💵 Sign up for EveryDollar today. Create a free budget!   Show Description Sometimes making more money creates more problems—but reaching your financial goals is still worth it. Today’s episode covers all the things you wouldn’t expect about millionaires. From investment habits to frugal car choices, you don’t want to miss it!   In This Episode ·      Things People Don’t Know About Millionaires ·      Become a Millionaire Making Less Than $60,000 ·      4 Sneaky Problems With Making More Money   Next Steps ·      🧐 Learn how I invested my money in 2023: https://www.youtube.com/watch?v=49hhHXAMFqo ·      🤯 This single mom paid off $180,000 of debt: https://www.youtube.com/watch?v=P-FebWGJjWw ·      💻 Start your wealth-building journey with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwYSwBhDcARIsAOyL0fiqS0Xl9cnP74k0AoehKs8PjbdhfdkF6m8OcsuqAxEQxq_QBlswI1saAgqcEALw_wcB ·      ✅ Find out which Baby Step you’re on and what to do next: https://www.ramseysolutions.com/dave-ramsey-7-baby-steps?gad_source=1&gclid=Cj0KCQjwwYSwBhDcARIsAOyL0fj4T77fPCb9M4N8vAYj2V5GaI3YD3ALZi57RHLo7tiGYX_O0sKPozIaAs0sEALw_wcB   Offers From Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries.   Listen to More From Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership

💵 Sign up for EveryDollar today - Create a free Budget!    Show Description  It’s no secret that everyone’s financial situation is different. But there are three money topics that relate to almost everyone on the planet: taxes, income and housing. Learn how to instantly make smarter money decisions in your everyday life.   In This Episode ·     I Explain the Tax System in Under 10 Minutes ·     My Most Hated Financial Advice: Side Hustles ·     Renting vs. Buying Next Steps 🧠 Need help with your taxes? https://www.ramseysolutions.com/taxes/tax-services 😳 Want to hear more financial hot takes? https://www.youtube.com/watch?v=wSsZt04NIJU 🚙 Need a cheap, reliable car? https://www.youtube.com/watch?v=2xFFsnW913M    Offers from Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries.   Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership   Ramsey Solutions Privacy Policy  

💵 Sign up for EveryDollar today. Create a free budget!  Show Description  Does leaving your kids money help or hurt them in the long run? Do ancient wealth-building habits still apply today? And how do you know what kind of money advice actually works? I’m sharing my thoughts on all of this and more. Next Steps 📕 Grab a copy of my kids book I’m Glad for What I Have: https://store.ramseysolutions.com/youth/children/im-glad-for-what-i-have-by-rachel-cruze/?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpaQJTMavJXLa5OguBhnEKV4epQHwAO0i7SEPMgqLCl89uWmoHXMGeIaAoHxEALw_wcB 🎥 Check out my episode on setting your kids up for financial freedom: https://www.youtube.com/watch?v=WObMxA2Y6M0 🤔 Watch my video about millionaires who aren’t leaving their kids any money: [SP1]  ✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar 💸 Find out how to make wise financial choices for your family with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpac5u3WZEBuuZ3zif2e6SMxfiXDeE-CNWgP_PdU_YZaL3COBE-J5SsaArhiEALw_wcB   Offers from Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries.   Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today. Create a free budget!  Show Description  Want to learn clever tricks for saving money? This week I’m sharing wealth building lessons that anyone can take advantage of. I’ll also show you four easy ways to save $1,000 and give you some fun date night ideas that won’t break the bank!   In this episode: ·      3 Wealth-Building Hacks Anyone Can Use ·      4 Ways to Easily Save $1,000 in a Month ·      5 Cheap Date Nights You’ll Actually Want to Go On Next Steps 🏡 Find out how much house you can afford with Ramsey’s Mortgage Calculator: https://www.ramseysolutions.com/real-estate/mortgage-calculator 📈 Track your investment progress with Ramsey’s Investment Calculator: https://www.ramseysolutions.com/retirement/investment-calculator 🍎 Check out my Groceries Saving Guide: https://www.ramseysolutions.com/budgeting/meal-planner 💲 Find extra money with the 14-Day Money Finder: https://www.ramseysolutions.com/saving/moneyfinder ✅ Create a monthly budget with EveryDollar: https://www.ramseysolutions.com/ramseyplus/everydollar 💸 Find out how to make wise financial choices for your family with Financial Peace University: https://www.ramseysolutions.com/ramseyplus/financial-peace?gad_source=1&gclid=Cj0KCQjwwMqvBhCtARIsAIXsZpac5u3WZEBuuZ3zif2e6SMxfiXDeE-CNWgP_PdU_YZaL3COBE-J5SsaArhiEALw_wcB   Offers from Today's Sponsors 🏥 Learn more about Christian Healthcare Ministries.   Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions Privacy Policy

