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Victoria Devine
Millennial money expert Victoria Devine shares her foolproof tips for financial freedom.
MONEY DIARIES: An Executive with Social Justice In Her Heart
This Money Diarist will get you motivated to step up for a seat at the table. As the first in her family to get a degree, she became an Executive for a not for profit as a single mother with a 6 year old daughter. By the time she left her "dream job" it had a staff of over 200 people and she oversaw a budget of close to 30mil. We can't wait to share her special story with you!This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine and She's On The Money are Authorised Representatives of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
35:0815/05/2022
FRIDAY DRINKS: RBA Rates & A Wild Goose Chase!
You know what Friday means? That's right, it's time we kick back and roll through this week's episodes, celebrate your money wins, solve a Money Dilemma (which you can submit here by the way), and talk about what's been in the news. But this week, guess which member of the team took matters into her own hands and went on a WILD goose chase to remedy the situation? You'll have to listen to find out!And with the recent RBA rates announcement, the girls drill down on its implications and effects.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine and She's On The Money are Authorised Representatives of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
48:1512/05/2022
Having Difficult Conversations With Your Boss
One of the most common questions we get from our community is how to have that tricky conversation with your boss. So on this episode we talk about common workplace complaints, how to research and negotiate a pay rise and how to be more assertive. We also touch on discrimination laws in Australia and the fair work commission, with some resources you can lean on if you have experienced discrimination, harassment or unsafe conditions. Here are some useful links:Fair Work CommissionAttorney General's Department: Australia's Anti-Discrimination LawThe advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine and She's On The Money are Authorised Representatives of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
52:1210/05/2022
MONEY DIARIES: A Phoenix Rising From The Ashes
This Money Diarist left us utterly speechless! Having survived an abusive relationship, she was lumped with $120,000 in debt on credit cards she didn't even know existed. It took 7 years and ended up costing her $250,000, but she is finally debt free. And you'd better believe she is living her best life; in her dream job, as a home owner, with a wonderful partner AND with a successful side hustle. Oh...and she may even out-game the SOTM girls when it comes to a good spreadsheet!Warning: this episode contains discussion of domestic violenceIf you or anyone you know needs support:Phone: 1800RESPECTOr head to: https://www.respect.gov.au/services/This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine and She's On The Money are Authorised Representatives of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
36:2408/05/2022
FRIDAY DRINKS: Interest Rates, Inflation &....Horses? Oh my!
Hey hey it's Friday! As per usual we celebrate you and your successes, recap the week AND answer a Money Dilemma all about how interest rates affect your bank account. By the way, you can reach out to us with your Money Dilemmas here!AND in the midst of this RBA rate hike, election countdown kerfuffle of a week, the ladies kick back for a chat about HELP debt, the CPI index, inflation and so much more!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine and She's On The Money are Authorised Representatives of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
35:5705/05/2022
What Is The Difference Between Investment Platforms?
With so many people in ours and the broader community starting their investment journeys, now has never been a better time to brush up our investment literacy. On this episode we look at different kinds of investment platforms; what's the difference between micro investing and a share trading platform? How do you even review and compare different platforms? What is Robo Advice? Listen in to find out!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine and She's On The Money are Authorised Representatives of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
38:0703/05/2022
MONEY DIARIES: 3 jobs, 3 kids and she is GLOWING!
Welcome back to another Shopback Money Diary Monday with one of our inspirational community members! On this episode we meet a woman who is on the serious hustle juggling 3 jobs, with 3 kids and is working SO hard to build her assets and maintain her financial security. We can't wait for you to meet her!This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine and She's On The Money are Authorised Representatives of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
27:4701/05/2022
FRIDAY DRINKS: Talking the Twitter Takeover!
Welcome to Friday honeys! On this episode recap the week, like what is an axo-De facto anyway? And of course we celebrate your Money Wins. We also answer a Money Dilemma about saving vs investing. Meanwhile, we have a shiny new way for you to send us YOUR Money Dilemmas, check it out here!And it wouldn't be Friday without the gals have a good old vent, and with Elon Musk taking over Twitter you'd better believe there are feelings to be had!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine and She's On The Money are Authorised Representatives of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
27:1228/04/2022
Protecting Your Assets in a Relationship
On this episode we dive into the ins and outs of asset ownership and protection in a relationship. What are the legal implications of being in a De facto relationship and how does this effect your financial situation? Listen in to get the skinny!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine and She's On The Money are Authorised Representatives of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
42:1926/04/2022
MONEY DIARIES: From Centrelink to a 6 figure business!
