In this episode, we discuss whether property investors in NZ should invest in boarding houses. This includes a run down of the real numbers behind them and what to look out for.  We go through the additional yield you might be able to get, along with the increased costs that you'll need to watch out for. We also mention our new series – The Deal – NZ's first property investment TV show. Click the link to watch the 2nd episode. 

In this episode, we discuss how to get the motivation to finally invest in property or to grow your portfolio.  We go through how we've motivated ourselves in the past and the people we've met who motivate and inspire us to keep going. We also mention that the second episode of The Deal is now live. Click the link to watch. 

In this episode, we discuss good debt vs bad debt for NZ property investors. We define good debt as anything you borrow to purchase investable assets.  Whereas bad debt is anything you borrow that stops you from taking on good debt. That includes credit cards, personal loans, car loans ... and even personal owner occupier homes too.  We also mention that the second episode of The Deal has just gone live. Click the link to watch NZ's first property investment TV show.

In this episode, we kick off another new series called The Money Mindset. And in today's show, we dig into how to convince your partner to invest in property with you. We go through how to use micro-commitments to ease your partner into it, as well as how to work through their concerns and objections. We also mention that the second episode of The Deal has just gone live. Tune in to watch Blair Chappell from Williams Corporation pitch to our three tough Deal Makers. 

In this episode, we discuss whether it is a good idea for New Zealand based property investors to buy properties in the Whanganui District.  We dig into recent house price growth within the district as well as expected population growth, income and demographic trends to make a call about whether it's worth investing today. We also mention that last night the second episode of The Deal went live last night. Tune in to see Blair Chappel from Williams Corporation pitch to the three tough Deal Makers. 

In this episode, we discuss what Buyers Agents are the types of property investors that they are the right for. This comes from a listener of the show Jay, who we met at our podcast dinner in Queenstown.  We go through the types of properties that a buyers agent is likely to recommend (depending on how you brief them) and a couple of different options you can use here in New Zealand. We also mention our article which goes through how to tell whether a property coach is biased or not. And give a shout out to The Deal, our new video series, where the second episode will release tonight.

In this episode, we discuss the unintended consequences of the government's latest taxes targeting property investors.  We go through four different scenarios so that you can start to think more like an economist.  We also mention that the first episode of our new property investment TV show, The Deal is now live. Click the link to watch the first episode.

In this episode, we wrap up the first episode of the deal and take you through the key elements that were discussed during the show.  This includes a deep dive into the discussions around whether the properties presented had the potential to leak due to the lack of soffit's and eaves.  We also mention that you can watch the first episode of The Deal now on-demand. Click the link to watch the first episode. This is New Zealand's first reality-TV style TV show dedicated to property investment. 

In this episode, we are once again joined by Vinny Holloway from Brooksfield to round out our "How to Be a Property Developer" series.  Here we take you through the exact process you need to go through to get your first development project off the ground ... from council consent through to getting the thing built.  We also mention that the first episode of our new property investment TV show, The Deal is now live. Click the link to watch the first episode.

In this episode, we dive into the third instalment of our four-part series teaching you how to become a property developer.  Here, we go through how the price of S30 structural timber has increased by 24% over the last 12 months, which compares to a rise of just over 3% for all construction costs.  We also mention that the first episode of our new property investment TV show, The Deal is now live. Click the link to watch the first episode.

In this episode, we are once again joined by Vinny Holloway from Brooksfield to discuss how to find the site for your first project as a developer.  We go into the details abut the types of suburbs you might look into, as well as how many sites you might need to look at before you find the right one for your first project.  We also mention that the first episode of our new property investment TV show, The Deal is now live. Click the link to watch the first episode. 

In this episode, we are joined by Vinny Holloway from Brooksfield to discuss how much money you need to become a property developer in New Zealand.  We discuss that to become a developer you need to be able to buy the land without a mortgage. That means purchasing either with cash or by leveraging against a different property that you already own.  We also mention that the first episode of The Deal has just gone live. Watch it on demand at www.thedeal.co.

In this episode, we discuss rising interest rates from the four major banks as well as what's causing the rise.  We dig through the Reserve Bank's latest monetary policy review, along with how wholesale interest rates are moving. This allows property investors to get a sense of where interest rates will move in the future and how to handle them. We also mention that the first episode of The Deal goes live at 7pm the night this episode is released. Tune in from 7pm for NZ's first reality-tv style show dedicated to property investment.

