In this episode, we discuss why the Reserve Bank increased the official cash rate from 3% to 3.5%.  We go through what property investors need to know, and the impact on mortgage interest rates. We also cover when it's all going to stop and how high the OCR might lift to. We wrap up the show by mentioning the launch of our Wealth Plan book launch tour tickets. Click the link to buy your ticket.

In this special bonus episode, you'll hear the audio from the recent Property Live webinar where we looked at "8 Steps to Build a Passive Income & Retire on Real Estate", the strategies and practices from our upcoming book 'Wealth Plan', and how to use these to plan and create wealth for your financial future with investment property.

In this episode, we discuss what buyers really care about when purchasing a home to live in. This is based off data from the UK and Australia, which shows what really matters (and what doesn't). This is important for property investors to understand, because they care about how easy it is to sell their investments, and what resale value they can get. We also mention that tickets for our Wealth Plan book tour are now on sale. Click the link to buy your ticket.

In this episode, we answer questions from real podcast listeners live on the show. This includes questions from property investors around the country about their personal situations ... even though this is not personalised financial advice.  Want your question answered live on the podcast with Ed and Andrew? Submit your question here through the Property Academy Radio Talkback form.

In this episode, we discuss the types of properties that property investors should not buy.  This includes how to spot these types of properties, and why it's a bad idea not to buy them. We also mention our upcoming property investment webinar, which is on tomorrow, Tuesday 11th October at 7pm. Click the link to register.

In this episode, we are joined by property investor and financial adviser, Toby Pascoe, to discuss a case study of one of his clients.  This couple earn an average income and are making big changes to the work and living situation so that they are able to invest in property and grow a portfolio. If you want to go through the same process this couple went through, your next step is to book a complimentary Portfolio Planning session. Click the link to register. 

In this episode, we discuss what property investors and first home buyers need to know about buying a property as a group. This includes groups of family and friends. This includes how co-owning a property could impact your ability to keep growing an investment portfolio into the future. We also mention our upcoming property investment webinar, where you'll learn the 8 steps to building a passive income (and how to retire on real estate). It's on Tuesday 11th October at 7pm. Click the link to register.

In this episode, we discuss what property investors need to know about owning a property with their former partner.  This includes why it could be a good idea,m and how to set the ownership of the property up ... the right way. We also mention our upcoming property investment webinar, where you'll learn the 8 steps to building a passive income (and how to retire on real estate). It's on Tuesday 11th October at 7pm. Click the link to register.

In this episode, we discuss the 8 things that you must tell your mortgage broker as a property investor when you are applying for more lending.  Ultimately, this allows you to have a more informed conversation with your broker, which gives you a better shot at getting the bank to say yes.  We also mention our upcoming property investment webinar, where you'll learn the 8 steps to building a passive income (and how to retire on real estate). It's on Tuesday 11th October at 7pm. Click the link to register. 

In this episode, we discuss whether there is an oversupply of townhouses coming, and go through the data to see whether there are too many townhouses in the property market today.  This includes a look into where the townhouses are being built, and property sales data to see whether townhouses take longer to sell, and whether townhouses are falling in value more quickly. We also mention our upcoming property investment webinar, where you'll learn the 8 steps to build a passive income and retire on real estate.

In this episode, we discuss how property investors can recover if they have bad credit. This includes how to figure out your credit score using Credit Simple, and where you can request your credit report.  The strategies to recover include: waiting, paying off debts that you've defaulted on, building a history of paying back debts using a credit card and more.  We also mention our upcoming property investment webinar, where you're going to learn the 8 steps to build a passive income and retire on real estate.

In this episode, we discuss how school zones impact the value and capital growth of properties around New Zealand.  This includes what property investors and first home buyers need to know when it comes to buying in a particular school zone. We also test two key hypotheses: 1) Whether properties in more desirable school zones are more expensive, and 2) whether properties within those school zones increase in value more quickly. Want to watch the video version? Watch and subscribe to the Opes Partners YouTube channel.

In this episode, we discuss a case study of a pair of investors who are currently saving a significant amount of money.  We walk through the details of how they do it and why they plan to use investment properties to build their wealth.  We also mention our upcoming property investment webinar, where you'll learn the 8 steps to build a passive income and retire on real estate.

In this episode, we discuss what property investors need to know about negative equity. This includes what it is, why it occurs and the potential impacts.  We also discuss what first home buyers and investors can do to combat the effects of negative equity.  We also mention our upcoming property investment webinar, where you'll learn the 8 steps to build a passive income and retire on real estate.

