This week on the podcast, I'm taking a little break. I'll be back next week with all new episodes - the worst social security mistakes to avoid. To that end, you can check out https://truenorthra.com/ssi/ to get your free social security comparison report. Fill out a quick form to compare multiple strategies and make a more informed decision about when to start taking social security.

It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast.  The theme this week was: How Do I Stop Overspending? 

This week on the Retirement Quick Tips Podcast, I’m addressing the question: How Do I Stop Overspending?  Yesterday, I talked about a no-spend month as the best way to shine a light on overspending and help you build more healthy spending habits. If you’re not ready for that, then I challenge you to a no-spend week or 2 weeks to help you see where your temptations and triggers lie, and learn to say no to some things so you can say yes to what’s most important.  Today, I want to talk about a few other tricks that can help you spend less.

This week on the Retirement Quick Tips Podcast, I’m addressing the question: How Do I Stop Overspending?  Today, I’m challenge you to do a no-spend month. A no spend month is like a detox or cleanse for you and probably the best way you can begin to make progress on your overspending tendencies. A no spend month is exactly what it sounds like - for a month, you just spend money on the essentials. No coffee runs. No extra entertainment. Your bills are paid, you have gas in your car, and food in your fridge, but that’s it. If it sounds hard, that’s because it is. 

This week on the Retirement Quick Tips Podcast, I’m addressing the question: How Do I Stop Overspending?  Yesterday, I gave you an easy test to self-diagnose if you’re an overspender: 10% x age X income = expected net worth.

This week on the Retirement Quick Tips Podcast, I’m addressing the question: How Do I Stop Overspending?  Yesterday, I talked about the problem with overspending - which is two-fold - it causes financial and life stress because you can’t cover life’s inevitable emergencies without putting it on a high interest rate credit card.  

This week on the Retirement Quick Tips Podcast, I’m addressing the question: How Do I Stop Overspending?  Today, I’m talking about the problem with overspending.

Welcome to a new week here on the Retirement Quick Tips podcast! I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets.  If you’re 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you’re in the right place! This week’s theme is:  How Do I Stop Overspending?

It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast.  The theme this week was: Listener Questions - September 2024 Edition

This week on the Retirement Quick Tips Podcast, I’m answering your listener questions that were brought up in my last office hours session in August.

This week on the Retirement Quick Tips Podcast, I’m answering your listener questions that were brought up in my last office hours session in August. 

This week on the Retirement Quick Tips Podcast, I’m answering your listener questions that were brought up in my last office hours session in August. 

This week on the Retirement Quick Tips Podcast, I’m answering your listener questions that were brought up in my last office hours session in August. 

This week on the Retirement Quick Tips Podcast, I’m answering your listener questions that were brought up in my last office hours session in August. 

Welcome to a new week here on the Retirement Quick Tips podcast! I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets.  If you’re 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you’re in the right place! This week’s theme is:  Listener Questions - September 2024 Edition

It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast.  The theme this week was: Best Investment Accounts For Grandchildren  

This week on the Retirement Quick Tips Podcast, I’m talking about: Best Investment Accounts For Grandchildren Today, I’m talking about using a Roth IRA for kids. These are often called custodial Roths, and they have special requirements and rules that you’ll need to know, and some drawbacks to be aware of, but they can be a great way to save and invest early and give them an extra decade of saving and investing for retirement, which is huge.

This week on the Retirement Quick Tips Podcast, I’m talking about: Best Investment Accounts For Grandchildren Today, I’m talking about using investment accounts for minors to save and invest for grandchildren.They are sometimes referred to as custodial accounts, UTMA, or UGMA accounts. 

This week on the Retirement Quick Tips Podcast, I’m talking about: Best Investment Accounts For Grandchildren. Tomorrow, I’m going to talk about UTMA or UGMA accounts for minors. These are popular vehicles for grandparents to save for their grandchildren, but they have some real and important drawbacks, like the fact that once Junior reaches adulthood, which could be anytime between 18-25 depending on what state you live in, that money is theirs and they can blow it on anything they like. 

This week on the Retirement Quick Tips Podcast, I’m talking about: Best Investment Accounts For Grandchildren Today, I’m talking about why I like trust accounts for grandchildren.

This week on the Retirement Quick Tips Podcast, I’m talking about: Best Investment Accounts For Grandchildren Today, I’m talking about why I love the 529 college savings account and why it’s my go-to when clients come to me asking for advice on setting up accounts for their grandchildren. 

Welcome to a new week here on the Retirement Quick Tips podcast! I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets.  If you’re 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you’re in the right place! This week’s theme is:  Best Investment Accounts For Grandchildren  

It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast.  The theme this week was: Fortify Your Data & Protect Yourself From Cyber Crime

This week on the Retirement Quick Tips Podcast, I’m talking about: Fortify Your Data & Protect Yourself From Cyber Crime Today, I’m talking about what to do if you become a victim of cyber theft.

This week on the Retirement Quick Tips Podcast, I’m talking about:Fortify Your Data & Protect Yourself From Cyber Crime Yesterday, I talked about 3 Practical Steps You Can Take To Prevent Cyber Crime Today, I’m talking about 3 more steps you can take.

