Jacob Lund Fisker of Early Retirement Extreme shares his thoughts on travel, tourism and living abroad.  Episode 949: Travel, Tourism, and Living Abroad by Jacob Lund Fisker of Early Retirement Extreme on Frugality & Simple Living Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life.  The original post is located here: http://earlyretirementextreme.com/travel-tourism-and-living-abroad.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

ESI of ESI Money shares how he lost millions by retiring early.   Episode 948: How I Lost Millions by Retiring Early by ESI of ESI Money on How To Achieve Financial Independence  ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.   The original post is located here: https://esimoney.com/how-i-lost-millions-by-retiring-early/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares the 3 unknowns that dominate your retirement calculation. Episode 947: The 3 Unknowns that Dominate Your Retirement Calculation by Darrow Kirkpatrick of Can I Retire Yet on Finances Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design. The original post is located here: https://www.caniretireyet.com/the-3-unknowns-that-dominate-your-retirement-calculation/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad shares why you shouldn't eat the doughnut. Episode 946: Don't Eat the Doughnut by Craig Stephens of Retire Before Dad on Personal Finance Advice Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence.  The original post is located here: https://www.retirebeforedad.com/dont-eat-doughnut/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

JL Collins of JLCollinsNH.com shares that most people lose money in the stock market.   Episode 945: Stocks - Part III: Most People Lose Money In The Market by JL Collins on Smart Investing for Long-Term Wealth  Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog.  The original post is located here: https://jlcollinsnh.com/2012/04/25/stocks-part-iii-most-people-lose-money-in-the-market/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Kalen Bruce of Money Mini Blog shares how to overcome struggles, be happier and take control of your life.   Episode 944: How to Overcome Struggles, Be Happier and Take Control of Your Life by Kalen Bruce of MoneyMiniBlog on Investing  Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple.  The original post is located here: http://moneyminiblog.com/investing/overcome-struggles-control-your-life/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Elissa Bass with Get Rich Slowly shares why gym memberships can be a smart investment.  Episode 943: Why Gym Memberships Can Be A Smart Investment by Elissa Bass with Get Rich Slowly on Investing in Health  J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate.  The original post is located here: https://www.getrichslowly.org/investing-in-your-health/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining shares why retire early and if you can do it.   Episode 942: Why Retire Early, and Can You Do It? by Chris Reining on How To Achieve Financial Independence  Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more.  The original post is located here: https://chrisreining.com/why-retire-early-and-can-you-do-it/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mike Ballew of Eggstack shares his thoughts on the number one financial regret. Episode 941: Number One Financial Regret by Mike Ballew of EggStack on How To Save Enough Money for Retirement Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located here: https://eggstack.com/blog/2019-09-22-Number-One-Financial-Regret/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Mr. Money Mustache shares how to get rich with your local public library. Episode 940: Get Rich With: Your Local Public Library by Mr. Money Mustache on Saving Money on Books & Education Mr. Money Mustache is a thirty-something retiree who now writes about how we can all live a frugal, yet awesome, life of leisure. He and his wife studied engineering and computer science in Canada, then worked in standard tech-industry cubicle jobs in various locations throughout the late ’90s and early 2000s. Then they retired from real work way back in 2005 in order to start a family. This was achieved not through luck or amazing skill, but simply by living a lifestyle about 50% less expensive than most of their peers and investing the surplus in very boring conservative Vanguard index funds and a rental house or two. The original post is located here: http://www.mrmoneymustache.com/2011/11/08/get-rich-with-the-library/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Nick True of Mapped Out Money shares how to be rich and happy by getting rid of this bias.  Episode 939: Want to be Rich and Happy? Then Get Rid of This Bias by Nick True of Mapped Out Money on Sunk Cost Fallacy Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity.  