Jerome Powell's recent statements on Thursday ignite a debate on whether the Federal Reserve should slow down interest rate hikes, exploring the implications of their decisions over the last year. Jeremiah and Nic also cover Required Minimum Distributions (RMDs) and the updates from Secure Act 2.0, effective in 2024, detailing which accounts require RMDs and how to avoid penalties. Additionally, they emphasize the opportune moment to increase payroll 401(k) contributions. Addressing millennials' financial concerns, including high credit card usage, substantial student loans, and a culture of spending, the hosts contemplate the viability of bonds as an investment. They discuss end-of-year financial moves, such as tax loss harvesting, and engage with listener questions.   Watch, Subscribe, Ask! https://www.therealmoneypros.com   Hosts: Jeremiah Bates, Financial Advisor Nic Daniels, BFA™, Financial Advisor ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

In this episode, we tackle the challenges of turbulent markets and difficult life events. Not everything is going to be a win! Jeremiah and Brian offer effective strategies to navigate these potential roadblocks. They also explore methods for generating stable income amidst market volatility, focusing on understanding bond yields and their impact on portfolios, along with the crucial bond price-yield relationship. In the second hour, the team provides essential insights into financial considerations during divorce, covering joint accounts, property, debts, and legal representation. They'll discuss relevant laws and their application to accounts, as well as the importance of updating estate plans amid divorce proceedings. Plus, understanding mutual funds, IRAs, UMAs, other account types and the money-sucking fees that may be hidden.   Watch, Subscribe, Ask! https://www.therealmoneypros.com   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

We have successes and failures throughout the course of life, as is the same with our personal financial management. Brian highlights why we should all try to find a mentor to learn from when it comes to investing, especially for those that may have not have had that sort of education through their upbringing. What types of people to work with and which types of people to not work with. Do everything you can to build that well-thought-out investment strategy! In the last hour, Brian talks about estate planning and other legal considerations. The difference between wills and trusts and in what situations they are best. Get ready for two hours of Brian Wiley, and only Brian...    The Real Money Pros https://www.therealmoneypros.com   Host: Brian Wiley, Financial Advisor ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/   —————————————————————

Our mortgage expert, Dave Perry, sits down with Jeremiah to discuss the current landscape of 20-year high mortgage rates. Can there still be homebuying opportunities? Dave explains why buying a home, even with near 8% interest rates, is better than not being in the market at all. He provides data to show that waiting any longer may be even more expensive. In the second hour, Alan and Brian discuss geopolitical risks and market volatility, and how they affect asset allocation. They delve into using technical analysis to identify leading indicators and explain why the news has such a significant impact on the markets.   Guests: Dave Perry, Academy Mortgage   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor Alan Holman, CFP®, Wealth Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/   —————————————————————

In this episode, we unravel the implications of Congress's recent failure to pass the Farm Bill. As the bill extends beyond just agriculture, what could be the repercussions of it not going through? Jeremiah and Nic discuss the most recent CPI numbers, and although many consumer categories are down in price, we're still feeling it in our wallets. As the United Auto Workers (UAW) strike continues, we dive into the broader conversation surrounding current inflation rates and the necessity for higher wages. How does this dynamic affect the average worker? Lastly, we set our sights on year-end financial planning. As the year draws to a close, it's imperative to make strategic moves to set yourself up for a financially successful 2024.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor Nic Daniels, BFA™, Financial Advisor Alan Holman, CFP®, Wealth Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/   —————————————————————

No risk, no reward! Jeremiah and Brian give you a market update and talk about the most recent economic developments, including the most recent and surprising jobs report. Inflation, cost of living, and the stagnation of wages. Alan Holman joins Brian for the self-titled Old Guy Hour to give their old guy perspective on the markets. If you've been around for as long as they have, you've most likely also experienced market-related PTSD that has caused you to be wary of today's market conditions. However, that just means we've seen this all before (and it's probably not going to be as bad as the economic pessimists may think). Recession or not, don't make short-term decisions with long-term money.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor Alan Holman, CFP®, Wealth Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/   —————————————————————

What is your 'why'? Why did you buy that stock? Why did you put your money into a CD? Is it because someone told you to, or did you copy someone else's strategy? There's a reason why it's called personal finance – it's personal to you. Jeremiah and Nic, in the first hour, talk about designing plans that work best for you, regardless of whether it applies to anyone else. Plus, listener questions! In the last half, Brian returns to the studio to focus on discovering strengths and weaknesses and finding solutions. Working with professional advisors, consider upgrading your advisors, and avoid getting too caught up in high-flying investment issues. After all, in reality, politics shouldn't dictate how you invest.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor Nic Daniels, BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/   —————————————————————

