Sign in
Business
Society & Culture
joyfulfrugalista
Serina Bird, author of The Joyful Frugalista, chats with friends, family, and the famous about frugality, investing, wellbeing and living sustainability.
122: OX Rooms founder Matthew Carmody talks about conveyancing traps to be aware of
You've bought a property. Now what? In this podcast, OX Rooms (Online Exchange) cofounder Matthew Carmody talks about some common pitfalls in buying and selling property, and how to avoid them. Matthew is a former commercial and residential real estate lawyer and three-time winner of the REIACT Awards for Excellence – Solicitor of the Year award. Passionate about property and conveyancing, he and his wife Em cofounded OX Rooms to bring innovation to the conveyancing process and provide greater transparency.
30:4919/11/2024
121: Ben Nash shares strategies for becoming a virgin millionaire
In this episode, author and founder of Pivot Wealth Ben Nash shares his strategies for getting to a million dollars - and beyond. Ben has been listed as part of Australia’s most influential Financial Advisers for seven consecutive years, and awarded by the Independent Financial Adviser as Australia’s Best Client Servicing Financial Adviser. He is author of Replace Your Salary by Investing, Unstuck, and his latest book – Virgin Millionaire: The Step-by-Step Guide to Your First Million and Beyond.
34:3515/11/2024
120: James Millard
James Millard is Director of financial advice and mortgage broking firm Sufficient Funds, and author of Insufficient Funds: Make the Right Money Decisions to Bring Your Big Plans to Life. In this podcast, he talks about how to focus on what's important when building wealth.
33:2506/11/2024
119: Brenda James shares frugal travel hacks
Does your idea of financial independence also involve lots of travel? Brenda James, founder of FIRESPark Retreat and Travel Has My Heart Travel Planning, loves travelling and has visited 100 countries over 25 years of travelling. She's got some good ways to save money, including maximising frequent flyer points, creating good itineraries and looking for the best value for money.
32:2229/10/2024
118: Téa Angelos shares how smart women invest for their future
Téa Angelos, founder and CEO of the Smart Women Society, discusses how women can get smarter about their finances. Téa has helped more than half a million women get smarter about their finances, careers, well-being, and relationships. Téa is the author of Smart Moves: Simple Ways to Take Control of Your Life.
23:4918/10/2024
117: Serina and hubby talk about cruising on the cheap
Are you dreaming of a holiday? Serina and her husband Neil talk about how they save money on cruising holidays.
40:5417/08/2024
116: How to buy right when investing in property
What are the tips and tricks for buying property the right way? There are many myths, many of which are not shared by experts. In this podcast, Cake Bakos and Pete Wargent, authors of The Buy Right Approach to Property Investing, share some of their knowledge about buying property and profiting from it.
36:1228/07/2024
115: Talking stag bol with Phoebe Youd
In the Great Depression, many Australian families survived by hunting, eating and selling rabbits. With the number of introduced, feral animals increasing in Australia's fragile ecosystem, could eating these animals be a frugal option in tough times? In this episode, Serina talks with Phoebe Youd, President of the ACT/Snowy Mountains Branch of the Australian Deer Association about her role in promoting venison diplomacy.
36:0529/06/2024
114: Natasha Etschmann aka Tash Invests talks about how not to work forever
Do you plan to work forever? Or would you like to be able to leave work sooner? Popular Tik Tok, Instagrammer and podcaster Natasha Etschmann (aka Tash invests), discusses her recent book, How Not to Work Forever, coauthored with Ana Kresina.
34:4115/06/2024
113: Tracy Hall talks about intimate partner fraud
What if your boyfriend, girlfriend, partner, or spouse wasn't who they said they were? That happened to Tracy Hall, who learnt the man she knew as Max was really Hamish - after he was arrested. Not only that, but Hamish cleared out her life savings. In this podcast, Serina talks to Tracy Hall about her new book The Last Victim: The full story behind the relationship made famous by the hit podcast Who the Hell is Hamish? Tracy talks honestly about her experience, the red flags that she recognised afterwards, and shared her passion for financial literacy.
34:4608/06/2024
112: Livestream at FIRESpark Retreat 2024
Discussion with Scott on FIRE, Bob Dae from the Melbourne FIRE Brigade, Captain FI and The Joyful Frugalista about financial independence. Recorded on 4 May 2024 at the FIRESpark 2024 retreat.
01:03:5904/05/2024
111: Aaron Christie-David talks about home loans
Can a home loan ever be a happy experience? Atelier Weath Managing Director Aaron Christie-David chats about his book, The Happy Home Loan Handbook, how to get a home loan and how to buy successfully at auction.
