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Justin Lee Peters
This show is for 20-somethings who don't want to spend their whole life worrying about money.
Have you ever asked yourself, “If money wasn’t an issue, what would I do with my life?” If not, think about it because you’ll need an answer sooner than you think, but my guess is, you have. You’ve thought about an alternative career path, starting your own business, or spending more time developing your hobbies but the major factor holding you back is money. I want to solve that problem for you.
On the show, we’ll answer questions like:
*What are the best investment strategies for early retirement?
*How much money do I need to retire early?
*How do I negotiate a higher salary or raise at my current job?
*What are some profitable side hustle ideas I can start today?
*What are the best strategies for budgeting and managing my money?
*What frugal life hacks can make everyday purchases more affordable?
*How can I withdraw funds from retirement accounts penalty-free before the traditional retirement age?
*What are some long-term strategies for building wealth and financial security?
How to Love Your Body and Recognize Your Health is More Than Your Weight | E54 Sophie Killip
Our teenage years present many challenges. One universal obstacle I saw few of us avoid was the trap of comparing ourselves to others, particularly our physical bodies. Someone was always thinner, more muscular, prettier, taller, or had better skin.Many of those thoughts and feelings never went away but progressing through our 20s, we not only realize but start to believe there are way more important facets of ourselves than our outward appearance.Realizing it and getting there are two different things though. It’s hard to embrace and embody all of our physical attributes, especially those areas we’ve always been insecure about and others that are becoming apparent as we age.Even though I’m not quite sure if I’ll ever fully get to loving my entire body, there are actions that my guest believes that we can take to get closer.I’m excited to introduce you to Sophie Killip, a mental health counselor and coach. Sophie’s philosophies include working towards body acceptance, embracing size diversity, and looking at health from a holistic viewpoint not one singular measurement like weight.We have a great conversation about why fat is not a feeling, normalizing body diversity, replacing self-criticism with self-compassion, and much more. Key Takeaways:[2:11] The difference between body positive, neutrality, and acceptance[6:14] We are heading in the right direction but we still have room for improvement[16:08] Fat is not a feeling and health at every size[28:51] When did chubby become a problem?[31:11] How to normalize body diversity and challenge judgment[35:13] What to say instead of “looks like you lost weight”[42:17] Replacing self-criticism with self-compassion and confidence[50:07] Body gratitude exercise Mentions:Aerie Clothing BrandMike Marjama Overcomes Eating Disorder on Path to MLBMore of Sophie:Website: https://foodbodyself.co.uk/Instagram: https://instagram.com/therapist.sophMore of TSIR:Find show notes and more at https://www.tsirpodcast.com/Follow us on Instagram at https://www.instagram.com/tsirpod/
56:3131/01/2022
UpDating: What You Can Learn From the Blind Dating Show | E53 Harrison Forman
Do you know what’s worse than being set up on a blind date? Going on that date in front of a live audience. Oh, and when I say blind date, I mean literary blind-folded.
That’s the concept for the New York City based comedy show, UpDating. Imagine live comedy meets a reality dating show. This non-scripted show includes audience participation, brutally honest moments, and relatable feedback in real-time with real people.
Joining me on the podcast today is the Producer and Co-Host of UpDating, Harrison Forman. Harrison created UpDating with his partner Brandon Berman. It was a bit of a mix of Harrison and Brandon’s ideas–which you’ll hear about early on in this episode.
Harrison shares the highlights and lowlights of creating UpDating. You’ll walk away with insight on dealing with criticism, overcoming self-doubt, and how with a lot of hustle and a little belief, you can attract what you want to achieve in your life.
Key Takeaways:
[2:10] The show structure
[9:37] How UpDating got started
[19:43] Getting people to the show
[22:26] The story of Ernie
[25:07] Dealing with criticism
[29:14] Overcoming imposter syndrome and self-doubt
[38:48] The law of attraction
More of Harrison:
www.updatingshow.com
Instagram: @updatingshow
Instagram: @htforman
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
49:5917/01/2022
15-Year-Old Entrepreneur Shares How He is Fighting Back Against Conformity | E52 Benjamin Wong
Imagine you’re 9-year-old and you want the new, hottest toy. What would you do? Would you ask your parents for the money or spend your birthday money to buy it? My guess is very few of our 9-year-old selves would have created a business to raise the funds.
I also wouldn’t have convinced my parents to change me to homeschooling so I could have more time to focus on my business, but today’s guest did that.
Joining me today is 15-year-old entrepreneur, Benjamin Wong. Benjamin is the Founder of Kid CEO Media, a youth-run communications company dedicated to uplifting young entrepreneurs. His seminal projects are the Kid CEO Podcast and a virtual summit he hosted for kidpreneurs to meet and learn from peers. And doing all of this while battling pressures of being a teenager.
I hope you walk away from this conversation with the energy to fight back from the conformity that is squashing your most thrilling dreams.
We’ll also discuss how to build your own community, the importance of staying open-minded, and what Web 3.0 can do for creators.
Show Notes:
[1:38] How a funko pop desire turned into a business
[8:28] What sparked 11-year-old Ben to learn about investing
[15:05] Fighting against conformity
[17:30] Creating and building your own community
[25:04] Staying open-minded to learn something new
[33:31] What Web 3.0 can do for creators
[44:29] Why the future is the best part
More of Benjamin:
www.benjaminwong.co
Instagram: officialbenjaminwong
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
53:0203/01/2022
Use Side Projects to Develop New Skills, Meet People and Launch a Career | E51 Alex Williamns
With New Year’s quickly approaching, I’m guessing you will be thinking about how you want to spend more of your free time in 2022. Friends, family, and your health are all great choices but I want to dangle one more idea out there: a side project.
A side project is something that you do aside from your primary job but unlike hobbies, they have a sense of effort and thoughtfulness in their approach. Examples could be starting a blog, creating an app, or forming a band. Side projects are a great way to learn new skills, meet people, and develop a purpose outside of your career. Heck, they might even lead you to your next job.
That was the case for my guest today. At the beginning of 2019, Alex Williamns started a podcast to improve his listening skills. Exposing himself to podcasts, and media in general, substantially changed the trajectory of his career. Since then, Alex has hosted 9 podcasts and has produced 14. He now runs two podcast media companies called MeCho Radio and Polytropos.fm.
This episode is meant to inspire you to start something new, redefine failure, and challenge you to bite off more than you can chew…but not too much, just enough.
Key Takeaways:
[2:27] Why Alex started his first podcast
[11:20] Alex’s outlook on success and failure…and what’s more important
[18:41] How Broken Bulbs has changed how he processes failure
[25:26] Going from chronic procrastinator to future planner
[41:31] Alex’s most recent project and how it differs from all his other shows
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
52:5920/12/2021
What Student Loan Repayment Strategy is Right for Me? | E50 Andrew Paulson
For many of us, student loans are a huge financial burden throughout our 20s and well into our 30s. Student loans can be hard to keep up with because payments can be the same amount as mortgages.
But unlike mortgages, I’m guessing you didn’t spend too much time understanding this debt before agreeing to it. I know that was the case for me. I went through all of college without understanding the difference between subsidized and unsubsidized loans.
In college, it was easy to forget about how we were financing our current stage of life but now we are left holding the bag. Although student loans can be complex, deciding on a repayment strategy doesn’t need to be. There are a couple of key questions to ask yourself to put you down the right path. We will explore those questions and more on today’s episode.
Joining me is Andrew Paulson. Andrew is a Student Loan Consultant and Co-Founder of StudentLoanAdvice.com. He has a passion for helping people find solutions to complex financial problems.
In this episode, Andrew and I get straight into it. We start with the basics including what are the key pieces of information you need to know before deciding on a repayment strategy. Then we discuss repayment plans options, qualifying for student loan forgiveness, and balancing student loans with your other financial goals.
Show Notes:
[3:20] Where to start if you are overwhelmed about student loans
[7:21] What is currently going on with federal student loans?
[16:09] How Andrew began advising on student loan repayment
[19:06] 4 questions to answer to decide a repayment strategy
[26:39] How to pursue student loan forgiveness
[33:36] What is refinance and who should consider it?
[41:48] Balancing repaying student loans with your other financial goals
More of Andrew:
www.studentloanadvice.com/SIR
Instagram: @studentloanadvice
Andrew’s LinkedIn
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
51:1706/12/2021
The Damaging Consequences of Loneliness and What You Can Do About It | E49 Michael Bauman
In this extraordinary era of pandemic isolation, it makes sense that people are feeling more alone than ever. Although stay-at-home orders and social distancing exacerbated loneliness, this trend started way before COVID.
This rise of loneliness has caught the interest of many health professionals and is now being labeled as the new smoking. Cited as being as lethal as smoking 15 cigarettes a day, that has me wondering what’s changed and more importantly, what can we do about it?
Sharing his insight today is Michael Bauman, who is a Loneliness Entrepreneur Coach and Host of the Success Engineering podcast. Michael uses his knowledge of the neuroscience around loneliness and social connection, along with his personal experience feeling isolated as a business owner, to help entrepreneurs feel like they are not alone.
In this episode, Michael shares why social connection is biologically so important, the factors that have led to the increase in feeling isolated, and actions we can take to begin overcoming loneliness.
Key Takeaways:
[2:03] What is loneliness and how has it changed over the last 35 years
[12:12] Use internal and external actions to overcome loneliness
[17:00] What could be changed about Maslow’s hierarchy of needs
[23:08] The rise of individualism coincides with loneliness in the US
[27:21] How Michael sees loneliness in the different countries he has lived
[32:52] Raising kids with the balance of performance and play
More of Michael:
Success Engineering
Mentions:
The Danish Way of Parenting: What the Happiest People in the World Know About Raising Confident, Capable Kids by Jessica Joelle Alexander
Dr. Dan Siegel: https://drdansiegel.com/
Start with Why by Simon Sinek
Tiny Habits: The Small Changes That Change Everything by BJ Fogg
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
48:3822/11/2021
How to Determine If a Job Offer is the Right Decision | E48 Justin Peters
With the demand for help, and lack of candidates, many employers have turned to outbound recruiting. Many of my friends tell me they have been contacted by recruiters, former employers, and even a random encounter. Some don’t budge. Others have jumped at a new chance.
Either decision could be right. Let’s discuss vetting a job opportunity.
Today I’ll share my process for qualifying, evaluating, and deciding on job opportunities. By listening, you’ll hear me discuss:
Uncovering job, team, and organizational fit during the interview process
Calculating your total compensation for equal comparison
2 other important factors before making your decision
2 negotiation mistakes
best practices for accepting and rejecting an offer
Key Takeaways:
[3:06] How to uncover job, team, and organizational fit during the interview process
[10:54] Should I move forward with seeing a job offer?