Jeremiah and Nic starts the show with market news – the United Auto Workers' strike, Instacart's IPO, and everything else important you may have missed. The guys move on to talk about the texts and phone calls that we never want to receive... Is your and your family's estate plan updated and where you want it to be? And if you've done those steps already, you may want to update it.   Hosts: Jeremiah Bates, Financial Advisor Nic Daniels, BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/   —————————————————————

In a volatile market (like the one we are currently experiencing), your investment strategy needs to take a different approach. We need to understand the impacts of investing amidst high market risk and rising interest rates. Alan and Brian start the show by discussing some of the investment opportunities that may be available in this risky environment. Is it time to reintegrate bonds into your portfolio? They explain the distinctions between bonds and bond funds, and in what situations you may want to consider them. They also address how to balance growth and income needs when faced with a less-than-ideal market, and explore how annuities can sometimes be beneficial.   Hosts: Alan Holman, CFP®, Wealth Advisor Brian Wiley, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/

Who remembers the good 'ol days? The era of Coronavirus and free government money! If you've seen or heard recent advertisements regarding the ERC (Employee Retention Credit), it may be tempting as a business owner to try to get your hands on this "free" money. We have Steve Cilley of Ataraxis PEO to give his opinion on the matter and urges to keep cautious if you decide to move forward with the process. Plus, more topics surrounding business owners and hiring employees. In the second hour, Alex sits with Jeremiah to talk about the use of generating fear in order to sell investors certain ideas or financial products. At times, things like Gold, Annuities, and even Cryptocurrency are sold around the idea of protecting you from a devasting scenario. Don't fall into the trap!   Guest: Steve Cilley, CEO ataraxispeo.com/offer   Hosts: Jeremiah Bates, Financial Advisor Alex Lundgren, AIF®, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/   —————————————————————

Have you personally felt the impacts of our current inflation? Looking at the numbers, Energy is up and used car prices are down, but what have you noticed the most? Amid the high costs of everything, there is the silver lining of low unemployment in the United States. But is that a positive statistic in the long term? While that seems like a weird question, Alan and Brian talk about the long-term effects of a continuous desire for higher wages. With Britain's newest IPO, ARM, hitting public markets, we've realized that the IPO landscape has been very lowkey the past year. They explain how they work and the difficulties for the average investor to obtain shares of IPOs in general. Finally, questions to ask your advisor to make sure they're actually in it for you...   Hosts: Brian Wiley, Financial Advisor Alan Holman, CFP®, Wealth Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Ataraxis PEO https://ataraxispeo.com/offer   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

