If you’re hoping to sell your business, we have some bad news: According to Steve Forbes, 8 out of 10 businesses will never sell. In this episode of The Agent of Wealth Podcast, host Marc Bautis is joined by Michelle Seiler Tucker, an expert in the business of selling businesses. Seiler Tucker is a business broker with over 20 years of experience and over a thousand businesses bought and sold. She is also a two-time #1 best-selling author, speaker, TV and radio host, and the co-author of the book Exit Rich: The 6 P Method to Sell Your Business For Huge Profit. Tune into to learn how you can fix and grow your business for a better outcome when selling.In this episode, you will learn:The best time to sell a business.The five types of business buyers.The importance of a business valuation.How your industry plays a role in selling your business.How to find buyers for your business.And more!This is the first installment of a two-part series for business owners. Listen to the second part, "How a Business Owner Can Calculate Their Freedom Point."Resources:Episode Transcript & Blog | Exit Rich (2021) | Exit Rich Podcast | Seilertucker.com | | Bautis Financial: (862) 205-5000

Did you know that only 9% of U.S. adults eat enough vegetables daily, and only 12% eat enough fruit? This data, according to the CDC, is shocking. But it’s why host Marc Bautis and John Williams brought Caryn O’Sullivan, a Clinical Nutrition expert and Integrative Clinical Health Coach, onto the show. O’Sullivan has spent the last 15 years helping people take charge of their health by digging deep to uncover the root of a variety of diagnoses and create balance through diet and lifestyle. Tune in as she reveals some of her top tips in this episode of The Agent of Wealth podcast.In this episode, you will learn:A brief overview of food and nutrition in the modern-day United States.What integrative and functional nutrition is.How to track progress and the benefit of keeping a food diary.How to identify inflammation and other key indicators of disease.And more!This is the final installment in a six-part Agent of Wealth series, called “Health is Wealth.” Listen to the other episodes:How to Start Exercising and Stay MotivatedHow to Overcome Your Sugar AddictionHow Collaborative Problem-Solving Can Lead to Better ParentingTools for Solving Common Sleep IssuesHow to Build Resilience Resources:Episode Transcript & Blog | Appetites for Life | Bautis Financial: (862) 205-5000

Resilient, [adjective]: capable of withstanding shock without permanent deformation or rupture; tending to recover from or adjust easily to misfortune or change.In this episode of The Agent of Wealth podcast, Marc Bautis and John Williams speak with Dr. Eva Selhub — an internationally recognized expert, physician, speaker, scientist, executive leadership and performance coach and consultant in the field of corporate wellness and resilience. Selhub helps people improve their life through the creation of a culture of resilience, and in this episode she provides a baseline for how you can do just that.In this episode, you will learn:What being resilient really means.What stress is, in the most basic form (and why we need it!).The connection between resilience and stress.How to put an end to limiting beliefs.The difference between stress and a threat.And more!This is the fifth installment in a six-part Agent of Wealth series, called “Health is Wealth.” Listen to the other episodes:How to Start Exercising and Stay MotivatedHow to Overcome Your Sugar AddictionHow Collaborative Problem-Solving Can Lead to Better ParentingTools for Solving Common Sleep IssuesHow to Eat for EnergyResources:Episode Transcript & Blog | Drselhub.com | Drselhubcorporate.com | Resilience for Dummies | Bautis Financial: (862) 205-5000

Adults between the ages of 18-64 need seven to nine hours of sleep per night. However, 35.2% of all adults in the U.S. report sleeping on average for less than seven hours per night. In this episode of The Agent of Wealth podcast, Marc Bautis speaks with Dr. Michael Gradisar, a sleep scientist, sleep practitioner, sleep teacher and leader of WINK Sleep, a group of sleep scientists and therapists who have treated 1000’s of people and conducted over 100 studies about sleep. The two of them discuss the integral role sleep plays in health.In this episode, you will learn:National and worldwide trends related to sleeping.How to measure changes in sleep.Common causes of sleep issues.How exercise before bed, CBD, melatonin and blue light do and don’t affect sleep — which may surprise you!And so much more!This is the fourth installment in a six-part Agent of Wealth series, called “Health is Wealth.” Listen to the other episodes:How to Start Exercising and Stay MotivatedHow to Overcome Your Sugar AddictionHow Collaborative Problem-Solving Can Lead to Better ParentingHow to Build ResilienceHow to Eat for EnergyResources:Episode Transcript & Blog | WINK Sleep | Bautis Financial: (862) 205-5000