[13:28] Calculate your total compensation for equal comparison
[15:03] Two other factors to consider: professional development and quality of life
[16:39] Don’t make these 2 negotiation mistakes
[19:02] Best practices for accepting and rejecting an offer
Mentions:
Instructions for leaving a review: https://www.tsirpodcast.com/reviews/
Alexandra Dickinson: www.tsirpodcast.com/7
Mark Herschberg: The Career Toolkit
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
23:3808/11/2021
Attachment Theory: How Understanding the 4 Attachment Styles will Help Your Relationship | E47 Ed Coambs
Nothing kills the mood like discussing money issues but as much as we don’t want it to be a reality, money is a significant aspect of relationships.
If a couple isn’t on the same page financially, you can almost guarantee a bumpy road ahead. There are countless studies that demonstrate money related issues being a major source of divorce and most of these issues aren’t tactical differences, they’re rooted in emotions.
This conversation today is about creating a common bond around money with your partner and there is no better person to join me in this discussion than my friend, Ed Coambs.
Ed is a financial therapist. He helps couples create collaborative conversation. His understanding of attachment theory, relational building, and financial planning gives him a unique skill set to serve couples looking to work towards financial intimacy.
Most of our conversation will center around his book, The Healthy Love & Money Way, which dives into the four attachment styles that impact your financial well-being.
Even if you aren’t in a committed relationship right now, this is a great conversation to help you understand how your childhood affected your relationship with money. At the end of this conversation, we’ll also get into the juicy topic of what to do when there are salary differences in the relationship.
Key Takeaways:
[2:02] What stops couples from seeing eye to eye on personal finances?
[3:13] Attachment theory and the 4 styles of attachment
[11:44] How your attachment style will show up in your intimate relationship
[14:57] What secure parents do differently
[19:32] How Ed’s upbringing shaped his attachment style
[30:54] How understanding your partner's attachment style can help you anticipate their needs
[40:30] What to do when your partner makes significantly more money
Favorite Quotes:
[23:56] “But understanding people’s intentions and understanding my own needs, I was very unaware.”
[31:36] “The next important thing is to not weaponize it. We don’t want to make our partner bad for whatever attachment style they have. We want to stay in the space of empathy and compassion.”
[43:30] “There is no social status to being a client representative at Vanguard Mutual Funds.”
More of Ed:
www.healthyloveandmoney.com
Book: https://www.amazon.com/Healthy-Love-Money-Way-Attachment-ebook/dp/B097Z2S911
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
55:2725/10/2021
How to Network and Build Relationships Online Like a Pro | E46 J. Kelly Hoey
Today’s guest is the spunky J. Kelly Hoey, author of Build Your Dream Network: Forging Powerful Relationships In A Hyper-Connected World. Along with being an author, Kelly is a sought out speaker for her networking insights.
She also has some pretty cool accolades including:
-Forbes’ 1 of 5 Women Changing the World of VC/Entrepreneurship
-Business Insider’s 1 of the 100 Most Influential Tech Women On Twitter
-Inc.’s 1 of 10 Most Well-Connected People in New York City's Startup Scene
Crazy enough, Kelly started her career as a corporate lawyer from Toronto. She credits her network for the ability to transform her career but I’ll credit Kelly for the ability to learn such an essential professional superpower so early on.
In this episode, we get into her journey on how she began to learn network-building skills. You’ll also learn why networking online isn’t much different than networking in real life, 3 areas to focus on if you want to network better, and why the Give Give Get archetype is an ideal way to approach networking.
Key Takeaways:
[10:55] How to network in the online world
[24:08] How to stay connected with people
[26:34] Give Give Get archetype
[36:24] 3 areas to focus on to network better
[42:01] A better way to get your answer
[46:01] Kelly’s invitation to the PGA championship is a lesson in networking
Favorite Quotes:
[9:40] “That activity, that verb of networking, sits within a noun which is your network. And the important thing is having that network there that is responsive.”
[12:17] “Treat those digital spaces as physical spaces.”
[31:02] “More senior people like me, why are we reaching back down to help? Because someone did it for us.”
[44:55] “In networking you are looking for answers, you just need to ask better questions.”
More of Kelly:
Book: Build Your Dream Network: Forging Powerful Relationships in a Hyper-Connected World
Website: www.jkellyhoey.co
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
59:3011/10/2021
Why and How to Ask for 1-on-1 Time with Your Manager | E45 Kyle Peters
My little brother, Kyle, joins me on the podcast to discuss his favorite takeaway from Episode 44: one-on-one meetings.
We discussed why one-on-one meetings could serve you at work. We outline our one-on-one meeting structure. Finally, Kyle shares how he asked for more one-on-one time and made it easy for his manager to say yes.
Key Takeaways:
[3:59] Universal reasons one-on-one conversations are important
[11:49] Kyle and Justin’s one-on-one meeting structure with their managers
[17:34] How Kyle asked for more one-on-one time and made it easy for his manager to say yes
[22:25] Kyle’s early success having one-on-one meetings with his team members
Mentions:
Kyle’s original podcast episode: www.tsirpodcast.com/2
Ben Brearley on TSIR: www.tsirpodcast.com/44
More of Kyle:
LinkedIn: https://www.linkedin.com/in/kylepeters2/
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
27:5710/10/2021
How to Gain Leadership Experience Before Becoming a Manager | E44 Ben Brearley
Ben Brearley has been leading people for over 15 years. He saw the struggle managers had with the balancing act of leadership. Ben started writing articles to serve those who aspired to be an attentive and considerate manager. At the time, Ben didn’t realize this would change the trajectory of his career.
These posts turned into the Thoughtful Leader blog where Ben has been sharing leadership content for over 5 years. He started a podcast under the same name and also serves as a coach for leaders across the world that want to make work better.
This is a great episode if you are a new manager or hoping to someday be leading a team of your own. We discuss how to gain leadership experience as a junior employee, debate being liked vs being respected as a leader, and discuss how to have better 1 on 1 meetings.
Key Takeaways:
[1:37] The right and wrong reasons for wanting to become a manager
[13:30] What executives are looking for in emerging leaders
[17:41] The glass ceiling in Australia
[21:05] Being liked vs being respected as a leader
[29:03] The importance of recurring 1 on 1 meetings
[41:06] What you can learn as a leader from the self-fulfilling prophecy
Favorite Quotes:
[11:38] “But I think employees need to know they should ask if they want an opportunity to lead and to take on leadership opportunities.”
[31:29] “The real thing about leadership is developing people so they can do something better.”
Mentions:
Episode with Mason Burchette (E30): www.tsirpodcast.com/30
More of Ben:
www.thoughtfulleader.com
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
51:4826/09/2021
First Date Tips, Single Girl Bucket List, and Exploring Sobriety | E43 Cara Hays
After college, Cara Hays found herself battling with two identities. Her future self that prioritized her values and her past self that continued to distract with bad habits.
One day Cara decided it was time to look forward without looking back and she made a commitment with herself to accelerate that decision.
For the next 6 months, Cara decided to say no to drinking and dating. Two areas where she knew a hard stop would give her clarity. On top of that, each month she’d focus on another area of her life that needed attention.
At the time, this commitment didn’t have a name but it became known as 6 Months of Me and this time period fundamentally changed the perception Cara had of herself.
In this episode, we get into a lot of fun details like why Cara started a single girl bucket list, first date tips that I think are genius, and Cara’s exploration on being “sober curious.”
Key Takeaways:
[2:38] Cara’s relationship with her younger self
[12:30] How Cara’s first 6 Months of Me lead to self-love
[16:22] Single girl bucket list
[21:33] How to stay motivated while dating
[23:53] First Date Tips & Parameters
[29:32] Dating Apps
[34:37] How to know when it is the right time to start dating again
[39:01] Cara’s decision to go from “the shot girl” to sober curious
Favorite Quotes:
[22:53] “I definitely got down on myself but I was so proud that I wasn’t falling back into a relationship that wasn’t right for me.”
[0:00] “I believe you have to learn how to love yourself and be alone before you can ask someone to love you.”
[47:54] “There were times I went to parties and I didn’t know what to do because I was sober.”
[55:15] “You either find love or you find a lesson.”
More of Cara:
www.carahays.com
Instagram: @carahays
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
53:4313/09/2021
Overcome Your Gym Anxiety and Jump-Start Your Fitness Journey | E42 Kawan Karadaghi
Many of us go through quite the physical transformation in our 20’s. Our metabolism slows down and we can no longer eat junk food for every meal. When we get older, we have to be more intentional about our fitness routines.
I invited Kawan Karadaghi onto the podcast to help with this. Kawan’s story will hopefully serve as inspiration for your own journey. Kawan was in his 20s, out of shape, and smoking a pack of cigarettes a day when he got a knock on his door from a friend asking if he wanted to go for a run.
That run didn’t turn out well.
Kawan barely finished a mile, but that run served as the entry point into Kawan’s fitness journey. He left smoking behind and got fit. He was in the gym so often that he decided to make a career out of it.
He started as a personal trainer and quickly set his sights on earning the title of Master Personal Trainer. To do this, he logged over 2,250 hours of coaching in his first 18 months.
Kawan didn’t stop there though. He now owns and operates 3 gyms and started a podcast called ValueVerse where he talks about the stories of mastery, growth, and success.
From this conversation I hope you’ll gain inspiration for jump-starting your fitness journey, when to utilize your ego, and how to be less intimidated when going to the gym.
Key Takeaways:
[2:02] How Kawan started down the path to fitness
[14:33] Kawan’s quest to become a Master Trainer
[25:20] Motivation Self-Determination Theory
[27:43] How to overcome the gym intimidation factor
[33:44] Why Kawan got into entrepreneurship
[42:25] Benching the ego
Favorite Quotes:
[7:53] “How do you know so much about fitness? I just read Men’s Health magazine every day.”
[21:59] “If you want to go in and change 50 things about yourself, it’s not going to work. You have to start with a small thing.”
[44:01] “Ego is one of the things that can drive you but it can also be a detriment.”
References:
7 Habits of Highly Effective People by Stephen Covey
The Slight Edge: Turning Simple Disciplines into Massive Success and Happiness by Jeff Olson
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
51:4730/08/2021
Former Inmate on How to Overcome the Mistakes of Your Past | E41 Nate Dukes
Nate Dukes is an author, speaker, property investor, leader at his church, and serves on the board of a non-profit for underprivileged youth. Already an impressive resume for someone in their 30s.
But what is even more impressive is the journey Nate took to get here. After getting busted for stealing a car, Nate spent 6 months in a Tennessee jail. He was written off as a lost cause and told that he’d never change.
Nate decided to tear up that script by getting focused on what he wants and making the right choices.
