Chris reviews key financial indexes and stock performance for 2019. Last year’s numbers were good. Corporate earnings will need to rise for the economy to stay strong – right now the data is a mixed bag that we will need to continue to watch. Stay invested and revisit your asset allocation to right-size your portfolio if needed.  Chris also shared financial housekeeping tips to address at the beginning of the new year.

Chris welcomes Attorney Keats Boyd to talk about the SECURE (Setting Every Community up for Retirement Enhancement) Act, a series of rules that modify how retirement accounts are handled. Some extend the age in which for IRA contributions can be made or requirement minimum distributions must be taken. Others have more adverse effects, that can possibly be minimized with proper planning. Chris, Brian, and Scott from AMR discuss financial news including Brexit, China Tariffs, impeachment and the upcoming election, the Santa Claus Rally and Window Dressing, and Roth IRAs.

Chris welcomes leadership members from the MA Financial Planners Association. Their goal is to help foster good financial planning work with each members’ respective clients. They discuss the many of the events and programs the FPA offers, as well as the 2019 MA FPA successes and what they hope to accomplish in 2020. Chris and team also discuss news events from 2019.

Chris welcomes Dr. Marie Bartham and Sheryll Reichwein from Heroes in Transition. They discuss the Women's Reboot program, which provides females in the military, including veterans, with the mind-body resources to master their particular life challenges.

Chris welcomes Craig Mancusi from Rogers Gray. They discuss property & casualty insurance, and special considerations (ice, flood, fire, etc.) that Cape Cod residents (full-time, second-homes, and rentals) should address during this time of year. 

Kristin Mitchell-Hughes, VP Tourism and Marketing at the Cape Cod Chamber of Commerce joins us to talk about holiday events occurring across Cape Cod. MSN.com just named Cape Cod as one of 50 best places to visit during holidays. Chris and team talk about financial year-end planning, and SEP IRAs as retirement savings for small businesses or self-employed individuals.  

Chris welcomes Dan Smith, Owner of Smith Family Popcorn. Dan talks about how he transitioned from being an architect in Boston to starting up the business, as well as how their delicious products came to be and where to purchase. Chris and team recognize the 78th anniversary of the attack on Pearl Harbor, and discuss U.S. trade issues and how political matters affect the markets.

Chris talks with Mary Lou Palumbo, Executive Director of the Mashpee Chamber of Commerce. December 7th includes breakfast with Mrs. Claus, a scavenger hunt, a magic show, and the parade beginning at 4:15pm. Details are on the Chamber website. Kristin O’Malley, President and CEO of Cape Cod Foundation (CCF), talks about charitable giving. For 30 years CCF has handled the back-office side of philanthropy so donors can make sure funds go where desired in the most effective way. People do 70% of giving during holiday season. Individuals can give IRA qualified distributions and/or appreciated assets directly to charitable organizations to manage tax consequences.

Chris welcomes Mike Arrone, Chief Investment Strategist for State Street Global Advisors. Mike talks about the three things investors have to be grateful for: Fed easing of monetary policy (rates, repurchase market, and treasury bills), low inflation has allowed companies to grow, and US consumer confidence remains high. Economic expansion ends if central banks tighten monetary policy too aggressively, but current inflationary pressures have allowed companies to grow. Wages are growing at 3%, almost double the cost of living, equating to U.S. consumers contributing to the market. A pickup in jobless claims could be a sign of U.S. consumer confidence decline. Investors are looking for strong earnings next year due to corporate profits and improvements with U.S.-China trade negotiations. The past decade and year was a good market for investors (only decade w/o recession).

Chris welcomes Mark Skala, President of Cape and Islands United Way.  Mark discusses how the United Way and collaborators are working to improve educational access and mentoring for youth, programs to help seniors age healthier and in place, and homeless housing and transition planning programs.  Cape and Islands United Way manages collaborations with local partners and 100% of donations stay on the Cape and Islands.

