If you’re looking to invest for a time horizon of about a year or and a half, you can consider arbitrage funds, says Ashutosh Gupta

Having some allocation to equity will give you a higher return, advises Dhirendra Kumar

It has brought some homogeneity within different categories. But in order to decide upon a fund, you should focus on your specific requirements, suggests Dhirendra Kumar

One should not try too hard to predict where the markets would be. Instead, one should follow the investment strategy with discipline, advises Ashutosh Gupta

Gold, being a volatile asset class, is not suitable for creating an emergency corpus. One should look at investing in liquid funds instead for this purpose, suggests Ashutosh Gupta

Poor long-term performance, combined with a high expense ratio, has caused the fund to be in our 'Sell' recommendation, informs Ashutosh Gupta

Ashutosh Gupta sheds light on the factors to consider while investing in the fund of funds

It is important to invest in equity even after retirement, suggests Dhirendra Kumar

Ashutosh Gupta outlines the strategy to cut down the number of funds in a portfolio.

I am hopeful that the returns should be better than what is implied by their going yield to maturities, says Ashutosh Gupta

In the case of equity funds, the differential between direct and regular plans is around 1 per cent, informs Ashutosh Gupta

As we are past the stage of falling interest rates, this may not be an opportune time to invest in gilt funds, says Ashutosh Gupta

Both serve the same investing need and your selection should depend on the level of diversification in your portfolio, suggests Ashutosh Gupta

Innovations that are mounted on the SIP, such as smart SIPs, tend to have an element of timing the market and hence should be avoided, suggests Ashutosh Gupta

Macaulay duration is a superior measure of duration as compared to average maturity, says Ashutosh Gupta

Puja Mehra speaks with Dr. Radhicka Kapoor, Fellow at the Indian Council for Research on International Economic Relations (ICRIER), about an often overlooked way of increasing demand in the economy

In the case of NRIs, fund houses are liable to deduct TDS from capital gains at the time of redemption, tells Ashutosh Gupta

Funds tagged as ‘Hold’ do not meet our high expectations in terms of one or more parameters that we evaluate the funds on, says Ashutosh Gupta

The NAV of the fund is inclusive of the expense ratio and this is charged in a small proportion each day, says Ashutosh Gupta

Given the mandate on duration here, the impact of interest-rate movements is range-bound but different funds can differ much on the credit-quality, says Ashutosh Gupta

Although the prospects of these two sectors look good, continue investing in flexi-cap as the fund manager will try and tilt your portfolio as required, suggests Dhirendra Kumar

While the core is the mainstay of one’s portfolio, satellites are tactical allocations which may be slightly higher on risk with better long-term return potentials, says Ashutosh Gupta

If you are pessimistic about the recovery, then you should take your money out, suggests Dhirendra Kumar

Decide the asset allocation you would like to have in different asset classes and build your own portfolio accordingly, suggests Ashutosh Gupta

Puja Mehra speaks with Dr. Sajjid Chinoy, Chief India Economist, J.P. Morgan, about the Budget presented by Finance minister Nirmala Sitharaman in an extraordinary year of contracting GDP

The NPS Tier-II tax-saving scheme is suitable for conservative investors who are central-government employees, informs Ashutosh Gupta

Avoid the temptation to invest in sectoral funds and opt for diversified equity funds instead, suggests Ashutosh Gupta

One needs to minimise the applicability of exit loads and capital-gain taxes while switching between funds, suggests Ashutosh Gupta

According to new rules, most equity funds would be slotted 'Very High' and hence, the risk gradation needs to refine further to be of any use, suggests Dhirendra Kumar

One should not always chase the top performer, advises Ashutosh Gupta

Yes, risk-o-meter is going to become very meaningful for fixed-income investors, says Dhirendra Kumar

Ashutosh Gupta talks about why New Fund Offers don’t make sense and the reasons one should consider while switching to another fund

At best, you can look to have a limited exposure to credit risk funds as a supplementary position, says Ashutosh Gupta.

There are commonalities that run across different funds of the same AMC. Hence, it is desirable to spread your investments across a few fund houses, suggests Ashutosh Gupta

NPS is a good product and its ultra-low cost is one of its advantages but it comes with certain restrictions, points out Ashutosh Gupta

While fund managers can have a certain portion of their portfolio in cash and equivalents, they generally are wary of taking active cash calls, says Ashutosh Gupta

Ashutosh Gupta discusses the case for liquid funds in the current environment.

Be guided by your personal circumstances more than the basic framework, suggests Ashutosh Gupta

Follow an asset allocation strategy as per your goals and follow periodic rebalancing, irrespective of where the markets are, suggests Dhirendra Kumar

A 70:30 allocation can be suitable even for long-term goals, tells Ashutosh Gupta

Thematic funds are more diversified than particular stocks and hence more suitable for investors looking for investment in a particular theme, suggests Ashutosh Gupta

Ashutosh Gupta explains how the date and cost of acquisition of a segregated portfolio are calculated for tax purpose

SGBs and RBI floating-rate bonds are not strictly comparable as the underlying asset class is different, tells Ashutosh Gupta

Ashutosh Gupta talks about the benefits of index funds and why they can be a suitable option for a first-time investor

Index funds belong to a separate category as per SEBI classification and hence there would be no impact on them, informs Ashutosh Gupta.

The returns may not be as good as what we see in the trailing one-year returns but hopefully, not as low as what the YTM suggests either, says Ashutosh Gupta

Stop worrying about the date of your SIP, instead be guided by the cycle of your cash flows, advises Ashutosh Gupta

The benefits of diversification diminish rapidly after four–five funds even when debt funds are considered as part of the portfolio, informs Ashutosh Gupta