Wealth Without Bay Street 246: Escape Debt’s Grip with Infinite Banking Power ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Ever wondered if there’s a way to handle your finances that’s actually tailored to your life’s unique challenges?  In this episode, We sit down with Lou Cardoso, a 61-year-old grandfather and truck driver from Ontario, who transformed his financial situation using the Infinite Banking Concept (IBC). We dive into how he escaped debt's grip by […]

Wealth Without Bay Street 245: “I know all about Infinite Banking” The Arrival Syndrome ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Think you know everything there is to know about Infinite Banking? That’s what we call the “Arrival Syndrome,” and it might just be the barrier holding you back from true financial independence.   In this episode, we break down the concept of “Arrival Syndrome” and how it can prevent you from fully grasping the […]

Wealth Without Bay Street 244: Creating Wealth with Proven Business Strategies ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Are you tired of the traditional business grind and seeking fresh ways to achieve financial success? Get ready to rethink the norms of the business world and explore techniques that truly work. In this episode, we welcome Athin Cassiotis, a business growth expert, investor, and international speaker. He shares his unique journey from dropping out of […]

Wealth Without Bay Street 243: Tax Implications of Leaving Canada ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Ready to leave Canada behind and chase sunnier shores? Or maybe you’ve had enough of the tax burden and want to cut ties for good? Before you take the leap, there's a lot you need to know about what happens to your money, assets, and tax obligations when you become a non-resident.    In this episode, Richard Canfield […]

Wealth Without Bay Street 242: YOUR MONEY Problems Finally Solved!! ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Is your money working for you, or is it slipping through your fingers and into someone else’s pockets?  In this episode, we dive deep into the Infinite Banking Concept, revealing how you can break free from the chains of traditional banking and take control of your financial destiny. Our hosts, Jayson Lowe, and Richard Canfield, recorded this […]

Wealth Without Bay Street 241: Transforming Real Estate Deals through ezREIclosings with David Olds ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Ready to revolutionize your real estate game? In this episode, we introduce David Olds, the mastermind behind ezREIclosings, who has transformed the way real estate deals are closed, making it easier and more profitable for investors like you. He discusses how he identified a critical gap in the market—the challenges investors face in […]

Wealth Without Bay Street 240: I Wish I Started Infinite Banking Sooner ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  What if you could take control of your financial destiny and make your money work as hard as you do?   In this episode, Art Dadson reveals his journey from being a saturation diver who blew every dollar he earned to becoming his own banker, emphasizing the importance of building a financial fortress through the Infinite […]

Wealth Without Bay Street 239: The Infinite Banking Concept Coaching Academy Review ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  The Infinite Banking Concept (IBC) Coaching Academy is here to guide you through the journey, equipping you with the tools and strategies you need to master this revolutionary approach.  In this episode, we dive deep into a review of the Infinite Banking Concept Coaching Academy, highlighting how it serves as a comprehensive guide for both […]

Wealth Without Bay Street 238: How Infinite Banking Can Revolutionize the $112M Game Plan of Leon Draisaitl BUY A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  What if you could take control of your finances the same way Leon Draisaitl controls the ice?  In this episode, we dive into the concept of Infinite Banking, a method designed for those seeking to maximize wealth while minimizing financial dependency on external institutions. You'll learn how this innovative approach […]

Wealth Without Bay Street 237: Hidden Ways to Funding Higher Education and Avoiding RESP Limitations! BUY A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Higher education is more expensive than ever, but there are creative ways to fund your child's future without relying solely on traditional savings plans. In this episode, we tackle the financial challenges of funding post-secondary education and explore alternative methods to cover these costs. Richard Canfield and Henry Wong sit down with […]

Wealth Without Bay Street 236: Don’t Spread The Wealth Day! BOOK LAUNCH EPISODE! BUY A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Are you tired of traditional banking systems draining your wealth? There’s a financial strategy that allows you to keep your money within the family while building generational riches. In this episode, Richard Canfield and Jayson Lowe dive deep into the powerful Infinite Banking Concept and the launch of their book, Don't Spread the Wealth. […]

Wealth Without Bay Street 235: Escaping Financial Ruin with Proven Infinite Banking Tactics with Andrew Murdoch PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Do you feel trapped in an endless cycle of debt, battling the daunting dragons of financial ruin? In this episode, we explore how the Infinite Banking Concept can transform your financial strategy. We sit down with Andrew Murdoch, a seasoned practitioner of IBC, who shares his personal journey from financial turmoil […]