How much is enough to retire? It's actually not as much as you probably thought... If you're wanting to listen to the first hour of the show hosted by Brian Wiley and Alan Holman, visit our previous episode!   Hosts: Brian Wiley, Financial Advisor Alan Holman, CFP®, Wealth Advisor Nic Daniels, BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Mortgage rates nearly kiss the 8% mark for a 30 year loan and starter homes in Denver can near $750,000... How did the housing landscape become like this? Alan and Brian talk about low inventory and ways you could possibly lower that interest rate. Apple stock drops, showing us that maybe the tech industry can't keep performing like this forever? While we may be far from the fall of tech, the guys discuss why investments in the energy sector may be necessary for sustained growth. Is lithium mining the new hot take? Finally, Brian and Alan explain pensions and why they're starting to gain popularity again. Important considerations before making a decision – this may be something that requires a professional.   Hosts: Alan Holman, CFP®, Wealth Advisor Brian Wiley, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Have you noticed that politicians will throw out the most wild policies right before reelection season? Weird. Jeremiah and Nic start by talking about the proposed "Credit Card Competition Act" legislation that will effectively get rid of the credit card reward system. RIP to the travel industry! Plus, are utility companies really that stable? In the recent incident in Lahaina, power companies have shown us once again how much of a liability they can be. Just be careful how you invest in them... Come the second hour, Brian swaps places with Nic and talk about another sector: aerospace and defense companies with in the United States. Finally, discussed is generating income and how to gain "alpha" within your company's 401(k) plan. It may not be as optimally managed as it should be.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor Nic Daniels, BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Alan and Brian start by talking about the world of sector investing and its benefits, while also cautioning against the pitfalls of over or underweighting in a specific sector. Don't underestimate your 401(k) – it's one of your most valuable assets! Learn why precision is key when selecting investments for your 401(k) and how a knowledgeable financial advisor can make a difference when it comes to growth in that account. Your company's investment strategy may not be the most optimized... Finally, we underscore the importance of comprehensive financial planning, whether it's partnering with an advisor or meticulously navigating the process yourself. Bucket strategy, reviewing insurance policies, chartible giving, and more.   Hosts: Alan Holman, CFP®, Wealth Advisor Brian Wiley, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Nvidia blew past its already-high revenue expectation for this quarter, which seemed to surprise the overall market. How long can they sustain this level of growth? In our first hour, mortgage expert, Dave Perry, sits with Nic and gives an update on the current housing landscape. They dissect the actions made by the Federal Reserve and give some reasons why it’s so difficult to buy a house today. Coming in the second hour, Adam Berry with Lively HSA helps Jeremiah explain the benefits of an HSA and how to maximize health care savings.   Guests: Dave Perry, Academy Mortgage Adam Berry, Lively HSA   Hosts: Jeremiah Bates, Financial Advisor Nic Daniels, BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Invidia and the technology sector is just the gift that keeps on giving. They continue to beat investor expectations, but how much longer can they keep it up? Alan stresses the number one thing to do if you're trying to short-term trade: Stick to a strategy. India goes to the moon, political noise makes its way back into the news, and – manufacturing is moving to outer space? After seeing the republican debates, do you get emotional? It's important to remember stay calm during the fear-mongering headlines and everything else that comes with politics. Green beats Red and Blue every time. Finally, some tips on strategically using life insurance to the best of its benefits.   Hosts: Alan Holman, CFP®, Wealth Advisor Jeremiah Bates, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Financial advice is NOT built the same. Alex and Jeremiah explain the distinctions between the various types of financial advisors, including insurance agents, registered representatives, and IARs. The team stress the importance of comprehending how your financial advisor is compensated and the implications of their recommendations. How would your advice change if you had a financial incentive? In the second hour, Alan Holman joins Jeremiah to give important financial tips that young adults need to remember. Many of the advice is based on staying out of high-interest debt, building up a savings, and getting familiar with any programs and benefits that employers may offer. Start investing now and have time work for you!   Hosts: Jeremiah Bates, Financial Advisor Alan Holman, CFP®, Wealth Advisor Alex Lundgren, AIF®, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

In the first segment, Alan and Jeremiah give you this last week's market update. After seeing the most recent consumer data, we're not quite sure how much of a recession we'll actually see. While still very possible, U.S. consumers are more resilient to keep spending than ever! Next, they jump into tips that young adults need to remember. Many of the advice is based on staying out of high-interest debt, building up a savings, and getting familiar with any programs and benefits that employers may offer. Start investing now and have time work for you!   Hosts: Alan Holman, CFP®, Wealth Advisor Jeremiah Bates, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Consumer debt on credit cards has hit the $1 Trillion mark. This definitely shows that the stigma around debt has clearly changed, as it's no longer seen as a "bad" way to conduct your finances. Although there are ways debt can be abused, what are the other negative implications that this trend could have on household budgets and the U.S. economy as a whole? Jeremiah gives his market update, which includes commentary around Fitch's downgrade of U.S. bank lending and the forecasted recession that we're supposedly going to see at the end of 2023. In the last two segments, Nic and Alex talk about pensions and what options should be considered if you have one. There are multiple ways you're entitled to receive your pension payments, but maybe only one of those options is best for you. Be sure to work with an advisor to make sure you're able to maximize your benefit.   Hosts: Jeremiah Bates, Financial Advisor Nic Daniels, BFA™, Financial Advisor Alex Lundgren, AIF®, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Inflation is sticking – and so is consumer spending. For how much longer can Americans maintain extra cash for things such as entertainment? Even with the rising costs of living and the general condition of the stock market, there are still so many opportunities to take advantage of. It may just take a little readjusting…   Hosts: Alan Holman, CFP®, Wealth Advisor Jeremiah Bates, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Some of the biggest financial news last week was that Fitch's bond ratings for the United States were downgraded, leaving a bit of a market sell off. What does this decision say about the U.S. and its fiscal policies? Brian and Jeremiah talk a lot about bonds and where (and if) they belong within your portfolio. Jeremiah gives his market update for the week, where U.S. indexes left off, and what companies outperformed. Alex Lundgren talks about the top five, most commonly overlooked expenses that retirees find. Make sure you are saving enough! Social Security, listener questions, and much more!   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor Nic Daniels, BFA™, Financial Advisor Alex Lundgren, AIF®, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Someone was able to scam hundreds of thousands of dollars from a prison cell? Alan Holman, joined by Brian Wiley, go back and forth on the issue of fraud, especially when it comes to senior citizens and those with limited mental capacity. If your parents or someone in your family falls into that category, it may be time to take over some of their responsibilties. They also talk about bonds and the recent downgrade of U.S. debt by the credit rating agency, Fitch. What does that mean for bonds? They discuss how they work and where or not bonds are something you should be trading. ETFs, generating income in retirement, listener questions, and more!   Hosts: Alan Holman, CFP®, Wealth Advisor Brian Wiley, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

