We're kicking off Monday by talking by asking, how do you achieve quantum success with your career and your MONEY? Helping us improve our financial lives is today's special guest, Christy Whitman. Plus, in our headlines segment, would you enjoy being called a "boring" investor? And in our second headline... a company is offering insurance for space travel, what's up with that? Later on, we'll tackle a voicemail on the Haven Life Line... with a baby on the way what should Michael and his wife be doing with their extra income? We'll also try to help Jackson, who wrote today's letter to the show. He has a job and has recently graduated from college, so now Jackson wants to move out of his parents' home in the next year. He already has some savings built up... so what's his next few moves? And as always... we'll still have time for Doug's trivia. Thanks to LinkedIn for supporting Stacking Benjamins. Go to LinkedIn.com/sb and get $50 off toward your first job post. Thanks to Emperor Investments for supporting Stacking Benjamins. Go to emperorinvests.com/sb and select "Stacking Benjamins podcast" when asked how you heard about the show. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ever wonder what outside factors are keeping you from making more money? If so, it turns out you're not the only one asking that nagging question... big surprise there! Helping us cover a recently released blog post covering many reasons why you aren't making more (and what to do about it) we're rolling in our "A" team: Paula Pant, Len Penzo, and OG. It's important to consider automation, robots, inflation, wage stagflation, employer collusion, a proliferation of workers who are highly educated, and more. It's even more important to know what you'll do about it, now that you're armed with all the reasons why. There's no reason to not be making more money, whether with more money from your primary income, with a side business, or using other strategies (such as passive investments). Of course, that's not all. We'll still have time to answer a voicemail from a listener, and to answer Doug's trivia. Drew recently changed employers. What are the options he should be aware of? Are there time constraints we should be watching out for? Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What would you do if you found yourself with a big inheritance? You might have some ideas on that, but do you really know what you SHOULD do if you found yourself in that situation? Helping us with just that question is our special guest, Doug Goldstein. Doug will explain what you need to know if you found yourself in an inheritance situation in easy to understand steps. Plus, in our headlines segment, we're discussing one piece that looks at the 401k funds that took a beating in 2008. Could it be impacting you? Plus, we'll have a surprise headline in the form of a Stacking Benjamins language course... but don't count on it being in French. Of course, we'll still have time to answer Doug's trivia question, throw out the Haven Life line to Dany who wants to know more about stocks that pay out dividends, and answer a listener letter about investing side-gig money. It's a content-packed episode today... enjoy! Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins! Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Need a kick in the pants when it comes to your career? Time to look inward and make some improvements? Check. We've got you covered. Thinking about selling....anything, but maybe even real estate? Check. We've also got YOU covered. Need a healthy spoonful of laughs (and a surprise or two) in our headlines? We've got that covered too. Coming down to the basement to share the sometimes painful but always poignant story about how he went from zero to million dollar listings... we welcome Million Dollar Listing reality television star and author of Sell It Like Serhant, Ryan Serhant. It took Ryan years to discover what his competitive advantage was... and he's going to share it with you today. But that's not all. In our headlines segment, we'll discuss a new checking account with features that look and smell a lot like those offered by credit card companies. Is this the future? Should you switch banks? We'll discuss. Plus, we'll share a story about a bride who might have asked her guests for a touch more than they were prepared to give. Of course, we'll also throw out the Haven Life line, answer a letter from the mailbag, and to celebrate tonight's award show, share some of Doug's Emmy-related trivia. Thanks to Emperor Investments for supporting Stacking Benjamins. Go to emperorinvests.com/sb and select "Stacking Benjamins podcast" when asked how you heard about the show. Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A special BONUS treat! We've asked Mr. Plutus Awards Harlan Landes and our friend (and Plutus Award team member) Miranda Marquit down to the basement to share this years finalists, and they agreed! They'll spend a little time sharing ALL of the finalists in every category. Is your favorite nominated? Are there fresh new names of blogs, podcasts, You Tube videos, or social media sharers that you need to add? We'll share the complete list on today's podcast. Then in our EPIC panel discussion, we'll spend about 90 minutes hashing out ten of the categories. Who are the dark horses to win? Who could surprise? What names should win, and who do our panelists want to win? We'll dig in deeper on today's podcast! We still have a great episode in the morning (Ryan Serhant from Million Dollar Listing joins us!). It's a busy week here in basement-land.... Learn more about your ad choices. Visit podcastchoices.com/adchoices