What can we say about this week's Money Diarist except...WOW! In 4 short years, and still at the tender age of 22 she has no debt, owns her own home, has developed a 6 figure hospitality business all while working her freelance copywriting business on the side. Prepare to be inspired! She also gives blood and currently the Red Cross are seeking donors.You can get more info hereThis year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
37:3624/04/2022
FRIDAY DRINKS: Afterpay is in HOW much debt?!
Celebrating Friday with another wrap of this week's episodes; from the Money Diary of a Diesel Mechanic, to budgeting for charitable and philanthropic giving. Plus YOUR money wins and a listener question about investing when not an Australian citizen. And the ladies dive into a juicy chat about Afterpay's latest financial report that reveals the company are in massive debt!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
29:2321/04/2022
Charity & Philanthropic Budgeting
All of us have donated money in one way or another. The ways to support charities and philanthropic organisations have evolved to integrate our moral compass with our spending habits or lifestyle focus. But how do we decipher where our money should go, and how to budget for it? In this episode we go though on the ins and outs, some considerations and context of charity and philanthropic budgeting.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
29:2119/04/2022
MONEY DIARIES: No degree, but on the way to 140k!
Happy Easter Monday honeys, and what a treat of a community member we have for you on this Money Diaries episode! She is a young woman working as a diesel mechanic in the male dominated mining sector, and with no degree under her belt, is already smashing her financial goals. Find out what makes her tick.This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
39:1817/04/2022
FRIDAY DRINKS: Playing god with the stock market
A very good Fri-yay to you angels! We are extra pumped on this ultralong weekend edition of Friday Drinks and as usual, share your money wins, answer a listener question about setting up Legacy Funds and give our wrap of the week. Also Elon has been busy buying up Twitter shares and you'd better BELIEVE that the girls have thoughts about this!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
33:0314/04/2022
Managing Spending Guilt
On this episode we unpack the all too common feeling of spending guilt! Is it different to other forms of guilt? Why do we feel it AND what do we do about it? Listen to this episode to find out more on the prevalence and purpose of this particularly icky, but entirely manageable experience!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
31:0712/04/2022
MONEY DIARIES: A leave of absence to find her dream job!
This powerhouse community member realised that she was climbing a ladder that was not right for her, so after a leave of absence and some serous soul searching, she redefined that ladder and is scaling amazing new heights!This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
33:4908/04/2022
FRIDAY DRINKS: We talk the latest "Credit Card"/Influencer combo with Glen James
Happy Friday! This week it's the gang plus 1 as we're joined by our friend Glen James from My Millennial Money for hot takes on this week's episodes, your money wins and to answer a listener question. Plus, have you heard about the latest influencer/"credit card" combo?! Well, we definitely have thoughts and feelings about this spicy situation, so don't miss it!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
36:5107/04/2022
What is Ethical Investing?
On this episode we unpack the complex and very personal world of ethical investing. We talk its history, purpose, the difference between sustainable, impact and ethical investing, how it stacks up compared to other forms of investing and SO much more!We’re so grateful to be working with our friends at Sharesies to create more investing content in 2022. Use the code SOTM when you sign up and you will get $10 in your account ready to invest! Head to Sharesies.com.au to snag your bonus! Terms and conditions apply.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
28:5005/04/2022
MONEY DIARIES: An open heart and an open book!
This gorgeous community member went though several open-heart surgeries as a child and inherited a fair bit of anxiety around money due to her family situation at this time. Now that she's a hard working, hard saving nurse, she wants to know what financial stability looks like for someone at 27 years old.Warning: this episode contains discussion of sexual assault.If you or anyone you know needs support:Phone: 1800RESPECTOr head to: https://www.respect.gov.au/services/This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
36:2503/04/2022
FRIDAY DRINKS: The Federal Budget 22/23
In the highly politicised environment of an election year Federal Budget, we bring a special Friday Drinks to start to wrap our heads around the promises, the pitfalls and the palaver! Plus of course we give a wrap of the week and share YOUR money wins.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523See omnystudio.com/listener for privacy information.