In this episode, we detail our predictions for the Auckland Central apartment market, including whether this is a good time to sell or whether it's better to continue holding on. This comes from a listener of the show, who has an apartment in the Sugartree complex, where the price of her property has fallen since her initial purchase. We go through whether she should sell, or whether it's better to weather the storm.

In this episode, we discuss how to decrease your effective tax rate using different ownership structures like trusts, LTCs and other ownership structures.  Please get personalised financial advice from a property accountant before implementing any ownership structure because these are very situation specific. We also mention that The Deal is launching officially on Wednesday 21st July. Register to watch the first episode here.

In this episode, we run a rapid-fire of 28 property investment questions, answered in 15 minutes. These include clarifications of the government's most recent tax changes for property investment, as well as specifics on individual investor situations. These have all come from questions asked by real investors at our most recent property investment webinar. We also mention that The Deal is launching officially on Wednesday 21st July. Register to watch the first episode here.

In this episode, we discuss whether lifestyle blocks are a good investment alternative and whether they increase in value more quickly than other properties.  The key message is that lifestyle blocks aren't as easily subdividable as many might first think. This is because there aren't access to services like sewerage and water than inner city properties.  We also mention that The Deal is launching officially on Wednesday 21st July. Register to watch the first episode here. 

In this episode, we are once again joined by property investor Ilse Wolfe, who joins us to walk through a case study of how to complete a successful renovations focussed strategy. We also mention that Ilse is currently offering Cashflow Hacking sessions for investors with an existing portfolio. Email [email protected] to book. The fee for this session is $250 + gst. We also mention our new property investment show, The Deal. The first episode goes live on Wednesday 21st July. Click the link and sign up to get notified when the first episode goes live. 

In this episode, we are joined by property investor, Ilse Wolfe, to discuss a case study where an investor increased their passive income through a renovations-focussed property investment strategy. We walk through the exact numbers the investor used to create the passive income and how they renovated the properties to create it.  We also mention that you can book a Cashflow Hacking session with Ilse by emailing her directly on [email protected].

In this episode, we discuss whether you should buy now and renovate, or wait for the new tax rules (which may provide new opportunities for active property investors.  Throughout the show we are joined by property investor Ilse Wolfe, who walks us through the three arguments for why you might like to buy and renovate now, rather than waiting for the rules to change. We also mention that you can watch our new property investment TV show from Wednesday 21st July by going to Thedeal.co.

In this episode, we kick off the first episode in our four-part Back to Basics series. Here, we go through how to get goals, set strategy and pick properties as a step by step guide. This is specifically geared for New Zealand based property investors. We also mention these podcasts: How to Succeed at an Auction How to Negotiation and Deadline Sales How to Win at Tenders and Auctions You can also find any episode we've ever recorded using the Property Academy Podcast Catalogue.

In this episode, we delve into the third instalment of our four-part Back to Basics series. Here, we give you a simple formula for calculating whether you can afford a rental property on your income. This is specifically geared for New Zealand based property investors. We also mention these podcasts: 6 Strategies You Can Use To Improve Your Mortgage Servicing You can also find any episode we've ever recorded using the Property Academy Podcast Catalogue. We also mention our new mortgage borrowing calculator, which you can use to test how much you might be able to borrow right now. 

In this episode, we continue on our Back to Basics series. Here, we go through the exact professionals you want on your team when starting out in property investment in New Zealand.  We also mention these podcasts: The Top 7 Property Managers in New Zealand The Top 10 Mortgage Brokers in New Zealand The Top 5 Property Accountants in New Zealand You can also find any episode we've ever recorded using the Property Academy Podcast Catalogue.

In this episode, we kick off the first episode in our four-part Back to Basics series. Here, we go through how to get goals, set strategy and pick properties as a step by step guide. This is specifically geared for New Zealand based property investors.  We also mention these podcasts: Top 10 Property Investment Strategies The Exact Steps To Take When Using Your Home To Buy a Rental Property You can also find any episode we've ever recorded using the Property Academy Podcast Catalogue.

In this special bonus episode, you can listen to the full audio from our latest webinar, around how the government's tax changes will impact property investors.  Click here to watch the full recording of the property investment webinar.

In this episode, we discuss a day of the life on Andrew Nicol, and specifically detail some of the challenges that come with dealing with developers. Here, Andrew takes us through some of the challenges that he's had with even trusted developers. These include prices and floor plans changing, through to extensions not being granted.  We also mention that our next episode will be a series of "Back to Basics", taking you through the key things you need to remember as a property investor. 

