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Join host Lucia and our team of experts for free tips to make your money go further. We tackle the issues hitting your pocket and give you all the advice you need to help boost your finances.
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Revealed: the best banks that you should switch to

Revealed: the best banks that you should switch to

We’ve just published new data that ranks the very best current and savings accounts providers on the market, to help you choose who to bank with. We reveal who tops the list, and the banks we recommend. Which? Market Analyst Sam Wilson reveals how we did the research, while Amy Knight, personal finance expert at NerdWallet UK explains what to look for when switching banks. Read our banking results data in full & sign up to our free weekly Money newsletter. Save 25% off a Which? Money annual membership for the first year. Get 50% off a Which? membership.
27:3615/11/2024
Which home insurance provider is the best? - Which? Shorts

Which home insurance provider is the best? - Which? Shorts

In this week's episode of Which? Shorts, we reveal the home insurance providers and policies we recommend: our Which? Best Buys. Read all of our reviews of the 75 home insurance policies & sign up to our free weekly Money newsletter. Join our campaign to end the insurance rip-off. To read more from the Which? magazine, become a Which? member for 50% off the usual price.
11:2913/11/2024
How to earn free flights with reward cards

How to earn free flights with reward cards

In this episode, we’re having look at how you can save on your next holiday by revealing some of our recommended reward credit cards that let you collect air miles while doing your weekly shop.Find out more, look at the full comparison table with The best air mile credit cards 2024 & sign up to our free monthly Money newsletter
08:4311/11/2024
Is there any good news for the property market?

Is there any good news for the property market?

In last week’s Autumn Budget, Rachel Reeves announced a raft of changes that will impact first-time buyers, movers and second home owners. But were there any announcements that will actually benefit people? Which? Money’s mortgage specialist Stephen Maunder & Aneisha Beveridge, Head of Research at estate agent Hamptons explain what the Budget means for everybody on the property ladder. Read more about changes to stamp duty & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.
35:3908/11/2024
Podcast exclusive: 5 Great Value products you should buy - Get Answers

Podcast exclusive: 5 Great Value products you should buy - Get Answers

Over the last few years, we’ve seen inflation rising to record levels, meaning prices on everything we buy have been going through the roof. Today we exclusively reveal some of the Great Value products we think you should buy - something you'd only usually find out if you were a Which? member. Read our full reviews of the products we recommend: tumble dryer, dishwasher, dehumidifier, television, mattress.Read about more ways to save money & sign up for our free monthly Deals newsletter. Get 50% off a Which? membership.
41:1604/11/2024
Will the 2024 Budget make you worse off?

Will the 2024 Budget make you worse off?

The long-awaiting Budget speech by Rachel Reeves was delivered today, but what did she say? Was anything new announced? And what does it all mean for you finances? Which? Money Editor Jenny Ross and Tom Selby, Director of Public Policy at AJ Bell, are here to digest and debrief it all to explain the good news, the bad news, and everything in between. Read more about what the 2024 Budget means for you & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.
27:4230/10/2024
How to save on investment fees

How to save on investment fees

In this episode, we’re having look at what you can do to minimise the costs and save money with investment fees.Find out more, read about what to avoid with The worst-performing investment funds revealed & sign up to our free monthly Money newsletter
11:1928/10/2024
Supermarket loyalty pricing exposed

Supermarket loyalty pricing exposed

On the surface, prices for loyalty card members in the supermarkets look great, but research from Which? shows that they might not be all they seem cracked up to be. Which? Senior researcher Ellie Simmonds and financial advisor, author and TV presenter Emmanuel Asuquo reveal more from our investigation and explain how you can get the best deals when you’re doing your weekly shop. Read more about Ellie's investigation & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.
30:4625/10/2024
Six ways to cut your phone and broadband bills - Which? Shorts

Six ways to cut your phone and broadband bills - Which? Shorts

In this week's episode of Which? Shorts, we share six quick and easy tips to cut the cost of your TV, broadband and mobile phone contracts. Check out our pages to compare broadband and phone contracts. Read more about how cashback sites work & sign up for our free monthly Tech newsletter. To read more from the Which? Tech magazine, become a member of Which? Tech. Get 50% off a Which? membership.
12:5923/10/2024
How to reduce your energy bills this winter - Get Answers

How to reduce your energy bills this winter - Get Answers

Saving money on energy bills is something we think about every winter, but a brand new tool from us here at Which? has made it even easier to work out how you can save. And are heat pumps the answer to long term savings? We explore their strengths and weaknesses. Use our new home energy planning service & sign up for our free monthly Sustainability newsletter. Get 50% off a Which? membership.
31:2121/10/2024
Are pensioners really better off than everybody else?