Spend $8 at the coffee shop, $5 dollars for a little snack later on... maybe $20 eating dinner at a restaurant with your co-workers later tonight. Rinse, wash, and repeat a few days a week and you'll start to wonder where all that extra cash you're supposed to have in your wallet actually went. And maybe you're not leaving your money "faucet" on full pressure all the time, but like any homeowner can tell you, even a constant drip can run up a bill at the end of the month. Helping us face our own money leaks today, from the Mad Money Monster blog, we welcome Lisa Harrison. Rounding out our contributors today is Paula Pant (from Afford Anything) and Len Penzo (from LenPenzo.com). But that's not all... we'll also have time for Doug's trivia, and also will tackle a voicemail from a listener. Derek wants to know how you explain the concept of a non-physical thing, such as cash or credit on a card, to young kids? Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins! Thanks to Warby Parker for supporting Stacking Benjamins. Order your FREE Home Try-On’s at warbyparker.com/sb. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ever want to see how someone else lives and spends money? The Money Diaries, a wildly popular feature at Refinery29, digs into the personal lives of people who volunteer to share the details of their lives and expenses. What you find, are lots of lessons that now Work & Money editor Lindsey Stanberry has compiled and used as the basis for a new book which dishes out popular lessons on money, from setting a plan, to paying off debt, to insurances and investing. It's all here and we're excited that Lindsey is coming today to the basement to share some of the biggest lessons. Plus, in our headlines segment, we'll list off the 10 highest paying jobs in the USA. There might be some trends that you may want to explore if you're looking for your next employment opportunity. We'll also share lessons about other careers NOT listed among the top ten. Also, in our second headline, one big ETF company is cutting some funds from its lineup. Are you invested in any of them? Even if you're not, what happens to the money from the investment, and what should you do if it happens to you in the future? We'll share all of the details. And of course, we'll still have time for Doug's trivia, throw out the Haven Life line, and answer your questions from the mailbag. Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks to Away for supporting Stacking Benjamins. Go to awaytravel.com/sb and use the promo code sb to get $20 off a suitcase! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Do you have what it takes to be a wealthy heiress (or heir)? Our friend Linda P. Jones says that you already have the ingredients...now you just need to dive in and show your prowess. She'll take you through the steps to claim your wealth, and we'll talk about investing based on cycles and momentum on today's show. Plus, in our headlines segment, a new study shows that financial pros want the best of all worlds...active management with passive-like fees. Is that a pipe dream or is it really on the horizon? We'll mull it over. Plus, banks are protecting themselves with some additional language you should put on your checks if using mobile deposit. What are the words? Will it also protect you? We'll share everything on today's show. Of course, that's not all. We'll also throw out the Haven Life line, answer a letter from the mail bag, and more! Thanks to Warby Parker for supporting Stacking Benjamins. Order your FREE Home Try-On’s at warbyparker.com/sb. Thanks to Away for supporting Stacking Benjamins. Go to awaytravel.com/sb and use the promo code sb to get $20 off a suitcase! Learn more about your ad choices. Visit podcastchoices.com/adchoices

We're finishing this week strong with today's rewind episode. Featuring Joe, Len Penzo, and Paula Pant, this roundtable has our group looking back at their 20's. What sort of money education would have made their lives easier? Later on the show, the group asks themselves: what's the deal with tipping? And should you tip the takeout host? When is it appropriate to leave a tip? The gang answered all that, and more, on today's episode. PLUS, in our FinTech segment, we talked to Ross Kimbarovsky from Respect. Worried about elder care for your relatives? Ross and his team rolled out some new systems to address the issues in elder care.  We'll be back on Monday with a whole new batch of fresh episodes. See you then!   Learn more about your ad choices. Visit podcastchoices.com/adchoices

Pay down your debts, or invest in the market? Upgrade to a new car, or start stashing away money for a house? Opportunity costs face us everyday, and today, we're rolling back the clock to when we sat down with Emily Guy Birken, who explains just how it all works. Plus, we talk on the problems with "free", sunk costs, and other strategies to manage money. In our headlines we're talking Johnny Deep (remember that phase?), and talk financial knowledge. How much does the average person learn about money over their lifetime? You'll be surprised with the answer.  In this full-featured rewind episode we also answered the Haven Life Line about an important (and not uncommon) tax question you may relate to, get around to Doug's trivia, and a listener letter.  The original show notes can be found here. This episode originally aired May 17th,2017. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

We're rolling back the clock to one of our extra-stuffed letters episodes. The guys will cover questions about buying homes, paying down student debt, investing, bitcoin and more. Then in the headlines segment the guys looked at mistakes that investors are prone to make...PLUS one policy from an insurance company that was a bit ridiculous.  The original show notes can be found here. Learn more about your ad choices. Visit podcastchoices.com/adchoices

We're ending this eight week series of shows on a very special note, with some awesome guests and fun surprises! First, have you ever groaned while paying the same debt payment over and over every single month? Sure you have! Today we'll talk to our guests Chelsea Brennan from Mama Fish Saves and her reader Megan Grossi who hatched a BRILLIANT plan to make paying down student loans (or any loan for that matter) more fun. We can't wait for you to hear it. But that's not all we can't wait for you to hear. Pam Andrews' son grabbed over $700,000 in scholarships and completely avoided student loans. How did he do it...and can you do it too? Pam believes you can, and that's why she created her company the Scholarship Shark. She'll walk us through the process today. AND in our Friday Fintech segment, you've heard Emperor Investments on our shows lately...but exactly how do they work? We invited the co-founders, Brenna Casserly and Francis Tapon to join us with a quick walkthrough of how they work. Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins! Learn more about your ad choices. Visit podcastchoices.com/adchoices

You've diligently saved and invested. You've taken careful care of your money, and you're now ready to enjoy your golden years...but your tax situation isn't what you'd expected and now you have a whole lot less money than you'd hoped. That's the situation that today's guest is hoping to help you eliminate by taking taxes out of the savings equation as much as possible. Coming down to the basement today we welcome the author of the bestselling book The Power of Zero, David McKnight. PLUS, in our headlines segment, one company is upping the credit card rewards game. Is it worth jumping on board? We'll share our thought on that, along with the details of the 2018 TIAA Plan Sponsor Survey results. What are employees looking for from their employer when it comes to saving for retirement goals? We'll dive into the results and maybe find some common ground between employers and employers today. Of course we'll still have time to answer Doug's trivia question, plus tackle a Haven Life Line letter and more, on today's show. Looking for something deeper than what we give you on the show? Subscribe to our weekly newsletter: The Stacker. And don't forget about our Three-Town Tour! The award winning Stacking Benjamins podcast is coming LIVE to a stage near you. Find out more on our Tour Page. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Looking to get into real estate? Or maybe you're hoping to clock out of work early... permanently? Today we're bringing down to the basement the guy who used real estate to make sure his family was in great financial shape at an early age, Chad "Coach" Carson. Whether you're interested in flipping houses, buying and holding, or just curious about how to get started, we'll talk all things real estate on today's podcast. PLUS, in our headlines segment, is active investing dead? One pundit says that calls of the death of active investing are exaggerated, and points to four ways we'll use active investments in the future. Looking for some ways to beat an index? Today we'll point to four possibilities. And in our second headline, are you using your 401k like an ATM machine? We'll tackle a recent piece about workers who cash out their 401k plan well before they should. Of course, we'll still have time to answer Doug's trivia question, we'll throw out the Haven Life line, and answer a listener letter. Looking for something deeper than what we give you on the show? Subscribe to our weekly newsletter: The Stacker. And don't forget about our Three-Town Tour! The award winning Stacking Benjamins podcast is coming LIVE to a stage near you. Find out more on our Tour Page. Learn more about your ad choices. Visit podcastchoices.com/adchoices