35:0229/04/2024
110: Paul Benson muses about winning lotto, receiving inheritance, starting saving at any age, and living life large while saving
Is it too late to start saving? Or are you hoping to one day win the lotto or receive an inheritance? In this podcast, Serina chats with Paul Benson about life, wishful thinking and beginning to save and invest at any age.
Paul is a certified financial planner with over 20 years of experience. He writes Sunday's Ask an Expert column across the Fairfax network of newspapers. He is the host of the Financial Autonomy podcast, which focuses on strategies to help you make choices in life, and he is the author of Financial Autonomy: The money book that gives you choice.
35:5603/03/2024
109: Kate Campbell talks about buyinghappiness and investing wisely
While The Beatles might have said that money can't buy love, Kate Campbell is a financial educator who shares how good financial stewardship can help to 'buy' happiness. Kate is a writer, author, course creator and podcaster, who runs the Rask online community. She is the author of Buying Happiness: Learn to invest your time and money better.
31:1521/12/2023
108: Serina Bird talks about saving money
When was the last time you asked for a rate review? Rang your energy company? Or changed your NBN plan? Serina Bird (aka The Joyful Frugalista) did all three of these recently and shares how she did it.
22:5207/12/2023
107: Pascale Helyar-Moray talks about paying for mortgage, superannuation - and Black Friday Sales
Pascale Helyar-Moray is an entrepreneur and startup queen. She is the founder and CEO of Super-Rewards, which has recently been rebranded as Grow My Money. On this podcast, she talks about compound interest, the importance of paying off your mortgage early, superannuation, and tips for Black Friday sales.
34:5122/11/2023
106: Ana Kresina talks about the cost of raising children
The cost of living crisis is biting especially hard for those with kids - or those thinking of having children. Ana Kresina is a financial educator and author of Kids Ain’t Cheap. She works in the financial technology industry and is cohost of Australia’s leading podcast, the Get Rich Slow Club. She also documents her journey to financial independence online.
33:3020/11/2023
105: DonnaMcGeorge chats ChatGBT
How will AI change our lives? And can we use it for creating abundance, be it for learning to budget or to invest? Donna McGeorge is author of 11 books and publications, including bestseller The ChatGPT Revolution. And in this podcast, we do a deep dive into ChatGBT and how it works (and doesn't).
32:5816/11/2023
104: Drew Evans shares his tips on building wealth through property
Drew Evans from Caifu Property discusses how to make money through property investing.
27:2324/10/2023
103: Kate Toon talks about how you can create a successful business and be a good parent
Kate Toon is an award-winning business mentor and digital marketing coach. Her Stay Tooned group of companies include the Digital Marketing Collective, The Clever Copywriting School, and The Recipe for SEO Success. She’s the author of Six Figures in School Hours: How to run a successful business and still be a good parent (2023). And in this podcast, she has an authentic conversation about money, parenting, SEO and overcoming limiting beliefs around money.
34:3309/09/2023
102: Mia Swainson talks about her passion for sustainable living.
In this podcast, Serina chats with friend and sustainability advocate Mia Swainson about ways to save money and the environment. Mia is a freelance writer and successful entrepreneur passionate about sustainable living. Mia is President of the Canberra Environment Centre and founding chair of Canberra's Zero Waste Revolution. She designs and delivers community workshops in Canberra and the region on how people can halve their household waste. And she is the author of Happy Planet Living: Simple Ways to Live a Climate-Positive Lifestyle and Make a Big Difference.
26:3823/08/2023
101: Simon Ree talks about the Tao of Trading
Simon Ree is the author of the #1 best-selling book The Tao Of Trading and the founder of taooftrading.com. He has three decades of experience in the financial markets, having previously held senior positions at Goldman Sachs
and Citi. His vision is to help people live more creative, joyful and inspired lives by alleviating the burden of financial stress that weighs so many people down.
30:2906/08/2023
100: Serina celebrates 100 episodes - and her new book!
Celebrations! In this podcast, Serina recaps three and a bit years of podcasting - and she shares details of her new book. How to Pay Your Mortgage Off in Ten Years (Even When Interest Rates Are Going Up) is in bookstores from 25 July.
Image by Akka Ballenger
16:1024/07/2023
99: Accountant Scott Ellis chats about abundance and tax
Understanding tax is important to building wealth. On this podcast, Serina chats with her accountant - Scott Ellis - about ways to minimise tax and build abundance. Scott is an accountant at Les Ellis & Associates Pty. He has advised Serina on tax issues for almost 20 years.