💵 Sign up for EveryDollar today - Create a free Budget!    Want to stress less about money? This week, I’ll share the simple money habit that will reduce your money stress by 38%. Plus, you’ll find out where to invest your money so it can grow completely on its own (yup—even while you sleep), and you’ll also learn four simple ways to pay off your mortgage early.   In this episode: ·      Easy Ways to Pay Off Your Mortgage Early ·      How to Reduce Your Financial Stress by 38% (Proven Plan) ·      6 Legit Ways to Earn Passive Income   Next Steps    🎥 Watch my Hidden Ways Homeownership Can Lose You Money[KB1]  video.   🎥 Watch my The Fastest Way to Become a Millionaire (with Dave Ramsey) video. 📄 Read more from Redefining Normal: A Ramsey Plan Comparison Study.  ➡️ Join Financial Peace University, the #1 personal finance class in America that’s helped nearly 10 million people.    ➡️ Invest in your future with a SmartVestor Pro. 🎥 Watch my How Investing Can Actually Lose You Money (Get This Right) video.    Offers From Today's Sponsors    🏥 Learn more about Christian Healthcare Ministries.     Listen to More From Ramsey Network   🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership    Ramsey Solutions Privacy Policy  [KB1]“Homeownership” should be one word. But I also want to make sure our wording here matches the title of the YouTube video.

Ditch paper towels for reusable rags? Cut the end off the toothpaste tube? This week, I’m reacting to some the of weirdest things people do to save money (and fessing up to my own). Plus, I’ll share a few proactive things you can do today to save on unavoidable future expenses, and what to do if you’re completely out of money.   In this episode: ·      Weird Things People Do to Save Money (Including Me!) ·      How to Save on Life’s Unavoidable Expenses ·      If I Lost All My Money Today, Here Is What I Would Do     Next Steps   ●     Find cash you didn’t know you had with my 14-Day Money Finder. ●     🎥 Watch my Find Out What Everybody Gets Wrong About Budgeting video. ●     🏠 Do you have the right coverage for your needs? Find out in just five minutes. ●     💵 Try my favorite budgeting app, EveryDollar. ●     🎥 Watch my The Fastest Way to Become a Millionaire (with Dave Ramsey) video.     Offers from Today's Sponsors   ●     🏥 Learn more about Christian Healthcare Ministries today.     Listen to more From Ramsey Network   🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership     Ramsey Solutions Privacy Policy    

Are you paying taxes you don’t owe? This week, I’ll walk you through the “hacks” and write-offs you’ll want to know about before you do your taxes. Plus, I’ll show you why a zero-based budget is the best kind for your money and how to avoid losing money when buying a home.    In this episode: ·      How to (Legally) Get Out of Paying Taxes ·      4 Budgeting Methods (and Which One Actually Works) ·      Hidden Ways Homeownership Can Lose You Money     Next Steps   ●     🎥 Watch my “Taxes Made Easy!” video. ●     ➡️ Don’t let tricky taxes overwhelm you—get a pro. ●     🎥 Watch my “Getting Started: How to Use EveryDollar” video. ●     💵 Try my favorite budgeting app, EveryDollar. ●     🎥 Watch my “How Much Home Can You Actually Afford?” video. ●     ➡️ Use our free Mortgage Calculator to figure out how much your monthly payment would be.     Offers From Today's Sponsors   ●     🏥 Learn more about Christian Healthcare Ministries.     Listen to more from Ramsey Network:   🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership     Ramsey Solutions Privacy Policy  

