We just bought a new business together last month and what we have realized is that most of the advice we give is only on building a brand new business. But what about buying one? On this episode we give you all the steps on how to buy an existing business and give you a little insight into our recent purchase.

Are you tired of being lost in financial conversations? Are you feeling left behind in your attempt at "financial adulting"? No worries! On this episode we break down basic concepts and key words every adult must master to build wealth and be financially responsible. 

Keeping liquid savings on hand in case of an emergency is one area where Americans of all income brackets are falling short--especially the "middle class." But what is this middle class? Is it defined by a salary range, household income or aspirational possessions? And is being in the "middle class" all it's chalked up to be? On this episode we answer all these questions while addressing the wealth gap of the middle class and how to thrive in it.

No matter how much you earn, "getting by" is still a struggle for most people. 78% of full-time U.S. workers say they are living check-to-check and 56% say they are in over their heads with debt. Even those making over six figures say they struggle to make ends meet with with nearly in 10 of those making $100k+ living paycheck-to-paycheck. So what does all of this mean? It means that we are all accustomed to borrowing money and taking out loans at some point in our adult lives. This episode talks about how to do it--and when to not do it at all.

We recently did two episodes on estate planning: “Estate Planning” and “Trust Fund Babies.” This week's show focuses on giving you the the do-it-yourself (DIY) version. We are highlighting ways to get your entire estate plan done for little or no money whatsoever--and that's with or without the help of a lawyer. We hope that by eliminating all of the financial obstacles and making estate planning super simple there will be nothing stopping you from getting yours done today.

Who is Jerome and why is he hating on all of our bank accounts? What's a BRIC and how should you use the term at dinner parties? What are some of the most expensive stocks right now and how do we spot them? This episode is our quarterly Market update on what's happening in the economy and how it's effecting your portfolio today.

Research shows that only 44% of Americans have a Will. Leaving the majority of Americans with no estate plan at all; with 47% stating "they just haven't got around to it" and 29% believing they don't have enough assets to leave to anyone. On this episode, we discuss what goes into an estate plan and why now is the time to "get around to it" no matter how little you may (think you) have in assets.

COVID has created “a tale of 2 cities” where many people are struggling and a similar number of people are wealthier than ever. Between strong stock market performance and an even stronger housing market, we are seeing more people become millionaires than ever before. This episode discusses how these new millionaires are made, strategies to help them deal with their newfound wealth and tips on how you can be next in line.

Children start learning about money as early as three years old and it will take them decades to fully understand wealth. So the key is to start early. On this episode we give you an effective strategy for how to teach your kids--of all ages--about money. It's never too early or late to help expand your child's financial mindset.

Summer is the time to cut loose. Unfortunately, it can also mean cutting loose financially. These sunny months bring endless opportunities for traveling and socializing: holiday weekends, graduation parties, vacations, barbecues and family gatherings, summer camp, etc. Surveys find that 52% of parents spend more than they intend to every Summer. This episode talks about ways to save and how to be more strategic with your Summer spending.

If you are deeply in debt and considering filing for bankruptcy, you are probably brimming with anxiety. Filing for bankruptcy can be complex and confusing because every case is so different. This episode breaks down everything you need to know about bankruptcy--and we guarantee some things will really surprise you. If you are considering bankruptcy or know someone who is about to file, make sure you tune in to this show first.

Your psychological view of money has a huge impact on your money decisions. Determining what to spend money on, how much to save and evaluating your “safety net” are all steeped in what we call your “Money Mind.” On this episode we will help you identify your money mind; and some of the pitfalls and opportunities that go along with it.

Are you asking yourself, do I need a financial advisor? For many people, the answer is 'NO'. Even though financial advisors can assist you with your money in a number of crucial ways, most people don't know what a real financial advisor does or when they actually need one. This episode breaks down who is--and who is NOT--a financial advisor; as well as, if you really need a financial advisor at all; and IF you do, what questions you should be asking to ensure you pick the right one. This show is for people who are unsure about the need for a financial professional and for those who already have a financial advisor.

This week we are continuing to highlight how to approach building generational wealth in spite of all the systemic setbacks and obstacles, like the Tulsa Massacre. We are delving deeper into specific strategies for building wealth in your family no matter where you are on our "Generational Spectrum." This episode is a continuation from "The Tulsa Massacre & Your Generation."

