advisors ever pulled was convincing you that you’ll have less income in retirement than you do right now.”-(11:30) - Problems with the assumption that you won’t need as much money in retirement-(13:29) - “I think most people would prefer that their financial advisor lie to them”-(17:55) - Inflation and its effect on the purchasing power of your retirement dollars-(21:00) - Debunking the “4% rule”, “a truly safe withdrawal rate is unknowable”-(26:04) - “You need to be in control of your money”, focusing on not out-living your moneyABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.&nbsp;Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.&nbsp;As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.&nbsp;Catch up with David and Paul, visit the links below!&nbsp;Website:&nbsp;&nbsp;https://infinitebanking.org/agents/Fugere494&nbsp;https://infinitebanking.org/agents/Befort399&nbsp;LinkedIn:&nbsp;https://www.linkedin.com/in/david-a-befort-jr-09663972/&nbsp;https://www.linkedin.com/in/paul-fugere-762021b0/&nbsp;Email:&nbsp;[email protected]

Join David Befort and Paul Fugere on Episode 27 of the Wealth Warehouse!Have you ever noticed that all of the big financial gurus always talk about where to invest your money, rather than where to save it?In today’s episode, David and Paul are talking about savings - but not just any old inflation discussion. They cover where to park your money and even what you need to know when you take it out.The guys also dive into the most common ways people build wealth and a couple of its biggest problems: lack of access and lack of liquidity. They also cover the sequence of returns risk and how to approach taking money out.Episode Outline:-(0:31) - Episode start-(1:30) - “What is sequence?”, the four things you can do with money-(2:45) - What is the wealth plan of most people?-(6:53) - The importance of having access to liquid capital, especially for emergencies-(13:30) - Sequence of returns risk, “nobody tells you where to save your money”-(19:05) - The strength of IBC during times of financial crisis or hardship-(20:48) - “The more capital you have access to, the better the opportunities get”-(24:43) - “Sequence matters when you’re putting money in and when you’re taking money out”ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.&nbsp;Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.&nbsp;As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.&nbsp;Catch up with David and Paul, visit the links below!&nbsp;Website:&nbsp;&nbsp;https://infinitebanking.org/agents/Fugere494&nbsp;https://infinitebanking.org/agents/Befort399&nbsp;LinkedIn:&nbsp;https://www.linkedin.com/in/david-a-befort-jr-09663972/&nbsp;https://www.linkedin.com/in/paul-fugere-762021b0/&nbsp;Email:&nbsp;[email protected]

Join David Befort and Paul Fugere on Episode 26 of the Wealth Warehouse!“Would you rather save $112,000 or earn $411,000?”In today’s episode, David and Paul examine this question within the context of mortgages. More specifically, 15 year mortgages vs. 30 year mortgages and the difference they can make for your immediate and future finances.The guys explain all the variables that you should care about, expert advice you should ignore and why you should care a lot more about your money’s “productivity”. They even give you the math to figure it all out!&nbsp;Tune in to find out what it could all mean for your income, retirement, liquidity and more!Link to the video referenced in the episode:https://www.youtube.com/watch?v=BPEfrcNY5Wg&amp;t=166sEpisode Outline:-(0:50) - Initial question, “Would you rather save $112,000 or earn $411,000?”-(2:50) - Savings on interest and money productivity, examining the variables of a 15 year mortgage and a 30 year mortgage-(7:12) - 30 year mortgage allows you to take advantage of lower monthly payments and use the difference to grow your money-(11:45) - Why give your money to the bank faster than they require? Don’t sacrifice liquidity that you might need for your life or potential disaster-(15:34) - The rise in the cost of living and inflation explained-(18:34) - Is there similar value in having your home paid off vs. having the money to be able to pay it off?-(22:13) - Where does the $411,000 come from? Exploring a scenario with a 30 year mortgage and IBCABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul, visit the links below!Website:&nbsp;https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399&nbsp;LinkedIn:&nbsp;https://www.linkedin.com/in/david-a-befort-jr-09663972/&nbsp;https://www.linkedin.com/in/paul-fugere-762021b0/&nbsp;Email:&nbsp;[email protected]