Want to pay off your debt faster? Stick around! This week, you’ll learn five ways to speed up your debt payoff. Plus, don’t miss my #1 tip for never running out of money before your next paycheck, and Nisha Vora joins me to share some of her favorite grocery shopping hacks and affordable, healthy recipes.   What you get in this episode: ·      Do this EVERY Time You Get Paid (Paycheck Routine) ·      Grocery Store Hacks That Save You Money (with Nisha Vora) ·      5 Proven Ways to Speed Up Your Debt Payoff   Helpful Resources:  ·      Follow Nisha on Instagram at @rainbowplantlife ·      Watch my What Everybody Gets Wrong About Budgeting video. ·     Watch my 12 Ways to Cut Your Grocery Bill in Half video. ·      Watch my How I Would Budget $3,600 a Month video. ·      Start budgeting for free with EveryDollar. ·      Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.   ·      Learn more about your ad choices: https://www.megaphone.fm/adchoices ·      Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

Not in love with the way your spouse handles money? This week, Dr. John Delony stops by to answer your questions about money and marriage. Plus, I’ll share my most hated financial advice and give you one crucial rule to help you take control of your money. What you get in this episode: Manage Your Money Easily With This One Rule How Money Can Make or Break Your Relationships (with Dr. John Delony) My Most Hated Financial Advice: Combining Finances Helpful Resources: Watch 15 Practical Budgeting Tips. Try my favorite budgeting app— EveryDollar . Join John and Rachel at Money & Marriage Getaway. Watch 5 Areas That Can Make or Break Your Financial Success (with Dr. John Delony). Hear more from John on The Dr. John Delony Show or follow him at @johndelony. Watch 5 Crucial Money Questions to Ask Your Significant Other. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices: https://megaphone.spotify.com/about-advertisements Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

The idea that wealthy people always live in mega-mansions and wear $500 jeans is a myth. Being successful with money is as simple as having the right mindset and following a few basic principles. I’ll share more about it in this episode. Plus, you’ll hear three investing mistakes to avoid and small things you can do right now to double your money (the first one might surprise you!).    What you get in this episode: ·      Investing Traps That Could Actually Lose You Money ·      5 Easy Ways to Build Generational Wealth ·      How to Double Your Money (Here’s What It Takes)   Helpful Resources:  ·     Discover your earning potential with the Ramsey Solutions Investment Calculator. ·      Watch my How to Create a Budget From Scratch video, then start budgeting for free with EveryDollar. ·      Navigate the ups and downs of the market with an investment pro in your area. ·      Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.   ·      Learn more about your ad choices: https://www.megaphone.fm/adchoices ·      Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

With thousands of voices telling you how to handle your money (lookin’ at you, TikTok), it can start to feel overwhelming. The good news? Money doesn’t have to be like that. Today, I’ll talk about just five things you need to do to win with money. Plus, Jade Warshaw joins me in the studio, and you’ll hear an emotional moment from The Ramsey Show. What you get in this episode: How to Escape Debt at Any Income Level The Secret to Overcoming 6-Figure Debt 5 Ways to Achieve Financial Goals Helpful Resources:  Get Jade Warshaw’s new book, Money Is Not a Math Problem. Then, listen to how she paid off $460,000 in debt. Start budgeting for free with EveryDollar. Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

You know that anxious feeling you get every time you open your bank app to check your balance? If you do, it’s probably because you’re living paycheck to paycheck. This week, I’ll show you how to get to the end of your month and still have money in the bank. Plus, we’ll talk about five expenses that will wreck your car budget and how to spend your money with your future in mind. What you get in this episode: How to Stop Living Paycheck to Paycheck 5 Sneaky Expenses People Overlook When Buying a Car Appreciating vs. Depreciating Assets for Beginners Helpful Resources:  Start budgeting for free with EveryDollar. Get the Ramsey Car Guide. Discover your earning potential with our Investment Calculator (it’s free!). Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy- policy

If you want to ditch debt and save money, you’ve got to be intentional with every dollar you have. That’s why Dawn Madsen—aka The Minimal Mom—and I are listing off the things we won’t be spending money on in 2024. Plus, I’ll share a few Amazon buys I’m loving and the money advice that can transform your mental health.   What you get in this episode: ·      Things We Won’t Spend Money on in 2024 (with The Minimal Mom) ·      My Most Hated Financial Advice: Giving ·      What I’m Loving (and Hating) From Amazon Right Now   Helpful Resources:  ·      Follow Dawn Madsen at @the.minimal.mom. ·     Watch the 10 Best Amazon Purchases Under $20 with But First, Coffee. ·      Start budgeting for free with EveryDollar. ·      Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.   ·      Learn more about your ad choices: https://www.megaphone.fm/adchoices ·      Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