Wealth On Main Street Extra EP:  HUGE UPDATE: Welcome to Wealth on Main Street! PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Get ready for a transformation! Welcome to “Wealth on Main Street,” where financial success is redefined with practical strategies and fresh insights.  In this episode, we discuss the exciting transition from “Wealth Without Bay Street” to “Wealth on Main Street.” Discover why this change is more than just a new name—it's about connecting […]

Wealth Without Bay Street 234: Investment Banker Becomes Infinite Banker PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  What happens when a seasoned investment banker discovers the Infinite Banking Concept?  In this episode, we talk with Satish Mehra, a former investment banker who transitioned into the world of Infinite Banking. Satish shares his experiences, insights, and the transformative impact of Infinite Banking on his life and career.  Infinite Banking offers unparalleled control and flexibility over […]

Wealth Without Bay Street 233: How to Build Mental Toughness and Achieve Optimal Health with Robb Evans PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Living your best life requires more than just financial success, it demands mental toughness and optimal health. In this episode, we are joined by Robb Evans, a fitness and nutrition expert with over 36 years of experience. Robb shares his insights on mental toughness, the importance of daily habits, and […]

Wealth Without Bay Street 232: How Infinite Banking Can Transform Your Financial Future PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Financial freedom isn't just about accumulating wealth—it's about living it. Having complete control over your financial decisions while building a legacy of wealth for generations is an absolute dream for many. Fortunately, infinite banking allows us to achieve that.  In this episode, we are joined by Nate Scott from Living Wealth. Nate shares his […]

Wealth Without Bay Street 231: 2024 Tax Changes: What Business Owners and Real Estate Investors Need to Know PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Understanding the 2024 tax changes is crucial for making informed decisions that can impact your financial future. In this episode, we discuss the 2024 tax changes and the critical questions you should be asking. Business owners need to be aware of how tax changes affect corporate structures and dividends. […]

Wealth Without Bay Street 230: Private Lending With Infinite Banking: How Al Ahh Achieved Financial Success PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Private lending combined with the Infinite Banking Concept offers a pathway to financial independence that is both innovative and effective. In this episode, we are joined by Al Ahh, who shares his journey from discovering the Infinite Banking Concept to utilizing private lending to create financial freedom. Al’s story is filled […]

Wealth Without Bay Street 229: Exploring the Stability and Long-Term Benefits of Mutual Insurance with Martin Reeves PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Imagine a financial institution that prioritizes you, the policyholder, over shareholders. Mutual insurance companies do just that, providing unique benefits and aligning their success with yours.  In this episode, we speak with Martin Reeves, Head of Individual Insurance Business for Equitable Life of Canada. Martin brings over 20 years of […]

Wealth Without Bay Street 228: Velocity Banking and Infinite Banking Combined PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  In this episode, Denzel Rodriguez, a seasoned entrepreneur and YouTube personality with over 55,000 subscribers and more than 4 million views, shares his journey with Velocity Banking. We delve into the origins of Velocity Banking, its practical applications, and how combining it with Infinite Banking can create a robust financial strategy. Tune in now and optimize […]

Wealth Without Bay Street 227: Why Should You Consider The Infinite Banking Concept PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Achieving financial freedom is a goal for many, but the path to get there can seem complex and overwhelming. In this episode, we talk with Clayton Smith, CET, Founder and Senior Technologist of C5 Projects, a certified engineering technologist turned entrepreneur who has successfully implemented the Infinite Banking Concept. Clayton shares his journey, insights, […]

Wealth Without Bay Street 226: Maximizing Marketing Through Effective Copywriting PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Are you struggling to get your marketing emails noticed? Effective copywriting can transform your business, turning your email list into a goldmine of opportunities. In this episode, we are joined by William Wang, founder and CEO of Growth Labz, a result-focused marketing agency that specializes in helping B2B companies get qualified leads and turn them into dream […]

Wealth Without Bay Street 225: RESPs Explained | Reasons Why You Should Not Use An RESP PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  RESP is NOT the best choice for securing your child's future– don't let traditional savings plans limit your financial potential!  In this episode, we navigate through the maze of Registered Education Savings Plans (RESPs) and discuss alternative strategies that could reshape your financial planning for educational and familial prosperity. Learn how […]