Join David Befort and Paul Fugere on Episode 25 of the Wealth Warehouse!In today’s episode the guys field some questions from listeners about dividends! How do you know which companies will mesh with your IBC strategy? What is a “paid up addition”? And how does it work? Tune in to have all your burning questions answered!In this episode you’ll learn about:-The different ways you can receive dividends from your policy-How dividends work with IBC and their relationship to PUAs-The simplicity of policy loans and how to manage them, “they’re revolving doors of money”-Why getting started with IBC isn’t as expensive as you think-Choosing the right company for your IBC strategy-And much more!Infinite Banking for RE Investors:https://www.linkedin.com/pulse/infinite-banking-re-investors-david-a-befort-jr-/“The Infinite Banking Concept Explained”: https://www.youtube.com/watch?v=4fSMlg4i7pkHIGHLIGHTS:-(2:13) - “Are the dividends paid towards cash value or towards the policy loan? Do they act like a dividend stock?”-(5:40) - “Does the policy loan increase automatically as I pay my premiums?”-(6:30) - “Or everytime would I have to re-apply for a new policy loan?”-(10:53) - “If I don’t have a lot of monthly cash flow to start with a high policy premium is it possible to start with lower premiums and then add another policy down the road, or increase the value of the policy?”-(14:30) - IBC and family banking-(17:30) - “How do you find a whole life insurance provider who understands IBC and can structure policies that support the strategy?”-(20:00) - Your IBC strategy and choosing the right company, why high dividend payouts shouldn’t be the most important factor-(23:40) - “How does the dividend work with IBC?”, “How does the dividend make me money?”ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul, visit the links below!Website:&nbsp;https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:[email protected]

Join David Befort and Paul Fugere on Episode 24 of the Wealth Warehouse!Everyone has an opinion when it comes to how you manage your money. Oftentimes, when you step out of the norm, you can get pushback from other people – even family and friends. In this week’s episode the guys give you advice on handling the haters and what you can do to better defend your decision to roll with IBC.In this episode, you’ll learn about:-What makes you a good (or bad) fit for IBC-How to deal with negative opinions, naysayers and experts -&nbsp; what is that experience like?-The importance of doing your own research as well as understanding the source-Practical advice on handling pushback from other people-And much more!As mentioned in the episode, “The Infinite Banking Concept Explained”:https://www.youtube.com/watch?v=4fSMlg4i7pkHIGHLIGHTS:-(1:15) - Quick point on policy loan repayment and the mentality shift that comes with being an owner-(5:15) - the appeal of IBC, are you a good fit for it?-(7:40) - dealing with negative opinions and naysayers, people’s personal vs. professional opinion-(14:19) - The importance of doing your own research and not relying on one financial guru-(22:01) - Experiment and learn from other people, but make sure their credentialed and know what they’re doing-(23:48) - Practical advice on handling pushback from other peopleABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul, visit the links below!Website:&nbsp;https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:[email protected]

Join David Befort and Paul Fugere on Episode 23 of the Wealth Warehouse!In this week's episode, the guys do a deep dive on a case study and examine the benefits that one of their clients experienced shortly after getting started with IBC. Find out more about how this newbie IBC user used his first policy loan to seize an opportunity that earned him a tax-free, risk-free, 33% rate of return.In this episode, you’ll learn about:-The guy’s perspective on managing loans you take out against your policy and why you shouldn’t park your dollars in a bank&nbsp;-The details of how one of Dave’s clients was able to take advantage of huge savings immediately using IBC.-How you “lose” your money forever when you spend using your savings and why you should be using your policy as your savings account-“Thinking like a banker” and why interest on a loan shouldn’t scare you-And much more!HIGHLIGHTS:-(0:37) - Listener question, “I have an outstanding policy loan but I have the cash in a savings account to pay it off, what do I do?”-(4:23) - The meaning of loan capitalization and what your perspective on loans should be-(7:20) - Case study introduction and background-(12:24) - Savings vs. IBC for big ticket items-(16:03) - IBC is a long-term strategy, how it compares to other traditional means of wealth building-(20:50) - The element of control, how institutions tie up your money when you need it the mostABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.CATCH UP WITH DAVID AND PAUL, VISIT THE LINKS BELOW:Website:&nbsp;https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:[email protected]