As much as we don't like to admit it (and let's face it, Doug never will), we're not perfect here in the basement. We can mess up and make mistakes, just like anyone. But not all mistakes are created equal. Forgetting to start the dishwasher? Yeah, that's not the end of the world, but what about financial mistakes? A small one might mess up your weekend... but a big one could spell disaster. That's why today we're covering (and sharing some of our own) 8 mistakes the middle class is making with their money (a piece written by Holly Johnson for The Simple Dollar). Joining us today our special guest, from Rich Life Advisors, is Beau Henderson. Also joining in the discussion are our regular roundtable contributors, Paula Pant (Afford Anything) and Len Penzo (Len Penzo dot com). Midway through the show we'll take a little break and talk to the co-founder and chairman of Acorns, Walter Cruttenden, about his new brand new venture, an app that mixes two unlikely ideas: video games and saving money. When we first heard about Blast we were intrigued by the possibilities, so we're excited to bring it to your attention, too. And of course, we'll still have time for Doug's trivia and also to answer a listener question from Dan, who is looking for suggestions. How does someone in retirement create a more defensive portfolio? What types of investments should they consider adding to the mix? Thanks to Nutrafol for supporting Stacking Benjamins (and Joe's head!). Get your first month supply with a subscription plan for $10 nutrafol.com and promo code SB Looking for something deeper than what we give you on the show? Subscribe to our weekly newsletter: The Stacker. And don't forget about our Three-Town Tour! The award winning Stacking Benjamins podcast is coming LIVE to a stage near you. Find out more on our Tour Page. Learn more about your ad choices. Visit podcastchoices.com/adchoices

PB&J or BLT? Before you answer that question you'll want to listen in on today's show. You guessed it! Today's the return of Len Penzo's annual Sandwich Survey. We're mixing the costs of going back to school, nutrition, and a little inflation talk all into one discussion. Turns out you can learn quite a bit from comparing the rising (or falling) costs of sandwiches year-to-year. Who knew that the economics of lunch could be so fun? And if you're not particular towards any particular sandwich, we're also bringing the sauce in our headlines. First up? If you're a homeowner you could be sitting on a record amount of cash. Maybe you're not a homeowner? We've got you covered too in our second headline... we'll be looking at some new loan programs targeting homebuyers with 3% down or less. We'll also have time to answer Doug's trivia, listen in on a Haven Life Line call from our basement friend Lee, AND still get around to a listener letter. Thanks to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks also to our favorite browser extension Honey for supporting Stacking Benjamins. Signup for FREE with joinhoney.com/SB. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Life transitions are always stressful, and can be more than a little scary. Oftentimes, it's not until we're settled back into a routine that we notice we haven't been on our money management game. Maybe we made some big decisions while emotional. Worse yet, maybe some of those decisions were irrevocable and now you're stuck. With all the big changes happening ourselves here in the basement we realized that talking about managing money during transitions might be long overdue. Coming down to the basement today to talk about money management during BIG life changes like a divorce or elderly family member moving to managed care, is Certified Financial Planner Dorie Fain. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What's more important, money or time? While that answer is up for debate, one thing isn't: better time management will lead to making more money. So, how do you maximize your money AND your time? Helping us answer that question is money coach extraordinaire, Dorethia Kelly. Also joining the conversation today is basement regular, Len Penzo. And rounding out the crew today, from our very own podcast, is OG. After we tackle time management, we'll be getting some big news from the life insurance front during our FinTech segment. How about some life insurance services that you can benefit from while you're still... alive? We're talking to long-time basement friend and CEO of Haven Life, Yaron Ben-Zvi, about some big changes coming to the company. Still want more? We'll make time to answer Doug's trivia AND a voicemail. Once you have your financial house in order, what should you do with your extra savings? We'll answer Dan's question right after we figure out what Doug's trivia. Thanks to Away for supporting Stacking Benjamins. Go to Awaytravel.com/sb and use the promo code sb to score $20 off your next suitcase! Thanks also to Nutrafol. Get your first month supply with a subscription plan for $10 nutrafol.com and promo code SB Learn more about your ad choices. Visit podcastchoices.com/adchoices

Think you're doing all you can to earn more money? Hoping to find ways to maybe squeeze a little more productivity out of your day? In today's inspirational episode, we're talking to Kathleen Shannon and Emily Thompson from the Being Boss podcast about what"being boss" really means. Whether you're working for someone else or have entrepreneurial blood, there's something today for everyone. And in our headlines segment... should you lease a car for your teenager? It might sound like the craziest and dumbest idea at first, but don't shut it downbefore we look at the pros and cons of comparing a used (or even new) vehicle against a leased one for your teenager's first car. Plus, in our second headline, Angelina Jolie is accusing Brad Pitt of not paying his half of their kids' expenses. With millions of dollars between them, what's the big picture here? Of course, we'll still have time for Doug's trivia... and then, in our letters segment, Bill suggests a new idea for the show...should Joe & OG change the format? Do something new? We may have just found our new hit show... Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more. Learn more about your ad choices. Visit podcastchoices.com/adchoices

