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Opes Partners
The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market.
That's whether you're an existing or aspiring property investor, you want to get into your first home, or you're just interested in the property market.
Andrew Nicol and Ed McKnight host the podcast. Andrew is the Managing Partner of Opes Partners and a prolific investor himself. Ed is an economist. https://www.opespartners.co.nz/investment/property-investment
Legal Stuff: https://www.opespartners.co.nz/disclaimer-youtube-podcast-webinar
"I started with cows then moved to property" – Leighton Roberts [Case Study Sunday] ⎥ Ep. 1802
In this episode, we are joined by Leighton Roberts from Sharesies to discuss how he started investing.
He takes us through how he started investing in cows with a group of friends in Hawera. Then he moved on to buying property before starting Sharesies.
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14:2517/08/2024
Did the shorter Bright Line = more listings? ⎥ Ep. 1801
In this episode, we discuss whether more investors are selling their properties since the bright line test changed.
We dig through the numbers to see how the market is changing after this law change.
And don't miss our upcoming webinar '5 houses in 5 years: How many houses can I actually buy before I retire?', on Tues 20th August at 7pm. Click the link to register.
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10:4016/08/2024
Top 1% of NZers – What it takes to get to the top 1% ⎥ Ep. 1800
In this episode, we discuss what it takes to get into the top 1% of New Zealanders when it comes to wealth.
This includes how much you'd have to invest and the number of properties you'd need to buy.
And don't miss our upcoming webinar '5 houses in 5 years: How many houses can I actually buy before I retire?', on Tues 20th August at 7pm. Click the link to register.
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14:5015/08/2024
A Māori approach to property investing ⎥ Ep. 1799
In this episode, we are joined by Kerri-Anne Hancock to discuss a Māori approach to property investing.
We look at the reasons why Māori invest, and the different considerations.
And we also mention our upcoming webinar '5 houses in 5 years: How many houses can I actually buy before I retire?', on Tues 20th August at 7pm. Click the link to register.
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18:1314/08/2024
Reverse mortgages – What's good and what's bad? ⎥ 1798
In this episode, we discuss reverse mortgages. This includes the pros and the cons (what's good and what's bad).
We analyse the details of Heartland's reverse mortgages and take you through what you need to know.
Ultimately, this helps you decide whether a reverse mortgage is right for you.
And we also mention our upcoming webinar '5 houses in 5 years: How many houses can I actually buy before I retire?', on Tues 20th August at 7pm. Click the link to register.
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16:0613/08/2024
"Find me a tenant. Fast" – How WINZ can help ⎥ Ep. 1797
In this episode, we discuss how the Ministry of Social Development's housing broker service.
To walk us through the details, we are joined by Kirk Teawhe, the Director of Housing at MSD.
This is where MSD works with tenants to get them ready to rent. And what they're doing to help landlords get and keep good tenants.
If you didn't already know about this service ... then this episode gives you another option to find a tenant.
We also mention the new season of The Deal, click the link to watch.
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19:3012/08/2024
"1% drop in interest rates = 10% rise in house prices" ⎥ Ep. 1796
In this episode, we discuss whether a 1% drop in interest rates leads to a 10% increase in house prices.
More companies claim that house prices will automatically rise when interest rates drop.
But, is it true? We dig through the numbers and interview other economists to see if this is fact ... or fiction.
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12:3511/08/2024
"Your podcast made me lazy" – Is it ok to be a lazy property investor? [Case Study Sunday] ⎥ Ep. 1795
In this episode, we are joined by Nick Metzger for a Case Study Sunday.
Nick walks us through his property investment journey ... including admitting that this podcast made him a lazy property investor.
So is it ok to be lazy? What does lazy property investment look like? And what could this approach mean for you?
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19:1110/08/2024
Do houses near new motorways go up in value faster? ⎥ Ep. 1794
In this episode, we discuss whether houses near new infrastructure go up in value faster.
This includes whether new motorways, train lines and stadiums impact your house value.
Ultimately first home buyers and property investors can use this information to buy the best house possible.
And we also mention our upcoming webinar '5 houses in 5 years: How many houses can I actually buy before I retire?', on Tues 20th August at 7pm. Click the link to register.
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13:1409/08/2024
Don't do it! – 7 signs you should NOT invest in property ⎥ Ep. 1793
In this episode, we discuss the 7 signs that you should not invest in property.
