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HECMWorld
Reverse Mortgage News & Commentary The nation’s longest-running weekly podcast for the reverse mortgage professional.
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E753: Celink is now HUD’s official HECM loan servicer

E753: Celink is now HUD’s official HECM loan servicer

[RMD] Celink is now HUD's official HECM loan servicer [MarketWatch] A hot market cools way down [RMD] Behind the scenes on FAR’s acquisition of AAG’s direct sales channel
07:5419/12/2022
E752: ’Mortgage bonds are cheap but no one is buying’

E752: ’Mortgage bonds are cheap but no one is buying’

[RMD] What led to the collapse of Reverse Mortgage Funding [MarketWatch] Mortgage bonds are cheap but no one is buying [The Miami Herald] Well-known political commentator facing charges of ripping off her mother- in part using a reverse mortgage
08:4712/12/2022
E751: 2023 HECM Limit Increased!

E751: 2023 HECM Limit Increased!

Reverse Mortgage Funding files for Chapter 11 Bankruptcy [RMD] HUD increases loan limit for the federally-insured Home Equity Conversion Mortgage [The Financial Post] A reverse mortgage by a different name?
08:4005/12/2022
E750: RMI’s Market Minute: What a Ride!

E750: RMI’s Market Minute: What a Ride!

[Forbes] Why retirees with a mortgage should get a HECM instead [Reverse Market Insight] The monthly Market Minute with Jon McCue'. What a Ride! Reverse Mortgage Funding exits hits pause on originations
06:4128/11/2022
E749: Forbes: Housing market predictions for the next 5 years

E749: Forbes: Housing market predictions for the next 5 years

[Forbes] Housing Market Predictions For The Next 5 Years [ThinkAdvisor] Jamie Hopkins: Why Debt Is ‘Powerful' [Revese Mortgage Daily] The biggest reverse mortgage trends of 2022
10:2821/11/2022
E748: Is liquidating an IRA better than a reverse mortgage?

E748: Is liquidating an IRA better than a reverse mortgage?

Is liquidating an IRA better than a reverse mortgage? Retirement Delays Create Challenges for Plan Sponsors Highlighting Opportunities for Financial Professionals and Consultants Advisor's Edge: Should clients use home equity to fund retirement?
08:4714/11/2022
E747: Lenders who diversify product offerings more likely to survive market fallout & lender consolidation

E747: Lenders who diversify product offerings more likely to survive market fallout & lender consolidation

Reverse mortgages are a saving grace for non-bank originators Nutter Home Loans gives details on shutdown and lawsuit AARP: Sooner than later it’s time to talk about housing needs late in life
08:3707/11/2022
E746: What happened to September HECM Endorsements?

E746: What happened to September HECM Endorsements?

Home equity may be a solution for retirees battling inflation Largest HECM lenders make big changes Reverse Market Insight's Market Minute
07:2131/10/2022
E745: Experts weigh in on what homeowners should do in a softening market

E745: Experts weigh in on what homeowners should do in a softening market

Experts weigh in on how homeowners should react to softening home values Builders Warn Collapse Is ‘Unsustainable’—And Prices Could Tumble Another 20% Social Security's Cost of Living Increase Means Benefits May Run Out Sooner: Here's why
08:4924/10/2022
E744: Hurricane Ian traumatized Floridians. It also erased their nest egg

E744: Hurricane Ian traumatized Floridians. It also erased their nest egg

Hurricane Ian traumatized Floridians. It also erased their nest egg   Don’t Be Complacent During The “Critical Retirement Decision” Zone The CFPB wants to hear from you!
08:1717/10/2022
E743: A closer look at September’s HECM Endorsement data

E743: A closer look at September’s HECM Endorsement data

Moodys Analytics says 210 housing markets could crash 25-30% Homebuilder sell-off to impact neighborhood home values A closer look at September's HECM Endorsement data
09:2910/10/2022
E742: As the Market Falls, New Retirees Need a Plan