While we're usually not crazy about jumping in the cryptocurrency Kool-aid, a new type of crypto just being birthed called Kinesis caught our eye. This emerging crypto is based on gold and silver...so already it sounds a little different, right? To learn more about Kinesis and just how a new cryptocurrency is birthed, we invited CEO of Kinesis, Thomas Coughlin down to the basement to give us the fundamentals. What makes them different? Why launch a new one when so many others already exist? How do you keep your crypto-money from being stolen? We'll ask these questions and many more today. Then, in our headlines segment, Vanguard's Chief Investment Officer responds to Fidelity's new no-fee funds. While his answer might not surprise you, how we think this correlates to you and your money just might be a surprise. In our second headline, Wells Fargo has beat back another lawsuit...this one having to do with target date funds. Of course, we'll still have time for not only Doug's trivia, but also to answer a voicemail from John, who wants to know what advice we'd give someone who isn't sure how to crystalize their long-term goals. Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more. Thanks also to Nutrafol. Get your first month supply with a subscription plan for $10 nutrafol.com and promo code SB Learn more about your ad choices. Visit podcastchoices.com/adchoices

Are you known as the "frugal" friend in your circle? Think you're 100% on board when it comes to managing your finances? You'll have a chance to put that to the test today, because our roundtable is discussing (and sharing their own stories on) hardcore money decisions. Helping us out today is special guest from The  PhysicianWealthServices.com, Ryan Inman... PLUS two of our basement favorites: Paula Pant and Len Penzo. Then, in our Fintech segment, we're super excited to talk to Catherine Berman from CNote. Not only does CNote pay higher interest rates currently than a regular savings account, but you'll also be investing in local communities. How does it work? We'll go through it step by step with Cat (and you can check out our link below to CNote for more information). And of course, if you're hungry like the wolf for trivia, we'll still have time for Doug. Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks to Harry’s for supporting Stacking Benjamins. Get your Trial Set – go to Harrys.com/sb Learn more about your ad choices. Visit podcastchoices.com/adchoices

We've said for awhile that the fee game is a "race to the bottom," and last week....we reached the bottom. Fidelity dropped some big news in the financial world last week: not only did they slash a bunch of fees, they also introduced two no-fee mutual funds. What does it mean? How does these new funds work? We've got you covered. First, we'll talk to the VP of Retirement for Fidelity, Ken Hevert, for more information on the company's latest move, and later in the show, OG and Joe will break down what this might mean for you and your money. PLUS, during our headlines segment we'll dig into a Wall Street Journal report covering how one big bank is still finding new ways to surprise their customers... and not in a good way. And during the Haven Life Line we're talking to Colin about Roth and Traditional 401ks. What's the best way to use them so he can retire early? Don't worry, we'll still have time for a Doug's trivia and to answer a listener letter from Kurt. With a baby on the way, what should Kurt and his wife be doing to be financially prepared? Thanks to Away for supporting Stacking Benjamins. Go to Awaytravel.com/sb and use the promo code sb to score $20 off your next suitcase! Thanks to Harry’s for supporting Stacking Benjamins. Get your Trial Set – go to Harrys.com/sb Learn more about your ad choices. Visit podcastchoices.com/adchoices

Most people borrow money at some point, but how do we pick out good loans from bad loans? To help us figure out which loans are best, we're bringing down our usual suspects: from AffordAnything.com, Paula Pant; from our very own basement, OG; and from LenPenzo.com... Len Penzo. And halfway through the show we're talking to the founder of Current, Stuart Sopp, who's setting out to help parents teach their kids about money and the dangers of using plastic. We'll also answer a student loan/investment question question from Eli, and still have time for Doug's trivia. Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks to Stamps.com for supporting Stacking Benjamins. For a 4 week trial (that includes a digital scale and postage) go to Stamps.com, click on the microphone at the top of the homepage, and enter SB.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

We're coming to you (mostly) live from Podcast Movement! Joe caught up with some of our favorite podcasters and friends and interviewed them live right from the event floor. We have an action-packed episode featuring Gwen Mertz in our headlines, and then interviews from Jordan Harbinger, Phillip Taylor, and Vincent Pugliese, plus an awesome roundtable segment featuring Mindy Jensen from Bigger Pockets, Joel Larsgaard from Pour Not Poor, and Chris Browning from Popcorn Finance. Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks to Emperor Investments for supporting Stacking Benjamins. Go to emperorinvests.com/sb and select "Stacking Benjamins podcast" when asked how you heard about the show. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Have you been waiting for us to answer your letter? It's your lucky day because we're dedicating today's show to answering your questions. We're covering diversification, retirement, investing, Fintech, dividends and everything in between on our special letters episode. Before we get to your letters, In our headlines segment we're taking a look at emergency funds and long-term care dollars. Are you thinking about cutting corners and that maybe you can get by day-to-day without some sort of emergency fund? That could spell some bad news down the road. And in our second headline we'll spend a few minutes talking about proper planning for long-term care. The costs can pile on quicker than you think, and deciding your strategy isn't easy. Plus, it's National Cheesecake Day! Doug's all excited, and so are we. Plus, in honor of Henry Ford's birthday, we'll have some Ford-related trivia that even if you aren't a car buff, you JUST might know the answer to... Thanks to Stamps.com for supporting Stacking Benjamins. For a 4 week trial (that includes a digital scale and postage) go to Stamps.com, click on the microphone at the top of the homepage, and enter SB.  Thanks to Emperor Investments for supporting Stacking Benjamins. Go to emperorinvests.com/sb and select "Stacking Benjamins podcast" when asked how you heard about the show. Learn more about your ad choices. Visit podcastchoices.com/adchoices