Building wealth is easier than you think. This week, I’ll weigh in on the “soft saving” trend and share some investing tips that will set you up for success in 2024. Plus, George Kamel joins me in the studio to tell you about how he went from negative net worth to millionaire in just 10 years. What you get in this episode: Why Gen Z May Never Retire How to Break Free From Broke (with George Kamel) 7 Investing Mistakes to Avoid This Year Helpful Resources:  Preorder George’s new book, Breaking Free From Broke. Start budgeting for free with EveryDollar. Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy- policy

It’s a New Year's tradition: Dave Ramsey joins me to welcome the new year and talk about everything you need to know to win with money in 2024. Plus, I’ll share smart money tips that will help you have financial peace no matter what challenges the new year brings your way.   What you get in this episode: ·     8 Things to Do Differently With Money in 2024 with Dave Ramsey ·     4 Simple Budgeting Tricks to Never Overdraft Again ·     How Financially Smart Are You? (Money Quiz)   Helpful Resources:  ·     Watch or listen to Dave Ramsey now on The Ramsey Show. ·     Get the Rachel Cruze Wallet with cash envelopers. ·     Start budgeting for free with EveryDollar. ·     Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.   Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

“The best way to spread Christmas cheer . . .” is quoting our favorite Christmas movies and taking money lessons from them. (Everyone does this, right? Is it just me?) Plus, we’ll talk budgeting tips and ideas that will get you fired up to make 2024 your best year yet. Start working these expert tips today and you’ll benefit from them all year long.   What you get in this episode: ·     Money Lessons From My Favorite Christmas Movies ·     5 Budget Reset Habits to Help You Win in 2024 ·     How to Become Financially Smarter Than 40% of People   Helpful Resources:  ·     Start budgeting for free with EveryDollar. ·     Get Tapple at Walmart or wherever you buy board games. ·     Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Op Games.   Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

Winning with money is 20% knowledge and 80% behavior. That’s why I’m excited to sit down with one of my favorite authors to talk about how to break bad habits and change our mindset—specifically around money. Plus, I’ll talk about budgeting and one big mistake I see everybody making.   What you get in this episode: ·     What Everybody Gets Wrong About Budgeting ·     How Comfort and Scarcity Drain Your Life and Wallet (with Michael Easter)   Helpful Resources:  ·     Start budgeting for free with EveryDollar. ·     Follow Michael Easter and check out his new book, Scarcity Brain. ·     Get Tapple at Walmart or wherever you buy board games. ·     Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, Op Games.   Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

We all need to eat, but we don’t have to fall into the traps of spending too much money on food. When it comes to groceries, there are a lot of ways to cut back and create more room in your budget. I'll share my favorites with you today. Plus, you’ll hear my money (and food) advice that always stirs up the haters, and why I love Aldi so much.   What you get in this episode: ·     12 Ways to Cut Your Grocery Bill in Half ·     How Far Does $50 Go at America's Cheapest Grocery Store? ·     My Most Hated Financial Advice: Eating at Home   Helpful Resources:   ·     Start saving with my Meal Planner & Grocery Savings Guide. ·     Start budgeting for free with EveryDollar. ·     Get Tapple at Walmart or wherever you buy board games. ·     Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, and Op Games.   Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

“Talking about money is so romantic!” said no one ever. But since love can’t pay the bills, there are a few conversations you need to have with your significant other. Today, we’re talking about what those conversations are and how to have them in a way that can break the tension without breaking up your relationship. Plus, I’ll share six generosity-inspired and budget-friendly gift ideas. What you get in this episode: ·      5 Crucial Money Questions to Ask Your Significant Other ·      How to Finally End Money Fights With Your Spouse (with Jefferson Fisher) ·      Minimalist Gift Ideas That People Will Love Helpful Resources:  ·       Follow Jefferson Fisher on Instagram. ·       Start budgeting for free with EveryDollar. ·       Get Tapple at Walmart or wherever you buy board games. ·      Learn more about Christian Healthcare Ministries. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, and Op Games. ·      Learn more about your ad choices: https://www.megaphone.fm/adchoices ·      Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