After changing his life, he shifted his mission to helping others do the same. To do this, Nate wrote and published his debut book, You’ll Never Change: Create Your Comeback and Prove Them Wrong.
In this conversation you’ll hear the story of how Nate went from successful business owner to innate to author.
We’ll discuss how to find inspiration in unlikely places, how to surround yourself with the right people, and repairing the damage of your past.
Key Takeaways:
[1:50] How Nate’s childhood influenced the broken mindset he carried into his 20s
[21:30] Nate’s initial feelings when he found himself in jail
[26:50] Nate’s first interaction after being let out of jail
[31:35] Nate surprising inspiration for personal development
[33:53] Spending time with the right people
[38:53] Repairing the damage of your past
Favorite Quotes:
[4:29] “What feels good in the moment, isn’t always good for your future.”
[14:47] “The truth is, if I wanted to, I could always go back. I could always go back to living the way I was before. But I didn’t know what my life could look like if I committed one year and did whatever it takes.”
[29:52] “I’m smoking weed and listening to Tony Robbins at the same time.”
[35:12] “I was a super messy person at that time, but there were some people that were willing to get messy with me.”
[39:19] “Having the right voices in your life is going to help you make the right choices in your life.”
[43:34] “There are people that know a version of you that doesn’t exist anymore.”
More of Nate:
Book (Amazon): https://www.amazon.com/Youll-Never-Change-Create-comeback/dp/057888996X/ref=sr_1_2?crid=3UP25N90ZRNZ9&dchild=1&keywords=you%27ll+never+change+book+nate+dukes&qid=1628715127&sprefix=you%27ll+never+change%2Caps%2C1219&sr=8-2
www.youllneverchange.com
Pay it forward program: www.youllneverchange.com/payitforward
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
49:0816/08/2021
What’s an Health Savings Account (HSA) and Why Should I Consider It? | E40 Sean Mullaney
In our last episode, we covered so much material about taxes including terminology, the US tax system, and retirement accounts. One topic that came up but we didn’t get to discuss extensively was Health Savings Accounts or HSA.
I was going to let this go as I always have an endless list of topics I wish I could have covered with my guests but both Sean and I agreed HSAs were too important of a topic to be left unturned. So Sean agreed to come back on and share more of his knowledge.
A high deductible health plan paired with a HSA can be a great option to consider for young adults with minimal medical issues.
This episode is packed with a ton of information including what an HSA is, how to identify if you’re a candidate for a high deductible health plan, the mechanics of how an HSA works, and how HSAs can be used as a retirement account.
Reminder that this discussion is general and educational in nature and does not constitute tax, investment, legal, or financial advice with respect to any particular individual or taxpayer. Please consult your own advisors regarding your own unique situation.
Key Takeaways:
[2:32] What is an HSA and who qualifies
[9:46] Is a HDHP for me?
[15:12] What’s a qualified medical expense?
Favorite Quotes:
[7:50] “A HDHP is not optimal medical insurance coverage for every person but for a lot of young folks, it can work really well.”
[18:48] “There is no time limit on reimbursing yourself out of your HSA for your old medical expenses.”
Mentions:
IRS Publication 502: https://www.irs.gov/forms-pubs/about-publication-502
More of Sean:
www.FITaxGuy.com
www.mullaneyfinancial.com
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
28:2101/08/2021
Tax Basics: A Beginners Guide to Taxes | E39 Sean Mullaney
A month ago, I went to Instagram and asked what money topics you’d like to learn more about. To my utter surprise, taxes had the most votes.
I figured side hustles, investing, even budgeting would attract more attention but maybe I failed to realize the desire you had to learn and feel more confident about this perplexing topic.
I went looking for a guest that had a deep understanding in this field but could also explain terminology and foundational concepts in a simplistic, engaging way.
In my experience, this isn’t the traditional profile of a tax professional but my guest today will deliver on that promise.
Sean Mullaney is the President of Mullaney Financial & Tax where he provides financial planning services to individuals and families. His credentials include a Bachelors in Accounting from Georgetown University, a certificate in Financial Planning, a law degree, a CPA designation, and spending the last 20 years working with corporate or individual taxes which include stops at Deloitte, PwC, the IRS, and now his own practice.
Sean is a glorified tax nerd in the best way possible. Since he apparently can’t get enough of tax, he also created a blog, FITaxGuy.com, where he writes about the intersection of tax and financial independence.
This episode will include both breadth and depth on a myriad topics related to taxes including tax brackets, standard vs itemized deductions, retirement accounts, and more.
Friendly reminder: this discussion is general and educational in nature and does not constitute tax, investment, legal, or financial advice with respect to any particular individual or taxpayer. Please consult your own advisors regarding your own unique situation.
Key Takeaways:
[9:17] What are the tax deductions you see on your paycheck?
[15:46] How do tax brackets work in the US?
[19:01] Standard deduction vs itemized deduction
[22:57] What is the difference between a 401K and IRA?
[36:31] How does vesting work?
[41:17] How do you open up an IRA?
[50:30] Why is FI important to Sean?
Favorite Quotes:
[6:14] “Tomorrow hopefully I will be better than I am today but all I can do today is do my best.”
[29:18] “The right answer starts with I’m paying attention to this stuff and I'm going to be intentional about how I do my retirement savings.”
[57:49] “Nobody is on their deathbed thinking, you know I didn’t save enough in my HSA.”
Mentions:
Nerd Wallet, Federal Income Tax Calculator: https://www.nerdwallet.com/taxes/tax-calculator
The School of Life: https://www.youtube.com/c/theschooloflifetv/videos
More of Sean:
www.FITaxGuy.com
www.mullaneyfinancial.com
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
59:2419/07/2021
Get Cheaper Rent Using These Industry Insider Tips | E38 Justin Pogue
At one point or another, you’ll probably have to deal with apartment hunting. For some, online searching and taking tours is exciting. For myself, it’s exhausting.
You find the perfect place: the floor plan works, it has the amenities you were hoping for, and it’s in the area you want to live.
That’s when you check the most important factor: how much does it cost?
If you have my luck, it’s just outside your budget. But your move out date is quickly approaching and you haven’t found a viable alternative so you sign anyway. What if you simply negotiated a better deal with your landlord?
You can do that? Yes, and in fact, my guest today is here to teach us how.
Since 2003, Justin has developed and managed apartments, rental homes, and student housing across the United States. Seldomly, has he had to negotiate with tenants, but who could blame them? There is a misunderstanding and lack of resources around this topic. That’s when Justin decided to fill the void and wrote “Rental Secrets: Reduce Your Rent, Get Better Value, and Create Quality Communities.”
In his book, Justin shares stories about his landlording experience and the inside scope on the real estate industry so renters like you are better equipped to negotiate your next lease.
Show Notes:
[2:19] What Leasing Agents mean when they say “rents are comparable with the market”
[10:19] How Justin got into real estate
[23:49] When is the best time to look for an apartment?
[27:49] What to do before you start looking for an apartment
[36:08] Understanding vacancies to find a hidden gem
[41:09] How to collect information about a future apartment community
[46:47] Negotiating with small real estate investors vs corporate investment groups
Favorite Quotes:
[20:52] “I look up in the rearview mirror and I see the refrigerator that I just bought flying out of the back of the truck.”
[37:18] “They’re trying to collapse the options. You’re trying to expand them. Expanded options means more power for you as the renter.”
[42:39] “If the property is being managed properly, the property manager should have no problem with you talking to the residents about what’s going on on the property.”
[46:15] “It’s really about knowing what your situation is and thinking through the offerings that are presented to you so you can make the best choice for you.”
More of Justin Pogue:
www.RentalSecrets.net
[email protected]
Twitter: @RentalSecret
IG: @RentalSecrets
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
56:3905/07/2021
Corporate Executive Turned TikToker on Taking a Career Break | E37 Tim Traill
Today's guest is Tim Traill.
Tim has spent three decades working his way up to a Corporate Executive in the financial services industry.
Last year, Tim decided he needed a career break. As you’ll hear, the beginning of his break was a challenging period. Tim was missing a sense of purpose and community he found through work.
That was until he stumbled into TikTok. It started as a joke with his kids. He created DIY videos showcasing home improvement, decor ideas, and handyman tips but what started as a joke turned into viral content, and only 5 months later, Tim has 148,000 followers and 1.6 million likes.
Of course we’ll talk about TikTok, but I hope you also pick up something about embracing change, developing curiosity and empathy too.
Key Takeaways:
[2:10] How Tim find himself on TikTok
[9:13] Why Tim decide to take a career break after 30 years
[21:26] Responding to criticism with respective and empathy
[25:55] How Tim became an Executive
[31:48] Parenting and what Tim has learned from his kids
Favorite Quotes:
[5:44] “What I find about TikTok is that it is bringing together the masses in real time but it is not sugar coated. It is not like FakeBook...or the Facebook.”
[12:45] “I realized that TikTok allowed me to be who I am...be myself.”
[18:59] “As a 49 year old, I can tell you, we continue to learn every single day.”
[33:42] “Just take an opportunity to learn something new. Introduce yourself to things, to people that you otherwise might not want to.”
[45:21] “I realized that I am so grateful as a human being to get the opportunity to be able to learn and be corrected every single day.”
More of Tim:
TikTok: @thediytraill
Instagram: @thediytraill
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
52:5121/06/2021
He Traveled the Globe to Study Happiness and This is What He Learned | E36 Ali Binazir
Imagine if you had two years to travel the globe in order to better understand happiness. Where would you go?
I’m assuming the Nordic countries who I hear always rank high on the World Happiness Report. Potentially Australia and New Zealand? They seem to be happy down there.
What about places that aren’t known for happiness but more so the opposite? I feel like it would be important to understand that perspective.
Well, that’s exactly what today’s guest did.
Joining me on the podcast is Dr. Ali Binazir who is an author, speaker, and clinical hypnotherapist. But if you asked Ali today, his primary title would be Happiness Engineer.
During this episode, we are going to dive into happiness, particularly why it isn’t something you are trying to find but instead engineer into your life.
This is a great conversation to tune into if you’ve been looking for practical ways to feel more fulfilled. Dr. Binazir shares many prescriptive methods that you could act upon today.
Key Takeaways:
[1:42] What Ali learned traveling the globe studying happiness
[17:20] 5 Pillars of Human Thriving
[21:53] Why do good people stay in bad relationships
[26:41] 3 C’s of an optimal venue
[35:01] Novelty Night
[39:13] The story of 3 bricklayers
[43:25] Why is sleep so critical?
[52:41] How meditation can help balance you in this chaotic world
[58:36] How to stay motivated to workout
Favorite Quotes:
[11:40] “We are designed to cooperate. That is how this wimpy little creature with no fangs or claws or fur became the most dominant species on the planet.”
[21:25] “I always say texting is how I lose friends. Talking is how I make friends.”