There are many ways to have a not-so-great relationship with the fuel that helps you reach your goals. You can spend too much, never spend anything...and much more. What IS a healthy relationship, and what does it look like? There are a lot of warning signs, but that doesn't mean it's an easy problem to fix. On today's show, our contributors, Jen Smith from the FrugalFriendsPodcast.com, Roger Whitney (the Retirement Answer Man) from RogerWhitney.com, and Paula Pant from AffordAnything.com, will tackle their relationships with money (both the good and the bad). Plus, during our Friday FinTech segment, we're excited to talk to Aditi Shekar from Zeta. Mastering your relationship with money is hard enough on your own, it only gets more intense when you add someone else to the picture. Zeta helps couples (whether married, roommates, living together, or living apart) master their money through a mix of technology and good old-fashioned advice. Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks also to RXBAR for supporting Stacking Benjamins. Get 25% off your first order at RXbar.com/sb, Promo Code: SB. Learn more about your ad choices. Visit podcastchoices.com/adchoices

You've probably heard of impact investing, but... have you heard of vice funds? The concept is similar to impact investing, but instead of good causes, vice fund invests in those other sectors of the market....like cigarettes, gambling, and alcohol. Interested yet? We hope so, because today, to talk more on vice funds, mom's invited the guy that's right in the middle of this sector to share ideas, stories, and his investing strategy, Jordan Waldrep. Then, in our headlines segment, we'll call our friend JJ Montenaro from USAA, who has some disturbing news on the life insurance front. Why don't many people buy life insurance? We'll talk coverage, strategies, and life insurance myths on today's podcast. Plus, we'll discuss one piece covering the "lessons learned" from a big Hollywood divorce. We'll throw out the Haven Life Line to Tyler. Tyler's wife is going back to school to get her master's degree. Could they open up a 529 plan and use it right away for the tax credit? We'll also answer a letter from Paul. He wants to separate from service soon and retire, but most of his 401k funds are with a prior employer. Does he need to roll that money over before he separates so that he has money to live on before 59 and 1/2? Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks to RXBAR for supporting Stacking Benjamins. Get 25% off your first order at RXbar.com/sb, Promo Code: SB. Learn more about your ad choices. Visit podcastchoices.com/adchoices

At least one real estate investor is doing his best work by bringing affordable real estate to the masses. From ImpactHousing.com, we welcome Eddie Lorin, who'll share how you can purchase and create real estate opportunities that in his words, "do well by doing good." We'll also talk about real estate in different areas of the country and about trends in real estate investing and rehabilitation. Whether you're a seasoned real estate investor or a newbie, there'll be something for you to like. In our headlines segment... do you think emergency funds are overrated? If you're not setting money aside for the unexpected (it's called an "emergency fund" after all), you might find yourself hitching rides from Neighbor Doug just to show up at work on time. Plus, in our second headline, should we be worried about the cost of a long-term care stay? One publication suggests we should be estimating and funding long-term care a little differently. Then, we'll throw out the Haven Life Line to Derrick and his wife, who need to reduce their tax liability. What are their options? Don't worry though. We promise to save time to answer a letter and also swallow a dose of Doug's icy trivia. Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more. Thanks also to our favorite browser extension Honey for supporting Stacking Benjamins. Signup for FREE with joinhoney.com/SB Time calls Honey "basically free money." We agree. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Should financial bloggers and financial podcasters who tout that they're "retired" share the WHOLE story with their audience? Plus, if they're managing a successful blog or podcast, how "retired" are they actually? Additionally....does it matter to a reader or listener if the writer/podcaster is actually retired, if their information is on point? We'll tackle a great article on this topic from Tanja Hester from the Our Next Life blog with our special guest, CFP Dana Anspach from SensibleMoney.com. We'll also say hello to Tiller CEO Peter Polson in our Friday FinTech segment, who shares some BIG changes to his company's spreadsheet budgeting and money tracking apps. Then we'll answer a question from a listener about investing, worry over Doug's trivia, and more. Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks to Away for supporting Stacking Benjamins. Go to Awaytravel.com/sb and use the promo code sb to get $20 off a suitcase!   Learn more about your ad choices. Visit podcastchoices.com/adchoices

And you thought you knew us! WELCOME TO THE STACKING HAMILTONS SHOW!!!! According to Doug's crazy holiday calendar we're celebrating National Hamilton's Day. It's your lucky today because today we're bringing you a show stock full of tips on how to save Hamiltons fora rainy day. Rosemarie Groner from BusyBudgeter.com, stopped by the basement to hand deliver 10 tips to save $10 in 10 minutes minutes or less. PLUS, during our headlines segment, we're talking to the COO of popular money and budgeting app, Clarity Money. I know. We're about three quarters as excited as you are. And during our Haven Life Line segment, we'll answer a question from Tracy about paying her daughter. Does her business need to show an expense report for paying her daughter even though Tracy put it in an Roth IRA?Then during our letters segment we'll answer Corey's question about his retirement progress. How's he doing? Of course, we'll still have time for Doug's trivia. Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more.   Learn more about your ad choices. Visit podcastchoices.com/adchoices

Do you ever find yourself sitting around wondering how someone retires early? Good news... we've been wondering the same thing. To answer answer all of our (and your!) questions about early retirement, we invited the man who has not only done it himself, but has been teaching other people to do it too, from TheRetirementManifesto.com, Fritz Gilbert. Speaking of wonder....have you wondered how you can win that "free" luxury car in the mall? Ever think about writing down your information for a chance to win? As you've probably expected, there's a catch... and we'll share what it is on today's podcast. Plus, during the second headline, we'll cover why you shouldn't be so afraid of A.I. managing your money. We'll dive into what more AI means to the pros, and we think you'll like their point of view. Then we'll throw out the Haven Life Line to Stevan, who calls in with a question about target-date funds. What should someone be looking at when they're trying to determine if a target-date fund is a good investment? Of course, we'll still have time to answer a letter from college student Tyler, who recently downloaded Acorns. Still being young, how should he be investing his money? And don't your worry, we'll still have time for Doug's trivia. Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more. Thanks to Away for supporting Stacking Benjamins. Go to Awaytravel.com/sb and use the promo code sb to score $20 off your next suitcase!   Learn more about your ad choices. Visit podcastchoices.com/adchoices

