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The Property Academy Podcast is a daily show that gives you insight, analysis and strategies for how to get the most out of the NZ property market.
That's whether you're an existing or aspiring property investor, you want to get into your first home, or you're just interested in the property market.
Andrew Nicol and Ed McKnight host the podcast. Andrew is the Managing Partner of Opes Partners and a prolific investor himself. Ed is an economist. https://www.opespartners.co.nz/investment/property-investment
Legal Stuff: https://www.opespartners.co.nz/disclaimer-youtube-podcast-webinar
How To Choose the Right Townhouse or Unit in a Development ⎜ Ep. 1028
In this episode, we discuss how to choose the right unit or townhouse within a development.
This includes diving into which factors really matter ... and which ones you don't have to worry about too much.
Ultimately this allows you to have the confidence to know what to look for when choosing the right property for your portfolio.
Got a question you want covered on the show? Suggest a topic using the podcast question form.
09:4705/07/2022
Investor Case Study – [Must Listen] How Dani Paim Saved 90% of Her Income; Lost $50k + Still Came Out On Top⎜Ep. 1027
In this episode, we are joined by Danubia Paim from Opes Accelerate to discuss her property investment journey.
She shares how she grew up in a tiny apartment in Brazil, before moving to New Zealand. We go through all the details, including how she lost $50k through a property coaching company, and what she learned in the process.
Got a topic you'd like us to talk about on the podcast? Suggest a topic using the podcast question form.
16:0004/07/2022
Revolving Credits – When + How To Use Them (The Right Way) ⎜ Ep. 1026
In this episode, we discuss when and how to use a revolving credit as part of your property investment strategy.
This includes what a revolving credit is and how they work with other types of mortgages that you might use.
Got a question that you'd like us to answer on the podcast? Send through your topic suggestions by using the podcast question form.
13:4903/07/2022
Case Study Sunday: How These Investors Will Build a $200k Passive Income + Retire at 55 ⎜ Ep. 1025
In this episode, we discuss a case study of a pair of property investors who are on track to build a $200k passive income over the next 20 years.
We talk through their current investment properties and how on track they are to hit their goals.
We also mention that if you have a topic you'd like us to talk about on the podcast, you can suggest a topic here.
13:3302/07/2022
Will This 5 Point Plan Fix NZ's Rental Crisis? NZ Property Investor Federation Plan Reviewed ⎜ Ep. 1024
In this episode, we discuss the NZ Property Investor Federation's 5-point plan for fixing the rental crisis in New Zealand.
This includes a discussion about whether there is a rental crisis, and also reviewing. the best 3 and worst 3 ideas from the federation's report.
Want to read the report yourself? Here is the link to the plan, and also a link to where you can sign up for the Opes Partners 2022 NZPIF Conference.
Got a question you want answered on the podcast? Send in your podcast topics here.
15:2901/07/2022
Are Meth Tests Still Worth It? The Real Facts Revealed ⎜ Ep. 1023
In this episode, we discuss whether meth tests are still worth it for New Zealand property investors.
This includes a deep dive into the facts as presented in the Gluckman report into Methamphetamine contamination, so you can decide whether or not a meth test is right for you.
We also mention our new podcast topic suggestions form, where you can suggest a topic for the podcast.
13:1530/06/2022
Investor Saves $56k By Using This 1 Bright Line Test Quirk ⎜ Ep. 1022
In this episode, we discuss how one property investor will save $56,000 by using a quirk in the bright line test.
We go through what the quirk is, as well as what other investors would need to do in order to get a similar result by using the bright line test in this way.
13:0129/06/2022
Bonus: Property in the next 12 months – What can I expect? - Webinar Audio
In this special bonus episode, you'll hear the audio from the recent Opes Property Live webinar where we looked at Predictions for Property in the next 12 months, the strategies to use and the best places to purchase your investment property.
01:24:1329/06/2022
IRD Applies To Liquidate Propellor Property – What Does It Mean For My Investment Properties? ⎜ Ep. 1021
In this episode, we discuss how the IRD has applied to liquidate Propellor Property Investments and two other associated companies.