Are pensioners really better off than everybody else?

It’s often said that the older generation are considered to be at a financial advantage, but is that actually the case? Which? Principal Researcher Paul Davies and Lily Megson, Policy Director at My Pension Expert explain how you can help prepare for retirement no matter your age right now. Use our pension calculator & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.
34:4818/10/2024
How to get something for nothing - Which? Shorts

How to get something for nothing - Which? Shorts

In this week's episode of Which? Shorts, we share with you the websites you should visit to grab yourself a bargain on eating out, weekend breaks and evenings of entertainment. Keep across the best deals & sign up for our free monthly Tech newsletter. To read more from the Which? Tech magazine, become a member of Which? Tech. Get 50% off a Which? membership.
12:1116/10/2024
How the Bank of England sets interest rates

How the Bank of England sets interest rates

In this episode, we examine the Bank of England's inner workings, including how it manages the economy and sets rates.Find out more, read about how the Bank of England's base rate will affect your mortgage & sign up to our free monthly Money newsletter
09:2314/10/2024
How to get your money back if you’ve been a victim of fraud

How to get your money back if you’ve been a victim of fraud

After years of campaigning from Which?, new rules have been introduced this week to make it easier to get your money back if you’ve been a victim of fraud. So what are the new rules and how do they work in practice? Which? Money Editor Jenny Ross and Matt Hepburn, Fraud Spokesperson at TSB explain what you should do if you think you’ve been a victim of fraud. Read our list of the best banks for dealing with fraud & sign up to our free weekly Money newsletter. Sign up for our free Scam Alerts service. Get 50% off a Which? membership.
32:0011/10/2024
How to make the most of Amazon Prime Day

How to make the most of Amazon Prime Day

With Black Friday and Christmas fast approaching, we’ve assembled two top experts to help you tackle the online giant. We hear how you can find the best deals, brilliant bargains, and even discuss whether it’s possible to live without shopping on the platform. Read our advice on how to spot a fake review & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.
27:3808/10/2024
How to shop safely on online marketplaces - Get Answers

How to shop safely on online marketplaces - Get Answers

Whether you’re picking up a neighbour’s sofa off Facebook, bidding on antiques on eBay or ordering a personalised cereal bowl from Etsy, you, and millions of others, are actually using an Online Marketplace. They’re a brilliant way to connect buyers and sellers but a recent Which investigation has found they’re also a hotbed of dangerous products. So what can you do to ensure what you’re buying is safe? Read more about our investigation, and find out what the companies had to say. You can also read B&Q's response here. Get 50% off a Which? membership.
26:5907/10/2024
How the US election will impact your investments

How the US election will impact your investments

With a month to go until the US elects a new President, we take a look at how a Trump or Harris presidency might impact your investments, and explain what you can do to prepare for polling day. Which? Senior Researcher Josh Wilson and Russ Mould, Investment Director at AJ Bell share their insights to help you with your portfolio. Read more on how the election could impact your portfolio & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.
22:1904/10/2024
How to beat the rising costs of funeral services

How to beat the rising costs of funeral services

In this episode, we look at funeral planning and how to deal with the rising costs.Find out more, read Funeral plans are still in demand but are they safe & sign up to our free monthly Money newsletter
12:1830/09/2024
Why your credit score could be wrong

Why your credit score could be wrong

This week we’re decoding your credit score - and credit report. We explain what happens when credit reference agencies have wrong information about you, how often this can happen and what you can do to protect yourself. Which? Researcher Megan Thomas and Adam French, Senior Editor at NerdWallet have all the answers to a topic that could be more complex than you might first imagine. Read more on how to improve your credit score & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.
30:5927/09/2024
How to avoid a home insurance nightmare

How to avoid a home insurance nightmare

This week we revealed our yearly survey of the best home insurance policies on the market, and it doesn’t make for good reading. Prices are on the rise, and satisfaction levels are down. Which? insurance expert Dean Sobers explains how to find the right cover for you, plus Claire Massey explains what happened to her when things went wrong. Read more about our new survey & sign up to our free weekly Money newsletter. Join our campaign to end the insurance rip-off. Get 50% off a Which? membership.
38:4620/09/2024
Insider tips to avoid the latest scams - Get Answers

Insider tips to avoid the latest scams - Get Answers

When you hear the word scam, you might think of a dodgy email dropping into your inbox, or maybe a badly worded text from someone pretending to be from your bank. But scams are getting more and more sophisticated, and scammers themselves are working out new ways to deceive us all. So what can you do to stay ahead of the game? Read about the latest scams we've seen & sign up for our free Scam Alerts service.Get 50% off a Which? membership & become a member of Which? Tech.
38:5016/09/2024
Where are the riskiest places for fraud?

