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Lori Pinkowski

Hi and welcome to Ready, Set, Retire! An audio guide packed with information to help you achieve a successful retirement! Senior Portfolio Manager and Investment Advisor Lori Pinkowski and her co-host Jon McComb are here to talk about everything from financial and estate planning, to travel, hobbies, health matters, and so much more. Whether you’re thinking about your retirement…or already living your retirement dreams….Ready, Set, Retire is for you!The comments and opinions expressed in this podcast are the results of work done by Lori Pinkowski. They may differ from the opinion of Canaccord Genuity’s Research, and should not be considered as representative of Canaccord’s beliefs, opinions, or recommendations. All views expressed in this podcast are provided for informational purposes only and do not constitute an offer or solicitation to buy or sell any securities.  CANACCORD GENUITY WEALTH MANAGEMENT IS A DIVISION OF CANACCORD GENUITY CORP., MEMBER-CANADIAN INVESTOR PROTECTION FUND AND CANADIAN INVESTMENT REGULATORY ORGANIZATION (CIRO) Hosted on Acast. See acast.com/privacy for more information.

Total 99 episodes

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Financial Literacy Month

As November is Financial Literacy Month in BC, Lori and Jon talked about the resources you can rely on to expand your knowledge and the key questions investors are asking in the current market in this week's episode. They also covered everything from how the markets are affected by U.S. elections and what you should be doing with your maturing GICs.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Financial Plans ft. Cindy David

On this week's episode, Lori and Jon are joined by returning guest Cindy David, Estate Planning Advisor and President of Cindy David Financial Group. Together, they discuss the benefits of a financial plan and how often you should be reviewing your plan. Cindy also shares the process of creating a financial plan for a client and adjusting your tax planning strategy since the capital gains inclusion rate change.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Learning from Losses!

On this week's episode, Jon talked about the common mistakes investors make during a correction and how to avoid them. They also discuss the downsides of DIY investing in retirement and the drawbacks of holding too much cash on the sidelines, especially in current market conditions!Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Ready, Set, Travel! ft. Melinda Burns

On this week's episode, Jon and Lori are joined again by Melinda Burns from Ageless Adventures. Together, they talk about how travel enhances your quality of life in retirement. Melinda also shares her knowledge on everything from the latest travel trends to the best travel insurance options!Website: https://agelessadventures.com/Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Mid-Year Check-In

On this week's episode, Lori and Jon reflect on markets as we hit the mid-point mark of 2024! They discuss how to set yourself up for investment success, what sectors are working best, and how to deal with market ups and downs.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Tax Planning Tips ft. Cindy David

On this week's episode, Lori and Jon are joined by Lori and Jon are joined by Cindy David, Estate Planning Advisor and President of Cindy David Financial Group. They talk about everything a business owner needs to know about valuing a business, selling a business, tax implications and so much more!Check out Cindy's website here: https://www.cindydavid.ca/Enjoy! Hosted on Acast. See acast.com/privacy for more information.

15 Years in Review

On this week's episode, Lori and Jon celebrate 15 years of working together! They take a trip down memory lane and recap some of the main world events that have happened over the years and some of the most memorable guests who have been on the show. They also talk about what they have learned and what financial lessons to remember.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Family Wealth Talks

On this week's episode, Lori and Jon go over some tips on how to talk to your family about finances to ensure a secure future for all. They also talk about how to get started on family planning and how working with a financial advisor can help with the transition of wealth. Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Trust & Estate Planning ft. Michael Scott

On this week's episode, Lori and Jon are joined by Michael Scott, Partner at Clark Wilson LLP. Michael explains why a family might choose the help of an estate lawyer rather than handling estate matters themselves. He also explains some of the common issues he sees when helping families with estate planning and what advice he would give families to ensure an organized transition of wealth.Click here to find out how you can contact Michael directly: https://www.cwilson.com/people/michael-scott/Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Investing in Retirement: Real Estate or Stocks?

When it comes to investing, Canadians have many options to choose from! On this week's episode, Lori and Jon discuss which is better out of the 2 most popular routes: Real Estate or Stocks? They explain the main differences between the two and how they compare in historical performance.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Currency of Life

On this week's episode, as today marks International Women’s Day, Lori and Jon take this opportunity to discuss the most common traits of female investors. They also discuss how our relationship with money changes as we age, what is considered a good relationship with money, and how health plays a role in your attitude toward money as you enter retirement.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Retire Strong! ft. Sheila Hamilton

On this week's episode, Lori and Jon are joined by Sheila Hamilton from Sheila Hamilton Movement Garden. Sheila is a former Registered Nurse turned Personal trainer and she talks about why fitness is important for retirees. Together, they address the most common misconceptions about fitness and aging, Sheila shares some tips for preventing injuries during exercise and so much more!Click here to learn more about Sheila and how to book a class: Sheila Hamilton Movement Garden – Online Fitness Classes with HeartEnjoy! Hosted on Acast. See acast.com/privacy for more information.