I love a deal, but I don’t love haggling for one. It’s not hard—you just have to know how. And no one knows how to get a deal better than Dave Ramsey! Today, Dave’s sharing the do’s and don’ts of negotiation, you’ll learn what not to say when you walk into a car dealership, and I’ll tell you why I don’t play the points game when it comes to travel.   What you get in this episode: ·     How to Never Pay Full Price Again with Dave Ramsey ·     Things You Should Avoid Saying When Buying a Car ·     Travel Hacking: Why It’s Not for Me   Helpful Resources:  ·     Buy, sell or maintain a car with the Ramsey Car Guide. ·     Hear more from Dave Ramsey on The Ramsey Show. ·     Check out Financial Peace University, the fastest way to beat debt and build wealth. ·     Start budgeting for free with EveryDollar. ·      Learn more about Christian Healthcare Ministries. ·      Try BetterHelp today. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and BetterHelp.   Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/company/policies/privacy-policy

Nothing says “holiday spirit” like trampling a total stranger at the grocery store to get the last can of cranberry sauce on sale. Guys, we can do better! Tune in for new ideas, tips and a 30-day challenge to help you keep your grocery budget in check.   What you get in this episode: ·     Are You Making These 7 Grocery Shopping Mistakes? ·     We Put Kroger and Instacart to the Test ·      Does This Hack Actually Save You Money on Groceries?   Helpful Resources:  ·     Start saving with my Meal Planner & Grocery Savings Guide. ·      Start making memories. Go NOW and get Tapple at Walmart. ·     Start budgeting for free with EveryDollar. ·     Learn more about Christian Healthcare Ministries today. ·      Try BetterHelp today. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, Op Games and BetterHelp.   Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy   

Holiday “deals” are coming for your cash—are you ready? Today, I’ll share what I won’t be spending money on this season and what I plan to do instead. Plus, I’m looking back at my very first video to see if I still agree with my own advice on raising grateful kids.   What you get in this episode: ·     Do I Agree With My Own Money Advice 10 Years Later? ·     What I Refuse to Spend Money on This Holiday Season   Helpful Resources:  ·     Start budgeting for free with EveryDollar. ·     Pick up a copy of my new kids book, I’m Glad For What I Have. ·     Start making memories. Go NOW and get Telestrations or Tapple at Walmart. ·     Learn more about Christian Healthcare Ministries today. ·     Try BetterHelp today.   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, Op Games, and BetterHelp.   Learn more about your ad choices: https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Having a large salary doesn’t mean you’re building wealth, and earning a smaller income doesn’t mean you can’t manage it well. Anyone can win with money if they have the right tools—here’s what to do. What You Get in This Episode: ·     Making $330,000 and Still Broke? (My Reaction) ·     This Habit Is Keeping You Broke ·     How to Find $2,500 in Your Budget   Helpful Resources: ·    Try BetterHelp today! ·    Check out Christian Healthcare Ministries. ·    Start budgeting for free with EveryDollar.                                                 Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Better Help.   Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

We may have rocked some questionable fashion in the ’90s but when it comes to our money, we got a few things right. I’ll share what we got right, the four things you should always have in your budget, and the money lesson I had to learn the hard way.   What you get in this episode: ·     ’90s Money Principles That Still Work Today ·     4 Things You Must Include in Your Budget ·     The Money Trap I Fell Into (and How to Avoid It)   Helpful Resources:  ·      Grab Telestrations at your local Walmart. ·      Try BetterHelp today! ·      Check out Christian Healthcare Ministries ·      Start budgeting for free with EveryDollar. ·      See your earning potential with our Investment Calculator. ·      Learn more about my journey to contentment in my book Love Your Life, Not Theirs.   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsor has paid for the programming you are viewing: The Op Games, Better Help and Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

When it comes to saving money, it’s all about simplicity. Which is why I’m sharing nine practical money habits for you to try if your budget is in need of a reset. Also, let’s unpack the one question we’ve all asked: Will making more money solve my problems? What You Get in This Episode: ·     5 Frugal Habits to Cut Your Expenses in Half ·     4 Things Minimalists Do to Build Wealth ·     Will Making More Money Solve Your Problems?   Helpful Resources: ·      Grab Telestrations at your local Walmart. ·      Try BetterHelp today! ·      Check out Christian Healthcare Ministries. ·      Start budgeting for free with EveryDollar. ·      Get on the waitlist for Rachel’s new kids book, I'm Glad for What I Have   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, Op Games and Better Help.   Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