And we also mention our upcoming webinar '5 houses in 5 years: How many houses can I actually buy before I retire?', on Tues 20th August at 7pm. Click the link to register.
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11:5808/08/2024
‘How to upset a good tenant’: Avoid these property manager pitfalls ⎥ Ep. 1792
In this episode, we discuss the property manager pit falls to avoid.
This includes how to make sure you look after good tenants ... so that they don't feel like you're being intrusive.
We also mention the new season of The Deal, click the link to watch.
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12:0607/08/2024
Du Val in receivership after police raid – What went wrong? ⎥ Ep. 1791
In this episode, we discuss the latest news around Du Val and Kenyon Clarke.
We go past the headlines to understand what's happening, whether Du Val will close and what it means for their customers.
And we also mention our upcoming webinar '5 houses in 5 years: How many houses can I actually buy before I retire?', on Tues 20th August at 7pm. Click the link to register.
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15:0106/08/2024
The 'No Mortgage Mindset' – Get your attitude right to pay your mortgage off faster ⎥ Ep. 1790
In this episode, we discuss how to get into the 'No Mortgage Mindset'.
This is the mindset you need to get into if you actually want to pay your mortgage off faster.
We also mention the new season of The Deal, click the link to watch.
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11:4205/08/2024
3 new changes = easier to get a mortgage ⎥ Ep. 1789
In this episode, we discuss 3 changes that are making it easier for Kiwis to get a mortgage.
This is welcome news to both first home buyers and property investors.
It means that some people can borrow hundreds of thousands of dollars more to get into the property market.
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11:2004/08/2024
[Live Coaching] "Flipping vs buy and hold. What do we do next?" – Case Study Sunday ⎥ Ep. 1788
In this episode, we are joined by Mark to discuss his property portfolio.
He and his wife own their own home. But they feel hamstrung by their mortgage and their home.
Mark wanted to know whether he should sell his house and start flipping properties. We walk through the numbers so he can make the right decision for him.
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20:0003/08/2024
Challenge: How passive can I make my property portfolio? ⎥ Ep. 1787
In this episode, we discuss how passive you can make your property portfolio.
This includes a breakdown of what you can automate and how many hours that would save you.
We also mention the new season of The Deal, click the link to watch.
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13:5402/08/2024
Property and the Ex – Confessions from a divorce coach ⎥ Ep. 1786
In this episode, we are joined by Bridgette Jackson to discuss what happens to property when you get divorced.
Bridgette is a certified divorce coach and talks us through what property investors need to know when they split.
And if you want to learn more about Equal Exes and Equilibrium click here
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20:4801/08/2024
Revealed: 21% rates rise in this council. The areas that get hit hardest ⎥ Ep. 1785
In this episode, we discuss where rates are increasing most in New Zealand.
This includes how fast rates are going up, and how to deal with those higher rates as a property investor.
We also mention the new season of The Deal, click the link to watch.
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10:3731/07/2024
Best ways to invest $100k, $200k & $500k ⎥ Ep. 1784
In this episode, we discuss the best ways to invest $100k, $200k and $500k.
We look at the best ways to use your money depending on how much you have.
This should give you a few ideas about how you might grow your money.
We also mention the new season of The Deal, click the link to watch.
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14:3430/07/2024
Your questions answered: How to pay off your mortgage fast ⎥ Ep. 1783
In this episode, we answer the main questions asked at our recent webinar, all about how to pay off your mortgage in 5-7 years.
This includes a look at how mortgages work, and how to invest in property (the right way).
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11:1929/07/2024
5 unethical real estate agent sales tactics ⎥ Ep. 1782
In this episode, we discuss how you can avoid these 5 unethical real estate agent sales tactics.
This includes underquoting the price, trying to sell properties exclusive of GST (in an unethical way), and over promising and under-delivering.
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14:4328/07/2024
"I wanted to become a millionaire. And I did" – Sharon Cullwick [Case Study Sunday] ⎥ Ep. 1781
In this episode, we are joined for Case Study Sunday by Sharon Cullwick.
Sharon has been involved in the property investor associations for the last 20+ years.
She is the president of the Hawke's Bay Property Investors Association.
On this episode she shares her story about how she started investing in property and what she's doing now.
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17:4327/07/2024
4 ways to save money on your insurance ⎥ Ep. 1780
In this episode, we discuss 4 ways you can save money on your insurance.