The directions that the markets move are largely out of your control. That means your money can lose value, even if you're doing all of the right things. But, there are some things we CAN control. In the first hour, Jeremiah discusses ways that investors can maximize their savings potential by being as cost efficient as possible. That includes finding investments with the lowest management fees, mitigating trading costs, and using the most tax-efficient accounts for your situation. Plus, the team explains the downsides of being too risk averse when investing. How much does your hesitation cost you in the long-term?   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Someone came to Jeremiah and said that they had roughly $10,000 to invest – and Tesla was a company that they had their eyes on. For whatever reason, there was some hesitation to pull the trigger. The result? Let’s just say they could’ve more than doubled their money… This morning, Brian and Jeremiah talk about risk taking when it comes to investing and the willingness to put your hard-earned money on the line. Plus, some small tactics we can use to get over the fear of losing.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

We've all been young once... and probably made some dumb financial decisions (or many). Brian and Alex hit the topic of financial "whoopsies" and how you can most likely fix them if the poor habits stop. Since Alex is our in-house Social Security Analyst, she touches on some of the more common mistakes that people miss out on when it comes to setting up their Social Security payments. In the second hour, the team talks about the value of the U.S. dollar and whether or not it is doomed to failure. Does the Federal Reserve really know how to pull us out of our recession?   Hosts: Brian Wiley, Financial Advisor Alex Lundgren, AIF®, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Christmas in July? Well, not exactly, but now that we're in the middle of summer, we're going to start preparing for tax season! The more time we have, the more likely we are to get it all right. Making sure everything is checked off the list will result in the least amount of taxes owed as possible. Get it done by December 31st – Your CPA will love you. Alan and Brian talk about maximum contributions to accounts, Donor Advised Funds, RMDs, and more.   Hosts: Alan Holman, CFP®, Wealth Advisor Brian Wiley, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

In your day to day, where do you feel the impacts of inflation the most? Give the example of any economic hardship in the last few decades and you'll see people running out of the markets and eager for a definite answer. But while everyone is running out... run right in! However, as we saw consumer reports hit the public last week, we say tons of investor optimism. The headlines may be talking about inflation, but it seems consumers are continuing to spend! Amazon Prime Day(s), using Gold as a hedge, travel stocks, and more. Political discussions and what we need to see from following administrations.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Retirement: The one main goal that people strive for when saving and investing. So this morning, Alan and Brian hone in the discussion on retirement plans and the different forms that they can take. Traditional IRA, 401k, 403b, and 457 plans just being a few options we can choose from – depending on our situations of course. While we believe that Social Security isn't going to leave us for good anytime soon, there are some actions that we need to personally put into place to supplement any potential financial shortcomings that may come with Social Security in the future. Most Americans aren't financially prepared for retirement. Make sure you're not one of them!   Hosts: Alan Holman, CFP®, Wealth Advisor Brian Wiley, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

In the first week of July, Larry Fink, the CEO of BlackRock, made some noteworthy comments about Bitcoin. As Bitcoin and other cryptocurrencies have proven that they're not going away anytime soon, he has changed his outlook on the asset class and has called it something along the lines of "Digital Gold". With their eyes set on developing an approved Spot ETF that tracks Bitcoin, could this change the way that we look at cryptocurrencies as a whole? Interest rates continue to rise and inflation is still very much prevalent, so BlackRock and other financial companies look to create a regulated ETF that investors can use as another Gold alternative in times of high interest rates and volatile markets.   Host: Jeremiah Bates, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Failure to plan is planning to fail. That’s especially true when it comes to your end-of-life planning. For the majority of the show, Brian and Jeremiah talk about Estate Planning and how to avoid the financial mess that comes with failing to plan for death. They explain the difference between a will and a trust and what all your estate holds. How to bring up the conversation, where to start, and the importance of proper documentation.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