No matter how different our budgets look, shopping is a part of everyone’s monthly spending plan. From IKEA’s best deals to Target’s marketing tactics—this episode is all about pro tips for being a budget-conscious consumer online and in-store. What You Get in this Episode: 6 Affordable IKEA Finds (You Wouldn't Think Were Real) 5 Clever Ways Target Gets You to Spend More Online vs. In-Store Shopping: Which is Best?   Helpful Resources Kristen McGowan's YouTube Channel Better Help Christian Healthcare Ministries EveryDollar                                                  Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Better Help.   Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Being smart with money means you have to know where to cut back and where it's actually worth it to spend top dollar—from big life events to your breakfast cereal. In this episode, learn what it really costs to have a baby today, things people commonly get wrong about money, and whether buying generic could save you big . . . but is it worth it?   What you get in this episode:  ·      What Does It Cost to Have a Baby Today? ·      5 Things People Get Wrong About Money ·      Is Buying Generic Brand Groceries Really Worth It? Helpful Resources:  ·      Christian Healthcare Ministries  ·   Better Help ·      EveryDollar ·      Financial Peace University Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Better Help. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

When it comes to monthly spending, it can be easy to settle for “just getting by.” But wasting your paycheck on minimum payments forever is no way to live (or budget!)—here’s what to do instead. What You Get in this Episode: ·     Why the Majority of People Will Stay Broke ·     How Minimum Payments Take Years of Your Life   Helpful Resources: Christian Healthcare Ministries EveryDollar                                                 Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.   Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy[SP1] 

The money habits you have today could affect the rest of your life . . . including retirement. So, how do you know you’re setting yourself up for success when it comes time to hang up your suit and spend your days with your toes in the sand? In this episode, we’ll cover the reason why most Americans won’t be able to afford to retire and the habits you can start now that will ensure you’ll live a life you love when it’s time for retirement. Plus, Dr. John Delony and I talk about how getting rid of debt improves your mental health.   What you get in this episode:   - Why 70% of Americans Won’t Retire - 4 Money Habits to Master Before 40 - The Psychological Impact of Crushing Debt with Dr. John Delony     Helpful Resources:  ·      Start making memories now and purchase Telestrations today! ·      Christian Healthcare Ministries ·      Follow Dr. John Delony ·      Preorder Dr. John Delony’s new book, Building a Non-Anxious Life, now. ·      EveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Op Games. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Building wealth is all about your mindset—what you believe. It’s possible to have a millionaire mindset even if you’re trying to get out of debt. In this episode, I’ll tell you exactly how to create a millionaire mindset and reveal the most common mistakes I saw people make while I was teaching Financial Peace University. By the end, you’ll believe the right things about money that will help you reach your goals.   What you get in this episode:  ·      How to Create a Millionaire Mindset ·      5 Mistakes I Saw While Teaching a Personal Finance Course   Helpful Resources:  ·      Christian Healthcare Ministries  ·      EveryDollar ·      Net Worth Calculator Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