Wealth Without Bay Street 224: The Power Of Infinite Banking In Your Family PRE-ORDER A COPY OF OUR NEW BOOK! Don’t Spread the Wealth: How to Leverage the Family Banking System to Own All the Gold, Make the Rules, and Enjoy Generational Riches https://www.amazon.ca/Dont-Spread-Wealth-Leverage-Generational-ebook/dp/B0CW19QSGT/  Website: https://dontspreadwealth.com/  Tired of traditional financial strategies that leave you feeling out of control?  In this episode, we're joined by Kyle Fuller, the founder of Factum Financial. Kyle has revolutionized the way over 2,000 families approach their finances, building a staggering $650 million in legacy wealth.  Discover the secrets of using life insurance as your personal […]

Wealth Without Bay Street 223: Thinking Big To Foster Global Change with Sir Darren Jacklin In this episode, we sit down with Sir Darren Jacklin, a global influencer and philanthropist, who has trained top executives across the globe and is now focused on global change through his ambitious philanthropic goals.  Discover how Darren’s journey from living in a treehouse to impacting millions worldwide exemplifies the boundless potential of setting colossal goals. We'll explore his unique “Idea Party” concept, and delve into the power of leveraging personal and professional networks. We're either coming from a problem, in a problem, or heading […]

Wealth Without Bay Street 222: Use infinite banking to buy a business | Jim Oliver Do you want to avoid traditional financial strategies that leave you feeling stuck?  In this episode, we dive deep into the Infinite Banking Concept (IBC) and how it can be a game-changer for entrepreneurs looking to buy and scale businesses. Join us as Jim Oliver, a seasoned Infinite Banking practitioner, reveals the secrets to creating a financial tailwind using this powerful strategy. Discover how real-world business owners have successfully implemented IBC to acquire businesses and build substantial wealth—beyond the confines of Wall Street. Jim's transformative […]

Wealth Without Bay Street 221: Pioneering Disease Detection with Advanced MRI Technology How can Imaginostics, a cutting-edge technology, transform early disease detection and treatment? In this episode, we discuss the technology behind Imaginostics. Our guests, Codi Gharagouzloo and Valerie Gharagouzloo, discuss the integration of advanced MRI technology with nanoparticle imaging to enhance medical diagnostics, paving the way for a new era in healthcare. Tune into this episode to learn about the groundbreaking advancements in MRI and nanoparticle imaging. Discover how this technology promises a future where preventive medicine can save more lives and reduce healthcare costs. ▶️ Pioneering Disease Detection with […]

Wealth Without Bay Street 220: Explaining The Infinite Banking Concept To Communities with The Cash Compound In this episode, we're diving deep into the Infinite Banking Concept, shedding light on how you can be your own banker, and exploring its profound impact on families.  Joined by the dynamic duo, Jeremiah Dew and Jonah Dew, this discussion is more than just financial advice—it's a revolution in your economic thinking. Also known as the “banking brothers,”  Jeremiapersoh and Jonah share their journey from confusion to mastery in managing personal finance through infinite banking. If you're navigating the complexities of family finances and […]

Wealth Without Bay Street 219: Is Infinite Banking Worth It? Scott Butt's Transformation How can Infinite Banking revolutionize your financial life? In this episode, we delve into the powerful story of Scott Butt and his journey with the Infinite Banking Concept (IBC). Discover how Scott transformed his financial approach, creating more wealth and gaining independence, as we unpack the essentials of Infinite Banking, its benefits, and how you can apply its principles to achieve financial freedom. Don't miss this opportunity. Discover why Infinite Banking could be the key to unlocking your financial potential. Start your journey toward true financial independence! […]

Wealth Without Bay Street 218: Real Estate Investor Uses Infinite Banking in Quebec Canada   How can you maximize your real estate investments in Quebec?   In this episode, we dive deep into the innovative strategies behind successful real estate investments in Quebec, Canada. We are joined by Axel Monsaingeon, a trailblazer in Quebec's real estate scene, who shares his journey from the corporate world to becoming a real estate mogul. Discover how integrating the Infinite Banking Concept has revolutionized his approach to building and sustaining wealth.   Tune in now and discover how to take control of your financial […]

Wealth Without Bay Street 217: Federal Budget 2024: Capital Gains Tax Increase   How will the Canadian 2024 Federal Budget and Capital Gains Tax Increase affect you?   In this episode, we dive into the Federal Budget 2024's significant changes, particularly the increase in the capital gains tax. With expert insights, we unravel how these adjustments could impact Canadian investors, entrepreneurs, and property owners.  Prepare for a clear breakdown of what this means for your financial strategy and investment portfolio. Tune into this insightful episode to arm yourself with the knowledge and strategies you need to optimize your financial plans. […]