Chris welcomes Special Sheriff Jeff Perry from the Barnstable County Sherriff’s Office, serving as co-host on today’s show. Joining them is Deputy Chief Steven Xiarhos of the Yarmouth Police Department, who discusses his 40-year career in law enforcement after recently announcing his retirement.  

Chris welcomes Carol and Rob Cronin of Cape Cod Chocolatier to discuss their business model, brand strategy, and sample their delicious chocolates.

Chris welcomes Hilary Green from Red Cross of Cape Islands & Southeast MA. They chat about nominations for the annual Heroes Breakfast and year-end charitable giving.  Jamie Regan from Robert Paul Properties discusses the Cape Cod real estate market and new housing financing factors.  

Chris welcomes Bill Blaisdell and Gina Giambusso of the Cape and Islands Veteran's Outreach Center and Barbara Cotton of the Cape Cod Military Support Foundation to continue the Veteran's Day conversation about the ways these organizations are reaching out and supporting veterans. #Veteran'sDay #CIVOC #veterans #CapeCod

It's a special Veteran's Day edition of Something More with Chris Boyd. Chris speaks with Michelle DeSilva of Cape Cod Cares for the Troops and Nicole Spencer and Cyndy Jones of Heroes in Transition to hear about the many ways both organizations are helping veterans. #VeteransDay #HIThelpsvets #capecodcares4thetroops

Our office neighbor, Jung-Ho Pak of the Cape Cod Symphony, drops by the studio to fill Chris in on the upcoming concert season. Get your tickets now for Holiday on the Cape and other fabulous shows. Then Carol McLeod of Carol McLeod Design joins Chris to discuss marketing and branding. Tune in to learn more. #CapeCodSymphony #Marketing #Branding #CarolMcLeodDesign

Chris and AMR's portfolio manager Brian Regan discuss market outlook and risk management. They also talk about asset allocation vs. active allocation. In the second half of the show, Chris welcomes Cheryl Gayle, Director of Community Services at Elder Services of Cape Cod and the Islands. Cheryl shares the many clinical and community services offered, the recent Age Forward Awards, and their upcoming fundraiser THANKSgivingx365. #marketoutlook #financialmarkets #activeallocation #assetallocation #ESCCI

Chris welcomes members of the Women's Club of New Seabury to the show to discuss their 50 year history, the Community Commitment Award, and their upcoming "We Care" Giving Fair. Got annuities? Later in the show Chris and Scott discuss the pros and cons of annuities. #WCNS #annuities

Nero's Bill, Vineyard Wind, Vaping, the Opioid Crisis, and a new Civic Student Advisory Board are just some of the topics Chris discusses with Will Crocker, State Representative of the 2nd Barnstable District. #vaping #opioids #VineyardWind #Nero'sBill

Chris welcomes Sheriff James Cummings to the show to discuss his upcoming fundraiser for Cape Cod Cares for the Troops. He also takes some calls from show listeners and answers their questions and discusses financial markets and political news in this hour of Something More. #financial markets #China #Fed #capecodcares4thetroops 

Have you maxed out your 401K? Taken your Required Minimum Distribution? Planned for Charitable Giving? Chris and AMR's Scott Birmingham discuss year end planning issues. Then Chris' brother, Atty. Keats Boyd, joins the show to discuss if Congress will terminate the Stretch IRA as a result of the proposed SECURE Act. #stretchIRA #SECUREAct #charitable giving #RMDs #lossharvesting #401Ks

Interested in the state of the waters on Cape Cod? Listen in as Chris welcomes Andrew Gottlieb of the Association to Preserve Cape Cod. They discuss pond and estuary water quality, drinking water, and the action plan and response. AMR's Scott Birmingham is in studio to discuss year end planning and the Medicare Open Enrollment period. #CapeCod #waterquality #drinkingwater #Medicare # yearendplanning

October is National Financial Planning Month. Chris, Scott, and Brian discuss various aspects of financial planning, divorce planning issues, and the new MA Paid Leave tax. #financialplanning  #divorce

Chris is joined by AMR portfolio analyst Brian Regan and advisor Scott Birmingham to discuss the elimination of fees by Schwab and TD Ameritrade, college planning and the FAFSA, and quarter end reflections and outlook for the 4th quarter. Listen in for some valuable information! #FAFSA #collegeplanning #marketoutlook #thirdquartermarketreview 

Chris and AMR Portfolio Analyst Brian Regan discuss current events such as vaping, the impeachment inquiry, and the financial markets on this episode of Something More with Chris Boyd. #vaping #Juul #Artificialintelligencetrading #impeachmentinquiry #financialmarkets #financial planning #retirement #investments

Chris welcomes Dan Schwenk, CPA, to the show. They discuss tax filing extensions, year end business planning, and capital gains planning. Chris recently attended the Age Forward Awards and talks about aging and National Employ Older Workers' Week. #financialplanning #investments #retirement #aging #taxextensions #yearendbusinessplanning #capitalgainsplanning

Learn about the many ways Heroes in Transition is helping the veterans of Cape Cod as Chris welcomes Cyndy Jones and Nicole Spencer back to the show. Get HIT Gala tickets here: https://www.heroesintransition.org/events/10th-annual-fall-gala/ #heroesintransition #veterans #militaryfamilies #HITGala2019 #equinetherapy #familiesintransition 

Chris discusses current events & global aging & its economic impact before being joined by Atty. Keats Boyd to discuss the upcoming estate planning seminars. For more information or to register for a seminar, visit https://amrfinancial.com/seminar/. #estateplanning #demographics #globalaging #financialplanning #portfoliomanagement

Chris shares interesting "recession" facts & a reflection on 9/11.  Chris's brother, Atty. F. Keats Boyd joins him in the studio to share great information on the current seminars they are hosting!  Interested in a seminar, there is still time! Go to: https://amrfinancial.com/seminar/. Interested in the AMR Monthly Newsletter, sign up here: https://amrfinancial.com/media/eresources-review/. They close out the show with some great financial trivia!

In the first hour, Chris & the TEAM from AMR talk seminars, Chris's speaking engagement for the MA State Treasurers Office, National Recovery Month, & a great handout on 7 Tips to Help Older Adults.  There is still time to sign up!  Chris & his brother Atty. F. Keats Boyd III kick off the fall seminar season with topics incl. Estate Planning, financial markets & more!  For more information & to sign up www.amrfinancial.com/seminar. Don't forget, there's still time! Nominate a hero @ the Red Cross Heroes Breakfast. www.redcross.org/hyannis

In the second hour, Chris welcomes Peter Muise & Patrick Neenan both of First Citizens Federal Credit Union & Alisa Magnotta-CEO of the Housing Assistance Corporation to the show to launch the new ADU(Accessory Dwelling Unit) Loan Program.  They describe the details of the program & the motivation behind it!  Peter shares his thoughts on affordable housing & education, information on the credit union & how it differs from other banks, & how technology has changed banking. www.firstcitizens.org

Interested in our upcoming seminars?  Go to www.amrfinancial.com/seminar too see the schedule & sign up! Deborah Goldberg, MA State Treasurer & Receiver General calls in to share a host of information including the 13 areas of State Gov't that is part of her office, including unclaimed property, www.findmassmoney.com & the state lottery!  She also shares their latest program, the Baby Steps Savings Program that starts in January of 2020. www.seedma.org.Go to www.myfinanciallife.org to see their upcoming workshops, including Monday's in Brewster to help protect seniors from frauds & scams.  

Confused on annuities? In the second hour, the Team at AMR explains and discusses current news events!  Kara Galvin from the CIWIB stops by the studio with Chris Flanagan of the C&I Home Builders & Remodelers Assoc. to share their backgrounds, & upcoming events; The Annual Age Forward Employee Awards, the FREE job fair at MassHire C&I Career Center for Mature Workers & the 5th Anniversary of the Residential Construction Career Day.  For more information; www.masshire-capeandislandswb.com #masshireCIWIB #CIWIB #CapeCodBuilders

Chris kicks off the hour with Lisa Guyon & Karen Ryan from WE CAN!  Lisa shares her work history, love of Cape Cod & her new opportunity at WE CAN as Exec. Dir.  Karen shares information on their upcoming Financial Empowerment Workshop on "How To Get Debt Free."  They also share details on their 1:1 Financial Empowerment Sessions & The GASP 2019 bike ride from Sandwich to Provincetown. For more information: www.wecancenter.org #wecancapecod #financialempowerment #debtfree

Chris & Brian kick off the hour discussing negative mortgage rates in Denmark and the impact to economic activity. David C. Brown, Assist. Prof. of Finance at the University of Arizona calls in to the show! He shares information on tax uncertainty and retirement savings diversification with traditional IRA & ROTH accounts. www.davidclaytonbrown.com To close out the show, the Team at AMR talk end of summer, back to school, and is a recession coming? #Denmark #IRA #ROTH #retirementsavings #negativemortgagerates

In the first hour, Chris welcomes Michelle Woodbrey & Emily Rogue from 2Sisters Senior Living Advisors to the show.  They answer the question, when should you start planning for nursing home care & what is involved in a "5-star" rating. Chris congratulates them on their recent award from SCORE as the 2019 Small Business of the Year!  John Cooney, RIA calls in to discuss the changes in the Thrift Savings Plan.  #nursinghomeratings #financialplanning #SCORE #thriftsavingsplan

Chris welcomes Bill Blaisdell & Gina Giambusso of the Cape & Islands Veterans Outreach Center to the show to promote their event, Salute to Our Military Dinner show at the #Willowbend Country Club in Mashpee.  Interested in tickets: call 508.778.1590 or go to www.capeveterans.com. Listen in to hear the highest paying companies in every state. The team closes the hour with tricks to estimate your retirement income needs. #CIVOC #veterans #retirement #expenses #financialplanning #assetallocation

Listen in to the first hour of tomorrow's Something More show....EARLY!  The program is being preempted for the Preseason Patriots game, we don't want you to miss the hour! Interested in AMR's perspective on the markets from this week?  Listen in to the teams thoughts on tariffs & trade factors, the "belly" of the yield curve, fed rate, #Macy's, #Netflix , #General Electric(GE) & more! #markets #financialplanning #tariffs #trade #volatility #Patriots

In the second hour, the team at AMR kicks off discussing tax deferment & tax harvesting. Brian shares his strategies during the market volatility from last week & how important asset allocation is in a portfolio.  Later in the hour, Susan Loucks, Exec. Dir. of Neighborhood Falmouth joins them in the studio.  She shares the history, aging in place, the "Village Movement" & what their greatest needs are.  Interested in volunteering, www.neighborhoodfalmouth.org. #taxharvesting #assetallocation #villagemovement #volunteering #aginginplace

In the first hour, Chris & the team at AMR discuss a potpourri of topics!  Brian answers the question, "what is a tariff?" & walks the audience through the market impact of the tariffs.  He also shares his thoughts on the fed rate, & how it is interconnected to trade tariff concerns. They discuss the bond market, belly of the yield curve, #Apple.  Does it make sense to refinance your home to restructure student loan debt? Listen in to find out. Need help with your portfolio, contact us at [email protected], or go to our website www.amrfinancial.com.  We'd love to hear from you!

