☎️ In today’s episode, I answer a question I received on Vestpod’s Instagram: What can you do when you’re feeling stuck about money?💸 While I would always advise you to find some form of professional help, here are some pointers you can try:1️⃣ Find a support system, whether just one other person or an entire group. A great place to start could be to talk to a financial professional. 2️⃣ Take control back by setting aside a specific time to know your numbers and check where is your money going. 3️⃣ Creating a budget means tracking and being more mindful about your spending. Resources:StepChange: https://www.stepchange.org/ Citizens Advice: https://www.citizensadvice.org.uk/ Vestpod POD groups: https://www.eventbrite.co.uk/o/vestpod-16058437670 Hotline #11: https://play.acast.com/s/the-wallet/how-to-untangle-money-issues-and-mental-health Recommended books: “Mind over money”  “The psychology of money” "You Are a Badass at Making Money" "The Index Card: Why Personal Finance Doesn't Have to Be Complicated" What Women Want (report by CPP): https://www.progressive-policy.net/publications/what-women-want Our sponsor Moneybox is an award winning app helping people reach their goals and build wealth with confidence. You can sign up in minutes with as little as £1. Download the Moneybox app today or go to moneyboxapp.com/vestpod for more info. Capital at risk. I’m Emilie Bellet, founder of Vestpod - a community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! Join our events and subscribe to our newsletter at www.vestpod.com and on IG @vestpod. Join our private FB group: @vestpod.  Submit a question by recording a voice note on your phone and emailing it to [email protected].*Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

In 2017, Farah Kabir launched HANX, the sexual wellness brand with women in mind with her childhood friend Sarah. HANX sells a range of products, from their award-winning ultra-thin, vegan, biodegradable condoms to oestrogen-free hormonal contraception. Now stocked online and in Boots, Sainsbury's and other major UK retailers, they are genuinely disrupting the feminine care industry.⚡Farah is passionate about creating a platform that empowers women to take control of their sexual wellness and pleasure without shame or embarrassment. Before HANX, Farah spent six years working at Goldman Sachs. In this episode, we talk about leaving a secure banking job to launch HANX; the realities of raising money; tips for negotiating with big clients; and the ongoing balancing act of being a founder:1/ Communication is key while doing investment raises. When you’re open with your team about it, they remind you why you're doing what you're doing and are also there to support you. 2/ Retail sales is quite similar to investment raising: you can't just turn up when you need funds. You need to nurture that relationship with buyers. You’ve got to build that rapport and keep that going. 3/ For anyone that asks about jumping ship from their job and starting their own business, I always say it needs to be a calculated risk. You need to have a buffer for the rainy day when you might be financially strapped.You can follow and connect with Farah at:https://www.hanxofficial.com/ LinkedIn: https://www.linkedin.com/in/farahkabir001/ Instagram @hanxofficialOur podcast sponsor Moneybox is an award winning app helping people reach their goals and build wealth with confidence. You can sign up in minutes with as little as £1. Download the Moneybox app today or go to moneyboxapp.com/vestpod for more information. Capital at risk. I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

☎️Carla Hoppe spent the past 15 years as a corporate lawyer and tax advisor, and is now the founder of Wealthbrite. She is also the voice behind the popular Rethink Tax account on Instagram. 💸 In this episode, we explore why so many of us want to run for the hills when we hear the word ‘taxes’, learn easy tips and tricks that will help you understand taxes better, and understand the ways in which taxes will be changing this year. 💥 Today on The Wallet: 1️⃣ It’s common to feel anxious about tackling your taxes but learning the basics of how it works helps ease some of that stress, so Carla shares what steps you can take to ease the burden of filling out a tax return.2️⃣ National Insurance (NI) payments are changing in April, and Carla helps us understand what this means for you in a practical sense, and how to plan ahead.3️⃣The end of the tax year is approaching, which is the perfect time to address your finances, so Carla highlights what you can think about and do in the run-up.You can follow and connect with Carla at:https://www.wealthbrite.co.uk Instagram: @wealthbrite @rethink_taxResources:Check your Council Tax band: https://www.gov.uk/council-tax-bands Check your National Insurance record: https://www.gov.uk/check-national-insurance-record Claim Child Benefit: https://www.gov.uk/child-benefit Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

🔮 When Clare Seal faced a difficult financial situation in 2019, she turned to Instagram to make herself accountable, posting anonymously as @myfrugalyear. In under a year, she had grown a following and went on to start The Financial Wellbeing Forum. Clare is also Glamour’s Money Matters columnist and the author of three books.💥 Today on The Wallet: 1️⃣ It’s essential when you embark on a journey to improve your financial wellbeing, you are not wasting your energy or beating yourself up about the things where you don't have any control. Try to instead focus on what you can do and take small steps forward. 2️⃣ It’s easy to try and overcome financial baggage in quite a superficial way but it’s paramount to unpack why you’ve been doing the things you’ve been doing in the first place. It’s about understanding your behaviour to move forward and learning to forgive yourself and trust yourself again.3️⃣ You can earn as much as you want, but if your spending is out of control and you don't know what your money's going to, it's really difficult to find any sense of financial wellbeing. Overspending can be a self-soothing technique. The biggest thing is identifying emotional triggers and finding alternative ways to assuage them.You can follow and connect with Clare at:Instagram: https://www.instagram.com/myfrugalyear The Wallet: How Am I Repaying My £27k Credit Card Debt?Resources featuring more advice from Clare:‘I've knocked £10k off my debts in a year - and these are the money-saving hacks I swear by.’ Why taking care of your finances is not a passive actThe Real Life Money Journal: A practical guide to help you understand your relationship with money and take control of your finances Pre-order her new book - Five Steps to Financial WellbeingOur podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We're here to answer your questions! Follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

☎️ Tamara Gillan is a successful entrepreneur, founder and CEO of The WealthiHer Network. Her mission is to bring together the UK’s leading financial institutions to work in partnership for the first time to celebrate and support female wealth. As a single mother, Tamara has had to fight for her own success and passionately believes women deserve to be recognised and championed by the financial sector.💸 In this episode, we’re keen to #BreakTheBias around women and investing for IWD. We’ve had enough listening to the messages that women aren’t interested, have a lower tolerance for risk, or don’t care about growing their wealth. The truth is that women are great investors, so how do we break the bias by inspiring women to grow and protect their wealth?💥 Today on The Wallet: 1️⃣ 72% of women do not think that the finance industry is talking to them or catering to their needs. There are still inherent biases in the process.2️⃣ When women can ask any question and share experiences with other women, it changes their overall engagement with investing. It changes their propensity to invest in something with a slightly higher risk profile. 3️⃣ When we ask for a pay increase or pitch our business, we often negotiate against ourselves. When you go into that situation, make sure you sit and look them in the eye and believe you are worth it. As women, we need to remember our own worth. You can follow and connect with Tamara at:https://www.wealthihernetwork.com/ LinkedIn: https://www.linkedin.com/in/tamaragillan Twitter @WealthiHerNetworkInstagram: https://www.instagram.com/tamtamgillan/?hl=enFive Things You Need to Know About Tamara GillanOur podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

TW: This episode contains references to suicide. Please listen with care.💸 Clare lost her husband to suicide in 2011 and has since been committed to raising awareness and understanding of mental health issues. The pandemic saw a growing number of people pushed into debt, with 2.5 million people estimated to have considered suicide as a result. Clare talks about how there is always help available, no matter how bad things seem.💥 Today on The Wallet: 1️⃣ When you’re in a financial crisis and seeking help, the first conversation (where you open up about the reality of the situation) can be the hardest. 2️⃣ You do not need to struggle on your own behind closed doors. There's help available to help you through a financial crisis, including charities, helplines, and medical assistance.3️⃣ Even if you are not struggling right now, it’s possible that someone you know could be. It’s crucial to look out for warning signs, normalise conversations around the link between financial and mental wellbeing, and check in when a friend, family member or colleague seems unusually withdrawn.Connect with Clare:LinkedIn: https://www.linkedin.com/in/clareefrancis Twitter: @clareefrancisStaying Resilient Through Life Changes, With Clare FrancisResources:StepChange: https://www.stepchange.org/Citizens Advice: https://www.citizensadvice.org.uk/ Mind: https://www.mind.org.uk/Samaritans: https://www.samaritans.org/ Barclays Money Problems: https://www.barclays.co.uk/money-management/managing-money-problems/Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich, and host of The Wallet! Learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on IG @vestpod. Join our private FB group: @vestpod.  Be featured on this podcast! Submit a money question to (https://telb.ee/abrzt) or email me your question as a voice note ([email protected])*Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

