Nigel Elson Founder of https://www.friendlyfinance.nz/ Takeaways Being an expat himself, Nigel has a natural connection with expat clients and understands their financial needs. Traveling and experiencing different cultures makes people more open-minded and focused on enjoying life in the present. Planning for both the present and the future is crucial for financial success. Communication and compromise are key in relationships and business partnerships. Effective communication is crucial in financial advising to ensure understanding and build trust. Reading people's facial expressions can help gauge their level of comprehension. Addressing insecurities and concerns is important to make clients comfortable with the financial plan. Tailoring communication based on age and background is essential for effective communication. Chapters 00:00 Introduction 00:20 Feeling Like You Don't Belong 03:18 The Experience of Traveling and Living Abroad 05:01 The Challenges of Integrating into a Local Community 05:57 Unusual Life Experiences 07:05 The Differences Between the Ultra Wealthy and the Aristocracy 08:22 Attributes Required for Success 09:21 Instilling Work Ethic in the Next Generation 10:58 Maintaining a Long-Term Partnership 12:12 Effective Communication in Relationships 14:16 Understanding and Empathy in Arguments 19:00 Finding a Life Partner 21:01 Maintaining a Good Bond in a Relationship 22:27 Effective Communication in Sales 24:41 Simplifying Statement of Advice Documents 29:18 The Requirements for a Michelin Star Restaurant 32:27 Providing Service in the Financial Planning Industry 36:29 The Need for Higher Qualifications in New Zealand 44:52 Number of Insurance Advisors in New Zealand 45:33 Challenges in Reaching Remote Areas 47:13 Perception and Competency of Financial Advisors 48:22 Access to Financial Advice and Education 49:16 Importance of Life Insurance and Investments 51:00 Convincing People of the Importance of Insurance

This podcast explores the complex relationship between being authentic and the subsequent impact on personal and professional life, drawing parallels with a study on zebras to metaphorize standing out and its effects. It features Nicola Shirley, a mortgage advisor from Vega Lend, who discusses her approach to handling leads, fostering meaningful client relationships, and the pivotal role of trust and authenticity in her profession. Shirley offers insights into the intricacies of client communications, the challenges and shifts within the lending industry, and the importance of insurance. She also reflects on the evolution of client referrals, provides advice for industry newcomers, and emphasises the significance of balancing professional service with personal connection. Guest Details: https://vegalend.co.nz/nicola-shirley 00:00 Introduction 00:39 Exploring the Impact of Authenticity on Business and Personal Connections 00:46 Navigating the Complex World of Leads and Referrals 04:10 The Art of Building Meaningful Client Relationships 05:01 Navigating Client Expectations and the Importance of Trust 07:03 The Delicate Balance of Knowledge, Ego, and Client Service 12:59 The Intricacies of Financial Advising and Building Trust 17:14 Understanding the Banking System and Navigating Financial Uncertainties 20:59 Navigating the Changing Landscape of Financial Advisory 22:15 The Shift to Modern Financial Practices 23:18 Client Relationships and the Importance of Regular Check-Ins 24:25 Adapting to the Evolving World of Lending 28:50 The Power of Networking and Authentic Relationships 33:58 Referrals: The High Bar of Trust and Authenticity 42:52 The Critical Role of Insurance in Financial Planning 46:51 Concluding Thoughts on the Financial Advisory Profession

This extensive discussion delves into various facets of digital marketing and social media strategy with Lawrence Carey, the managing director of Squid Group, a leading creative marketing agency in New Zealand. The dialogue covers the importance of social media for businesses, how to leverage niche markets, the strategy behind Facebook ads, and the dynamics of retargeting and brand building. It also touches on the significance of creating tailor-made content and offerings for specific audiences to foster brand trust and ensure a consistent flow of clients. Additionally, personal anecdotes and experiences in the marketing field are shared, underscoring the complexity and evolving nature of digital marketing tactics and the need for a deep understanding of one's target audience to achieve tangible results. Guest Details: https://www.squidgroup.co.nz/ Chapters 00:00 Introduction 01:03 The Journey to Niche Marketing Success 03:14 Exploring Global Opportunities and Lifestyle Balance 04:42 Mastering Niche Marketing Strategies 14:17 The Art of Promoting Music and Events 18:42 Leveraging Brand Experience and Social Proof 25:54 Unlocking the Secrets of Effective Advertising 26:43 Mastering Facebook Ads: Strategies and Insights 30:15 The Art of Crafting Compelling Hooks 33:08 Exploring the Psychology Behind Purchases 35:54 Debunking Facebook Ads: A Deep Dive 38:20 Navigating the Complexities of Retargeting Campaigns 43:37 The Power of Broad Targeting and Dynamic Creatives 47:29 The Debate on Retargeting: Efficiency vs. Engagement 52:57 Concluding Thoughts on Marketing Strategies

In this podcast, Lara, the owner of My Future Plan, discusses her motivation to become a financial advisor and her dedication to financial literacy as a key to living a fulfilling life. Addressing misunderstandings around financial services, Lara emphasizes the importance of seeing financial advisors as a normal part of life, just like having a doctor. She delves into details about investing, avoiding the pitfalls of chasing returns, and the challenges of scaling in the financial advisory profession. Lara also discusses her vision of normalizing the role of financial advisors in New Zealand and making 'My Future Plan' New Zealand's most trusted advisors. Guest Details: https://myfutureplan.co.nz/ Chapters 00:00 Introduction 01:10 The Meaning of Life and Self-Actualization 03:08 A Personal Journey: From Burger King to Financial Freedom 05:15 The Traditional Life vs. A Better Way to Live 07:41 The Power of Passive Income 11:08 Understanding Managed Funds and Investment 12:33 The Challenges of Financial Planning 21:19 Understanding the Emotional Aspect of Finance 21:42 The Gap in Financial Education 22:39 Personal Financial Struggles and Lessons 23:08 The Importance of Financial Planning 23:23 The Misconceptions about Mortgages 24:26 The Role of a Financial Advisor 25:07 The Value of a Financial Advisor 25:48 The Different Types of Financial Advisors 27:31 The Future of Financial Advising 31:56 The Challenges in the Financial Advising Business Model 39:32 The Importance of Building Relationships with Clients 41:43 Overcoming Bottlenecks in Financial Advising