It always pays to start with the end in mind, which may seem difficult, but one recent piece suggests that answering a few questions will help you crystalize your goals. For example, do you know what you'd do with your life if money wasn't an issue? What would your life's goals and aspirations be? What would change? To help answer today's big questions we invited Crystal Hammond from the SophisticatedSpender.com to join us, along with regular contributors Paula Pant from AffordAnything.com and Len Penzo from LenPenzo.com Halfway through the show we'll talk to Kevin Ells from eBlocker. Tired of being tracked online? Want to stop companies from price discriminating against you? We'll talk to Kevin about eBlocker's nifty hardware that'll help you take back your privacy online. We'll also save time for Doug's Friday the 13th trivia segment, and of course, we'll answer a three-oh call for help to the Blooom hotline. Mrs. Anonymous and her husband are starting a small local business as a side-hobby, with the possibility of scaling up to an online store. Should they start an LLC right away, or wait until they have some growth? Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks also to our favorite browser extension Honey for supporting Stacking Benjamins. Signup for FREE with joinhoney.com/SB. Time calls Honey "basically free money." We agree. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Investing can be scary, especially if you're just starting out. What if your money evaporates overnight? What if some unforeseen event happens and my investments are wiped out? And with most of us relying on our investments to get us through retirement years, to pay for college, or other goals, it's natural to be worried. While we can't totally eliminate investment risk, we can do a pretty good job reducing risk... if you know how. That's why we're bringing the author of Slash Your Retirement Risk, Chris Cook, down to the basement. We'll talk to Chris about how you can make practical, safe investments to see you through your retirement years, and still keep the money rolling while you do it. Then our headlines segment, UBS has been ordered to pay out millions in a Puerto Rico bonds claim. Plus, during our second headline we cross over to the other side and hear the confessions of a debt collector. Of course that's not all! We'll throw out the Haven Life line to Mike, who has a pile of cash to invest. He already has a few ideas, but wants to know what we think. And in our letters segment Willis wants to know if taking the tax hit for a backdoor Roth contribution with his two rollover IRAs is worth it. Thoughts? And don't you worry, we'll still have time for Doug's trivia. Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more.   Learn more about your ad choices. Visit podcastchoices.com/adchoices

A game show made to wipe out student debt? That's right...coming to Tru TV is a new game show that's made specifically for that reason. If you're anything like millions of other people, you've probably had (or still have) the pleasure of dealing with student loans. Between ongoing bills and wallet stretching emergencies, it may seem like there's never enough money to go around. So what do you do? Coming to the basement to discuss the student loan epidemic, and to help YOU pay off some of your debt on his new show called Paid Off with Michael Torpey, we welcome....Michael Torpey. Also joining us is one of the people helping to lead the charge for student loan debt reform, the executive director of Student Debt Crisis, Natalia Abrams. In our headlines segment, how would you like to get thousands of dollars for painting your front door? Okay... while it's not THAT simple, the idea still stands. New statistics show that painting your front door is one of the most cost-effective methods of increasing your home's value. And in our second piece, one ATM had over $17,000 shredded...and you won't believe how it happened. And then, during the Haven Life Line, Kurt wants to know about jobs (other than a financial advisor of course) that deal with helping others financially. Of course, we'll still answer a letter, have time for Doug's trivia, and much more. Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more. Thanks also to our favorite browser extension Honey for supporting Stacking Benjamins. Signup for FREE with joinhoney.com/SB Time calls Honey "basically free money." We agree. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Looking to jump into real estate? We're rolling back the clock to the time we talked to Brandon Turner from the award-winning real estate site, Bigger Pockets. He'll talk about purchasing, managing tenants and building wealth. We'll also cover a couple of headlines about some hacks to make your life easier, and the deadly financial sins to avoid if you're not keen on handing your money over to crooks. Of course, we'll also answer some letters, get a dose of Doug's trivia, and much much more.  The original show notes can be found HERE. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Griffin the Intern (the "FinTern") takes us back to our debt-curing discussion with MagnifyMoney CEO Nick Clements and MagnifyMoney Executive Editor Mandi Woodruff. Still in the wake of the holiday buying season, Nick and Mandi shared some good strategies on paying down debt. We also take your letters, learn French with Matilda and Devin Carrol, and get a surprise visit from Tiffany the Budgetnista. Of course, it's a full episode of the show....so there's much, much more! Enjoy! You can find the original show notes HERE. This episode originally aired January 11, 2017. Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