38:3031/03/2022
Growth vs. Dividend Investing
Half of Australians now own shares, and so today we're looking at the difference between Dividend and Growth Investing. Is it like comparing apples and oranges or Gucci and Kmart? What makes this such a sexy topic? Well...take a listen to find out!We’re so grateful to be working with our friends at Sharesies to create more investing content in 2022. Use the code SOTM when you sign up and you will get $10 in your account ready to invest! Head to Sharesies.com.au to snag your bonus! Terms and conditions apply.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
37:0729/03/2022
From the 9-5 to Gardening & Sex Work!
This beautiful community member left a toxic 9-5 job to get into gardening and sex work. With covid hitting, she went back to study! How can she keep building her financial stability and savings goals in the face of an irregular income? Let’s find out!This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
36:5527/03/2022
FRIDAY DRINKS: A Finfluencers Regulation Conversation!
This week ASIC have announced that Finfluencers who do the wrong thing will face up to 5 years in jail or a million dollar fine, and we have A LOT TO SAY. We talk about the important and valuable landscape in which responsible Finfluencers operate, the unsolid ground that this whole space now stands on and we attempt to clarify a few points!Here's a link to ASIC's information as discussed on the show: https://asic.gov.au/regulatory-resources/financial-services/giving-financial-product-advice/discussing-financial-products-and-services-online/The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
26:4324/03/2022
Glen James and Victoria Devine answer YOUR questions!
My Millennial Money’s Glen James joins us for an extra special Deep Dive with Victoria as they answer YOUR questions! This episode is an absolute banger and packed with all sorts of tips about what happens when you inherit an estate? When is a good time to buy property given the current market? Glen also shares his money story, best and worse money habits, AND talks his new book Sort Your Money Out: and Get Invested, which you can buy with a tasty discount here: https://amzn.to/3szv3FRThe advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
01:03:4822/03/2022
MONEY DIARIES: From debt and a horrible injury, to career pivot and a scholarship – who IS she?!
We can’t wait to share this beautiful person from our community who has worked through significant personal debt, AND suffered a harrowing workplace injury only to come though to study financial planning AND be offered a scholarship to finish her studies! What a time!This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
44:1120/03/2022
FRIDAY DRINKS: The U in Comm-U-nity
Happy Friday and on this special episode of Friday Drinks, we bask in our glorious community and share some amazing moments from our first EVER events for International Women's Day in Melbourne and Sydney!With so many of you spread out all over the place, and with what a tough time it has been for so many lately, we wanted to bring you the vibe and some voices from our community who were able to join us for the events, and just say thank you! We were blown away with the response to the events, our amazing speakers, but most of all it was getting to meet you, see you forge friendships and hear your stories.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
34:0017/03/2022
The 5 individual shares that returned the MOST in 2021
Welcome back to our regularly scheduled Wednesday content, and what a welcome back it is - this week we're looking at the top-performing individual shares on the ASX in 2021, and why they made the cut. This isn't an advice episode (obviously! We never do that!) but rather an episode to more deeply discuss shares and what drives their performance! We hope you enjoy is as much as we enjoyed making it (which is a lot!)The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
54:1015/03/2022
MONEY DIARIES: From being in hospital and just surviving 12 months ago, to THRIVING and earning six figures today
I bet you guys didn't see this coming, but this week's diarist is a GOODIE. From being in hospital 12 months ago struggling, to now thriving and earning six figures. WHAT.Content warning: This week our diarist discusses the topic of eating disorders, and their journey with one. It's an important conversation to have, but if it's not one you're feeling like having today that's okay, know that we love you endlessly and are proud that you're putting your mental health first. We have heaps of other eps for you to devour! If disordered eating is something that you or a loved one is struggling with, please know that you're not alone. Our friends at The Butterfly Foundation and provide epic support for those with disordered eating and body image issues - find more info about them here - https://butterfly.org.au/This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
37:0413/03/2022
In Conversation: Kait Fenwick