Jeff Royle, a volunteer with the New Zealand Coast Guard and the owner of the mortgage company, ilender, offers insightful descriptions of his experiences in both domains. Detailing his commitment to the Coast Guard, Royle discusses responding to emergencies, ensuring boat safety, confronting challenging situations and the intricacies of negotiations and leadership within their team. Transitioning to his expertise in mortgages, Royle provides an overview of non-bank lenders, the risks of mortgage default and the current stress in the mortgage market. He wraps up with the importance of communication with lenders during financial distress, advice on managing rejection and anticipates a good summer after an unusual weather year in Auckland. Guest Details: https://ilender.co.nz/ Chapters: 00:00 Introduction 00:31 Becoming a Coast Guard Volunteer 01:42 Life as a Coast Guard Volunteer 03:42 Training and Challenges in the Coast Guard 05:39 Respect and Leadership in the Coast Guard 07:53 Rescue Operations and Challenges 11:33 Survival Tips and Stories from the Sea 15:38 Unusual Rescue Stories 18:36 Dangers of the Sea and Final Thoughts 28:17 Survival Tips for Being Stranded at Sea 28:57 The Importance of Carrying Water on a Boat 30:03 Survival Stories and Human Adaptability 31:07 The Irony of Being Surrounded by Water but Unable to Drink 32:12 The Art of Negotiation in Lending 35:11 Understanding Non-Bank Lenders 43:35 The Importance of Facing Financial Challenges Head-On 44:14 The Consequences of Mortgage Default 56:27 Dealing with Rejection and Negative Feedback 59:08 Final Thoughts and Wishes for a Good Summer

This podcast features an insightful conversation with Stephen Robertson, the owner of My Money, a finance consultancy primarily dealing with mortgages for high-profile clients. As he details his professional journey, Stephen delves into his origin, growing up in Palmerston North, New Zealand, and his interests in fishing, boating, and the military. With numerous anecdotes from his career, he explains how his role has evolved into more than just banking, involving understanding his clients' needs, handling their anxieties, and nurturing relationships. Stephen emphasizes the importance of providing clients with quality advice they can trust, especially in challenging financial situations. The discussion also reveals the intricate connections between financial decisions and personal emotions, underscoring the necessity of identifying the real needs of clients to deliver effective service. Guest details: https://www.mymoney.net.nz/ 00:00 Introduction 00:43 Personal Background and Childhood Memories 01:53 Travel Experiences and Military Interests 02:35 Passion for Boating and Fishing 04:55 School Experiences and Learning Strategies 09:00 Dealing with Stress and Anger 10:16 Lessons from Financial Advising and Sales 13:09 Understanding Client Needs and Aspirations 16:19 Understanding the Person Behind the Mortgage 16:54 The Importance of Connection in Mortgage Lending 18:15 The Role of an Advisor vs. a Bank 18:38 Navigating High Pressure Situations 20:04 The Journey to Becoming a Mortgage Broker 20:31 The Emotional Impact of Helping Clients 21:15 Dealing with Rising Mortgage Rates 21:37 The Consequences of Overpaying for a Property 24:44 The Importance of Financial Planning and Budgeting 28:03 The Dangers of Ignoring Financial Warning Signs 30:40 The Impact of Poor Financial Advice 33:51 The Joy of Helping First Home Buyers 35:21 Wrapping Up the Conversation

In an engaging dialogue that delves into the depth of life, relationships, and faith, Vinay Grover shares his personal experiences, insights and beliefs. Central to his discourse is the concept of intrinsic gratitude, winning over life's challenges and the significance of rising above negativity, while trying to attain a more positive, richer, and more meaningful existence. He discusses his journey from striving for 'bigger' to evolving towards 'better' and underlines the importance of commitment, trust, and overcoming jealousy. There's also a reflection on his relationship with God, spirituality's influence on his everyday choices and the transformative power of faith in his life. 00:00 Introduction and Life's Meaning 01:17 The Importance of Losing and Learning 02:09 Gratitude and Reality: Striking a Balance 03:13 The Journey from Bigger to Better 05:09 Managing Stress and Emotional Balance 07:56 Empathy and Emotional Connection 09:41 The Role of Family in Emotional Support 12:18 The Struggle of Balancing Work and Personal Life 21:33 The Power of Gratitude and Connection with God 30:16 Understanding Control and Surrender 31:21 Exploring the Concept of Suffering 31:57 Discussing the Idea of Heaven 32:21 The Role of Suffering in Faith 32:52 Life's Ups and Downs: A Metaphor 33:40 The Importance of Emotional Investment 34:15 Finding Fulfillment in Life 36:35 The Power of Choices 37:01 Navigating Modern Dating and Choices 44:17 The Complexity of Trust 47:13 Dealing with Jealousy 51:17 Understanding Hate and Its Impact 54:53 Final Thoughts and Reflections

Ever wondered what it takes to navigate the ever-changing landscape of mortgages and finance? Join me as I chat with Craig Pettit, a seasoned advisor with over 45 years in the trenches. This isn't your average dry financial talk. Craig's journey, from a young bank employee to a successful mortgage advisor, is packed with fascinating experiences and valuable insights. We'll delve into: • The rollercoaster ride of economic climates: Craig will share his firsthand perspective on navigating various economic ups and downs, offering unique insights into the past and a glimpse into the future. • Taming the interest rate beast: We'll explore the complexities of fluctuating interest rates and Craig's expert strategies for helping clients weather the storm. • Unlocking the secrets of the New Zealand economy: Craig sheds light on the factors that make New Zealand's economy tick, discussing the banking system, property market, and the impact of changing interest rates on individuals. • Beyond the numbers: personal anecdotes and investment wisdom: Get ready for a captivating blend of personal stories, practical advice, and Craig's investment strategies for navigating the current financial landscape. Whether you're a seasoned investor or just starting out, this conversation is packed with valuable takeaways to help you navigate the world of finance with confidence. So, grab your favorite beverage, buckle up, and get ready for an insightful and engaging discussion with Craig Pettit! 00:00 Introduction 00:13 Career Journey and Experiences 01:48 Reflections on Family Life and Moving Around 02:33 Insights into the Railways and Banking Industry 03:59 Changes in the Banking Industry and Technology 04:57 Government Involvement in Banking and Private Enterprise 05:38 Perspectives on Home Loans and Customer Characteristics 06:18 Thoughts on the Banking Industry Setup 10:15 Personal Career Journey and Transition to Mortgage Advising 10:56 Observations on the Banking Industry and Credit Scores 13:31 Discussion on the U.S. Economy and Currency 15:44 Insights into the New Zealand Banking System 18:10 Understanding the Impact of Inflation and Unemployment on Interest Rates 20:58 Reflections on Generational Differences and Property Investments 31:10 Advice for Navigating the Current Housing Market 42:29 Final Thoughts on the Robustness of the New Zealand Economy