69% of parents say that if they knew more positive parenting strategies, they would use them. To those parents, you’re in the right place. In this episode of The Agent of Wealth podcast, Marc Bautis speaks with Maria Sanders, a licensed social worker and certified parent coach who specializes in the areas of child development, conscious parenting and social/emotional development to support parents in creating a sense of calm, confidence and connection within themselves and their families. Using the expertise she’s gathered from her Collaborative Problem Solving® Certification and over 20 years of hands-on experience, Sanders offers solutions for some of the most frequent challenges that arise for parents. In this episode, you will learn:How parents can get clear on their boundaries and family values.How to create realistic expectations for your child’s growth and development.Skills and solutions for long-term parenting success.What collaborative problem-solving is and the ideal age to begin this approach.How to balance collaborative problem-solving with parental authority.How parents can tackle social media and screen time issues with their children.And more!This is the third installment in a six-part Agent of Wealth series, called “Health is Wealth.” Listen to the other episodes:How to Start Exercising and Stay MotivatedHow to Overcome Your Sugar AddictionTools for Solving Common Sleep IssuesHow to Build ResilienceHow to Eat for EnergyResources:Episode Transcript & Blog | Maria Sanders Parent Coach Website | Maria Sanders Parent Coach Facebook Page | Maria Sander’s Instagram Page | Bautis Financial: (862) 205-5000

Did you know that approximately 75% of Americans eat excess amounts of sugar, many of whom could be classified as having a sugar addiction? In this episode of The Agent of Wealth podcast, Marc Bautis and John Williams invite Dr. Vera Tarman on the show. Tarman is a clinical physician, author, speaker and food addiction expert who believes that an addiction to sugar can be as treacherous as an addition to alcohol, tobacco and even cocaine. Tarman’s expertise includes hands-on experience as a recovering food addict who has maintained a 100-pound weight loss for more than 12 years. In this episode, you will learn:What classifies a sugar addiction?How genetics, previous additions and environment may play a role in food addiction.How and why sugar is considered a gateway drug.How sugar plays a role in the leading causes of death worldwide.A discussion of the difference between passion and addiction.And more!This is the second installment in a six-part Agent of Wealth series, called “Health is Wealth.” Listen to the other episodes:How to Start Exercising and Stay MotivatedHow Collaborative Problem-Solving Can Lead to Better ParentingTools for Solving Common Sleep IssuesHow to Build ResilienceHow to Eat for EnergyResources:Episode Transcript & Blog | Food Junkies: Recovery from Food Addiction (2019) | Addictions Unplugged – Dr. Vera Tarman’s Website | Sugar-Free for Life Support Group | Food Junkies: Recovery from Food Addiction (Podcast) | Bautis Financial: (862) 205-5000

You can’t enjoy wealth if you’re not in good health, right? Though sometimes overstated, the saying “health is wealth” — a variation of American philosopher Ralph Waldo Emerson’s writings — rings true for a variety of reasons. In this episode of The Agent of Wealth podcast, Marc Bautis invites John Williams, Wealth Advisor at Bautis Financial, on to the show to discuss health in the form of movement. They discuss everything from the benefits of exercise, to getting (and staying) motivated, to the mechanics of beginning a training program —  especially as it relates to running a race. Throughout the conversation, Bautis and Williams lean on their personal experiences as collegiate athletes.In this episode you will learn:How health affects cost of living, especially as you age.Trends in health and fitness in the aftermath of the COVID-19 pandemic.How to start a fitness program, specifically running, including what to avoid.How to create (and crush!) realistic fitness goals.Intrinsic motivation and accountability.And more!This is the first installment of a six-part Agent of Wealth series, called “Health is Wealth.” Listen to the other episodes:How to Overcome Your Sugar AddictionHow Collaborative Problem-Solving Can Lead to Better ParentingTools for Solving Common Sleep IssuesHow to Build ResilienceHow to Eat for EnergyResources: Episode Transcript & Blog | Fidelity Health Expense Calculator | Clear a Path Podcast, hosted by John Williams | Bautis Financial: (862) 205-5000

Airbnb, DoorDash and Snowflake made the top ten list of 2020’s biggest IPOs. It was a record-breaking year for companies going public, even with the uncertainty brought on by the COVID-19 pandemic, and those who invested in the right place at the right time. In this episode of The Agent of Wealth Podcast, Marc Bautis invites John Williams, Wealth Advisor at Bautis Financial, on the show to discuss if initial public offerings (IPOs) are good investments.In this episode, you will learn:What is an initial public offering (IPO)?How to invest in an IPO.The pros and cons of investing in IPOs.Advice for what to do when your company IPOs.Indicators of a successful and unsuccessful IPO.How to determine the valuation of a company, including a discussion about accuracy.And more!Resources:Episode Transcript & Blog | Bautis Financial: (862) 205-5000