We go through what this means for Propellor clients who have a build under way, as well as how property investors can protect themselves in these situations.
If you like the podcast, your next step is to subscribe to the Opes Partners YouTube channel. We release 2 new videos every week.
11:2628/06/2022
Napier – Is It A Good Place To Invest? An Unbiased Review ⎜ Ep. 1020
In this episode, we discuss whether Napier (in Hawke's Bay) is a good place for Kiwi property investors to purchase real estate.
We look at the anticipated population growth in the district, how productive the economy is, and how expensive house prices are compared to incomes.
13:3127/06/2022
Property Investment Statistics You Need To Learn By Heart ⎜ Ep. 1019
In this episode, we discuss 5 key statistics relating to property investment that investors need to learn by heart.
These include numbers relating to home ownership, the pace at which properties increase in value, and rental and income growth.
We also mention our upcoming property investment webinar, "Property in the Next 12 Months - What Can I Expect?", which is on tomorrow at 7pm. Click the link to register.
13:2526/06/2022
Case Study Sunday – $105k Passive Income In 10 Years. How These Investors Will Do It ⎜ Ep. 1018
In this episode, we are joined by Stevie Waring to discuss a case study of a pair of investors who plan to build a $105k passive income in just 10 years.
This includes a run down of their financial situation, so you can identify whether you might be in the same situation and see whether a similar approach might be right for you.
14:0625/06/2022
Renting vs Owning – Which Is Cheaper? An Honest Review + A Spreadsheet ⎜ Ep. 1017
In this episode, we discuss which works out better financially – renting or owning property.
This includes a deep dive into the numbers based on our new financial model, which you can download here.
We also walk through the pros and cons (of both) which can't be captured within the numbers.
12:0024/06/2022
What Happens If I Can't Settle On My Property? Biggest Risk For Property Investors Today ⎜ Ep. 1016
In this episode, we discuss one of the biggest risks for property investors in today's market. That is the risk that you're unable to settle on a property you're unconditional on.
We walk through what you need to do to get settlement ready, as well what you're alternatives are if you genuinely can't settle.
12:4623/06/2022
Should I Stay Engaged With the Property Market? Pros and Cons Explained ⎜ Ep. 1015
In this episode, we discuss whether property investors should stay engaged with the New Zealand housing market.
This includes both the pros and cons, which are loosely based on analysis completed by independent economist, Tony Alexander.
Ultimately this allows you to decide whether or not you should stay engaged with the market, or sit on your hands.
14:1622/06/2022
Case Study - Should I Develop Or Buy a New Build?⎜Ep. 1014
In this episode, we discuss a case study of whether a property investor should develop land that they already own. Or whether they should sell bare land and buy new builds instead.
12:0921/06/2022
Steve Goodey – Learnings From 25 Years In Property Investment ⎜ Ep. 1013
In this episode, we are joined by property investment coach, Steve Goodey to discuss what he's learned over the last 25 years of investing in property.
Over the last 3 decades, Steve has tried and been involved with almost everything to do with the property investment industry, from property education to development, to renovations and flips.
Want to keep in touch with Steve? Check out Steve Goodey's facebook, Instagram and website
17:5420/06/2022
Pay Down My Mortgage vs Invest In Property ... What Gives The Best Return? ⎜ Ep. 1012
In this episode, we debate which gives the better return, paying down your personal mortgage, or investing in property.
This includes an honest analysis of both the pros and cons of each strategy, so you can decide what makes better sense for you.
We also build this Pay Down Debt vs Invest calculator, which you can use yourself to get a sense of the different returns you might receive.
11:5419/06/2022
Case Study Sunday – $1,000 More Rent Per Week Using This Renovation Plan ⎜ Ep. 1011
In this episode, we are joined by Ilse Wolfe to discuss a case study of a property investor who increased the rent of their property by $1,000 a week.
We go through the exact renovations they conducted, and how they kept their costs low by thinking outside the square.
We also mention that if you'd like advice on how to do similar renovations, you can learn more about the Opes Accelerate programme.