Apply to be a podcast guest: https://findadvice.nz/podcast In this podcast, the host interviews Campbell Hastie, a mortgage broker, where they touch upon a variety of topics ranging from Campbell's controversial view on making a peanut butter sandwich to deep dives on the concept of consciousness. Campbell shares his unique perspective on the food he believes holds a special quality – the kind you'd catch, grow or kill yourself. He also compares the qualities of a good mortgage to a well-played game of hockey and emphasizes on trust as a major aspect of his business. Moreover, Campbell talks about his journey as a mortgage broker and how the focus on long-term rewards helped him survive during tough times. The conversation also includes an interesting take on the dynamics between life insurance and mortgage brokering. Guests website: https://hastiemortgages.co.nz/ 00:00 Introduction 00:22 Desert Island Meals and Food Preferences 00:57 The Magic of Self-Sourced Food 02:15 The Joy of Fishing and Hunting 02:54 Surviving in the Wild: A Reality Check 03:12 The Pleasures of YouTube and the Dilemma of TikTok 03:34 The Art and Science of Fishing 05:17 The Intriguing Life Cycle of Insects 05:56 The Thrill and Fear of Catching Fish 06:24 The Curious Case of Dolphins and Gannets 11:20 The Philosophy of Consciousness and Reincarnation 15:01 The School Life and Sports Experiences 17:37 The Art of Delivering Bad News 21:56 The Emotional Rollercoaster of Buying a House 23:31 The Art of Organizing Mortgages 24:06 The Journey of Becoming a Mortgage Broker 24:32 The Power of Word of Mouth in Business 25:09 Turning Crisis into Opportunity: Writing a Book 25:37 The Impact of PR and Media Exposure 26:49 The Importance of Consistency and Credibility 28:40 The Role of Referrals in Business Growth 29:28 The Art of Delivering a Good Job 31:53 The Importance of Trust in Business 37:56 The Power of Specialization in Business 41:30 The Value of Persistence and Resilience 50:03 The Power of Delayed Gratification 54:08 The Challenges of Compliance in the Mortgage Industry

Free Insurance Advice in minutes: https://findadvice.nz/ Chapters 00:00 Introduction: The Common Mistakes in Business Marketing 00:06 Understanding Facebook Campaign Structure 00:26 The Importance of Choosing the Right Objective 01:16 Targeting the Right Audience: A New Approach 02:34 The Power and Pitfalls of Remarketing 03:30 The Misconception of Cost-Effective Leads 07:05 The Reality of Agency Marketing Strategies 08:54 My Unique Approach to Facebook Marketing 12:35 The Importance of Speed in Lead Conversion 13:56 Conclusion: The Impact of Effective Marketing Strategies

In this interview, Lillian Nguyen shares her experiences as a Vietnamese mortgage advisor and breaking into the finance industry in New Zealand. Lillian discusses how she helps self-employed clients navigate the complex mortgage process and lends advice on what to consider before buying a house. Apart from her professional life, Lillian talks about her personal experiences, including her fear of swimming and how she overcame it, her childhood days in Vietnam, and the fascinating details of her journey to New Zealand. Lillian also explores cultural differences, such as how Vietnam's street food scene compares to New Zealand's more formal dining culture. This interview is not only an insightful view into Lillian's life but provides valuable information for prospective home buyers, especially those who are self-employed. Guest details: https://www.mintfinancial.co.nz/ Chapters 00:00 Introduction 00:00 Meet Lillian: A Mortgage Advisor 00:47 Lillian's Origin Story: From Vietnam to New Zealand 01:16 Overcoming Fear: Lillian's Swimming Journey 05:30 Education Differences: Vietnam vs New Zealand 12:59 Cultural Adaptation: Fitting into a New Society 18:35 Exploring Vietnam: A Native's Perspective 24:15 Discussing the Intricacies of Tunnels 24:47 Understanding Different Cultures 25:07 Exploring Personal Education and Career Paths 26:10 The Journey from Checkout Manager to Bank Employee 28:59 Insights into Helping Self-Employed Clients 30:24 The Importance of Financial Statements and Open Communication 31:09 The Balance Between Paying Taxes and Getting a Mortgage 34:14 The Pros and Cons of Buying a House 36:52 Understanding the Current Property Market 51:08 The Debate: Renting vs Buying a House 52:45 Final Thoughts and Advice for First-Time Home Buyers

