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Mike Mills
Dive deep into the heart of Texas Real Estate with Mike Mills, your dedicated guide through the intricate world of home loans and beyond. The Texas Real Estate and Finance Podcast isn't just another industry show—it's an exploration of opportunities, a masterclass from industry titans, and a beacon for those aiming for the pinnacle of success. Whether you're a seasoned professional or a curious newcomer, Mike brings to the table not only his expertise as a home loan professional but also heart-pounding conversations with top experts and leaders from the realms of Real Estate, mortgage, finance, and other real estate-centric sectors. Our promise? No fluff, just smart, actionable advice distilled from the experiences of those who have carved niches and built legacies. Every episode is a journey – a step towards achieving your potential, realizing your goals, and making informed decisions in the world of real estate and finance. Are you ready to redefine success, shatter your ceilings, and journey through the vast landscapes of opportunity? Join Mike and his esteemed guests and step into a realm of inspiration, motivation, and success. Your potential awaits, and together, we'll help you seize it. Subscribe now!
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Revolutionizing Real Estate and Finance: The Blockchain and Crypto Breakthrough - with Debbie Hoffman and Eric Lapin

Revolutionizing Real Estate and Finance: The Blockchain and Crypto Breakthrough - with Debbie Hoffman and Eric Lapin

Discover how blockchain technology is transforming the real estate and finance industries, providing secure and transparent systems. But what happens when traditional finance resists this revolution? Find out in this gripping discussion between industry experts, as they navigate the challenges, benefits, and potential of blockchain in an ever-evolving landscape.In this episode of the Texas Real Estate & Finance Podcast, Debbie Hoffman and Eric Lapin join host Mike Mills to discuss the adoption of blockchain technology in the real estate and mortgage industry. The conversation highlights the potential of blockchain to address data security and ownership concerns, empower consumers, and provide accurate and direct source data to lenders and payment providers. They also delve into the challenges and opportunities of integrating blockchain into the traditional finance system. This episode is a must-listen for real estate and finance professionals who want to understand how blockchain can revolutionize their industries and stay ahead of the curve.,Join Debbie Hoffman and Eric Lapin as they dive into the world of blockchain technology in the real estate and finance sectors in this episode of the Texas Real Estate & Finance Podcast. The conversation revolves around the importance of data security, ownership, and regulation in the lending world, and how blockchain technology can provide secure and efficient solutions to these concerns. They also discuss the potential of fractionalization in real estate, the role of regulation in facilitating mass adoption, and the need for education and collaboration among industry professionals. This episode offers valuable insights and knowledge for real estate and finance professionals who want to understand the impact of blockchain on their industries and how to prepare for the future.Exploit the untapped potential of blockchain and crypto adoption in the real estate and finance sectors.Embrace the wide-ranging benefits of blockchain technology and how it can revolutionize your understanding of digital systems.Unearth the intriguing differences and characteristics of Traditional Finance (TradFi) vs. Decentralized Finance (DeFi).Discover the use of the blockchain revolution in title insurance and the exciting world of tokenization.Take a comprehensive journey into preparing and educating yourself for the dynamic impact of blockchain and crypto on today's world.
01:06:1912/09/2023
Navigating the Housing Market Crisis: The Key Factors Behind Skyrocketing Home Prices

Navigating the Housing Market Crisis: The Key Factors Behind Skyrocketing Home Prices

Discover the shocking truth behind high home prices and the hidden factors driving the housing market. Uncover the unexpected consequences of artificial forces and external influences, leaving you questioning the stability of affordability. What will happen next? Tune in to find out.Hey there! Mike Mills here, and I just recorded an episode of the Texas Real Estate & Finance Podcast that sheds light on the factors behind high home prices. One major contributor to the skyrocketing prices is the shortage of available homes. I explain how this supply-demand imbalance is driving up the cost of homeownership.,But it's not just the shortage that's at play here. I also dive into the impact of interest rates on affordability. Although interest rates do affect monthly payments, they aren't the main cause of the rising prices. I break down this complex relationship, so listeners can better understand how these factors intertwine.,During the episode, I touch on the influence of external forces, such as the Federal Reserve's involvement in mortgage-backed securities, on interest rates and the housing market. These artificial forces can disrupt the natural supply-demand balance, leading to unintended consequences for affordability.,If you're looking to buy a home or simply curious about the current state of the housing market, this episode is a must-listen. I provide valuable insights and practical advice that will empower you to make informed decisions. Understanding the dynamics of supply, demand, interest rates, and affordability is crucial in today's real estate landscape.,So, grab your favorite beverage, sit back, and join me on the podcast as we navigate the complexities of the housing market together. Trust me, you won't want to miss this enlightening discussion.,Hey, it's Mike Mills from the Texas Real Estate & Finance Podcast, and I've got some inside knowledge on what's driving those soaring home prices. In my latest episode, I shed light on the primary factor fueling the steep prices: the shortage of available homes. I break down the complex relationship between supply, demand, interest rates, and affordability, so you can fully grasp the intricacies of the housing market.,But it doesn't stop there. I also dive deep into the impact of interest rates and discuss whether buying down rates is a good idea or not. Determine the hidden catalysts causing the ostensibly imbalanced housing market and its corresponding elevated prices.Explore how interest rates intriguingly intertwine with mortgage-backed securities, providing financial insights and market predictions.Appreciate why we may not see a return to ultra-low interest rates for some time, offering perspective on the financial climate.Understand the pitfalls homeowners with high equity might face when seeking to refinance, informing future decisions for property owners.Unleash the potential of establishing generational wealth by making judicious investments in a fluctuating market, offering prosperity insights.#HousingMarketImbalance #HighHomePrices #SupplyAndDemand #AffordableHousing #InterestRates #HomebuyingTips #RealEstateInvesting #Homeownership #MarketFluctuations #GenerationalWealth
01:04:4505/09/2023
2023 Mortgage Update: Broker vs. Banker Insider Tips

2023 Mortgage Update: Broker vs. Banker Insider Tips

Discover the hidden complexities of loan guidelines and lender overlays in the mortgage industry as host Mike Mills and guest Gary Pierce unveil the shocking truth. With discrepancies between lender overlays causing confusion among borrowers, will they find the answers they need to secure their dream homes or be left in a state of uncertainty? Find out on the next episode of the Texas Real Estate & Finance Podcast.Unravel the key distinctions between mortgage brokers and independent mortgage banks, enabling you to make more informed decisions in real estate financing.Discover the hidden benefits of engaging with a mortgage broker, you'll wonder why you never tool this route before.Identify the thorny challenges of operating a mortgage broker business and strategies for cultivating productive relationships with realtors.Decode the complex world of loan guidelines and lender overlays in the mortgage industry, enhancing your ability to navigate loan procedures with ease.Stay updated with the latest shifts in mortgage rates and the persistently evolving housing market, helping you benefit from timely market insights.Visit Mike Mills Mortgage and Finance website to learn more about their services and loan options.Contact Mike Mills Mortgage and Finance to schedule a consultation with Mike Mills or Gary Pierce.Explore the special programs offered by Mike Mills Mortgage and Finance, such as farm and ranch loans.Stay updated on interest rates and market trends by following Mike Mills Mortgage and Finance on social media.Consider the advantages of working with a mortgage broker, like Gary Pierce, for lower costs and more efficient loan processing.Compare the services and rates offered by Mike Mills Mortgage and Finance with other banks and lenders.Reach out to Mike Mills Mortgage and Finance to discuss refinancing options and potentially lower interest rates.Connect with Mike Mills Mortgage and Finance to explore loan options for purchasing a new home or investment property.Refer friends and family to Mike Mills Mortgage and Finance for their mortgage and finance needs.Subscribe to the Mike Mills Mortgage and Finance newsletter for updates and insights on the real estate and finance industry.Timestamped summary of this episode:00:00:14 - Introduction, The host, Mike Mills, welcomes listeners to the Texas Real Estate and Finance Podcast and introduces his guest, Gary Pierce, a mortgage broker specializing in farm and ranch properties.00:01:55 - The Difference Between Mortgage Broker and Independent Mortgage Bank, Mike and Gary discuss the differences between a mortgage broker and an independent mortgage bank. They explain how brokers work with wholesale lenders and have lower costs and more efficiency compared to big banks.00:07:53 - Why Using a Mortgage Broker is Advantageous, Mike and Gary highlight the advantages of using a mortgage broker like themselves instead of big banks. They emphasize the lower costs, more efficient loan processing, and the personalized service they can provide to clients.00:09:03 - Challenges of Running a Mortgage Brokerage, Gary shares the challenges he faced when starting his own mortgage brokerage, particularly the difficulty of building relationships and penetrating the local market. He emphasizes the importance of marketing and earning the trust of clients and realtors.00:11:46 - The Sales Nature of the Mortgage Industry, Mike and Gary discuss the sales aspect of the mortgage industry and how they have to constantly build relationships with realtors and adapt to changes in the market. They highlight the monthly pressure to generate new business and the need to consistently provide value to...
01:06:1329/08/2023
From Zero to Instagram Success: Amanda Ryan's Journey in Real Estate Marketing

