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Retire SMART LLC
We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.
Ep 71. Google Forced to Split
Why is Google being forced to “split up?” What does it mean that Berkshire’s assets are now more than 25% cash? And do we finally have the right leader for the Nebraska football program? David Brooks has answers to these questions in today’s Q&A episode.
10:0323/08/2024
Ep 70. Delinquencies On the Rise
David unpacks a few items one could expect at our upcoming SMART Spend-down Solutions Class, hosted by Colin Kastrick with Kastrick Law, and Michael Luna with Senior Asset Solutions. Plus, David reveals data on how delinquencies are on the rise across the board, especially with commercial mortgages.
09:5722/08/2024
Ep 69. A Disconnected Labor and Stock Market
From disconnections between the labor market and the stock market, to times when the unemployment rate surpassed its 24-month moving average, David walks us through the analytical data related to these fields.
09:2221/08/2024
Ep 68. The downward Spiral of California
David talks on how California keeps taking hits by over-regulating and over-taxing big name companies, that end up packing their bags and moving out of state, and why Prospect Capital’s $8B private credit strategy is raising concern.
12:1717/08/2024
Ep 67. Cycling back to 2008?
How can a financial advisor help numerous workers when their massive company shuts down? Should Nebraska mimic Colorado, and enact what supporters call a “Taxpayers Bill of Rights?” Are we entering a similar cycle to 2008? David Brooks has answers to these questions in today’s Q & A episode.
10:0816/08/2024
Ep 66. Retire SMART in the "Financial Fast Lane"
CEO of Martinsen Wealth Management, Lane Martinsen, joins with David in discussion as they compare retirement and tax strategies in their businesses, and how planning has grown more complex over the years.
12:4215/08/2024
Ep 65. Responding to Kamala's VP pick, Tim Walz
David Brooks shares his thoughts on Tim Walz being the running mate as Vice President, for candidate Harris, and why we should not be quick to trust the data that government agencies are putting out, particularly on job surveys.
10:1414/08/2024
Ep 64. The Big Tech Arms Race for Chips
David talks on the ‘arms race’ over Big Tech Names splurging to get the latest AI chips, and on how major states are in a chokehold due to the loss of high dollar tax payers.
12:0010/08/2024
Ep 63. Unpacking "Project 2025"
What is Project 2025 and are you for it or against it? in today's Q&A episode, David Brooks unpacks this hot button topic that’s sweeping all of the news airways and social media outlets.
09:3209/08/2024
Ep 62. Asset Managements for 2nd Marriages and Co-habitants, with Colin Kastrick
Estate Planning Attorney, Colin Kastrick, expands on how the flow of assets, through a will, can become complicated in “2nd marriage” scenarios and for clients choosing to cohabitate.
10:5408/08/2024
Ep 61. Kamala Harris and Sticky Inflation
David Brooks gives insight on the following major topics: Kamala Harris looks to be the likely presidential nominee for the Democratic party and Sticky inflation is turning up the heat for average buyers in the grocery and food industries.
12:5207/08/2024
Blessing Your Family Legacy, With Craig Kirsner
President and founder of Kirsner Wealth Management, Craig Kirsner, discusses with David on strategies on how you don’t have to wait for your passing to bless your family legacy.
DISCLOSURE:
Craig Kirsner and Kirsner Wealth Management are not clients of, nor affiliated with Retire SMART and were not compensated for his appearance or endorsement. However, Craig Kirsner does benefit from this podcast also being released on the Kirsner Wealth Management video and podcast platforms.
34:3702/08/2024
Roth Conversions, Spending More Money, and the State of the IRS, with Adam Bruno
We are bringing out one of David’s virtual advisor talks from the Retire Smart media vault to the podcast platform. Founder and President of Evolution Retirement Services, Adam Bruno, hosts a conversation with David Brooks on retirement and tax planning.
52:2331/07/2024
Ep 60. States Winning and Losing On Taxable Income
David talks on the four winning and four losing states in taxable income, and how the U.S. needs to pay close attention to the Chinese banking crisis, to not follow suit.
09:2727/07/2024
Ep 59. Is Social Security Secure?
Is the Fed in favor of rate cuts or not? Do we pay off our home in one payment or leave the mortgage alone? Is the future of social security secured? David Brooks has answers to your questions in today's Q&A episode.