E742: As the Market Falls, New Retirees Need a Plan

As the Market Falls, New Retirees Need a Plan Reverse mortgage veteran says opportunities remain high despite economic challenges What to expect now for home prices, stocks and bonds
07:4203/10/2022
E741: How falling home values will bring down inflation

E741: How falling home values will bring down inflation

How falling home values will bring down inflation 5 Ways to Generate Income in Retirement Without Going Back to Work Reverse Market Insight's 'Market Minute'
08:2926/09/2022
E740: How to help keep reverse mortgage property charges current

E740: How to help keep reverse mortgage property charges current

How to help keep reverse mortgage property charges current Social Security Recipients Could Get Their Biggest Raise Since 1981 Debt after Death
08:5819/09/2022
E739: Analyst who predicted 2008 crash sees home values going down this much

E739: Analyst who predicted 2008 crash sees home values going down this much

The most effective product messaging for reverse mortgages ‘Poison’ Ivy Zelman—the analyst who predicted the 2008 housing bust—sees U.S. home prices falling this much Protect Your Retirement Income from Inflation
08:2612/09/2022
E738: HECM Counseling committee addresses property defaults

E738: HECM Counseling committee addresses property defaults

HECM Counseling committee addresses property defaults Income for Life: Strategies to Avoid Running Out of Money in Retirement Averting disaster with a Medicaid Planner
08:4605/09/2022
E737: Fannie Mae: ’Dark days ahead for the housing market’

E737: Fannie Mae: ’Dark days ahead for the housing market’

Fannie Mae economists downgrade their housing forecast- 'dark days ahead'. Divorce after 50 can leave your retirement with nothing. HUD Secretary outlines priorities and plans to curb appraisal bias
06:1429/08/2022
E736: California reverse mortgage borrowers encouraged to seek assistance

E736: California reverse mortgage borrowers encouraged to seek assistance

California reverse mortgage borrowers encouraged to seek assistance HECM Update: Reverse Market Insight's 'Market Minute' Social Security recipients may get a big raise thanks to inflation
07:4622/08/2022
E735: Is the HECM ”teetering on collapse”?

E735: Is the HECM ”teetering on collapse”?

HECM ‘teetering on collapse’. RMD interviews former Ginnie Mae president You can’t take the money and run- Borrowers must return money to rescind the loan Half of Generation Xers cannot afford to help their parents
09:4215/08/2022
E734: ‘A time-honored loan in FHA’. RMD sits down with FHA Commissioner

E734: ‘A time-honored loan in FHA’. RMD sits down with FHA Commissioner

The U.S. facing a potential ‘perfect storm’ for a housing crisis ‘A time-honored loan in FHA’. RMD sits down with FHA Commissioner Workers Say Inflation Is Now the No. 1 Obstacle to a Comfortable Retirement
08:3408/08/2022
E733: Cost of Aging Index Shows Many Seniors Can’t Afford Basic Necessities

E733: Cost of Aging Index Shows Many Seniors Can’t Afford Basic Necessities

Cost of Aging Index Shows Many Seniors Can’t Afford Basic Necessities Reverse Market Insight's Market Minute update Advisor Perspectives: Reducing Retirement Risk with Home Equity
09:3301/08/2022
E732: Why Ramsey Solutions’ housing forecast may not age well

E732: Why Ramsey Solutions’ housing forecast may not age well

Why Ramsey Solutions’ housing forecast may not age well Senior housing wealth up 4.91% in the first quarter of 2022 The Role of Real Estate in Retirement Planning
09:5425/07/2022
E731: The number one reason over-65s take out reverse mortgages

E731: The number one reason over-65s take out reverse mortgages

Housing prices most likely to drop in these U.S. cities Inflation surges to record high as the housing market sputters The number one reason over-65s take out reverse mortgages
08:3018/07/2022
E730: Should I sell and rent or get a reverse mortgage?

E730: Should I sell and rent or get a reverse mortgage?

