77% of Americans report feeling anxious about their financial situation. Are you afraid to think about retirement, affording a house, or paying for your child’s education? Do you have a poverty mindset or a scarcity mindset? Neither? You're still likely to be dealing with fear and stress around your wealth and financial strategy. This episode helps you identify your financial fears and how to overcome them.

To get the most value from your financial advisor, you must ask the right questions. On this episode ,we provide key strategic questions for you to ask your existing--or future--financial advisor so that you can quickly sort through who is the best fit for you. And just for fun, we answer all of these key questions ourselves so that you know what a suitable answer should sound like.

This week the White House announced Joe Biden's Student Loan Forgiveness Plan and we couldn't be more excited--and confused. On this episode we talk about what the plan includes, who qualifies for student loan forgiveness, and how this impacts student loans moving forward. We also highlight ways to capitalize on this program to get you closer to your overall wealth building goals.

We've all heard about stocks, bonds, and cold-hard cash but what else should be in your investment strategy? Maybe hedge funds, commodities, or real assets? Are you a luxury watch or rare wine collector? What about baseball cards, comic books, or coins? If so, these are all alternative investments that should be considered a vital part of your portfolio and overall wealth management strategy. On this episode, we define alternative investments and highlight some new opportunities that you may have never considered.

Recently, the Mega Million jackpot was among the largest lottery prizes in history at over $1 Billion. If you were to win the lottery for any amount of money, how much would you need to live your ideal life? This is a question that was recently asked across 33 countries and the answers will surprise you. On this episode, we talk about how much money is "enough" to get you to your best life and how to make it happen--even if you don't win the Mega Million jackpot.

Inflation is at (or near) its highest level in decades and our country’s economic growth declined for two quarters in a row. What does all of this mean? That we may be in a recession. Luckily, you can choose to opt out and not participate. On this episode, we remove the panic and worry from the term "recession" and highlight the things you can do to reduce--or even eliminate--the impact it has on your household.

Robbery can happen to anybody but this week it hit close to home for the Momentum Team—and that pastor on live stream. With our team member we were able to help him quickly recover but it got us thinking, do you know what to do if something like this happens to you. If you’ve been the victim of a theft, burglary, or fraud here are the important steps to take to recoup your losses and ensure your financial health remains intact.

The world is open and we are all "outside". Not only are we traveling and going out to eat but, we are hiring and utilizing service providers now more than ever. And with all of these experiences comes one common thread: tipping! Are you a good tipper? Do you know when and how much you're supposed to tip? Do you know how vital gratuity is to the economy? Do you know tipping started as a result of slavery? On today's episode we highlight the history and necessity of gratuity; as well as and explain how you should approach each tipping situation.

Everyone is worried about a recession. Inflation rates are rising at a record-breaking pace. The news is telling you the end is near. Layoffs are starting and don't get us started on the supply chain issues. BUT with all of that, there is a lot of positive movement happening in the world right now as it pertains to your financial future and that is what we are highlighting on this episode. We talk you through all the big "doom and gloom" headlines and bring in the sunshine that the news refuses to talk about.

Yes, we are Financial Advisors but we are also world travelers--especially Tiffany! Today’s show is about saving money and time while traveling this summer all while having a great time.

It is Tiffany's 40th birthday and we are switching things up to learn more about your favorite podcast co-host. On this episode, Allan is allowing the listeners to get to know Tiffany better by asking her forty questions for her 40 years on this Earth. There is no doubt you will be shocked by some of these answers, as Tiffany allows herself to be a bit more vulnerable on air. Happy 40th Birthday, Tiffany!

There’s a shift happening in the job market--and it's not the one you've been hearing about. While the news continues to highlight "The Great Resignation" you may need to look twice before quitting that job. With more job openings than ever, and the lowest unemployment rate we've had in years, employees may be getting tricked into making less money and receiving less benefits. On this episode we talk about both sides of what's happening in the job market, where it's happening and how to prepare for your success either way.

As we celebrate Juneteenth, brands across the country are launching products, events and marketing strategies to try and cash in on the holiday. Here’s the problem: Monetizing the celebration of Black freedom contradicts the very sentiment that drives Juneteenth. Black people were among this country’s first forms of currency, and the celebration of Juneteenth reminds us of that not-so-distant past. Giving your money to white-owned businesses that slap Black fists on their packaging as a marketing strategy can add insult to injury. So on this episode we talk about legitimate ways to spend, buy and support Black-owned businesses.

Last week we started talked about how to transition from high income to high wealth. On this episode we continue that conversation to help you build wealth in all areas of your life; because your financial wealth can easily be eclipsed by lack of wealth in several other areas. Tune in to learn about why you don't want to be a H.E.N.R.Y. all of your life; and how you really want to become a H.E.R.

Are you finally in a position where you're receiving a great income? Where you're making more than you've ever made before and you are now feeling a lot more comfortable affording your wants and needs. If so, the big question is: but are you building wealth? On this week's episode we discuss how people who are finally making “good money” can transition from simply making a substantial income to actually building "good wealth."