13:3918/06/2022
How To Politely Say No To Your Tenants' Excessive Maintenance Requests ⎜ Ep. 1010
In this episode, we discuss how property investors can politely say no to tenants' excessive requests for maintenance.
We also go through how to figure out what maintenance needs to be done, and which can be saved for a later date.
We also go through different scenarios so you can get a sense of how to handle communication with your tenants.
13:2217/06/2022
Social Housing – The Reality Of Renting Your Property Out To Social Housing Providers ⎜ Ep. 1009
In this episode, we are joined by property investor, Ilse Wolfe, from Opes Accelerate to talk about renting your properties to Community Housing Providers.
This includes discussing who Community Housing Providers are, and what property investors need to know if they're going to rent to a social housing provider.
We also mention that if you want to work with Ilse and Opes Accelerate, you can click the link to learn more.
17:5916/06/2022
DDL In Receivership ... Another One Bites The Dust ... Developers Going Broke ⎜ Ep. 1008
In this episode, we discuss how property developer DDL Ormiston has gone into receivership.
We share what property investors need to know to avoid investing with a developer who may run into financial hardship.
This includes asking specific questions, searching the New Zealand Legal Information Institute, and using Companies Office records to determine where the major shareholder lives.
13:4115/06/2022
Cancel Your Insurance – How To Self Insure + What Property Investors Need to Know ⎜ Ep. 1007
In this episode, we discuss what property investors need to know about self insurance – the concept of having enough assets so that you don't need insurance.
This includes case studies and situations of who might be able to cancel their insurance, and who still needs to have it in place.
13:2314/06/2022
The Future of Renting in NZ ... Predictions, Forecasts, and The 3 Themes Property Investors Need To Know ⎜ Ep. 1006
In this episode, we discuss what the future of renting looks like in New Zealand.
This includes a look at both the supply and demand factors in play and how tenants will respond to rising rents and comparatively stagnant wages.
This will give you, as a property investor, a sense of how the rental market is likely to change over time.
14:5713/06/2022
Andrew's 5 Biggest Property Investment Mistakes ... + How To Avoid Them ⎜ Ep. 1005
In this episode, we discuss Andrew's top 5 mistakes in property investments, and what other investors can learn to avoid these same mistakes.
These include how to work with your property manager the right way, which repairs to do and which tenant request to ignore.
12:3512/06/2022
Case Study Sunday – This Investor Owns 25 Properties ... But Still Made This Mistake ⎜ Ep. 1004
In this episode, we are joined by mortgage adviser, Peter Norris, to discuss a case study of an investor who owns 25 rental properties.
The property investor put a property under contract, went unconditional, but then couldn't get the finance for the project. Peter walks through how this investor got the finance so they were still able to settle the property.
We also mention Catalyst Financial's Investment Ready service, where you work with a mortgage adviser to get in the financial position to invest. Click the link to sign up.
14:1411/06/2022
New Stats – 20% of Kiwis Think It's a Bad Time To Buy a House ... Why That Should Make You Smile ⎜ Ep. 1003
In this episode, we discuss the latest figures from the ASB Housing Confidence survey, and what property investors need to know.
This comes off the back of a recent stuff article, which discussed what New Zealanders think of the property market, and the opportunities that are there for property investors.
10:4110/06/2022
This Investor Could Loose $500,000 ... Here's Why + What They Should Do About Developers Not Settling ⎜ Ep. 1002
In this episode, we discuss how this property investor could lose over $500,000 because the developer they sold their property to is struggling to settle.
We go through the reasons why a developer might not settle a property and address the risks and benefits of selling to a developer.
Ultimately you can use this information to decide if you want to sell to a developer and decide what you can do if they struggle to settle.
14:2109/06/2022
Higher Interest Rates Coming – OCR Raised By 0.5% – Full Breakdown & Analysis ⎜ Ep. 1001
In this episode, we discuss the Reserve Bank's most recent Monetary Policy Statement and what it means for property investors and first home buyers.
We take apart and play clips from the Reserve Bank's press conference and decipher what it all means for regular people.
12:5408/06/2022
Episode 1,000 – Top Highlights From 1000 Episodes of The Property Academy Podcast ⎜ Ep. 1000
In this episode, we celebrate the last 1,000 episodes of the Property Academy Podcast and compare what's changed over the last 1,000 episodes.