Join David Befort and Paul Fugere on Episode 22 of the Wealth Warehouse!It should be obvious by now that IBC doesn’t mesh with most traditional wealth building strategies. This week’s show is no different as the guys tackle conventional ideas around saving money, spending it and what your perspective should be on all of it.In this episode you’ll learn about:-Why you shouldn’t be paying for that big vacation in cash-Utilizing your life insurance policy’s line of credit and balancing it with your cash flow, loans and policy-The opportunity cost of saving money traditionally and the pitfalls of the “piggy bank mentality”-“Financing your life”, a new way to look at loans-Why rate of return shouldn’t dictate how you manage your money-And much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul, visit the links below!Website:&nbsp;https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:[email protected]

Join David Befort and Paul Fugere on Episode 21 of the Wealth Warehouse!This week, the guys break down the popular TV series “Breaking Bad” –&nbsp; and tell you why it’s one of the best examples of a situation that could’ve been avoided by some simple planning and foresight.Yep, that’s right. Whole-term life insurance could’ve saved Walter White a whole lot of trouble.In this episode, you’ll learn about:-How Walter should’ve planned from the beginning-What he did wrong (in terms of planning, not cooking meth)-How Walter’s situation would’ve been radically different if he had whole life insurance or even convertible-term insurance-How this example applies to you – and what you can do so you don’t find your in a similar situation (in terms of being unprepared, not cooking meth)-And much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul, visit the links below!Website:&nbsp;https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:[email protected]

Join David Befort and Paul Fugere on Episode 20 of the Wealth Warehouse!This week, David and Paul take another swing at some FAQs that they get from listeners and clients. Newcomers and veteran listeners alike will find great insight into some of the most burning questions people have about IBC and whole-term life insurance.In this episode you’ll get answers to questions such as:-Is there a limit to how much I can put into a whole-term life insurance policy?-How can I get my policy started and ready to go as fast as possible?-How much premium should I pay?-Is there a premium payment limit?-And much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul, visit the links below!Website:&nbsp;https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:[email protected]

Join David Befort and Paul Fugere on Episode 19 of the Wealth Warehouse!&nbsp;Economic uncertainty is one of the biggest obstacles to financial freedom. How can you prepare for something you don’t even know is going to happen yet? David and Paul discuss all of the recent economic turmoil, as well as how to best address uncertainty and keep your nest egg intact.&nbsp;In this episode you’ll learn about:&nbsp;-The external forces you face now and how they hurt your ability to grow your money-How these external forces affect wealth creation-Possible issues that common investment strategies can encounter, from taxes and inflation to pandemics and poor market performance-&nbsp;How IBC can insulate you from economic uncertainty-And so much more!&nbsp;ABOUT YOUR HOSTS:&nbsp;David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.&nbsp;Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.&nbsp;As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.&nbsp;Catch up with David and Paul, visit the links below!&nbsp;Website:&nbsp;&nbsp;https://infinitebanking.org/agents/Fugere494&nbsp;https://infinitebanking.org/agents/Befort399&nbsp;LinkedIn:&nbsp;https://www.linkedin.com/in/david-a-befort-jr-09663972/&nbsp;https://www.linkedin.com/in/paul-fugere-762021b0/&nbsp;Email:&nbsp;[email protected]

We’re all familiar with the huge benefits that Infinite Banking provides through whole life policies. But what about other types of policies? Can you expect the same results?Today, David and Paul depart from IBC a little to share their experience and thoughts on term life insurance.&nbsp;In this episode you’ll learn about:&nbsp;-The difference between whole life insurance and term life insurance-What term life insurance gets you and some of its financial drawbacks-Convertible versus non-convertible term insurance-How to leverage term insurance for financial success&nbsp;&nbsp;&nbsp;&nbsp;-And so much more!&nbsp;ABOUT YOUR HOSTS:&nbsp;David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.&nbsp;Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.&nbsp;As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul! Visit Paul on InfiniteBanking.orgVisit Dave on InfiniteBanking.orgConnect with Dave on LinkedInConnect with Paul on LinkedInEmail:[email protected]