From Zero to Instagram Success: Amanda Ryan's Journey in Real Estate Marketing

In this episode, you will be able to:Realize the immense potential of social media marketing to expand your real estate business reach and orchestrate an enticing personal brand.Decipher the code to Instagram success for your business, focusing on consistent content sharing, value provision, and the clever use of local tags.Absorb the essence of entrepreneurship by learning to find wisdom in failure, building resilience and practicing patience.Unleash the magnetic charm of being unapologetically authentic on social media platforms.Develop a balanced and coherent brand image across your social media platforms, harnessing the power of toolsSocial media marketing and personal brandingSocial media marketing is a strategic and effective business tool for real estate professionals. Leveraging platforms like Instagram can significantly expand their audience reach, elevate their personal brand and showcase their services in a more personalized and relatable manner. Guest Amanda Ryan highlighted the importance of consistent branding and authentic engagement in social media marketing as keys to success.This is Amanda Ryan's story:With the onset of the COVID-19 pandemic, Amanda found herself reassessing her methods. It didn't feel ethically right to cold call people in such uncertain times. So, she decided to explore the world of social media marketing. Though she didn't have a professional setup, Amanda used what she had and started recording videos on basic real estate topics. Despite the sea of content online, Amanda didn't expect instant success nor was she intimidated by the competition. Instead, she focused on being consistent, showing up, and providing value. Amanda's determination has proven that, in the world of digital marketing, it's not about how grand your setup is, it's about providing quality content, consistently.
01:12:2222/08/2023
Transforming Real Estate: How Education Impacts Client Trust and Success - Brian Vieaux

Transforming Real Estate: How Education Impacts Client Trust and Success - Brian Vieaux

In this Texas Real Estate & Finance Podcast episode, host Mike Mills engages in a conversation with Brian Vieaux to explore the importance of consumer education in the mortgage and real estate industry. Brian emphasizes the role of loan officers as educators, not only for buyers but also for agents. He highlights the need for loan officers to answer questions and provide explanations to solidify relationships and help both their clients and professional network. The conversation also delves into the mindset and approach loan officers should adopt, focusing on building relationships rather than transactions. Brian shares his personal experience of creating video content on LinkedIn and the power of consistent presence on social media. He encourages loan officers to provide value and education without expecting immediate returns, as building an audience takes time but can lead to unforeseen opportunities and connections. Overall, the episode emphasizes the importance of education, relationship-building, and using social media as tools for success in the real estate industry.,In this episode of the Texas Real Estate & Finance Podcast, host Mike Mills interviews Brian Vieaux on the topic of consumer education in the mortgage and real estate industry. Brian emphasizes that loan officers have a unique opportunity to build trust with their clients by being knowledgeable and providing valuable information. He highlights the shift in the role of loan officers from purely providing information to becoming trusted advisors in the decision-making process. The conversation also discusses the changing preferences of Gen Z consumers and the need for professionals in the industry to adapt to their desire for genuine connections and value from content creators. Brian shares the importance of continuous education and introduces his podcast, Fintech Fridays, as a resource for loan officers to stay informed and gain insights from industry experts. The episode concludes by exploring the potential impact of future technologies on the industry and the evolving role of loan officers. Overall, the episode emphasizes the importance of trust, education, and adapting to the digital age for success in the mortgage and real estate industry.Key Take Aways: Discover the crucial role of consumer education in shaping the mortgage and real estate marketplace.Compare the attributes of the current market landscape with the 2008 financial crisis and draw pertinent lessons.Explore the pivotal role of loan officers in facilitating financial literacy and fostering enduring relationships.Learn how to harness the power of social media and personal branding to your advantage as a loan officer.Address the educational voids and debunk common misconceptions complicating the home-buying process. The key moments in this episode are:00:00:12 - Introduction, 00:01:00 - Overview of FinLocker, 00:04:49 - How Brian Got Started in Mortgage, 00:10:21 - COVID-19 Impact, 00:11:55 - Comparison: 2008 Crisis vs. COVID-19, 00:15:04 - The Future of the Real Estate Market, 00:15:58 - The Different Types of Industry Players, 00:16:27 - The Challenges of a Busy Market, 00:17:30 - The Importance of Preparation, 00:18:11 - Loan Officers as Financial Educators, 00:19:42 - Leveraging Social Media, 00:29:02 - Importance of Education and Building Relationships, 00:30:18 - Doing Good and Receiving Good, 00:31:24 - Value of Providing Education on Social Media, 00:33:52 - Patience and Frustration in Creating Educational Content, 00:38:35 - Meeting the Expectations of the Next Generation Homebuyers, 00:42:15 - The Power of Patreon, 00:43:01 - The Importance of Authenticity, 00:44:19 - Providing Value to Customers, 00:45:47 - The Evolution of Advertising, 00:49:50 -...
01:00:5915/08/2023
Mastering the Market Trends: A Realtor's Guide to Adapting and Thriving

Mastering the Market Trends: A Realtor's Guide to Adapting and Thriving

In this episode of the Texas Real Estate and Finance Podcast, host Mike Mills brings in his friend and realtor Kelsey to discuss the current challenges and trends in the real estate market. They dive into topics such as the impact of the recent downturn in activity on new agents, Kelsey's journey into real estate, the importance of community involvement, strategies for success in the industry, the emotional nature of real estate transactions, and the current state of the market. They also touch on the importance of building relationships with clients, the role of social media in real estate, and the future outlook for the market. Whether you're a seasoned real estate professional or just getting started, this episode offers valuable insights and advice for navigating the industry. So grab a cup of coffee, sit back, and join Mike and Kelsey in this informative and engaging conversation.
01:06:5309/08/2023
Video Marketing Marvels: Harnessing the Potential of Video with Mike Faraci

Video Marketing Marvels: Harnessing the Potential of Video with Mike Faraci

In this episode, Mike Mills and his guest, Mike Faraci, dive into the world of video marketing and its importance in reaching customers. Mike Faraci shares his expertise in organic video content for branding and relatability, highlighting the drawbacks of traditional product webinars and the need for engaging content. They discuss how video marketing played a significant role in Mike Faraci's journey, leading to the growth of his YouTube channel and the launch of his company, Red Button Media. They provide valuable insights into the process of creating video content, including editing software options such as CapCut, iMovie, Final Cut Pro, and Descript. They emphasize the value of video as a marketing asset and the power of using video to build relationships and attract business. The episode explores the importance of authenticity, target audience, consistency, and providing value in content creation. Listeners are encouraged to take their first steps into video marketing and leverage its potential for business growth. Entities mentioned include LinkedIn, American Financial Network, Red Button Media, Adobe Premiere Pro, and social media platforms. If you're interested in learning more and receiving coaching on video marketing, visit videomarketingmarvels.com.
01:05:4801/08/2023
Mastering the Art of Appraisals: Insights and Tips from a Certified Instructor