This includes replaying some of our favourite moments, including those which never made it into the show.
Ultimately, this is our way of saying thank you for letting us be part of your property investment journey.
14:4507/06/2022
Wolfbrook – An Honest Review Of This Property Developer – Are They Any Good? ⎜ Ep. 999
In this episode, we discuss Wolfbrook – a property developer – and discuss whether their properties make good investments (or not).
This includes an honest analysis of the pros and cons of the properties, what we think of where they are building, and who their properties might be the right fit for.
11:2606/06/2022
How This Investor Can Use Property To Buy Her Family – Case Study ⎜ Ep. 998
In this episode, we discuss a case study to show how one property investor (and listener of the show) could use their portfolio to buy their family farm. This includes a discussion of the pros and cons of using property in this way, and how they might be able to do it.
13:0805/06/2022
Case Study Sunday: +$40k Household Income in 2 Weeks – How This Couple Did It (And You Can Too) ⎜ Ep. 997
In this episode, we are joined by Michelle Kinilau, a mortgage broker, to discuss a case study of how one of her property investors increased their household income by $40k in just 2 weeks.
This includes the similar steps you can take to replicate their success and what it could mean for your property investment portfolio.
You can also learn more about our mortgage and money strategy by using the Catalyst Financial Mortgage Playbook and Investor Ready spreadsheet.
13:3804/06/2022
Buying Property with a Friend – Pros and Cons ... Is it a Good Idea? ⎜ Ep. 996
In this episode, we discuss whether it is a good idea for first-time property investors to purchase a rental with a friend.
This includes an analysis of both the pros and cons, so you can decide for yourself whether purchasing a property this way is right for you.
14:1503/06/2022
Rental Assessments – Are They Worth The Paper They're Printed On? ⎜ Ep. 995
In this episode, we discuss whether property investors should pay much attention to rental assessments, or whether they're not worth the paper they're printed on.
This includes a rundown of how property managers actually create these rental assessments and the process you can follow to make sure that they are as accurate as possible.
09:0002/06/2022
Bonus: [Full Audio] Top 5 Developers for First Home Buyers in Auckland – Webinar Audio
In this special bonus episode, you'll hear the audio from the recent Opes First Home webinar where we looked at the "Top 5 Developers for First Home buyers in Auckland" with special guest Sammy Morrison.
57:1902/06/2022
Top 5 Developers For First Home Buyers in Auckland (Webinar Wrap Up) ⎜ Ep. 994
In this episode, we are joined by Sammy Morrison from Opes First Home to talk through the top 5 property developers for first home buyers based in Auckland.
This includes:
Aedifice,
CETA,
Western Property,
Tuakiri Property and
Jennian Homes
13:3901/06/2022
Bonus: How To 'Cashflow Hack' Your Property Investment Portfolio Using Renovations – Webinar Audio
In this special bonus episode, you'll hear the audio from the recent Opes Accelerate webinar where we looked at "Cashflow Hack' Your Property Investment Portfolio Using Renovations" with Ilse and Dani and the seven strategies you can use to cashflow hack your renovation rental property.
01:19:0831/05/2022
Revealed: Where You Can Get Data For Free ... The Exact Data Ed Uses When Analysing A Property Market ⎜ Ep. 993
In this episode, we reveal the exact places where Ed gets data from (for free) to analyse a property market. These sources include:
REINZ,
Regional Economic Activity web tool,
Infometrics,
Infometrics ecoprofile,
Instant Data Scraper, stats.nz, and
Property Value
These are all awesome tools that property investors can use to make a more informed decision.
12:1231/05/2022
How Much Does It Cost To Retire? Exact Numbers On What Kiwis Really Spend In Retirement ⎜ Ep. 992
In this episode, we discuss how much Kiwis really spend in retirement. This is based on the Massey University Fin-Ed report, which reveals the actually amounts Kiwis spend once they stop working.
This allows you, as a property investor, to get a sense of how many assets you'll need in retirement to live a lifestyle that is comfortable for you.