Join David Befort and Paul Fugere on Episode 17 of the Wealth Warehouse!There are so many advantages that IBC can bring to your finances and in turn, your life.In this episode, David and Paul examine the benefits of Infinite Banking and break down what they love the most about this strategy.In this episode, you’ll learn about:-How IBC is able to avoid external economic pressures-What you avoid when you don’t use banks for loans-The importance of having access to money on your time and terms-The stability and peace of mind that IBC brings-And so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul! Visit Paul on InfiniteBanking.orgVisit Dave on InfiniteBanking.orgConnect with Dave on LinkedInConnect with Paul on LinkedInEmail:[email protected]

Join David Befort and Paul Fugere on Episode 16 of the Wealth Warehouse. David and Paul have introduced so many clients from all walks of life to the concept of IBC. And in those encounters, commonalities can be observed. In this episode, David and Paul discuss the common traits that most IBC users have with each other and the traits that can help identify those that won't be a good fit for IBC. In this episode you will learn:-No financial strategy will work if you don't know how to save-David Befort on inflation by walnuts-Even economics majors want to unlearn what they learned-To get into IBC, think long term-Who is NOT a good fit for IBC?-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Fugere494&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [email protected] Benefit Plan Summary:https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/Self-directed IRA Summary:https://www.investopedia.com/terms/s/self-directed-ira.aspLinks for 529 Plan research:https://www.sec.gov/reportspubs/investor-publications/investorpubsintro529htm.htmlhttps://www.finra.org/investors/alerts/college-savings-plans-school-yourself-you-invest

Join David Befort and Paul Fugere on Episode 15 of the Wealth Warehouse. We all know that college is open to all. But what we also know is that it sure does cost like it's only for the wealthy few. So what about a college savings plan? In this episode, David and Paul discuss the difference between a savings plan and an investment plan, the advantages of the infinite banking concept when up against 529 Plans, and the other ways for you to start saving for college aside from IBC.In this episode you will learn:&nbsp; -529 Plans are investment plans; it's not a savings plan-Student aid punishes you for doing a good job planning for college-There's so much volatility in the current [2022] stock market-What really is the benefit of a 529 plan?-The other options to save for college aside from IBC-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Fugere494&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Befort399LinkedIn:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [email protected] Benefit Plan Summary:https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/Self-directed IRA Summary:https://www.investopedia.com/terms/s/self-directed-ira.aspLinks for 529 Plan research:https://www.sec.gov/reportspubs/investor-publications/investorpubsintro529htm.htmlhttps://www.finra.org/investors/alerts/college-savings-plans-school-yourself-you-invest

Join David Befort and Paul Fugere on Episode 14 of the Wealth Warehouse. When you have capital, opportunities seek you; but to find opportunities, you, too, must search for them. In this episode, David and Paul discuss the elements that help you find opportunities and help opportunities find you. They also brief through David's quick principle on how to think like the bank, the significance of relationship-building to finding opportunities, and their thoughts on the adage, "cash is king!"In this episode you will learn:-You have to be interested in doing 'different' things-Relationships will teach you and fulfill you-A quick way to think like a bank-Paul: "I've run out of money before I've run out of opportunities."-What does "cash is king" mean?-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:&nbsp; https://infinitebanking.org/agents/Fugere494&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Befort399LinkedIn:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [email protected] Benefit Plan Summary:https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/Self-directed IRA Summary:https://www.investopedia.com/terms/s/self-directed-ira.asp

Join David Befort and Paul Fugere on Episode 13 of the Wealth Warehouse. People, especially skeptics, may have one, two, or a hundred questions regarding IBC. And this entire episode is dedicated to answering just those. In this episode, David and Paul gather the top frequently asked questions about IBC. How many policies can you own? Can you copy someone else's policy? What's the best thing you can do to an accessible cash value? And so much more.In this episode you will learn:-First thing in IBC: You are the banker!-What you see in Nelson's book are examples and guidelines-Should you be concerned about how much to pay for the premium?-Every policy is specially tailored-Policy loans aren't taxable; however… -and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Fugere494&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Befort399LinkedIn:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [email protected] Benefit Plan Summary:https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/Self-directed IRA Summary:https://www.investopedia.com/terms/s/self-directed-ira.asp