11:2426/07/2024
Ep 58. (Not so) Free Medicare, with Dustin Galvan
Financial advisor, Dustin Galvan, touches on the ABCs of Medicare and how to be cautious with the so called “free” Medicare Advantage plans.
08:5425/07/2024
Ep 57. A Pivotal Moment for an Election Year
David reflects on the recent assassination attempt on former president Trump and how policies laid out by the government have affected the financial wellness of our country over the last four years.
13:0924/07/2024
Ep56. Max Headroom Biden!
David talks on how AI is a serious option being considered to help in the Biden campaign, and how the AI boom is to blame for the new high record of office vacancies in San Francisco.
09:4620/07/2024
Ep55. The Day of the Digital Dollar
Is the day of the digital dollar upon us? Is David’s math on point? Did the bearish analyst from JP Morgan quit or get fired? David Brooks has answers to your questions in today's Q&A episode.
11:1319/07/2024
Ep54. "Stump David Brooks!" (Part 3) with Jacob Orand
Financial advisor, Jacob Orand brings back our third installment of “Stump David Brooks” on subjects related to charitable giving.
12:0118/07/2024
Ep53. A Big Move for the Supreme Court
David talks on one of the biggest and most significant rulings out of the supreme court, and what the S&P 22-Day Moving Average is all about.
08:3217/07/2024
Ep52. Buffett Removes Gates Foundation From His Will
David talks on Warren Buffett’s confirmation on how he has cut the Gates Foundation from his will and what seems to be a breach of fiduciary duty from a Morgan Stanley lawsuit over low interest rates on client cash.
11:3413/07/2024
Ep51. Is It Time to Sell Yet?
Is Walgreens in trouble? Is now a good time for selling my property? Should I invest in the tech sector? David Brooks has answers to your questions in today's Q&A episode.
10:2012/07/2024
Ep50. FIN Tech with Alex Murray
Do you use apps for managing your finances and investments? Financial advisor, Alex Murray, shares wisdom and warnings on “FIN TECH” (Financial Tech) in today’s conversation with David Brooks.
10:2911/07/2024
Ep49. David Reacts to the Biden-Trump Debate
David shares his thoughts on the recent Biden-Trump debate, and how the policies of the future elect can directly affect the financial wellness of your portfolio.
13:4610/07/2024
Ep48. Is the Future REALLY Ready for EVs and AI?
David discusses how nearly half of American EV owners are likely to shift back to gas-powered cars, why McDonalds is having to pull back on their AI-based ordering systems, and how your taxes will likely be going up.
08:3006/07/2024
Ep47. A "Reasonable Load of Debt" for the US?
Should we consider Trump’s proposal to replace income tax with tariffs? Is our country’s debt load reasonable? And will Bidenomics ever work? David Brooks has answers to your questions in today's Q&A episode.
12:2205/07/2024
Ep46. Safeguarding high-end assets, with Mike Shudel
David talks with financial advisor, Mike Shudel, on the valuation of real estate assets, particularly for farmers, and how to develop a SMART protection plan to safeguard your family legacy.
09:4704/07/2024
Ep45. Another Year of Broken Promises From the Fed
Multiple reports by ZeroHedge that bring to light reoccurring issues that were promised to be taken care of, such as Biden’s High Speed internet, and how “The Fed is playing with fire by not cutting rates.”
11:1903/07/2024
To Roth or Not to Roth, with Adam Curran
We are bringing out one of David’s popular video conversations from the Retire Smart media vault to the podcast platform. Wealth advisor, Adam Curran, of Curran Financial Partners, hosts a debate with David on Roth conversions.
01:09:5726/06/2024
Ep44. Omaha rises to the top, and other wins for Nebraska!
Amid all the negative news stories, finally David Brooks jumps on the positive news train! In today's episode David responds to an article by Forbes on how Omaha made it to the #1 slot of top 10 cities to live in, and gives praise to Nebraska on how it has remained a fiscally responsible champion, as a state.
10:4122/06/2024
Ep43. The TRUTH about jobs in the U.S. and Open A.I. "Apple" pie
Some news outlets say we’re gaining jobs while others say we’re losing them; what is the true job situation? And what are we to expect with Apple now taking a piece of the “Open A.I.” pie?