Lu Li is passionate about NFTs and Web3. In 2015, she founded Blooming Founders, a platform and ecosystem designed to help early stage female entrepreneurs. She recently started to invest in NFTs and tells me how to get started, how to avoid scams and do your research and what type of returns you can expect from it. We also talk about how NFTs are building strong communities online.Investing in risky, this new market is volatile and unpredictable. Make sure you do your research and remember to only invest what you can afford to lose.Today on The Wallet: 1) Web3 refers to a decentralised online ecosystem based on the blockchain. Non-fungible tokens (NFT) are tokens that we can use to represent ownership of unique items (art, music, etc). We also talk about how NFTs are building communities online and what people chat about there.2) How to research, avoid scams, buy and sell NFTs, why you also need cryptos to get started and what are the risks/returns and behaviours.  3) How much money do you need to live the life you want? And how do you become financially free?You can follow and connect with Lu at:LinkedIn: https://www.linkedin.com/in/houseofli/ Twitter @houseofli Book: Dear Female Founder: 66 Letters of Advice from Women Entrepreneurs Who Have Made $1 Billion in RevenueResources mentioned in the episode:Crypto Coven: https://www.cryptocoven.xyz/ Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. We are also supporting UNICEF Ukraine via: https://www.unicef.org.uk/donate/donate-now-to-protect-children-in-ukraine/ I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

☎️ Individuals are increasingly more concerned about tackling the climate emergency, and greening your pension is one of the best ways to make a positive impact with your money. Today, I speak to the lovely Izzy Howden, Policy and Campaigns Advisor at Make My Money Matter, about the power of green pensions. 🍃 Make My Money Matter is a people-powered campaign fighting for a world where the public have the knowledge and power to align their pensions, savings and investments with their values. There are £2.6trillion in UK pensions, and Make My Money Matter are determined to make them be a force for good.Today on The Wallet: 1/ People often don’t realise that their pension is invested in industries they don’t want to support, so Izzy talks about why awareness matters and how powerful greening your pension can be.2/ Contacting your pension provider and finding out where your money is invested can sound like a difficult task, but Izzy outlines the steps you can take what you can do if they don’t offer a green option.3/ It’s easy to feel overwhelmed when it comes to trying to make a difference. Izzy highlights what you can do to have a real knock-on effect on and an impact at scale. You can follow and connect with Izzy and MMMM at:https://makemymoneymatter.co.uk/LinkedInResources mentioned in the episode:Make My Money Matter: https://makemymoneymatter.co.uk/Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

Debbie Wosskow and Anna Jones were introduced in 2015 by a mutual friend, and found they had a common passion around empowering women. They quickly identified a need for professional female networking, which is why they left their CEO jobs and created AllBright, a professional community for smart-minded women.At the heart of AllBright is the belief that women need to support one another, to help make the world a better place for smart-minded women to collaborate, upskill and achieve their career ambitions.Today on The Wallet: 1/ In 2018, Anna and Debbie launched the Allbright Member’s Club in Mayfair, but were forced to close it down because of the pandemic in 2020. They explain how they overcame the unprecedented adversities and adapted to the ‘new normal’. 2/ Raising capital and dealing with investors is difficult for female founders in the best of times, and they tell us how AllBright managed these hurdles during and after the pandemic, and why it’s harder than it sometimes looks. 3/ Women need to feel financially confident so they can achieve their goals. Debbie and Annie share why they think having money conversations is integral to making this happen.You can follow and connect with Debbie and Anna at:https://www.allbrightcollective.com/ Instagram @allbrightTwitter @weareAllBright, @DebbieWossk and @MrsAnnaKJonesBook by Anna Jones and Debbie Wosskow: Believe. Build. Become.: How to Supercharge Your CareerResources mentioned in the episode:Globally less than 10% of funding goes to women-led businesses, and in the UK 2.17% of funding went to women in 2016. – PitchbookBook recommendations: The Hard Thing About Hard Things by Ben Horowitz, Grit Book by Angela DuckworthOur podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

❤️ Today is a special Valentine’s Day episode, where we tackle the sticky question of who should pick up the bill on a date, as well as the wider topic of money and relationships. I invited money guru, journalist and bestselling author Laura Whateley to offer us her thoughts on the subject.💸 Money can’t buy you love, but it sure can show up in your relationship in unexpected ways. Lauren shares 3 tips to help you navigate the much debated conundrum of who pays, why and how much. Today on The Wallet: 1/ We are often fed gendered ideas from a young age of what love and romance “should” look like, so Laura invites us to explore this and consider what your partner’s point of view might be like.2/ Talking about money to your partner may feel like the least romantic thing you could do, but Laura suggests that you should explore how you can reframe this, make the chat light and see it as an opportunity to bond. 3/ Bill-splitting beyond the first date has practical implications, so Laura tells us what to watch out for before you jump into sharing financial commitments.  You can follow and connect with Laura:Twitter @LWhateley Instagram @laurawhateleyPre-order Laura’s book: Yours or Mine? I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

☎️ Today, we answer a question from our listener Alexandra, who asks us about teaching children about money. I invited Helen Driver, Director of Collaboration at MyBnk charity, ex-fund manager and long-time Vestpod, to offer us her words of wisdom on the topic. 💸 Money can feel like a taboo in a lot of households, but it’s important to broach the topic to help children feel financially confident in their futures. Helen shares 3 tips to help children develop better money habits, from making the right choices in the day to day to managing pocket money.Today on The Wallet: 1/ It all starts with simply integrating money into daily conversations with your kids, so Helen gives examples of how we can do that without making the subject too weighty.2/ Pocket money is a powerful tool for learning about money, and Helen talks about why it’s important to let kids simply experience the process of spending and saving (and make mistakes along the way!). 3/ Children learn by watching and listening to the behaviours that they see around them, and Helen explains what this means for parents and their own attitudes to money. You can follow and connect with Helen:LinkedIn: https://uk.linkedin.com/in/helen-driver-5725b550 MyBnk: https://www.mybnk.org/ Resources mentioned in the episode:Money Twist – KS1: https://www.mybnk.org/our-work/financial-education/money-twist-ks1/ Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

🎙 A former financial journalist, Clare Francis is an expert in consumer finance, having spent eight years working on national newspapers and seven years as Editor-in-Chief at MoneySuperMarket. She is currently a Savings and Investments Director at Barclays and a Board Trustee for the Money & Mental Health Policy Institute.  💸 Clare is passionate about getting people to think about why it’s important to invest and overcome whatever barriers stand in their way. Today on The Wallet: 1/ Clare talks about her personal career journey, what it’s like to step into the unknown and take risks, and how she balances having a career with single parenting. 2/ Financial security is important to everyone, and Clare shares how she came around to investing and planning for her future, what her goals are and how she’s working toward them. 3/ It’s important that you know your limits and learn how to put work to bed when you need to, so Clare discusses the importance of prioritising her life with her son, as well as her mental health. You can follow and connect with Clare at:LinkedIn: https://www.linkedin.com/in/clareefrancis Twitter: @clareefrancisResources mentioned in the episode:Book recommendations: The Midnight Library by Matt Haig and The Shadow of the Wind by Carlos Ruiz ZafónOur podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

In today’s episode, we talk about emotional spending. With January sales in full swing, temptation to splurge is everywhere. And while spending impulsively on occasion is okay, it’s important to understand that the rush we get from shopping is short-lived. If you often find yourself having a hard time trying to control your spending, or impulse buying to improve your mood, it might be time to take a look at curbing the habit. Today on The Wallet: 1. Understand what emotional spending is and why it provides that all-too-familiar, albeit fleeting, feeling of the ‘shopper’s high’.2. Find out why it’s important to be conscious of your emotions and the role they play in your spending.3. Learn practical tips that will help reduce or completely stop your unintentional overspending. Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.  I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  Be part of the podcast! You can submit a proud money moment, a question or a comment on a previous episode. Follow this link (https://telb.ee/abrzt) or email me your recording at [email protected]. * We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice. Invest what you can afford only and for the long term.* Hosted on Acast. See acast.com/privacy for more information.