Here’s why the U.S. housing market is weaker than it appears (MarketWatch) Social Security Recipients Could Get a Massive 11% Raise Next Year (Money.com) Should I sell and rent or get a reverse mortgage? (Money Sense)
08:3511/07/2022
E729: Seniors head back to retirement communities

E729: Seniors head back to retirement communities

Seniors head back to retirement communities after the Covid pandemic Ilyce Glink: Speaks on the State of the U.S. Residential Real Estate Market Canadian regulators cap reverse mortgage loan percentage
08:0105/07/2022
E728: These are the 2 forces are slowing the housing market’s return to normal

E728: These are the 2 forces are slowing the housing market’s return to normal

The 2 forces are slowing the housing market’s return to normal Reverse Market Insight's Market Minute A leading indicator? Three lenders revise private reverse mortgage products
08:5127/06/2022
E727: What reverse pros need to know about the Constant Maturity Treasury rate

E727: What reverse pros need to know about the Constant Maturity Treasury rate

A reverse mortgage could pay for long-term care, but should you do it? What you need to know about the Constant Maturity Treasury (CMT) Rate Novad protests the assignment of HUD-held HECM servicing to Celink
10:3120/06/2022
E726: Home inventory is increasing report shows

E726: Home inventory is increasing report shows

Home inventory is increasing report shows Leading HECM lender trims workforce Should Milo & Maeve take out a reverse mortgage?
07:1813/06/2022
E725: 11 Housing Markets With the Most Sellers Dropping Prices

E725: 11 Housing Markets With the Most Sellers Dropping Prices

11 Housing Markets With the Most Sellers Dropping Prices HUD’s Inspector General points to remaining HECM issues This is still a great opportunity to consider a reverse mortgage
10:5506/06/2022
E724: Alternatives To Social Security That Will Provide Income in Retirement

E724: Alternatives To Social Security That Will Provide Income in Retirement

Alternatives to Social Security that provide income in retirement New York issues a letter to those originating co-op reverse mortgages  Most will age in place says Freddie Mac's research brief 
08:5030/05/2022
E723: Should you loan money to someone who is house rich and cash poor?

E723: Should you loan money to someone who is house rich and cash poor?

Should you loan money to someone who is house rich and cash poor? A daunting time for retirees in the age of inflation The reverse mortgage ‘Market Minute’ with Reverse Market Insight
08:4423/05/2022
E722:A proposed California bill would preserve home equity in foreclosures

E722:A proposed California bill would preserve home equity in foreclosures

A proposed California bill would preserve home equity in foreclosures Home Equity Surges in these 10 Emerging US Metro Areas The impact of HECM reforms on Puerto Rico residents 
06:4516/05/2022
E721: Why the Fed wants higher mortgage rates

E721: Why the Fed wants higher mortgage rates

Why the Fed wants higher mortgage rates Making ends meet in retirement: 5 ways to bring in money Homeowners Are Doing a Lot Better Than Homebuyers
06:3809/05/2022
E720: 10 Financial mistakes seniors should avoid in today’s housing market

E720: 10 Financial mistakes seniors should avoid in today’s housing market

10 Financial mistakes seniors should avoid in today’s housing market Homes are unaffordable- here’s the impact on senior home values How mortgage pros can capitalize on reverse mortgages
08:1102/05/2022
E719: Reverse Mortgage Market Minute with RMI

E719: Reverse Mortgage Market Minute with RMI

Congress's bipartisan effort to address the retirement crisis. What is a HELOC? What to know before many disappear. HECM Market Minute with Reverse Market Insight
07:4525/04/2022
E718: Home Prices Dropping as Demand Softens

E718: Home Prices Dropping as Demand Softens

Redfin: More sellers are cutting home prices as housing market demand begins to soften California grant will give relief to mortgage borrowers in arrears Texas reverse mortgage pro passes away
06:3618/04/2022
E717: Defining a reverse mortgage ‘eligible surviving non-borrowing spouse’

E717: Defining a reverse mortgage ‘eligible surviving non-borrowing spouse’

Defining a reverse mortgage ‘eligible surviving non-borrowing spouse’ The housing market is showing continued signs of a bubble Truehold- a sale-leaseback alternative?
07:5411/04/2022
E716: Why one man got a reverse mortgage to pay for his cancer treatment

E716: Why one man got a reverse mortgage to pay for his cancer treatment

One New Zealander takes a reverse mortgage for cancer treatment Tips for effectively introducing the HECM to traditional mortgage pros Bankrate:The best home modifications for aging in place
06:4104/04/2022
E715: 10-year CMT Index surges in March

E715: 10-year CMT Index surges in March

Celink is HUD's New HECM Servicer Reverse Market Insight's Market Minute Update The 10-Year Constant Maturity Treasury is on a tear
07:5428/03/2022
E714: HECM Refinances Surge Again- Is This the Last Gasp?