[34:43] “Just recognize if you’re the one that is willing to do that you have a huge advantage but so many people are still cowering in fear.”
[43:58] “My time at McKinsey was when I looked like I was on top of the world but I was really at the very bottom.”
Mentions:
Together: The Healing Power of Human Connection in a Sometimes Lonely World by Vivek Murthy
The WEIRDest People in the World: How the West Became Psychologically Peculiar and Particularly Prosperous by Joseph Henrich
Mating in Captivity: Unlocking Erotic Intelligence by Esther Perel
Why We Sleep: Unlocking the Power of Sleep and Dreams by Matthew Walker
Exercised: Why Something We Never Evolved to Do Is Healthy and Rewarding by Daniel Lieberman
More of Ali:
https://happinessengineering.com/
[email protected]
http://taoofdating.com/
Medium: https://dralibinazir.medium.com/ (I suggest checking out “9 Simple Strategies to Read More Books: How I Read 150+ Books a Year”)
Books:
The Tao of Dating: The Smart Woman's Guide to Being Absolutely Irresistible by Ali Binazir
Should I Go to Medical School?: An Irreverent Guide to the Pros and Cons of a Career in Medicine by Ali Binazir
Courses:
Super Charisma: How to Be a Transformative Speaker (https://drali.teachable.com/p/super-charisma-public-speaking)
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
01:05:2006/06/2021
How to Gain Career Clarity | E35 Mark Herschberg
Most of us have this exciting yet frustrating thing we call a career path. One day we know what our calling is and how we are going to get there only for us to break down in panic the next day.
Careers are fascinating because we have to balance what we enjoy, what we are good at, what the world needs, and how we’re going to pay the bills.
As you go through your 20s, you’ll have to make many career decisions. Go broad or narrow in? Take a chance with this new opportunity or stay the course? Make more money doing something I enjoy less?
Luckily there are amazing mentors out there helping us figure this all out and one of them is my guest today.
Mark Herschberg is the author of The Career Toolkit, Essential Skills for Success That No One Taught You. If you know anything about my show, you know I love the topic of this book which gets into career planning, interviewing, managing, networking, negotiating, and more.
If you don’t have a good idea on what your career path is, listen to this episode as Mark will share questions that you can ask yourself to gain more clarity on where you are going with your career and how to create a plan to get there.
Key Takeaways:
[4:09] How much can you actually plan your career?
[12:25] Broad skill set or deep expertise?
[21:11] How to learn skills outside of work: volunteer work, peer groups, reading books
[35:39] Questions you can ask yourself if you don’t know where to start with career planning
[39:05] When Mark threw a party at a private nightclub
[45:33] When you think you don’t have anything to offer to your network
Favorite Quotes:
[33:03] “They spent more time learning how to tie their shoes when they were 5 than how to interview people over a 30 year career.”
[40:31] “If you know NYC, where do you put 250 people? Most bars don’t have capacity for 250 people let alone all of the other patrons.”
Mentions:
Range: Why Generalists Triumph in a Specialized World by David Epstein
Taproot Foundation (https://taprootfoundation.org/)
Never Eat Alone by Keith Ferrazzi
The Charisma Myth by Olivia Fox Cabane
Reinventing You: Define Your Brand, Imagine Your Future by Dorie Clark
More of Mark:
www.thecareertoolkitbook.com
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
52:5024/05/2021
How to Politely Decline a Friend’s Wedding Invitation (Navigating Awkward Money Conversations) | E34 Erin Lowry
If you have a skill of finding free food, you’re consistently dealing with an unreliable laptop or phone, or you furnished your apartment with cheap furniture from family and Craigslist, I’m assuming you might be a broke 20-something. “I Need a Dollar” by Aloe Blacc probably hits a little different.
My guest today knows a thing or two about this stage of life. Erin Lowry is the author of the 3-part book series, Broke Millennial. Her newest book, Broke Millennial Talks Money shares advice on how to navigate awkward financial conversations at work and with your friends, family, and romantic partners.
If money has ever caused awkward tension when it comes to splitting the bill or picking an Airbnb for your upcoming girls trip, this conversation is going to be perfect for you.
Most of this episode centers on having money conversations with your friends. Erin shares her thoughts on when it’s appropriate to share how much you make, setting financial expectations when your friend asks you to be in their wedding, and why creating a friend fund might be what you need to say yes more often.
Key Takeaways:
[8:22] How a coffee with a friend turned into Broke Millennial blog
[24:23] What numbers should we share with our friends?
[36:13] Why Erin wishes she would have spent more money in her twenties
[44:08] How to manage the onslaught of other people’s weddings
Favorite Quotes:
[7:38] “I just had a really fun job in entertainment...but I also had to work two other jobs to sustain my life.”
[10:22] “I never really felt stressed about controlling money. I had stressed at times about how much I had but not about if I felt like I was in control.”
[33:53] “I’m a true fan of saving for/investing for opportunities/options.”
[36:53] “What would you have done differently with money in your twenties...I would have spent more money.”
[49:19] “Bridesmaids...they should just be able to pick a cocktail dress at knee length in a certain color scheme or….if you want them in a particular gown, add that in your wedding budget and f’ing pay for it.”
More of Erin:
Twitter: @BrokeMillennial
Instagram: @BrokeMillennialBlog
Broke Millennial Book Series: https://brokemillennial.com/get-the-book/
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
59:5410/05/2021
These Tips Will Keep Your Small Space Organized I E33 Lucy Milligan Wahl
One of the best experiences of my 20s has been living on my own. Sure, I have to buy my own groceries and dirty dishes aren’t going to magically disappear, but moving out of my parent’s house gave me the challenge to start figuring things out on my own.
One thing I do really miss about mom and dad’s is all of the space in their house. My tiny apartment doesn’t compete with my parent’s spacious, midwest suburban home. There is no garage or basement let alone a spare kitchen cabinet for any excess stuff. This has forced me to live smaller and stay organized.
If you’re someone who believes you’re “not an organized person”, my guest is going to change that mindset.
Joining me today is Lucy Milligan Wahl, Founder of LMW Edits.
After completing her MBA and wanting a career change, Lucy asked her friends what she was good at. The common answer? Organizing.
Lucy ran with that idea and started her own boutique professional organizing company where she provides common sense organizing solutions to modern urban living.
By listening to this episode, you’ll get advice on managing paper in a digital world, creating a system to keep your bathroom organized, solving the Tupperware crisis, and more.
Key Takeaways:
[4:36] Is organization a personality trait or a skill?
[11:03] Maximizing your closest space
[15:06] Creating separation between your bedroom and home office
[20:32] Organization solutions for the bathroom
[24:57] Solving the Tupperware crisis
[30:18] Dealing with parents that give you too much stuff
[38:28] Staying organized while living with others
Favorite Quotes:
[4:44] "There really isn’t such a thing as an organized person. Being organized isn’t a personality trait. When someone says they aren’t an organized person, what they really mean is that they don’t know how to organize their space.”
[8:37] “Clutter and disorganization just zaps all of your nonrenewable resources like your time.”
[28:45] “I can’t create an organizing system without context. That is just putting stuff in containers and labeling it. That’s not organizing.”
Mentions:
thredUP: https://www.thredup.com/
More of Lucy:
www.lmwedits.com
Instagram: @lmwedits
Twitter: @lmwedits
YouTube: https://www.youtube.com/channel/UCn2el8k_VRKy4JxtsQQgrjA
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
46:2626/04/2021
Want to Be Paid More? Make This Change at Work to Increase Your Salary | E32 Stephanie Ritz
At one point or another, you've felt undervalued at work. Maybe you believe you should be paid more, be given more responsibility, or get a promotion.
But believing it doesn’t get us very far. How do we actually get what we want?
Today’s guest believes it starts by becoming a self-advocate. She’s going to explain how to get the confidence to do that without coming off as bragging or boasting.
Stephanie Ritz is a career consultant and mindset transformation coach. She founded Claim Your Career where she helps professional women rise faster, earn what they’re worth, and claim their seat at the table with confidence.
Stephanie gives tons of great advice throughout our conversation. My favorite was creating a living resume to record and organize your skills and accomplishments. This is just one of many goodies she shares.
Key Takeaways:
[6:16] How Stephanie found her place within the banking industry
[8:11] Motherhood: how that changed the plan but not the goal
[16:38] Building relationships with the leaders at your employer
[27:00] An easy method for keeping track of your accomplishments and skills
[36:45] Self advocating vs boasting and bragging
Favorite Quotes:
[3:56] “I had no idea that was coming. Sometimes you just have to make the most out of what you have.”
[23:58] “You’re usually your own worst critic when it comes to sharing out your ideas.”
[35:44] “I didn’t care that she didn’t have a masters in Excel. She had the initiative to go out and learn what she was missing. And she got the job.”
More of Stephanie:
www.claimyourcareer.com
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
48:2412/04/2021
How Happiness and Investing Your Money Can Be Congruent Goals I E31 Joel O’Leary aka 5am Joel
How would you feel about retiring 5, 10, even 20 years earlier than you planned? This probably raises some skeptical eyebrows but hundreds of people are doing just that through a movement called FIRE: financial independence, retire early.
Inside groups pursuing FIRE, it’s common to hear of a couple who retired in their mid-40s. With time, discipline, and understanding of basic financial concepts, I believe you can do this as well.
Joel O’Leary is here with me today to talk about his experience with FIRE and how he’s found balance with this popular movement.
By listening to this episode, you’ll also hear us discuss the epiphanies Joel has had during his 3 year sabbatical, how he built and continues to grow his real estate portfolio, and why he believes happiness is a choice (along with a good story to back it up).
Key Takeaways:
[1:52] Why Joel took a sabbatical and what he has learned since quitting his job
[15:34] The impact Joel’s parents had on his financial habits
[22:34] How Joel uses real estate to create wealth
[28:59] What is FIRE and where is Joel on his journey
[39:08] Debunking common myths about FIRE
[42:52] Joel believes happiness is a choice
Favorite Quotes:
[6:14] “I missed like 50 paychecks in a row…$0, $0, $0. Talk about facing your fears”
[30:32] “It’s a bit of an immature mindset because they think that achieving FIRE is going to magically improve their life.”
[36:05] “I don't want to make decisions based on money anymore. It frustrates me that I have to think about how much this is going to cost me or how much this is going to make me.”
[42:19] “You can achieve financial independence on a very small salary as long as you are spending less than you are earning.”
[43:49] “I personally think happiness is a choice.”
More of Joel:
Subscribe to 5am Joel email list: http://www.5amjoel.com/
Learn more from Joel: www.budgetsaresexy.com
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
54:4329/03/2021
26 Year Old Director Shares Advice on How to Quickly Rise Through the Ranks I E30 - Mason Burchette
I’m assuming the job you have now isn’t the position you want forever. Most of us hope as we learn new skills and take on more responsibilities, we will get the opportunity to move up within our company.