37:3325/06/2023
98: Joel Gibson shares how to find money easily
In tough economic times, there is still easy money to be had. Bill-buster and money-saving nerd Joel Gibson is Australia's shares tips for how to reduce your bills and find money. Joel is a regular in the SMH and The Age, on Today, and on 2GB, 4BC and ABC Radio. In 2019 he wrote KILL BILLS, and now he's updated, expanded and simplified his money-saving system for the post-COVID cost of living crisis in his new book, Easy Money: 7 Steps to Bust Your Bills.
33:1824/06/2023
97: Nicole Pedersen-McKinnon talks about bargain regret
Ever bought something you thought was a bargain that ended up being anything but? Financial educator, commentator and author Nicole Pedersen-McKinnon chats about the cost of living crisis, bargain-hunting mentality and bargain regret (aka #frugalfail).
25:1818/06/2023
96: Pascale Helyar-Moray discusses women, money and superannuation
CEO of Super-Rewards, Pascale Helyar-Moray, is passionate about helping to achieve greater financial equality. In this podcast, she chats with Serina about the gender pay gap, superannuation and women, and her experience in deciding to found her startup to do something about this.
This podcast is brought to you with the support of Super-Rewards.
32:4314/05/2023
95: Vanessa Stoykov talks about the essential money conversations we need to have
What conversations should we be having around money? And how do we have them? In this podcast, Serina chats with money educator and communicator Vanessa Stoykov about her new book, The Five Conversations About Money That Will Radically Change Your Life.
Did you know that 75% of people believe they should have conversations about inheritance before someone passes away? And 53% of people said that the worst deal breaker in a partner was infidelity, with financial irresponsibility being a second factor at 25%?
31:4912/02/2023
94: Mobile payment industry entrepreneur Harold Dimpel talks fintech
How is fintech changing how we bank? And do we even need a bank account? (Spoiler: many people in the world don't even have a bank account, yet still manage to regularly send money to family overseas.) In this podcast, Serina chats with friend Harold Dimpel, a mobile payment industry entrepreneur with 17 years of experience in fintech.
33:4215/01/2023
93: Evan Lucas shares why mindset is important to making money
How do our beliefs, including inherited beliefs, affect our relationship with money? In this podcast, Evan Lucas shares some of his behavioural finance knowledge. Evan is Head of Strategy at Invest SMART and a regular commentator on ABC television and radio, TODAY, The Project and SKY News. He is the author of Mind Over Money: Why understanding your money behaviour will improve your financial freedom.
36:4310/01/2023
92: Psychic Suzy Cherub talks about channelling abundance
Can you bring your abundance into your life? And can you make money doing what brings you joy? Suzy Cherub is an international award-winning psychic medium, published author, speaker and intuitive coach. She was awarded International Psychics Association Psychic of the Year 2014 (Australia. Suzy is a successful businesswoman and real estate investor who left a highly paid-public service career to follow her calling.
31:4513/12/2022
91: Serina and her husband, Neil, talk about timeshare
Ever been cornered into a timeshare presentation? That was our experience on our September visit to Florida. Find out how it went, how it stacked up - and how we got out of it. In this podcast, Serina chats with her husband, Neil, about their experience.
33:2306/12/2022
90: Steve McKnight shares his secrets for being a money magnet
How can you attract real wealth into your life? In this podcast, Steve McKnight, author of the bestselling book From 0 to 130 Properties in 3.5 years, shares some insights from his new book - Money Magnet: How to Attract and Keep a Fortune that Counts. And he also shares some never-before-revealed secrets from his childhood as well.
46:4427/11/2022
89: Frugalista travel to the US to attend #fincon
My husband, Neil, and I recently travelled to Orlando, Florida, to attend #fincon2022 (a conference for money content creators aka money nerds). And we had a bit of a holiday. In this podcast, we talk about how we saved money on flights, accommodation, cars and sightseeing.
41:5902/11/2022
88: Senior of the Year Val Dempsey talks about the value and importance of first aid
Val Dempsey is Senior Australian of the Year 2022. She has spent over 50 years volunteering with St John Ambulance, including more recently during bushfires and floods. In this podcast, she chats about going to London to represent Australia at the Queen's funeral, bumping into a world leader (literally), why everyone who drives should learn first aid, plus a fabulous frugalista tip that involves bling.
42:0316/10/2022
87: Prof le Coutre talks about the global problems of food security and food waste
Ever wondered if the problems of accessing things like lettuce are just an Australian problem or a global one? And whether food prices will go up or down? Or what about the facts facing food waste? In this podcast, Serina chats with Professor Johannes le Coutre, who is Professor Food & Health at UNSW. His research is based on cellular agriculture to strengthen food security and alleviate the agricultural burden on the environment. Professor le Coutre holds a PhD in biophysics and has an extensive and impressive CV that includes working in the US, Switzerland, England and Tokyo. Before joining UNSW, in addition to his research activities, he served as the Secretary-General for Nestlé’s Scientific Advisory board and as coordinator of the International Nutrition Symposium, an annual event featuring world-leading scientists debating critical topics in food and nutrition.