Where are the riskiest places for fraud?

In this episode, we explore where the risks of fraud and scams lie and how to report it if you fall victim to what is one of the most dominant crimes in the UK.Find out more, read the 5 fraud trends you need to know about & sign up to our free monthly Money newsletter
12:4216/09/2024
Why you need to make a will

Why you need to make a will

It may seem like something you don’t need to think about right now, but the general advice is that everybody should have a will just in case. Which? Wills expert James Buchan, and Lucinda Frostick, the Director of Remember A Charity explain what they are, what they should include, and how you go about making one. Get 30% off Which?'s Premium Will service & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.
37:1113/09/2024
The darkside of digital banking

The darkside of digital banking

In this episode,  we’re looking at how the digital banking revolution has facilitated an increase in economic abuse.Find out more, read the 6 banking changes needed to help victims of financial abuse & sign up to our free monthly Money newsletter
14:0609/09/2024
Meet the older generation becoming their own boss

Meet the older generation becoming their own boss

Hear from the people turning to self employment in later life as they look to change careers or boost their income.We hear from those who have made the switch, asking how they overcame major hurdles to make their businesses work and their advice for success. Read our advice on the self-employed expenses you can claim & sign up to our free weekly Money newsletter.
29:0806/09/2024
Making the most of your student income

Making the most of your student income

Ahead of the new academic year we share the best advice and tips to help students make the most of their money.We explain how student finance works, how to treat your student loan, and reveal the best hacks to access the biggest discounts and bursaries.Click here to access our special podcast membership offer & sign up to our free weekly Money newsletter.
32:2830/08/2024
5 money scams you need to be aware of

5 money scams you need to be aware of

In this episode of Money Shorts, we're looking at 5 of the most sophisticated fraud attempts we've come across so far this year.Find out more and read How to avoid scams when booking a holiday & sign up to our free monthly Money newsletter
16:5426/08/2024
How will the base rate cut help mortgage holders?

How will the base rate cut help mortgage holders?

The Bank of England base rate fell earlier this month, so does that mean your mortgage costs will come down too? Which? Money’s mortgage specialist Stephen Maunder & Aneisha Beveridge, Head of Research at estate agent Hamptons explain what the base rate cut means, and predict the future of mortgage rates. Read the best mortgage rates this month & sign up to our free weekly Money newsletter.Get 50% off a Which? membership.
30:0823/08/2024
How much do you really need to save for a stress-free retirement?

How much do you really need to save for a stress-free retirement?

Research from us here at Which? suggests around half of adults don’t know how much money they’ll need come retirement. So what is the answer? And how can you ensure you achieve it? Which? Money Editor Jenny Ross & Tom Selby, AJ Bell’s Director of Public Policy explain the figures, plus share their advice on how best to save for later life. Learn the difference between different pension types & sign up to our free weekly Money newsletter.
30:3916/08/2024
How to take control of your pension pot

How to take control of your pension pot

In this episode of Money Shorts, we take a look at self-invested personal pensions, or SIPPs and how they give you better control over your savings.Find out more, read Would you be better off with a DIY pension? and sign up for our free monthly Money newsletter.
12:4012/08/2024
The golden rules of spending money abroad

The golden rules of spending money abroad

With the summer holiday season upon us, this is your guide to the dos and don’ts or spending money while abroad. Which? Senior Writer Grace Witherden & Jo Rhodes, a Senior Researcher at Which? Travel share their expert knowledge on the best cards to use, where to get your physical cash, and the best ways to avoid fees. Find out which travel debit cards and credit cards we recommend & sign up to our free weekly Money newsletter. Get 50% off a Which? membership.
23:2909/08/2024
4 ways to diversify your investment portfolio