Sharmadean Reid is the Founder and CEO of The Stack World — a platform that helps women monetise their communities, and equip women with the tools they need to excel in their field.As one of the 10 Black female entrepreneurs in the UK this past decade who's raised venture capital, Sharmadean is undeniably a force to be reckoned with. Committed to her personal values and helping women reach their full potential, she is the prime example of someone who is amazing at bringing her ideas into action. Today on The Wallet: 1. Sharmadean talks about how she came to be conscious of the many obstacles that women face in trying to reach their full potential, how this inspired her to create The Stack World, and the importance of aligning her personal values with the company’s culture. 2. Running a tech business isn’t easy, but Sharmadean says that she’s learned a huge amount in the process, so she shares her experience of fundraising and being a founder in general.3. Growing up, Sharmadean didn’t have a sense of financial security, which impacted her money mindset in adulthood. Sharmadean tells us about the work she’s put in to make a shift in her relationship with money. You can follow and connect with Sharmadean at:Website: https://thestack.world/ Instagram: @sharmadeanreid Twitter: @sharmadeanreidResources mentioned in the episode:Book recommendation: Of Human Freedom by EpictetusPre-order Sharmadean’s book (out Feb 2023): New Methods for Women: A Fresh Perspective on Life, Work and RelationshipsHow London’s Property Boom Left Black Britons With Nothing (Bloomberg) Building Black Generational Wealth (The Stack)Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

In today’s episode, we talk about setting realistic financial foundations to keep you thriving in 2022. Starting a new year is daunting, and we make our lives that much harder by putting unnecessary pressure on ourselves with huge resolutions. Instead of making a grand list that you’ll inevitably abandon before February, I want to talk you through practical, easy to achieve, and most importantly, impactful financial goals.Today on The Wallet: 1. We will look at the importance of adopting a growth mindset and how you can shift from thinking about money as a scarce resource, to thinking of money as something that is in abundance.2. Before leaping into long-term goals, we need to make sure your financial basics are solid, so we will go through everything from your budget to your net worth. 3. With saving rates tumbling, it’s important to invest your money to achieve your longer-term goals. We will go over the basics of investing and highlight everything you need to know to either get started with or continue your investment journey. Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.  I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  Be part of the podcast! You can submit a proud money moment, a question or a comment on a previous episode. Follow this link (https://telb.ee/abrzt) or email me your recording at [email protected]. * We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice. Invest what you can afford only and for the long term.* Hosted on Acast. See acast.com/privacy for more information.

Kim Palmer is the Founder of Clementine - a hypnotherapy app for busy women who want to find their inner calm, reduce anxiety, ditch self-doubt and get a great night's sleep. Back when Kim worked in the corporate world, she started to realise that the things she thought would make her happy – money to spend on clothes and holidays – were not actually bringing her joy. As her mental health continued to deteriorate, Kim decided she needed meaningful change, which eventually led her to launch Clementine.Today on The Wallet: 1. Kim reveals how she struggled with her mental health and burnout, why she began wondering whether she was really happy, and how she eventually transitioned to being her own boss.2. Quitting a well-paying job to launch your business is daunting, so Kim shares her experience of what worked for her, how she views raising funding, and why she is adamant on always asking ‘but why?’. 3. We’re always striving for something. Kim tells us why it’s paramount we learn how to stop the noise and create a path that works for you and you alone, as well as how to be more mindful about not falling back into old patterns. You can follow and connect with Kim at:Clementine app: https://clementineapp.com/ Instagram @ClementineappukLinkedIn Kim Palmer Join us at Reframe: a virtual wellness festival by women’s mental health app Clementine: https://www.eventbrite.co.uk/e/reframe-the-virtual-wellness-festival-powered-by-clementine-tickets-228916163407 Resources mentioned the episode:Down and Out in Paris and London by George OrwellOur podcast partners PensionBee are offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  Be part of the podcast! You can submit a proud money moment, a question or a comment on a previous episode. Follow this link (https://telb.ee/abrzt) or email me your recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

We surpassed 100K downloads of The Wallet podcast! In this very special episode, you’ll hear our favourite quotes from our top 12 most downloaded episodes. The Wallet has been featured in the Financial Times, Forbes and Stylist Magazine, so you would think that it was an immediate success. But let’s pause for a second and zoom back to the beginning of how it all started. I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! Links to previous episodes:Know your worth and build your self-confidence, with Tiwalola OgunlesiHow am I repaying my £27k credit card debt? with Clare SealHow to build a mindset for success? with Lauren Armes The Money Challenges Women Face in 2021, with Claer Barrett The Millennial and Gen-Z guide to money, with Laura WhateleyOvercoming anxiety around money, with Otegha Uwagba How to transform your relationship with money, with Simonne Gnessen How to take action to stay motivated in 2021, with Adrienne HerbertHow to save money for the things you want, with Urenna OkonkwoAchieving financial independence through property investment, with Ayesha Ofori Investing in the stock market, with Jill Jackson How to be pension confident with Romi SavovaOur podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. * Please note that we are not certified, financial advisers!* Hosted on Acast. See acast.com/privacy for more information.

Helena Morrissey is a passionate advocate for the equality of women and gender balance in workplaces, she is a member of the House of Lords and an established author and mentor with three decades of experience in the financial industry. Today on The Wallet: 1/ Helena tells me how she navigated her way to become a CEO and a board member in a male-dominated industry, and how developing her style and personal brand has helped her to build self-confidence and lead as her authentic self. 2/ As Chairman of a large investment platform, Helena explains what the role of the chair entails, how we can get more women into leadership and senior positions, and how the statistics of women on boards have improved in recent years. 3/ In her latest campaign, Helena is encouraging more women to invest for the long term, so today she shares her top tips for getting started with investing.You can follow and connect with Helena at:Instagram: @HelenaMorrissey Twitter: @MorrisseyHelena Book: Style and Substance: A Guide for Women who Want to Win at Work by Helena MorrisseyResources:Vestpod’s Youtube interview with Helena (2018): https://www.youtube.com/watch?v=nnBrPXxfVEk&t=1s Book: A Good Time to be a Girl by Helena MorrisseyBook: A Short History of Islamic Thought by Fitzroy Morrissey30% Club: https://30percentclub.org Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, the founder of Vestpod (https://www.vestpod.com/) and author of You’re Not Broke, You’re Pre-Rich. Join us on Instagram @vestpod (https://www.instagram.com/vestpod/) and Facebook (https://www.facebook.com/groups/vestpod). Send me your messages at [email protected] or https://telb.ee/abrzt. * We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice. Invest what you can afford only and for the long term.* Hosted on Acast. See acast.com/privacy for more information.

In today’s episode, we answer an anonymous question. Our listener says she finds our podcast and workshops very helpful but wishes her female friends and family would be equally keen to discuss money matters. Broaching the topic of money can feel tricky, so I invited Wealth Coach Sara Maxwell to discuss how to best open up the conversation in a positive and uncontentious way.Today on The Wallet: 1/ For many people, talking about money can feel extremely uncomfortable, so we look at the reasons why that is and how we can overcome our money-related fears.2/ There is often a tendency to procrastinate when it comes to addressing our personal finances, so Sara shares her tips on how to motivate yourself and tackle that money to-do list.3/ We also discuss the role that money plays in people’s happiness, as well as how to start a conversation about money and investing with friends (without the shame!).Find Sara:Website:https://www.wealth-coach.co.ukInstagram @yourwealthcoachResources:- Book: Atomic Habits by James Clear Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.  I’m Emilie Bellet, the founder of Vestpod (https://www.vestpod.com/) and author of You’re Not Broke, You’re Pre-Rich. Join us on Instagram @vestpod (https://www.instagram.com/vestpod/) and Facebook (https://www.facebook.com/groups/vestpod). Send me your messages at [email protected] or https://telb.ee/abrzt.  * We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice. Invest what you can afford only and for the long term.* Hosted on Acast. See acast.com/privacy for more information.