Relationships in Retirement

As Valentine's Day is just around the corner, Lori and Jon discuss how it is the perfect opportunity to celebrate all relationships in your life, not just romantic ones! In this week's episode, they talk about the importance of relationships during retirement, how to find love after loss, and some ways to maintain existing lifelong relationships.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Volatility Cycles and Investor Personalities

As we know, volatility is inevitable when it comes to markets. On this week's episode, Lori and Jon discuss historic volatility cycles and how sticking to your long-term plan is the key to long-term success. They also talk about investor personality types and some of investor dos and don'ts!Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Setting Up Your Portfolio for Success

Ready.Set.Retire! is back with the first episode of 2024. As we enter the new year, it is a perfect time to think about how you can set yourself up for investing success. Lori and Jon talk about what they think the markets will look like in 2024 and what areas of the market are anticipated to perform well. They also discuss the importance of setting goals and tips to cope with market ups and downs.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

End of Year Income and Tax Planning

As the year-end approaches, now is the time to take advantage of any income and tax planning opportunities that may be available to you. On the last episode of the year, Jon and Lori explain what retirement planning aspects to consider when preparing for tax year-end, how selling investments at a loss works as a year-end tax strategy and so much more!Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Tis The Season To Be Giving!

As December is upon us, so is the season of giving! On this week's episode, Lori and Jon talk about how to choose a worthy cause to support, the importance of charitable giving, and the benefits associated with it.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Importance of a Will & Estate Planning

Creating a will is one of the most important steps in estate planning, however, statistics show not all Canadians over 55 have one in place. On this week's episode, Lori and Jon talk about the importance of a will, what happens if you pass away without a will, and how to discuss family estate planning with your loved ones to ensure everyone is prepared for the future.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

REPLAY: Charitable Giving ft. John Bromley

REPLAY: Jon and Lori are joined by John Bromley, Founder and CEO of Charitable Impact, to discuss all aspects of charitable giving. Together they talk about the benefits of donating stocks to charity instead of cash and why a donor-advised fund may be the best route for ongoing charitable giving. Donations are not only a great way to give back, but also a great way to reduce your tax bill.Website: https://www.charitableimpact.com/Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Women's Health and Wealth

In honour of October being Breast Cancer Awareness Month, Jon and Lori focused this week's episode on women investors, their common traits, and the challenges they face. They also discussed how to financially prepare for the death of a spouse and what you should be doing if your spouse is the one responsible for the financial decisions in the household.Enjoy!If you would like more information on how you can help, you can visit: https://cancer.ca/en/https://bccancerfoundation.com/https://breastcancerprogress.ca/ Hosted on Acast. See acast.com/privacy for more information.

Palliative Care ft. Dr. Pippa Hawley

On this week's episode, Lori and Jon are joined by Dr. Pippa Hawley, the Medical Director of BC Cancer’s Pain and Symptom Management/Palliative Care Program. Together they discuss how palliative care differs from Hospice, tips for coping with a terminal diagnosis, and what the friends and family of the patient can do to support themselves during this time too.Dr. Pippa Hawley's book: https://lapofhonourbook.com/Enjoy! Hosted on Acast. See acast.com/privacy for more information.

How To Deal With Market Volatility

Market volatility is often unsettling for investors. On this week's episode, Lori and Jon discuss how investors can deal with uncertainty in the market, what strategies to use to manage risk, and how to set yourself up for investment success.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Inflation & Retirement Planning

Inflation has been a concern now for over a year and it may have you worrying about your current cash flow or even postponing retirement! On this week's episode, learn how inflation can potentially impact your retirement plan. Lori and Jon will also talk about some of the things retirees and soon-to-be retirees can do to protect their retirement savings from inflation.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Pros and Cons of Different Investments

On this week's episode, Lori and Jon talk about the pros and cons of different investments including GIC’s, Bonds, stocks, and Real Estate and what is the best option for investors who are looking for minimal risk. As the market continues to improve since last year, they discuss how investors should adapt their strategy going forward.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Market Updates: Stock vs Real Estate

On this week's episode of Ready.Set.Retire! Lori and Jon discuss the impact of rising interest rates on the real estate industry in Canada right now from housing prices to mortgage rates.They also talk about investing in Real Estate vs the Stock Market and what investors should consider before choosing which asset to invest in!Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Nobody's Perfect! Common Investor Mistakes