But why do some people seem to get the opportunity for promotions while others find themselves in the same role for years and years?
My guest today believes it all starts with doing the little things right, like being dependable.
Mason Burchette started out as a Technician at Best Buy Metals making $11.50 an hour and now, 7 years later, is their Director of Marketing and Development.
Seeing his fast growth in such a short period of time, many of his friends and family started asking him for advice. Through that, he ended up writing his first book, “How to Make Sure You Never Get Promoted: An Antithetical Guide to Succeeding in Your Career.”
Along with advice on getting promoted, we will also get into managing employees that are older than you and how to find a company that you can grow with.
Key Takeaways:
[2:07] Mason’s cancer journey and how that changed his focus in life
[13:10] What led to Mason’s quick rise through his career?
[19:57] Hiring and managing those who are older than you
[28:06] How to find a company that you can grow with
[32:52] Why being dependable is the building block of getting more opportunities
[36:42] The Crush It Podcast
[44:24] What does success mean to Mason?
Favorite Quotes:
[4:56] “There was definitely days after work where I just sat in my car and I was like holy crap I have cancer.”
[15:14] “Get out of the road! Get the machine out of the road!...I’m quitting!”
[19:12] ‘I looked like a bag boy at the grocery store.”
[34:24] “Wise employers will look at how people are governing their personal lives and say that is how they’re going to manage company dollars, company people, company assets. We can’t afford to give them opportunities.”
[40:30] “I didn’t join a secret society that told me how to be a successful leader. I went to Barnes & Noble and bought a $23 book.”
Mentions:
Civil Air Patrol: https://www.gocivilairpatrol.com/
The Total Money Makeover by Dave Ramsey: https://www.amazon.com/dp/B00DNBE8P6/ref=dp-kindle-redirect?_encoding=UTF8&btkr=1
The Legacy Journey: A Radical View of Biblical Wealth and Generosity by Dave Ramsey: https://www.amazon.com/dp/B00OAM42MG/ref=dp-kindle-redirect?_encoding=UTF8&btkr=1
More of Mason:
www.MasonBurchette.com
IG: @masonwankenobi
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
57:4315/03/2021
Former NFL player on How to Start Owning Your Mistakes and Make the Change You Need | E29 Marques Ogden
Today’s guest is former NFL offensive lineman, Marques Ogden.
Marques played in the NFL for nearly 6 years. He was drafted in the 2003 by the Jaguars and went on to play with the Ravens, Bills, and Titans. While his NFL career ended in 2007, this was only the start of Marques’ rollercoaster life story. After leaving the NFL, he started Kayden Premier Enterprises which grew to the largest minority owned subcontractor in the state of Maryland.
Life was good until a bad business deal sent Marques’ business spiraling into bankruptcy. Marques was left with $400 to his name. He swallowed his pride and the former NFL player and 8-figure business owner took a job as an overnight janitor making $8.25 an hour.
After a rough ending to one of his shifts, Marques decided it was time to reinvent himself again but before he could do that, he needed to look back on his life choices and own the fact that his decisions, not someone else’s actions, lead him to his current life situation.
Today, Marques is two-time author, keynote speaker, executive coach, and corporate trainer.
Marques’ story is an inspiration and I hope to illustrate the power of accountability and ownership in this episode.
Key Takeaways:
[2:06] Marques’ relationship with his older brother Jonathan
[4:55] Marques’ route to the NFL
[13:21] Marques' rough rebound after leaving the NFL
[16:47] The rise and fall of Kayden Premier Enterprises
[27:42] Taking responsibility for your actions
Favorite Quotes:
[9:27] “Wow, I’ve actually made it. I’m here. I’m going to have an opportunity to play for the National Football league.”
[18:16] “Someone in this room will become the next major minority contractor...why can’t it be you?”
[32:22] “You get told no so many times that it becomes your own mission to keep going.”
More of Marques:
Facebook: https://www.facebook.com/MarquesOgdenSpeaker/
Twitter: @Marques_Ogden
Instagram: @marquesogden
LinkedIn: https://www.linkedin.com/in/marquesogden/
Website: https://marquesogden.com/
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
40:4001/03/2021
Helpful Money Advice that Will Have You Feeling More Confident | E28 Tracey Bissett
Why don’t we feel better equipped to handle our finances when we get into the real world?
My guest today is working to solve that issue. On the show with me is Tracey Bissett, President and Chief Financial Fitness Trainer at Bissett Financial Fitness.
Tracey has over 20 years of experience in the financial services industry and after moving on from her successful career in banking, she’s now focused on helping young adults and entrepreneurs achieve their financial goals.
Tracey is also the Host of the Young Money Podcast: an advice show for young millionaires in the making which she started over 3 years ago and now has over 120,000 downloads.
My goal by the end of this conversation is to have you feeling more confident about growing and using your financial skills.
Show Notes:
[1:39] What is financial fitness?
[3:25] Why is money so mysterious and what are schools doing to change this?
[10:29] Having money conversations with your roommates
[14:39] How Tracey got started in entrepreneurship
[23:45] What are young adults doing well with money?
[28:06] What is credit and what factors create my credit score?
[30:38] Tackling students loans
[34:55] Tips for creating your side hustle
Favorite Quotes:
[2:39] “We can’t change where we are starting but we can certainly change where we end up.”
[32:21] “Getting a $1,000 scholarship will save you about 70 hours of work.”
[37:21] “Whenever I’m in doubt and don’t know how to approach something, I always ask Google.”
[49:19] “Be purposeful. Make sure your life is filled with the things that you like and use your money as a tool to get you there.”
Mentions:
Young, Fun & Financially Free: Live the good life now and build a kick-ass future! By Leanna Haakons (https://www.amazon.com/Young-Fun-Financially-Free-Kick-Ass/dp/0998854638)
Check your credit score at AnnualCreditReport.com
Young Money Scholarship Fund (https://www.bissettfinancialfitness.com/ym-scholarship-fund/)
More of Tracey:
LinkedIn: https://www.linkedin.com/in/traceybissett/
Young Money Podcast (https://www.bissettfinancialfitness.com/category/podcast/)
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
51:4015/02/2021
Understanding Personality Differences Leads to More Success in Your Career | E27 Brett Cooper & Evans Kerrigan
Today’s guests are Brett Cooper and Evans Kerrigan, Co-Founders of Integris Performance Advisors which is focused on improving team performance. They also co-authored a book called Solving the People Problem: Essential Skills You Need to Lead and Succeed in Today’s Workplace.
In their book and in this episode, Brett and Evans use their understanding of emotional intelligence and the DISC personality test to provide an easy model to follow called DISC EQ. This framework will help you communicate better, create more productive conflict, and successfully lead all the different personalities in your workplace.
This is a useful episode for leaders, salespeople, and customer service focused individuals who frequently interact with various people or those who are looking to communicate with their colleagues, clients, and vendors more effectively.
Key Takeaways:
[3:07] How personality differences cause problems in the workplace
[9:54] Why process improvement wasn’t enough for Brett and Evans
[13:25] Why EQ is more important than IQ for career and personal success
[20:14] 4 primary personality styles of DISC
[36:22] Speaking not to be heard but to be understood
[38:44] Why high caliber teams need conflict
[43:21] Implementing the step up and step back approach
[55:31] What Evans learned from his first CEO
Favorite Quotes:
[14:58] “Emotional intelligence actually has a bigger impact on your career success and your personal success than your IQ does.”
[34:08] “We all have the ability to grow and develop ourselves.”
[36:30] “Communication is not about speaking what we think, communication is about ensuring others hear what we mean.” - Simon Sinek
[43:07] “We need to be able to challenge one another because that is how progress is made.”
Mentions:
What’s my DISC-EQ? (https://solvingthepeopleproblem.com/disc-eq/) Access Code: struggle
Emotional Intelligence by Daniel Goleman (https://www.amazon.com/dp/B002ROKQNS/ref=dp-kindle-redirect?_encoding=UTF8&btkr=1)
More of Brett & Evans:
www.SolvingThePeopleProblem.com
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
58:4901/02/2021
Showing Up As Your Authentic Self is More Important Than Fitting In l E26 Jay Williams
Today’s guest is Jay Williams, the Founder of Maskless Men, an community based organization built for men to discuss the things we normally don’t get to talk about: break ups, emotions, family and parenting issues, sex, porn, the feeling of being inadequate, and more.
Jay started Maskless Men after he saw the need for men to have a place to open up, share how they’re feeling, and gain some reassurance.
In this conversation, Jay will talk about his 28 years of wearing what he calls masks.
After being the good child, the agreeable and pleasing boyfriend, the tough, macho man at work, the loud, confident, funny friend, Jay decided he had enough. He became exhausted acting as a different personality depending on who he was with. He built the courage to take off the mask, go on a journey of self-discovery, and start showing up as his true authentic self.
By listening to this episode, I hope you’ll begin to reflect how your upbringing may be affecting your relationships today, why showing up as your authentic self is more important than fitting in, and making a claim against outdated, harmful societal norm that men can’t express their feelings.
Key Takeaways:
[2:28] How Jay’s childhood influenced his commitment issues later in life
[14:55] Wearing different masks to fit into your environment
[23:57] Why can’t men talk about their feelings
[50:21] Having pride for being a male
Favorite Quotes:
[6:57] “I’m terrified that what happened to my mom and dad is what is going to happen to me.”
[29:21] “And he turned around and said...I want that too.”
[44:37] “When you are in your head, you’re dead.”
[53:20] “We are not our behaviors. Our behaviors are just a way of expressing what we are needing or feeling”
Mentions:
The 5 Love Languages: The Secret to Love that Lasts by Gary Chapman (https://www.amazon.com/Love-Languages-Secret-that-Lasts/dp/080241270X)
The Landmark Forum (https://www.landmarkworldwide.com/)
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
01:00:5618/01/2021
Traveling the World, Networking Practices that Work, and Uncovering Your Purpose l E25 Jared Schuster
Today’s guest is Jared Schuster, Founder of Sparks of Consciousness which focuses on serving people who feel purposeless.
In this conversation, Jared brings us through his last decade which included graduating through the 2008 recession, learning from yogis in India, a car accident that broke both of his legs, working with Shaman in South America, and much more.
By listening to this episode, you’ll learn about following your intuition, networking practices that work, and questions to help you uncover your purpose.
This episode is perfect for those wondering where their life is going to take them.
Key Takeaways:
[1:21] The job of a Fire Keeper
[10:30] Finding his dream job through the 2008 Financial Crisis...and quitting 9 months later.