I say it all the time: You need to have a budget! But how do you know your budget is getting you where you want to go with your money goals? In this episode, I share how I budget each month, how you can figure out your net worth, and why the six-figure salary everybody wants isn’t what it used to be. What you get in this episode:  ·      How I manage my money each month ·      How to quickly calculate your net worth ·      Why six figures isn't what it used to be Helpful Resources:  ·      Christian Healthcare Ministries  ·      EveryDollar ·      Net Worth Calculator Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Becoming a millionaire doesn’t happen overnight, but with discipline and smart choices, it’s totally possible to reach your money goals. Today, I’ll walk you through how you can start investing (even if you’re a beginner), show you the money magic trick that actually works, and debunk the popular 50/30/20 rule.   What you get in this episode:  ·      Investing for Total Beginners ·      The Money Magic Trick That Will Make You Rich ·      Why I Wouldn’t Recommend the 50/30/20 Rule   Helpful Resources:  ·      Christian Healthcare Ministries  ·      EveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Money goals require planning, taking on side hustles, and thinking differently about how you spend. In this episode, you’ll learn how to create a budget from scratch, what side hustles you could try (and which ones you should avoid), and how Rachel advises people on major purchases.   What you get in this episode:  How to Create a Budget From Scratch The Best (and Worst) Side Hustles Ranked Advising People on Major Purchases   Helpful Resources:  ·      Christian Healthcare Ministries  ·      Op Games ·      EveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Op Games. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Think you have what it takes to be a millionaire? If you’ve got big money goals, then the last thing you need to do is make bad decisions that will slow you down. Watch out for these red flags that could be keeping you from becoming wealthy. What you get in this episode: ·     5 Signs That You Will (or Won’t) Be Wealthy ·     Are Credit Card Rewards Going Away? ·     Why 37% of Americans Are in Financial Trouble Helpful Resources:  Christian Healthcare Ministries  EveryDollar Ramsey Car Guide Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Here’s a little-known secret: Winning with money is only 20% math—the other 80% is all about your choices. And the best time to start making smart money choices is right now! Today, I’ll show you how to get started, share some helpful tools, and walk you through a few options to consider in order to reach your goals and create a life you love.   What you get in this episode: ·      How to Save Your First $100,000 ·      Can You Afford a Bigger Home? ·      Is the FIRE Movement Too Good to Be True?    Helpful Resources:  ·     Start budgeting for free with EveryDollar. ·      Find a Ramsey Trusted Real Estate Agent near you. ·      See your earning potential with our Investment Calculator. ·     Learn more about Christian Healthcare Ministries today! Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Take advantage of 2023’s high interest rates and put them to work for you! I’ll tell you how. Also in this episode, you’ll hear about one place you should never—really, never—keep your money and why denial isn’t just a river in Egypt (and other things I’ve learned hosting The Ramsey Show).   What you get in this episode:  ·      The LAST Place You Want to Keep Your Money ·      What I’ve Learned Hosting 1,000+ Hours of The Ramsey Show ·      Are You Missing Out on Free Money?  Helpful Resources:  ·      Learn more about Christian Healthcare Ministries  today! ·      Take back control of your money with Financial Peace University. ·     Start budgeting for free with EveryDollar. Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and The Op Games. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Your comfort zone can feel like your best friend . . . but actually be your worst enemy when it comes to being smart with money. In this episode, you’ll find out what I’m learning about comfort, get a breakdown of how to budget a tight income, and challenge your gender stereotypes around money.   What you get in this episode:  ·      5 Impactful Things I'm Learning Right Now ·      How I Would Budget $3,600 a Month ·      Controversial Gender Stereotypes Around Money   Helpful Resources:  ·      Christian Healthcare Ministries  ·      EveryDollar ·      Ramsey Car Guide ·      Ops Games Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, Op Games. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Building wealth doesn’t always have to mean diving headfirst into a side hustle. Today, I’ll share the smart money decisions you can make to start building wealth through everyday decisions. You’ll learn the best places to buy a used car, how to cook delicious meals on a budget, and tips for paying off your mortgage early.   What you get in this episode:   ·      10 Great Cars Under $10K ·      Can $41 REALLY Buy 24 Meals? (with Frugal Fit Mom) ·      The Simple Hack to Ditching Your Mortgage Fast    Helpful Resources:  ·      Christian Healthcare Ministries  ·      EveryDollar ·      Ramsey Car Guide ·      Follow Frugal Fit Mom Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Your biggest wealth-building tool is your income, and a great way to increase your wealth is to spend (and save) wisely. In this episode, you’ll get some tips and tricks you can start using today to help you win with money. I’m sharing how I would budget $12,000 a month, the things you should stop buying, and eight easy ways to increase your savings.   What you get in this episode:  ·      How I Would Budget $12,000 a Month ·      Things Minimalists Never Buy ·      8 Easy Ways to Increase Your Savings   Helpful Resources:  ·      Christian Healthcare Ministries  ·      EveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Winning with money is not about the size of your paycheck. It's about how you spend it. Today I’ll share a few smart money tips, like how to get the best deal on a car, the difference between building wealth and being rich, and why you should always have a little “fun” in your budget.   What you get in this episode:  ·      Worst Time to Buy a New Car?  ·     This Book Changed How I Think About Money ·      I Always Keep This in My Budget    Helpful Resources:  ·      Christian Healthcare Ministries  ·      EveryDollar ·      Ramsey Car Guide Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