In this episode, we un the numbers on Principal and Interest vs Interest Only and show the difference between the two. This comes off the back of multiple questions from listeners of the show asking why we recommend interest only mortgages.  We go through the return on investment for both instances, and walk through why managing the cash you put into an investment property is so important. Finally, we also mention that you can download the spreadsheet that we talk about on the show, so you can run the numbers for yoursel. 

In this episode, we discuss what goes into a Valuer's report. We also go through how to use the exact 4 step process to get a sense of what your property is worth. Because, although you can get a figure from Homes.co.nz or Oneroof.co.nz, it may not be accurate, and you may have more equity that the websites suggest. We also mention that you are invited to our red-carpet premiere screening of our new video series, The Deal, on 15th July 2021. This is solely in Christchurch, so if you are based in the Garden City, come along.

In this episode, we discuss Ed's recent situation where he had to get a registered valuation on a property to go and purchase the next property.  We discuss the exact steps he took in order to get the best chance at receiving a favourable valuation, and what you can do too. Don't forget too that our monthly property investment webinar is on tonight at 7pm. Click the link to register.

In this episode, we walk you through the exact steps to take when leveraging your home to buy a rental property. This includes which financial products to use e.g. a revolving credit, and how to use them to give you flexibility when taking your first steps. We also mention our podcast catalogue. where you can search through to find previous episodes of the show.  We will also announce more details about the video series at our upcoming property investment webinar. It's on 6th July. Click the link to register.

In this episode, we are once again joined by a listener of the show – Gareth. Here, Gareth shares how he tracks his property portfolio and his financial life through a spreadsheet. He shares what he's tracking, how he tracks it, and the insights he gains from it. We also mention that you are invited to our red-carpet premiere screening of our new video series on 15th July 2021. This is solely in Christchurch, so if you are based in the Garden City, come along. We will also announce more details about the video series at our upcoming property investment webinar. It's on 6th July. Click the link to register.

In this episode, we are once again joined by a listener of the show, Gareth, who shares his mistakes investing in property from the last 15+ years.  Gareth shares the stories of when he bought the wrong properties ... and when he bought the wrong properties at the wrong time.  We will also announce more details about the video series at our upcoming property investment webinar. It's on 6th July. Click the link to register.

In this episode, we are joined by a listener of the show, Gareth to discuss how he has grown his property portfolio to 5 properties, including both the ups and downs. We also mention that you are invited to our red-carpet premiere screening of our new video series on 15th July 2021. This is solely in Christchurch, so if you are based in the Garden City, come along. We will also announce more details about the video series at our upcoming property investment webinar. It's on 6th July. Click the link to register.

In this episode, we discuss a recent article from Bloomberg, which ranks the world's housing markets in order of how bubble-like they appear to be.  We walk through the media company's analysis and talk about whether it's unsafe to invest in the NZ property market.  We also mention that you are invited to our red-carpet premiere screening of our new video series on 15th July 2021. This is solely in Christchurch, so if you are based in the Garden City, come along. We will also announce more details about the video series at our upcoming property investment webinar. It's on 6th July. Click the link to register.

In this episode, we discuss whether investors should use a fixed term or a periodic tenancy. We discuss which is which and also how new legislation has made Fixed-Term tenancies lose their teeth. We also mention that you are invited to our red-carpet premiere screening of our new video series on 15th July 2021. This is solely in Christchurch, so if you are based in the Garden City, come along. We will also announce more details about the video series at our upcoming property investment webinar. It's on 6th July. Click the link to register.

In this episode, we discuss whether investors who buy larger sections of land will see higher capital growth.  We dig through the data and show you our process for how we go about solving this myth. We also mention that you are invited to our red-carpet premiere screening of our new video series on 15th July 2021. This is solely in Christchurch, so if you are based in the Garden City, come along. We will also announce more details about the video series at our upcoming property investment webinar. It's on 6th July. Click the link to register.

In this episode, we discuss how to spot scams and dodgy developers when evaluating investment opportunities. This includes how to use the NZ Legal Information Institute to check out the background of a developer.  We also discuss the types of misdemeanours that should and shouldn't scare you off a developer.   We also mention that you are invited to our red-carpet premiere screening of our new video series on 15th July 2021. This is solely in Christchurch, so if you are based in the Garden City, come along. We will also announce more details about the video series at our upcoming property investment webinar. It's on 6th July. Click the link to register.