Charitable giving is trending: According to the Blackbaud Institute, overall charitable giving in the United States increased by 2.0% in 2020. In this episode of The Agent of Wealth Podcast, Marc Bautis invites Kris Putnam-Walkerly, a philanthropic advisor, to share her knowledge and experience on charitable giving. She discusses how to transform your giving to catapult your impact.In this episode, you will learn:Reasons for the growth of charitable giving in 2020.How to create positive change through charitable giving.The differences between various giving vehicles, including donor advised funds and private foundations.Balancing charitable interests with action for the most effective results.Expectations for the future of charitable giving.Resources:Episode Transcript & Blog | Bautis Financial: (862) 205-5000 | Kris Putnam-Walkerly: [email protected] | Delusional Altruism: Why Philanthropists Fail To Achieve Change and What They Can Do To Transform Giving

In this episode of The Agent of Wealth Podcast, Marc Bautis invites Ellen Rogin to share her knowledge and experience on the power of picturing your prosperity. She discusses the steps to take in order to turn a vision into reality and the benefits of visualization and meditation. Ellen also shares stories and examples with Marc of people who have utilized visual representation to create financial goals. In this episode, you will learn: Everyone has a unique vision and why putting a prosperity picture together can help you focus on what’s important to you.How to take your vision, put it into action and execute on it.How Marc Bautis went from being a skeptic of visualization, to understanding how powerful it can be.The benefits of meditation and how it can help you make better financial decisions and ensure that your priorities align with your values.And more!Tune in now to discover how tapping into your creative mind can help you build towards a secure financial future!Resources:Episode Transcript & Blog | Bautis Financial: (862) 205-5000 | Ellen Rogin: [email protected] | My Prosperity Gift | Picture Your Prosperity: Smart Money Moves to Turn Your Vision into Reality

Should I time the market? Is Bitcoin the next big thing? Am I missing out if I don’t purchase Tesla? Will Biden’s administration impact my taxes? What does the future of the economy look like? In this episode of The Agent of Wealth Podcast, Marc Bautis does a 2020 recap and looks ahead to help prepare you for taxes, investments, and your financial plan. Marc touches on hot topics and also shares his best tips on how to handle your financial future. In this episode, you will learn about:The 2020 election and a market review.2021 economic predictions and key risks.Investing in popular trends such as Bitcoin, IPOs and Tesla.Potential tax changes and their impact to your investments and financial plan.Planning and investment ideas for 2021 and beyond based on the new Biden administration.And more!Resources:Episode Transcript & Blog | Bautis Financial: (862) 205-5000

What should you do if you get a letter or notice from the IRS? In this episode of The Agent of Wealth Podcast, Marc Bautis meets with Allan Rolnick to discuss the ins and outs of an IRS tax notice. Allan explains the various causes that lead to a letter showing up at your door, and the steps you should take to resolve the problem. Allan also shares his best tips on how to be compliant with the IRS to limit any issues. Tune in to learn strategies to protect yourself from the IRS!In this episode, you will learn:The first step to approaching a letter from the IRS.The most common reasons for receiving a notice from the IRS.What assets the IRS is allowed to take from you.How the IRS devises a payment plan.And more!Resources:Episode Transcript & Blog | Bautis Financial: (862) 205-5000 | Allan Rolnick: (718) 841-7317 | The Tax Resolution Ninja Show

Did you know that nearly 60% of Americans lack a will or have done any estate planning? In this episode of The Agent of Wealth Podcast, Marc Bautis talks with Anthony Park about the importance of estate planning. They discuss why naming an executor is significant for not just a person’s assets but also their personal well being. Anthony shares what the average estate process may look like when a person dies and how an executor’s role comes into play. In this episode, you will learn:What happens to your estate when you die.Tips on who to name as the Executor of your estate and why naming your child may not be the best decision. Why estate planning for “Solo Agers” is critical.What happens during probate if you own property in multiple states.And more!Resources:Episode Transcript & Blog | Bautis Financial: (862) 205-5000 | Anthony S. Park | Anthony’s Books on Amazon

In this episode of The Agent of Wealth Podcast, Marc Bautis has a conversation with Abel Pacheco about investing in commercial real estate. Abel discusses what sparked his interest in commercial real estate and how he took the leap to move from IT tech sales to becoming a full-time real estate investor. Abel speaks on some of the challenges that may come with the profession and how he has found success in commercial real estate.In this episode, you will learn:Where to start your real estate investing journey, with different market and asset classes.The difference between investing actively versus passively.The three things to consider when evaluating real estate investment opportunities.Tips for raising capital and building trust with investors.COVID-19’s impact to the opportunity and investor side of commercial real estate.And more!Resources: Episode Transcript & Blog | 5tcre.com | Bautis Financial: (862) 205-5000