[20:39] Networking practices that work
[30:01] Chasing the endless summer in southeast Asia
[43:14] Overcoming his father's death as a child
[45:50] Finding your purpose with self-examining questions
Favorite Quotes:
[9:28] “When you speak a calling, the universe responds immediately.”
[15:19] “There is such a power in putting pen to paper.”
[25:40] “When you meet someone who has an impact on you, make sure you tell them.”
[39:54] “When we are really ready to heal something in our life, we have to take on responsibility for every experience that we had.”
[46:56] “To me, purpose is understanding who you are so much that you are able to give it back to the world.”
More of Jared:
https://www.sparksofconsciousness.com/
LinkedIn: https://www.linkedin.com/in/jaredsschuster/
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
59:2604/01/2021
Define Your North Star and Make an Impact l E24 Christen Brandt
Today’s guest is Christen Brandt, Co-Founder and Chief Programs Officer at She’s the First, an organization working to create a world where girls are safe and have equal rights.
At the end of 2019, She’s the First had a presence in over 21 countries, had over 500 graduates of partner programs, and reached over 11,000 girls.
2020 has brought even more success for She’s the First, Christen, and her co-founder Tammy Tibbetts. The two of them can now call themselves authors, as their new book, Impact: A Step by Step Plan to Create the World You Want to Live In, was just released.
Christen came on the podcast to discuss some core takeaways from the book including defining your North Star, band-aids versus system solutions, and overcoming the “shoulders” out there.
This is an awesome episode for those who are looking to make an impact.
Key Takeaways:
[2:22] How Christen found her work wife
[15:11] Serving women to create more firsts
[19:03] How Christen’s experience led her to fight for girls’ rights
[22:22] Defining your North Star
[33:13] Creating an Impact Pitch
[39:27] Finding help to progress She’s the First
[47:04] Baid-aids vs system solutions
[54:03] Overcoming the “shoulders” and "but what about-ism"
Favorite Quotes:
[1:45] “Seeing the book on the shelf and seeing my name on the spine; that is the thing that gives me butterflies.”
[11:37] “To have a good partnership, or to be a good leader, you need to be open to critique.”
[25:13] “The people that can look around them and identify what is broken can often see all of it.”
[45:27] “We talk a lot about not letting perfect get in the way of better.”
[57:56] “If you are working on an issue area that is not personal to you, you are not going to sustain that over the course of your life.”
[59:56] “No one can do everything but everyone can do something.”
More of Christen:
Instagram: @cjbrandt
Instagram: @TammyTibbetts
www.planyourimpact.com
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
01:03:1621/12/2020
Zero Waste Mentality and How You Can Easily Implement It l E23 Tippi Thole
There is no doubt that humans are causing long-term destruction to the environment because of our decisions. So what can we do to do our part in helping the planet?
Today’s guest, Tippi Thole, was asking herself the same question when she heard her son talking about zero waste. That kicked off a News Year’s resolution to reduce her trash. Her efforts paid off.
Today, her family’s weekly trash can fit into the palm of your hand. Tippi is here to convince us that we can do the same without it being a huge inconvenience on our lifestyle or breaking the bank on tons of eco-friendly products.
In this episode, Tippi will share with you why receipts aren’t recyclable, why food scraps don’t just biodegrade in landfills, strategies for reducing waste during the holidays, and so much more.
This episode is perfect for environmental lovers that have been struggling to figure out how they can make an impact.
Key Takeaways:
[3:28] How a zero waste lunch box sparked a New Year’s resolution
[12:21] Why you should stop putting receipts into your recycle bin
[16:54] The problem with plastic
[24:03] 5 R’s model: refuse, reduce, reuse, recycle, rot
[28:17] Creating a zero waste survival kit
[32:31] Why food scraps don’t just biodegrade in the landfill
[43:16] Refusing junk mail
[46:46] Waste reduction strategies during the holidays
[49:45] How to get started on your own zero waste journey
Favorite Quotes:
[9:43] “Trash is designed to be out of sight, out of mind. When you actually look at it, you start to better understand what you’re using.”
[20:24] “I’d love to see plastic labeled as a hazardous material.”
[20:54] “To date, 9% all of the plastic created has been recycled.”
[25:08] “95% of our product’s environmental damage has already occurred by the time you’ve picked it off the shelf.”
[47:52] “Making memories, not waste.”
Mentions:
Thinx Period Underwear: https://www.shethinx.com/
More of Tippi:
www.tinytrashcan.com
Instagram: https://www.instagram.com/tiny.trash.can/
Facebook: https://www.facebook.com/tinytrashcan.lessismore/
Twitter: https://twitter.com/tinytrash_can
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
01:02:1707/12/2020
Spend Less Time on Job Boards and Get More Responses l E22 James Aiken
Today’s guest is James Aiken, Founder and President of Legacy Search, an independent recruiting agency in South Carolina.
Over the last 8 months, COVID has wreaked havoc on many industries causing massive layoffs. I’ve had friends that have worked for airlines, restaurants, hotels, oil and gas, entertainment all lose their job.
I’ve also heard from those that are gearing up to make a change. One gift of COVID has been that it has given us plenty of time to think, figure out what is important to us, and chart out our future.
That’s why I thought it was important to bring James on the podcast to help set you up for success in your next job search.
By listening to this episode, you are going to gain tons of job search prep advice including building a candidate packet to help you stand out from the crowd, how to maximize output while minimizing time on job boards, and overcoming the hurdle of having no relevant experience.
This is the perfect episode for those searching for a new career opportunity.
Key Takeaways:
[5:01] Good reasons to be looking for a new job
[12:38] Building a candidate packet to stand out
[24:14] How to spend less time yet get more responses from job boards
[29:29] Developing a networking plan by building two top 10 lists
[36:03] Using persistence to meet your dream mentor
[40:19] Optimizing your LinkedIn for a job search
[45:40] The slingshot theory: Overcoming no relevant experience
Favorite Quotes:
[9:21] “It’s legal human trafficking.”
[18:47] “The only difference between ordinary and extraordinary is a little extra.”
[21:27] “You have to make yourself hard to ignore.”
[31:07] “If you can get in front of the people that recognize and need your talents most, you are going to get the best results.”
[38:23] “You can get in contact with anybody, it just matters how bad you want to get in contact with them.”
[43:36] “The digital presence is there to get you to the personal presence.”
Mentions:
https://www.seamless.ai/
https://hunter.io/
More of James:
Twitter: @LegacyGVL
LinkedIn: https://www.linkedin.com/in/jpaiken/
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
01:05:0423/11/2020
Using Job Crafting to Increase Your Career Satisfaction l E21 Dr. Benjamin Ritter
Today’s guest is Dr. Benjamin Ritter, Founder of Live for Yourself Consulting.
Ben’s current chapter of life began when he got a wake up call walking into work one day. He was on his way to a Chicago medical center where he worked as an Executive in healthcare administration. As he glanced at fellow commuters that passed him on the sidewalk, he realized they all carried the same feelings on their face: unhappiness, resentfulness, defeat.
Taking in the energy of that morning commute made him have a sudden realization...he didn’t really like his job either. Sure, it seemed like the perfect job on paper: fancy title, great pay and benefits, and he could even walk to work!
But he knew deep down, he was called to serve elsewhere and he knew that other people had this same problem. That’s when LFY Consulting was created. Ben now helps business professionals who feel stuck or unfulfilled at work just like he did.
In this episode, we get into topics such as creating novelty in your life, taking control of your job satisfaction, and the importance of self-leadership.
If you are doubting your current path, this is the perfect episode for you.
Key Takeaways:
[4:29] How Ben creates novelty in his life amongst his daily structure
[9:12] The story of Ben launching his coaching practice
[13:42] How to enjoy your job more with job crafting
[20:30] What managers are missing that lead to turnover
[26:43] The most important leader you’ll ever meet: yourself
[34:30] ABCs of change
Favorite Quotes:
[3:16] “I try to live a life that has routine and structure within it but also novelty. Always trying to find ways to be comfortable.”
[18:51] “What I was doing was allowing myself to sit more in my resentment instead of actually finding space to find more enjoyment.”
[23:21] “The leader in a way is not responsible for providing meaning or motivation to their employees but they’re responsible for the environment the employee is working in.”
[24:26] “Employees like autonomy but don’t like ambiguity."
More of Benjamin:
LinkedIn: https://www.linkedin.com/in/ritterbenj/
Website: https://www.liveforyourselfconsulting.com/
YouTube: https://www.youtube.com/c/benjaminritter
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
41:5209/11/2020
How to Look Dapper on a Budget and Ask for What You’re Worth l E20 Dany Dao
Today’s guest is Dany Dao, the Co-Founder and Creative Director of Renaissance Group. Dany is a wildly interesting skill builder whose list of competencies include photographer, videographer, tailor, barber, magician, break dancer, and linguist.
Dany was a computer science major turned college dropout with the intention of pursuing photography full-time. Quite an uneasy decision for someone with Asian immigrant parents but as you can guess, things worked out. He created Renaissance Group where he helps corporations with creative strategy and brand imaging.
In this episode, you’ll hear Dany and I discuss how to turn boredom into curiosity, overcoming the fear of other people’s opinion, and why you should be asking for what you’re worth.
This episode is perfect for those that like taking the unconventional route.
Key Takeaways:
[2:35] Why Dany loves to learn new things
[12:11] Overcoming the fear of other people’s opinion
[24:23] What does it mean to be a creative
[29:10] Asking for what you’re worth
[48:14] How to look dapper on a budget
Favorite Quotes:
[13:02] “We are conditioned as humans to want the approval of people. The people who say they don’t care what people think about me, they’re putting on a front.”
[18:11] “Food doesn’t talk back to you like models.”
[24:07] “Having conversation is the way to grow as people.”
[32:40] “If people respect what you do, then they will pay the money.”
Mentions:
Chris Do - The Futur (https://www.youtube.com/c/thefuturishere/about)
More of Dany:
Instagram: @dapper_cards
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
54:4226/10/2020
The Problem with SMART Goals l E19 Ryan Bennett
Today’s guest is Ryan Bennett, who developed a method called The Intentional Growth Model to help people reach their full potential.
Ryan’s profile includes being an ESPN Academic All-American, founding member of a tech start-up, high-performance coach, speaker, and author of The Intentional Day.
But these titles didn’t come easy. With the competitive fire leftover from collegiate baseball and a freshly printed degree in hand, Ryan set out to Silicon Valley to start building his business empire. But after a few years of iterations and modest growth, Ryan had to close his startup and label it a failure.
This was the start of his rebuilding journey. He eventually traded the remote for a book, late night drinking for early morning coffees, and a storyline of failure for a life of personal growth.
There are a lot of goodies in this conversation, including the 4 major elements of The Intentional Growth model, why he believes SMART goals don’t work, how to build your coalition of growth partners, and much more.