In this enlightening conversation, Gerard Tilleyshort, a noteworthy insurance broker, business owner and industry veteran, unveils his journey to professional triumph starting from modest beginnings. His principles emphasize on stepping out of comfort zones, perpetual resilience, maintaining strong client relationships, and creating a network with successful entities. Gerard tackles both personal and professional challenges ranging from dealing with his wife's brain tumor diagnosis to negotiating the hurdles that come with operating a business. Tilleyshort outlines the intricacies of the insurance sector, shedding light on risk, pricing, and client-oriented services. His golden advice for budding industry players underscore the power of consistent efforts, delivering value, and fostering a customer-centric business for achieving ultimate success. 00:00 Introduction 00:00 The Power of Mindset and Stepping Out of Your Comfort Zone 01:26 The Drive Behind Success and Personal Background 02:49 Navigating School Life and Early Career 04:07 The Impact of Personal and Professional Environments on Success 10:40 The Journey into the Insurance Industry 12:12 The Role of Insurance in Life and Business 15:36 The Challenges and Rewards of the Insurance Industry 18:24 The Importance of Relationships and Trust in Business 23:15 The Future of the Insurance Industry 31:06 Growing Pains in Business 32:00 The Challenges of Small Business 33:04 The Intricacies of Insurance 34:21 The Business of Insurance 35:06 The Reality of Running a Business 35:46 The Emotional vs Logical Approach to Insurance 36:26 The Necessity of Insurance 37:15 The Value of Insurance 39:38 The Politics of Insurance 41:38 The Role of Insurance in Business 46:39 The Journey to Success 57:26 The Impact of Insurance 01:01:59 Understanding the Value of Money 01:02:15 Dealing with Grief and Business Challenges 01:02:48 Personal Experience with Health Crisis 01:03:57 The Reality of Business and Adversity 01:04:25 Navigating the Financial Advice Space 01:05:29 The Power of Networking and Collaboration 01:06:44 Entering the Insurance Industry: Challenges and Advice 01:09:06 The Importance of Relationship in Business 01:10:05 The Role of Insurance in Business 01:11:14 Innovation and Challenges in the Insurance Industry 01:12:16 The Art of Referrals in Business 01:13:18 The Journey of Growing a Business 01:14:59 Understanding the Value of Insurance 01:18:21 The Politics and Dynamics of the Insurance Industry

In this discussion, Bruce Harnell, a former decathlete and experienced mortgage broker recounts his experiences in sports, having a long-lasting relationship, and journey as a mortgage broker. Bruce, who identifies as an introvert, shares his high school days as a jock and how he moved from sports into the banking industry. He talks candidly about how his wife has played a significant role in his life, helping him navigate through his introverted nature in a sales-driven role. He discusses how he's managed to balance affecting sales targets with meaningful client relations. During the interview, Bruce also explains the dynamics of the mortgage industry, including how banks determine loans and interest rates. He finally reflects on how his introverted nature, coupled with empathetic business approach, impacts his interaction with clients and business operations. Guests Details: https://adviser.loanmarket.co.nz/bruce-harnell Chapters 00:00 Introduction 00:00 School Days and Early Sports Involvement 00:32 Maintaining Fitness and Health in Adulthood 00:59 Reflections on Aging and Exercise 02:42 Journey into Athletics and Decathlon 05:33 Transition into Sales and Overcoming Introversion 07:09 Navigating the Challenges of Sales 09:17 Personal Growth and Relationship Building 12:11 Balancing Family, Work, and Personal Identity 18:41 The Role of Faith and Respect in Long-term Relationships 23:01 Defining Success and Prioritizing Family 24:35 Overcoming Challenges in the Financial Market 25:12 The Journey of Starting a Business 25:41 Leveraging Contacts and Building a Business 26:04 The Role of Family in Business Success 26:38 Dealing with Rejection and Building a Client Base 27:50 The Importance of Insurance in Financial Planning 28:11 The Impact of Health Issues on Financial Stability 28:33 The Role of Insurance in Risk Management 30:02 The Reality of Financial Struggles and the Importance of Planning 30:23 The Challenges and Rewards of Being a Mortgage Broker 32:51 Understanding the Impact of Interest Rates on Mortgages 34:24 The Role of Insurance in Mortgage Brokering 35:58 The Future of Mortgage Brokering 39:01 The Impact of Economic Changes on Mortgages 39:46 The Importance of Client Expectation Management in Mortgage Brokering 43:17 The Impact of Economic Changes on Mortgage Rates 44:02 The Challenges of Regulatory Compliance in Mortgage Brokering 45:56 The Challenges and Rewards of Being a Mortgage Broker 48:53 The Role of Technology in the Mortgage Industry 49:30 The Future of Mortgage Brokering 58:39 Concluding Thoughts

Join us as we embark on an inspiring journey with Ananda Kumar Founder of Expert Finance, a man who defied his humble beginnings in a small village in Bihar, India, to carve his own path to success in the New Zealand mortgage industry. In this insightful podcast episode, we delve into: -Early life in rural India: Discover how Ananda's upbringing in a clay house fueled his determination for education and a better future. -Southern sojourn for knowledge: Learn about his pursuit of higher education in South India and the valuable lessons he gained. -Banking experience and entrepreneurial spirit: Explore his foray into the banking industry and the spark that ignited his passion for entrepreneurship. -MBA-powered expertise: Witness how his Master of Business Administration empowered him with practical knowledge in financial management and business operations. -Mastery of the mortgage game: Uncover his insights into the importance of meticulous loan structuring and strategic financial advice for accelerated mortgage payoff. -The dual role of a mortgage advisor: Understand how Ananda expertly navigates the dual responsibility of pre-qualifying businesses and ensuring complete transparency for his clients. -From Bihar to New Zealand: Celebrate Ananda's remarkable journey, fueled by perseverance and a commitment to helping others achieve their homeownership dreams. This episode is a must-listen for anyone seeking inspiration, practical financial advice, and a glimpse into the transformative power of education and ambition. Don't miss out as we unravel the captivating story of Ananda Kumar, the Bihaari village boy who became a Kiwi mortgage master! Guest Details: https://expertfinance.co.nz/ 00:00 Introduction 00:00 Growing Up in a Small Village in India 00:25 Pursuing Higher Education and Starting a Career 00:47 The Value of an MBA 01:35 Life in a Clay House 03:51 Family Life and Childhood Memories 05:12 Understanding Financial Struggles and the Importance of Finance 07:55 The Journey to Financial Stability 12:26 The Role of Mathematics in Life and Business 18:54 Investing and Managing Finances 28:38 The Importance of Mortgages and Financial Planning 35:30 Understanding Different Mortgage Structures 37:45 The Role of Mortgage Brokers 39:29 The Importance of Proper Loan Application 40:23 The Journey of First-Time Home Buyers 41:31 The Role of Banks in Mortgage Broking 45:08 The Future of Mortgage Broking 45:48 Understanding the Remuneration of Mortgage Brokers 55:41 The Challenges and Rewards of High Net Worth Clients 01:02:11 The Role of Investment in Mortgage Planning 01:05:47 Wrapping Up: The Complexities of Mortgage Broking