Today we answer a question from Tanya. She has been wondering about Buy Now, Pay Later schemes as well as the new flex schemes offered by banks. Tanya would like to know how these schemes work and if they do impact your credit score?Today on The Wallet: 1/ In 2020 the use of Buy Now, Pay Later services soared to £2.7bn transactions and it continues to be popular with retailers and online platforms. While it’s appealing to shop and not be charged instantly, Buy Now, Pay Later is still a form of credit, so we look at all the pros and cons of using these services. 2/ Buy Now, Pay Later schemes can be controversial. Research shows that consumers are tempted to buy more than they budgeted for when using these schemes, and may not be aware of the terms and conditions they are entering into. That’s why I have three prompts for you to ask yourself before you make a purchase using Buy Now, Pay Later. 3/ We will also look at what credit checks take place when you enter into a BNPL agreement, as well as how they impact your credit score. Resources:Book: Mind Over Money: The Psychology of Money and How To Use It Better by Claudia HammondPodcast: How To Save Money For The Things You Want With Urenna Okonkw‪o‬Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.  I’m Emilie Bellet, the founder of Vestpod (https://www.vestpod.com/) and author of You’re Not Broke, You’re Pre-Rich. Join us on Instagram @vestpod (https://www.instagram.com/vestpod/) and Facebook (https://www.facebook.com/groups/vestpod).  You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and a mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice. Invest what you can afford only and for the long term.* Hosted on Acast. See acast.com/privacy for more information.

* Vote for Vestpod in Holly & co Independent awards: https://holly.co/campaign-christmas-2021/independent-awards/female-founder/#nomination-790814 *Sapphire Bates is the founder of The Coven, an online platform and community providing a support network for female founders and business owners.Having experienced rapid growth in her business, Sapphire is now focused on adapting how she works to ensure her business is sustainable and supports both her career goals and her mental health. Today on The Wallet: 1/ Sapphire tells me the role money and the desire for financial independence has played in building The Coven, and how her attitude towards money has evolved in the years since starting the business. 2/ We discuss what it looks like to grow a business sustainably caring for yourself and your team in the process, and how implementing a 4-day work week is working for her team.3/ As business owners it’s hard to not compare ourselves to others, so Sapphire tells me how she manages feelings of comparison, her approach to taking risks and her advice to anyone wanting to start a new business. You can follow and connect with Sapphire at:Website: https://thecovengirlgang.comInstagram: @thecovengirlgang Twitter: @sapphirejbates Resources:Book: The Breakup Monologues: The Unexpected Joy of Heartbreak by Rosie Wilby Book: Bored and Brilliant: How Spacing Out Can Unlock Your Most Productive and Creative Self by Manoush Zomorodi Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  * Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

In today’s episode, we answer a question from Kathleen. She started her investment journey using robo-advisers but isn’t sure what she’s investing in and wants to take more control in building her portfolio. Today on The Wallet: 1/ Investing is for everyone and thanks to the increased popularity of investing apps, it’s never been easier to get started. Today, we’ll take a step back and look at why, when and how to invest in the stock market. 2/ You might be familiar with the term “robo-adviser” when talking about investing, but what does this actually mean? We break down their pros and cons, what they do, and things you should consider when looking for an investment platform. 3/ To help answer Kathleen’s questions, we explain how to understand what funds you are invested in, how to set your level of risk, and next steps for when you’re comfortable with robo-advisors. Resources:Book: How to Own the World: A Plain English Guide to Thinking Globally and Investing WiselyPodcast: Investing In The Stock Market With Jill JacksonOur podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.  I’m Emilie Bellet, the founder of Vestpod (https://www.vestpod.com/) and author of You’re Not Broke, You’re Pre-Rich. Join us on Instagram @vestpod (https://www.instagram.com/vestpod/) and Facebook (https://www.facebook.com/groups/vestpod). Send me your messages at [email protected] or https://telb.ee/abrzt.  * We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice. Invest what you can afford only and for the long term.* Hosted on Acast. See acast.com/privacy for more information.

Aja Barber is a writer and fashion consultant, holding those in power to account by campaigning for a sustainable, inclusive fashion industry that doesn’t exploit workers and our planet.The fashion industry is one of the leading culprits of greenhouse gas emissions, generating tons of waste. Aja works tirelessly to find ways that we can all be more conscious about consumerism while learning about all the ways systems of power affect our buying habits.Today on The Wallet: 1/ We discuss the deep-rooted and complex relationship that we, as a culture, have with consumerism, why we feel the impulse to spend and why it’s so hard to stop consuming.2/ How and where we spend our money has consequences, and when we consume fast fashion, we should consider who and what we are supporting. Aja shares how we can all approach our purchases as citizens, not consumers. 3/ Aja tells me about her own journey of moving away from overconsumption, what she asks herself before she makes a purchase, and shares her tips for saving money while avoiding cheap, disposable items. You can follow and connect with Aja at:Twitter: @AjaSaysHello Instagram: @ajabarberBook: Consumed: The need for collective change; colonialism, climate change & consumerismResources:Book: No Logo by Naomi Klein Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and a mic. Follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

Today, we answer a question from Jamey — a 26-year-old who is a passionate advocate for young people getting an early start on saving for retirement.Having recently started a new job, Jamey wants to increase how much she pays into her workplace pension. However, her employer is hesitant due to the perceived admin involved. She asks us how to move the conversation forward and what other options are available to her.Today on The Wallet: 1/ Financial Adviser and founder of Ladies Finance Club, Lisa Conway-Hughes joins me to provide an overview of workplace pensions, how they work, how much you can save each year and the benefits of opting in.  2/ It’s a common concern that the state pension won’t be enough to support us in our retirement years, so Lisa walks us through the different private pensions available and how to get to grips with planning for our future selves. Resources:The Mere Thought of Retirement Stresses Me Out (Financial Times) Compare The Platform: https://comparetheplatform.comThe Times Money Mentor: https://www.thetimes.co.uk/money-mentor Connect with Lisa: Instagram: @misslollymoney Website: https://www.ladiesfinanceclub.co.ukBook: Money Lessons: How to Manage Your Finances to Get the Life You WantOur podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, the founder of Vestpod (https://www.vestpod.com/) and author of You’re Not Broke, You’re Pre-Rich. Join us on Instagram @vestpod (https://www.instagram.com/vestpod/) and Facebook (https://www.facebook.com/groups/vestpod). Send me your messages at [email protected] or https://telb.ee/abrzt.  * We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice* Hosted on Acast. See acast.com/privacy for more information.

Tobi Asare is a mum of two and founder of My Bump Pay, an online platform giving women the tools to smash the glass ceiling with a baby on the way and beyond. Tobi created the platform to help give women the confidence to achieve their career goals and take them through their career journey while overcoming the motherhood penalty. 1/ We discuss the challenges that mums face in returning to work, and the structural changes needed for parents to advance their careers. 2/ We know the cost of childcare is a huge barrier for women when it comes to returning to work, so Tobi gives tips on how to successfully raise the conversation about flexible working with your employer.  3/ Finally, we will break down how much it costs to have a baby, what you actually need to purchase when you’re expecting, as well as areas where you can cut back and save. Resources:Benefits and financial support for families: www.gov.uk/browse/benefits/families   Acas: www.acas.org.ukPregnant Then Screwed: www.pregnantthenscrewed.com Mother Pukka www.motherpukka.co.ukChild Poverty Action Group: https://cpag.org.uk Junior ISAs: www.moneysavingexpert.com/savings/junior-isa/ Book: As a Man Thinketh by James Allen Connect with Tobi: Website: https://mybumppay.com Instagram: @MybumppayOur podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, the founder of Vestpod (https://www.vestpod.com/) and author of You’re Not Broke, You’re Pre-Rich. Join us on Instagram @vestpod (https://www.instagram.com/vestpod/) and Facebook (https://www.facebook.com/groups/vestpod).  * We are not certified financial advisers, information shared in this podcast is for educational purposes & does not constitute financial advice* Hosted on Acast. See acast.com/privacy for more information.