In this episode, we discuss what property investors need to know when receiving incentives from developers when they purchase a new build.  This includes when the developer offers to pay your mortgage, when they offer a rental guarantee, furniture pack and cashbacks. We also mention our upcoming property investment webinar, where you'll learn the 8 steps to build a passive income and retire on real estate.

In this episode, we discuss whether one particular property investment strategy is now dead.  This is based on our recent presentation to the Wellington Property Investors Association, where we discussed the property investment strategies that still work in 2023.  We also mention our upcoming property investment webinar, where you'll learn the 8 steps to build a passive income and retire on real estate.

In this episode, we are joined by property investor, Ilse Wolfe, from Opes Accelerate. Here we discuss step #5 of the Cashflow Hacking System. This is the 6-step system that turbo-charges any BRRRR renovation project. This step includes painting the internal walls of your property, both to increase the rent and the value of your property.

In this episode, we discuss how Airbnb impacts the long-term rental market.  This includes a look at the situations where Airbnbs increase the rents of long-term rentals, and where rents decrease if there are too many Airbnbs. Ultimately, this allows property investors to decide whether they want to invest in areas where Airbnb-type properties are prevalent. 

In this episode, we discuss whether properties in Rolleston (Canterbury) are still a good investment at today's prices.  We go through the numbers to show how much house prices in Rolleston have increased, as well as whether the current prices are still attractive to property investors and first home buyers.

In this episode, we are joined by property investor, Ilse Wolfe from Opes Accelerate to talk through a renovations-focussed case study. Here Ilse takes us through a property one of her investors was considering. The numbers looked good. But, then they discovered red-flags that meant the deal ... wasn't really a deal.

In this episode, we discuss the steps that property investors should take when reviewing their portfolios each year.  This includes re-looking at your interest rates and lending, as well as thinking through whether your current properties still make sense to hold.  We also mention that we are about to start taking your questions as part of a talkback radio-style show. Submit your questions using the Talkback question form

In this episode, we are joined by Ilse Wolfe from Opes Accelerate to discuss the biggest mistakes that property investors make when renovating property for profit.  This is so you as a property investors (or a first home buyer) can put plans in place to make sure your renovation project is successful. 

In this episode, we discuss whether interest deductibility will be repealed or not if and when National gets in.  This comes off the back of the national property investors conference in Palmerston North, where National Party housing spokesman, Chris Bishop gave a speech. Ultimately this allows property investors to make a decision about how they should consider interest deductibility when making their investment decisions.

In this episode, we discuss what property investors need to do during due diligence for an investment property.  We also mention that you can download our Ultimate Guide to Due Diligence, which walks you through each step in even more detail.

In this episode, we discuss what property investors and first home buyers need to know about working with a financial adviser.  This includes what financial advisers actually do, what they cost and what you should expect from them.  This is ultimately so you know how to get the most out of any financial advice provider.

In this episode, we react to financial advice given a TikTok, a social media app. We pull out examples of both good and bad financial advice and talk about how to spot the difference.  We also talk about how much you can rely on what you here on TikTok ... and find that some you can, and some you can't.

In this episode, we discuss a case study of a pair of property investors who were able to buy 2 investment properties, starting with less than $100k in household income. For this case study we are joined by financial adviser, Stevie Waring.

In this episode, we discuss where the most expensive local council rates are for property investors.  We also mention this map, which reveals the data and shows how many weeks of rent an investor needs to cover their local rates.

In this episode, we discuss the top learnings from the NZPIF Property Investors Conference 2022. This is New Zealand's national conference for property investors.  We highlight the top speakers, as well as what we learnt from them. We also talk through the characters we met, and what we discussed.

In this episode, we discuss the court case of Guo vs Korck, which shows the responsibilities that tenants have for damage caused within the property by pets.  This includes a guideline that property investors can follow around defining accidental and intentional damage and how to ensure they set up their tenancy agreement successfully.

In this special bonus episode, you'll hear the audio from the recent Opes Property Live webinar where we looked at How to buy your 1st (or next) investment property, and we provide some tools to help you plan out your investment property purchase.

In this episode, we discuss the things that property investors should never do with their rental properties.  This includes thinking that you are going to live in it, planning to use it for your kids, and generally mixing both personal and investment goals.  Ultimately this allows property investors to look objectively at their properties and making the best investment decision possible.