How do you approach and understand people with opposing views? In this episode of The Agent of Wealth Podcast, Karen Tibbals and Marc Bautis discuss the current, strong political divide that the United States is facing, and what’s underneath our moral fundamental belief systems. Karen dives into tactics that will help you have difficult conversations and repair relationships, rather than preaching your beliefs.In this episode, you will learn:How social and political beliefs became aligned.The 5 Moral Foundations: belonging in a community, respect for authority, sacredness, care for others, and fairness and how they apply to understanding each other.Why preaching your beliefs to someone will actually have the reverse effect. Three techniques proven to change people’s minds.How to repair relationships with people who you’ve disagreed with.And more!Resources:Episode Transcript & Blog | persuadedontpreach.com | Persuade Don’t Preach: Restoring Civility Across the Political Divide | Bautis Financial: (862) 205-5000 

Improving your credit can be a daunting, yet fulfilling process. There are many things that can be done to make improvements but the barrage of information makes it hard for credit seekers to understand what truly will be the best moves for their unique situation. In this episode, Victoria Finlay and John Williams sit down with Nikole Vialet, a credit repair specialist, and discuss what you could expect when working with her or other specialists like her, as well as some of the quick and easy strategies everyone can implement on their own to start improving their credit almost immediately. In this episode, you will learn: The most important things you can do to improve your credit score.The many different ways a credit repair specialist can help their clients.Why is it so important to achieve and maintain strong credit.All of the different things that positively and negatively affect your credit.And more! Resources: Episode Transcript & Blog | Bautis Financial: (862) 205-5000 

2020 has certainly been a whirlwind of a year… between a national pandemic, a possible vaccine, and the beginning of school, this fall brings a presidential election. On today’s show, Marc and John discuss the different possible outcomes of the election and how each one can affect your portfolio. In this episode, you will learn: What consequences do taxes face based on the outcome of the election? Will Social Security be altered?Where does the election fit in when considering risk?What you should do with your investment strategyAnd more! Resources: Episode Transcript & Blog | Bautis Financial: (862) 205-5000

If you haven’t thought about your long-term care plan, you’re in the majority. Several individuals avoid planning for extended care because it can be a difficult and daunting task. However, whether it be for you or a loved one, organizing steps for long-term care is critical to address in any financial plan. On today’s episode of The Agent of Wealth Podcast, Marc Bautis and John Williams talk to Extended Care Benefits Advisor Raymond Lavine about how to approach the oftentimes overlooked aspect of financial planning. In this episode, you will learn: Where to begin when putting together a caregiving plan.The right time to begin having long-term care conversations.The devastation that not having a long term care plan can cause to your assets.How to utilize a hybrid benefit plan to ensure your assets are passed on to your beneficiary.And more!Resources: Episode Transcript & Blog | Bautis Financial: (862) 205-5000 | www.lavineltcins.com | Raymond Lavine:  (253) 275-6091

The stock and real estate market are at highs, but millions of people are still unemployed and out of work.. In this episode of The Agent of Wealth Podcast, host Marc Bautis is joined by John Williams, Wealth Advisor at Bautis Financial. The two talk about how to financially plan after recently losing a job. In this episode, you will learn:How to ensure a job loss doesn't wreck your financial plan.Budgeting tips to look for ways of reducing your expenses.Six options of what to do with your retirement plan when you leave your job.Where and when to start when looking for a new job.And more!Tune in now to learn about what to do after a loss of a job during these unpredictable times!Resources: Episode Transcript & Blog | Bautis Financial: (862) 205-5000  | Retirement Seminar | Schedule a Call

When it comes to money, we always think about the numbers. However, the decisions that we make financially stems from our emotions. In fact, we make all of our decisions emotionally first. In this episode of The Agent of Wealth Podcast, host Marc Bautis is joined by Anne Beaulieu, the founder of Femme Sauvage, a regular Forbes contributor and the author of 29 books in the The Emotionally Intelligent Way© series. Together, they talk about how to make better money decisions using emotion. In this episode you will learn: How to begin learning your internal feelings about money.How to identify your money triggers.How to heal the emotional weight from triggers.Tips for couples trying to make better money decisions.How to attract abundance.And more!  Resources:Episode Transcript & Blog | Bautis Financial: (862) 205-5000 | Femme Sauvage | The Emotionally Intelligent Way© Series | Femme Sauvage Blog 

What better way to learn about retirement than from someone who meticulously prepared for it? On this episode of The Agent of Wealth Podcast, host Marc Bautis talks with Fritz Gilbert, an aluminum industry professional who retired with his wife at age 55. Gilbert has chronicled his retirement every week for the past five years in his blog called The Retirement Manifesto, and he’s the author of Keys to a Successful Retirement: Staying Happy, Active, and Productive in Your Retired Years.In this episode, you will learn: What retirement looks like (from a first-person perspective).How to start planning for your retirement.What to expect in your retirement.How to account for “doomsday scenarios” while planning for retirement.And more! Resources: Episode Transcript & Blog | The Retirement Manifesto | Keys to a Successful Retirement: Staying Happy, Active, and Productive in Your Retired Years | Bautis Financial: (862) 205-5000