Dr. Johannes le Coutre
32:5003/10/2022
86: Suzannah Galland talks relationships
One of the biggest issues affecting our finances isn't our job or our investments - rather, it's our romantic relationships (or search for them). In this podcast, empath and internationally acclaimed life advisor Suzannah Galland talks about her experiences coaching clients to avoid scams and unhealthy relationships. Suzannah leads her clients to achieve breakthroughs in all aspects of their lives. Through conscious mindfulness, Suzannah guides others on their journey to happiness and fulfilment. Suzannah has written for publications including Huffington Post, Harper’s Bazaar, Thrive Global and Medium. She has been featured in Forbes, Vogue, New York Magazine, USA Today and is co-author of Goop’s The Sex Issue. Suzannah has appeared on the Today Show and is a frequent guidance expert on America’s Next Top Model.
43:5424/09/2022
85: Founders of the My First Nest Egg app talk about how they got their kids involved in housework
During COVID, friends Nicolle Hood and Annie Shoen felt that their (combined) seven children were beginning to act entitled. Specifically, they weren't doing much housework - and they thought their parents could buy virtually anything at the click of a button. Realising there was a bigger problem around financial literacy for children, the pair decided to create an app - My First Nest Egg. In this podcast, Nicolle and Annie discuss incentivising housework through gamification, teaching financial literacy and lean innovation.
This podcast was recorded live at #fincon22, and the sound quality is less than perfect. We apologise and hope you will still enjoy the messages.
Love the sound of the My First Nest Egg app and want to use it? Use the promo code JOYFUL to use it for free.
28:2210/09/2022
84: Laura Gariepy talks about earning money through freelance writing
Can you earn a solid income from freelance writing, including about personal finance? You can, and that is the reality for Laura Gariepy, who began taking freelance writing seriously when she took a four-month sabbatical from work that ended up becoming permanent. Laura is the founder and owner of Every Day by the Lake. In addition to being a freelance writer, she is also a writing coach. This podcast was recorded during #fincon22, a conference for money nerds.
22:4508/09/2022
83. Helen Baker talks about women, money and separation
When a couple separates, they will often speak to a lawyer. But they are less likely to speak to a financial planner, despite the uncoupling having a profound effect on women and men. In this podcast, financial adviser Helen Baker talks about issues women must consider when building their wealth - and ensuring they rebuild after separation.
Helen is a qualified, practising and licensed financial adviser. She is the founder of On Your Own Two Feet, which empowers women to gain and retain their financial freedom. Helen is a finalist for Australia's Financial Adviser/Planner of the Year and a two-time finalist for Women's Community Program for the Year. She is the author of On Your Own Two Feet: Steady Steps to Women's Financial Independence and On Your Own Two Feet, Divorce: Your Survive and Thrive Financial Guide.
36:5722/08/2022
82: Hannah Andrevski talks about how she is helping her local community
Inflation, inflation, inflation. It's hurting many people, but it's hurting some more than others. In this podcast, Serina chats with Hannah Andrevski about the charity she founded, Roundabout Canberra, and how it is helping families who are doing it tough.
Hannah Andrevski is the founder and CEO of Roundabout Canberra. In 2018 Hannah was on maternity leave with a newborn and a toddler, and after struggling to find somewhere to pass on her pre-loved baby items, she decided to do something about it. Roundabout Canberra rehomes pre-loved baby and children's items to local families experiencing hardship. Four years on, they've helped approximately 5000 children with essential items such as cots, prams, car seats, clothing, linen, toys, school-related items and toiletries.
24:0418/08/2022
81: Lloyd Edge talks about real estate and why it’s his investment vehicle of choice
Ever thought about investing in real estate but think you may have left your run too late? In this podcast, Serina chats with property investor and buyer's agent Lloyd Edge, who shares tips about getting started, forecasts for the market (and interest rates) and the importance of research.
Lloyd started his professional life as a struggling muso. Through investing in property, he went from being a school music teacher to building a real estate portfolio - including achieving his dream of owning a home on the water. He is the Director and Founder of Aus Property Professionals and is a buyer’s agent, property strategist, and author of the best-selling book Positively Geared. His new book, Buy Now, is the ultimate guide to owning and investing in property. Lloyd was a finalist in the 2021 Real Estate Business Awards for Buyer’s Agent of the Year, and Aus Property Professionals was awarded Property Strategist of the Year for 2022 by APAC, Australian Enterprise Awards.