In the aftermath of several mass shootings in one week, many Americans want to do something--anything--to help but, feel helpless. Petitions, donations and voting are all clear ways to start a path towards change but there is a very effective and immediate impact you can have from the comfort of your living room: changing your investments. Most investors are completely oblivious to how they are--and have been--funding gun production and warfare through their retirement accounts and investment portfolios. On this episode we tell you exactly how to uncover if/where this applies to you and how to defund these organizations in real time.

Although we've talked about how to hedge against inflation before, we have NEVER seen anything like this. Inflation is up 8% - 14% from just last year on every day items like water, fish, produce. This is no longer something you can ignore or budget for; inflation at this pace is requiring you to fight back! On this episode we talk about ways to fight against short-term and long-term inflation right now.

The emergence and domination of social media, peer-to-peer payments, rideshare platforms and online networking has created the perfect environment for scams. Americans are getting scammed out of their money at an alarming pace and oftentimes they don't even realize it. On this episode we are bringing awareness to the most popular scams of 2022, that we are almost positive you--or someone you know--has fallen prey to.

The global stock market is down around 13% and the bond market is down 10%. In the last 45 years, there has only been one other year when stocks and bonds were down at the same time. What should you do? Stick with the plan even though the world looks bleak? Or abandon ship? On this episode we tell you what to do and the benefits of being a contrarian.

Whether you believe it or not, the government has been very busy--and what they've been working on should put a little extra change in your pocket. On this episode we talk about The Secure Act 2.0, new tax breaks, emerging 401k benefits from employers and (actual) student loan forgiveness.

On today's episode, The Momentum Advisors talk about the importance of reading and understanding the fine print within a credit card contract. 

Communities of people have shared the use of assets for thousands of years but, the advent of the internet and smartphones has made it easier for asset owners and those seeking to use those assets to find each other. This dynamic is referred to as the "share economy". Sharing economies allow individuals and groups to make money from underused or idle assets; such as parked cars, spare bedrooms, swimming pools, clothes, and much more can be rented out when not in use. This episode details how you can get involved in sharing what you have, even when you think no one may be interested.

On this episode, we break down the mysteries behind credit and seek to help you build and maintain a good credit score. 

Often times people are obsessed with buying stuff just because the price is low. But what about the actual value? Most "cheap" things are cheap for a reason; when you're not really paying attention that thing may turn out to be very expensive in the long run. On this episode we share some insight on good--and bad stuff--we've purchased (i.e. stocks, businesses, real estate, etc.) that was cheap and give advice on how to avoid the trap!

After years of working with millionaires, successful entrepreneurs, and wealthy families, we have received a lot of unexpected advice on what it truly takes to accomplish your goals. And what we've found is that it has less to do with the numbers and the dollar signs; and more to do with your mentality and who you are as a person. On this episode, we highlight some of the best advice you've probably never heard that will change your life financially, professionally and personally.

If you're fortunate to live long enough you will want--or need--to retire, at some point in your life. But people often speak about retirement as if it's a mythological character that only a fortunate few have been able to meet. Well that is not the case. On this episode, we give you the very specific steps to be able to retire exactly how you want to. Whether that's traveling, playing golf, working part-time, spending more time with the grandkids, or becoming a full-time artist, we have the strategy that gets you there.

Russia invaded Ukraine and every one is panicking. Although some of your neighbors may be stocking up on water and canned goods, do you actually know what's happening and how it may impact you? This episode is a balanced conversation on how the Russia invasion is impacting your wallet today and, potentially, in the near future.

For this week’s black history moment we want to tell you the story of how we created one of the largest black-owned wealth management firms in the country, as well as, give you advice on how you can build and grow your business. February 2022 marks our Ten Year Anniversary as a firm and we want to celebrate with our listeners! Edited 2 Se

Do you feel like "the man's" foot is on your neck? Are you always wondering how are you supposed to get ahead in a capitalist society? Well we know all about that and on this episode we're giving you the answers. It's time for you to get a seat at the table and not only be on the menu. Let's stop missing out on everyday opportunities to grow wealth and influence. 

By now you should have your 1099s and W2 forms which means it's officially tax time! This episode is to help you prepare for filing your 2021 taxes. It is super important to know about all the tax changes that happened last year that could impact your refund this tax season--and your tax planning next tax season.

For those who are paying attention, the stock market is seeing red in a major way right now. Is this the first time the stock market has been down this much? Of course not. But what does it all mean? What's actually happening and should you be panicking? This week's podcast answers these questions and more. We also explain why this may be a great time for you and your wealth building portfolio.

Investing and trading are becoming extremely popular. This is partly because markets have had strong returns--and also because of social media. People love talking about their winnings but not so much about their losing. On this episode we breakdown the differences between being an investor and trading. We also help you understand which of the two is right for you.

The terms "ESG", "socially responsible" and "impact investing" are ongoing buzzwords in the financial services industry. But what does it all actually mean? Regardless of the confusing industry jargon, the essence of it all is aligning your portfolio with your values—without sacrificing returns. More than that, it presents greater opportunity for you to see stronger returns. On this episode, we teach you how to do it whether you're dealing with a financial advisor, HR department or you self-manage your investments.