Happy Friday angels! We hope you've been enjoying our International Women's Day content this week, but sadly it's coming to an end with this very last, very special interview with Kait Fenwick.Kait is a transgender diversity and inclusion specialist, SOTM community member and public health student living in Muloobinba on unceded Awabakal Country. They're wildly passionate about equity in the context of health, dismantling exclusive organisational culture and centring the lived experience of historically underrepresented peoples within workplaces - what a special human! We love talking to Kait, and this interview is absolutely no exception. We hope you love them just as much as we do.Here are all the brilliant resources mentioned in today's show:Out For Australia: https://www.outforaustralia.org/Trans hub: https://www.transhub.org.au/Pride in Diversity: https://www.prideinclusionprograms.com.au/Sisters Inside: https://www.sistersinside.com.au/Find and follow Kait Fenwick here: https://www.instagram.com/kaitfenwick/ or here https://www.linkedin.com/in/kait-fenwick/ The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
35:3610/03/2022
In Conversation: Jessica Quinn
Happy Wednesday angels, we hope you enjoyed our Monday In Conversation, and we're back with another one in honour of International Women's Day (or week, as we've decided!) Let us introduce you to the effervescent Jess Quinn who, in her own words, is quite literally a walking miracle. Her body has been completely restructured so that she could survive an aggressive cancer.Jess's leg was amputated just before her ninth birthday, and she has had to adapt to living with a prosthetic leg. The challenges Jess has faced ever since have given her a unique outlook. Growing up, she felt alone in her difference, but she has learnt that the one thing people have in common is that we are all different.She is on a mission to normalise 'different', speaking out on social media, creating diversity through her work as a model and helping people see we have a choice over how we respond to hardship and we just know that with this years IWD theme of Breaking the Bias you'll absolutely adore learning from her journey.Buy Jess's Book "Still Standing: What I've Learnt From A Life Lived Differently": https://www.allenandunwin.com/browse/books/general-books/health-fitness/Still-Standing-Jess-Quinn-9781988547299Instagram: https://www.instagram.com/jessicaemilyquinn/?hl=enTikTok: https://www.tiktok.com/@jessicaemilyquinn?lang=enThe advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
43:3908/03/2022
In Conversation: Aunty Munya Andrews and Carla Rogers from Evolve Communities
HAPPY INTERNATIONAL WOMEN'S WEEK ANGELS! We know, we know - that's not a real thing. But we've decided it is this week because International Women's Day is just not enough for us. This week we're switching out our regular content with not one, but THREE epic chats, with THREE epic people we know you're going to learn a lot from. These people are absolute powerhouses and have voices that need to be heard.In today's episode, we were absolutely honoured to be joined by Aunty Munya Andrews and Carla Rogers from Evolve Communities. Jess and Victoria sat down with them recently to chat and this is one of our most special episodes to date.Evolve Communities provides highly interactive Cultural Awareness, Reconciliation and Allyship training. Their big 10 year goal is to inspire 10 million Allies to create a kinder, more inclusive Australia.If you want to make a difference in the lives of Aboriginal and Torres Strait Islander Australians, but you’re not sure where to begin - perhaps you’re not confident communicating with Indigenous people or, feel held back by the fear of causing offence, you’re in luck.Here are all the links we promised you during the show:Evolve Communities Website: https://www.evolves.com.au/Aunty Munya's Book "Journey into dreamtime": https://www.evolves.com.au/dreamtime-book/How To Buy Black: https://www.evolves.com.au/how-to-buy-black-this-holiday-season/Keep Showing Up After Jan 26: https://www.evolves.com.au/7-ways-to-keep-showing-up-after-january-26/Practical Reconciliation book: https://www.evolves.com.au/practical-reconciliation-book/The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
44:2606/03/2022
FRIDAY DRINKS: is it okay to ask questions about my share portfolio right now?
The world is a tricky place for most of us to navigate at the best of times, but right now it's extra challenging for many of our community, but does that mean we shouldn't be asking insensitive questions like "what's happening to my share portfolio?" when others are going through far more traumatic things? Join J, V and G to discuss the ins and outs of caring for the world, while still ensuring you're safe in it.Also, we'd like to share with you guys that we will be donating 20% of the profits from our She's on the Money IWD events next week to flood relief. We know that coming off the back of the past few years many people are doing it tough, and we've seen from conversations in our group that there are a number of people who want to help or donate but aren't currently in the position to. So this donation isn't from Victoria, or Georgia or Jess or even just from the SOTM team. It's from the SOTM community.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
41:0203/03/2022
Should you pay for your partners kid?