Join us for an insightful conversation with Marc Proctor, CA & Financial Advisor at Blissett Wealth, as he sheds light on navigating market uncertainties, managing your KiwiSaver effectively, and achieving financial peace of mind. Key Takeaways: Market's Impact on KiwiSaver: Learn how recent market gyrations affect your retirement nest egg and what adjustments you might need to make. CA + Financial Advisor = Unique Perspective: Gain insights into Marc's dual expertise and how it shapes his approach to financial planning and risk mitigation. Building Trusting Relationships: Discover Marc's philosophy on client communication and collaboration for sound investment decisions. Beyond the Headlines: Go beyond the noise and sensationalized financial news to delve into practical planning strategies. Taming Market Volatility: Explore actionable tactics to navigate market ups and downs while safeguarding your investments and achieving your financial goals. Present vs. Future Balance: Find the sweet spot between enjoying today and making smart choices for a secure and fulfilling retirement. Bonus Content: Website: Dive deeper into Blissett Wealth's services and philosophy: https://blissettwealth.co.nz/ Resources: Download helpful guides and tools related to KiwiSaver, investing, and retirement planning. Connect with Marc: Reach out via Blissett Wealth's website or social media for a personalized consultation. 00:00 Introduction 00:00 Understanding Market Turbulence and KiwiSaver 00:23 The Dual Role of a Chartered Accountant and Financial Advisor 01:37 Challenges in Charging for Financial Advice 03:30 The Impact of Compliance Changes on Financial Advice 04:47 The Future of Financial Advice and KiwiSaver 07:25 The Importance of Financial Education and Advice 07:37 Understanding the Impact of Market Fluctuations on Investments 15:41 The Challenges of the Current Economic Climate 15:49 The Impact of Rising Mortgage Rates 20:39 The Role of Property in Investment Portfolios 24:12 Lessons Learned from Providing Financial Advice 25:41 The Importance of Planning for the Future 25:58 The Value of Advice and Making Right Decisions 26:34 Living in the Present and Dealing with Life Changes 27:49 The Importance of Enjoying Life and Pursuing Dreams 28:11 The Unpredictability of Life and the Need to Act Now 29:51 The Role of an Advisor and the Importance of Client's Interest 30:36 Helping Clients Discover Their Goals 31:08 The Influence of Parents and Early Life Experiences 34:05 The Impact of Teachers and Mentors 37:57 The Role of a Spouse in Personal and Professional Life 41:47 The Journey of Leadership and Team Management 44:03 Financial Advice and Retirement Planning 47:20 The Future of Retirement in New Zealand 49:18 Concluding Thoughts

The discussion sheds light on personal growth, leadership, and challenges of running a business. It underscores the importance of having clear aspirations, working towards them consistently, and embracing change. The conversation reveals how the dynamics in businesses, particularly in consultancy, have evolved over the years, with the emphasis on building personal relationships rather than just transactional engagements. The Elliot Royce, Director of Beyond Potential Consulting and The Urban Physio also reflects on his career journey, the roles he undertook, and how those experiences shaped his leadership skills. The latter part of the conversation focuses on the art of problem-solving in business, understanding clients, delivering quick tangible results, and the joy of helping others achieve their potential. Guest's Website: https://www.beyondpotential.co.nz/ and https://www.theurbanphysio.co.nz/ 00:00 Introduction 00:12 The Importance of Hard Work 00:29 First Job Experiences 02:22 School Life and Early Challenges 02:55 Finding Purpose and Overcoming Fear 04:58 Journey through University 07:09 Early Career in Hospitality 10:59 Transition into Business Consulting 14:44 Challenges in the Hospitality Industry 20:26 The Art of Selling Intangible Services 28:31 Creating Value and Building Relationships 29:51 Measuring Success and Setting KPIs 30:59 Personal Success Story: Coaching a Technician to GM 39:11 The Importance of Clear Vision and Direction 40:24 The Art of Coaching and Personal Growth 43:37 The Power of Specificity in Business Strategy 50:19 The Journey to Success: A Personal Perspective 54:29 Closing Thoughts: The Power of Belief and Vision

Chapters 00:00 Introduction 00:26 First Attempt at Cold Calling 01:04 Exploring the Pitch and Overcoming Rejections 01:45 Building Confidence and Improving the Pitch 03:33 Exploring Different Industries and Client Types 05:10 The Art of Negotiation and Closing Deals 06:47 Facing Technical Difficulties and Adapting 08:28 Continuing the Hustle and Making Progress 10:38 Reflections and Lessons Learned 12:17 Facing New Challenges and Adapting Strategies 14:35 Achieving Success and Final Thoughts 17:41 For Anyone Struggling Right Now