When you've made some mistakes in your past, how do you get back on track for financial independence? Is there ever a "too" late? Is financial independence out of reach for those of us who started late? Helping us answer those questions and more is special guest Gwen Mertz from the FireDrillPodcast.com. Also rounding out our contributors for today is Len Penzo, of LenPenzo.com fame, and our very own OG. And midway through the show we'll take a few minutes to stop and talk about seniors selling life insurance policies before they lapse. Know a senior struggling to pay to keep a life insurance policy in check...or worse yet, letting one lapse? We've invited Felix from Mason Finance down to the basement to give you the lowdown on selling off insurance for cash before it lapses or if you don't need it. We'll also have time for Doug's trivia, and of course, we'll answer a three-oh call for help to the Blooom hotline. Should Ryan focus on investing into his taxable brokerage account first or his 401k? Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks to Stamps.com for supporting Stacking Benjamins. For a 4 week trial (that includes a digital scale and postage) go to Stamps.com, click on the microphone at the top of the homepage, and enter SB.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Kiné Corder joins us to tackle some of the biggest money issues...our own money personality. Mom says all the time to "know yourself," and Kine will help you dive into your money traits so that you can rely more on your strengths and cover your weaknesses. We'll discuss spenders, blamers, artists, presidents and more on today's show! In our headlines segment, how would you feel if you had to skip important medical care due to high costs? That's what almost HALF the diabetics in the USA are facing, according to one publication. What should someone do in this situation? In our second headline, brokerage firm Merrill Lynch is re-evaluating their commission ban inside retirement accounts. What does that mean for your money? Will other firms follow suit? We'll also tackle that today. Of course we'll still throw out the Haven Life line to Eric and Amy. While their neighborhood is great, the school district isn't. Should Eric and Amy start looking at another neighborhood or consider private school? Of course, we'll also have time for Doug's trivia. Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks to Emperor Investments for supporting Stacking Benjamins. Go to emperorinvests.com/sb and select "Stacking Benjamins podcast" when asked how you heard about the show. Learn more about your ad choices. Visit podcastchoices.com/adchoices

New York Times bestselling author Nicole Lapin is someone (maybe like you, and definitely like me) who wasn't taught money lessons growing up. However, different than many people, she's been able to create and stick to a money plan. She's been recognized two years running as the #1 money guru at site GoBankingRates.com, and now she's with us teaching YOU how to stick to the plan. Even if it's difficult. Even if you don't think you can...she'll talk about money myths, truths, and probably more than a few board games. In our headlines segment we're taking a special look at annuities. Could they be a better option than bonds? One popular financial piece says they are. Plus, in our second headline we're looking at what's going on with the fiduciary rule. Is it dead...or could new rules be on the horizon? Then, after a small break for Doug's trivia we'll throw out the Haven Life Line to Jenny, who wants to know what type of investments she should use to live on before the normal retirement age. Similarly, in our letters segment, Andrew and his wife want to retire by 55. What should they be doing to make that happen? Thanks to Emperor Investments for supporting Stacking Benjamins. Go to emperorinvests.com/sb and select "Stacking Benjamins podcast" when asked how you heard about the show. Thanks to Stamps.com for supporting Stacking Benjamins. For a 4 week trial (that includes a digital scale and postage) go to Stamps.com, click on the microphone at the top of the homepage, and enter SB.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Do you know any kids already bored with summer? Know someone who needs some help breaking down basic finance for the kiddos? You're in luck because today we're talking kids and money. Joining us today, from the National Bank of Mom, is our new friend Maggie. ...and back for another round, from FamZoo, we welcome Bill Dwight. And rounding out our roundtable, from ConnieAlbers.com, we welcome Connie Albers. They'll talk about many ideas to brighten your summer and help your children grasp money concepts at the same time. It'll make a better summer for both them AND you. Don't have children? We thought about you, too, and invited Kate Ryan from TIAA to join us to share tips for grandparents, aunts, uncles, and money savvy friends. We'll talk about everything from sharing money stories to helping a child start a summer business or save a few dollars. Of course, we'll answer a three-oh call for help to the Blooom hotline.  Nicole wants to take her family on a vacation. What are the best places to be consider, and what should she be watching out for? Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more. Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Mail call! Today we're ripping open your letters and answering tons of your questions. We'll share our thoughts on 401k loans, improving your credit, saving money... and much, much more. And during out headlines segment we're looking at Vanguard's 401k changes and... an article about millennial saving habits. It appears that many millennials think they're either going to retire early or not at all. As Joe's mom would say, "that doesn't sound good." It isn't...and bigger problems lie in the details of this story.  Plus we're throwing out the Haven Life line to Heather. With the possibility of Student Loan Forgiveness on the horizon, how much money should Heather be putting towards her loan? And with debt to pay off, what's some good advice for getting on track for retirement? Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Looking for something deeper than what we talk about on the show? Subscribe to our weekly newsletter: The Stacker Learn more about your ad choices. Visit podcastchoices.com/adchoices

Invest there, save here, charge this, spend that... what's behind our financial decision making? We might not personally have all of those answer, but we know someone who does. Coming down to the basement is the head of behavioral science at Morningstar, Steve Wendel. Morningstar has some alarming statistics about retirement, and Dr. Wendel will present eight different ways to solve some potentially big problems in your future. And in our headlines segment... is the market about to take a tumble? We'll discuss why analysts think the market is about to endure a shake-up, and what you should be doing about it. In our second headline we're turning our attention to cryptocurrency. If only 2% of planners seeing the crypto as a viable investment option, should we be paying any attention to it? Then, after Doug's trivia, we'll throw out the Haven Life Line to Blake who's asking about "play" money. After someone uses a "sandbox" account, do they replenish the fund? And in our letters segment we answer the question: What should you do with your cash if you're saving for a big purchase in the next year? Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more. Want that latest news from the basement? Subscribe to our weekly newsletter: Stacker Learn more about your ad choices. Visit podcastchoices.com/adchoices

On Wednesday we talked about what goes into picking the right financial advisor. You'd want to be sure of the person your entrusting with your financials, after all. But would you trust a financial advisor who's a couple of decades younger than you? We're asking that same question to our wonderful panel of contributors: special guest Shannon Mclay (from Financially-Blonde.com), Len Penzo (from LenPenzo.com), and Paula Pant from Afford Anything. PLUS, in a second Friday headline, living next to a lottery winner makes YOU more likely to go broke. What's up with that? And halfway through the show we're taking a break to talk to Matt Reiner from Wela, the all-in-one budget app. Wela can track your daily spending, group transactions, and the app's AI, Benjamin, can answer any questions you may have about your money. Of course, we'll answer a three-oh call for help to the Blooom hotline.  Julianne works on commission... how can she make a useful budget on a variable income? Also, should we be waiting on the market to go on sale before we buy more stocks? Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks to Honey for supporting Stacking Benjamins. Signup for FREE with joinhoney.com/SB Learn more about your ad choices. Visit podcastchoices.com/adchoices