With Independence Day occuring in the middle of the week, there wasn't much activity... This weekend, Alan and Jeremiah wanted to expand more on Social Security for our listeners in Denver. "Will there even be money for me when I retire?" is a question we hear a lot. The team aims to ease some of the pessimism around Social Security by giving tips on how to strategically plan for earning that income in retirement. One thing you may not know? There are so many ways to take your Social Security payments–there is NOT a one-fits-all approach. When to file, widow's benefits, spousal benefits, and more.   Hosts: Alan Holman, CFP®, Wealth Advisor Jeremiah Bates, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

So far, 2023 has been a great year for the market with much thanks to the technology sector and the Artificial Intelligence "mania". Were any of these outperformers like Invidia part of your portfolio before this year? Now that we're at the middle mark of the calendar year, Jeremiah and Nic brainstorm on some of the things that we can be doing to prepare for taxes in 2024. They discuss 1031 Exchanges, the Delaware Statuatory Trust Strategy, and more. Don't pay a penny more than you have to!   Hosts: Jeremiah Bates, Financial Advisor Nic Daniels, BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Brian Wiley and Alan Holman discuss the most recently revised GDP numbers, housing, and mortgage rates. They explore the current state of the economy, the impact of job growth and spending patterns, and the market's response to global events. They also delve into the concept of bond laddering as a strategy for income generation and provide insights on building a well-diversified investment portfolio. Also, Brian and Alan give ideas on how students can get creative when it comes to paying their way through college and handling any debt they may incur in the process.   Hosts: Brian Wiley, Financial Advisor Alan Holman, CFP®, Wealth Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Nic discusses the recently implemented Inform Act, which aims to address the sale of stolen, counterfeit, and potentially harmful products on online marketplaces. The Inform Act requires platforms like Amazon and eBay to disclose and verify the identity of sellers to deter such activities. However, can it really be effective? Let us know what you think by going to our website and using our Ask the Experts feature!   Host: Nic Daniels, BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Interesting events unfolded over the weekend in Russia – and it’s sure to affect the markets in coming weeks. Will you be able to ignore the volatility and keep your eyes on the prize? Jeremiah and Brian define the distinctions between ETFs and Mutual Funds. Is one better than the other? Management fees, the targeted index it’s tied to, and other things to watch for when choosing between one or the other. In the second hour, we discuss spending in retirement. Since we spend most of our lives in the accumulation stage, shouldn’t we prepare to spend in a "de-accumulation" phase?   Host: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

This episode is all about charitable giving – and we had the honor of having the CEO and Founder of Project C.U.R.E., Dr. Douglas Jackson, to join us. He explains what his organization does and how we can give money to charities like his. Not only does our money go to great causes, but we can also take advantage of tax benefits that can positively impact us as well. Want to donate to Project C.U.R.E.? Follow their link below!   Hosts: Alan Holman, CFP®, Wealth Advisor Brian Wiley, Financial Advisor   Guest: Dr. Douglas Jackson, PhD, JD Founder of Project C.U.R.E.   Donate to Project C.U.R.E. https://projectcure.org   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Social Security is the cornerstone of retirement income – about 1/3 of American retirees recieve 90% of their retirement income from Social Security alone. With so many people relying on it, you'd assume that they all know what they're doing, right? Well, not quite... Social Security can be a tricky thing to fully understand, especially if you want to get the most out of your money. Alexandra Lundgren joins Jeremiah on this broadcast to relay the information she has been learning about Social Security as she's worked towards becoming a certified Social Security Advisor. Delaying benefits, coordinating claims with your spouse, dealing with a previous marriage, and much more.   Hosts: Jeremiah Bates, Financial Advisor Alex Lundgren, AIF®, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