The sizes small, medium, and large only fit 15% of men properly in terms of clothing. Stantt is a business that has created over 99 different shirt sizes to actually fit to ensure confidence and comfort. On this episode of The Agent of Wealth Podcast, host Marc Bautis talks to Co-Founder and Co-CEO of Stantt. Marc and Matt talk about how Matt transitioned from corporate America to changing the shirt business by creating his own company. In this episode, you will learn: How Matt transitioned from his corporate job to successfully launching StanttTips on how to build your brand and overcome some of the biggest challenges a new business goes through Why Matt looked to bring on investors from the beginning and how they’ve helped shape the business Online vs. in-person store predictions for after the CoronavirusAnd more!Tune in now to find out the ins and outs of starting your own business!Resources: Episode Transcript & Blog | stantt.com | [email protected] | Bautis Financial: (862) 205-5000

People have coaches all throughout their childhoods: sports teams, Boy/Girl Scouts, and several other organizations and clubs. So, why not hire one for your professional life? In this episode of The Agent of Wealth Podcast, host Marc Bautis is joined by Katie Stricker, President and Co-Founder of Sayge. Together, they discuss how coaching can help your business, especially during the COVID-19 pandemic.In this episode, you will learn: The key benefits of coaching.How to treat your career as an asset.Which industries benefits the most from coaching.Book recommendations to transform your mindset.And more! This is the third part of a multi-part series exploring careers and employment during the COVID-19 pandemic. Watch the other parts:Part 1: How to Execute A Job Search During the COVID Pandemic With Geoffrey GoldmanPart 2: Tips for Hiring During The COVID-19 Pandemic With Jen SelverianResources: Episode Transcript & Blog | hellosayge.com | katiestricker.com | [email protected] | Bautis Financial: (862) 205-5000Books Mentioned: Getting to Yes: Negotiation Agreement Without Giving In | Taking the Stage: How Women Can Speak Up, Stand Out, and Succeed | Radical Candour | The Growth Mindset: A Guide to Professional and Personal Growth (The Art of Growth) (Volume 1) | Atomic Habits: An Easy & Proven Way to Build Good Habits & Break Bad Ones

As soon as your child loses their first tooth, they are thinking about money — and how to spend it. That said, it’s necessary to introduce financial literacy at an early age, which helps lay the groundwork for good financial habits into adulthood. In this episode of The Agent of Wealth Podcast, host Marc Bautis is joined by Shara Nadler, founder and CEO of iPiggiBank, a company that is focused on improving financial literacy in children. Together, they discuss how to teach your child good money habits, and the variety of classes and education iPiggiBank provides. In this episode, you will learn: What age and money topics are appropriate for children.The different foundations of financial literacy to teach.Where children gain the majority of their financial influence.Board game and book recommendations to make financial literacy learning fun.And more!Resources: Episode Transcript & Blog | [email protected] | Rock, Brock and the Savings Shock | A Penny for Piggy: The Tale of Save, Spend and Share | Bautis Financial: (862) 205-5000

Searching for a new job with the recent record-high unemployment rate can be challenging, but it is a difficult time for employers as well. It has become necessary to attract and hire candidates virtually during these unprecedented times.In today's episode of The Agent of Wealth Podcast, host Marc Bautis welcomes guest Jen Selverian to the show. Selverian is the founder and owner of Nadexa Group, an executive search firm that partners with leading advertising and digital marketing agencies and the host of the Small Business Speaks podcast. Together, they discuss how best to hire someone during the Coronavirus pandemic. In this episode, you will learn: How and when to decide if hiring someone right now is right for you.What kind of salary to offer, along with the tools to research.How to start attracting candidates.How to structure an interview team.Tips on the hiring process in a virtual environment.And more!Tune in now to learn how to efficiently and successfully hire during these crazy times! This is Part 2 of a multi-part series exploring careers and employment during the Coronavirus. In Part 1, we looked at the job market through a candidate’s perspective. Listen to Episode 47.Resources:Episode Transcript & Blog | Jen Selverian | Nadexa Group | Questions to Ask Before You Hire a Recruiter | Nadexa Group Blog | Small Business Speaks | Bautis Financial: (862) 205-5000