When it comes to investing, everyone will have some wins and some losses but there are some ways to avoid risking it all. On today's episode, Lori and Jon talk about the most common mistakes investors make and how FOMO (Fear Of Missing Out) can impact investors’ decisions. They also explain some of the things investors should do to ensure long-term investing success!Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Estate Planning for Beneficiaries with Disabilities ft. Geoffrey White

On today's episode, Lori and Jon are joined by Estate Planning expert, Geoff White. Geoff is a Lawyer at Geoffrey W. White Law Corporation and Clark Wilson LLP. Together they talked about what are the important things to consider before creating an estate plan to accommodate the needs of a beneficiary with disabilities. They also discussed The pros and cons of an RDSP, what is missed in many estate plans that have a beneficiary with a disability, and so much more insightful information!Click here to find out more about Geoff: https://bcestatelaw.com/our-team/Enjoy!  Hosted on Acast. See acast.com/privacy for more information.

Sell in May and Go Away?

On this week's episode, Lori and Jon give their take on the infamous adage “Sell in May and Go Away” and talk about the more favourable investment strategies that can help manage risk during uncertain times. During market uncertainty, active management is the most important strategy. Lori explains the actions she takes as an active manager to protect the client’s portfolios and provides her top tips for investors who are trying to cope with market volatility.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Tax Planning for Business Owners ft. Shane Schepens

Tax planning as a business owner can be difficult as there are so many moving parts. That's why a good CPA firm can help business owners avoid making costly mistakes and save time. On today's episode, Lori and Jon are joined by Shane Schepens, Principal of Clearline CPA and Tax Department Lead. Shane talks about what you need to know to prepare for the sale of your business and some ways to organize your business structure for tax optimization.Shane also breaks down everything you need to know about family trusts: the benefits, the disadvantages, and how to set one up!Enjoy!Find out more about Shane here:https://www.facebook.com/ClearlineCPAhttps://www.linkedin.com/company/clearlinecpa/ Hosted on Acast. See acast.com/privacy for more information.

Retiring as a Business Owner

For many business owners, it takes a lot of planning and hard work to turn your business dream into a reality and the same goes for retirement planning! On today's episode, Lori and Jon discuss the things you need to consider when thinking about retirement as a business owner, the challenges that can arise, and who are the professionals that can help with retirement planning.Enjoy Hosted on Acast. See acast.com/privacy for more information.

Tips for Preserving Generational Wealth

Family is important to many of us, and so is preserving the longevity of wealth for future generations. However, sometimes things go wrong if there isn't a proper plan in place. On today's episode, Lori and Jon talk about 5 crucial steps you should take to help your family sustain wealth, and Lori shares some real life examples that she's seen as a Portfolio Manager. Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Retirement Withdrawal Strategies

One important part of retirement that should not be overlooked is creating a plan for how to withdraw from your nest egg. On today’s episode, Lori & Jon discuss the importance of income planning and what steps to take to come up with a withdrawal plan.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

We Are Young ft. Katie Mahoney

Listen to the latest episode of Ready Set Retire! Jon & Lori are joined by Katie Mahoney, co-founder of the charitable organization We Are Young. We Are Young’s main goal is to raise social awareness around the inequalities seniors face. Katie tells us all about the charity and shares some incredible stories of the work the charity has achieved so far. They also discuss the charity's plans to expand to BC with the support of Pinkowski Wealth Management!Enjoy!https://www.weareyoung.ca/ Hosted on Acast. See acast.com/privacy for more information.

Government Retirement Benefits ft. Anne Jackson

Listen to the latest episode of Ready Set Retire! Jon & Lori were joined by Anne Jackson, Vice-President of Wealth and Estate Planning Services at Canaccord Genuity. In honour of celebrating women this week, Lori wanted to recognize Anne as someone she works closely with as she is an expert at what she does.Anne shares her abundance of knowledge of retirement government benefits. She also explains the perks of income splitting and how to minimize OAS clawback.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

REPLAY: Mental Health is your Wealth ft. Lana Gowler

REPLAY: Lori and Jon are sitting down to talk about retirement mental health with Lana Gowler, Registered and Master Therapeutic Counsellor from Rainforest Counselling. Together, they go over tips for transitioning into retirement, managing the loss of a spouse and adjusting your routine so that you can prosper in any stage of life.Find Lana's information here: https://rainforestcounselling.com/retirement/Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Lets Talk Family Financial Planning

Having an open conversation with your family about your finances and estate planning is never easy but it is necessary. On today’s episode, Lori & Jon discuss how to talk to your family about estate planning and family financial planning.They talk about the importance of speaking openly with your family and how to get started on family financial planning.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Common Investment & Retirement Mistakes

Listen to the latest episode of Ready Set Retire! Retirement is meant to be a relaxing and enjoyable time but without a plan in place, it can be the opposite. Lori and Jon discuss the common investment and retirement planning mistakes that retirees make and how to avoid making the same yourself.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Understanding Mutual Funds

Welcome back to Ready Set Retire! To kick start the new year, Lori and Jon sit down to talk all about mutual funds and debunk some common misconceptions.Together, they discuss the issues with having a portfolio only invested in mutual funds and provide alternative options that could better serve your investment goals!Enjoy Hosted on Acast. See acast.com/privacy for more information.