When it comes to money questions, I’ve heard it all. Questions like . . . “Should we combine bank accounts?” or “Do the Baby Steps really apply to me?” In this episode, I’ll answer those burning money questions, plus we’ll talk about what to do if your emergency fund doesn’t cover your emergency. What you get in this episode: ·     The Top 5 Money Questions I Get Asked ·     Will a Home Garden REALLY Save You Money? ·     How to Survive a Financial Emergency  Helpful Resources: Christian Healthcare Ministries EveryDollar                                                 Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries.   Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Yes, you can create a life you love without keeping up with the Joneses. Contrary to popular opinion (and your Instagram feed), more stuff does not always equal more happiness. Today, I’ll share my best tips and habits to help you save money and keep things simple.   What you get in this episode:  ·      Should You Choose a Career vs. Children?  ·      Can You Be Minimal With Kids?  ·      Can You Have a Social Life Without Going Broke?    Helpful Resources:  ·      Carly Jean Los Angeles with code “Rachel” ·      Christian Healthcare Ministries  Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

When it comes to a money mess, a budget is your best friend. A budget is simply a plan to pay off debt and ditch money stress for good. It’s not as hard as you think, and I’m going to walk you through it. Plus, Dr. John Delony stops by to talk about what to do if you think you may be a “shopaholic.”   What you get in this episode:  ·      How I Would Budget $7,000/Month  ·      100 People Reveal Their Debt Amount (My Reaction)  ·      Signs You’re Addicted to Shopping with Dr. John Delony    Helpful Resources:  ·      EveryDollar ·      Follow Dr. John Delony on Instagram or on Youtube ·      Christian Healthcare Ministries  ·      Carly Jean Los Angeles with code “Rachel” Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries, Carly Jean Los Angeles and Zander Insurance. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Can you afford a home in this economy? You can . . . if you have a plan for your money (aka a budget). In this episode, I’ll share six reasons why I, a spender at heart, love my budget. Plus, we’ll go over the best time for you to buy a home and a few tips to make moving easier. What you get in this episode: ·      6 Reasons You Should Start a Budget Today ·      Moving Stressors No One Talks About (with George Kamel) ·      Is It Possible to Afford a Home in Our Economy? Helpful Resources: EveryDollar Christian Healthcare Ministries Carly Jean Los Angeles with code “Rachel”   Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles.   Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy 

Some people blame all their financial troubles on the government, others get stuck in a shame cycle trying to cope with money stress. The truth is, lots of factors affect your money—some are in your control, and some are not. Here’s what you can do to make sure your future is financially stable. What You Get in this Episode:  How Credit Cards Keep You Broke 3 Mistakes That Sabotage Your Finances Do You Still Qualify as Middle Class in America?   Helpful Resources: Christian Healthcare Ministries Carly Jean Los Angeles With Code “Rachel” EveryDollar                                                 Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles.   Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

When it comes to handling money, a lot of us just want to know what’s “normal.” But the truth is, normal isn’t always what’s best. Here’s what you can do to move forward and finally achieve the money goals you always hoped were possible. What You Get in This Episode: Which Generation Feels Financially Trapped? Do You Feel Behind Financially? (With Minimal Mom) “How College Students Spend $100” (My Reaction)   Helpful Resources: Christian Healthcare Ministries Carly Jean Los Angeles with code “Rachel” EveryDollar Enter The Ramsey Cash Giveaway for a chance at $3,000!                                                 Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles.   Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Today’s episode is all about choosing your spending habits wisely. I’m talking about where to invest your money when you want to build wealth, how to stay on budget during and after buying a home, and how to know when it’s worth it to splurge on products. What You Get in this Episode: 3 Places You Should Intentionally Invest 5 Things I Said No to Before I Paid Off My Home Luxury Products I Think Are Totally Worth It Helpful Resources: Christian Healthcare Ministries Carly Jean Los Angeles with code “Rachel” EveryDollar Enter The Ramsey Cash Giveaway for a chance at $3,000!                                                 Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Budgeting and saving and teaching, oh my! We’re going to talk about some smart money habits you should put into place . . . and how to pass them on to the next generation. Plus, I’m sharing tips for cleaning up your budget, elevating your savings game, and teaching your kids how to do the same. What You Get in This Episode: 16 Ways to Stay on Budget (Even When It’s Hard) How to Double Your Savings Fast Money Skills You Should’ve Learned as a Kid Helpful Resources: Christian Healthcare Ministries Carly Jean Los Angeles with code “Rachel” EveryDollar Enter The Ramsey Cash Giveaway for a chance at $3,000!                                                 Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries and Carly Jean Los Angeles.   Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy