Dan Dews and his wife were early F.I.R.E. folks. They did it before there was even a name for it.   Meridian Wealth Management 403bwise.org The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. Full disclosure

We talk 457(b) with Christina Elliott, executive director of Ohio’s excellent state-based 457(b) plan which is open to all Ohio K-12 public school teachers.  Ohio Deferred Compensation Plan 403(b)/457(b) Side-by-Side Comparison Meridian Wealth Management 403bwise.org The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. Full disclosure

Dr. Anthony Scheffler, Dean, School of Education at Lindenwood University talks teacher preparation and educating pre-service teachers about saving for retirement.  Lindenwood University Anthony Scheffler What is a 403(b)? (video) Meridian Wealth Management 403bwise.org The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. Full disclosure

Recording of our January 6, 2021 event with three teachers who successfully added better 403(b) and/or 457(b) investment choices.  403bwise Events Adam Pod Tara Pod Chris Pod 403bwise Advocacy Tools What is a 403(b)? (video) Meridian Wealth Management 403bwise.org The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. Full disclosure

New Jersey teachers says no to bad 403(b) choices and yes to educating colleagues about saving for retirement.  403bwise Events When Bad 403(b) Vendors Offer Good Investing Choices What is a 403(b)? (video) Meridian Wealth Management 403bwise.org The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. Full disclosure

Undaunted by roadblocks, 30-year-old Speech Language Pathologist gets a better 403(b) vendor.  403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org Build Your Stax by NGPF.org The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. Full disclosure

We continue conversation about ESG (Environmental, Social and Governance) investing with Joey Fishman, an Investment Advisor Representative at Ritholtz Wealth Management. Joey Fishman 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. Full disclosure

We talk ESG (Environmental, Social and Governance) investing with Joey Fishman, an Investment Advisor Representative at Ritholtz Wealth Management. Joey Fishman 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org The opinions expressed in this program are for general informational purposes only and are not intended to provide specific advice or recommendations for any individual or on any specific security. Full disclosure

Rochester, New York math teacher Craig Mills is helping colleagues get wise to saving for retirement. Also, Dan, a Bills fan, and Craig, a Dolphins fan, bond over their mutual dislike of the New England Patriots.   Picture from Dan's 1995 Trip to a Miami Dolphin Game 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Scott and Dan address more questions posed by the 403bwise Facebook Group. They also continue to hash out a half-baked plan to start a 403(b) themed brewery. 00:08 Social Security and teacher pensions 08:14 Solid Roth IRA and house paid Off. Should I start a 403(b) or taxable brokerage account? 14:04 What to do with a bad 403(b) vendor?  19:45 Which vendors should I lobby my district to add? 23:17 Dan’s beer name ideas 25:09 How to help co-workers without sounding boorish, condescending and sales-ish? 27:34 Scott comes up with name of 403(b) themed brewery 29:05 What to do with bonds in a rising interest rate environment? 40:20 Dan comes up with more beer names 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Scott and Dan address questions posed by the 403bwise Facebook Group. They also hatch a half-baked plan to start a 403(b) themed brewery.  1:39 The math behind retiring early vs. waiting to maximize pension benefit 24:35 Health Savings Account (HSAs) 33:16 Does it make financial sense to switch school districts? 37:46 Retire early once pension benefit has been maximized? 43:46 What to do with 403(b) plans from former employers   403bwise Teaching and Advocacy Tools 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Creative high school chemistry teacher talks effective teaching strategies, and teaching teachers about saving for retirement. Teacher Story with Barb 403bwise Teaching and Advocacy Tools 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Mark Schug, President of Mark Schug Consulting Services and Professor Emeritus at the University of Wisconsin-Milwaukee, discusses teaching middle school, research work, and his new book designed to help teachers get financially fit.  Mark Schug Mark and Dan on NGPF Podcast 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Teaching teachers about the 403(b) before they enter the classroom. Eric McClarey Financial Concepts Every New Teacher Should Know 457(b) > 403(b)? Find a Good Vendor 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Super advocate Chris Nye shares how easy it was to add a 457(b) from Fidelity at his school district.  Fight for Better 457(b) > 403(b)? Find a Good Vendor 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Scott discusses how to convert a Traditional IRA to a Roth IRA and how to do a Backdoor Roth Contribution. Dan talks about dentistry.  How to Convert to a Roth IRA Convert IRA Roth Calculator How to Do a Backdoor Roth Conversion Find a Good Vendor 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

We talk Roth IRA which for many teachers can be a better option than the 403(b). Modified Adjusted Gross Income (MAGI) Find a Good Vendor 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Aaron Standish is the Financial Literacy Coordinator (K-12) for the School District of Palm Beach County, Florida. It's a position every school district should have. He can be reached on Twitter at @SDPBC_FinLit Find a Good Vendor 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Innovative high school personal finance teacher and newest member of Next Gen Personal Finance, Brian Page, talks teaching personal finance, NGPF, and luggage choices.   NGPF Find a Good Vendor 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

In California, it's the worst of 403(b) times (too many vendor choices), and it's the best of 403(b) times (generally at least one good vendor). Unfortunately, not all districts in the state have at least one good vendor. We challenged the community to find the lemons. Challenge met! 403(b) Lemon Challenge 403bcompare.com Find a Good Vendor 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Twenty-something music teacher Keelan paid off $45,000 in student loan debt. He shares financial wisdom in his blog: Millennial Educator.  Millennial Educator Find a Good Vendor 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

403bwise launches new vendor search tool that allows users to quickly see if they have Vanguard or Aspire available at work. Find a Good Vendor 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Former teacher turned investment advisor representative helps school districts move to a single vendor 403(b) plan.  Investors Asset Management Katie Oliver 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

New Jersey teacher was sold multiple, terrible, misleading variable annuity products. Lucky for her, fiduciary planner Scott Dauenhauer did some digging...  How to Get Out of a Bad 403(b) 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

New York speech pathologist gets wise to saving for retirement while helping others.  403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org Email: pennypinchingpathologist (at) gmail.com

Across the country teachers are being spammed by phony financial professionals. A savvy high school teacher almost took the bait.   PERA Lead Generation Company File an FTC Complaint 403(b) Trojan Horses (Pod) Football Coach Scores with 403(b) (Pod) We Teach and Live Well Cookie Monger 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

We talk $40 million AIG/Valic settlement with the SEC.  Link to Stories on Settlement Pod: You Down with SEC? 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Crystal, a 36-year old high school choir director and author, plans to retire soon. Crystal's Book: Retirement for Teachers: How to Come Up with a Plan That Works for You Seed Savers California Teachers Have Great 403(b) Choices. They Just Don't Know It.  Pod: 403(b) Trojan Horses 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Speech pathologist discusses concerns about teaching in the fall in the midst of a global pandemic. In Defense of Our Teachers by Dave Grohl 403bwise Advocacy 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Scott and Dan talk with northern California high school teacher Greg Ford who is a member of the first-ever 403bwise Super Advocacy cohort. Bonus material: Dan gets results of his Covid-19 screening on air.  403bwise Advocacy 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Former Teach for America and charter school teacher Eugenie´ George talks about her new book which explores how personal history, ancestry and environments influences money habits. Our Money Stories: A Six Week No B.S. Holistic Financial Wellness Plan @_EugenieGeorge 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

We re-introduce an updated 403(b)ill of Rights. Ten simple ideas that are hardly revolutionary.  403(b)ill of Rights 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

We talk with Nancy Hall, vice president of customer experience for EP Navigator Plus (Update: new firm name Estate Guru), an affordable, user-friendly estate planning service. Updated with new website: Estate Guru 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org  

Collective Investment Trusts (CITs) are being touted as a way to lower investment costs in the K-12 403(b) plan. We talk CITs with Ben Taylor, senior vice president at the consulting firm Callan. Ben Taylor The Case for CITs in the 403(b) Bill Introduced to Allow Collective Investment Trusts in 403(b)s 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Veteran math teacher David Gourley is leaving the classroom to run The Budget Teacher, a service that helps teachers take control of their finances.  The Budget Teacher 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Bob Phillips of WEA Member Benefits in Wisconsin talks about his unique organization and their excellent 403(b) plan for teachers.  WEA Member Benefits Previous Podcast with WEA 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Recording of our May 13, 2020 event with Aspire Financial Services and Vanguard about how to get better K-12 403(b) choices. We are also joined by teacher advocates Nancy Bachety, Adam Holy, and Chris Nye.  Vanguard 403(b) Information Aspire Financial Services 403(b) Information 403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Sales agents utilize "Trojan Horse" tactics to hook teachers on high-cost 403(b) products.  403bwise Events What is a 403(b)? (video) Meridian Wealth Management 403bwise.org

Pension maximization. What is it? Does it make sense? We also discuss our recent event with Aspire Financial Services and Vanguard.  403bwise Events What is a 403(b)? video Meridian Wealth Management 403bwise.org

We talk with Diana Britton, author of Teachers are Getting Schooled in Retirement, a piece she wrote for wealthmanagement.com. The story is so good we use it in our 403b education events to help get people up to speed on the problems with the K-12 403(b). Teachers Are Getting Schooled on Retirement A Studebaker Auto Plant and ERISA Transparency with Diana B  403bwise Events What is a 403(b)? video Meridian Wealth Management 403bwise.org

Scott shares what it's like to work with clients during a pandemic. Dan shares a few wise and unwise money moves he has made recently.  403bwise Events What is a 403(b)? video Meridian Wealth Management 403bwise.org

Furloughs and layoffs are coming. At a minimum school districts must add one low-cost vendor now to help ease some financial pain. Blog: Crisis Mandates School Districts Fix 403(b) Now What is a 403(b)? video Meridian Wealth Management 403bwise.org

We discuss a way to get out of a bad 403(b) that is available in 2020 as a result of the recently passed CARES Act. What is a 403(b)? video Meridian Wealth Management 403bwise.org

Scott and I talk CARES Act student loan information with fiduciary planner Mychal Eagleson, CFP® and president of An Exceptional Life Financial. An Exceptional Life Financial CARES Act Student Loan Information February 2019 interview with Mychal What is a 403(b)? video Meridian Wealth Management 403bwise.org

We discuss the recently passed CARES Act and how it impacts teachers. Rebates for individuals (3:45) Penalty-free distribution from 403(b)/457(b) etc. (27:43) 403(b)/457(b) etc. loan provisions (36:35) RMD changes (50:44)  Charitable contributions (53:25) Jeffrey Levine An Exceptional Life Financial 403bwise CARES Act Information What is a 403(b)? video Meridian Wealth Management 403bwise.org

Three teachers share the investment decisions they are making in the wake of recent market turbulence. Dan talks about changes he's making to his son's 529 plan. Dan and Scott talk about the video conferences they are hosting using Zoom and Nearpod.  What is a 403(b)? video Meridian Wealth Management 403bwise.org

The 403bwise Facebook Group community had a lot of questions about market volatility. We try to provide answers.  The New York Times Annuity Scam Article The New York Times: Your Money and the Coronavirus: You Asked, Experts Answered  What is a 403(b)? video Meridian Wealth Management 403bwise.org

A Jonathan Clements blog post is the inspiration for latest podcast.  Jonathan Clements Cullen Roche Cullen Roche on Teach and Retire Rich podcast What is a 403(b)? video Meridian Wealth Management 403bwise.org