4 ways to diversify your investment portfolio

More of us are investing our cash in assets than ever before. So should we be exploring ways to diversify our portfolio? Or should we stick to the mainstream? Which? Writer and researcher Megan Thomas & Laith Khalaf, Head of Investment Analysis at AJ Bell explain the benefits and pitfalls of investing in assets that you wouldn’t find in the mainstream. Find out the best stocks and shares Isas & sign up to our free weekly Money newsletter.
32:4702/08/2024
How much do you need to save for a comfortable retirement - Which? Shorts

How much do you need to save for a comfortable retirement - Which? Shorts

In this week's episode of Which? Shorts, we look at how much money you need to set aside for later life, plus explain the best ways to boost your pension pot. Read more about pension drawdown & sign up to our free weekly Money newsletter. Get the Which? magazine delivered to your door by becoming a member. Check out the free Pension Wise service & use the DWP tool.
13:2431/07/2024
Weighing up equity release

Weighing up equity release

In this episode of Money Shorts, we look at interest rates and house prices to determine when equity release is worth it.Find out more, read about the 5 common equity release myths and sign up for our free monthly Money newsletter.
11:1129/07/2024
The Shoddy Awards: companies & products named and shamed - Get Answers

The Shoddy Awards: companies & products named and shamed - Get Answers

This week we’re attending The Shoddies, our very own awards presented for some of the biggest consumer let downs of the past twelve months. From disappointing service providers to useless - and in some cases downright unsafe - products, we’ll be telling you the brands we think you should avoid. Read a full list of products and services we awarded Shoddy awards to. Join Which? to get the magazine delivered direct to your door.
36:1726/07/2024
Are we being short-changed by our banks?

Are we being short-changed by our banks?

Interest rates are at 5.25%, meaning savers should be earning a decent amount on their savings. But our recent investigation shows that there’s a huge gulf in what’s being offered on the market right now. Which? Senior Writer Josh Wilson & Clear Barrett, the presenter of the FT’s Money Clinic podcast, explain why there’s such a range in what’s on offer at the moment, plus what other methods there are for your savings. Read about the best savings accounts & the best cash Isas for 2024. Sign up to our free weekly Money newsletter.
28:2626/07/2024
Is it worth paying £650 for a credit card?

Is it worth paying £650 for a credit card?

With so many different credit cards on the market, this week we break it all down for you. We explain which ones would be best for you, plus work out whether it’s worth paying £650 for one. Which? Money Senior Writer Grace Witherden & Gabriel Nussbaum, otherwise known as That Money Guy on social media, explain all the differences between the wide array of credit cards on the market. Read our best credit card deal right now & sign up to our free weekly Money newsletter.Listen to our episode about Section 75 protection.
31:4719/07/2024
The hidden world of money mules

The hidden world of money mules

In this episode of Money Shorts, we’re looking at a lesser-known aspect of fraud, money mules, and the significant role they play in the fraud chain.Read the 5 scams you need to know about in 2024 & sign up to our free monthly Money newsletter
15:1415/07/2024
What the new Labour government means for your money

What the new Labour government means for your money

After 14 years of Conservative governments, a recent general election win for Labour inevitably means changes to policy that will impact our finances. Which? Money Editor Jenny Ross & Tom Selby, AJ Bell’s Director of Public Policy explain how a Labour government may impact taxpayers, mortgage holders and your pension. Read more about what the new government means for you & sign up to our free weekly Money newsletter. Sign up for our free Scam Alerts service.
33:2512/07/2024
Revealing the products you should never pay full price for - Get Answers

Revealing the products you should never pay full price for - Get Answers

Health and beauty products are a staple of our everyday life. From the toothpaste we use as soon as we wake up, to the deodorant we use after jumping out of the shower, even the hayfever tablets many of us rely on at this time of year, we’re spending hundreds of pounds on stuff that helps us look, feel and smell good. But new research from Which? suggests you might be needlessly over-spending on many of your everyday products. We reveal when you can pick a bargain, and how to outsmart retailers when it comes to finding the best deals. Read our research on the own label food products that beat the big name brands.Sign up to our free Weekly Scoop, Food & Health, and Money newsletters.
32:2408/07/2024
How to holiday abroad for less than £100