In this episode, we discuss the 6 key differences between investing in property in Singapore and New Zealand.  This includes the different tax systems, the Singaporean Government's approach to public housing, and the prices that property investors and first home buyers need to pay. We also mention our upcoming How to buy your first (or next) investment property webinar, which in on Tuesday 13th September at 7pm. Click the link to register.

In this episode, we discuss the 3 reasons your mortgage got declined as a property investor or first home buyer.  This includes:  non-disclosure to the banks,  choosing the wrong bank and also  choosing the wrong property.  Ultimately, this gives you a better shot at getting your mortgage application approved.  We also mention our upcoming How to buy your first (or next) investment property webinar, which is on Tuesday 13th September at 7pm. Click the link to register. 

In this episode, we dig into a case study of a family of property investors who plan to sell a commercial investment property in order to reinvest in residential property.  We go through their financial situation and the requirements they have around producing a passive income from a senior member of their family. Ultimately, this is to show you as a property investor or first home buyer how property can be used to achieve your personal financial goals.

In this episode, we reveal the top 10 financial advisers in New Zealand – who they are, what they do, and who they are the right fit for.  This includes:  Hannah McQueen from EnableMe,  Lisa Dudson from Acumen, Cameron Marcroft from Loan Market, April Hastilow from Become Wealth, Darcy Ungaro from Ungaro and Co and the NZ Everyday Investor Podcast John Bolton from Squirrel, Eugene Bartsaiken from Twine Financial Advisers, Rick Parry from NZ Funds, Pippa Hogg from BNZ, and Martin Hawes We also mention our upcoming How to buy your first (or next) investment property webinar, which is on Tuesday 13th of September. Click the link to register.

In this episode, we discuss what counts as a defect for a new build investment property. This also includes a look at what doesn't count as a defect.  We frequently refer to this Guide to Tolerances, Materials and Workmanship in New Residential Construction, which has been published by the Ministry of Business Innovation and Employment. We also walk property investors and first home buyers through the process for getting defects fixed, and what you need to look out for to avoid mistakes.

In this episode, we discuss what happens if house prices fall while you have a new build under construction. This includes how the bank financing works if the value of your new build is lower than the price you need to pay.

In this episode, we discuss what Kiwi property investors can actually spend in retirement based on the Massey University Retirement Expenditure Guidelines. We also mention our recent What Can I Buy In Retirement? video, which you can watch on YouTube. Click the link to watch.

In this episode, we are joined by Matthew Harris from Momentum Property to discuss what Rollover Relief is and how some property investors can use it to save on tax.  This includes how it was created under the new interest deductibility property investment rules. And who can benefit most from the policy. We also mention our upcoming property investment webinar – How to buy your first (or next) investment property – it's on Tuesday the 13th of September at 7pm. Click the link to register.

In this episode, we are joined by independent economist, Tony Alexander, to discuss what he thinks will happen to the New Zealand housing market over the next 1-2 years. This includes what property investors need to know about capital growth and house price movements and when the right time to buy is.  We also mention our upcoming property investment webinar – How to buy your first (or next) investment property – which is on Tuesday 13th September. Click the link to register.

In this episode, we are joined by Stevie Waring to discuss a case study of a pair of property investors who are using real estate to achieve their personal financial goals.

In this episode, we are joined by independent economist Tony Alexander, to discuss his long term house price predictions. This includes what property investors and first home buyers need to know.

In this episode, we are joined by special guest, Tony Alexander to discuss his interest rate predictions and how they will impact property investors and first home buyers.

In this episode, we discuss 3 real-life case studies from our recent appearance at the Southland Property Investors Association. We discuss the different deals that were presented by the property investors, and announce the winner who will appear on the podcast and in NZ property investor magazine. We also mention our upcoming property investment webinar – How to buy your first (or next) investment property. It's on Tuesday 13th September. Click the link to register.

In this special bonus episode, you'll hear the audio from the recent Opes Accelerate webinar where we looked at "How to Successfully 'Cashflow Hack' in 2022 Using Renovations", the strategies to use and the best practices to create cashflow from your investment property.

In this episode, we discuss the main factors that impact the rentability of an investment property, and what tenants really want.  This is based on data from the Barfoot and Thompson Tenants Survey. We also mention our upcoming webinar: How to buy your first (or next) investment property, which is on Tuesday 13th September at 7pm. Click the link to register.

In this episode, we discuss how old (or young) you need to be to get a mortgage so you can invest in property. This includes a look at how the answer changes based on your financial situation.  We go through an example of real property investors who are still investing in their 60's, as well as how you should talk to the bank to make it more likely that your lending is approved.