In the podcast, Matthew Gilligan, founder of Gilligan Rowe & Associates, shares his wealth of experience in the realm of property investment and management. Gilligan dives into the intricate strategies for successfully navigating the property field, discussing the importance of planning for potential failures and setting up for success. He details the considerations regarding asset protection, tax efficiency, estate planning, and the different facets of legal structures. Furthermore, he highlights the importance of peer review and the roles of lawyers and accountants in safeguarding assets. In addition, he discusses his ventures in property niches such as 'As Is' houses in Christchurch and land banking in Rotorua, and also provides valuable insights into managing the transfer of intergenerational wealth.Guest's Website: https://www.gra.co.nz/ Chapters 00:00 "Introduction" 00:20 "The Entrepreneurial Odyssey: Navigating Business Launch and Team Building" 02:05 "University to Self-Employment: A Tale of Academic Rebellion" 02:31 "Smart Hiring Strategies: The Cornerstone of Success" 03:33 "Door Knocking Chronicles: Challenges, Triumphs, and Everything In Between" 06:35 "Business Evolution and Asset Planning: Crafting Stability in Chaos" 10:06 "Legal and Financial Guardians: The Unsung Heroes of Asset Planning" 15:02 "Peer Review and Fact Finding: Building a Solid Foundation for Asset Planning" 18:23 "Planning for the Unthinkable: Lessons in Failure and Resilience" 22:24 "Navigating Trusts: Safeguarding Wealth for Generations" 25:31 "Estate Planning Essentials: Navigating Relationships and Legacies" 28:14 "Wealth Transition: The Delicate Art of Passing the Torch" 34:27 "Gravy Trotting Awareness: Cautionary Tales in Trust Management" 35:21 "Trust Wealth: The Domino Effect of Mismanagement" 37:13 "Trustees Matter: The Key Players in Wealth Safeguarding" 38:09 "Inheritance Timing and Financial Wisdom: Striking the Right Balance" 38:39 "Early Inheritance Risks: Nurturing Financial Literacy in Heirs" 39:45 "Estate Planning Revisited: A Holistic Approach to Financial Well-Being" 41:51 "Parental Guidance in Finance: Nurturing Money Smarts in Offspring" 42:21 "Strategic Insights into Property Investment: Beyond the Balance Sheet" 58:37 "Decoding Zoning: Unraveling the Impact on Property Investment" 01:02:27 "Precision in Property Investment: The Art of Perfect Timing" 01:04:17 "Unveiling GRA: Clientele and Services Demystified"

In this riveting episode of NZ Business Owners, host Ryan J Melton sits down with the seasoned financial expert, Dave Thomas. Get ready for a thought-provoking exploration into the world of financial planning and education in New Zealand, as Dave sheds light on the challenges and opportunities facing individuals seeking sound financial advice. Discover the key considerations when choosing the right financial advisor, as Dave shares insights into the diverse landscape of financial professionals in New Zealand. The episode takes an emotional turn as Dave recounts real stories of the profound impact insurance can have on people's lives. From navigating the complexities of trauma claims to ensuring financial security in times of uncertainty, Dave reflects on his 23-year journey in the industry. Listeners will gain valuable insights into the importance of long-term relationships built on trust, care, and a genuine commitment to making a positive difference in people's lives. Tune in to this episode to unravel the complexities of the financial world with Dave Thomas, who not only brings expertise but also a deep passion for empowering individuals to take control of their financial futures. Whether you're a seasoned entrepreneur or just starting your business journey, this episode is packed with wisdom and real-world experiences that will leave you inspired and better informed about the financial landscape in New Zealand. Don't miss out on this engaging conversation that transcends numbers and charts to reveal the human side of financial planning.

Join host Ryan J Melton on the latest episode of NZ Business Owners as he sits down with the insightful Nathan Saminathan, the Managing Director at Mortgage Masters Ltd. In this engaging conversation, Nathan shares his wealth of experience in the world of property investment, offering valuable insights into the future of property, the art of selecting the ideal tenant, and navigating challenges in property management. Delve into the future of property investment as Nathan discusses the importance of location, the potential for long-term gains, and the unique leverage provided by real estate. Discover the nuances of tenant selection, as Nathan breaks down the criteria for identifying reliable tenants, considering factors such as employment history, financial stability, and the ability to maintain the property. The conversation concludes with a deep dive into the challenges faced in property management. Nathan sheds light on issues such as tenant disputes, property damage, and the ever-evolving landscape of real estate. Tune in to gain valuable insights from a seasoned expert in the field and uncover the secrets to successful property investment. Whether you're a seasoned business owner or a budding entrepreneur, this episode is packed with practical advice and strategic tips to elevate your understanding of property investment in the dynamic New Zealand market. Don't miss out on this opportunity to learn from the best in the business – Nathan Saminathan, exclusively on NZ Business Owners. https://www.linkedin.com/in/nathan-saminathan-cfp-afa-5860276/

In this riveting episode of NZ Business Owners, host Ryan J Melton dives deep into the world of financial planning with the extraordinary Vaughn Atkin. A dedicated advocate for helping New Zealanders live their best lives, Vaughn shares his insights into crafting a fulfilling life with financial security. Starting with a captivating discussion at 45:53, Vaughn unveils his approach to making compelling offers in the financial planning space, drawing parallels with creating a personalized 'board of directors' for individuals. Learn how he envisions the future of financial planning, emphasizing a holistic approach that goes beyond mere numbers. Moving forward to46:42, Vaughn delves into his vision for an integrated business community, where individuals benefit from a network of support, events, and trusted professionals. It's not just about financial security; it's about building a community that nurtures personal and professional growth. The conversation takes an intriguing turn at 52:11 as Vaughn shares his thoughts on navigating life transitions and finding fulfillment beyond finances. Discover how he guides clients through various life stages, offering not just financial advice but a roadmap to a purpose-driven, satisfying life. Join Ryan and Vaughn on this episode of NZ Business Owners as they unravel the secrets to living your best life through sound financial advice. It's more than a podcast – it's a roadmap to empowerment and fulfillment! https://lifefirst.co.nz/

In this riveting episode of NZ Business Owners, host Ryan J Melton engages in a profound conversation with the insightful Josh Camp. Join them as they delve into the intricacies of distinguishing between good and evil (00:50:59), exploring the blurred lines of intention and morality. The discussion takes a thought-provoking turn towards the power of forgiveness (01:02:03), where Josh shares his perspective on forgiving others and, more importantly, oneself. As the conversation unfolds, the duo touches on the fascinating concept of healing through awareness and forging new pathways (01:06:09). Josh provides valuable insights into the importance of self-reflection and breaking away from patterns that no longer serve us. Discover how confronting emotions and vulnerabilities can lead to transformative healing and personal growth. Tune in to this episode to gain a fresh perspective on morality, forgiveness, and the profound impact of self-awareness. Josh Camp's wisdom will leave you inspired and equipped with valuable insights to navigate the complexities of life and business. Don't miss this enriching conversation on NZ Business Owners! https://www.linkedin.com/in/joshceo/