How to holiday abroad for less than £100

This week we're bringing you an episode from our sister podcast Get Answers, telling you whether or not it's possible to go on holiday for less than £100. Booking your next summer getaway is meant to be something to look forward to. Scrolling through the holiday websites looking at pictures of glorious pools and sandy beaches, deciding which room in the apartment has the best view over the coastline. You think you’ve found a great deal and then… the fees start to add up! The bargain holiday you thought you’d found is now tens, perhaps hundreds of pounds more expensive. So what can you do to beat the fees and bag a bargain for your next overseas holiday? We meet the woman who did just that as she shares her advice on how you can do the same. Check out our Which? Shorts podcast on how to prepare for your summer holiday & sign up to our free Travel newsletter.
34:5705/07/2024
Paying for care: Your questions answered

Paying for care: Your questions answered

In this episode of Money Shorts, we demystify the rules around later life care funding across the UK.Read the 9 things you should know before paying for care & sign up to our free monthly Money newsletter
12:3001/07/2024
What a fall in the base rate would mean for your mortgage

What a fall in the base rate would mean for your mortgage

Inflation has finally hit the Bank of England’s target, so does that mean interest rates will fall some time soon too? And if they do, what will that mean for mortgage holders? Which? Mortgage expert Stephen Maunder & mortgage advisor Ryley Solferini explain what an interest rate fall would do to mortgages, what to do if you’re worried about repayments, and give tips to first time buyers. Read our best mortgage rates available right now & sign up to our free weekly Money newsletter.
25:2828/06/2024
Best travel insurance providers for summer 2024

Best travel insurance providers for summer 2024

With the busy holiday season getting under way in just a few weeks time, we share the results of our latest survey to help you find the best policy to suit your needs.Our experts discuss whether annual cover could actually prove more cost effective, and how to claim should anything go wrong. Read the 7 questions to ask yourself when buying travel insurance and check out our free weekly Money newsletter.
30:4621/06/2024
How to use investing to boost your income

How to use investing to boost your income

In the first episode of our new Money Shorts series, we look at investing and how you can spot reliable dividend payers to boost the returns on your investments. Find out how to invest if you're a beginner & sign up to our free monthly Money newsletter.
13:2517/06/2024
The new rules protecting you from financial greenwashing

The new rules protecting you from financial greenwashing

For years now, the finance sector has been misleading customers on their green credentials, but now new rules aim to make banks be a lot more transparent with how they’re using our money. Which? Money’s Deputy Editor Sam Richardson & Huw Davies, Senior Finance Advisor at Make My Money Matter, analyse the new rules set out by the FCA and explain how you can make greener choices when choosing financial products. Find out what the new labels on products will look like & sign up to our free weekly Money newsletter.
34:5014/06/2024
6 quick and easy ways to make more money

6 quick and easy ways to make more money

From switching banks to renting out your driveway, there are a range of well known and lesser known ways to pocket yourself some easy cash. Today, we pick out some of our favourite ways you can boost your bank balance. Which? Senior Content Writer Grace Witherden & Beth Tydeman, better known as Budgets with Beth, highlight some easy ways for you to earn more money to put towards your household bills or your next family holiday. Which banks are offering money to switch banks & sign up to our free weekly Money newsletter.
36:1207/06/2024
How to stop companies selling your data - Which? Shorts

How to stop companies selling your data - Which? Shorts

In this week's episode of Which? Shorts, we tell you how credit reference agencies are using our data as part of their marketing agencies, and how you can limit what data they hold about you. Read about your rights following a data breach & sign up to our free weekly Money newsletter. Get the Which? magazine delivered direct to your door.
18:0905/06/2024
Why now might be the best time to invest

Why now might be the best time to invest

The FTSE 100 hit an all-time high at the start of May, so does that mean it's a good time to invest? And if so, what are the best ways of investing into the stock exchange of the 100 most valuable companies in the UK?Which? Writer and researcher Megan Thomas & Hargreaves Lansdown’s Head of Money and Markets Susannah Streeter explain why now might be the best time to invest, plus what your options are if you’re just starting your investment journey. Find out what the best stocks and shares Isas are & which investment platform is best. Read our tips for new investors & sign up to our free weekly Money newsletter.
22:4631/05/2024
Recovery scams: how to beat the fraudsters

Recovery scams: how to beat the fraudsters

There’s no worse feeling than realising you’ve been scammed out of hundreds or thousands of pounds. But so called recovery scammers are finding new ways to get hold of even more of our money. Which? Senior Writer Faye Lipson and TSB’s Fraud Spokesperson Matt Hepburn tell us how scammers are evolving, plus they give us their top tips for avoiding scams in the first place and how to get your money back. Find out what the newest scams are & sign up to our free weekly Money newsletter.
30:2424/05/2024