This week marks the 100th anniversary of the Tulsa Massacre that destroyed “Black Wall Street” in 1921. It was a horrible tragedy that is a major cause for today's wealth gap in the Black community. On this episode, we are highlighting how to approach building generational wealth in spite of all the systemic setbacks and obstacles, like the Tulsa Massacre. We are breaking down strategies for building wealth in your family no matter how much you're starting with.

Most financial advisors want you to take baby steps toward your goals every year. While this works out well for most people, sometimes you have to do things a little differently, even if it means taking two steps back to move forward. We are breaking down an alternative approach to reaching your financial goals — which may involve doing some things that seem risky in the short run — in order to win big in the long run!

Several studies find that arguing about money early on in a marriage is the number one predictor of divorce; while couples who talk openly and frequently about money report being happier. This episode gives you strategies and topics on specific "money talks" you should have with your partner to ensure you both stay in control of your relationship. Financial friction can wreak havoc on your partnership and this show will help prevent that.

The average cost of college in the United States is over $35k per student, per year. While this cost has tripled in less than 20 years, we still intended on sending our children to college by any means necessary. Well this episode discusses just that: the means, tips and strategies for getting your child's college education paid for--whether you started saving early or not. This show is for parents with children of all ages. It's never to early to start planning.

President Biden has laid out a bunch of new economic and political plans: American Rescue Plan, American Jobs Plan, American Families Plan and the Made In America Plan. On this episode we break each plan down and explain what they mean for your pockets. We will also have a general discussion about the current state of financial markets and give you our thoughts on what to do moving forward.

Society stereotypes "trust fund babies" as overprivileged, spoiled, adult-children who think they're superior to others and have no responsibilities. But in reality, we should all strive to have trust fund baby's and on this episode we're going to tell you exactly why. We're also going to teach you how to leave a million dollar trust fund for your beneficiaries without ever having a fraction of that amount in your bank account.

The housing market is red hot and it’s because of COVID. Housing prices rose by 11.2% in January, which is the fastest growth of home prices since January 2006. On this episode we help you strategize on how you can take advantage as an investor, a first-time home buyer, a second home buyer and/or as a landlord.

We own several franchise businesses. Down from 9 total franchise locations, we currently own 4 and are building more at a rapid pace. Franchising is great for the person who wants to be a business owner and has the skills to run a business but, doesn’t necessarily have the full business concept. On this episode, we are giving you key information about choosing to become a franchisee as a path to entrepreneurship. It’s not for everyone but it could be for you!

Chances are, you've heard of the term "compound interest," but do you know how it really works? If not, you're in the majority: 69% of Americans don't understand it. Compound interest is the "magic pill" that converts your "modest savings" into massive wealth. Through the power of compound interest is how most "everyday" people  become millionaires. On this episode we are breaking down how compound interest works and  how to make it work for you--at any age.

On today's episode of The Momentum Advisor Show, Tiffany and Allan talk about the importance of inflation and how you must invest in a way that protects you from it.  Tune in for some major insight on how to protect yourself from this thief in the night!

With the passing of another historic stimulus package, we need to discuss who it impacts and how to make the most of this situation, in your personal and business life. This episode highlights ALL of the beneficial resources that have been made available in the new $1.9 trillion dollar stimulus bill; and we strategize how to use the stimulus check for your maximum advantage. 

So many people believe the only way to close the wealth gap is to get access to borrowed capital. Well, we don’t believe this to be true. The most effective way to close the wealth gap is to learn how to make more money--passive, active and residual. On today’s podcast we discuss ways you can start a business with very little--or no--money. Whether it’s a side hustle or a full-time gig, we are giving you the tools to start today.

We hear a lot of people talking about starting LLCs. Their goals when starting these legal structures is to create additional sources of income and to create a financial legacy for their families. In the end, many people are simply filing papers to start a business--without ACTUALLY starting the business. On this episode, we help you understand how to really start a business and guess what? It has nothing to do with paperwork.