Join David Befort and Paul Fugere on Episode 11 of the Wealth Warehouse. Objections to the infinite banking concept come from left and right. Whether it's a misunderstanding or just inhibition, David and Paul move you past those by debunking the common objections that stop people from discovering IBC. In this episode, David and Paul answer questions like, why would I pay interest to an insurance company to borrow my own money? Do insurance companies keep all my built-up cash value after death? Am I too old for IBC? And so forth!In this episode you will learn:-The misunderstanding of how life insurance works-In life insurance, the death benefit is the asset-Cash value is what the insurance company is willing to pay you to walk away from the contract-You are not too old for IBC!-Comparing Mutual funds to whole life insurance is an apples-to-oranges comparison-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money. David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:https://infinitebanking.org/agents/Fugere494&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://infinitebanking.org/agents/Befort399LinkedIn:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; [email protected]

Join David Befort and Paul Fugere on Episode 10 of the Wealth Warehouse. Can the infinite banking concept eliminate your debt? With an astounding 'yes!' David and Paul explain how eliminating debt through IBC can mean as easy as changing the pattern of how your money flows. In this episode, David and Paul lay down how you can retain your cash value permanently instead of giving it away permanently.In this episode you will learn:-It's all about your spending pattern-Your policy keeps your money, provides you benefits, and is working for you forever-Some people just don't know better where to put their capital-Paul Fugere – about a client with a buuuunch of debt-So does IBC mean more debt to pay for debt?-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email: [email protected] Benefit Plan Summary:https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/Self-directed IRA Summary:https://www.investopedia.com/terms/s/self-directed-ira.asp

Join David Befort and Paul Fugere on Episode 10 of the Wealth Warehouse. In part 2 of this bid-your-middle-class-mindset-goodbye special, David and Paul simplify how the infinite banking concept helps make your money function differently. Today, David and Paul discuss what accumulation theory is, the biggest fallacies when it comes to investing, and the top issues that pose a challenge to the wealth of the middle class.In this episode you will learn:-With 401(k)s, you have to make sure you don't live too long!-Paul and Dave’s personal definitions of “wealth”-How making money is viewed by the wealthy and the middle class-How IBC can improve what you are already doing-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email: [email protected]

Join David Befort and Paul Fugere on Episode 9 of the Wealth Warehouse. In part 1 of this special, David and Paul answer, "is middle class your socio-economic status or your mindset?" When we study the way the wealthy think, it's not hard to see how an abundance mindset has set them apart. Here, David and Paul discuss where your mindset shift should start and how the wealthy view markets, risks, money management, debt, etc.In this episode you will learn:-Education is step #1 in everything-Majority of people are capable of managing their own wealth-What is risk tolerance?-The questions to ask yourself to start chaning your mindset-Are your views on debt holding you back?-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:[email protected]

Join David Befort and Paul Fugere on Episode 8 of the Wealth Warehouse. In this episode, David and Paul open the floor to discuss a topic that never fails to stir up much emotion from people — 401(k)s. For the two, most people are smart enough to manage their own wealth, but with conditioning, we've been made to believe that doing so is out of our league. Here, David and Paul discuss why qualified plans were created, how inflation decreases the value of retirement accounts, who controls your 401(k), and more.In this episode you will learn:-Income tax was established at the same time as the Federal Reserve-When making your plan, factor in inflation-You're not the one who controls your 401(k)-David and Paul – on required minimum distributions-Taxes are at historically low levels, but…-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email: [email protected] Benefit Plan Summary:https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/Self-directed IRA Summary:https://www.investopedia.com/terms/s/self-directed-ira.asp