2022 Investing Lessons & Year-End checklist

Listen to the last episode of Ready Set Retire! for 2022. Lori and Jon discuss the investing lessons learned in 2022 and her outlook on recession worries going forward.Lori also explains some tax planning strategies you should consider before year-end and the importance of sector rotation during current market conditions.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Senior Living ft. Laura Vanderzalm

On this week's episode, Lori and Jon are joined by Laura Vanderzalm, who is a Business Development Manager at Chartwell Retirement Residences. As planning for future elder care for yourself or loved ones can be daunting, Laura explains everything you need to know about the different types of senior living, the benefits of retirement residences, and how to make the transition!Find out more here:https://chartwell.com/en/Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Where there's a Will there's a way!

As November is Make a Will Month, this week's episode is your reminder to get started on your Will if you haven't made one yet! Lori and Jon explain the importance of having a will, discuss how to talk about estate planning with your loved ones, and what happens if you don’t have a will in place?Enjoy! Hosted on Acast. See acast.com/privacy for more information.

REPLAY: Financial Health ft. Cindy David

Jon and Lori share one of their favourite interviews with the other half of the "Financial Dream Team" Cindy David. Whether it's selling a business, planning for retirement, providing early gifts or simply minimizing tax - Cindy shares strategies that you can implement now to improve your financial health.Enjoy!Cindy's website: https://www.cindydavid.ca/ Hosted on Acast. See acast.com/privacy for more information.

DIY Investing

Do It Yourself investing continues to grow in popularity since 2020 but is it worth the risks involved? Lori and Jon discuss the things you miss out on while managing alone and provide advice on how to navigate the markets and your portfolio in the face of uncertainty.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

All About Markets!

There is a lot going on in the world right now, especially when it comes to markets. Join Lori and Jon on this week's episode as they discuss the current market conditions, economic developments that have us optimistic, and what to expect going forward into the end of the year!Enjoy! Hosted on Acast. See acast.com/privacy for more information.

REPLAY: Dementia ft. Jen Lyle

REPLAY: As September is Alzheimer's Month, Lori and Jon are joined by a special guest, Jen Lyle, CEO of Alzheimer Society of BC. They discuss the importance of creating a more dementia-friendly world where those affected are acknowledged, supported, and included.Find out more information here:https://alzheimer.ca/bc/enEnjoy! Hosted on Acast. See acast.com/privacy for more information.

Finding the right Financial Advisor

On this week's episode, Jon and I discuss how to find a financial advisor that is a good fit for you. We talk about how to begin your search, what qualities to look for and what red flags to watch out for!Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Cruising after Covid with Cruise Encounters

Many of us are eager to travel once again and see the world! On this week's episode, Lori and Jon are joined by Robert Elmore, president of Cruise Encounters.Together, they discussed the top cruises for families and retirees, big ships vs small ships, and all the improvements that have been made to the cruising industry lately. You should be booking your next big getaway today!Find out more here: www.cruiseencounters.comEnjoy! Hosted on Acast. See acast.com/privacy for more information.

Benefits of a Mortgage Broker ft. Paula Siemens

On this week's episode, Lori & Jon are joined by Senior Mortgage Broker Paula Siemens of Invis - The Siemens Group.With over 32 years experience, Paula answered some key questions like how has the real estate market changed over the last two years? Is now a good time to be purchasing or refinancing? Paula also explained the benefits of working with a mortgage broker and how they can help make the process easier for you!Find out more about Paula and her team here: https://www.siemensgroup.ca/Enjoy! Hosted on Acast. See acast.com/privacy for more information.

Estate and Family Financial Planning

Jon and Lori talk about the importance of family estate and financial planning to prepare for a healthy and wealthy future! They discuss how to get started, provide advice on broaching the subject with your family and the role your financial advisor should play in this transition.Enjoy! Hosted on Acast. See acast.com/privacy for more information.

The Recap

Lori and Jon take a trip down memory lane and reflect on the significant global events that affected the markets and retirees over the past 2 years and how to deal with today’s volatility.They also discuss Jon’s transition to retirement, share their favourite guest appearances on the show and so much more.Enjoy! Hosted on Acast. See acast.com/privacy for more information.