This week G + V breakdown the intricate and not so simple situation of managing a relationship with a partner who has a child/children. Should you be financially supporting them? Is that your responsibility, or is it theirs? Is it perhaps a joint responsibility? What if you haven't moved in together yet, what happens then?Join us for a pretty pervy convo on how to have the discussion, but also to learn about some things you should be taking into consideration.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
39:2501/03/2022
MONEY DIARIES: 25, a lawyer and has bought three properties with no guarantor
HELLO ANGELS and happy Monday! This week's diary is an epic one from a hustling young lawyer who's throwing the narrative that millennials can't buy property right in the bin. We adored our chat with her, and just know you're going to as well!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!See omnystudio.com/listener for privacy information.
32:0728/02/2022
FRIDAY DRINKS: bringing Friday vibes on a Sunday evening
Hello and Happy Sunday friends, Before we get into the usually upbeat Friday Drinks Podcast you know and love, we wanted to take a moment to acknowledge the devastating conflict taking place in Ukraine and send our strength and support to anyone with ties there. You may have noticed we paused our content on Friday - there was no pod, no presence on socials and no newsletter - as it didn't feel right to be getting up to our usual antics in the wake of such disaster. If you're feeling a little overwhelmed and you're unsure how to help, we encourage you to head to these resources which we found really useful. (link: https://www.globalcitizen.org/en/content/ways-to-help-ukraine-conflict/). Now let's get into today's show.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
32:2527/02/2022
How to treat an inheritance with the respect it deserves
Terrifyingly, we are on the cusp of a mammoth intergenerational wealth transfer, with Boomers expected to leave behind $224 billion each year in inheritances by 2050 - THAT'S SO MUCH MONEY. So we need to start talking now about what this means and how it works, because whether you've inherited $500, or $5 million - showing that money the respect it deserves is really important. So join us, as we discuss a number of hypotheticals, and also talk about a number of real-life inheritance stories.See omnystudio.com/listener for privacy information.
45:5722/02/2022
MONEY DIARIES: a self-described average money story
This week's beautiful SOTM member shares her story about approaching 30, getting through some soul-crushing personal debt and is finally seeing the light at the end of the tunnel. She's self-described her story as "average" but as we all know, there's no such thing as average when it comes to money stories. We hope you love this one as much as we did. Have the best Monday angels!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!See omnystudio.com/listener for privacy information.
45:0921/02/2022
FRIDAY DRINKS: Have you watched the TinderSwindler?!
This week not only do we recap the week that was, but we answer a listener question about debt, and have a very important conversation about what we have learnt from the TinderSwindler that's trending at the moment - and no, it's not what you think. Thanks to Superhero for helping us bring this episode to life! Check them out at https://superhe.ro/pr/sotm22 and they'll shout you a FTEC ETF when you fund your account with A$100 or more in your first 30 days. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
44:3217/02/2022
How you can make money in the sharing economy
This week G + V sit down to talk about all things related to the sharing economy. Whether it's Airbnb, ReleaseIt, Glamcorner or Uber - there's now an opportunity for everyone to make some extra cash!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
42:3015/02/2022
MONEY DIARIES: It took three years and $$$ to settle her dad's will
It took this money diarist three years to settle her dad's will because it was outdated, a really important message to hear. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!See omnystudio.com/listener for privacy information.
37:0413/02/2022
FRIDAY DRINKS: What's Ownhome?
WELCOME back to another Friday drinks! We've had a ripper of a week as a team, and this ep is HIGH energy because of it, we discuss the community wins (obviously!) answer a juicy listener question about managing your partners finances when they're just not as responsible as they want to be, AND we discuss the topic of the SOTM week - OwnHome and what it is.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
45:1110/02/2022
A beginners guide to refinancing your home loan
To refinance or not, that is the question. Is a super low-interest rate the most important thing to consider when potentially refinancing your mortgage? spoiler: it's not. Join V and G to talk all things mortgages and finance, whether you're in the market or not, this ep will have you spitting finance facts everywhere - and is valuable even if you've got a home loan.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
47:5108/02/2022
MONEY DIARIES: 5 countries, a massive amount of debt and an epic story of transformation
This week Victoria's found an EPIC money diary in her Instagram DM's - and buckle up, it's a wild one, from being overwhelmed with consumer debt, living in FIVE different countries all before the age of 28... TO NOW HAVE A MASSIVE SAVINGS ACCOUNT AND HER DREAM JOB WHAT!!!!!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!See omnystudio.com/listener for privacy information.
