It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast.  The theme this week was: Are The Days of Ultra Low Interest Rates Gone For Good?

This week’s theme on the Retirement Quick Tips Podcast is: Are The Days of Ultra Low Interest Rates Gone For Good? Today, I’m talking about: Adjusting Your Debt & Spending Decisions with the idea that interest rates will not start going down again any time soon. 

This week’s theme on the Retirement Quick Tips Podcast is: Are The Days of Ultra Low Interest Rates Gone For Good? Today, I’m talking about: How To Invest In Stocks In A “Higher For Longer” Interest Rate Environment

This week’s theme on the Retirement Quick Tips Podcast is: Are The Days of Ultra Low Interest Rates Gone For Good? Today, I’m talking about: How To Invest In Bonds In A “Higher For Longer” Interest Rate Environment

This week’s theme on the Retirement Quick Tips Podcast is: Are The Days of Ultra Low Interest Rates Gone For Good? Today, I’m talking about: The Case For Higher Interest Rates For Longer: Resilience & De-Globalization

This week’s theme on the Retirement Quick Tips Podcast is: Are The Days of Ultra Low Interest Rates Gone For Good? Today, I’m talking about The Case For Higher Interest Rates For Longer: Sticky Inflation

Welcome to a new week here on the Retirement Quick Tips podcast! I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $390 million in client assets.  If you’re 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you’re in the right place! This week’s theme is:  Are The Days of Ultra Low Interest Rates Gone For Good?

It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast.  The theme this week was: Listener Questions...Answered!  In case you missed any episodes, here’s what I talked about this week… Working Less Later In Life Can I Invest my entire portfolio in Target Date Funds? What to consider when buying or exchanging an annuity? Is the 4% Rule Still a good withdrawal rate rule of thumb? How to Pick a good financial advisor

This week’s theme on the Retirement Quick Tips Podcast is: Listener questions, answered! Today’s listener question is: What Should I Consider When Buying or Exchanging An Annuity?

This week’s theme on the Retirement Quick Tips Podcast is: Listener questions, answered! Today’s listener question is: Can I Invest My Entire Investment Portfolio Into Target Date Retirement Funds?

This week’s theme on the Retirement Quick Tips Podcast is: Listener questions, answered! Today’s listener question is: How Do I Find A Good Financial Advisor?...

This week’s theme on the Retirement Quick Tips Podcast is: Listener questions, answered! Today’s listener question is: Does The 4% Withdrawal Rule In Retirement Still Apply In This Higher Inflation Economy?...

This week’s theme on the Retirement Quick Tips Podcast is: Listener questions, answered! Today’s listener question is: How Can I Cut Back & Work Less In My 50s? What Are The Downsides?...

Welcome to a new week here on the Retirement Quick Tips podcast! I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $390 million in client assets.  If you’re 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you’re in the right place! This week’s theme is:  Listener questions, answered!  

This week on the Retirement Quick Tips Podcast, I’m bringing you segments of an interview I did with Jason Parker - 3 numbers you must know to retire with confidence.  Jason Parker is the best-selling author of Sound Retirement Planning, Retirement Calculator and the host of Sound Retirement Radio, a popular podcast with more than 1 million downloads.  I’ve included links to his podcast and other resources we talk about in the interview in the show notes, so be sure to check those out…here is today’s interview segment with Jason Parker   Learn more about Jason: https://soundretirementplanning.com/  https://www.youtube.com/@retirementbudgetcalculator https://www.facebook.com/SoundRetirementPlanning/ https://podcasts.apple.com/us/podcast/sound-retirement-radio/id306719560 Access the Retirement Budget Calculator: https://www.retirementbudgetcalculator.com/

This week on the Retirement Quick Tips Podcast, I’m bringing you segments of an interview I did with Jason Parker - 3 numbers you must know to retire with confidence.  Jason Parker is the best-selling author of Sound Retirement Planning, Retirement Calculator and the host of Sound Retirement Radio, a popular podcast with more than 1 million downloads.  I’ve included links to his podcast and other resources we talk about in the interview in the show notes, so be sure to check those out…here is today’s interview segment with Jason Parker   Learn more about Jason: https://soundretirementplanning.com/  https://www.youtube.com/@retirementbudgetcalculator https://www.facebook.com/SoundRetirementPlanning/ https://podcasts.apple.com/us/podcast/sound-retirement-radio/id306719560 Access the Retirement Budget Calculator: https://www.retirementbudgetcalculator.com/