Wealth Without Bay Street 216: Building a Family Financial Legacy Through Infinite Banking   How do you create a lasting financial legacy for your family? In this episode, join us as we sit down with the dynamic duo, Darius and Carmen Britt, from the popular Wealth Nation YouTube channel. We dive into their transformative journey with the Infinite Banking Concept, exploring how it's not just about personal financial growth but building a robust financial legacy for the entire family. Don't miss out on this insightful discussion on weaving the Infinite Banking Concept into the fabric of family financial planning. Tune […]

Wealth Without Bay Street 215: Infinite Banking Concept After Age 55, Can I Do It? Can you do the Infinite Banking Concept even after 55 years of age? In this episode, we go into a deep discussion whether the Infinite Banking Concept can work for individuals over the age of 55. We explore real-life examples and discuss both the potential and the limitations of starting this financial strategy later in life. Also, we'll shed light on what you need to have in place to make it work for you at this stage. Tune in now to discover how you can […]

Wealth Without Bay Street 214: Replacing Your Salary with Real Estate Ready to revolutionize your financial future with time-tested strategies? In this episode, we discuss the power of sustainable financial growth through real estate and the Infinite Banking Concept with Donny Mangos, a wealth strategist and real estate aficionado. Discover how Donny has transformed his approach to wealth creation and how these strategies can be seamlessly integrated into your life for long-term financial independence and success. Tune in and make your money work smarter, not harder! ▶️ Replacing Your Salary with Real Estate Key Points: 00:00 Introduction 02:55 The infinite […]

Wealth Without Bay Street 213:  What Problem Does Infinite Banking Solve? Eager to uncover the silent culprit behind financial constraints?   In this episode, we delve into the core of what Infinite Banking aims to solve, with our special guest, Dan Allen. We're peeling back the layers of the financial hurdles that families, entrepreneurs, and business owners face. Rethinking your financial strategies can lead to greater independence and control over your wealth.   Tune in and discover how to turn financial challenges into opportunities with Infinite Banking.   ▶️ What Problem Does Infinite Banking Solve?   Key Points: 00:36 Introduction […]

Wealth Without Bay Street 212: The Go Giver Mindset With Bob Burg and Sarbloh Gill Are you ready to transform your approach to success and financial independence? In this episode, we dive deep into the Go-Giver Mindset with best-selling author and renowned speaker, Bob Burg. Discover the transformative power of giving more in value than you take in payment. Whether you're an entrepreneur, a leader, or someone exploring the Infinite Banking Concept, this dialogue is your gateway to redefining success. Tune in and we’ll guide you to a world where giving is the ultimate key to receiving. ▶️ The Go […]

Wealth Without Bay Street 211: Wealth Creation Through Real Estate   Wondering how to turn real estate into real wealth? In this episode, we unravel the secrets of wealth creation through real estate with Meghan Hubner, a seasoned independent consultant dedicated to guiding established businesses on their journey to sustainable growth. Meghan shares her transition from the healthcare industry to real estate consulting, offering unique insights into the challenges and opportunities within the real estate market. Discover the critical link between solid business foundations and successful real estate investing. Tune in to guide you through the maze of real estate […]

Wealth Without Bay Street 210: Upgrading Your Wealth By Upgrading Your Health   Can upgrading your health be the secret to boosting your wealth? In this episode, we're diving into the powerful link between your health and financial success. Joined by Barton Scott, Founder and CEO of Upgradedformulas.com, we explore how innovative health solutions can lay the groundwork for financial prosperity, especially for those intrigued by the Infinite Banking Concept. Discover the transformative potential of stabilized nano minerals and how they can amplify your journey toward financial independence. Tune in and learn how small, consistent steps in wellness can lead […]

Wealth Without Bay Street 209: Buying a House with the Infinite Banking Concept In today's Client Series episode, we have the pleasure of welcoming Adam Marshall to our show. With an impressive track record as a Hall of Fame and Lifetime Achievement awardee for Re/Max in Ontario, his expertise in the real estate industry spans over two decades. From countless houses sold to every type of transaction imaginable, Adam has truly seen it all.  He openly expresses his early reservations about life insurance in general. Being a firm believer in the philosophy of “Buy Term and Invest the Difference,” it […]