Welcome back to The Hotline! Today we answer a question from Nicole. She is 35 years old and bought her first home a couple of years ago with her partner. Nicole asks us how to start when it comes to making a will.The number 35-54 year-olds with a will has decreased from 37% in 2019 to 22.5% in 2021 – a decline of 39%. This means that fewer people are leaving instructions for their loved ones when they pass away. This week, we’re going to talk about who needs to have a will, and what the process entails. Today on The Wallet: 1/ We’re joined by Kate Pentelow, founder of The Money Mummy, a friend of Vestpod and former financial advisor. Together, we open up the conversation around making a will. We know it can feel uncomfortable and emotional to do, so Kate tells us how we can best prepare for the process. 2/ We discuss when the right time to make a will is, the different options available, and take a look at why, especially as women, it’s so important to be pragmatic and prepared if the worst were to happen. 3/ We also have an inspirational proud money moment to share and a recommended episode from the Vestpod community.Resources:Money Helper: https://www.moneyhelper.org.uk/en/family-and-care/death-and-bereavement/planning-what-to-leave-in-your-will The Law Society https://www.lawsociety.org.uk/enProbate Services: https://www.gov.uk/government/publications/store-a-will-with-the-probate-serviceConnect with Kate:- Instagram: @The_Money_MummyOur podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. Follow the link https://telb.ee/abrzt to submit your proud money moment, question or comment!* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.* Hosted on Acast. See acast.com/privacy for more information.

Cindy Gallop is an advocate of gender equality, diversity, and inclusion - an entrepreneur who, in her own words, is ‘the Micheal Bay of business. I like to blow s**t up”. She is hugely passionate about women ‘making tonnes of money’ so that we can invest more in the things we believe in, as well as changing the world to build a more female-dominated financial ecosystem that serves women better. Today on The Wallet: 1/ Cindy shares the challenges she faces securing funding for her start-up, how she designed a business model around her beliefs and values, and the struggles involved with building an adult content business. 2/ We discuss the disparity in funding between men, women, women of colour and minorities and the mindset shifts we need to see in investors to get more women funded both broadly and indiscriminately.3/ Cindy tells me her experience of salary negotiations, how she has learnt to know her worth, the advice she shares with women to build their confidence in asking for more and how our micro-actions compound to be real change. You can follow and connect with Cindy at:Make love not porn https://makelovenotporn.tv/ Website: Cindy Gallop https://cindygallop.com Twitter: @cindygallop Linkedin: www.linkedin.com/cindygallop Resources:Make love, not porn (TED Talk) The 3 Percent Movement conference Why Do So Many Incompetent Men Become Leaders? (Harvard Business Review) Book: Why Do So Many Incompetent Men Become Leaders? by Tomas Chamorro-Premuzic Our podcast partners PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  * Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

In our first #Hotline episode, our brilliant intern Audrey asks how to lay the foundations for healthy financial habits.Today on The Wallet: 1/ I share my top tips for building healthy money habits in your 20s, highlighting the areas you should focus on as you start your journey.2/ We’ll discuss how thinking about your goals for the future can help create a budget you can stick to, and how making smart money decisions has long-term benefits that can help you achieve future financial success. 3/ We’ll also hear from the Vestpod team and find out what they have loved and learnt from The Wallet, as well as a proud money moment that might inspire you to take action today for your future self. Resources:How can we improve the financial capability of young adults? (fincap)Misconceptions leave younger Brits more susceptible to scams (Barclays)Book: Atomic Habits by James Clear The Wallet: How to save money for the things you want, with Urenna OkonkwoThe Wallet: How to be pension confident with Romi Savova, Founder of PensionBeeBook: You're the Business by Anna Codrea-Rado The Wallet: Know your worth as a freelancer, with Anna Cordea-RadoPensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. I’m Emilie Bellet, founder of Vestpod.com - a community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! Join our events and subscribe to our newsletter www.vestpod.com and on IG @vestpod. Join our private FB group: @vestpod. You can submit a proud money moment, or a question. You just need headphones and mic at the ready and visit https://telb.ee/abrzt or email [email protected].* Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.* Hosted on Acast. See acast.com/privacy for more information.

Claer is the Financial Times Consumer Editor, presenter of FT’s Money Clinic pod and a leading voice in demystifying money matters. She is passionate about making financial literacy both accessible and engaging for her followers. Today on The Wallet: 1/ We look at some of the most pressing financial challenges women are facing post-pandemic. Claer gives tips for organising finances and budgeting and shares her experience being the breadwinner in her family.2/ We discuss financial literacy, how Claer has made personal finance accessible to her readers, and how her own approach to money management has evolved. 3/ Claer shares her financial goals, how she plans for the future, and how to gain confidence in investing in the stock market. Connect with Claer at:Pod: Money Clinic with Claer Barrett FT: https://www.ft.com/claer-barrett IG: @ClaerB Twitter: @ClaerBLinkedin: https://www.linkedin.com/in/claer-barrett-74088414/  Resources:FLIC Financial literacy campaign: https://ftflic.com/NS&I Premium Bonds: https://www.nsandi.com/products/premium-bonds https://www.resolver.co.uk Money Clinic podcast: Should I borrow to invest?My biggest financial mistake: FT writers confessPensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk. Learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on IG @vestpod. Join our private FB group: @vestpod. Submit a proud money moment or question. You just need headphones - visit https://telb.ee/abrzt or email me [email protected].* We are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only & do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term & you understand what you're investing in.* Hosted on Acast. See acast.com/privacy for more information.

Hello and welcome back to The Wallet! We’re so excited to be launching Season 2 following 47 fantastic episodes and over 75,000 downloads in our first series. Over the last year, we’ve received so many financial questions through Instagram, emails and workshops and it can be hard to reply to you all - so we’ve decided to do this in the podcast.We want to hear from YOU! Each month I will be answering your questions, like; How do I repay my debt? How do I get a mortgage? What’s the best way to save or invest? I’ll give you my best tips, tell you how I approach the challenges and let you know where you can learn more about specific financial topics. You can email me your questions at [email protected] We will keep our weekly interviews to get you inspired and learn more beyond personal finances - we’ll be hearing from experts, financial educators, entrepreneurs, and more! In the UK women are getting wealthier, but it’s not always an easy path. That’s why at Vestpod we’re here to get you talking about money, so you not only have enough money for today but can plan for your future and invest in what you believe in. I can’t wait for you to join us on this journey. ___You can learn more about Vestpod and subscribe to our newsletter here: Vestpod’s newsletter “The Edit”: www.vestpod.com Join our online events and workshops: https://www.vestpod.com/events Stay in touch with me: please send me your feedback on the podcast and suggest any guests! If you like it, please do share with your friends and rate / review on Apple Podcasts. That does really help!Instagram: @vestpodPrivate Facebook group: @vestpodTwitter: @vestpod @emilieldn* Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.* Hosted on Acast. See acast.com/privacy for more information.