E714: HECM Refinances Surge Again- Is This the Last Gasp?

HECM Refinances Surge Again. Is the End Near? Many believe a comfortable retirement is out of reach Why the Swiss are saving money by not paying off their mortgage
08:0021/03/2022
E713: How Inflation Hurts Retirees and How You Can Protect Yourself

E713: How Inflation Hurts Retirees and How You Can Protect Yourself

How Inflation Hurts Retirees and How You Can Protect Yourself HUD’s HECM Fraud Bulletin  Dead Villager’s home with reverse mortgage turns into an eyesore
07:3714/03/2022
E712: 81 year-old Texan woman’s foreclosure could have been avoided

E712: 81 year-old Texan woman’s foreclosure could have been avoided

Why Longbridge Financial’s acquisition is a plus for the industry An 81-year old reverse borrower could have avoided foreclosure had Texas launched a foreclosure relief program sooner In a potential boost for defense, former Hild attorney’s law license suspended
07:3107/03/2022
E711:5 Ways Retirement Is Scarier Than Seniors Expected

E711:5 Ways Retirement Is Scarier Than Seniors Expected

RapidReverse- the mobile HECM calculator for reverse mortgage professionals The Reverse Market Insight Market Minute MSN- 5 Ways Retirement Is Scarier Than Seniors Expected
08:2228/02/2022
E710: 5 situations when a reverse mortgage is a good idea

E710: 5 situations when a reverse mortgage is a good idea

Is aging at home worsening the housing supply shortage? 5 situations when a reverse mortgage is a good idea The Appraisal Foundation is under fire for anti-bias guidance
06:3321/02/2022
E709: Global Home Equity Release could triple within a decade

E709: Global Home Equity Release could triple within a decade

The global home equity release market could triple in the next decade. [ABC 11 Eyewitness News] A checklist for caregivers [Housing Wire] ReverseVision acquired by Constellation Software
06:3014/02/2022
E708: The Mortgage Bankers Association signals more involvement in HECM policy

E708: The Mortgage Bankers Association signals more involvement in HECM policy

The Mortgage Bankers Association signals more involvement in HECM policy Court: 'the location of her signature didn’t make her a co-borrower Why It Could Be Years Until We See a Normal Housing Market
07:1807/02/2022
E707: A lasting stock market downturn can wreck retirees savings. How to combat that risk.

E707: A lasting stock market downturn can wreck retirees savings. How to combat that risk.

A lasting stock market downturn can wreck retirees' savings. How to combat that risk Reverse Market Insight's Market Minute Retirees Can Expect To Pay More For Health Care In 2022
08:1531/01/2022
E706: Nearly 700K seniors fell behind on mortgage last year

E706: Nearly 700K seniors fell behind on mortgage last year

Nearly 700K seniors fell behind on their mortgages last year Pennsylvania lawmaker duplicates existing consumer protection Pension funds strong but at risk of looming debt crisis
08:1224/01/2022
E705: Appraisal bias rule gets pushback

E705: Appraisal bias rule gets pushback

The appraisal bias rule gets pushback HUD gives the general public increased opportunity to purchase REO properties before investors HECM securities consolidate as refinances persist
07:2217/01/2022
E704: Which is better? A reverse mortgage or a life settlement?

E704: Which is better? A reverse mortgage or a life settlement?

A Reverse Mortgage or Life Settlement: What is Right for You?. 2022 HECM lending limit brings opportunities & concerns Reverse Mortgage Funding acquires AAG’s servicing portfolio
08:3310/01/2022