Mastering the Art of Appraisals: Insights and Tips from a Certified Instructor

In this episode of the Texas Real Estate and Finance Podcast, host Mike Mills dives into the world of appraisals. He is joined by Lori Solecki, a certified instructor and experienced real estate broker, as they discuss the nuts and bolts of what appraisers look for and how realtors can navigate the appraisal process effectively.Throughout the episode, Mike and Lori cover a range of topics, such as the importance of communication between realtors and appraisers, the role of the lender in managing expectations, the value of building relationships with appraisers, and the need for realtors to rely on data-driven decisions rather than emotional attachments when pricing properties.They also touch on tools like Cloud CMA and RPR that can assist realtors in informing clients about pricing and market trends. In addition, they address the concern of non-licensed and unvetted individuals conducting appraisals and the importance of insisting on certified appraisers to protect sellers' interests.Overall, this episode provides valuable insights and advice for real estate professionals looking to navigate the appraisal process successfully and provide the best guidance to their clients.Topics discussed:- Importance of communication between realtors and appraisers- Role of lenders in managing expectations- Building relationships with appraisers- Utilizing tools like Cloud CMA and RPR for pricing and market trends- Concerns about non-licensed and unvetted appraisers- The value of certified appraisers for accurate assessments
01:02:5218/07/2023
Unlocking the Potential of Video Marketing: How SocialCoach Can Help Realtors and Loan Officers Stand Out

Unlocking the Potential of Video Marketing: How SocialCoach Can Help Realtors and Loan Officers Stand Out

In this podcast episode, Mike Mills, host of the Texas Real Estate and Mortgage Podcast, interviews Ben Treadway, the head of sales for Social Coach, a social media management company for real estate and mortgage professionals. They discuss the importance of video marketing in the real estate industry and how it can help individuals build their personal brand. They talk about the impact of platforms like TikTok on reaching younger homebuyers, the subconscious influence of social media algorithms, the benefits of consistency in posting, and the significance of showcasing the community and building personal connections in real estate. They also highlight the importance of online presence and social media validation for businesses and discuss the services provided by Social Coach. Overall, they emphasize the necessity of video marketing and offer guidance and support for those looking to get started.
01:01:1311/07/2023
Creative Financing in Real Estate: A Talk with Best-Selling Author Chris Prefontaine

Creative Financing in Real Estate: A Talk with Best-Selling Author Chris Prefontaine

In this insightful episode, our host, Mike, sits down with his guest, the esteemed real estate coach and best-selling author, Chris Prefontaine. The episode dives deep into the world of real estate, focusing on Chris's unique journey and expertise in creative financing and coaching within the industry. Listen in as Chris shares lessons on overcoming adversity, the importance of resilience, and his pivot after the real estate crash of 2008. Unpack Chris's strategies of owner financing and subject-to existing loans and hear illuminating stories of real-life deals, all providing invaluable tips for both novice and experienced investors. Chris's commitment to genuine student success shines throughout as he highlights the importance of real guidance throughout the investment process.Topics Discussed:1. Journey into Real Estate with Chris Prefontaine2. Overcoming Adversity in the Real Estate Market Shift3. Innovative Coaching in Real Estate4. Strategies of Owner Financing and Subject-To Existing Loans5. Tips for Successful Real Estate InvestmentEntities Mentioned: 1. Chris Prefontaine - Real Estate Coach and Best-selling author2. Mike - the Podcast's Host3. Earl Nightingale4. Navy Gentleman5. Rent-To-Own Model6. Sub Two Deals7. St. Germaine Act of 19828. Ian - a Realtor9. Conrad10. Nick11. Chris's books: The New Rules of Real Estate Investing, Real Estate on Your Terms, and Deal Structure Overtime12. WickedSmartBooks.com13. YouTube - Smart Estate Coach channel
46:3206/07/2023
Unlocking the Secrets to Lead Generation: Strategies That Drive Business in the Real Estate Market

Unlocking the Secrets to Lead Generation: Strategies That Drive Business in the Real Estate Market

Are you struggling with fear of rejection and the challenges of navigating the real estate market? In this engaging podcast, mortgage and finance professional Mike Mills and realtor Elliot Dodson share their valuable insights and experiences. The most valuable lesson from this podcast is the importance of persistence, consistency, and communication in the real estate business. Elliot shares his journey into real estate and how he used the Nextdoor app to generate business. He also emphasizes the need to step out of your comfort zone and reach out to everyone you know. Mike and Elliot discuss the fear and anxiety that comes with sales and rejection, and how to overcome it. They also touch on the importance of personal growth, leading by example, and the role of social media in their businesses. Tune in to this podcast to learn how to overcome challenges and achieve success in the real estate industry.mortgage, finance professional, realtor, Dallas-Fort Worth area, real estate market, selling homes, coaches, experts, success, social media, journey into real estate, wholesaling real estate, real estate license, brokerage, for sale by owners, expired listings, Nextdoor app, geo-farm, postcard mailings, sponsorship, paid models, credibility, lease clients, buyers, sellers, persistence, consistency, communication, fear, anxiety, rejection, door-knocking, sports, failure, judgment, red-hot market, instant gratification mindset, follow-up, seed, postcards, phone calls, personal growth, leading by example, alcohol, workouts, stress, anxiety, persistence, consistency, content, watch time, social media trends, Facebook, followers, likes, value, information, selling, Instagram, YouTube, editing, content creation, delegating, balancing, daily posting schedule, green screens, trending topics, team, systemizing, market downturn, proactive, online marketing, overwhelm, for sale by owners, open houses, mailers, direct communication, social media outreach, effort, hard work.
01:06:2027/06/2023
From Handwriting Contracts to TikTok: How This Mother-Daughter Team Succeeds in Real Estate

From Handwriting Contracts to TikTok: How This Mother-Daughter Team Succeeds in Real Estate

Welcome to Texas Real Estate Finance's latest episode featuring the dynamic mother-daughter duo, Erin Bergin and Zoe Vanarsdel! Dive into an insightful conversation as they discuss their unique experiences in the real estate industry, overcoming the 2007 recession, and building a successful brokerage. With a wealth of knowledge and inspiration to be shared, this episode captures the essence of family, mentorship, and entrepreneurial education.Topics Discussed:- Working as a mother-daughter real estate team- Erin's experience during the 2007 recession, starting a transaction coordinator business, and owning a brokerage- Zoe joining the real estate business during Covid-19- The importance of being an accessible broker- Home prices and interest rates- Brand identity and importance of local community work- Finding the right social media platform for your real estate niche- The role of technology and learning in real estate- Gen Z's perspective on homeownership- The effect of market trends and misconceptions- The importance of homeownership for wealth growth
01:10:0814/06/2023
The Future of Real Estate: How Gen Z is Shaping the Market

The Future of Real Estate: How Gen Z is Shaping the Market

Discover how Gen Z is shaping the real estate market in the 50th episode of the Texas Real Estate and Finance Podcast. Join host Mike Mills as he welcomes Gen Z expert Ally Carty to explore the significance of social media presence for loan officers and realtors targeting Gen Z buyers. Learn effective strategies to engage this audience through Instagram stories, surveys, and TikTok, while addressing the importance of financial literacy and educating young individuals about the mortgage industry. Gain valuable insights into the current state of the real estate market and the role of technology in the decision-making process of younger buyers.Keywords: Gen Z, real estate market, social media presence, loan officers, realtors, Instagram stories, surveys, TikTok, financial literacy, mortgage industry, technology, younger buyers.
01:06:2206/06/2023
The Rise of Bitcoin and Blockchain in Texas: A Conversation with Amy Anderes Damron

The Rise of Bitcoin and Blockchain in Texas: A Conversation with Amy Anderes Damron

Are you curious about the world of cryptocurrency and blockchain technology but don't know where to start? Look no further than the latest episode of the Texas Real Estate and Finance Podcast! Host Mike Mills sits down with Amy Anderes Damron, the member relations director for the Texas Blockchain Council, to discuss all things crypto.Amy and Mike go way back, having attended high school together, and their conversation is both informative and entertaining. They discuss the Texas Blockchain Council's mission to make Texas a leader in blockchain and crypto innovation, as well as the basics of crypto investing and the potential use cases for blockchain technology in various industries.From the history of Bitcoin to the recent rise of NFTs, Amy and Mike cover a wide range of topics with humor and insight. And if you're looking to get more involved in the world of blockchain, Amy offers plenty of resources, from the Texas Blockchain Council's events page to their YouTube channel.So what are you waiting for? Tune in to the Texas Real Estate and Finance Podcast to learn about this exciting and rapidly-evolving world. Trust us, you won't want to miss it!
01:11:0030/05/2023
Understanding the Real Estate Appraisal Process: A Deep Dive with Experts Josh Stephens and Chris Green