This includes changing your excess, cancelling certain policies, reducing your cover and reducing your payment term.
We also mention the new season of The Deal, click the link to watch.
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16:0326/07/2024
How to pay off your mortgage in 7-10 years ⎥ Ep. 1779
In this episode, we discuss how to pay off your mortgage in 7-10 years.
This summarises all of the best ideas from our most recent webinar, all in 15 minutes.
This is useful for both homebuyers and property investors.
We also mention the new season of The Deal, click the link to watch.
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12:1425/07/2024
Interest rates slashed – how low will they go? ⎥ Ep. 1778
In this episode, we discuss what property investors need to know about falling interest rates.
All the major banks have cut their 1-year interest rates. Today they are advertising under 7% and discounting as low as 6.59%.
We let you know what you need to know, and give our interest rate predictions and forecasts. Then we let you know how low they might go.
We also mention the new season of The Deal, click the link to watch.
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11:0924/07/2024
"Here's how I forecast the property market" – with Gareth Kiernan ⎜ Ep. 1777
In this episode, we are joined by Gareth Kiernan from Infometrics.
He talks us through how he forecasts the property market and how property investors should interpret and use economist's predictions.
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20:5023/07/2024
Can you negotiate real estate commissions? The discounts you can get ⎜ Ep. 1776
In this episode, we discuss whether you can negotiate a real estate agent's commission.
We discuss how many people ask for a discount, the reaction you'll get, and how much you can save.
We also mention the new season of The Deal, click the link to watch.
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15:5322/07/2024
[New] How to time the property market ⎜ Ep. 1775
In this episode, we discuss how you can time the property market with our new Property Clock.
We've created a new interactive version so you can see which property markets in NZ are booming, and which are going backwards.
We also mention our new Property Clock which you can try out by clicking here:
main regions
all regions
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14:0121/07/2024
"I don't know what to do next?" – Josie [Case Study Sunday] ⎜ Ep. 1774
In this episode, we are joined by Josie Cederman to talk about her next steps in property investment.
Josie walks us through how many properties she owns, what she'd done in property and her ideas about what she could do next.
After walking through multiple scenarios, Josie decides her next steps.
17:4520/07/2024
How much more money can I make if I become self-employed? ⎜ Ep. 1773
In this episode, we discuss how much more money you can make if you become self-employed and quit your job.
We give examples of people who have quit their jobs to become contractors and also those who have started their own businesses.
We also tell you what NOT to do when you decide to go our on your own.
We also mention the new season of The Deal, click the link to watch.
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16:0419/07/2024
"Why can't we be friends?" – Dishing the dirt on the property industry ⎜ Ep. 1772
In this episode, we dish the dirt on the property investment industry.
We talk about times when investors have double-crossed each other and why you see some companies ripping into each other online.
We also mention the new season of The Deal, click the link to watch.
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13:3618/07/2024
Lower inflation = lower interest rates? What's coming ⎜ Ep. 1771
In this episode, we discuss the latest OCR announcement and Westpac's lower interest rates.
We discuss the swap rates and a few predictions for where interest rates are going.
We also mention the new season of The Deal, click the link to watch.
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10:5517/07/2024
Bonus: How to pay off your mortgage in 5-7 years - Webinar audio
In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at 'How to pay off your mortgage in 5-7 years'.
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01:23:3116/07/2024
Don't rent to your mum – do this instead ⎜ Ep. 1770
In this episode, we discuss why property investors shouldn't rent to their parents, family or friends.
This includes talking about what can go wrong, and the regrets property investors often have when they rent to family.
We also mention the new season of The Deal, click the link to watch.
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13:1316/07/2024
How many millionaires are there in NZ? ⎜ Ep. 1769
In this episode, we discuss how many millionaires there are in New Zealand.
This includes the shocking statistic that 24% of New Zealand households are millionaires.
On top of this 10% of households are multi-millionaires.
We also mention the new season of The Deal, click the link to watch.
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13:2415/07/2024
National's new housing plan – "We'll flood the market with housing" ⎜ Ep. 1768
In this episode, we discuss National's new housing plan, where Chris Bishop aims to flood the market with housing.
This includes when the changes come in, the impact on house prices, and what you can expect as a property investor.
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14:2914/07/2024
"If they're making money doing it. Why can't I?" [Case Study Sunday] ⎜ Ep. 1767
In this episode, we are joined by Abe Taucher who is subdividing his 2nd property.
After seeing people subdivide properties and make money at work, Abe thought "why can't I do that too?"
Abe walks us through the highs and lows of the subdivision property investment strategy.
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15:4913/07/2024
Term deposits review – Are they trash or tried 'n' true? ⎜ Ep. 1766
In this episode, we discuss term deposits. We specifically look at whether they are trash or tried and true.
This includes looking at real interest rates, and adjusting for inflation and tax.
This lets you, as a property investor, decide whether you should invest in term deposits (or not).
We also mention the new season of The Deal, click the link to watch.
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13:1512/07/2024
How many properties don't sell? The chance you sell your property ⎜ Ep. 1765
In this episode, we discuss how many properties don't sell when they are listed on the market.
This includes the chance that you sell your property and where more properties are selling.
We also mention the new season of The Deal, click the link to watch.
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12:4711/07/2024
Houses selling 22% under CV – How low or high can properties go? ⎜ Ep. 1764
In this episode, we discuss how much properties are selling above or below CV.
This includes the area where houses are selling 22% below CV. And other areas where properties are selling 30% above CV.
We also mention the new season of The Deal, click the link to watch.
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12:3210/07/2024
What makes a property a good deal? ⎜ Ep. 1763
In this episode, we discuss what makes a property a good deal (or not).
We show what sort of property you should look for depending on the property strategy you're using.
After all, the right property for you depends on what you want the property for.
So we give you some things to look for.
We also mention the new season of The Deal, click the link to watch.
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12:4809/07/2024
Why net worth skyrockets after $100K ⎜ Ep. 1762
In this episode, we discuss why your net worth will skyrocket after you hit $100k.
And as you make more money it becomes easier and easier to grow your wealth.
We take you through the reasons why and what you should do with this information to stay focussed on your wealth-building journey.
We also mention the new season of The Deal, click the link to watch.
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14:0708/07/2024
Reserve Bank: Debt to Income Ratios "no immediate impact" ⎜ Ep. 1761
In this episode, we discuss the Reserve Bank's view on the Debt to Income ratios.
We share clips from a pre-recorded interview with Kate La Quesne – the Director of Prudential Policy at the Reserve Bank.
Kate shares how the DTI rules should have no immediate impact on the property market.
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13:3707/07/2024
"We slept in bunk beds to save money" – Michael Veasey [Case Study Sunday] ⎜ Ep. 1760
In this episode, we are joined by Michael Veasey for another Case Study Sunday.
Michael shares how he and his friend Jake built a house together and slept in bunk beds to save money.
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14:4006/07/2024
7 money habits keeping you poor ⎜ Ep. 1759
In this episode, we discuss the 7 money habits that could be keeping you poor.
Don't worry. We've been through all these 7 habits (and are still grappling with them) ourselves.
It's normal to fall into these.
But, once you know the 7 money habits to look out for you can start to change and improve your financial life.
We also mention the new season of The Deal, click the link to watch.
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16:1705/07/2024
DIY property management – Don't make these mistakes ⎜ Ep. 1758
In this episode, we discuss how to manage your own property.
This includes how to find good tenants, what to look for, and the mistakes not to make.
We also mention the new season of The Deal, click the link to watch.
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15:1504/07/2024
Resimac gone: Non-bank lender shuts up shop ⎜ Ep. 1757
In this episode, we discuss how Resimac, a non-bank lender is shutting up shop in New Zealand.
After losing money, the non-bank lender has decided to focus on Australia instead.
Ed and Andrew discuss what it means for home buyers and property investors. Is Resimac just the first domino to fall?
We also mention the new season of The Deal, click the link to watch.
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14:5403/07/2024
"The scariest money moment I've ever had" ⎜ Ep. 1756
In this episode, Ed and Andrew share the scariest money moments they've ever had.
This includes when they struggled with money, when they struggled to pay bills and what they did.
We also mention the new season of The Deal, click the link to watch.
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13:4402/07/2024
Rental market update – supply vs demand ⎜ Ep. 1755
In this episode, we discuss the NZ rental market.
This includes looking at both supply and demand so you can understand how long it'll take to find a good tenant for your property.
We also mention the new season of The Deal, click the link to watch.
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16:5201/07/2024
NZ property market update: What's not being said? ⎜ Ep. 1754
In this episode, we give you an update on the NZ property market.
This includes the data that the media may have missed and what you need to know as a property investor.
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13:3530/06/2024