Join us for today's podcast as Crystal discusses the Year End Checklist, what is on yours? You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcst as we approach year-end and Crystal discusses Charitable Gifting, and how it can be added into your life...  Tune in today! You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal discusses the Stock Market and the Election, what are your thoughts? What are your concerns?  Tune in today! You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal discusses Investing Fundamentals, whether you are new to investing or want a refresher, tune in today! You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast, Part 3 of the series, P.E.M, Your Tax Filter You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast, Part 2 in the series, as Crystal interviews James Blanton Managing Director and Co-Founder of PEM Life You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast, the first of a new series, P.E.M., Personal Economic Model, Your Wealth and Income Potential.. You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast, the last one of the series, as Crystal shares her #1 Top Conversation from the last 25 years, Personal Economic Model You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal counts down the Top 10 Conversations, coming in at #2 Three Components of a Financial Plan You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal shares her #3 Top Conversation, Core Beliefs -Taxes and The Market. You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast as Crystal finishes counting down the Top 10 Conversations,  to #4 Family Legacy, what do you want yours to look like? What do you want to be remembered for? You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us for today's podcast, moving on to the #5 top conversation about Allocation Mix. What is asset allocation?  What is a good allocation mix?  Stay tuned and find out! You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

In today's Podcast join us as Crystal discusses her #6 top conversation "Family Banking" in her series on the Top 10 conversations over the past 25 years of Crystal Clear Finances! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

In today's Podcast join us as Crystal discusses the importance of Cashflow Analysis in her series on the Top 10 conversations over the past 25 years of Crystal Clear Finances! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

In today's Podcast join us as Crystal discusses the Softer Side of Wealth, tune in! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

In today's Podcast join us as Crystal discusses Actual VS Average Return, tune in! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

What in the world is Collateral Capacity?  Stay tuned and find out as Crystal discusses one of her "Top 10" Conversations about Collateral Capacity You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation  

Take a walk down memory lane as Crystal shares her memories of the FIRST radio show from 25 years ago!  What memories do you have from those first days?  Feel free to comment on our Facebook and Instagram pages as we transition to continuing to do Podcasts and YouTube videos regularly. You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio for this final episode  Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us today as a continuation from last week as Crystal discusses further the "Psychology of Money".  Recognizing those daily wins in life and challenges, that everything happens FOR you, not TO you and determining WHO is calling the shots on YOUR finances? You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us today as Crystal discusses Money Mindsets, as she reads excerpts from the book "Are You Living in the Gap or the Gain? " By Dan Sullivan and Dr. Benjamin Hardy.  How one measures success, what are your needs versus wants, and measuring wins in your life daily! You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Join us today as Crystal and George V conclude the discussion in Part 2 of the series on "What questions to ask before retirement". You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation

Retirement, Golden Years, Twilight Years, whatever the term you refer to it as, the questions to ask before you get there are the same. Join us today as Crystal and George V discuss the 'Top 10 Questions'' you should ask yourself before you enter your Second Act. You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation  

Approaching retirement?  Have questions but don't know where to start? Join us today as Crystal and George V discuss the 3 Bucket Approach and how this may help you and your loved ones enjoy the "Golden Years" you have worked so hard for. Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Join us today for Part 2 as  Crystal discusses Social Security Highlights and provides some tips and questions to consider before applying. You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Join us today as Crystal discusses Social Security Highlights and provides some tips to consider before applying. You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Join us today for the Final Part of a 3-part series as Crystal discusses Money Myths and how to redirect your thought process. You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Join us today for Part 2 of a 3-part series as Crystal discusses Money Myths Unveiled and how to free your mind of them. You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Join us today for Part 1 of a 3-part series as Crystal discusses Money Myths and how to rid your mind of them. You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Join us today as Crystal discusses the difficult topic on what steps to take when you lose a loved one. You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Tune in today as Crystal discusses steps that you can take when you lose a loved one.  It's a difficult topic but one that is vital to discuss. You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Have you taken time to create your financial biography? Knowing where you want to go and why is just as important as knowing your numbers. Join Crystal Langdon, CFP and George “V” Langdon, MBA as they discuss the Power of a Plan Part 2. Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Have you taken time to create your financial biography? Knowing where you want to go and why is just as important as knowing your numbers. Join Crystal Langdon, CFP and George “V” Langdon, MBA as they discuss the Power of a Plan and understanding what drives it. You can have Confidence for every financial decision! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

When the government needs to raise money, they often do it through taxes. How do you make sure you don't pay more than your share? Understanding how taxes work can help! Join Crystal Langdon of Crystal Clear Finances, and gain Confidence for every financial decision.... Find out more about us on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage - Follow us on Instagram! It's time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

It is that time of year again - Tax Season! There are two approaches that people typically use to prepare. The first is to work hard, ignore taxes till April, and then see what they owe. The second is to learn how taxes work and take advantage of every tax option to reduce their taxes. Which method do you use? Join Crystal Langdon, CFP as she reviews foundational truths regarding taxes and options to help position you to pay less! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time to make your finances Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Just like having a financial plan for your personal finances can help you reach your personal goals, having a strategic business plan for your business can help you grow it so you can sell it when you are ready to retire! Learn more on toady's program with Crystal Langdon, CFP Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

There are three key questions to ask a company that wants to buy your business: Will they maintain your culture, your people, and your management team? Are they willing to be cutting-edge in their technology and invest for the future? What is their sales and marketing plan to help continue the growth of your business once you are gone? Join Crystal Langdon as she discusses how to make sure your business has the potential to continue growing, even after you sell it! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Join Crystal Langdon of Crystal Clear Finances for Part 2 of "Ready to Sell Your Business"? Learn the remaining four questions business owners should be asking themselves when preparing to sell your business Watch us on our YouTube channel  Find out more on our website at https://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Is your business positioned properly so you can sell it at retirement? Tune in as Crystal discusses the first of five questions you should be asking yourself when preparing to sell your business Watch us on our YouTube channel  Find out more on our website at https://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

How do you make predictions for 2024 and be confident that they are accurate? You base your predictions upon human nature and emotions! The stock market is full of companies and the numbers associated with them… emotions of the consumers are what drive them. Seek to understand what is driving you so you can stay on track this year! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

The stock market is like the supermarket. You need to understand what you are going into to buy and stay on track with your list! Don’t get sidetracked by what others are buying or the sales flyer promoting what they want to sell you. Stick to your list – Understand what you are going to own and why you are buying it! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Market Cycles, Business Cycles, Retirement Cycles… We can learn so much from the patterns of life. This applies to finances too! On today’s program we will finish our two-part series by reviewing the 5 remaining predictions for 2023 and discuss not only the past predictions but the reasoning behind them. Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

It's fun to dream about the future and the possibilities it can bring, but it’s also important to take time to review the past. What can we learn? How could it impact us going forward? What would we do differently? Join Crystal Langdon, CFP™ in her two-part series on the top 10 predictions for 2023…Yes, 2023! Let’s evaluate what happened last year before we begin to move forward… Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

In the final session of “Are you being Sold/12 Questions to Ask When Looking for an Advisor”, Crystal discusses the importance of an advisor needing a plan for documentation, cybersecurity, and being willing to invest in a quality team. Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Join Crystal Langdon, CFP®, as she continues Part 3 of “Are you being Sold? 10 Questions to ask when looking for an advisor you can trust!” Today’s topics include understanding the sales process of an advisor and determining if it is based upon a sale or a solution… Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Don’t Get Sold! Learn the questions to ask so you can find the advisor who is right for you. Join Crystal Langdon as she presents her three-part “Don’t Get Sold!” series on the Crystal Clear Finances YouTube channel. Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

According to the US Bureau of Labor January 2023, there are 83 million working families in the US but there are only 300,000 financial advisors in the US ready to advise them!  95,000 advisors are Certified Financial Planner and only 2,500 are qualified Kingdom Advisors. So how do you find an Advisor you can trust? Tune into the Crystal Clear Finances YouTube and learn the questions you can ask as you search for an Advisor who is right for you! Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

There are six phases of retirement: The Honeymoon, Rest and Relaxation, Disenchantment, Reorientation, Retirement Routine, and Termination. Which phase are you in? Do you recognize the signs?  Learn more on the Crystal Clear Finances YouTube Channel. Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.

Every transition begins with an ending, even retirement! You have to let go of where you are now to enter the new season ahead of you… Understanding how to navigate the ending of a career, while facing the discomfort of the unknown can help you successfully start a new beginning in retirement! Tune in as Crystal Langdon, CFP™ shares the Three Stages of Retirement and the questions to ask yourself along the way. Watch us on our YouTube channel  Find out more on our website at http://crystalclearfinances.com/ Listen on the radio every Saturday at 10:00 AM and 4:00 PM on WJIV 101.9 FM. For a daily dose of inspiration and courage – Follow us on Instagram! It’s time your finances are Crystal Clear! Call us today at (518) 433-7181 and schedule your free initial consultation.