This week on the Retirement Quick Tips Podcast, I’m bringing you segments of an interview I did with Jason Parker - 3 numbers you must know to retire with confidence.  Jason Parker is the best-selling author of Sound Retirement Planning, Retirement Calculator and the host of Sound Retirement Radio, a popular podcast with more than 1 million downloads.  I’ve included links to his podcast and other resources we talk about in the interview in the show notes, so be sure to check those out…here is today’s interview segment with Jason Parker   Learn more about Jason: https://soundretirementplanning.com/  https://www.youtube.com/@retirementbudgetcalculator https://www.facebook.com/SoundRetirementPlanning/ https://podcasts.apple.com/us/podcast/sound-retirement-radio/id306719560 Access the Retirement Budget Calculator: https://www.retirementbudgetcalculator.com/

This week on the Retirement Quick Tips Podcast, I’m bringing you segments of an interview I did with Jason Parker - 3 numbers you must know to retire with confidence.  Jason Parker is the best-selling author of Sound Retirement Planning, Retirement Calculator and the host of Sound Retirement Radio, a popular podcast with more than 1 million downloads.  I’ve included links to his podcast and other resources we talk about in the interview in the show notes, so be sure to check those out…here is today’s interview segment with Jason Parker   Learn more about Jason: https://soundretirementplanning.com/  https://www.youtube.com/@retirementbudgetcalculator https://www.facebook.com/SoundRetirementPlanning/ https://podcasts.apple.com/us/podcast/sound-retirement-radio/id306719560   Access the Retirement Budget Calculator: https://www.retirementbudgetcalculator.com/ 

This week on the Retirement Quick Tips Podcast, I’m bringing you segments of an interview I did with Jason Parker - 3 numbers you must know to retire with confidence.  Jason Parker is the best-selling author of Sound Retirement Planning, Retirement Calculator and the host of Sound Retirement Radio, a popular podcast with more than 1 million downloads.  I’ve included links to his podcast and other resources we talk about in the interview in the show notes, so be sure to check those out…here is today’s interview segment with Jason Parker   Learn more about Jason: https://soundretirementplanning.com/  https://www.youtube.com/@retirementbudgetcalculator https://www.facebook.com/SoundRetirementPlanning/ https://podcasts.apple.com/us/podcast/sound-retirement-radio/id306719560 Access the Retirement Budget Calculator: https://www.retirementbudgetcalculator.com/

This week on the Retirement Quick Tips Podcast, I’m bringing you segments of an interview I did with Jason Parker - 3 numbers you must know to retire with confidence.  Jason Parker is the best-selling author of Sound Retirement Planning, Retirement Calculator and the host of Sound Retirement Radio, a popular podcast with more than 1 million downloads.  I’ve included links to his podcast and other resources we talk about in the interview in the show notes, so be sure to check those out…here is today’s interview segment with Jason Parker   Learn more about Jason: https://soundretirementplanning.com/  https://www.youtube.com/@retirementbudgetcalculator https://www.facebook.com/SoundRetirementPlanning/ https://podcasts.apple.com/us/podcast/sound-retirement-radio/id306719560   Access the Retirement Budget Calculator: https://www.retirementbudgetcalculator.com/   

Welcome to a new week here on the Retirement Quick Tips podcast. I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing $350 million in client assets.  This week on the podcast, I’m excited to have Jason Parker join us to share his insights on the 3 numbers you must know to retire with confidence.  Jason Parker, RICP® is the best-selling author of Sound Retirement Planning, Retirement Calculator and the host of Sound Retirement Radio, a popular podcast with more than 1 million downloads. He has been seen as a frequent guest on ABC, FOX, & NBC. He is the inventor of the Retirement Budget Calculator. He has earned the designation of a Retirement Income Certified Professional (RICP®). Jason is the President of Parker Financial LLC, which is an independent, fee-only, registered investment advisory firm, and operates as a fiduciary.   Learn more about Jason: https://soundretirementplanning.com/  https://www.youtube.com/@retirementbudgetcalculator https://www.facebook.com/SoundRetirementPlanning/ https://podcasts.apple.com/us/podcast/sound-retirement-radio/id306719560   Access the Retirement Budget Calculator: https://www.retirementbudgetcalculator.com/    Thanks for listening! I hope you enjoy this week’s interview with Jason!