42:4707/08/2022
80: Emily Guy Burken talks about making finances fun
Often, we associate money with needing to be serious or sensible - and often feeling stressed. But it doesn't have to be that way. In this podcast, Serina chats with author and Plutus award-winning freelance writer Emily Guy Birken. Emily has worn lots of hats throughout her career: temporary tattoo artist, bookseller, Americorps volunteer and teacher. And she’s also a huge money nerd, who manages to sneak toilet humour into her writing. Emily's work has appeared in HuffPo, Business Insider, Kiplinger’s Personal Finance, MSN Money, and The Washington Post. Her books include The 5 years before you retire, Choose Your Retirement and the newly released Stacked: Your Super Serious Guide to Modern Money Management, which she co-wrote with Joe Saul-Sehy.
33:2606/07/2022
79: Ilea Buffier shares how she reached financial independence before leaving high school
Imagine what it would be like to graduate from high school knowing that you never needed to find a job? That was the reality for sustainability entrepreneur Ilea Buffier, who graduated from high school with a property portfolio that made her financially independent. But that's only the beginning of her story: Ilea has gone on to become a successful business owner and entrepreneur, working to promote sustainability through two business endeavours.
Ilea is the founder of Evalue8 Sustainability, an enviro tech company with the mission of making it easy for all organisations to measure and reduce their carbon footprint. She is a Climate Active registered consultant and has been involved in the carbon accounting industry since 2005. She is also the owner of Ninetwofive Interiors, which is a dealer for Steelcase, the world’s largest commercial furniture manufacturer.
28:0330/05/2022
78:Money with Jess Irvine
Jessica Irvine is a senior economics writer with The Sydney Morning Herald and The Age. For the past few years, she has been on a one-woman mission to budget, save and invest. In this podcast, she chats with Serina about her new book, Money with Jess: Your Ultimate Guide to Household Budgeting. If you think you need a budget, but worry that budgeting is hard (or boring), this is a podcast for you.
34:5111/05/2022
77: Dr Kailas Roberts talks about dementia
One of the key risks to our financial health is our mental and physical health - and that of our spouse, parents or other family members. And something that many families face is a diagnosis of dementia. In this podcast, Serina chats with Dr Kailas Roberts, a psychiatrist with a particular interest in brain health and dementia. Kai is author of Mind Your Brain, The Essential Australian Guide to Dementia. He is also the creator of an iOS app, BrainScan, which helps users optimise their brain function and reduce their risk of dementia. Kai has worked a doctor for over twenty years and currently runs a busy private practice in Brisbane, Australia, which includes Your Brain in Mind, a clinic dedicated to the assessment and treatment of cognitive difficulties.
33:5625/04/2022
76: Luke Harris talks property
Luke Harris from The Property Mentors has invested in property for over twenty years. Luke is author of Let's Get Real and Property Fit, and in this podcast he shares insights for how to break into the property market - the right way.
32:1415/04/2022
75: Walli Miller talks about spending with purpose
Walli Miller is a financial coach who helps high-achieving, young professionals become work-optional by taking control of their finances without sacrificing their lattes and brunches. Walli teaches people how to trim the FATT - Food, Accommodation, Travel and Taxes - to gain financial freedom.
35:1410/04/2022
74: Julian Fayad talks about good and bad debt
Is all debt bad? Can some debt be used for building wealth? Julian Fayad is founder of several fintech businesses, including LoanOptions.AI. In this podcast he talks about debt, the saving, and why it's good to start a side-hustle.
34:0106/03/2022
73: Leilani bin Juda talks about financial mentoring of other Indigenous women
Leilani Bin-Juda PSM served as CEO of the Torres Strait Regional Authority until January 2022. She was the first Indigenous woman to have served in this role. She is a proud Torres Strait Islander, with ties to Hammond, Darnley and Murray Islands. Leilani has had a long diplomatic career, that has included postings to Papua New Guinea, Shanghai in China, the Solomon Islands and the Treaty Liaison Office on Thursday Island. Passionate about Indigenous diplomacy, she spearheaded courses on the subject at the Australian National University. In 2019, she was awarded a Public Service Medical for promoting the inclusion of Indigenous heritage in Australia’s cultural and foreign policies. She also received a Churchill Fellowship in 2000 to investigate Indigenous peoples involvement in museum development.
In this podcast, Leilani chats with Serina about her role in mentoring Indigenous women on personal finance, and the importance of saving and investing.
29:5912/02/2022