This episode is perfect for people who find themselves setting New Year’s resolutions with nothing to show by February 1st. I hope this episode gives you the framework to change that narrative.
Key Takeaways:
[9:40] An introduction to the Intentional Growth Model
[13:09] Why SMART goals don’t work
[22:20] A simple tactic on how to be a better listener
[26:34] The important difference between a task and a discipline
[35:05] How to find the right growth partner
[47:22] Ryan’s birthday ritual
Favorite Quotes:
[13:58] “Goal setting by itself just focuses on the outcome. But the problem is the outcome is just the scoreboard. We can just be in the game and wish we will win.”
[19:58] “Am I good enough for the wife I want to marry?”
[40:29] “When we share that win with someone, we get to live it all over again.”
[45:52] “I probably won’t hire anyone unless they have a failure on their resume.”
Mentions:
Wooden on Leadership by John Wooden
OUR MOMENTS Couples: 100 Thought Provoking Conversation Starters for Great Relationships
The Intentional Day E-Book
More of Ryan:
Website: www.theintentionalday.com
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
52:5512/10/2020
Moving On From a Toxic Relationship and Reprogramming Unhealthy Behaviors l E18 Angela Marie
Today’s guest is Angela Marie, Founder of Find Your Purpose and Shine.
During a thriving 19-year career in network marketing, Angela often found herself giving advice and coaching other professionals on how to succeed in the industry. That experience, and going through a live transformation of her own, lead her to creating her coaching business and writing a book titled “Get Overself Yourself and Find Your Purpose and Shine.”
In this episode, Angela and I discuss topics such as moving on from a toxic relationship, dealing with failure, reprogramming unhealthy habits, and what she learned from her mentor, the Bikini Business Coach.
This episode is perfect for your friend who’s been struggling to move on. I hope this episode gives you the confidence to do so.
Key Takeaways:
[11:53] Managing a toxic relationship
[22:49] How you parent motivation
[33:01] Dealing with failure and heartbreak
[37:45] How to create a gratitude practice
[40:22] What Angela learned from the bikini business coach
Favorite Quotes:
[6:40] “No one can take a skill from you.”
[13:13] “When you aren’t healthy yourself, you’re going to continue to attach that toxic and abuse into your life.”
[28:54] “It’s okay to fail because if you don’t have failure, you can’t have success.”
[40:05] “Your subconscious doesn’t know the difference between reality and what you want to happen.”
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
50:4428/09/2020
Why You Should Learn a New Skill and How to Do It l E17 Justin Peters
Today, I go solo and speak on the importance of skill acquisition. I believe learning new things will not only lead to professional advancements but a more meaningful, personal life as well.
In this episode, I give a framework for how you can start learning something new. I will also caution you on obstacles to look out for and how to overcome them.
This episode is perfect for someone who feels they’re living a mundane life and looking to change that today.
Key Takeaways:
[3:02] Why you should pursue acquiring new skills for both professional and personal reason
[9:07] Staying in the beginner’s mindset
[14:14] Simple framework for learning something new
[19:46] Obstacles to look out for when learning a new skill and how to overcome them.
Favorite Quotes:
[2:07] I’m not sure you can live a meaningful life if you’re not actively pursuing learning new skills.
[9:46] When was the last time I tried something that I felt completely out of my comfort zone?
[20:27] You’re keystrokes away from learning anything.
[27:15] If you have some kind of fear, then manage the fear.
Mentions:
Ideas on Things to Learn (Google Document): https://docs.google.com/document/d/1q-G2cf5hhmtQxG9laj7QlxLhzVLcHfxkIr7mIeZpA8g/edit?usp=sharing
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
29:3914/09/2020
Public Speaking Best Practices, Passion is Bogus, and Pitching a CEO l E16 Brenden Kumarasamy
Today’s guest is Brenden Kumarasamy, a speaking coach and Founder of MasterTalk.
Growing up poor in Montreal, Brenden started seeking a better life for himself and his mom. He competed in case competitions in college which landed him a consulting job at IBM.
After speaking over 400 times, he has now turned his attention to helping others find their public speaking talents. He founded MasterTalk with the goal of being the top YouTube channel focused on public speaking.
In this episode, you’ll hear Brenden’s thoughts on passion, advice on how to pitch a CEO, and how to grow your following. Of course, Brendan also shares a ton of insight on how to become a better public speaker.
This episode is perfect for someone who thinks they’re too young to accomplish something big.
Key Takeaways:
[13:28] Why passion is bogus and what you can do to find your calling
[19:02] How to pitch a C-level executive by showing not telling
[26:49] How Brenden gained MasterTalk’s first 1,000 subscribers
[31:09] Structuring your speech with a key idea
[36:50] Where the fear of public speaking comes from
Favorite Quotes:
[11:40] “The reason had nothing to do with being a motivational speaker or being a YouTuber. I just wanted to be the best in the program.”
[13:48] “What does the world need you to do the most now and why?”
[16:59] “If you don’t have a vision for the world, steal someone else’s.”
[26:13] “What would you do if you met him tomorrow?”
[35:07] “There is no such thing as boring topics, just boring people.”
[51:18] “Be insane or be the same.”
Mentions:
The Last Dance (Michael Jordan documentary)
https://www.charitywater.org/
The Third Door: The Wild Quest to Uncover How the World's Most Successful People Launched Their Careers by Alex Banayan
More of Brenden
Instagram: @masteryourtalk
YouTube: https://www.youtube.com/channel/UCBYFP4mZLQovr7W6Si6sueA
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
53:0731/08/2020
Saying No to An Invite, Apologizing the Right Way, and Communication that Works l E15 Jonathan Miller
Today’s guest is Jonathan Miller, a speaker, facilitator, and communication coach. He is also the host of the incredible podcast, Mindful Communication, where he has conversations with thinkers and influencers about the art and science of connection.
In this episode, Jonathan and I discuss why there is not a right or wrong whenever it comes to communication.
He also gives advice on how to say no to an invite, how to give a powerful apology, and how to take on someone else’s perspective.
This episode is perfect for anyone who wants to have more clarity with their words.
Key Takeaways:
[10:30] There is no right or wrong with communication rather what works or doesn’t work
[20:01] How to say no to an invite without offending the host
[23:17] Conflict can lead to two outcomes: drama or creativity
[35:29] The difference between a regular apology vs a powerful apology
[44:45] How to take on someone else’s perspective
Favorite Quotes:
[18:04] “We are denying the fact that we indeed have a choice and when we don’t have choice, it means we are a victim of circumstances.”
[30:45] “How is this person actually looking to work with me and I am getting in the way of working with them.”
[45:00] “There are as many perspectives on this planet as there are people.”
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
58:2617/08/2020
How to Address Performance Issues, Gain Trust with Senior Leaders, and Become a Better Leader l E14 Steve Gillen
Today’s guest is Steve Gillen, Senior Executive at Marsh & McLennan Agency, with over 35 years of management and leadership experience.
I was fortunate to work along side Steve for over 7 years. He’s a people first leader whom is both fair and challenging.
In this episode, we will discuss how to become a better leader, addressing performance issues within your team, how to gain trust with more senior leaders, and much more.
This episode is perfect for first time managers looking to grow into exceptional leaders.
Key Takeaways:
[2:01] The difference between a manager and a leader
[10:49] How to become a better leader
[27:03] Three things to ask yourself when addressing performance issues on your team
[32:40] What to look for in a potential leader
[41:36] How to gain trust with senior leaders
[44:45] What is the biggest challenge facing leaders today?
Favorite Quotes:
[3:27] You’re not a leader if you don’t have followers.
[19:44] I am not afraid, and never be afraid, to roll up my sleeves and do the things that they are doing or need to do.
[26:34] If you don’t have confidence in someone to do the job, you need to address that. It’s not about delegation at that point, it’s about performance.
[36:32] When you’re in front of the group or in front of the room, you are representing the organization and that positivity needs to be there.
[42:43] Trust is not given, it’s earned.
[45:04] We are defined as leaders by how well we manage through a crisis.
Mentions:
Leaders Eat Last by Simon Sinek
More of Steve:
LinkedIn: https://www.linkedin.com/in/steve-gillen-6737546/
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
52:2903/08/2020
Relationship Lessons from Our First Year Dating I E13 Gaby Deimeke
Today’s episode is a little different than the usual interview style format.
Gaby Deimeke and I have officially been dating for one year, so I invited her on the show to have a discussion about the past year together.
We share insights including what we’ve learned about each other, what we plan to work on in year two, and break down what’s worked for us so far.
We are far from perfect but we are hoping that we might just say something that you can try out in your relationship.
Key Takeaways:
[8:48] Effort is the bedrock of every healthy relationship
[11:45] Sharing the spotlight and supporting each other in our relationship
[21:08] How we adapt to each other’s primary love languages
[31:25] How we do weekly date nights
[45:09] Being able to respectfully tell your partner no
[53:10] Defining core values in our relationship
Favorite Quotes:
[3:07] Okay, wow. We are a year in, forever to go.
[8:51] Always put in 10 times the effort even if you aren’t going to get that in return.
[29:06] Real love and real relationships are the most effort you can put in.
[55:27] Figure out what values you want to cultivate. And it's crazy how much by being intentional about cultivating it, it will come into your relationship.
Mentions:
5 Love Languages by Gary Chapman
Relationship Theory with Tom & Lisa Bilyeu
Untamed by Glennon Doyle
More of Gaby:
Instagram: @gdeimz
Website: www.gabydeimeke.com
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
01:06:5420/07/2020
Improve Your Sleep with These Simple Tips I E12 Lee Chambers
Today’s guest is Lee Chambers, a Workplace Wellness Consultant that wants to help people live a healthier version of themselves.
At a critical time in his life with a young child and a pregnant wife at home, he lost the ability to walk. After 11 months of rehabilitation, he regained mobility and decided to start a coaching business called Essentialise.
During our conversation, Lee shares advice on practical ways to improve your sleep including caffeine curfews and bedroom optimization.
Key Takeaways:
[2:17] Why Lee started Essentialise
[8:08] How Lee responded when he lost the ability to walk
[20:25] Lee’s thoughts on the culture around sleep deprivation
[31:16] Strategies for balancing coffee and alcohol with sleep optimization
[36:30] How to redesign your bedroom to optimize your sleep
Favorite Quotes:
[9:52] You get a lot of time to reflect when you’re stuck in a hospital bed and can’t move.
[12:06] By the time she’s walking, god dammit I’m going to be walking too.
[25:03] In the past 10 years people have started to realize sleep is the fundamental driver of health and performance.
[37:55] Your bedroom should be for sleep and sex.
[45:05] We don’t even embrace boredom anymore.