In this episode, we review the latest data on the NZ property market and discuss how the market is performing right now.  This includes an analysis of why property growth hasn't slowed as much as some may have feared, and which metric has picked up over recent months. We also mention that you are invited to our red-carpet premiere screening of our new video series on 15th July 2021. This is solely in Christchurch, so if you are based in the Garden City, come along. We will also announce more details about the video series at our upcoming property investment webinar. It's on 6th July. Click the link to register.

In this episode, we discuss the potential introduction of Debt to Income ratios in NZ. This comes on the back of the Finance Minister, Grant Robertson giving permission to the Reserve Bank to introduce the tool. We discuss how debt to income ratios are calculated, and the potential impact on your ability to invest in property. We also mention that you are invited to our red-carpet premiere screening of our new video series on 15th July 2021. This is solely in Christchurch, so if you are based in the Garden City, come along.  We will also announce more details about the video series at our upcoming property investment webinar. It's on 6th July. Click the link to register.

In this episode, we discuss our predictions and forecasts for how quickly house prices might increase in the future.  This is based off predictions by both the Treasury and the Reserve Bank. We also go through whether the predictions from these organisations can be relied upon, and an analogy for thinking about the drivers of future house price increases.  We also mention that if you have a topic you'd like us to discuss on the show, then please text us. Our number is 5522. It would be great to hear from you.  

In this episode, we discuss the 9 signs that you're investing in property the right way. This acts as a checklist to remind yourself whether you've forgotten any of the foundational steps. These include knowing your property accountants first name, using a property manager, investing around the country and man more. We also discuss our upcoming property investment webinar, which is happening on the 6th July. Click the link above to register.

In this episode, we are joined by Kyle Brookland from Informed Property Inspections. Here, we discuss how to do Due Diligence on an existing property. Here, Kyle shares that first home buyers need to be very careful not to worry too much about the contents of a building inspector's report. Often a building inspector will write everything that could possibly be wrong with a house ... but not everything needs to be fixed at once. We also mention that if you've got a topic you'd like to hear us talk about on the show, you should send us a text. Our number is 5522. It would be great to hear from you. 

In this episode, we are joined by Kyle Brookland from Informed Property Inspections. Here, we discuss how to do Due Diligence on a New Build and how to tell whether a developer builds a good product or not.  Here, Kyle shares that investors need to be wary of just looking at a show home and thinking that their property will be of similar quality. Showhomes are usually built to a higher spec than other properties that investors would buy off the plans. So they need to be aware of this.  In the next episode, Kyle will detail how to conduct Due Diligence on an existing property.

In this episode, we are joined by Kyle Brookland from Informed Property Inspections. Here, we discuss the details of whether investors should be worried about purchasing a plaster home.  Here, Kyle shares that investors only need to worry about purchasing plaster homes that don't have a cavity system. This system was introduced between 2004-2007. So investors purchasing homes after this period generally needn't be worried.  In the next episode, Kyle will detail how to conduct Due Diligence on a brand new of-the-plans property. 

In this episode, we continue with the final episode in our five-part series where we detail how the government plans to change tax regulations for property investors. Here we share the details from our submission to the government, along with the actions we believe they should take in order to increase the housing supply further. We also mention our upcoming property investment webinar this is where we will fully detail all the changes that the government is proposing and how it'll impact you as a property investor. Click the link above to register.

In this episode, we continue with the fourth episode in our five-part series where we detail how the government plans to change tax regulations for property investors. Here we discuss how to use different entities and mortgage structures to pay less tax when the new regime kicks in. We also mention our upcoming property investment webinar this is where we will fully detail all the changes that the government is proposing and how it'll impact you as a property investor. Click the link above to register.

In this episode, we continue with the third episode in our five-part series where we detail how the government plans to change tax regulations for property investors.  Here we discuss the 12 opportunities that the new tax opportunities present, including investing in boarding houses, splitting 1 dwelling into 2 and investing overseas. We also mention our upcoming property investment webinar this is where we will fully detail all the changes that the government is proposing and how it'll impact you as a property investor. Click the link above to register.

In this episode, we continue with the second episode in our five-part series where we detail how the government plans to change tax regulations for property investors. This is based off a 143-page discussion document that was released only days ago. Here we discuss whether your New Build is still a New Build under the new rules. We also detail the Continued Investment Rule and whether it's likely to come in. We also mention our upcoming property investment webinar this is where we will fully detail all the changes that the government is proposing and how it'll impact you as a property investor. Click the link above to register.