"Making money while you sleep” has a nice ring to it, doesn’t it? After all, one of the goals of financial independence is to build wealth that doesn’t eat up your time, so you can enjoy life and do the things you choose to do. This episode highlights unique--but very accessible--ways to make meaningful residual and passive income. Residual income is money that is earned on a recurring basis, typically as the result of a single original action. And passive income is when it requires little to no maintenance to keep the money flowing. Tune in to hear how you can get started with both today.

When you contribute to your retirement savings do you know what your investments are contributing to? Are your investment dollars circulating wealth into the communities that matter to you the most? Unfortunately, the answer is probably: NO. And the worse news is that your retirement and investment dollars are likely supporting companies and institutions that would rather support immigration, prison complexes, racism and excess gun usage before supporting people that look like you. In this episode we ask you the question 'Is Your Money Racist?' and then provide you with the tools on what you can do about it once and for all.

The fourth principle of Kwanzaa is "Ujamaa": Cooperative Economics. This is often defined as coming together to build and maintain our own businesses and real estate to profit from them, together. Black people have been building and benefitting from cooperative economics for decades, particularly in parts of the economy where we’ve been cut out by major institutions. In this episode, we explore the various ways you can capitalize on cooperative economics today. 

A financial windfall is a large—and many times unexpected—financial gain; often the result of an inheritance, lawsuit settlement, property sale, salary bonus, or even a winning lottery ticket. From an unexpected $1,000 to amounts in the millions, windfalls are more common than you may think. This episode gives tips and strategies on how to properly plan for and capitalize on a financial windfall. As well as, true stories on how these funds are often quickly squandered.

In 2021, there appears to be a renewed focus on investing but we are worried that certain investments are getting too much attention and someone will get hurt. On this episode we break down our views on financial markets, cryptocurrency, GameStop mania, and what factors are really impacting the economy.

We break down common themes we’ve observed from our clients, former clients and people we know who’ve built wealth. What separates people who actually retire early and wealthy from the people who just dream about it? They fall into 5 different categories.

Getting older doesn't necessarily make you wiser! We've noticed some trends around mistakes people tend to make in their 20s, 30s, 40s, 50s, and 60s. Let this be a cautionary tale of what NOT to do in your financial life!

Whether or not you make financial New Year’s resolutions, you no doubt want to improve your bottom line in the coming year. With that in mind, we have specific instructions for bolstering your finances each month, ranging from taxes and budgeting to checking up on your insurance coverages and reviewing your estate plan.

It’s a new year! What audacious goals do you have for yourself? So many people focus on money as a goal as if it’s the key to happiness but it is not. In this episode we address the heart of your financial goals and we encourage you to dream, fully. If you change the way you think about your goals, you will achieve them sooner than you ever anticipated.  Spoiler Alert: The true key to happiness is the "Electric Slide"

This year there have been some major IPOs such as, AirBnB, DoorDash and Robinhood. But unfortunately, most people don't actually know what an IPO is, how it works, and if they should get in involved. In this episode we break it down in full detail with fun analogies and colorful detail.

Net worth is simply the difference between the value of what you own minus your liabilities, such as your mortgage, credit card debt, etc. Seems simple enough but most people still don't know their net worth or why it's so important. On this episode we highlight why it matters so much; along with a few other financial metrics to really pay attention to.

As the holidays are approaching their is often the urge to spend more than we need to on gifts. On this show, we identify alternative holiday gifting that can save you money but doesn't skimp on heart and sentiment. These are gifts your family, friends--and wallet--will truly love and never forget.

This week, Nasdaq filed a proposal with the Securities and Exchange Commission (SEC) that would require all 3000+ companies on their stock exchange to have at least one woman on their boards, in addition to a director who is a racial minority or one who self-identifies as lesbian, gay, bisexual, transgender or queer. We address why this could be one of the most forceful moves yet to bring diversity to U.S. corporations and how you can take advantage of it.

Much like catching a physical STD, people can contract sexually transmitted debt from a romantic partner. Financial STDs affect millions more Americans than the most common sexually transmitted disease. On this show, we teach you how to recognize the warning signs and also take steps to guard against picking up unwanted debt.

Foundational principles on what investing actually means and how to get started today. Whether you've never invested in a stock in your life or if you have a robust 401k, these are the investment basics you should know.