Wealth Without Bay Street 208: Infinite Banking Nuances and Your Behavior The insurance industry still suffers from a negative reputation due to the turn-and-burn method of selling. Instead of prioritizing service, salespeople focus solely on meeting goals and earning commissions. Understanding the importance of a professional advisory relationship is the key to building a long-lasting plan that will support you throughout your entire life.  Ryan Griggs, the founder and principal advisor of Griggs Capital Strategies, discusses the nuances of purchasing whole life insurance. He emphasizes the importance of being cautious when receiving shallow advice and truly understanding the significance of […]

Wealth Without Bay Street 207: Tax Reporting Rules That Suck! Watch Out For Trusts!   Are you involved in a bare trust arrangement? Currently, we are at the one-year mark since Bill C-32 was enacted. This means that we are now entering the first tax reporting season under this law, covering an entire tax year. This bill, which initially seemed harmless, will potentially cause some unexpected issues. So, what does this mean for the average Canadian consumer? If you want to stay ahead and understand the impact on your financial life, tune in – we've got all the details you […]

Wealth Without Bay Street 206: Finding the Perfect Storm in Real Estate Investing   If you have ever tried to start, grow, and expand a Real Estate portfolio, you have likely realized that it is not as easy as you want it to be. Real Estate entrepreneur Russell Westcott shares tales from the trenches of his 25 years as an investor and capital raiser.  One of the most valuable lessons he has learned is to be unafraid of trying and to put aside your ego when mistakes, even catastrophic ones, occur. Failing should never be considered a life sentence—it only […]

Wealth Without Bay Street 205: Next Level Income with the Investment Optimizer Want to learn the secret to creating a high-performing opportunity fund capable of transacting over $1 billion in real estate? Look no further because we have Chris Larsen, the expert who has accomplished just that!  At a young age of 21, Chris began his real estate journey by acquiring his first rental property. Since then, he has retired from his medical career to focus on coaching others and helping them maximize their real estate portfolios in various areas. Chris has experience in syndications, car wash ownership, distressed debt, […]

Wealth Without Bay Street 204: Can You Get Rich Buying Cars? The enticing advertisements are everywhere, floating across various platforms, claiming that buying cars can make you rich or help you create wealth. Most people in Canada and the United States are acquiring cars through different means like cash payments, leasing, or financing. But here's an interesting concept: Infinite Banking. It revolves around reclaiming the interest you would have otherwise paid to someone else. It's an intriguing strategy to strengthen your financial standing. ▶ WATCH: Can You Get Rich Buying Cars?  Download a FREE copy of our bestselling books  Cash […]

Wealth Without Bay Street 203: How Soon Can I Stop Paying Premiums with Infinite Banking? In Canada, many people have been conditioned by their past experiences, knowledge, and behavior to perceive insurance as an expense. This often leads to the question: when can I stop paying for this expense?  It's a mindset we commonly have. But as coaches, our aim is to help people overcome this and realize that by changing our thinking, we can start asking more empowering questions.  Instead of wondering when to stop paying, we should ask how long we can continue paying the premium and how […]

Wealth Without Bay Street 202: Income Splitting Strategies for Couples in Canada Curious about how to split income with your partner or spouse? It's a question on everyone's mind, especially when the rules keep changing and it becomes a myriad of complications. People are eager to find ways to maximize their tax benefits.   Our good friend, Dan Allen, joins us to discuss the concept of income splitting. Dan, being a seasoned individual with experience under various governments and tax environments, brings a wealth of knowledge to the table. Don't miss out, tune in and get ready to learn!   ▶ Income […]

Wealth Without Bay Street 201: How to Melt Down Your RRSP: Case Study Looking for a strategy to handle a potential RRSP meltdown? We've got you covered! Our sample plan generally requires a time commitment of at least 6 years. In this real example we accomplished for client Peter, we helped him navigate the process of withdrawing $300,000, while ensuring all taxes are taken care of. The key here is to focus on putting this money into a contractually guaranteed and financially secure solution, offered by reliable insurance companies.  Unleash the full potential of your retirement savings!  WATCH: ▶ How […]

Wealth Without Bay Street 200: 1st Episode of 2024 “New year, new me” is a thing of the past. How about a New Decade resolution instead? With a decade ahead of us, we have room for growth and forgiveness. Let's focus on gradual and steady progress towards our goals. Reflect on the past, decide what you want to leave behind, and envision all the amazing things that will accompany you on this journey. Remember, small consistent efforts will lead to big results. Let's strive to build our best decade ever!  Join this powerful new conversation: Episode 200 – 1st Episode […]