Chris welcomes Shaun Erickson, Dir. of the Advocacy cmte for the FPA to discuss MA Legislative Bill H3663 involving tax deductions for IRA contributions. He also shares other initiatives including the Baby Steps 529 plan bill, College Savings Plan bill, & the new MA fee table for State Registered Financial Advisors. Bill Harris of #WHCornerstone Investments shares his motivation for filing the bill. St. Rep. Matt Muratore of the 1st Plymouth District walks the listeners through the legislative process for a bill.  Chris & Brian close out the hour talking markets. #H3663 #IRAcontributions #markets #FPA

Chris welcomes Shawn DeLude, President of #NausetDisposal to the show.  Shawn shares his story, the services he offers, and the expansion of his business into the Plymouth area. He also shares his strategy in hiring good people and the benefits of working at Nauset. They discuss recycling, China, single stream & the costs associated with it. Chris congratulates Shawn in being awarded Cape Cod's Best Green Business for 2019. They close out the hour with non-profits & organizations that Shawn is passionate about. #singlestream #recycling #China #greenbusiness #community  

In the second hour, Chris & Lisa welcome Julie Quintero-Schulz, Director of Marketing for The Club at New Seabury.  She shares all of the exciting renovations that have happened at "The Club", including the massive upgrade of the "Dunes" golf course.  She also shares details of the great dining places and the opening of their latest restaurant, #95Shore. Scott from AMR stops by the studio to talk about some great articles from #Money.com including a discussion on an article titled "7 Ways to Make Your Money Last in Retirement." They close out the show talking the Mueller Report, Brexit, and Equifax. Great show! 

In the first hour, Chris pays a special tribute to Ken Jones, and the impact he had on the community & with Heroes in Transition. They also discuss current news events including the #MuellerReport & a 2 minute highlight clip from the #WSJ, Brexit & Boris Johnson, & more!  Scott shares his experience with the#Equifax data breach, & "freezing" his accounts.  Lisa shares some great articles from #Moneymagazine on fraudulent lenders and 7 red flags to look out for.  Chris & Scott share some interesting client cases from the week. www.amrfinancial.com #financialplanning #stepupinbasis #rates #consulting

In the second hour, Chris & Lisa welcome John Lanza, Founder of themoneymammals.com & author of The Art of Allowance.  He answers some great questions on how to raise money-smart, money-empowered kids so they can live happier, more fulfilled lives.  John shares information on the myths of giving allowance, what age is the best to start teaching kids about money, and should allowance be tied to chores.  Lisa shares a great article on "3 Home Renovations That Will Help You Live Independently As You Get Older" from Money.com. #themoneymammals #moneymagazine #allowance #smartmoneykids

In the first hour, Mary Lou Palumbo, Pres. of the Mashpee Chamber of Commerce joins Chris & Lisa in the studio to give the details of the 12th Annual La Tavola Italian Festival under the stars!  The event is being held on Friday, August 9th at 5:30 pm.  Tickets: www.mashpeechamber.com or call 508.477.0792.  She also shares information on the various scholarships that the Chambers gives, the Mashpee rotary holiday lights, the Season of Illumination, shopping local & more! #LaTavola #Mashpee #MCOC #shoplocal #italianfestival

In the second hour, Chris talks markets, the Dow, S&P 500, managing risk, "rebalancing" your portfolio, economic expansion & more! Chris asks the audience, "What is your favorite summer read, what are you "binge-watching?" Chris also comments on the jobs report, unemployment, & the 2020 Census.  Great calls from the listeners! #managingrisk #summerreading #economicexpansion #financialplanning #portfoliomanagement #bingewatching #Netflix 

Chris welcomes Bruce Monrad, Chairman & Trustee of #NortheastInvestorsTrust, back to the studio to discuss the strength of the economy & where they see "pockets of weakness", geopolitical risks, the trade war, and the lowering of interest rates.  Bruce discusses the high debt burden with Italy, the Good Friday Agreement, High Yield Bonds & the African Swine Fever in China. Ticker #NTHEX www.northeastinvestorstrust.com #geopoliticalrisks #Italy #AfricanSwineFever #interestrates