The original post is located here: https://mappedoutmoney.com/get-rid-of-this-inner-bias/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Lisa with Budgets Are Sexy shares how to think like an extreme couponer. Episode 938: How to Think Like an Extreme Couponer by Lisa with Budgets Are Sexy on Saving Money & Frugality J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/how-to-think-like-an-extreme-couponer/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Grumpus Maximus shares his thoughts on teaching an old dog new tricks. This is part 2 of 2. Episode 937: [Part 2] You Can Teach An Old Dog New Tricks by Grumpus Maximus on Husband and Wife & Financial Goals Grumpus Maximus is a 40 something US military officer with 19 years of active duty service under my belt. He's spent over four years of that career either deployed or stationed in the Middle East, and another three years stationed in Europe. As he travels to his family's mostly unintentional path to FI, he wants to share his knowledge. Anyone who is eligible for a defined benefit pension could easily implement their own goal to achieve FI. Grumpus Maximus' path is not only replicable, but easily built and improved upon.  The original post is located here: https://grumpusmaximus.com/you-can-teach-an-old-dog-new-tricks/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Grumpus Maximus shares his thoughts on teaching an old dog new tricks. This is part 1 of 2. Episode 936: [Part 1] You Can Teach An Old Dog New Tricks by Grumpus Maximus on How To Deal with Money in Marriage Grumpus Maximus is a 40 something US military officer with 19 years of active duty service under my belt. He's spent over four years of that career either deployed or stationed in the Middle East, and another three years stationed in Europe. As he travels to his family's mostly unintentional path to FI, he wants to share his knowledge. Anyone who is eligible for a defined benefit pension could easily implement their own goal to achieve FI. Grumpus Maximus' path is not only replicable, but easily built and improved upon.  The original post is located here: https://grumpusmaximus.com/you-can-teach-an-old-dog-new-tricks/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Michael Smith with Financial Finesse shares how to find a bargain when making a big purchase.  Episode 935: How To Find A Bargain When Making A Big Purchase by Michael Smith with Financial Finesse on Spending Plans After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2017/11/10/how-to-find-a-bargain-when-making-a-big-purchase/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Emily Guy Birken with PT Money shares some psychological tricks to spend money wisely. Episode 934: Use These Psychological Tricks to Spend Money Wisely by Emily Guy Birken with PT Money on Buyer's Remorse PTMoney.com is about helping you make extra money, save more money, and spend your money wisely--all in an effort to help you fix your finances so you can build the life you want. It was started by Philip Taylor, a CPA, entrepreneur, and blogger who started the site in 2007. He also created FinCon, the popular conference for financial nerds. The original post is located here: https://ptmoney.com/psychological-tricks-to-avoid-buyers-remorse/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Christine Berry with Making Sense of Cents shares the undeniable perks of location independence.  Episode 933: The Undeniable Perks of Location Independence - I Made $21K In May by Christine Berry with Making Sense of Cents Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2014/06/the-undeniable-perks-of-location-independence-i-made-21k-in-may.html Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares the new three-legged retirement stool.  Episode 932: The New Three-Legged Retirement Stool: You, You, And You by Sam of Financial Samurai on How To Save Money Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/new-three-legged-stool-for-retirement/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Dawn Starks of SimpleMoney shares 6 simple ways to avoid financial warfare with your spouse. Episode 931: 6 Simple Ways to Avoid Financial Warfare with Your Spouse by Dawn Starks of SimpleMoney on Marriage & Money Dawn Starks has been a financial planner for over twenty years. Her aim with financial planning work has always been to simplify things for clients. Making concepts easier to grasp and less scary is the goal. Dawn's SimpleMoney project - the blog, podcast, and soon-to-be courses and book is a co-project with her husband Greg.  The original post is located here: https://simplemoneypro.com/blog/six-simple-ways-avoid-financial-warfare-spouse/ Visit Me Online at OLDPodcast.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Jacob Lund Fisker of Early Retirement Extreme shares his thoughts on personality psychology and early retirement resistance. Episode 930: [Part 2] Personality Psychology and Early Retirement Resistance by Jacob Lund Fisker of Early Retirement Extreme Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life. The original post is located here: http://earlyretirementextreme.com/personality-psychology-early-retirement-resistance.html Visit Me Online at OLDPodcast.com  Learn more about your ad choices. Visit megaphone.fm/adchoices