You've probably heard us talk poorly about annuities and other related investment products... and we're here to tell you that again. But in all seriousness, annuities are usually below-average performing investments that aren't beneficial to the majority of investors – especially those still in the accumulation stage. This morning, Alan Holman and Brian Wiley explain how annuity products operate and how you could easily be sold one by a slick-talking salesperson. While they warn against the cons of these, there are actually times where an annuity can be a great option for certain people.   Hosts: Brian Wiley, Financial Advisor Alan Holman, CFP®, Wealth Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Outside of the United States, we’re seeing countries starting to form demographics that consist of more older people than there are younger people – Italy being one of them. Though it’s one of the hottest tourist destinations, it’s becoming less and less affordable for those that live there. Nic highlights the current issues that they’re having within their economy and how it’s related to our current Social Security system. Is it finally time to reform our retirement programs?   Host: Nic Daniels BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Building a successful retirement fund doesn't happen without a solid plan to back it up. How else do you compensate for your child's college tuition, an expensive hospital bill, or a random series of expenses you never saw coming? Brian hosts the show solo today to explain the important of a financial plan and a look into the "Bucket Strategy" that he uses for his clients.   Hosts: Brian Wiley, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Are we headed into a recession? Alan Holman believes so, but does that really mean much to your financial plan? We talk about Money Market accounts, what not to confuse them with, and how they fit into your planning buckets. We dive deeper into our “Bucket Strategy” and discuss whether or not Alternative Investments are worthy of time for the average investor. There are also questions you need to be asking your advisor or anyone selling you any sort of financial product. Treat them like you would a doctor – get a second opinion!   Hosts: Brian Wiley, Financial Advisor Alan Holman, CFP®, Wealth Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Last week, Advanced Auto Parts (AAP) announced a major cut in their dividend. The company  announced lower-than-expected earnings per share and revenue for the first quarter of 2023, citing challenging and competitive dynamics. As a result, they reduced their earnings per share forecast by 40% and cut their quarterly dividend from $1.50 per share to $0.25 per share! This is just one example of how dividends are never guaranteed. Nic explains the potential pitfalls of investing for dividend income and why companies even pay dividends in the first place.   Host: Nic Daniels BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

After weeks of built up anticipation, we were able to see a deal reached for the U.S. Debt Ceiling. As a result, we saw a fair amount of market optimism – Jeremiah and Nic give a brief market update on what happened this last week. May marked the 29th consecutive job report that showed more jobs were added to the market. Since the report is one of the data markers that the Federal Reserve is looking at to help cool inflation, what effect will this have for interest rates? Businesses having trouble finding workers, 1031 exchanges, and holding real estate within an IRA.   Hosts: Jeremiah Bates, Financial Advisor Nic Daniels, BFA™, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

By this point in the month, the talk of Artificial Intelligence has infiltrated almost every financial news outlet. And it's no different on today's show in Denver... After seeing Invidia's big jump forward after they experienced investor optimism, almost every investor is wondering how they can become a part of this "mania". Alan Holman and Jeremiah Bates warn about becoming too invested in the hype and how risk management can allow you to capture gains while protected your downside risk. Are you all-in for A.I.?   Hosts: Alan Holman, CFP®, Wealth Advisor Jeremiah Bates, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

When banks like Silicon Valley Bank and Signature Bank went under, many people believed that we were going to start experiencing what we did back in 2008 during the "Great Financial Crisis". While these things definitely rhyme, what we saw a couple months ago versus what we saw more than a decade ago is actually much different.   Host: Nic Daniels BFA™, Financial Advisor   The Real Money Pros https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

As a nation of special interests, you can't have economics without politics; it's become apparent once again with the debates surrounding the debt ceiling. Brian and Jeremiah briefly touch on how Democrats and Republicans look differently on financial issues. With all of the other "noise" that's on your news timelines, it can be hard to focus on your end goals. When is it time to turn off the news, ignore what's going on in our country, and put your eyes back onto what's best for you and your family? Finally, the team discusses Artificial Intelligence and what it means for the U.S. workforce.   Hosts: Brian Wiley, Financial Advisor Jeremiah Bates, Financial Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————

Debt ceiling, politcal talk, blah, blah, blah... Is this something we average investors need to pay close attention to, or is it just noise in the grand scheme of your financial planning? Alan and Brian discuss the national debt and what it means for our country. If you're in a 401(k) or another employee-sponsored retirement plan, be sure to rebalance your account at least once a year! Plus, the team discusses the future of Artificial Intelligence and the companies that are developing the A.I. landscape. What tech stocks should you be picking up to get-rich-quick? You're asking the wrong question.   Hosts: Brian Wiley, Financial Advisor Alan Holman, CFP®, Wealth Advisor   The Real Money Pros: https://www.therealmoneypros.com   ————————————————————— SPONSORS:   Academy Mortgage: https://academymortgage.com/?lo=dave-perry&utm_source=podcast&utm_medium=description&utm_campaign=show_sponsor   Lively (HSAs and FSAs) https://livelyme.com/pro   Tree City Advisors of Apollon: https://www.treecityadvisors.com   Apollon Wealth Management: https://apollonwealthmanagement.com/   Advisor Insurance Solutions: https://advisorinsurancesolutions.com/ —————————————————————