Unemployment has reached a record high because of the Coronavirus. In just one and a half months, these numbers soared from 3.5% to over 16%. With a slowly re-opening job market, hiring is hopeful for the near future. Whether you are recently entering the job market for the first time or for the first time in a while, searching for a job can be difficult during these unprecedented times. Marc Bautis welcomes guest and professional career coach Geoffrey Goldman as they talk about the state of the job market and how to execute a job search during the Coronavirus. In this episode, you will learn: Where to start your job search.How to reach out to someone on LinkedIn.What to include in your online professional profile.How to stand out in an online job search.The future of work-from-home.And more!Tune in now to learn how to take advantage of the job market during these crazy times!Resources:Episode Transcript & Blog | Geoffrey Goldman | Bautis Financial: (862) 205-5000

By the time we finish today’s show 327 elderly people will be treated in an emergency room for a fall - that's one fall every 11 seconds. Now, I'm sorry to say this next piece, but three of them will die from that fall. One every 19 minutes.Those jolting statistics come from the National Council on Aging. Many of us have dealt with elderly loved ones who have fallen. In fact, one in four elderly persons experiences a fall each year. Whenever any of these personal and health safety issues arise, inevitably they draw attention to a wide range of medical, legal, and financial issues, too.In this episode, you will learn:Smart planning can help ensure your loved one’s good with continued care What a caregiving plan must address How caregiving impacts the rest of the familyWhy a team approach can produce the best caregiving planHow to get started with a caregiving planTune in now to learn about smart planning techniques to protect your loved ones!Resources:Episode Transcript & Blog | Caregiving Resources | Bautis Financial: (862) 205-5000

Improving someone’s image deals with more than just the clothes they wear; it highlights their personal brand. Choice of dress, overall behavior, business and dining etiquette, and body language all contribute to the image they portray to others. In this episode, Marc Bautis welcomes guest Sharon Kornstein, owner and founder of Image Design Consulting, to discuss ways you can start improving your image today. We’re all going to be back in the office soon and this conversation will assist anyone who is seeking to improve their personal image in a timely, affordable, and comfortable manner.  In this episode you will learn: How image consulting works How many business outfits you should have in your closetHow often there are changes in trendsWhat is important to look for when adding to your wardrobeCommon image mistakes that people make What to wear to a job interview What is a virtual closet?And more!Tune in now and be inspired to look and perform your best!Resources:Episode Transcript & Blog | Bautis Financial: (862) 205-5000 | Image Design Consulting: (973) 433-7142

In this episode of The Agent of Wealth Podcast, host Marc Bautis discusses what the Coronavirus can teach us about hard-to-explain financial topics.In this episode, you will learn:Why the stock market sometimes goes up even when the news around unemployment, earnings, and COVID-19 is bad.How a stock’s performance is based on it’s projected growth and not it’s current numbers.The characteristics of stocks that outperform.The difference between leading and lagging indicators and which one the stock market is.Why Albert Einstein once called compounding interest the most powerful force in the world.And more!Resources:Episode Transcript & Blog | Bautis Financial: (862) 205-5000

Last Friday, Congress signed a mammoth $2 trillion stimulus package into law called The Cares Act (Coronavirus Aid, Relief and Economic Security). Many of the programs and initiatives in The Cares Act are intend to assist business owners through a variety of needs. In this episode of The Agent of Wealth Podcast, host Marc Bautis shares details on the three relief programs: The Economic Impact Disaster Loan (EIDL), The Payroll Protection Program (PPP) and The Employee Retention Tax Credit (ERTC). Bautis also answers frequently asked questions about each program, such as:What are the eligibility requirements?Do I have to personally guarantee the loan or provide any collateral?What do the loan funds have to be used for?Is the loan forgivable?What’s the maximum loan amount I can receive?How do I apply?This is the second part of a two-part series on The Cares Act. Listen to the first part, which covers the individual relief efforts outlined in the Act.Resources:Episode Transcript & Blog | Bautis Financial: (862) 205-5000 | CARES Act - Small Business Checklist

On today’s show we are going to dissect the recently passed CARES Act Stimulus package.  The bill was 800+ pages long and there is definitely a lot of confusion out there on what relief is available and how to get it.  I am going to break the podcast up into two parts.  On this one we are going to cover the Act specifically as it applies to individuals.  On the next podcast we are going to cover the provisions for small businesses.In this episode you will learnThe Recovery Rebate Check and who is eligible and how much will you receiveAdditional provisions to Unemployment compensationAdditional access to your retirement accounts through loans and distributionsRelief to student loan borrowers who have federal loansThis is the second part of a two-part series on The Cares Act. Listen to the second part, which covers how The CARES Act applies to small businesses.Resources:Episode Transcript & Blog | Bautis Financial: (862) 205-5000 | bautisfinancial.com 