13:2330/05/2022
Should I Sell My Property ... And Invest In Something Else While I Can? Rachel's Case Study ⎜ Ep. 991
In this episode, we discuss a case study of a property investor who is considering selling a property she currently has under construction.
We go through the arguments for selling the property in today's market. And we also discuss the flipside – the arguments against selling.
Ultimately, you can use similar thinking, when assessing your property investment portfolio, to come to the right decision for you.
11:4629/05/2022
Case Study Sunday – Separated With Few Assets, To On Track For $150k Passive Income. How This Investor Did It ⎜ Ep. 990
In this episode, we discuss are joined by Stevie Waring for Case Study Sunday. And in it we share the amazing story of a property investor who was separated with few investment assets ...
And how she has built a portfolio that is on track to give her a $150k income throughout her retirement.
We talk through the steps she took, and what you can learn from her incredible story.
16:0828/05/2022
Propellor Property Investments – An Honest Review ... Are Their Cashflow Projections Accurate? ⎜ Ep. 988
In this episode, we discuss property investment company, Propellor Property Investors, which is owned and run by Nikki Connors.
We go through their cashflow assumptions surrounding the properties they recommend and question whether the assumptions are solid (or not).
Ultimately, this will allow you as a property investor to better understand how the assumptions you put into a spreadsheet will impact the estimated returns.
17:1026/05/2022
Budget 2022 – How Does the Govt's Budget Impact Property Investors and First Home Buyers? ⎜ Ep. 987
In this episode, we discuss the government's budget and spending plans for 2022 and 2023. We specifically go through the impact on first home buyers and investors.
The main changes are for first home buyers and centre around the updated house price caps for the First Home Grant.
We also touch on Treasury's updated house price forecasts and the tax revenue that will be collected due to the government's interest deductibility changes.
Want to dig more into the budget yourself? Here is where you can download the whole pdf document.
09:5125/05/2022
3 Ways To Use The the Bank of Mum and Dad ... How To Structure It + How The Bank Treats It ⎜ Ep. 986
In this episode, we discuss how property investors and first home buyers can use the bank of mum and dad to get a kick start on their journey.
This includes looking at how the banks treat parental support, and the different options you have for structuring it.
09:4424/05/2022
Property Management Fees – How Much Does Property Management Cost? Real Numbers ⎜ Ep. 985
In this episode, we discuss how much property management costs and what different companies charge in today's market.
This includes what the different fees are, and which services tend to be included and not included in the base fee.
Ultimately this helps property investors decide how much they should budget for property management.
16:0123/05/2022
How to Get Out of an Unconditional Contract ⎜ Ep. 984
In this episode, we discuss how property investors can get out of an unconditional contract that they've already signed.
This is useful for investors and first home buyers who have signed a contract to buy a property and are now looking for a way out.
13:1422/05/2022
Case Study Sunday – Good Mortgage Broker vs Bad Mortgage Broker ⎜ Ep. 983
In this episode, we are joined by mortgage adviser and property investor, Ella Dromgool to discuss a recent investor she has worked with.
We share the story and why this investor's previous broker told them 'no', while Ella was able to get the bank to say 'yes'.
We also mention Catalyst Financial's new investor ready service, which you can sign up for through the contact form on the Catalyst website.
13:4221/05/2022
The Next 12 Months in Property – What's Going To Happen? ⎜ Ep. 982
In this episode, we discuss what the next 12 months in the New Zealand property market look like.
This is based on a question submitted by a fellow property investor and listener of the show, who is thinking about what to do over the next 12 months.
We also mention that you can run the numbers on your investment properties and download the Opes ROI spreadsheet for free, by clicking the link.
14:2120/05/2022
Best Places to Invest in Auckland, Right Now – What Do The Numbers Say? ⎜ Ep. 981
In this episode, we discuss where property investors should be looking for deals in the Auckland property market.
This includes a look at where properties are most affordable, where properties have had the highest historical capital growth, and where the highest yields are.
We also mention our new and updated maps of the Auckland property market, so you can explore the data yourself – least and most expensive, highest and lowest yields, and capital growth.
13:2919/05/2022