More of Lee:
Instagram: @essentialisecoach
Website: https://www.essentialise.co.uk/
Website: https://leechambers.org/
YouTube: https://www.youtube.com/channel/UClTzVmPvXM09HB7uL-gWPag/
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
51:3206/07/2020
”NO Stands for Next Opportunity” How to Overcome Rejection and Get What You Want I E11 Dee Goines
Today’s guest is Daniel “Dee” Goines, who has spent the last 15 years crafting an impressive career in higher education.
His story illustrates how you can create opportunities for yourself and capitalize on them. He has an infectious personality with a humble storyline. Oh, and he shook The Rock’s hand (you’ll hear more about it in the episode).
This episode is perfect for someone who has been going through a time of rejection and needs some inspiration.
Key Takeaways:
[3:06] Dee’s difficult route to college
[18:14] Dee meeting his mentor John Buck
[27:23] Advice on how to overcome rejection and cultivate more hunger
[33:39] How you go from knowing no one in high school to being a super connector in college
[44:57] How Dee met Dwayne “The Rock” Johnson
[55:41] Dee’s thoughts on the current racial climate and advice on being an ally
Favorite Quotes:
[22:28] “If you think about it, all the cool people have one name.”
[31:32 “All of those 10 times I asked for a job, it was like an interview 10 times.”
[36:25] “Buck taught me the value of remembering someone’s name and greeting them by name.”
[37:54] “Just call me Dee.”
[44:30] “No stands for next opportunity.”
[49:56] “Having a plan, and not giving up, and like knowing you have to make stuff happen.”
[50:44] “It’s nice to be important, but more important to be nice.”
[53:29] “She said, Danny, there is a Santa Claus.”
[1:01:22] “If you care about a piece of property more than someone’s life, then there is a greater conversation that needs to be had.”
More of Dee:
Twitter: @deeucme
Facebook: https://www.facebook.com/dee.goines
Email: [email protected]
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
01:08:4422/06/2020
When It Comes to Big Decisions, Trust Your Gut I E10 Kate Holtz
Today’s guest is Kate Holtz, a good friend who I admire for her ability to follow through with scary decisions.
As a left-brain dominate, I’ve find sanctuary hearing that most of Kate’s big decisions are based on a gut feeling.
In this episode, Kate and I discuss her decision to go to Butler University, how she found herself in San Francisco post-college, and handling the transition to long distance dating.
This episode is perfect for those who find themselves overthinking decisions way too often.
Key Takeaways:
[4:41] How Kate’s upbringing affected who she is today
[15:35] How Kate made the decision to go to Butler University
[26:12] Kate’s choice to move to San Francisco and the challenges she had to overcome when doing that
[40:07] Handling long distance dating
[0:00] Advice when you’re seeking your first job
Favorite Quotes:
[10:54] My seventh grade brother called me bossy and that was definitely the tipping pointing where you start to realize you need to grow up and refine some of your characteristics
[13:28] Is there somebody else in the room that could do that better?
[19:58] There you go again thinking
[30:00] You know, I think I’m moving to San Francisco?
[46:53] You realize small things can make a big impact. You don’t have to do these grand gestures to make the other person feel loved.
More of Kate:
Instagram: @kate_holtz
LinkedIn: https://www.linkedin.com/in/kate-holtz-arm-40b4ba10a/
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
59:1708/06/2020
Level Up Your Communication Skills with a Toastmaster President I E9 Geoff King
Today’s guest is Geoff King, a communication expert and all around great human.
In this episode, Geoff and I discuss why we believe effective communication is the number one skillset that everyone should be investing time into mastering.
Geoff shares some of his insights he’s learned from growing his real estate business, being President of a Toastmasters club, and competing and coaching in speech and debate.
This episode is perfect for those who are looking to keep themselves relevant in a world where clear communication can make a huge difference.
Show Notes:
[2:10] What Geoff learned from Toastmasters
[15:56] The most important skill Geoff looks for when hiring
[28:27] Stories from coaching speech and debate
[32:30] How to give effective feedback
[41:24] Why failure and learning are synonymous
[44:50] Using the 10X Rule to crush your goals
Favorite Quotes:
[22:50] “We look for someone that’s consistent. Are you committed to whatever it is that you’re doing?”
[25:24] “It’s not supposed to sound like you. It’s supposed to sound like someone that has already sold hundreds of houses.”
[38:57] “Once you get in the real world, the more you mess up, the faster you learn.”
[52:54] “It’s business as usual in an unusual way.”
Mentions:
The 21 Irrefutable Laws of Leadership by John Maxwell
Radical Candor: Be a Kick-Ass Boss Without Losing Your Humanity by Kim Scott
The 10X Rule: The Only Difference Between Success and Failure by Grant Cardone
More of Geoff:
Instagram: @thegeoffking
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
55:2925/05/2020
Building Mental Toughness Through Running I E8 Calendar Club
This is a special episode for me. With a group of friends in April, I completed a running challenge called the Calendar Club.
I invited our group onto The Struggle is Real to discuss the challenge and lessons learned. We have lots of laughs throughout as everyone shares stories about their personal experiences.
This light-hearted episode is perfect for those looking to learn more about a fitness challenge that they could use to jumpstart their health journey.
Key Takeaways:
[3:27] Why each member wanted to do Calendar Club
[4:48] Discussion about our views on being a runner
[10:58] How we held themselves accountable throughout the month
[20:31] Overcoming long run days using mental fortitude
[32:08] Lessons learned by completing Calendar Club
Favorite Quotes:
[10:14] It’s encouraging for anyone who’s like, I don’t think I can do that. Actually you can do it, if you just decide to be dedicated to it. - Gaby
[15:10] I disliked most of it. - Shane
[26:25] There was this head wind, a really strong head wind. And it seemed to change direction no matter what side of the track I was on. - Mike
[34:07] Before you know it, your hardest workout is now your warmup. - Shane
[38:54] It’s on like donkey kong. - Bri
Mentions:
Jesse Itzler IG: @jesseitzler
TSIR episode with Shane Jenne: https://www.youtube.com/watch?v=XfDJxjkECqg&t=651shttps://www.tsirpodcast.com/e4-shane-jenne-from-overweight-to-fitness-coach-i-the-sandbox-with-justin-peters/
The Struggle is Real episode with Kyle Peters: https://www.tsirpodcast.com/e2-kyle-peters-the-power-of-authenticity-i-the-sandbox-with-justin-peters/
More of Calendar Club:
Instagram:
Brianna Schaeffer @brishafe
Shane Jenne @shanejenne
Gaby Deimeke @gdeimz
Mike Neace @mikeneace
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
40:4511/05/2020
Critical Skills for Negotiating Your Next Job Offer I E7 Alexandra Dickinson
Today’s guest is Alexandra Dickinson, Founder and CEO of Ask For It, a negotiation training and coaching business.
In this episode, Alexandra and I discuss how negotiating doesn’t need to feel combative and unpleasant. She gives tactics and advice on a myriad of topics including figuring out an appropriate salary range, practicing for a salary negotiation conversation, and handling the question “how much do you currently make?”
This episode is perfect for those who feel they deserve more, but might not have the skills, or more importantly, the confidence to ask for it.
Key Takeaways:
[2:38] Starting Ask For It and overcoming imposter syndrome
[10:36] When to negotiate and how to go about it
[11:53] How to figure out an appropriate salary range
[22:04] How to practice for a salary negotiation conversation
[30:43] Advice on handling “how much do you currently make?”
[38:23] Utilizing the “wish, want, walk” method when negotiating
[45:21] Alexandra’s favorite negotiating advice
[51:12] Alexandra values and how she wants to raise her daughters
Favorite Quotes:
[5:23] You have to believe that you are worth it before anyone else is going to believe it.
[19:26] How much are you willing to pay to avoid an awkward conversation?
[26:47] It’s not about what you will do, it’s about what you have done.
[46:01] Speech is silver, silence is golden.
More of Alexandra and Ask For It:
Instagram: @askforitco
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
59:0525/04/2020
Keep Your Money and Your Values Aligned I E6 Luis Savery
Today’s guest is Luis Savery, Founder of Templo Education.
In this episode, Luis and I discuss why he started an organization focused on educating young adults about financial literacy.
We talk about why he believes your purchases reflect what you truly value, how to get someone to be your mentor, and the small yet significant difference between discipline and impulse.
This episode is perfect for anyone looking to be more intentional about how they handle their money.
Key Takeaways:
[5:07] How growing up in Upper Manhattan influenced Luis’ mindset on money
[13:18] The inspiration for Templo Education and how the organization works
[19:19] Why the school system fails to teach financial literacy and what Luis would do about it
[26:16] Luis’ advice on how to find a mentor and maximize that relationship
[33:43] Where you spend your money reflects what you value
[41:18] Discipline versus impulse
Favorite Quotes:
[18:38] Adding finances to your repertoire while you're learning enhances you no matter what career you’re in.
[22:50] I can feed the angel or the beast, whatever your habits are, more money is going to feed that.
[36:46] When you look at someone's bank account, you can really see what they value.
[43:05] When you don't plan, the money controls you, but when you plan, you control that money. You tell your money where to go.
Mentions:
Shoe Dog: A Memoir by the Creator of Nike by Phil Knight
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
51:1711/04/2020
The Power of a Growth Mindset I E5 Kevin McWilliams
Joining me on the podcast today is Kevin McWilliams.
In this episode, Kevin shares his story of developing a growth mindset and the impact that shift has had on his life.
Kevin and I discuss how to align your time with your priorities to get what you want. We also dive into his love for sports, his complicated relationship with his dad, and spotting career opportunities.
This episode is perfect for anyone looking for inspiration to push past their limiting beliefs.
Key Takeaways:
[3:51] How to align your priorities with how you spend your time
[13:48] Communicating with friends you’re falling out with
[17:50] Is grad school right for you?
[19:33] How Kevin overcame his fixed mindset
[25:20] Two of the most powerful words you can say...I am.
[30:28] Why sports are the perfect parallel to life.
[33:58] The duality of people illustrated through Kevin's father
[44:23] Spotting and evaluating career opportunities
Favorite Quotes:
[12:18] I was so unintentional, I was letting life happen to me. As opposed to making it happen for what I want out of it.
[14:36] Who are the people who are bringing you the most joy and who are you bringing joy to?
[29:05] We stop at saying “I am” or “I can’t” but the truth is the people are good at stuff just put in the time.
[34:07] You have a friend until you prove otherwise.
[45:21] I’ve tried to value growth and learning over everything.
More of Kevin:
Instagram: @kmcwilliams21
Email: [email protected]
More of TSIR:
Find show notes and more at https://www.tsirpodcast.com/
Follow us on Instagram at https://www.instagram.com/tsirpod/
54:2927/03/2020