Scrolling through TikTok, you come across a huge range of videos, from new dances to someone encouraging you to invest in Tesla. Financial TikTok, also known as "FinTok", is where individuals share advice on topics from investing to cryptocurrency to saving for retirement. Yet, just like a big chunk of the news you find on social media, there are lots of FinToks containing misinformation. On this episode, we're analyzing--and correcting--the most popular Financial TikTop advice.

Do you remember "Mr. Rogers Neighborhood", where he would walk through the neighborhood and introduce you to all the important people in his life? Have you ever thought about who is in your neighborhood? What about your financial neighborhood? Having a well-rounded team of professionals in your "neighborhood", working in harmony on your behalf, is a game changer for your wealth. On this episode we uncover and clarify possible roles on your financial team and how they should work together--in all areas ranging from buying a house to getting a divorce.

If you’ve spent the past few months dreaming of a new car in your driveway, you’re probably looking at models, comparing deals and evaluating what add-ons you can afford. Buying a car is a big investment; you’ll need to think about the cost, financing options and negotiating tactics before heading to the dealership. On this episode we walk you through all the necessary steps to buying a car; and we highlight the common car buying mistakes that we want you to avoid.

New Year’s resolutions don’t have to be reserved for diets and exercise. Sometimes the area of your life that really needs attention is your finances. As 2021 ends and 2022 begins, it's a great time to commit to your money goals, budget better, pay down debt, ditch bad habits and improve your financial picture to reach your goals. This episodes highlights specific--achievable--goals to set for your financial new year. If you want 2022 to be a better year for your money, consider making these financial New Year’s resolutions.

In our work as financial advisors, we are helping people grow their wealth and we are literally seeing people’s dreams come true right before our very eyes. In our own lives as entrepreneurs, we are achieving dreams that might seem unattainable; but it’s happening. On this episode our goal today is to help you realize that you too can achieve your dreams and build wealth at the same time--and it starts with positive thinking!

We are in the midst of the “Great Resignation” where more people are quitting their jobs than ever before to launch new businesses, go back to school or explore new career paths. This episode highlights the things to keep in mind before you take the plunge. 

The end of the year always seems to sneak up on us. After Thanksgiving, the buzz of the holiday season keeps us busy through the New Year and all of our financial, health and tax planning become distant thoughts until 2022. Not this year! On this episode, we make your year-end adult-ing planning a priority; because when the year ends there’s no going back.

In the spirit of Thanksgiving, this episode focuses on the many ways to give to your favorite causes, charities and organizations. When most people think of giving they only focus on how to give money but, there are several ways to give non-monetary gifts that are extremely impactful. If giving money is your preference we discuss traditional and non-traditional ways to give financial assets while highlighting their potential tax implication.

When is the last time you reviewed your homeowners and auto insurance? For most people, the answer is when you initially purchased your home or car and even then you bought just enough to get the deal done. This week we've brought back special guest and Founding Partner of Momentum Risk Management, Sylvia K. Alston, to explain why quality property and casualty insurance is the real MVP--and how to get quality coverage for low cost.

Open Enrollment season is underway but, what does that actually mean for you? A LOT! Whether you get health insurance through your employer or from Healthcare.gov, Open Enrollment is a very small window of time to make very big decisions about your health and what it is worth. On this episode, we bring in special guest Sylvia K. Alston to break down how to select the best health insurance for you and how to avoid receiving "basic ass insurance" from your employer.

Due to more time spent at home during COVID, there has been a major spike in new pregnancies and childbirth. With that in mind, this show focuses on the financial planning that needs to take place as an existing or emerging parent. We highlight all the options you should consider when saving, investing and strategizing for your child's financial future.

Once every three months we like to give a snapshot of what’s happening in the financial markets and the economy. Is COVID still impacting our economy? What is this "labor shortage" everyone keeps talking about and where are all the workers going? And what about all these supply chain delays and how will they effect the holidays?

A recent financial study finds that 75% of all Americans are living paycheck-to-paycheck and have little or nothing in the way of emergency savings. How did we get here? Well, we guarantee you there were probably a variety of warning signs before things got so strapped. On this episode we are identifying these warning signs so that you can address these financial problems before they get any worse.

On this episode, we call out what we consider to be financial predators. The bad guys and villains that are stealing money from right under our eyes. Don't take it personal, because almost all of us have used at one of these financial predators at least once in life. 

If you don’t take the time to get your parents financial profile in order, it could put their finances in jeopardy--and ultimately yours! Over 15% of middle-aged adults are providing financial support to both an aging parent and a child, at the same time. For African-Americans, more than half find themselves unexpectedly "sandwiched" between caring for an older person and a child under the age of 18. This episode focuses on how to get your parents finances in order to ensure they can age gracefully and independently. We highlight specific conversations and topics you need to have with them to make sure all bases are covered under any circumstance.