It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast.  The theme this week was: Anatomy of a Perfect Credit Score

This week’s theme on the Retirement Quick Tips Podcast is: Anatomy of a Perfect Credit Score. Today, I’m talking about what it takes to get a perfect 850 credit score.

This week’s theme on the Retirement Quick Tips Podcast is: Anatomy of a Perfect Credit Score. Today, I’m talking about a credit score that’s good enough.

This week’s theme on the Retirement Quick Tips Podcast is: Anatomy of a Perfect Credit Score. Yesterday I talked about the most important factor when determining your credit score - payment history. 

This week’s theme on the Retirement Quick Tips Podcast is: Anatomy of a Perfect Credit Score. Today, I’m talking about the one thing that determines your credit score more than anything else.

This week’s theme on the Retirement Quick Tips Podcast is: Anatomy of a Perfect Credit Score. Today, I’m talking about why a higher credit score means more than it used to…

Welcome to a new week here on the Retirement Quick Tips podcast! I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $350 million in client assets.  On this podcast, I cover everything from investing to debt, social security,saving for retirement, spending and retirement lifestyle, healthcare and taxes in retirement in just a few minutes each day, so if you’re 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, stick around this week as I talk about:  Anatomy of a Perfect Credit Score. 

Welcome to the Retirement Quick Tips podcast! I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $350 million in client assets.  On this podcast, I cover everything from investing to debt, social security,saving for retirement, spending and retirement lifestyle, healthcare and taxes in retirement in just a few minutes each day, so if you’re 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you are in the right place! This week, I’m doing something a little different on the podcast. I’m hosting office hours on Thursday, May 16th, from 12-1pm (pacific time). And I want to make sure that no matter when you listen this week, you’ll hear about it and have a chance to register!  So here’s how it’s going to work the first time around:  Pick My Brain Office Hours is your chance to ask me anything that's on your mind regarding retirement. This Zoom meeting is 60 minutes long. The maximum number of participants is 6, so you'll hear from others too, not just me! It's meant to be a conversation to help you with your most burning question about retirement or just your finances in general, facilitated by me! When you register, you’ll have a chance to ask your question. Then in the meeting, after short introductions, I will choose someone to ask their question and we'll discuss the topic for five to ten minutes. We’ll repeat for each participant until all the main questions are discussed, then wrap up.  Currently the podcast has anywhere from 15,000-20,000 downloads per month, so I do expect this to fill up. If you go to the show notes wherever you’re listening right now, I’ll include a link to register.  Link to register: https://calendly.com/ashleymicciche/pick-my-brain-may-office-hours?month=2024-05&date=2024-05-16  If you click on the registration link, and it’s full, send me an email. I’ll add you to the waiting list, and you’ll also get first dibs on scheduling for the next office hours (hopefully in June if this first test goes well), before I advertise the link for office hours.  My email if the office hours is full: [email protected]  Thanks for listening! I look forward to hearing your questions in this month’s office hours! My name is Ashley Micciche...and this is the Retirement Quick Tips podcast. ---------- >>> Subscribe on Apple Podcasts: https://apple.co/2DI2LSP >>> Subscribe on Amazon Alexa: https://amzn.to/2xRKrCs >>> Visit the podcast page: https://truenorthra.com/podcast/ 

It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast.  The theme this week was: 5 Ways To Spring Clean Your Portfolio & Your Retirement Plan

This week’s theme on the Retirement Quick Tips Podcast is: 5 Ways To Spring Clean Your Portfolio & Your Retirement Plan Today, I’m talking about scrutinizing your savings plan. If you review your tax return like I suggested in Thursday’s episode, you’ll hopefully see any missing opportunities for additional savings. 

This week’s theme on the Retirement Quick Tips Podcast is: 5 Ways To Spring Clean Your Portfolio & Your Retirement Plan Today, I’m talking about the importance of organizing your financial documents. Spring time is usually a time of embarking on decluttering, purging, and organization, and your finances deserve some organization as well.

This week’s theme on the Retirement Quick Tips Podcast is: 5 Ways To Spring Clean Your Portfolio & Your Retirement Plan Today, I’m talking about reviewing your tax return.

This week’s theme on the Retirement Quick Tips Podcast is: 5 Ways To Spring Clean Your Portfolio & Your Retirement Plan Today, I’m talking about rebalancing your portfolio. A lot has changed in the stock and bond markets in the last few years. 2021 was a fantastic year for stocks, and flat for bonds. 2022 was a bloodbath for everyone, and 2023 was a strong recovery year for both bond and stock investors.

This week’s theme on the Retirement Quick Tips Podcast is: 5 Ways To Spring Clean Your Portfolio & Your Retirement Plan Today, I’m talking about why now is a great time to revisit your retirement plan projections, your timeline, and your goals.

Welcome to a new week here on the Retirement Quick Tips podcast! I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $350 million in client assets.  On this podcast, I cover everything from investing to debt, social security,saving for retirement, spending and retirement lifestyle, healthcare and taxes in retirement in just a few minutes each day, so if you’re 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, stick around this week as I talk about:  5 Ways To Spring Clean Your Portfolio & Your Retirement Plan

It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast.  The theme this week was: Don't Squander A Large Windfall

This week’s theme on the Retirement Quick Tips Podcast is: Don't Squander A Large Windfall Today, I’m talking about the importance of not making any major life or spending decisions for 6-12 months after receiving a large windfall.   

This week’s theme on the Retirement Quick Tips Podcast is: Don't Squander A Large Windfall Yesterday, I talked about the never ever’s of a large windfall. Basically these are the rules that you don’t want to break. One of the never evers was never spend more than a small percentage on depreciating assets like cars, vacations, other toys, clothes, eating out, etc. 

This week’s theme on the Retirement Quick Tips Podcast is: Don't Squander A Large Windfall Yesterday, I talked about the never evers of a large windfall - in other words, what are the things that you should never ever do. Yesterday’s was so important - the most important one in my opinion, which is never ever take financial advice from family and friends after a large windfall - unless you best friends also happen to be your attorney, your CPA, and your financial advisor.  Today I want to talk about 2 other very important never evers

This week’s theme on the Retirement Quick Tips Podcast is: Don't Squander A Large Windfall Today, I’m talking about the Never Evers of a large windfall.

This week’s theme on the Retirement Quick Tips Podcast is: Don't Squander A Large Windfall Today, I’m talking about the very first thing you should do when you have received or are expecting to receive a large windfall: hire a team of experts.

Welcome to a new week here on the Retirement Quick Tips podcast! I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, an independent financial advisory practice managing over $350 million in client assets.  On this podcast, I cover everything from investing to debt, social security,saving for retirement, spending and retirement lifestyle, healthcare and taxes in retirement in just a few minutes each day, so if you’re 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, stick around this week as I talk about:  Don't Squander A Large Windfall

It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast.  The theme this week was: How To Ask For It Cheaper

This week’s theme on the Retirement Quick Tips Podcast is: How To Ask For It Cheaper Today, I’m talking about downgrading your subscription fees. The problem with subscription fees is that we have too many of them, and we tend to forget about them. Great for the subscription service business model, bad for you and me. 

This week’s theme on the Retirement Quick Tips Podcast is: How To Ask For It Cheaper Today, I’m talking about how to ask for a better price on your phone, internet, or cable bill

This week’s theme on the Retirement Quick Tips Podcast is: How To Ask For It Cheaper Today, I’m talking about what can be an awkward situation with no clearcut answers - splitting the bill when you’re out with friends. I’ll talk about this in the context of dinner, but it applies to lots of different social situations where it may not be clear who should pay for what. 

This week’s theme on the Retirement Quick Tips Podcast is: How To Ask For It Cheaper Today, I’m talking about how to get a better price on a couple of big ticket items like a car or a home….