Join your host, Ryan J Melton, on this enlightening episode of NZ Business Owners as he welcomes a special guest, Hamish Patel, to the show. Hamish Patel has led an intriguing life with experiences that span from peculiar possum encounters to a transformative silent retreat, all while sharing insights into the world of inflation and finance. In this episode, you'll delve into Hamish's extraordinary encounter with a possum that left a lasting impression. Discover how this seemingly random encounter sparked a reflection on the balance between nature and man. Hamish also shares his intriguing journey to a silent retreat, providing a glimpse into the world of self-discovery and tranquility amidst the hustle and bustle of modern life. Learn about the challenges he faced, the revelations he experienced, and how this retreat played a significant role in his personal growth. As a financial expert, Hamish delves into the complex world of inflation and the banking system. Gain a deeper understanding of how inflation can affect both the economy and personal finances. He explains why central banks aim to maintain a balance and why inflation is necessary for the functioning of the modern financial world. Whether you're interested in unique life experiences, spiritual journeys, or financial wisdom, this episode offers a captivating blend of stories and insights. Join Ryan and Hamish on a memorable exploration of life's unexpected twists and turns. Tune in to "The Kiwi Podcast" for a delightful conversation that will leave you entertained, informed, and inspired. https://mortgagesonline.co.nz/

In this episode of "NZ Business Owners," host Ryan J Melton delves into an engaging conversation with Mela Lush, an individual whose unique insights and experience have made a significant impact in the world of business. Mela Lush shares her journey as a passionate entrepreneur, shedding light on the power of part-time work as an effective solution for small businesses and her refreshing perspective on job design and skills-led approaches. As a business owner herself, Mela offers valuable insights into the challenges and triumphs of running a small enterprise. She addresses the topics of burnout, delegation, and trust, emphasizing the importance of recognizing and overcoming these hurdles to achieve business success. Join Ryan and Mela Lush in this insightful episode, as they discuss the keys to success and innovation in the ever-evolving landscape of New Zealand's business world. Whether you're an entrepreneur, a business owner, or simply someone looking to gain fresh business perspectives, this episode offers a wealth of wisdom and inspiration for you. Tune in now and get ready to unlock new possibilities for your own entrepreneurial journey. https://www.jobsformums.co.nz/about-us/

Join us on the latest episode of "NZ Business Owners" as host Ryan J Melton interviews the dynamic Jeremy Wilson, a seasoned expert in the world of sales. In this enlightening conversation, Jeremy delves into intriguing topics that challenge conventional sales practices, explore the evolution of cold calling, and examine the future of sales within the realm of relationships and technology. Discover whether cold calls are becoming obsolete in an era dominated by digital technology, and whether the sales process is at risk of losing its human touch. Gain insights into Jeremy's perspective on how technology may shape the future of sales, and whether it will make the sales profession more relevant or push it towards obsolescence. Get ready for an engaging discussion as Jeremy introduces the concept of motivational interviewing from psychology and shares his vision for empowering sales through a unique approach. He emphasizes the importance of building meaningful relationships with clients and providing value, challenging conventional sales methods. Tune in to "NZ Business Owners" to explore the intriguing world of sales, relationship-building, and the innovative strategies that Jeremy Wilson has to offer. Don't miss this enlightening episode filled with fresh perspectives on the dynamics of sales in today's business landscape.

In this episode of NZ Business Owners, host Ryan J Melton engages in an enlightening conversation with Tim Thomas, a dynamic expert in web development and software solutions. Together, they explore the world of business transformation through the lens of technology. Join Ryan and Tim as they delve into the fascinating realm of enhancing business processes using innovative software. Tim shares his valuable insights on streamlining operations, from automating manual tasks to creating more efficient workflows. Discover how businesses can not only improve their processes but also quantify their return on investment through smart solutions. If you're a business owner or entrepreneur looking to boost efficiency and make smarter use of your resources, this episode is a must-listen. Tim and Ryan provide practical advice and shed light on the possibilities of leveraging technology to enhance your business. Tune in to learn how you can revolutionize your processes and experience a remarkable impact on your business success. http://netpotential.com/

In this episode of "NZ Business Owners," host Ryan J Melton engages in a captivating conversation with Lincoln Watson, a seasoned corporate professional with a wealth of experience in the business world. Join us as we delve into the highs and lows of Lincoln's corporate journey, exploring the challenges and triumphs of working on both the vendor and client sides of large corporations. Discover the insights Lincoln gained from his diverse experiences and how he managed to maintain a positive perspective throughout. Lincoln also shares his thoughts on the importance of building agile corporations that can pivot and adapt rapidly to changing market dynamics. Learn how he was inspired by visionary leaders to create a dynamic business environment that encourages innovation and transformation. His experiences and wisdom provide valuable lessons for entrepreneurs, business owners, and anyone looking to navigate the ever-changing landscape of the business world. Tune in to gain valuable insights from Lincoln Watson's remarkable journey and discover how his experiences can help you thrive as a business owner in New Zealand. Don't miss this engaging episode filled with anecdotes and advice from the world of corporate entrepreneurship. https://www.esphq.com/

Join us for an insightful episode of "NZ Business Owners" as host Ryan J Melton sits down with the brilliant Sam Hoh. In this engaging conversation, Sam discusses the fascinating world of automation, AI, and their profound impact on the future of work. Sam delves into the rapid rise of automation technology and its implications for the job market. He provides valuable insights into which jobs are most susceptible to automation and encourages listeners not to fear the rise of robots but to see it as an opportunity for personal growth and upskilling. The conversation then takes a thought-provoking turn where Sam raises ethical concerns about AI and automation, particularly in areas like marketing and decision-making. He highlights the unintended consequences of AI systems and their potential dangers. Finally, Sam envisions a future of work where automation transforms the way we approach employment. He discusses the importance of meaningful work, improved work-life balance, and the possibility of automating repetitive tasks, allowing humans to focus on tasks that truly matter. If you're curious about the future of work, the impact of automation, and the ethical considerations surrounding AI, this episode is a must-listen. Tune in to gain valuable insights into these rapidly evolving fields with Sam Hoh, right here on "NZ Business Owners." https://robot-hub.com/