11:5621/06/2024
Ep42. Navigating through Critical Retirement Challenges, with Michael Luna
Auto insurance, home-owners insurance, Medicaid, and assisted living; all these can be a nightmare to manage…but worry not! David talks with the president of SMART Protection and Senior Asset Solutions, Michael Luna, on developing strategies to navigate through these critical challenges.
08:5020/06/2024
Ep41. Mentoring young men and coming tax changes that has business leaders concerned
David shares his highlights from the “TeamMates Golf Event,” European voters veering to the “right,” and tax changes on the horizon that has business and tax leaders worried.
09:5719/06/2024
Ep40. Medicare red flags and the high copper demand
David talks about the differences between Medicare advantage plans and Medicare supplemental policies and how there’s a global crisis with the supply and demand of copper, due to the high demand of electric vehicles.
12:0715/06/2024
Ep39. The Trump Tax, a hidden gold tax, and a healthy mortgage
Should republicans try to extend and pay for the Trump tax cuts? Are there hidden tax traps when selling gold? And what’s the “sweet spot” for the percentage of income spent on a mortgage?
08:4314/06/2024
Ep38. Currency in the digital universe with Brad Starken
Bitcoin, Ethereum, crypto mining, and more! David talks with Financial Advisor, Brad Starken, about currency in the digital universe.
10:3913/06/2024
Ep37. Signs of the market and "McLuxuries"
David talks about how the market is a leading indicator of what’s happening in the overall economic health of our country, and how to read the “signs.” Plus, how McDonald’s is no longer fast food, but a luxury.
11:2612/06/2024
Ep36. Warnings for "Buy Now, Pay Later" Strategy
Why David is troubled about the “buy now, pay later” loan strategy that’s becoming more popular and how Amazon’s “Just Walk Out” shops’ security technology isn’t what it seems.
11:1908/06/2024
Ep25. IS Corporate America to Blame for all the Inflation?
Why is the California public employee retirement system melting down and is corporate America to blame for all the inflation?! David Brooks has answers to your questions in today's Q&A segment.
11:1807/06/2024
Ep34. Holistic Retirement Planning with Colin Kastrick
David talks with Estate Planning Attorney, Colin Kastrick, about Retire SMARTs’ wholistic approach to retirement and how estate planning is something most retirees think is a good idea but have poor follow-through with.
11:3706/06/2024
Ep33. Global Trade Alarm Bells & Inflation Takes it's toll on Struggling Americans
The soaring rates of ocean freight containers that’s setting off global trade alarm bells and how American’s struggle to make ends meet as inflation takes its toll.
10:1905/06/2024
Ep32. Omaha County Rises to the Top and Warren Buffet "Kills the Dow"
How for one year, Omaha’s own, Douglas County, rose to the top as the fastest growing economy in the US, and what Warren Buffett meant when he said “I killed the Dow.”
07:3001/06/2024
Ep31. "Can David Brooks Be My Personal Financial Advisor?"
“How can I get David Brooks to be my personal financial advisor? And what are we to do with managing the earnings of High paid CEOs?
11:0931/05/2024
Ep30. GameStop and Start SMART with Alex Murray
Financial Advisor, Alex Murray, gives deeper insights into the latest GameStop phenomenon in the marketplace, what the “Start SMART” program is all about, and how young investors can get involved.
11:5030/05/2024
Ep29. Leadership Changes in Iran and Doctor Copper
How the change in leadership in Iran will affect inflation rates around the globe, and why copper, or “Doctor Copper,” is a bellwether for today’s markets and the economy.
13:0729/05/2024
Ep16. Trade schools vs college education
David talks about college vs trade school, and why the Biden administration is suing a convenience store chain.
08:0023/05/2024
Ep28. Another stimulus around the corner? And how many retirees are actually enjoying retirement?
David talks about the so-called mortgage reform that could unleash the next big US stimulus inflation bomb and on what little percentage of retirees are actually “living the dream.”
09:4723/05/2024
Ep27. GameStop hype is back in the market and ROI risks with student loans
A dramatic surge in the market value of GameStop, again? And when taking out student loans, is the return on investment for higher education worth the risk? David Brooks has answers to your questions in today's Q&A segment.
10:2323/05/2024
Ep26. Changes to Social Security benefits with Sean Swanson
Financial Advisor, Sean Swanson, brings important updates to recent changes to benefits put out by the Social Security Administration and how you can be better prepared.
11:2723/05/2024