49:0306/02/2022
FRIDAY DRINKS: What's going on with inflation?
HIYA FRIENDS! Happy Friday! This weeks been a wild one, we had an epic money diary, a very topical discussion on Wednesday about relationship equity AND Victoria is about to dish the dirt on what's going on with inflation - what does this mean for your savings? Investments? MORTGAGES?In other (very exciting according to Victoria...?) news, we have a very new, very shiny and VERY legit disclaimer for you - and we are counting down the days till G King is able to memorise these digits and read them without looking at the script. The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
41:3403/02/2022
Equity vs Equality in your relationship, which makes the most sense?
This week we're talking about the highly debated topic of equity in your personal relationships and how just maybe, you shouldn't be splitting the rent 50/50 with your partner! Join G + V for this very spicy chat, and a lil bit of roll play to boot.The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Infocus Securities Australia Proprietary Limited ABN 47 097 797 049 AFSL - AFSL 236523.See omnystudio.com/listener for privacy information.
01:01:5501/02/2022
MONEY DIARIES: Managing chronic illness, becoming a mature age student AND saving for a house
HELLO ANGELS and happy Monday. Today's diarist is beyond inspirational. Having struggled with a mental illness for most of her adult life - and not having the ability to go to uni till later this diarist thought she'd never end up with a degree - ALAS she's studied Psychology, STARTED HER OWN BUSINESS, Saved enough for a house AND just landed her DREAM JOB. This ones a ride, and we are SO grateful our diarist shared so much with us.CONTENT WARNING: This episode discusses eating disorders in-depth, so if this topic is something you'd rather not have in your ears perhaps give this episode a skip and we will see you next week!If you or someone you know needs support with an eating disorder, please reach out to our friends at The Butterfly Foundation. Give them a buzz on Phone 1800 ED HOPE (1800 33 4673), chat to them online OR send them an email by visiting this link: https://butterfly.org.au/get-support/helpline/This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!See omnystudio.com/listener for privacy information.
49:2931/01/2022
FRIDAY DRINKS: BNPL being introduced to credit reports
HELLO AND HAPPY FRIDAY FRIENDS! This week we're answering listener questions, and chatting all about how Equifax are adding Afterpay data to it's credit reporting in the US. How long do you think it'll take before this gets adopted in Australia?!See omnystudio.com/listener for privacy information.
37:1727/01/2022
Pet insurance, is it purr-fect for your situation?
If you're a fur parent, whether or not to have pet insurance is probably a question you've pondered previously. Some people swear by it, and others swear it's a waste of money - but the question is, do you need it, and what should you think about when weighing up your options? Thanks to Superhero for helping us bring this episode to life! Check them out at https://superhe.ro/pr/sotm22 and they'll shout you a FTEC ETF when you fund your account with A$100 or more in your first 30 days. See omnystudio.com/listener for privacy information.
41:5825/01/2022
MONEY DIARIES: Clawing her way back from emotional and financial abuse
This week our diarist is SUPER EPIC. She's currently working her way back from an emotionally and financially abusive relationship with a parent, is a friend from across the ditch and has managed to start a business during all this hecticness. Honestly, we are in awe of her mindset, gratefulness and tenacity - everyone could learn something from this diary.This year our Money Diaries are being brought to you by the legends at Shopback! Check them out at https://app.shopback.com/aus/partner/SOTM and you'll get a cashback bonus when you sign up!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.
29:5523/01/2022
FRIDAY DRINKS: Gettin' the band back together
HAPPY FRIDAY PALS! The bands back together after being struck by the spicy cough. We chat about splitting bills with your partner based on equity, and then talk about what on earth is going on in the share market right now!The advice shared on She’s on The Money is general in nature and does not consider your individual circumstances. She’s on The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. Victoria Devine is an Authorised Representative of Australia Pacific Funds Management Proprietary Limited ABN 34 132 463 257 - AFSL 339151.See omnystudio.com/listener for privacy information.
40:4020/01/2022