This week on the Retirement Quick Tips Podcast, I’m talking about: Fortify Your Data & Protect Yourself From Cyber Crime Today, I’m talking about 3 practical steps you can take to prevent cyber crime. You may not be able to prevent a big data breach like the one that just happened where 2.9 billion records were exposed and likely leaked on the dark web. According to Steve Grobman, CTO at McAfee, this may be one of the worst data breaches ever. 

This week on the Retirement Quick Tips Podcast, I’m talking about: Fortify Your Data & Protect Yourself From Cyber Crime Today, I’m talking about checking & freezing your credit as one of the key ways to protect yourself against cyber fraud after the massive data breach that just exposed millions of Americans’ names, addresses, and SSNs. 

This week on the Retirement Quick Tips Podcast, I’m talking about: Fortify Your Data & Protect Yourself From Cyber Crime Today, I’m talking about the 80/20 rule when it comes to preventing cyber theft. 80% of outcomes are derived from 20% of causes

Welcome to a new week here on the Retirement Quick Tips podcast! I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets.  If you’re 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you’re in the right place! This week’s theme is:  Fortify Your Data & Protect Yourself From Cyber Crime. 

It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast.  The theme this week was: Navigating the Storm: Strategies for Weathering a Stock Market Downturn.

This week on the Retirement Quick Tips Podcast, I’m talking about: Navigating the Storm: Strategies for Weathering a Stock Market Downturn. Today, I’m talking about finding opportunities in down markets.

This week on the Retirement Quick Tips Podcast, I’m talking about: Navigating the Storm: Strategies for Weathering a Stock Market Downturn.

This week on the Retirement Quick Tips Podcast, I’m talking about: Navigating the Storm: Strategies for Weathering a Stock Market Downturn. Today, I’m talking about the added curveball with the volatility this year, which is that it’s a presidential election year.  

This week on the Retirement Quick Tips Podcast, I’m talking about: Navigating the Storm: Strategies for Weathering a Stock Market Downturn. Today, I’m talking about the coming recession.

This week on the Retirement Quick Tips Podcast, I’m talking about: Navigating the Storm: Strategies for Weathering a Stock Market Downturn.

Welcome to a new week here on the Retirement Quick Tips podcast! I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets.  If you’re 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you’re in the right place! This week’s theme is:  Navigating the Storm: Strategies for Weathering a Stock Market Downturn

It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast.  The theme this week was: Top Regrets From Retirees And How To Avoid Them  

This week on the Retirement Quick Tips Podcast, I’m sharing with you some of the top regrets from retirees from surveys as well as from my own experience over the last 17 years working with clients.  Today, I’m talking about retirees who fail to plan.

This week on the Retirement Quick Tips Podcast, I’m sharing with you some of the top regrets from retirees from surveys as well as from my own experience over the last 17 years working with clients.  It’s good to own different investments in different places and you’re supposed to diversify into real estate - get a rental property or a vacation home, right? Well, one of the complaints I hear most often from  And these complexities can be difficult to unwind and cause big tax bills when you don’t want them in retirement.  So today, I’m talking about the regret of having too many complexities.

This week on the Retirement Quick Tips Podcast, I’m sharing with you some of the top regrets from retirees from surveys as well as from my own experience over the last 17 years working with clients.

This week on the Retirement Quick Tips Podcast, I’m sharing with you some of the top regrets from retirees from surveys as well as from my own experience over the last 17 years working with clients.  Today, I’m talking about forgetting health care costs…

This week on the Retirement Quick Tips Podcast, I’m sharing with you some of the top regrets from retirees from surveys as well as from my own experience over the last 17 years working with clients.  Today, I’m talking about the most frequently cited concern during retirement, identified by more that half of retirees - inflation. That’s according the 2022 Retiree Reflections Survey from the Employee Benefit Research Institute.

Welcome to a new week here on the Retirement Quick Tips podcast! I’m your host Ashley Micciche, co-owner of True North Retirement Advisors, a fee-only fiduciary financial advisory practice managing over $400 million in client assets.  If you’re 5-10 years on either side of retirement, and looking for some daily quick tips to help you on your retirement journey, you’re in the right place! This week’s theme is:  Top Regrets From Retirees And How To Avoid Them

It’s Sunday, which means...it’s recap time here on the Retirement Quick Tips Podcast.  The theme this week was: What Your Money Means: And How to Use It Well by Frank Hanna In case you missed any episodes, here’s what I talked about this week…

This week on the Retirement Quick Tips Podcast, I’m sharing with you some key takeaways from a unique and excellent book by Frank Hanna: What Your Money Means: And How to Use It Well Today, I’m talking about a formula for giving laid out in the book…

This week on the Retirement Quick Tips Podcast, I’m sharing with you some key takeaways from a unique and excellent book by Frank Hanna: What Your Money Means: And How to Use It Well Today, I’m comparing the decision to give now while you’re still alive, to giving later after death. 

This week on the Retirement Quick Tips Podcast, I’m sharing with you some key takeaways from a unique and excellent book by Frank Hanna: What Your Money Means: And How to Use It Well Today, I’m talking about the importance in stewardship with non-essential wealth. 

This week on the Retirement Quick Tips Podcast, I’m sharing with you some key takeaways from a unique and excellent book by Frank Hanna: What Your Money Means: And How to Use It Well Today, I'm talking about the dangers of non-essential wealth and spending it all on ourselves, or accumulating it and passing it along to our heirs…