Understanding the Real Estate Appraisal Process: A Deep Dive with Experts Josh Stephens and Chris Green

In this riveting episode of the Texas Real Estate & Finance Podcast, your host Mike Mills is joined by Joshua Stephens and Chris Green to delve into the dynamics of real estate appraisals. Learn about the differences in appraisal businesses, the structure of their medium-sized firm and the unique talents that contribute to their success. The conversation touches on the mechanics of appraisal models, the appraisal fee structures and highlights the challenges rookie appraisers face. More importantly, the trio discusses the ills of biased appraisals, reiterating their commitment to standardizing processes for consistency and quality. Discover the intricacies of appraiser training and the importance of engaging diverse individuals in the appraisal industry. The episode wraps up with discussions about institutional buying, housing market stability and the impact of market trends on appraisals as well as residents. Pitch in for this insightful dialogue and get a comprehensive view of the real estate appraisal business. **Topics Discussed:**1. Overview of the Real Estate Appraisal Business2. Structure and Success of Medium-sized Appraisal Firm3. The Mechanics of Appraisal Models4. Fee Structures for Appraisers5. The Challenges Faced by Appraiser Trainees6. Partnership with Fannie Mae and Training of New Appraisers7. Impact of Market Trends on Appraisals8. The Role of Institutional Buyers9. The Increasing Housing Costs and its Impact
01:12:3116/05/2023
Maximizing Tax Benefits as a Real Estate Investor with CPA Ryan Bakke

Maximizing Tax Benefits as a Real Estate Investor with CPA Ryan Bakke

On this episode of Texas Real Estate & Finance Podcast, host Mike Mills is joined by CPA Ryan Bakke to discuss the two main pillars of success in business, the tax benefits of investing in real estate, and using debt, inflation, and taxes to achieve extreme wealth. They also touch on finding the highest and best use of time by outsourcing tasks and the benefits of setting up a separate bank account for business finances. The speaker provides insight into purchasing property in Texas using an FHA loan and using a rental property calculator to break down how money is made. Tune in to learn more about these important topics and principles in the world of real estate and finance.value, authority, tips, transfer of authority, credibility, profession, accounting, finance, real estate, tax benefits, tax code, business owners, investors, Dave Ramsey, debt, income-producing assets, retirement accounts, inflation, hourly worth, outsourcing, Genius Zone, FHA loan, conventional loan, self-employment tax, LLC, S Corporation, down payment, appreciation, ROI, rental property, mortgage insurance, equity, law of reciprocity, Olive Garden, real estate market.
59:2509/05/2023
Power Players in the Housing Market: Dark Pools and Institutional Buyers

Power Players in the Housing Market: Dark Pools and Institutional Buyers

In this episode of the Texas Real Estate and Finance Podcast, host Mike welcomes Amy Cearnal, a mayoral candidate, to discuss the impacts of her decision to run for mayor. Amy shares her journey and explains why she decided to run for mayor when no one else was willing to challenge the incumbent. Mike and Amy delve into the significance of having multiple candidates and creating accountability in leadership, highlighting the challenges of running for mayor and the lack of financial compensation. They also discuss the importance of local politics and how it affects the community, as well as the need to overcome apathy and maintain interest in local politics. Amy emphasizes the importance of involving and encouraging individuals to participate in local politics. The episode also touches on various topics such as property taxes, affordable housing, and the potential impact of institutional buyers on the housing market. Join Mike and Amy as they explore the intersection of real estate and politics, and gain insights into the importance of community engagement and leadership.Topics Discussed:- The impacts of running for mayor.- The importance of multiple candidates and accountability in leadership.- Challenges of running for mayor and lack of financial compensation.- The significance of local politics and engaging in the community.- Overcoming apathy and maintaining interest in local politics.- Involving and encouraging individuals to participate in local politics.- Property taxes and affordable housing.- Institutional buyers and their impact on the housing market.- The potential long-term effects of commercial interests in the residential market.Entities Mentioned:- Texas Real Estate and Finance Podcast.- Amy Cearnal (mayoral candidate).- Mike (host).- BlackRock.- Blackstone.- Vanguard.
01:06:3525/04/2023
The Intersection of Real Estate and Jiu Jitsu: Building Wealth and Self Confidence

The Intersection of Real Estate and Jiu Jitsu: Building Wealth and Self Confidence

Ladies and gentlemen, boys and girls, welcome to episode 45 of the Texas Real Estate and Finance podcast! This week, we have a very special guest joining us - Manny Martinez, a realtor and jujitsu instructor. Now, I know you might be wondering what real estate and jujitsu have in common, but trust me, it's a fascinating connection that you don't want to miss.In this episode, Manny shares his journey of opening his own jujitsu studio and the importance of self-defense for real estate agents. We delve into his military background and how he got started with jujitsu. Manny's experiences in the military, including deployments in Iraq and Afghanistan, shaped him and taught him valuable qualities like resilience and discipline, which he applies in both his martial arts training and real estate career.But that's not all! We also discuss the state of the housing market and the struggles faced by first-time homebuyers. From the soaring prices of homes to the influence of corporations buying up houses, Manny and I uncover some hard truths about the current real estate landscape.And of course, we dive deep into the world of jujitsu. Manny reveals why it's the ultimate form of self-defense - empowering both men and women to protect themselves against stronger opponents. From escaping dangerous situations to the benefits of live sparring and creating distance, Manny shares invaluable insights that can truly make a difference in your safety.But it doesn't stop there. Lessons from jujitsu permeate all aspects of life, and Manny explains how the skills and mindset learned on the mat translate to success in real estate and beyond. Plus, we touch on the importance of trust, managing expectations, and the value of being a lifelong learner.So, if you're ready to level up in both your real estate knowledge and your self-defense skills, this episode is a must-listen. Don't miss out on Manny Martinez's wisdom and expertise - tune in now and discover the power of jujitsu in the world of real estate and finance!Click that play button and prepare to be inspired. Trust me, you won't regret it.
01:03:2018/04/2023
Tips For Remodeling Your New Home To Save Money And Avoid Surprises

Tips For Remodeling Your New Home To Save Money And Avoid Surprises

In this episode, Mike Mills from Verity Mortgage invites his friend Aaron Robertson from All Integrity Contracting to discuss their experiences with home remodeling and construction. They dive into how they met and how Aaron's company provided an affordable and efficient solution for Mike's remodeling project.Throughout the episode, they discuss a range of topics, including Aaron's journey into the construction industry, the importance of communication and transparency in client relationships, the most common types of remodeling projects, considerations when buying a house, the impact of flippers in the housing market, and the current trends in home upgrades.Entities mentioned in the episode include Verity Mortgage, All Integrity Contracting, HGTV, Magnolia Network, Cedar Creek Lake, Texas, Louisiana, Massachusetts, and Integrity Remodeling. Throughout the episode, Mike and Aaron's passion for their work and dedication to providing quality services shine through. Listeners will gain valuable insights into the remodeling and construction industry, as well as tips for homeowners looking to undertake their own projects.
01:01:1411/04/2023
Understanding Inflation and Its Impact on the Mortgage Industry

Understanding Inflation and Its Impact on the Mortgage Industry

In this episode of the podcast, mortgage banker Mike Mills and branch manager Donnie Eden discuss a wide range of topics. They start off with some lighthearted banter about their music preferences and their interest in college basketball. They then delve into the recent rate hike by the Fed and its impact on the mortgage industry. The hosts express their opinions on the potential for a recession and the actions taken by the Federal Reserve. They also discuss the issues faced by certain banks, such as Silicon Valley Bank and Credit Suisse, and the implications of their risky investment practices. The hosts then turn their attention to the housing market, debunking claims of a housing crash and providing insights into the current state of the market. They emphasize the importance of understanding risk tolerance and making informed decisions when it comes to investing and refinancing. The episode concludes with some light-hearted chatter and positive messages for listeners. Topics discussed in this episode include:- College basketball and sports gambling- The recent rate hike by the Fed and its impact on the mortgage industry- Issues faced by certain banks- The housing market and predictions of a housing crash- Risk tolerance and investing- Refinancing and mortgage optionsEntities mentioned in this episode include:- Verity Mortgage- Tennessee Volunteers- University of Texas- Florida Atlantic- Purdue- Motley Crue- Gene Simmons- Silicon Valley Bank- Signature Bank- Silvergate- Credit Suisse- FDIC- Dave Ramsey- FHA
57:0304/04/2023
Navigating the Mortgage Maze: Pro Tips for First-Time Homebuyers with Jen Gaudio