Jacob Lund Fisker of Early Retirement Extreme shares his thoughts on personality psychology and early retirement resistance. This is part 1 of 2.  Episode 929: [Part 1] Personality Psychology and Early Retirement Resistance by Jacob Lund Fisker of Early Retirement Extreme Jacob Lund Fisker was a nuclear astrophysicist who retired at 33 with what he believes to be enough savings to last the rest of his life — even if he never works again. His "claim to fame" is the Early Retirement Extreme site, which is effectively a philosophy of life. ERE is a set of values and principles that gives readers the freedom and opportunity to live an exciting and interesting life. The original post is located here: http://earlyretirementextreme.com/personality-psychology-early-retirement-resistance.htmlPlease Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Thank you to ZipRecruiter for sponsoring! Listeners of O.L.D. can post jobs on ZipRecruiter for FREE! Just go to: ZipRecruiter.com/ofd Learn more about your ad choices. Visit megaphone.fm/adchoices

ESI of ESI Money shares his thoughts on ignoring money critics. Episode 928: Ignore Money Critics by ESI of ESI Money on Building Wealth on Your Own Path ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there.  The original post is located here: https://esimoney.com/ignore-money-critics/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Access an exclusive listener discount and join the thousands of investors beating the market at www.fool.com/optimalfinancedaily Learn more about your ad choices. Visit megaphone.fm/adchoices

James Altucher shares why he is never going to own a home again. Episode 927: Why I Am Never Going to Own a Home Again by James Altucher on Real Estate Investing & Home Ownership James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books, and is a regular contributor to The Financial Times, TechCrunch, and The Huffington Post. USA Today named his book Choose Yourself one of the 12 Best Business Books of All Time. The original post is located here: https://jamesaltucher.com/blog/why-i-am-never-going-to-own-a-home-again/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance. Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares if owning a vacation home makes sense. Episode 926: Does Owning a Vacation Home Make Sense? by Darrow Kirkpatrick of Can I Retire Yet on Buying A 2nd House Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design. The original post is located here: https://www.caniretireyet.com/does-owning-a-vacation-home-make-sense/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Visit Eyeconic.com/OFD to shop name brand glasses, contacts, and sunglasses and save money when you apply your insurance. No insurance? Use the code OFD to get 10% off your entire order! Learn more about your ad choices. Visit megaphone.fm/adchoices

Paula Pant of Afford Anything shares how to create an owner mindset. Episode 925: How to Create an Owner Mindset by Paula Pant of Afford Anything on Generating Passive Income & Cash Flow Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/owner-mindset/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices

An excerpt from the book The Illusion of Money: Why Chasing Money Is Stopping You From Receiving It by Kyle Cease  Episode 924: An Excerpt from The Illusion of Money: Why Chasing Money Is Stopping You From Receiving It by Kyle Cease After 20 years of achieving what he thought were his dreams of being a headlining touring comedian and actor, Kyle Cease suddenly discovered that the belief "When something happens, I will be happy" is a complete lie. Following the calling of his heart, he decided to quit his stand-up career at its peak, and now - as a transformational comedian and New York Times bestselling author of I Hope I Screw This Up - he brings his one-of-a-kind wisdom to sold-out audiences in his Evolving Out Loud Live stage show and reaches millions online.  In his latest offering, The Illusion of Money, Kyle shares why our obsession with money is costing us millions, and how we can begin to see ourselves for the perfection that we are - so that we can bring ourselves to the world in an authentic way. Learn more about Kyle and the book here: https://kylecease.com/illusion/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Access an exclusive listener discount and join the thousands of investors beating the market at www.fool.com/optimalfinancedaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Harry Stout of FinancialVerse shares his thoughts on how to stop leaking cash by becoming financially literate. Episode 923: Stop Leaking Cash by Becoming Financially Literate by Harry Stout of FinancialVerse on Increase Finance Acumen Harry N. Stout is an acknowledged senior leader in the global financial services business with experience in all key business areas with particular expertise in personal finance, life insurance, annuities, product innovation, and business management. He has over 30 years of financial services industry experience in the U.S. and abroad, working in Europe, Northern Asia, Africa, New Zealand, and Australia. Harry is the author of the upcoming book - The FinancialVerse - A Common Sense Approach for Your Money to be published by Vertel Publishing in October 2019. The book is available for preordering at Amazon, Barnes & Noble and through other major national book distributors.  The original post is located here: https://www.financialverse.com/post/stop-leaking-cash-by-becoming-financially-literatePlease Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ramit Sethi of I Will Teach You to be Rich shares his thoughts on a minimum variance portfolio. Episode 922: Minimum Variance Portfolio: Definition, Examples, and Breakdowns by Ramit Sethi of IWT on Investing Ideas Ramit wants to use money to say YES. He knew there was a better way to live a rich life—if we could use psychology to focus on what actually works. Not just for personal finance, but all aspects of life: money, careers, relationships, business, fitness, and more. Since then, he's been testing and sharing his findings with the world via I Will Teach You To Be Rich. He's also written a New York Times bestselling book, been profiled in a 6-page Fortune article, and been pictured next to Warren Buffett in Forbes Magazine, as well as been featured by a long list of media, including the Wall Street Journal, ABC News, NPR, Fox Business, PBS, CNBC, and more. He also has tons of documented success stories—more than 20,000. The original post is located here: https://www.iwillteachyoutoberich.com/blog/minimum-variance-portfolio/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices

Crystal Paine with Get Rich Slowly shares how they paid cash for their first home. Episode 921: How We Paid Cash For Our First Home by Crystal Paine with Get Rich Slowly on Living Frugally & Financial Fitness J.D. Roth has been reading and writing about personal finance for a decade. Today he’s financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/how-we-paid-cash-for-our-first-home/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Access an exclusive listener discount and join the thousands of investors beating the market at www.fool.com/optimalfinancedaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Mike Ballew of Eggstack shares his thoughts on why long-term care insurance is a waste of money.  Episode 920: Long-Term Care Insurance is a Waste of Money by Mike Ballew of EggStack on Cost of Nursing Homes Mike Ballew is a 56-year-old engineer turned blogger who reached a point in life where he sees things more clearly than ever before. He faced financial challenges and overcame them through hard work and determination. His blog helps others navigate their personal finances and plan for retirement. The original post is located here: https://eggstack.com/blog/2019-07-28-Long-Term-Care-Insurance-is-a-Waste-of-Money/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts CreditRepair.com makes rebuilding your credit as smooth as possible by using tools like email & text alerts, credit monitoring, mobile apps, a personal online dashboard, and more. Get a free 15-minute credit analysis at: https://www.creditrepair.com/?tid=17191 Learn more about your ad choices. Visit megaphone.fm/adchoices

The Finance Twins share if you should get a credit card. This is part 2 of 2.  Episode 919: [Part 2] Should I Get A Credit Card? by The Finance Twins on Credit Card Rewards & Travel Points Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.  The original post is located here: https://thefinancetwins.com/should-i-get-a-credit-card/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Finance Twins share if you should get a credit card. This is part 1 of 2.  Episode 918: [Part 1] Should I Get A Credit Card? by The Finance Twins on Theft Protection & Lower Interest Rates Camilo and Francisco Maldonado are the Finance Twins. Most people think money is confusing unless you are an accountant. We used to think that too. After working incredibly hard and catching several lucky breaks, we realized so many people are looking for ways to learn about personal finance, how to manage money, and how to get out of crippling debt. They have tons of tools and resources as well as countless articles that have everything you need to start your path to financial freedom.  The original post is located here: https://thefinancetwins.com/should-i-get-a-credit-card/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Make a memory that lasts a lifetime and let the Vivid Seats app help you get to your favorite live event. Enter promo code OPTIMAL at checkout to receive a discount of up to $100. Learn more about your ad choices. Visit megaphone.fm/adchoices

Chris Reining shares why you should turn the AC off and acclimate your bloody self. Episode 917: Turn the AC Off and Acclimate Your Bloody Self by Chris Reining on Saving Money on Utilities Chris Reining is a thirty-something guy who provides resources to help manage your money and career to become financially free. His own path to financial freedom has had ups and downs, which is what he writes about on his site. He's been featured in the New York Times, on the Today Show, CNN, CBS, Business Insider, LifeHacker, and more. The original post is located here: https://chrisreining.com/turn-the-ac-off-and-acclimate-your-bloody-self/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Visit Eyeconic.com/OFD to shop name brand glasses, contacts, and sunglasses and save money when you apply your insurance. No insurance? Use the code OFD to get 10% off your entire order! Learn more about your ad choices. Visit megaphone.fm/adchoices