The hardest part of hiring a financial planner? Making sure you pick the right one! That's why today we're welcoming the CEO of Sofia Financial, Stephanie McCullough. She's not only sharing her insider tips on what to look for with the right financial planner, but what to look out for from potentially the WRONG financial planner. In our headlines segment, one start-up blockchain CEO is claiming that Bitcoin isn't the holy grail that people may hope. BUT, he does think that bitcoin, along with their own digital currency, each have their own niche where they're needed. What should you do with your own crypto strategy? We'll tackle that today. Plus, we'll feature a new investment that promises a steady 7% annual distribution rate... what's the catch? We'll dive in during our headlines. We'll also throw out the Haven Life line to Lee who recently left his job to work for himself. How does that impact his retirement and investment plans? What should he be doing with his 401k now? Of course, we'll also have time for Doug's trivia and answer a listener letter. Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Looking for something deeper than what we talk about on the show? Subscribe to our weekly newsletter: The Stacker Learn more about your ad choices. Visit podcastchoices.com/adchoices

How do you take control of your money and start investing? Danielle Town had a famous dad in the investing world, Phil Town, and didn't want anything to do with her father....to the point that she didn't want to invest money the way he did. Instead, she decided to stick her money in a savings account and hopefully grow it. Today we're happy to have Phil Town with us, to discuss not only the biographical parts of the early book, but about getting brave with your money and learning how to invest. We'll ask about Dave Ramsey's 12% rule, investing like Warren Buffett, and more. In our headlines segment, we'll talk about one expert who has been repeatedly quoted by media outlets. How many times have we heard about what's going to happen to the economy next week according to the experts? As it turns out, one expert in particular has a big secret: he doesn't even exist. What's that all about? We'll dive into what it all means during our headlines. And in lieu of a second headline, we're taking an inside look into what Doug does when he's not on the mic... you might be a little surprised. Plus, we throw out the Haven Life line to Andy, who's wondering what he should do with his extra cash from his recently paid off mortgage. How should he invest his additional funds for a positive gain for further financial independence? Thanks to Honey for supporting Stacking Benjamins. Signup for FREE with joinhoney.com/SB Learn more about your ad choices. Visit podcastchoices.com/adchoices

What was your big money epiphany? Was it realizing you were paying for a car that was way too expensive? Or that even though you're cashing in with a nice job you're still living paycheck to paycheck? Maybe, if you're like Doug, you're still waiting on your big money epiphany. Joining us to share their own money epiphanies are our time-tested contributors: Len Penzo (from LenPenzo.com), Paula Pant from Afford Anything, and our very own OG. And halfway through the show we'll take a break and talk to Majd Maksad from Status Money. It's only natural you'll be curious about how other people like you are handling their money, or how far along the financial independence path they are. Status Money will let you compare your finances to millions of people like you. Plus we answer a three-oh call for help to the Blooom hotline. Dustin has his annual review coming up and wants to provide a solid case on why he should be getting mo-money. Are there any good resources out there he can use? We'll share at least one resource: our experience. Thanks also to MagnifyMoney.com for sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Thanks to Harry’s for supporting Stacking Benjamins. Get your Trial Set – go to Harrys.com/sb Learn more about your ad choices. Visit podcastchoices.com/adchoices

Would you move your family to the rough part of Chicago to pay down debt and improve the neighborhood? Coming down to the basement is one woman who did just that...Aja McClanahan. After making the difficult decision to take drastic action, Aja and her family paid off a whopping $120,000 in debt. Think you could do the same? Aja will share her inspiring story about how her family took action and wiped out their debt. In our headlines segment, we'll share one crazy headline about a woman who paid $7,000 for toilet paper. She's gotten her refund... two months later, but how in the world do we make sure that doesn't happen to us? And if it does, what do we do? PLUS, we'll get a special visit from our close friend at Buzz Indexes, Jamie Wise. We'll also throw out the Haven Life lineto Tony. Tony's wife is teaching some classes at the local rec center this summer. How should they handle their extra income? Do they need to set up an LLC? We'll also answer another listener letter, throw out Doug's trivia question, and more. Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.comto learn more. Thanks also to MagnifyMoney.comfor sponsoring Stacking Benjamins. MagnifyMoney.com saves users on average $450 when they compare, ditch, switch and save on credit cards, student loan refinancing, checking, savings and more. Check out MagnifyMoney.com for your savings. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ever thought about getting into real estate, but didn't know what to expect? Our featured guest, Dana Bull, has seen just about everything when it comes to acquiring, rehabbing, and renting properties as a real estate investor. She's acquired dozens of properties before reaching the age of 28. We invited Dana down to the basement so she could share all the highs and lows she's experienced along the way. Plus in our headlines segment, we turn our attention to a challenge women face when changing jobs. It turns out, when it comes to small 401k balances, women are much more likely to cash out than man. And in our second headline we're talking to Laura Boylan from Haven Life about the state of the life-insurance industry. The industry is facing challenges in enrolling more families in life insurance, what's the deal? After we get through Doug's trivia question, we'll throw out the Haven Life Line to Rob who wants to share his own financial book recommendations. And today we saved the best for last with a letter from David who is complaining about Joe and MoneyBall. Thanks to Slack for supporting Stacking Benjamins. Slack: Where work happens. Go to slack.com to learn more. Learn more about your ad choices. Visit podcastchoices.com/adchoices