Navigating the Mortgage Maze: Pro Tips for First-Time Homebuyers with Jen Gaudio

If you're looking for expert insights on mortgages and home buying, tune in to the latest episode of the Texas Real Estate and Finance Podcast. In this episode, mortgage professionals Mike Mills and Jen Gadio cover a range of topics, from special loan programs to FHA loan qualifications and common home-buying issues. They stress the importance of understanding loan program details and working with knowledgeable professionals to navigate the process successfully. Plus, they offer practical tips for anyone in the market for a new home. Don't miss out on this valuable information - and stay tuned for more in the next episode!
01:09:4428/03/2023
Building Real Estate Success through Coaching and Relationships: A Conversation with Mary Ann Cottrell

Building Real Estate Success through Coaching and Relationships: A Conversation with Mary Ann Cottrell

Join mortgage banker Mike Mills and realtor Mary Ann Cottrell in this episode filled with insights on all aspects of real estate. Mary Ann shares her experience managing her business, giving impactful advice to listeners on how to build their real estate careers. She also discusses her unique journey in becoming a realtor, from being an empty nester to learning French through a language program. Along with real estate, Mary Ann shares effective ways to develop habits for business and personal life and how coaching helps her achieve success. Listeners can also discover ways to improve their daily routine, a valuable ingredient for a fruitful career and life. Don't miss the banter between Mike and Mary Ann as they joke about raising kids, their initial meeting, and the effects of their plan to have a drink later. Tune in and learn something new with Mike and Mary Ann!
01:06:2221/03/2023
How to Spruce Up Your Home Without Breaking the Bank: Tips from a Realtor and Renovation Expert

How to Spruce Up Your Home Without Breaking the Bank: Tips from a Realtor and Renovation Expert

The Texas Real Estate and Finance Podcast's 40th episode is a Valentine's Day special featuring Mike and Susan Mills, renowned real estate experts. In this episode, they delve into their personal life, their Magnolia Network renovation show, and Susan's expertise in real estate shopping. They also share their story and Susan's background before becoming a realtor. Susan provides valuable insights on how to enhance a house's appeal to potential buyers without overspending, and she offers practical tips for both homebuyers and sellers. The episode concludes with a heartfelt expression of appreciation between Mike and Susan. Tune in to this episode for an engaging and informative discussion on real estate and marriage!
01:12:5414/03/2023
Texas Real Estate and Finance Podcast  #39 Conrad Jackson

Texas Real Estate and Finance Podcast #39 Conrad Jackson

Real Estate Investors! This one is for you! Looking to buy more long-term rental investment properties? Need to know how to rehab, where to get financing, or how to find tenants? Well, Conrad is the expert on all such things! Tune in and get all your questions answered! We might even mix in some Kyrie to the Mavs talk! Tune in to find out!Mike Mills | Verity [email protected]#branding#motivation#socialmedia#realestateinvesting#business#realestatelife#realty#realestateinvestor #entrepreneur#mortgage
01:35:3407/03/2023
Protecting Your Investment: Understanding Foundation Issues and Repairs

Protecting Your Investment: Understanding Foundation Issues and Repairs

In this episode of the podcast, host Mike Mills introduces Reagan Parsons, the owner of Correct Roofing and Foundation. They kick off the conversation by discussing Reagan's journey into the roofing and foundation industry, as well as their shared history of playing baseball together in high school. They dive into their baseball memories, including funny stories about their coach and the challenges they faced in communicating on the field. The conversation then shifts to the importance of home inspections and the common foundation issues found in North Texas. They talk about indicators of foundation problems, such as cracks in brick and drywall, fascia trim board issues, and window separation. They also discuss the role of water in foundation settlement and the various methods used in foundation repair, including concrete and steel piers. The episode concludes with advice for buyers and sellers to identify potential foundation issues and recommendations for finding reputable foundation repair companies. Overall, this episode provides valuable insights into the world of roofing and foundation repair, offering practical tips for homeowners and those in the real estate market.
01:06:3728/02/2023
The Power of Personal Networks: Leveraging Your Sphere for Real Estate Success

The Power of Personal Networks: Leveraging Your Sphere for Real Estate Success

Hey there real estate agents! Have I got an episode for you that's guaranteed to help you grow your business? I'm Mike Mills, your trusty host, and in this episode, we have a special guest who's going to share some incredible tips and practices on how to maximize your sphere.Joining me today is the incredible Lesley Stegmeier, the broker for Stegmire Realty in Fort Worth. Lesley has an impressive background as an agent and successfully started her own brokerage. Trust me, her expertise is exactly what you need to take your business to the next level.Now, before we dive into the nitty-gritty, let's talk lighting. Lesley and I had a little mishap with the lighting, but hey, it's all part of the fun! And speaking of fun, we're going to touch on Lesley's recovery journey, because let's face it, the real estate industry can be stressful, and it's important to hear how others have navigated their way through.Lesley's story starts in accounting, where she quickly realized that it wasn't the career path for her. She craved something that combined people and numbers, and that's when she made the courageous decision to pursue real estate. We'll discuss how Lesley went from being a massage therapist to finding her true passion.One key insight you'll gain from this episode is the power of working your personal sphere. Lesley will share helpful strategies on how to leverage your existing relationships to generate business. After all, who knows you better than the people who already trust and like you?We'll tackle topics like building your network, messaging potential clients on social media, and creating a solid database that will be instrumental in your success. Lesley shares her own experiences and even spills some secrets on her top strength, which is winning others over.But we're not just about business strategies here. We like to have some fun too! Lesley opens up about her Christmas client event, complete with a professional photographer and a Neiman Marcus Santa. Trust me, it's a non-crowded setting where your clients can get their Christmas card photos done and enjoy some quality time with Santa.So, whether you're new to the industry or looking to amp up your game, this episode is a must-listen. Lesley's insights, combined with our lively banter, will leave you feeling inspired and ready to take on the world of real estate.Don't waste another minute! Hit that play button now and get ready to make those business goals a reality. This episode is one you don't want to miss!Topics Discussed:- Lesley's background and transition from accounting to real estate- Lesley's recovery journey and its impact on her career change- The importance of working your personal sphere in real estate- Tips for building relationships with potential clients- Creating and maintaining a database of contacts for future business- Lesley's marketing methods, including hosting a Christmas client event- The significance of an abundance mindset in real estateEntities Mentioned:- Mike Mills: Podcast host- Lesley Stegmeier: Broker for Stegmire Realty- Stegmire Realty: Lesley's brokerage- Fort Worth: Location of Lesley's real estate business- Neiman Marcus: Company involved in Lesley's Christmas client event
01:11:2221/02/2023
Building Trust and Growing Connections: Insider Secrets from a Successful Real Estate Broker

Building Trust and Growing Connections: Insider Secrets from a Successful Real Estate Broker