Jamela Thompson of JamCafe shares her thoughts on investing FOMO and dollar cost averaging. Episode 916: Investing FOMO and Dollar Cost Averaging by Jamela of JamCafe on Improving Personal Finance Knowledge Jamela Thompson is a restoration ecologist, hiker, and plant lover. She is an advocate for frugal living and travel and to provide others with resources to achieve both.  The original post is located here: https://jamcafe.blog/2019/08/06/investing-fomo-and-dollar-cost-averaging/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts CreditRepair.com makes rebuilding your credit as smooth as possible by using tools like email & text alerts, credit monitoring, mobile apps, a personal online dashboard, and more. Get a free 15-minute credit analysis at: https://www.creditrepair.com/?tid=17191 Learn more about your ad choices. Visit megaphone.fm/adchoices

The Mad Fientist shares a preview to early retirement and reasons to move abroad. Episode 915: Geographic Arbitrage and an Early Retirement Preview by The Mad Fientist on Financial Independence & Traveling The Mad Fientist analyzes the tax code and looks at personal finance through the lens of early financial independence to develop strategies and tactics to help you retire even earlier. Most personal finance advice is geared towards people retiring in their 60s or later and doesn’t apply to those of us pursuing early financial independence. The Mad Fientist is focused on providing advice and innovative tax-avoidance methods specifically for people wanting to break away from full-time employment very early in life. He also hosts the Financial Independence Podcast. The original post is located here: https://www.madfientist.com/early-retirement-preview Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Make a memory that lasts a lifetime and let the Vivid Seats app help you get to your favorite live event. Enter promo code OPTIMAL at checkout to receive a discount of up to $100. Learn more about your ad choices. Visit megaphone.fm/adchoices

J. Money of Budgets Are Sexy shares how to get comfortable investing your savings. Episode 914: How Do You Get Comfortable Investing Your Savings? by J. Money of Budgets Are Sexy on Emergency Funds J. Money is a 6’1, hyperactive, rock a ‘hawk who loves drinking beer, blaring hip-hop, talking about money, and now playing with his two adorable baby boys. He tracked his expenses for 3 months, made a budget, read some books, and stumbled into personal finance blogging and idea sharing, randomly turning BudgetsAreSexy.com into his full time “real job” a few short years later--14 million views later! The original post is located here: http://www.budgetsaresexy.com/get-comfortable-investing-savings/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Make a memory that lasts a lifetime and let the Vivid Seats app help you get to your favorite live event. Enter promo code OPTIMAL at checkout to receive a discount of up to $100. Learn more about your ad choices. Visit megaphone.fm/adchoices

Craig Stephens of Retire Before Dad shares 6 habits of above average retirement savers.  Episode 913: 6 Habits of Above Average Retirement Savers by Craig Stephens of Retire Before Dad on Best Financial Habits Craig Stephens of Retire Before Dad is a 43-year-old IT professional, investor, and blogger based in the Washington, DC metro area. His primary financial goal is to retire at age 55, one year before his Dad retired. He writes about how to build income streams so you can explore the unusual. His first love is his beautiful wife and three kids. His second love is travel. Combining both in early retirement is the ultimate goal and his primary motivation for financial independence. The original post is located here: https://www.retirebeforedad.com/6-habits-above-average-retirement-savers/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Make a memory that lasts a lifetime and let the Vivid Seats app help you get to your favorite live event. Enter promo code OPTIMAL at checkout to receive a discount of up to $100. Learn more about your ad choices. Visit megaphone.fm/adchoices

David Warren with Money Mini Blog shares the best time to retire. Episode 912: When is the Best Time to Retire? by David Warren with MoneyMiniBlog on Diversified Portfolio for Early Retirement Kalen Bruce is the founder of MoneyMiniBlog. His story is simple… he and his wife were $24,000 in debt and became a student of finances to get out. They are now debt-free and building wealth. Kalen shares everything he has learned on his blog, writing informative, entertaining, mini blogs to help you with your finances. Finances can be intimidating, so he keeps his posts short, sweet, and simple. The original post is located here: http://moneyminiblog.com/retirement/best-time-to-retire/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices

2 short posts from Nick True of Mapped Out Money where he shares how to invest a million dollars and how he ruined his honeymoon. Episode 911: How to Invest a Million Dollars AND What Financial Health Means to Me (How I Ruined My Honeymoon) by Nick True Nick True is the founder of Mapped Out Money, where he helps you get a grip on your finances and take hold of freedom. His goal is to help you save more, live more, reduce debt, and get free. Mapped Out Money is for you if you want actionable steps to help get control of your money, you want to be free from money stress, you're ready to change your life and use money to support your dreams, and you don't want to settle for mediocrity. The original posts are located here: https://mappedoutmoney.com/invest-million-dollars/ & https://mappedoutmoney.com/financial-health-means/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance. Learn more about your ad choices. Visit megaphone.fm/adchoices

Cynthia Meyer with Financial Finesse shares 6 ways to beat financial stress that have nothing to do with money. Episode 910: 6 Ways To Beat Financial Stress That Have Nothing To Do With Money by Cynthia Meyer of Financial Finesse After years in the financial services industry, Liz Davidson became disgusted with how many people were being sold financial products and services that were not in their best interest. She decided there had to be a better way to provide people from all walks of life with truly unbiased financial guidance--designed to line their pockets, not their financial advisor’s. This is the story of Financial Finesse and how they give employees and employers unbiased financial wellness as an employee benefit. They help your employees maximize their compensation and benefits by making better financial decisions. You become a partner in their financial security and reap the benefits of a financially healthy workforce. They’ve helped hundreds of thousands of employees change their lives. The original post is located here: https://www.financialfinesse.com/2017/09/25/6-ways-to-beat-financial-stress-that-have-nothing-to-do-with-money/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Learn more about your ad choices. Visit megaphone.fm/adchoices

Sam of Financial Samurai shares why winter is the absolute best time to buy a house. Episode 909: Winter Is The Absolute Best Time To Buy A House by Sam of Financial Samurai on Real Estate Investing & Home Buying Sam Dogen's net worth took a beating in 2009 as the world was falling apart. He thought it would be a good idea to start a personal finance site to help himself and others make sense of chaos. After all, he had spent 10 years working in the finance industry, got his MBA from Cal, invested and saved aggressively, and still got financially rocked! Since then, more than 20 million visitors have stopped by FinancialSamurai.com. The original post is located here: https://www.financialsamurai.com/winter-best-time-to-buy-a-house/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices

Grumpus Maximus on the reluctant financial voyeur. Episode 908: The Reluctant Financial Voyeur by Grumpus Maximus on Frugality & Building Wealth for Early Retirement Grumpus Maximus is a 40 something US military officer with 19 years of active duty service under my belt. He's spent over four years of that career either deployed or stationed in the Middle East, and another three years stationed in Europe. As he travels to his family's mostly unintentional path to FI, he wants to share his knowledge. Anyone who is eligible for a defined benefit pension could easily implement their own goal to achieve FI. Grumpus Maximus' path is not only replicable, but easily built and improved upon. The original post is located here: https://grumpusmaximus.com/reluctant-voyeur-foreclosure/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts You get THREE MONTHS FREE when you sign up for a year, but you have to go to MightyNetworks.com/OFD Learn more about your ad choices. Visit megaphone.fm/adchoices

JL Collins of JLCollinsNH.com shares his thoughts on deflation and economic depressions. Episode 907: Stocks - Part XIV: Deflation, The Ugly Escort of Depressions by JL Collins on Economic Indicators Mr. Collins is a senior executive with extensive P&L experience and a proven track record of growing revenue and profitability, integrating acquisitions, launching new products, developing and implementing business plans, creating powerful marketing strategies, building strong customer relationships and building effective teams. He is experienced in a broad range of markets including technology, automotive, investments, design engineering, electronics manufacturing, construction, horticulture and energy. Mr. Collins is also an accomplished consultant, author and speaker. He is retired, but continues to write on his blog. The original posts are located here: https://jlcollinsnh.com/2012/12/11/stocks-part-xiv-deflation-the-ugly-escort-of-depressions-2/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance. Learn more about your ad choices. Visit megaphone.fm/adchoices

ESI of ESI Money shares his thoughts on how to retire early. Episode 906: How to Retire Early by ESI of ESI Money on Building Wealth & Saving Money for Financial Independence ESI Money is written by "ESI", a 50-something retiree. The site is basically a list of what's allowed him to become financially independent and how you can implement those successes in your life. His philosophy is simple and focuses on doing three simple things to achieve financial independence: earn, save, invest. There's a bit more to it than that, of course, but if you can concentrate on these three areas, they will get you at least 90% of the way there. The original post is located here: https://esimoney.com/how-to-retire-early/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices

Darrow Kirkpatrick of Can I Retire Yet shares why most retirement calculators don't work.  Episode 905: Why Most Retirement Calculators Don't Work by Darrow Kirkpatrick of Can I Retire Yet on Planning to Retire Darrow Kirkpatrick is the founder of CanIRetireYet.com. He began serious investing in his mid-30s and retired at age 50. He's not a dot com millionaire and didn't become financially independent by flipping real estate or trading hot stocks. He did it the traditional way: hard work, frugality, prudent investing, and patience. When it comes to personal finance, his top priorities are simplicity, reliability, and safety. Now his mission is to help others become financially independent as he did. More recently, Chris Mamula has been managing the blog and he's a frequent writer on the site. Chris used principles of traditional retirement planning, combined with creative lifestyle design, to retire from a career as a physical therapist at age 41. After poor experiences with the financial industry early in his professional life, he educated himself on investing and tax planning. Now he draws on his experience to write about wealth building, DIY investing, financial planning, early retirement, and lifestyle design. The original post is located here: https://www.caniretireyet.com/why-most-retirement-calculators-dont-work/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts With the SendPro software, you can compare shipping rates between carriers, plus save 40 percent off USPS Priority Mail shipping and get 5 cents off every letter you send. Our listeners can try it FREE for 30 days and get a FREE 10 pound scale, but only when you visit: PB.com/finance. Learn more about your ad choices. Visit megaphone.fm/adchoices

James Altucher asks what do you do after you make a zillion dollars. Episode 904: What Do You Do After You Make a ZILLION Dollars? by James Altucher on Preserving Wealth & Financial Independence James Altucher is an American hedge fund manager, entrepreneur, bestselling author, and podcaster. He has founded or cofounded more than 20 companies and says he failed at 17 of them. He has published 11 books, and is a regular contributor to The Financial Times, TechCrunch, and The Huffington Post. USA Today named his book Choose Yourself one of the 12 Best Business Books of All Time. The original post is located here: https://jamesaltucher.com/blog/what-do-you-do-after-you-make-a-zillion-dollars/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Fundrise is the future of real estate investing. Visit fundrise.com/ofd to have your first 3 months of fees waived. Learn more about your ad choices. Visit megaphone.fm/adchoices

Paula Pant of Afford Anything asks if you can figure out how much this woman earns. Episode 903: Can You Figure Out What This Woman Earns? by Paula Pant of Afford Anything on Earning Potential & Financial Freedom Paula Pant is the founder of the award-winning website AffordAnything.com and a writer and speaker specializing in money, business, and real estate investing. She is a real estate investor, as the owner of seven rental property units in metropolitan Atlanta. She holds a real estate license in Georgia. She's also the host of the Afford Anything podcast. The original post is located here: https://affordanything.com/how-much-does-she-earn/Please Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Visit Eyeconic.com/OFD to shop name brand glasses, contacts, and sunglasses and save money when you apply your insurance. No insurance? Use the code OFD to get 10% off your entire order! Learn more about your ad choices. Visit megaphone.fm/adchoices

Jason Bushey with Making Sense of Cents shares how to build credit with responsible credit card use. Episode 902: How to Build Credit With Responsible Credit Card Use by Jason Bushey with Making Sense of Cents on Personal Finance Michelle Schroeder-Gardner created Making Sense of Cents in order to help improve her own finances. With diligence, she was able to pay off $38,000 in student debt in 7 months, kept track of progress, and helped readers along the way. She's currently touring North America and living out of an RV. You can learn more about her and see her monthly income reports at MakingSenseOfCents.com. The original post is located here: https://www.makingsenseofcents.com/2013/02/how-to-build-credit-with-responsible-credit-card-use.htmlPlease Rate & Review the Show! Visit Me Online at OLDPodcast.com & in The O.L.D. Podcasts Facebook Group! and Join the Ol' Family to get your Free Gifts Thank you to ZipRecruiter for sponsoring! Listeners of O.L.D. can post jobs on ZipRecruiter for FREE! Just go to: ZipRecruiter.com/ofd Learn more about your ad choices. Visit megaphone.fm/adchoices