We’re in unprecedented times right now. We’ve seen the Dow Jones fluctuate 3,000 points in a day, circuit breakers were tripped 2 times in one week this month, and oil recently hit an 18 year low.  Panicked investors looking for liquidity are selling things like long-term government bonds, gold, and municipal bonds which are all typically safe havens.   And the stock market has decreased 30% from its February peak.In this episode, you will learn:What’s happening?There’s a lot of information out there, some of it good and some of it not so good.This markets the end to the bull market, at least for now.How the coronavirus is different than other pandemics we’ve seen.How does this compare to 2008?This was the quickest shift to a bear market ever.The quick drawdown was partially due to lack of information as the underlying economy was strong coming in to the crisis.What is the path forward?How best to prepare for things if they get worse.How best to take advantage for a recovery.Resources:Episode Transcript & Blog | Bautis Financial: (862) 205-5000

The markets were off to a strong start in 2020, building on the impressive returns of 2019. In late February, a complete 360 happened as panic set in and COVID spread into The United States. In this episode of The Agent of Wealth Podcast, host Marc Bautis discusses why investors should focus on what they can control, including six financial strategies that could make an improvement in your life.In this episode, you will learn:How rebalancing your portfolio helps you stick to your investing plan, regardless of what happens in the market.Why it may be a good time to consider: A 15 year mortgage, pre-paying your retirement plan, and harvesting tax losses.Why it’s important to understand your risk tolerance and risk needs.The best times to execute a Roth conversion.And more!Resources:Episode Transcript & Blog | Bautis Financial: (862) 205-5000 

Having clarity into your finances helps you on your path to financial freedom and achieving your goals.  In this episode of The Agent of Wealth Podcast, host Marc Bautis discusses how Bautis Financial's app provides a window into your financial world where you can see information about your financial accounts, net worth, investments, goals, spending and more.In this episode, you will learn:How Wealth Center can provide you with a picture on all of your finances and alleviate you from having to log on to a multitude of financial websites.How organizing and providing structure around your finances can ease stress and anxiety.How Wealth Center's dashboard can show if you are progressing towards achieving your goals.Why tracking your spending is about making sure your money is going towards your priorities, not about cutting out your daily coffee.Resources:Episode Transcript & Blog | Get Started | Bautis Financial: (862) 205-5000

A Chief Financial Officer (CFO) plays a critical role in every company, supporting the CEO in making optimal financial decisions that can set a business on the path to success... And making the wrong decisions can lead to financial disaster. In this episode of The Agent of Wealth Podcast, host Marc Bautis is  joined by Bryant Tolles, the owner of KTT Global Advisors. Together, they talk about how he conducts business as a virtual CFO.In this episode, you will learn:How Bryant created the One Minute CFO Video series to discuss how business finances really work.What a Virtual CFO does and how hiring one can help set your company up for success as well as save you money.When starting a business and what entity structures you should consider as well as what state you should create your business in.How Bryant got started with a niche in bitcoin what the future holds for the currency.Resources:Episode Transcript & Blog | One Minute CFO Videos | [email protected] | 408-391-4475 | Bautis Financial: (862) 205-5000 

When Congress passed the SECURE Act in late December — during the busiest time of year for most people — they gave Americans only two weeks to wrap their heads around the upcoming changes.Catch up on the act’s biggest changes in this episode with Marc Bautis. Today, he discusses the SECURE Act’s most important features to uncover the possible impacts on your financial plan. Marc also shares new planning opportunities that have arisen from this act. In this episode, you will learn:How the age limit has changed for contributions to retirement accounts Guidelines for withdrawing money from your IRA without being penalizedWhether you can only use 529 plan money for post-secondary educationHow to inherit an IRA without tax consequencesAnd more!Tune in now to learn about the SECURE Act’s biggest changes and what they might mean for you. Resources:Episode Transcript & Blog | Bautis Financial: (862) 205-5000

Many business owners are challenged with keeping up with their books during the year. After all, most entrepreneurs started their business to drive a passion forward, not become an expert on working with Quickbooks. As tax filing deadlines are getting closer, many small business owners are in a whirlwind trying to prepare and reconcile their books for the year. In this episode of The Agent of Wealth Podcast, host Marc Bautis is joined by Kelli Lewis to discuss how business owners can prepare for tax season.In this episode, you will learn:Tips for tracking your income and expenses to prepare for tax season.Why having professionally prepared financial statements can help you learn valuable insights into your business.How the Chart of Accounts is used to gauge the overall financial health of your company.The importance of separating your business and personal finances.How using a bill pay service can help you free up time to spend growing and managing your business.And more!Resources:Episode Transcript & Blog | KelliWorks | Kelli's Phone Number: (201) 308-3128 | Bautis Financial: (862) 205-5000

The vast majority of active portfolio and fund managers have trouble beating the benchmarks that their funds are compared to. Whether the challenge of picking stocks is due to broad market cycles, the growth of ETFs or other factors, stock selection continues to have massive implications for investors’ financial health. In this episode of The Agent of Wealth Podcast, host Marc Bautis discusses how a direct indexing investment strategy can help create a custom portfolio, while optimizing for tax efficiency and other factors.In this episode, you will learn:A history of portfolio management from individual stocks, to mutual funds, to ETF’s, to Direct Indexing.The benefits of implementing a direct indexing strategy.About tax outperformance, strategy replication, ESG screens, strategy replication and transition management.How to deal with low-cost basis securities in your portfolio.And more!Resources:Episode Transcript & Blog | Bautis Financial: (862) 205-5000 

Is your house covered against flood damage? Are you protected if your dog bites someone? If you fall ill, who will pay your mortgage? If you are unsure how to answer any of these questions, listen in. In this episode of The Agent of Wealth podcast, host Marc Bautis is joined by Jason Street, President of Allegiance Insurance Brokers. Together, they discuss how to ensure you have proper insurance coverage for a variety of different cases. In this episode, you will learn:Why it is important to know how much coverage you currently have.How an insurance broker helps you identify the right coverage for you.What an umbrella policy is, and why it may be the right coverage option.Why disability insurance is important.And more!Resources:Episode Transcript & Blog | Bautis Financial: (862) 205-5000 | Allegiance Insurance Brokers

Considering that the human life expectancy is ever-increasing, are you confident that you will have enough money to last through retirement? In this episode of The Agent of Wealth Podcast, host Marc Bautis explains how a retirement income plan works to project income needs, and he shares tips on saving enough money during working years and best practices for withdrawing income. In this episode, you will learn:What information is needed to calculate your retirement savings goal.The importance of getting your money to work for you.Why a pre-retiree couple may decide to work longer and pay more tax now.The importance of stress-testing retirement plans.And more!Resources:Episode Transcript & Blog | Key Financial Data 2020 | Retirement Checklist | Bautis Financial: 7 N Mountain Ave Montclair, New Jersey 07042 (862) 205-5000

Are you on track for your retirement? Knowing your numbers and understanding what they mean can help you make any adjustments that are needed for you to reach your retirement goals. In this episode, Marc Bautis walks you through the important numbers and ratios that you should be aware of as you’re saving for retirement. … Continue reading Episode 32 – Retirement Numbers That Every Single Person Needs to Know: Part 1 →

Not so long ago, it was only the big institutions that had access to all the pertinent investing information, but nowadays even the small investment firms can say they are playing at the same level. In this episode, Marc Bautis explains the history of investing and portfolio management along with how and why factor-based investing … Continue reading Episode 31 – Why We Use the Factor Investing Strategy →

It’s easy for people to become overwhelmed with clutter. Things pile up and become a burden to deal with. But when you have specific guidance, decluttering — and even just starting the process — becomes much easier.  In this episode, Marc Bautis welcomes guest Maria Diaz, owner and founder of Order & Ease, to discuss … Continue reading Episode 30 – How to Start Decluttering Your Home Today — With Maria Diaz →

With the end of the year fast approaching, you might be starting to think about your tax situation. But as you will soon find out, it’s best to do tax planning year-round.  In this episode, Marc Bautis welcomes guest Kenneth Lam, the CPA, CEO, and founder of CPA Tax & Financial Planning, to discuss ways … Continue reading Episode 29 – Tax Planning: Not Just a Year-End Event — With Kenneth Lam, CPA →

A lot of people with Medicare wrongly believe that having only Parts A and B will be sufficient. With open enrollment period in full swing, now is the time to make adjustments to get complete coverage. In this episode, Marc Bautis welcomes returning guest Victoria Finlay to uncover why Parts A and B don’t cut … Continue reading Episode 28 – Why Medicare Parts A and B Aren’t Enough — With Victoria Finlay →

Are you falling short on your financial goals for your retirement? If you own your own home, do you know the value of the equity you have in it? In this episode, Marc Bautis brings on a longtime friend to discuss reverse mortgages and how they may be of benefit to your financial plan. David … Continue reading Episode 27 – Can a Reverse Mortgage Fit in Your Financial Plan? — With David Faccone →

Statistics show that the average person will change jobs 11 times over the course of their life.  What happens to their 401(k)?  In this episode, Marc Bautis talks about the five 401(k) options a person has when they leave their job. It turns out that this is one of the most important retirement decisions you … Continue reading Episode 26 – Changing Jobs? Don’t Forget About Your 401(k) →

Going through a divorce can be extremely stressful and overwhelming. Could you benefit from the support of a divorce coach? In this episode, Marc Bautis is joined by divorce coach Jason Levoy to discuss what it’s like to navigate the divorce process with a coach on your side. This conversation is dedicated to bringing you … Continue reading Episode 25 – Is Divorce Coaching Right for You? — With Jason Levoy →