Hey there! It's Mike Mills from Verity Mortgage, here with the Texas Real Estate and Finance Podcast, and let me tell you, this episode is jam-packed with insights you don't want to miss! In this episode, I sat down with the incredible Chris Hightower, a real estate broker, CEO of Arlington Museum of Art, and TCU faculty. We covered all things real estate, from purchasing and refinancing home loans to finding the perfect agent who knows the area inside out. But that's not all! Chris and I also took a deep dive into his experience at the TCU game, his new brokerage, and the mesmerizing Arlington Museum of Art. We even discussed the much-debated SoFi stadium versus the iconic AT&T stadium, uncovering hidden flaws and unforgettable moments. Oh, did I mention the unexpected twists and challenges that come with navigating a rainy TCU game? Slippery concourses, a woman falling on an escalator - trust me, it's a wild ride. But don't worry, it's not all rain and thunderstorms. Chris shares some good news about his graduate school's journey to the national championship, proving that perseverance and determination can lead to grand achievements. And if you're a new agent looking to make your mark in the real estate world, you're in for a treat! Chris and I delve into the unconventional journey he took to enter the industry, overcoming challenges during the 2008 financial crisis, and building a successful career through passion and determination. You'll also hear about Conrad, our official contributor, who shares his own experiences starting a brokerage and transitioning to a new agency. We discuss the importance of technology, networking, and building trusted connections in an ever-evolving digital landscape. But don't just take my word for it. Tune in now to Texas Real Estate and Finance Podcast and immerse yourself in this captivating episode. With laughter, heartwarming stories, and invaluable insights, you'll leave feeling inspired, motivated, and ready to conquer the real estate world like never before. Don't wait - hit that play button and let the magic unfold!Topics discussed:- Finding the right real estate agent- Comparing SoFi stadium to AT&T stadium- TCU's performance in the national championship game- Building a new real estate brokerage- The challenges and rewards of starting an agency in the digital age- The importance of technology and networking in the real estate business- The power of passion and involvement in attracting clientsEntities mentioned:- Verity Mortgage- Arlington Museum of Art- TCU- SoFi stadium- AT&T stadium- Big Twelve conference
01:03:1114/02/2023
Unlocking Real Estate Success: Cassie Spears' Insider Tips

Unlocking Real Estate Success: Cassie Spears' Insider Tips

In this episode, host Mike Mills interviews Cassie Spears, a broker, realtor, and property manager. Cassie shares her journey into the real estate industry, starting with taking real estate classes in high school and quickly becoming successful in the field. She discusses how her hustle and determination were ingrained in her DNA and how she wanted to create a different lifestyle from the struggles she experienced growing up. Cassie also talks about her partnership with her husband in the real estate business and the challenges they faced during the market downturn. Topics discussed in this episode include:- Cassie's early start in real estate and her path to success- The importance of hustle and determination in the industry- Building a successful team in real estate- The scarcity mindset and fear of competition- Using social media platforms for marketing and lead generation- Leveraging Google My Business and optimizing SEO- Investing in coaching programs and learning various aspects of the business- The importance of tracking and forecasting business efforts with tools like MapsEntities mentioned in this episode include:- Cassie Spears- Burleson- Remax- Fort Worth Convention Center- Kelly Williams- TikTok- Angel List- Keller Williams
01:28:2107/02/2023
The Pros and Cons of Short-Term vs. Long-Term Rentals: A Cash Flow Comparison

The Pros and Cons of Short-Term vs. Long-Term Rentals: A Cash Flow Comparison

Ladies and gentlemen, we are live and rolling! Today's episode is dedicated to something close to my heart - real estate and the world of short-term rentals. Join me as I welcome the knowledgeable Joel Verinder to the show, where we dive deep into the ins and outs of this exciting industry. From the get-go, Joel captivates us with his personal journey. Having ventured into long-term rentals back in 2004, it was only in 2020 that he made the switch to short-term accommodations. The conversation takes an intriguing turn as Joel reveals his initial plan to have one long-term rental for each of his kiddos as a college plan. Talk about forward-thinking! But here's the thing - Joel and his wife were total rookies in the short-term rental game. They stumbled their way through the learning process, tackling everything from cleaning the properties themselves to dealing with maintenance issues. It wasn't easy, but they understood the immense potential these rentals held. 2020 was a pivotal year for them. With Joel losing his job due to the pandemic, they decided to take a chance and turn their property in Cedar Creek Lake into a short-term rental. And boy, did it open their eyes. They saw a staggering $10,000 per month in June alone, and it was then that they realized they could make a real business out of this. Enter the Great Smoky Mountains. Joel and his wife were drawn to this breathtaking location not only for its natural beauty but for the existing infrastructure and industry that supported short-term rentals. They discovered that the Smokies, with its low property taxes and no state income tax, was the perfect place to invest. As we explore the world of short-term rentals in Tennessee, we learn about the integral role they play in the local economy, contributing to the booming tourism industry. Joel shares their experiences throughout 2020 and beyond, witnessing record-high revenues thanks to the surge in travel as COVID restrictions eased up. But along with success comes competition, and Joel shares how they've had to focus on value and differentiation to stay ahead in this ever-evolving market. We also get a firsthand look at the pros and cons of long-term versus short-term rentals, with Joel emphasizing the cash flow advantages of the latter, despite the extra workload. So, what are you waiting for? Join me on this enlightening episode where we dive into the world of short-term rentals. Joel Verinder's journey is a testament to the power of adaptation and seizing opportunities, reminding us that sometimes, making bold choices can lead to extraordinary results. Tune in now and unlock the secrets of the short-term rental empire!Topics discussed:- Transitioning from long-term to short-term rentals- The financial aspect of short-term rentals- Real estate sales in the context of short-term rentals- Remote management challenges- Finding reliable cleaning services and maintenance staffEntities mentioned:- Joel Verinder
01:28:2031/01/2023
Fine-Tuning Skills and Fine-Tuning Bodies: Baseball Coaching Meets Chiropractic Care

Fine-Tuning Skills and Fine-Tuning Bodies: Baseball Coaching Meets Chiropractic Care

Ladies and gentlemen, I've got an exciting and unique episode for you today on the Texas Real Estate and Finance podcast. Buckle up as we dive into a different world yet still connected to the concept of balance and wellness. Join me, Mike Mills, as I sit down with Mr. Zach Cameron, a chiropractor at Body and Balance Chiropractic and Wellness, and a former baseball coach. We'll start off by delving into Zach's love for the game and his experiences coaching both in college and privately. But that's not all, we'll also explore the profound connection between baseball and chiropractic care - understanding the total body approach. Prepare to be captivated as we discuss how Zach's perspective on chiropractic care has evolved and how it focuses on solving root causes rather than just treating symptoms. Discover how his involvement with the eight one seven soldiers sports franchise led to his connection with me and the fascinating journey that brought him to where he is today. Zach's coaching journey intertwined with his chiropractic career provides a unique insight into the world of sports and wellness. We'll unravel the secrets behind fine-tuning players' skills and the invaluable guidance he offers after mistakes are made. We'll also explore the challenges of juggling a growing chiropractic business while still pursuing his passion for coaching. Additionally, we'll tackle the age-old question of positioning in youth baseball. Zach shares his wisdom on the value of versatility and the benefits of having young players experience different positions. Discover why parents shouldn't obsess over their child's positional concerns too early and why the willingness to adapt and play any position can increase their chances of making the team. But that's not all, folks! We've got intriguing stories about overcoming fears, the advantages of putting a short-attention-spanned child behind the plate, and the exceptional skill development that comes from trying out catching. So, if you're ready to learn, be entertained, and dive into the convergence of sports, wellness, and personal development, this episode is an absolute must-listen. Join us now on the Texas Real Estate and Finance podcast for an unforgettable conversation with Mr. Zach Cameron! Chiropractic care, baseball coaching, skill development, and life lessons – this episode has it all. Don't miss out, hit that play button now!Topics Discussed:- Zach's background as a chiropractor and baseball coach- The total body approach to chiropractic care- Youth baseball coaching and instruction- The benefits of playing multiple positions- Skill development through catchingEntities Mentioned:- Mike Mills- Zach Cameron- Body and Balance Chiropractic and Wellness- The eight one seven soldiers sports franchise- Tarrant County Patriots
01:30:5324/01/2023
Health and Wellness: Tackling New Year's Resolutions with Expert Dana Shafir

Health and Wellness: Tackling New Year's Resolutions with Expert Dana Shafir

Welcome to my podcast, where we're taking a break from real estate and finance to dive into the world of health and wellness. In this episode, we have a special guest, Dana Shafir, a health and wellness expert, who will help us tackle those New Year's resolutions head-on. From the very beginning, our host is thrilled to chat with Dana, even comparing her expertise to the wise Yoda. They focus on dispelling myths and answering questions to assist listeners on their resolution journeys. Dana introduces herself as a licensed therapist and psychologist, providing us with her impressive credentials. The conversation starts off with a touch of humor as the host jokes about partying and taking shots of tequila. We learn about Dana's fascinating journey, from initially wanting to pursue medical school to ultimately studying psychology. The host playfully points out their similar career paths but with different focuses. Dana opens up about her passion for helping others, which led her to pursue psychology and therapy. She shares some lighthearted moments of her children calling her "Dr. Dana" and being intimidated by her title. As the conversation progresses, the host insists on calling Dana "Dr. Shafir." Dana goes on to discuss her interest in nutrition and health, which sparked her desire to study further. She delves into the realization of the deep connection between behavior, emotions, and daily habits. We discover Dana's passion for continuous learning and her acknowledgment of the vastness of knowledge in the field. The host and Dana discuss the importance of expanding knowledge throughout their careers. Towards the end of the episode, Dana unveils her transition into becoming a health coach and a nutritional therapy practitioner, combining both science and intuition. Join us in this invigorating episode as we explore the world of health and wellness with Dana Shafir, the expert who will guide us towards our resolutions.
01:31:3517/01/2023
Financial Freedom through Real Estate: Discovering Your Magic Number and Freedom Formula

Financial Freedom through Real Estate: Discovering Your Magic Number and Freedom Formula

Hey there, podcast lovers! We are live and ready to dive into an exciting and informative episode that you don't want to miss. Today, I have the pleasure of sitting down with Rachel Grunn, a realtor extraordinaire from Reflect Real Estate. We kick off the conversation with a fun tangent about electric cars and how they are more than just eco-friendly transportation. Rachel spills the beans about her VW ID four, an affordable alternative to a Tesla with all the bells and whistles. But let's get back to business! Rachel and I discuss her journey in the real estate industry, her partnership with her husband, and the incredible success they've achieved in a challenging market. We dive into the importance of creativity, technology, and educational content in the world of real estate. Rachel shares her valuable insights on how they use social media to inform clients about opportunities and innovative strategies. As the conversation unfolds, we explore multifamily syndication, a topic that often flies under the radar. Rachel and I shed light on the regulated world of real estate investment, debunking common misconceptions and highlighting the accessibility for both accredited and non-accredited investors. We discuss the stability and potential of multifamily properties, which provide a more affordable entry point into the market compared to traditional homeownership. But wait, there's more! We tackle the nitty-gritty of leveraging properties for success and the game-changing strategy of infinite banking, where life insurance policies become your own personal bank. We dive into the advantages of multifamily investing, the role of commercial lenders, and the immense tax benefits that come with it. And if you thought that was it, hang on tight because we explore the world of travel nurse housing, Airbnb properties, and even triple net properties in retail centers. We uncover the secrets behind guaranteed rental income and how these investments can provide stability and financial security. So, are you ready to level up your real estate knowledge? Tune in now to this episode packed with insights, strategies, and a whole lot of fun. Don't miss your chance to learn from Rachel Grunn and myself about the exciting opportunities waiting for you in the world of real estate. Trust me, this episode is a game-changer, and you won't want to miss it!Topics Discussed:1. Challenges and opportunities in the real estate market2. How Mike and Rachel got into the real estate business together3. Importance of creativity and technology in real estate education4. Using social media to inform clients about real estate options5. Multifamily syndication and its regulatory framework6. Benefits and advantages of multifamily investing7. Leveraging assets for investment purposes8. Infinite banking and its potential benefits9. Understanding finance in real estate investing10. Debunking common misconceptions about commercial real estateEntities Mentioned:1. VW ID four2. Tesla3. Reflect Real Estate4. Wall Street Journal5. SEC (Securities and Exchange Commission)6. NCAA (National Collegiate Athletic Association)7. Bernie Madoff8. REITs (Real Estate Investment Trusts)9. Warren Buffett10. Elon Musk11. Twitter12. Dave Ramsey
02:01:5810/01/2023
Youth Sports, Personal Gains, and Building Trust: Insights from MYBA President Kevin Lewis

Youth Sports, Personal Gains, and Building Trust: Insights from MYBA President Kevin Lewis

Are you ready for a change of pace? In this episode, we're taking a break from real estate and finance to delve into the world of youth sports and athletics. Our special guest, Kevin Lewis, the president of MYBA (Mansfield Youth Baseball Association), joins us to discuss his involvement in youth baseball and his journey in the sports industry.Kevin shares his background in management and business development, highlighting how his leadership transformed MYBA into an organization to be proud of. Despite occasional complaints from spectators, Kevin's dedication paved the way for success. Growing up in the DFW area and playing baseball in Burleson, Kevin comes from a large extended family with a strong presence in the Grandbury and surrounding areas. We also get to know Kevin's son, Zach, who recently graduated college in aerospace engineering. Kevin shares how Zach's commitment to honesty and fitness has influenced him to be more honest and disciplined. As a single dad, Kevin experienced firsthand the joys and challenges of coaching his son's soccer team in South Arlington. Join us as we explore Kevin's journey in youth sports, the importance of separating personal gains for the benefit of the organization, and the challenges of finding trustworthy individuals in a money-driven industry. Discover how leadership and integrity shape the success of youth sports organizations and the impact they have on young athletes.Topics discussed:- Kevin's involvement in youth baseball- Transformation of MYBA under Kevin's leadership- Kevin's background in management and business development- Kevin's upbringing and large extended family- Zach's commitment to honesty and fitness- Kevin's experience coaching his son's soccer team- The challenges of finding trustworthy individuals in youth sports organizations- The importance of separating personal gains for the benefit of the organization- Kevin's insights on leadership and integrity in the sports industryEntities mentioned:- MYBA (Mansfield Youth Baseball Association)- DFW (Dallas-Fort Worth)- Eastern Hills High School- Granbury- Mansfield- YMCA (Young Men's Christian Association)Topics discussed:- Kevin's involvement in youth baseball- Transformation of NYBA under Kevin's leadership- Kevin's background in management and business development- Kevin's upbringing and large extended family- Zach's commitment to honesty and fitness- Kevin's experience coaching his son's soccer team- The challenges of finding trustworthy individuals in youth sports organizations- The importance of separating personal gains for the benefit of the organization- Kevin's insights on leadership and integrity in the sports industryEntities mentioned:- NYBA (National Youth Baseball Association)- DFW (Dallas-Fort Worth)- Eastern Hills High School- Granbury- Mansfield- YMCA (Young Men's Christian Association)
02:01:5703/01/2023
The Power of Networking: Insights from Business Development Manager, Robyn Barrere

The Power of Networking: Insights from Business Development Manager, Robyn Barrere

Hey there, podcast lovers! It's me, your friendly podcaster, Mike Mills, and boy, do I have a treat for you today. I am beyond ecstatic to have the incredible Robyn Barrere as my guest on this episode of our podcast. And let me tell you, folks, it's a wild ride right from the start. Now, I have to admit, pronouncing Robyn's last name was quite the challenge for me. But fear not, I finally got it right! Apparently, it's a common struggle, with people always trying to put an A in there. Who knew that rolling the R's is the key to everything? Who knows, maybe I've discovered the secret to life! Let's get to the real star of the show, Robyn Barrere, the business development manager for Old Republic Title. I've known Robyn for about seven or eight years since our Remax days, and let me tell you, every chance I get to talk with her is a true delight. Trust me, these moments don't come too often in my life, so I cherish them. During our conversation, Robyn and I realized how much we interact with agents and lenders in our line of work, but rarely get the chance to chat with each other. So, it was a golden opportunity to sit down, move closer to the microphone, and delve into some deep and insightful conversations. You see, Robyn has this astonishing willingness to learn and an incredible wealth of information. We discuss the importance of staying involved, reading, and listening to different opinions. Sure, it can be challenging to hear perspectives that don't align with your own, but that's where the real growth happens. Plus, having diverse connections and experiences, like Robyn does, is truly a treasure. But here's the icing on the cake, my friends. Robyn is not just a powerhouse in her work-life, but she's also heavily involved in the community. Attending various events and activities is not just something she does for fun, but it's actually part of her job. Can you believe it? Trust me, we had so much to discuss, from the current state of the real estate market and housing trends to our concerns and insights about the city. And speaking of the city, did you know that Robyn was born in Louisiana? She may not live there now, but Lafayette will always hold a special place in her heart. And guess what? I have a personal connection to Louisiana through my wife, and it's amazing to share those experiences with someone who knows just what it's like. So, folks, if you want a podcast episode that will make you laugh, make you think, and leave you feeling inspired, you have to tune in right now. Trust me, you won't regret it. So grab your headphones, click play, and let's dive deep into the world of real estate, community engagement, and a whole lot of Southern charm. Let's go!
01:33:3627/12/2022
TREF Podcast #28 Jordan Davis

TREF Podcast #28 Jordan Davis

Join me as I visit with Jordan Davis - Owner/Ceo of The Davis Team. Do you want to know how to run a successful real estate business in this ever-changing market? This is the episode for you! How to get new clients, create sucessful processes, and plan your business like a professional. Will be full of helpful tips!Mike Mills | Verity [email protected]#branding#motivation#socialmedia#realestateinvesting#business#realestatelife#realty#realestateinvestor #entrepreneur#mortgage
01:20:0720/12/2022
TREF Podcast #27 Tracey Goins

TREF Podcast #27 Tracey Goins

Join me as I visit with the smartest loan originator I know: Tracey Goins! Tracey has been in the business since before the dinosaurs roamed the earth! She has forgotten more about how to do a mortgage than I could ever know. And she is my friend and a great human. Hope you can Tune in!Mike Mills | Verity [email protected]#branding#motivation#socialmedia#realestateinvesting#business#realestatelife#realty#realestateinvestor #entrepreneur#mortgage
01:17:2913/12/2022
TREF Podcast #26 Justin Lackey

TREF Podcast #26 Justin Lackey

Justin Lackey with Dynamic Real Estate Group joins me to discuss our current real estate market, his prowess for making awesome videos, and how he became one of the best listing agents in the area! This guy is hilarious and full of surprises so tune in to see what happens!Mike Mills | Verity [email protected]#branding#motivation#socialmedia#realestateinvesting#business#realestatelife#realty#realestateinvestor #entrepreneur#mortgage
01:14:1806/12/2022
TREF Podcast Episode #25 Conrad Jackson

TREF Podcast Episode #25 Conrad Jackson

Think you can't make money in Real Estate when the market is down? Think again! Conrad tells us how it is done, and has his own YouTube show to prove it! Tune in today!Mike Mills | Verity [email protected]#branding#motivation#socialmedia#realestateinvesting#business#realestatelife#realty#realestateinvestor #entrepreneur#mortgage
01:07:4829/11/2022
Real Estate Success for 2023!

Real Estate Success for 2023!

Today on the TREF Podcast I talk with Stephen Barton about the current Real Estate Market, Interest Rates, and what to do if you are a Real Estate Professional trying to survive. This man is a guerilla marketer extraordinaire! Tune in to maximize your growth for 2023!Mike Mills | Verity [email protected]#branding#motivation#socialmedia#realestateinvesting#business#realestatelife#realty#realestateinvestor #entrepreneur#mortgage
53:5322/11/2022
TREF Podcast Welcomes Jamiyl Coleman! Owner of 817 Sports

TREF Podcast Welcomes Jamiyl Coleman! Owner of 817 Sports

Today Jamiyl and I discuss the current state of youth athletics and his philosophy on how to shape young athletes to be not only great players but great human beings. This man is never short for words, I promise this will be a fun one!Mike Mills | Verity [email protected]#branding#motivation#socialmedia#realestateinvesting#business#realestatelife#realty#realestateinvestor #entrepreneur#mortgage#youthsports
02:03:3015/11/2022
Buying a home in today's market? Here is what you need to know!

Buying a home in today's market? Here is what you need to know!

Leanne Rand and I discuss how today's Real Estate market is shifting in buyers' direction. What does that mean? Lower prices, cash paid by sellers, high rates? And what you can do as a buyer to maximize your advantage.Mike Mills | Verity [email protected]#branding#motivation#socialmedia#realestateinvesting#business#realestatelife#realty#realestateinvestor #entrepreneur#mortgage
58:4809/11/2022
Monday Real Estate Market w Glenda White

Monday Real Estate Market w Glenda White

DFW is the most expensive area in Texas, Inflation is out of control, and the impact of all of this on the Dallas/Fort Worth Real Estate Market.Mike Mills | Verity [email protected]#branding#motivation#socialmedia#realestateinvesting#business#realestatelife#realty#realestateinvestor #entrepreneur#mortgage
49:4302/11/2022
DFW Housing Market Update | Glenda White | Mike Mills Texas Real Estate & Finance Podcast Episode 20

DFW Housing Market Update | Glenda White | Mike Mills Texas Real Estate & Finance Podcast Episode 20

Where is the housing market in DFW, why is everything so expensive? And what can you do to still find an affordable place to live?Mike Mills | Verity [email protected]#branding#motivation#socialmedia#realestateinvesting#business#realestatelife#realty#realestateinvestor #entrepreneur#mortgage
42:4816/10/2022
What's Going On!? | Glenda White | Mike Mills Texas Real Estate & Finance Podcast Episode 17

What's Going On!? | Glenda White | Mike Mills Texas Real Estate & Finance Podcast Episode 17

What is happening in the housing market and what can you do about it?Mike Mills | Verity [email protected]#branding#motivation#socialmedia#realestateinvesting#business#realestatelife#realty#realestateinvestor #entrepreneur#mortgage
39:4316/10/2022
David DeVries | Mike Mills Texas Real Estate & Finance Podcast Episode 18

David DeVries | Mike Mills Texas Real Estate & Finance Podcast Episode 18

David is the new host of the Emmy Award-winning show The American Dream - Dallas Edition. Today he is going to tell us about his new adventure and give us his thoughts on today's housing market.Mike Mills | Verity [email protected]#branding#motivation#socialmedia#realestateinvesting#business#realestatelife#realty#realestateinvestor #entrepreneur#mortgage
01:14:2416/10/2022
Glenda White | Mike Mills Texas Real Estate & Finance Podcast Episode 17

Glenda White | Mike Mills Texas Real Estate & Finance Podcast Episode 17

Today we dive deep into YouTube best practices, shorts, SEO's, and many more nuggets!Mike Mills | Verity [email protected]#branding#motivation#socialmedia#realestateinvesting#business#realestatelife#realty#realestateinvestor #entrepreneur#mortgage
41:4615/10/2022
Jen Gaudio | Mike Mills Texas Real Estate & Finance Podcast Episode 16

Jen Gaudio | Mike Mills Texas Real Estate & Finance Podcast Episode 16

Jen tells us about her experiences with flipping homes over the last couple of years and how it all works! Check it out!Mike Mills | Verity [email protected]#branding#motivation#socialmedia#realestateinvesting#business#realestatelife#realty#realestateinvestor #entrepreneur#mortgage
01:09:3715/10/2022
TikTok, YouTube Shorts, Facebook Reels | Mike Mills Texas Real Estate & Finance Podcast Episode 15

TikTok, YouTube Shorts, Facebook Reels | Mike Mills Texas Real Estate & Finance Podcast Episode 15

Algorithms change on the Reg! We have to keep up, Glenda White lets us know how!Mike Mills | Verity [email protected]#branding#motivation#socialmedia#realestateinvesting#business#realestatelife#realty#realestateinvestor #entrepreneur#mortgage
54:1315/10/2022
Realtor Spotlight: Chris Perez |  Mike Mills Texas Real Estate & Finance Podcast Episode 14

Realtor Spotlight: Chris Perez | Mike Mills Texas Real Estate & Finance Podcast Episode 14

Today we talk with a local Realtor/Personal Trainer Chris Perez to find out how the market is moving these days. And maybe how to be a little healthier.#branding#motivation#socialmedia#realestateinvesting#business#realestatelife#realty#realestateinvestor #entrepreneur#mortgage
50:1115/10/2022
Social Media's Impact | Glenda White | Mike Mills Texas Real Estate & Finance Podcast Episode 13

Social Media's Impact | Glenda White | Mike Mills Texas Real Estate & Finance Podcast Episode 13

Today we discuss where we are in today's market climate, and how to use social media to get a leg up.Mike Mills | Verity [email protected]#branding#motivation#socialmedia#realestateinvesting#business#realestatelife#realty#realestateinvestor #entrepreneur#mortgage
45:1715/10/2022