Join David Befort and Paul Fugere on Episode 7 of the Wealth Warehouse. In this episode, David and Paul talk about the post-military life insurance options available to military members. David shares an excellent case study about how a military friend who funded an annual premium for a specially designed whole life policy made $100k happen by his retirement. Aside from that, they also touch on soldier group life insurances, survivor benefit plans, why transitioning members shouldn't cut themselves short, and what the 'go-to-hell' fund means.In this episode you will learn:-What is SGLI?-On Survivor Benefit Plans and Surviving Spouses-Many service members in their prime live too much off on their pension-What a senior service member would tell a young member regarding money-How can you say 'no' from a place of strength?-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email: [email protected] Benefit Plan Summary:https://militarypay.defense.gov/Benefits/Survivor-Benefit-Program/Overview/Self-directed IRA Summary:https://www.investopedia.com/terms/s/self-directed-ira.asp

Join David Befort and Paul Fugere on Episode 6 of the Wealth Warehouse. In this episode, David and Paul share their favorites and the highlights of the recent 2022 IBC Annual Think Tank. If the infinite banking process is not a product, what is it? Here, David and Paul discuss the takeaways from Jayson Lowe's presentation on family banking, how IBC applies to large cases in real estate, what the most important part of the IBC process is, and more.In this episode you will learn:-In family banking, the new generation benefits.-An average person can take 20 years to be financially free-If your money has to reside somewhere, why not in your own bank?-IBC is a process; it's not a product!-Why reading Becoming Your Own Banker cannot be stressed enough-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email: [email protected]

Join David Befort and Paul Fugere on Episode 5 of the Wealth Warehouse. In this episode, David and Paul talk about the practical, real-world applications of the infinite banking concept. After understanding the concept of IBC, most clients typically find themselves stuck in the 'now-what' phase. Today, after David shares how he utilized saved-up cash value in his earlier projects in real estate, Paul tells a story of how the infinite banking concept changed the financial trajectory of one of his childhood friend's life.In this episode you will learn:-David Befort – on his first house flipping experience-What if you just funnel all your money into an IRA?-Some employers don't allow employees access to their own plans-Paul Fugere – on working on a highly-motivated childhood friend's financials-What do banks base on when approving loans?-and so much more!ABOUT YOUR HOST:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.&nbsp;Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.&nbsp;As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.&nbsp;Catch up with David and Paul on:Website:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:&nbsp;&nbsp;[email protected]

Join David Befort and Paul Fugere on Episode 4 of the Wealth Warehouse. In this episode, David and Paul talk about the pros and cons of the infinite banking concept. Right after sharing a quick opinion on new year's resolutions, the two follow it up by discussing the common deterrents to getting into the IBC and what the IBC proffers in terms of insurance, guaranteed growth, and dividends. Later in the episode, Paul also explains why the IBC is not an 'either-or' type of thing.In this episode you will learn:-What people initially think of when encountering the IBC-Having a long-term perspective is a must to infinite banking&nbsp;-Wall Street doesn't affect your policy-The 9th Wonder of the World – Uninterrupted Compound Growth&nbsp;-About the book, The AND Asset by Caleb Guilliams-and so much more!ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website: https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn:https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email:[email protected]

Join David Befort and Paul Fugere on Episode 3 of the Wealth Warehouse. In this episode, David and Paul explain how to achieve sweaty wads of dripping wet cash. ABOUT YOUR HOSTS:David Befort and Paul Fugere are the hosts of the Wealth Warehouse Podcast. David is the Founder/CEO of Max Performance Financial. He founded the company with the mission of educating people on the truths about money.&nbsp;David's mission is to show you how you can control your own money, earn guarantees, grow it tax-free, and maintain penalty-free access to it to leverage for opportunities that will provide passive income for the rest of your life.Paul, on the other hand, is an Active Duty U.S. Army officer who graduated from Norwich University in 2002 with a B.A. in History and again in 2012 with a MA in Diplomacy and International Terrorism. Paul met his wife Tammy at Norwich.As a family, they enjoy boating, traveling, sports, hunting, automobiles, and are self-proclaimed food people.Catch up with David and Paul on:Website:https://infinitebanking.org/agents/Fugere494https://infinitebanking.org/agents/Befort399LinkedIn: https://www.linkedin.com/in/david-a-befort-jr-09663972/https://www.linkedin.com/in/paul-fugere-762021b0/Email: [email protected]