Tiwalola Ogunlesi is a confidence coach and founder of Confident and Killing It — a self-love revolution waking women up to their worth so they can be confident, unstoppable and live the life they desire. Today on The Wallet: 1/ Tiwalola tells me how she has explored and built up her confidence, and how by recognising where her strengths and passions meet she’s found where she feels most empowered. 2/ Down days are inevitable, so Tiwalola shares how she manages negative thoughts, how to navigate the days when you don’t feel your best and how to define success and failure on our own terms.3/ We discuss the role confidence plays in our relationship with money, and how to recognise the difference between worth and value.Connect with Tiwalola: Twitter @TiwalowlaIG: @tiwalowla @confidentandkillingitPod: Confident and Killing It www.confidentandkillingit.com Resources:The Code of the Extraordinary Mind by Vishen Lakhiani  The 15 Invaluable Laws of Growth by John Maxwell Raise the Bar: Ep 61, Ethical Coaching and Influencing ChangeAsanaI’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  Submit a proud money moment, a question or a comment on a previous episode. You just need headphones and a mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

Otegha Uwagba is a writer, speaker, and consultant. Her debut book, Little Black Book, made The Sunday Times bestseller list, and she’s just published her third book, We Need To Talk About Money — a personal and candid memoir exploring her relationship with money.We Need To Talk About Money was born out of a lack of cultural transparency around finances. It follows Otegha’s process in uncovering her deep-rooted beliefs and patterns around money and discusses how she has overcome financial anxiety. Today on The Wallet: 1/ Otegha shares her early experiences with money, what money means to her, and explains how we can all begin a journey of introspection to better understand our own attitudes towards money.2/ We discuss the role privilege plays in the workplace, and how the culture of ‘don’t ask, don’t tell’ is detrimental to everyone, but especially affects women, people of colour and minorities when negotiating salaries and fees.3/ We look at how Otegha’s relationship with money has evolved over time, and how you can learn to enjoy what you earn when you’re prone to worrying about money. Connect with Otegha at:- Books: We Need to Talk About Money (2021), Whites On Race and Other Falsehoods (2020) and Little Black Book: A Toolkit For Working Women (2017)- Twitter: @OteghaUwagba- IG: @oteghauwagba - Pod: In Good Company - Women Who: www.womenwho.co  Resources:Money Scripts: The Psychology of Wealth by Dr. Brad Klontz I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

This episode is a recording of our pensions event on June 30th, 2021 organised with our sponsor PensionBee. You can read the summary of the event and see the slides supporting our conversation on vestpod.com.Research shows that women’s pensions hold around 40% less than those belonging to men, with this pension gap only increasing with age. (Pension Bee, 2021) With the gender and ethnicity pay gaps impacting women’s ability to save more into their pensions, how can we bridge this gap and ensure we’re saving for our future selves and a happy retirement? To tackle this subject, I am joined by 4 brilliant guests who will take us through the foundations of what a pension is, their tips and guidance on investing with impact and their personal stories of starting and saving for retirement. Today on The Wallet: 1/ People tend to save more when they can see themselves at retirement age, so we meet our future selves and learn about their lives, which helps us prioritise our future needs over opting for instant gratification. 2/ We’ll discuss how to calculate your pension pot goals, how to get clear on where your money is invested, and how to move it if it isn’t aligning with your values. 3/ We know the pension gap is a challenge affecting women in retirement, so we look at practical and hands-on ways to boost our pension savings. My guests today are: Emma Maslin: Financial coach, therapist and founder of The Money Whisperer (@MoneyWhisperer_). The Wallet episode: What Long Term Impact Will the Pandemic Have On Our FinancesNina Mohanty: Founder of Bloom Money and passionate financial inclusion advocate (@ninamohanty). The Wallet episode: How Can Technology Help Us Manage Our Money BetterRomi Savova: Founder and CEO of PensionBee, Queen Bee of pensions (@romisavova). The Wallet episode: How To Be Pension ConfidentVivien Adeosun: Full-time employee and senior account manager for PitchBook (LinkedIn Vivien Adeosun). The Wallet episode: How To Ask For More Money At WorkWe shared some resources in this episode, all the links are below:Netflix: Money Explained Episode 5 “Retirement” You Make Better Decisions If You “See” Your Senior Self by Hal HershfieldBronwyn King: You may be accidentally investing in cigarette companies Which? How much will you need to retire? Pension Bee Pension Bee: Pension Calculator Make My Money Matter 🐝 The event’s partner PensionBee are also offering you a £25 pension contribution (£20, plus £5 in tax relief) when you sign up. To claim the offer, follow this link: https://www.pensionbee.com/vestpod. Capital at risk.***I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod and subscribe to our newsletter here: Vestpod’s newsletter “The Edit”: www.vestpod.com Join our online events and workshops: https://www.vestpod.com/events Stay in touch with me: please send me your feedback on the podcast and suggest any guests! If you like it, please do share with your friends and rate / review on Apple Podcasts. That does really help!Instagram: @vestpodPrivate Facebook group: @vestpodTwitter: @vestpod @emilieldn* Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in. With investments, your capital is at risk. Pensions can go down in value as well as up, so you could get back less than you invest.* Hosted on Acast. See acast.com/privacy for more information.

The world of cryptocurrency continues to grow in popularity. With Bitcoin regularly hitting the headlines, an increasing number of people are curious about investing in crypto. But what is it, what are its origins, and how does it work? Ambre Soubiran is the CEO of Kaiko - a crypto market data company. Having first read about Bitcoin back in 2013, Ambre was an early adopter and eventually left her banking career to pursue her passion for blockchain technology. Often cited as one of the most influential women in crypto, Ambre’s company Kaiko has just raised $24 million in Series A funding.Today on The Wallet: 1/ Ambre explains what exactly blockchain is, how it works, and busts some common myths around investing in crypto. 2/ Cryptocurrency has gained a lot of media interest, so we discuss how to ignore the hype to ensure you're investing for the long term, and what this technology means for the future of financial services. 3/ With the rise of crypto frauds and scams, we look at how to protect ourselves from fake platforms, as well as the challenges digital currencies face in light of their sometimes negative spotlight.You can follow and connect with Ambre at:Kaiko: https://www.kaiko.comTwitter @ambresoubResources:https://folie.londonBitcoin White Paper: https://bitcoin.org/bitcoin.pdf https://www.revolut.comhttps://www.coinbase.comhttps://www.kraken.comhttps://www.binance.comhttps://ethereum.org/en/ I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

Elizabeth Ogabi is a founder, entrepreneur, podcaster and author of ‘Side Hustle in Progress: A Practical Guide to Kickstarting Your Business’. She has worked across various industries and two continents over the span of her career. As a prominent voice for the advancement of women’s careers, Elizabeth is passionate about empowering women to create sustainable side hustles alongside their full-time jobs to help them build their dream lives. Today on The Wallet: 1/ Elizabeth shares her experience of running a side hustle alongside a full-time job, how to define your goals for your side gig, and her advice for earning money on the side without burning out. 2/ We are frequently bombarded with messages of success and the glamorisation of overworking, so today we look at how to sustainably build a business that works for you, and how we can move away from a toxic hustle culture. 3/ As a self-professed ‘serial saver’, Elizabeth discusses how she started to shift her mindset around money to enjoy spending, as well as her investing journey.You can follow and connect with Elizabeth at:Book: Side Hustle in Progress: A Practical Guide to Kickstarting Your Business Instagram: @elizabethogabi, @forworkingladies and @leicourTwitter @ElizabethOgabi_ Podcast: How I Made It Happen We shared some resources in this episode, all the links are below: https://www.leicour.com/ I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

Kalpana Fitzpatrick is the Finance Editor at Hearst Magazines. She writes for publications such as Cosmopolitan, Good Housekeeping, Red and Prima, and her relatable, jargon-free articles cover a wide range of money management topics, such as how we can break down the taboos that surround money and the importance of financial literacy. Today on The Wallet: 1/ Kalpana explains how we can open up the conversation around money with our friends, without judgement or shame, and how to overcome FOMO that leads to impulse spending. 2/ Having saved £1,000 by reviewing her household bills and service providers, Kalpana gives her top tips for renegotiating deals to save money. 3/ The pandemic has made many of us more attuned to our finances, and we’ve seen a rise of interest in investing. Kalpana shares her personal story of saving and investing money, and offers encouraging words to those who want to start investing. You can follow and connect with Kalpana at:Twitter: @KalpanaFitzInstagram: @KalpanafitzpatrickWe shared some resources in this episode, all the links are below: Article Cosmo: How to talk to your friends about money Article Good Housekeeping: How I saved £1,000 in one afternoon UswitchYoltStarling BankMonzoMoney Week MagazineMoneyboxWealthifyEthical Consumer websiteGood with money blogClim8 Invest I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

Check Warner is an early stage VC and co-founder of venture capital fund Ada Ventures - a $50m early-stage investment fund that supports overlooked and underrepresented tech founders. Having recognised the lack of diversity in the investment world, Check also co-founded the non-profit, Diversity VC, to help promote inclusion and eradicate affinity bias within the investment industry. Today on The Wallet: 1/ Check gives us an introduction to venture capital, the role that VC’s play in supporting early-stage startup founders, how a fund is built and how founders can prepare for conversations with investors. 2/ We discuss the positive knock-on effects that come with funding underrepresented groups and markets, and how we can get more money into their hands.3/ Starting a business is hard, and there can be a lot of pressure on your personal finances — especially in the early days. Check explains how Ada Venture supports founders financially and emotionally, and the work they do to make the investment space fairer and more inclusive for founders who are also parents. You can follow and connect with Check at:-Ada Ventures: https://www.adaventures.com-Diversity VC: https://www.diversity.vc-Twitter @checkwarnerWe shared some resources in this episode, all the links are below: -Alma Angels: https://www.alma-angels.com/ -Angel Investing School: https://angelinvestingschool.com/ -Cindy Gallo Tweet: https://twitter.com/cindygallop/status/1391945328283328514 -Claire Díaz-Ortiz Tweet: https://twitter.com/Claire/status/1390001812338626562 -Fundraising and Privilege Blog post: https://medium.com/ada-ventures/on-fundraising-and-privilege-b6b2730d6c82-VC Parental Leave Guide: https://www.diversity.vc/women-in-uk-vc/parental_leave_guide/  I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

Shellye Archambeau was one of the first ever Black female CEOs in the tech industry. She is a Silicon Valley leader, a Board member, and author of the inspiring book; Unapologetically Ambitious: Take Risks, Break Barriers, and Create Success on Your Own Terms.From the very start of her extraordinary career, Shellye had a clear vision: she wanted to be a CEO. Through her ambition, resilience, and continuous pursuit of growth, she achieved her aspirations and is now inspiring others to take ownership of their careers and achieve their dreams. Today on The Wallet: 1/ Goal setting has been instrumental in Shellye’s success. She talks about how to get intentional about your goals, build timelines, why planning helps you stay on track and why risk and opportunity are two sides of the same coin. 2/ You’ll find out how to build confidence when it comes to negotiating your salary, and how Shellye has navigated asking for more in her career - even when it felt uncomfortable. 3/ We discuss Shellye’s relationship with money and the role it plays in her life, and how her upbringing formed the money mindset she has kept with her to this day. You can follow and connect with Shellye at:  Instagram: @shelarchambeauTwitter: @ShelArchambeauWebsite: https://www.shellye.com Book: Unapologetically Ambitious: Take Risks, Break Barriers, and Create Success on Your Own Terms  I’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod and subscribe to our newsletter here: Vestpod’s newsletter “The Edit”: www.vestpod.comJoin our online events and workshops: https://www.vestpod.com/events Stay in touch with me: please send me your feedback on the podcast and suggest any guests! If you like it, please do share with your friends and rate / review on Apple Podcasts. That does really help!Instagram: @vestpodPrivate Facebook group: @vestpodTwitter: @vestpod @emilieldn* Please note that we are not certified financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.* Hosted on Acast. See acast.com/privacy for more information.

In today’s Stock Market 101 session, we’re going back to investment basics. For this exercise, I speak to qualified Chartered Accountant and founder of This Girl Invests, Prerna Khemlani — a passionate advocate for educating and encouraging women to get financially confident. Despite working in the financial industry, Prerna still found the information around personal finance difficult to understand and apply to her life. It was because of this frustration that she decided to launch her Instagram account, This Girl Invests, which now serves as a community for women to learn more and take control of their financial futures. Today on The Wallet: 1/ We’re taking a step back and learning about the foundations of the stock market and investing. Prerna walks us through the basics, including: what exactly is the stock market, and how does it work? What is a stock? What’s the difference between stocks and funds? 2/ There is always some risk involved with investing, so we discuss how to evaluate said risk and how to know what is comfortable for you, as well as the returns you can expect to see from your investments. 3/ It can be hard to know where to start with investing, and Prerna offers valuable tips on how you can research companies to get a feel for the market as well as how to build your confidence to get some skin in the game. You can follow and connect with Prerna at: -Website: www.thisgirlinvests.co.uk -Instagram @thisgirlinvestsWe shared some resources in this episode. The links are below: -Trading 212: www.trading212.com-Moneybox: www.moneyboxapp.com I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

Kate Wills is a freelance travel journalist who writes for The Guardian, The Times, Vogue and The Telegraph, to name a few. She’s also the author of A Trip Of One's Own: Hope, Heartbreak and Why Travelling Solo Could Change Your Life.As an avid solo traveller, Kate always found travelling alone liberating. But after her marriage ended, travelling provided her with the escapism, inspiration, and comfort she needed as well as the chance to experience a different way of life. Today on The Wallet: 1/ Since we still can’t travel as freely as we’re used to, Kate shares how we can replicate that excitement and sense of adventure from home, and the benefits that come from stepping out of our comfort zone. 2/ We discuss how changes in her lifestyle helped Kate take control of her finances after her divorce, and how by opening up to friends about her financial situation the conversation around money has become a lot less loaded.3/ Kate offers her best travel tips for managing and budgeting money while abroad, as well as how to save for trips and how travelling alone has helped her to be more mindful, resourceful and resilient. You can follow and connect with Kate at:  Website: www.kate-wills.comInstagram: @katewillswritesTwitter: @katewillsBook: A Trip of One’s Own: Hope, heartbreak and why travelling solo could change your lifeWe shared some resources in this episode. The links are below:  Get your glow back podcast, from Madeleine Shaw I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

Madeleine Shaw is a leading voice in the wellness industry: a bestselling author, nutritional therapist, and mother. Madeleine is passionate about helping her followers get their glow back through eating well, moving more and making time for what makes them happy. But since our health is made up of more than just what we eat, Madeleine also believes that finances should be included in our overall wellness. Money is often an afterthought in our lives, yet with the right mindset, we can all build healthier money habits for a more balanced and fulfilling life.Today on The Wallet: 1/ Madeleine discusses the “wellness toolkit” she uses to reconnect to her body, relax, and feel happy, and why having an outlet can be key to feeling good.2/ We look at the healthy money habits that Madeleine has adopted, which include reaching her financial goals by avoiding impulse purchases and opting for a slower, more sustainable outlook on life and consumption. 3/ With social media being such an integral part of our lives, it’s harder than ever to stop comparing ourselves or our businesses to others online, so Madeleine offers helpful tips to help us look after our wellbeing online. You can follow and connect with Madeleine at:  Website: www.madeleineshaw.comInstagram: @madeleine_shaw_Books: Get The Glow, A Year Of Beautiful Eating and Ready Steady GlowWe shared some resources in this episode. All the links are below: Homethings: www.gethomethings.comFarmdrop: www.farmdrop.com I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

Holly Tucker MBE is a British entrepreneur, philanthropist, and UK Ambassador for Creative Small Businesses. She is the founder of the online marketplace notonthehighstreet.com and Holly & Co, a small business advice and inspiration platform.Above all, Holly is an ardent small business advocate and keynote speaker, committed to helping female entrepreneurs thrive by turning their passion into profit while building a happy and fulfilling life. In today’s episode of The Wallet:1/ We discuss how you can build a business that looks and feels like you, the advantages of running your own company as a woman, and how to build confidence in those early days of entrepreneurship. 2/ Holly shares her experience of managing money and cash flow in her business, and the role that money plays in her life and work. 3/ As a founder, there can be a lot of pressure on you to ‘do it all’. Holly opens up about how she juggles work and home life, as well as self-care, and why she believes a balance of purpose and profit is the key to ultimate happiness. Holly’s new book, “Do What You Love, Love What You Do: The Empowering Secrets to Turn Your Passion into Profit” is out now! You can follow and connect with Holly at:  Holly & co: www.holly.coInstagram: @hollytucker Instagram: @holly.coBook: Do What You Love, Love What You Do: The Empowering Secrets to Turn Your Passion into ProfitI’m Emilie Bellet, the founder of Vestpod.com - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod and subscribe to our newsletter here: Vestpod’s newsletter “The Edit”: www.vestpod.comJoin our online events and workshops: https://www.vestpod.com/events Stay in touch with me: please send me your feedback on the podcast and suggest any guests! If you like it, please do share with your friends and rate / review in iTunes. That does really help!Instagram: @vestpodPrivate Facebook group: @vestpodTwitter @vestpod @emilieldn* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.* Hosted on Acast. See acast.com/privacy for more information.

Anna Codrea-Rado is a journalist, podcaster and author, whose book ‘You’re The Business; how to build a successful career when you strike out alone’ is a practical guide for freelancers and those running a business of one.After being made redundant in 2017, Anna took the leap and began freelancing while documenting the highs and harsh realities of self-employment. In today’s episode of The Wallet:1) We discuss how to build healthy routines when you work for yourself and how to avoid burnout when you’re setting your own schedule.  2) Anna talks about setting your prices based on your value rather than your time3) We look at how to budget and organise your finances when you’re self-employed. Anna also shares tips on saving for the future when you have a fluctuating income.  Connect with Anna: https://www.annacodrearado.com You’re the Business: How to build a successful career when you strike out aloneNewsletter: https://www.lance.media/Podcast: Is This Working? IG: @annacodResources: Open Up by Alex Holder Company of one by Paul Jarvis www.starlingbank.com I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! Learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  Submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email us at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

Emma Maslin is a money coach and mentor who helps people understand their emotional connection with money to help build positive habits and a healthy money mindset. Emma is a passionate believer that financial health and well-being is not a luxury just for the wealthy: it is a basic need for all. Emma’s speciality is to equip people with both the right money mindset and the practical guidance and tools to achieve financial freedom. In today’s episode of The Wallet:1) Emma shares how emotional spending might work as we return to the high street, and how we can recognise our triggers and take a pause before making impulsive decisions. 2) I was also curious to find out what Emma thinks about the ‘collective global trauma’ (as reported by behavioural finance expert Neil Bage in an article published last month) that we’ve experienced in the last 12 months of the pandemic, and how this trauma will impact our financial decisions and attitude to risk. 3) Since investing has become more mainstream and trendy during the pandemic, Emma also offers tips to new investors to help them understand their emotions around investing and how to build a long-term investment strategy. You can follow and connect with Emma at: The Money Whisperer: www.themoneywhisperer.co.ukTwitter: @MoneyWhisperer_ We shared some resources in this episode. All the links are below:  Metro Article: How to treat bad money habits picked up over lockdown Book: Atomic Habits by James Clear I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod.  We want to open up a direct conversation with you on the podcast. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

Vivi Friedgut’s mother taught her about the importance of the stock market, which resulted in her buying her first stock at just 15. Since then, she has seen first hand the positive impact of getting into finances from an early age.In today’s episode, we talk about:1/ Investing has become a new buzzword so we’re talking about the key differences between day trading and investing for the long term.2/ Raising awareness of financial abuse within relationships. 3/ How to make sure you actively manage your finances as a startup founder: build a safety net, prepare yourself in case your business fails and pay yourself along the way. Connect with Vivi at:https://www.blackbullion.com/Book: Stay Financially Healthy While You Study: Make the most of your student experienceBlog: https://vivifriedgut.medium.com I’m Emilie Bellet, the founder of Vestpod - a thriving community that financially empowers women, author of You’re Not Broke, You’re Pre-Rich and host of The Wallet! You can learn more about Vestpod, join our events and subscribe to our newsletter at www.vestpod.com and on Instagram @vestpod. Join our private Facebook group: @vestpod. You can submit a proud money moment, a question or a comment on a previous episode. You just need headphones and mic at the ready and follow this link (https://telb.ee/abrzt) or email me the recording at [email protected].* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice.* Hosted on Acast. See acast.com/privacy for more information.

We all have our own definitions of what it means to be “wealthy”. For you, wealth might be purely financial, but it could also be having time with your friends and family, experiences and trips, or the freedom to live life on your own terms.My guest today is Davinia Tomlinson, who discovered that her definition of wealth extends beyond finances and has since been inspired to follow her own path. Davinia founded RainChq in 2018, to help women take control of their financial futures, build long term sustainable wealth and live with intention. As Davinia explains, we can easily move through life from one goal to another without stopping to think about what we truly want. So in this episode, we discuss how to identify desires that might be outside societal expectations, how we can reclaim our financial power, even in a pandemic, and how our differences in thinking and life experiences can be our biggest asset. You can follow and connect with Davinia at:  Website: www.rainchq.comInstagram: @rainchqYou can learn more about Vestpod and subscribe to our newsletter here: https://www.vestpod.com. You can follow us on Instagram @vestpod and join our Facebook group. My book is available to purchase from Amazon and your favourite bookshop.* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.* Hosted on Acast. See acast.com/privacy for more information.

A 2013 study from Duke University and the University of California found that male CEOs with deeper voices tend to manage larger companies, stay in their jobs for longer and even make more money to the tune of $190,000 per year. But can the pitch of our voice really have an effect on our earning potential, or the impact we have at work and how we’re perceived as leaders?My guest today is Vanessa Collingridge, an award-winning TV and radio journalist and leadership coach who is empowering women to quite literally use their voice, speak up and get comfortable taking up space. Joined by Vestpod intern, Millie, Vanessa shares practical hacks that we can use to try and help amplify our voices, breathing techniques that can help calm our nerves in stressful situations as well as the subtle changes we can make to our posture in order to feel more powerful. Vanessa has boundless energy and is so passionate about boosting the visibility of women encouraging us all to ditch our “good girl” mentalities and strive to be seen and heard.You can follow and connect with Vanessa at:  Twitter: @NessCollingr We shared some resources in this episode. All the links are below:  Amy Cuddy Ted Talk: Your body language may shape who you are Male CEOs with deep voices more likely to have market success: Huffington Post You can follow Vestpod:Newsletter and classes: https://www.vestpod.comMy book “You’re Not Broke, You’Re Pre-Rich is available to purchase from Amazon and your favourite bookshop Instagram @vestpodJoin our Facebook group* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.* Hosted on Acast. See acast.com/privacy for more information.

Claire Wasserman is the founder of ‘Ladies Get Paid’ a leading platform that champions the professional and financial advancement of women.She has now put together all she’s learnt about this into her first book ‘Ladies get Paid’: the pre-eminent guide on how women can get recognised and rewarded at work.We’ve been working from home for a full year, and we know the pandemic has disproportionately impacted women, so I was curious to get Claire’s insights on how we can still show our value as we work remotely, and ultimately get paid what we deserve.  Claire also shares how we can open the conversation around money with our peers, the power she has seen in having your own personal board of career advisors, her one piece of negotiation advice everyone should know, how to overcome imposter syndrome and why we should consider investing for our future. You can follow and connect with Claire at:  Website: https://www.ladiesgetpaid.com/ Book: https://www.ladiesgetpaid.com/book Instagram: https://www.instagram.com/ladiesgetpaid/ Linkedin: https://www.linkedin.com/company/ladies-get-paid//Facebook: https://www.facebook.com/ladiesgetpaidClaire Wasserman website: https://www.clairewasserman.com/Claire Wasserman’s Linkedin: https://www.linkedin.com/in/clairewasserman/You can follow Vestpod:Newsletter and classes: https://www.vestpod.comMy book “You’re Not Broke, You’Re Pre-Rich is available to purchase from Amazon and your favourite bookshop Instagram @vestpodJoin our Facebook group* Please note that we are not certified, financial advisers! The articles and information made available on Vestpod and this podcast are provided for information and educational purposes only and do not constitute financial advice. You are advised to consult with an independent financial advisor for advice on your specific circumstances. Also, if you’re investing money, make sure it’s for the long term and you understand what you're investing in.* Hosted on Acast. See acast.com/privacy for more information.