In this episode of NZ Business Owners, your host Ryan J Melton sits down with Susan Nemeth, a seasoned entrepreneur and tech enthusiast. Susan shares her invaluable insights and experiences in scaling tech startups and developing strategic sales approaches. Susan delves into the significance of sales in the startup world and how it can be a game-changer for businesses aiming to grow. Discover the strategies and tactics that have worked for her, including leveraging strategic partnerships to gain a competitive edge. The conversation also explores the delicate balance between different roles in a startup, highlighting the importance of passion and versatility when navigating the dynamic tech industry. Whether you're a tech entrepreneur, investor, or simply interested in the world of startups, Susan's journey and expertise provide valuable lessons and inspiration. Tune in to gain a deeper understanding of the challenges and opportunities in the tech startup ecosystem and to learn how Susan Nemeth has successfully tackled them on her entrepreneurial journey. Don't miss this insightful episode of NZ Business Owners! https://aportio.com/

In this episode of the NZ Business Owners podcast, host Ryan J Melton sits down with Simon Aspden, the visionary behind Contract Eagle, a contract management solution designed to simplify and organize contracts for large businesses. Simon delves into the inception of Contract Eagle, highlighting its importance in managing contracts worth millions to billions of dollars. He emphasizes the risks, obligations, and potential losses businesses could face without a proper contract management system in place. Simon's journey from a software developer to an entrepreneur is nothing short of inspiring. He recalls the challenges he faced, from the idea's conception 20 years ago to the struggles of selling the solution in its early days. Despite the initial setbacks, Simon's determination and belief in his product's value kept him going. He shares insights into the world of corporate contracts, the importance of education in the sales process, and the evolution of Contract Eagle's marketing strategies. Tune in to hear about Simon's experiences in the legal tech space, his return to New Zealand, and how Contract Eagle has become an essential tool for businesses worldwide. Whether you're a budding entrepreneur or a seasoned business owner, Simon's story offers valuable lessons on perseverance, innovation, and the importance of understanding your customers' needs. https://www.contracteagle.com/

Join Ryan J Melton in an engaging conversation with Simon Yock on this episode of NZ Business Owners. Simon, a seasoned growth scientist, reveals the fascinating world of sales where art meets science. In this interview, Simon dives deep into the intricacies of modern sales strategies and highlights the stark contrast between treating sales as an art form and embracing it as a science. Simon shares his experiences working with New Zealand organizations and the challenges they face in understanding their sales processes, win probabilities, and customer differentiators. He emphasizes the importance of data-driven decision-making in sales growth. The discussion shifts to the American model of treating sales as a science. Simon sheds light on how this approach can revolutionize the sales landscape. The episode also explores the concept of hunters vs. farmers in sales. Simon explains the distinct attributes and strategies of these two types of salespeople and how businesses can leverage their strengths to optimize their sales teams. Tune in to gain valuable insights into the dynamic world of sales, whether you're a business owner, sales professional, or simply curious about the art and science behind successful sales strategies. Don't miss this enlightening episode of NZ Business Owners with Simon Yock. https://thegrowthscientist.com/

Join Ryan J Melton on the "NZ Business Owners" podcast as he delves into the inspiring journey of Igor Anany, a successful entrepreneur and app developer. In this episode, Igor shares his insights into the world of remote work, team motivation, and innovation. Igor discusses the challenges of maintaining humanity in a remote work environment and the strategies he employs to keep his team motivated and creative. Discover how Igor and his team found unexpected success in niche app development, including their journey to becoming the number one app in their category with thousands of satisfied users. You'll also learn about their innovative approach to creating a physical device that enhances the user experience and expands their product offerings. Whether you're an aspiring entrepreneur, a business owner, or simply interested in the world of app development and remote work, this episode offers valuable insights and inspiration. Tune in to gain a deeper understanding of how to navigate the ever-changing landscape of business and find success in unexpected places. Don't miss this engaging conversation with Igor Anany, where you'll uncover the keys to unlocking success in your own entrepreneurial endeavors. https://7glyphs.com/

In this episode of "NZ Business Owners," your host Ryan J Melton sits down with the insightful and accomplished John Halvorsen for a deep dive into the world of business strategy, pricing models, and the pivotal role of AI in modern industries. Join Ryan and John as they explore the intriguing connection between self-worth and charging models, offering valuable insights into how your pricing strategy can shape the trajectory of your business. Drawing from his extensive experience, John sheds light on the importance of understanding pricing dynamics and the profound impact it can have on client satisfaction. The conversation also takes an exciting turn towards the potential of artificial intelligence (AI). John shares his perspective on why embracing AI is not just an option but a necessity for businesses across various sectors. Learn how AI tools are poised to revolutionize productivity, streamline operations, and give your business a competitive edge. Whether you're an established business owner or an aspiring entrepreneur, this episode offers valuable lessons, thought-provoking ideas, and actionable strategies to elevate your business to new heights. Tune in to gain a fresh perspective on business success, pricing models, and the transformative power of AI. Don't miss this engaging and informative conversation with John Halvorsen, and get ready to unlock the secrets to a thriving business in the digital age. https://applicable.co.nz/

Join Ryan J Melton on the latest episode of NZ Business Owners, where he sits down with the remarkable Simone-Ellen Keller. In this insightful interview, Simone-Ellen Keller opens up about her unique journey in the world of transformational services and personal development. Simone-Ellen Keller, a true pioneer in her field, discusses the art of selling transformation and how she's been changing lives for over a decade. She shares her experiences, challenges, and strategies for building trust with clients, all while imparting invaluable insights into the process of teaching others to use her transformational methods. Discover how Simone-Ellen Keller's work has made a profound impact on countless individuals, helping them unlock their full potential. Her ten-year journey in developing a transformational process has yielded incredible results, and she generously shares her wisdom and experiences. If you're interested in personal growth, business transformation, and the power of human potential, this episode is a must-listen. Simone-Ellen Keller's story is a testament to the remarkable impact one person can make on others' lives. Tune in to this episode of NZ Business Owners for an engaging conversation that will leave you inspired and motivated to embrace transformation in your own life. https://www.linkedin.com/in/simone-ellen-keller-1188763/

In the latest episode of "NZ Business Owners," host Ryan J Melton engages in a profound conversation with John Maybury, a renowned presentation and story coach. John's mission is clear: to empower leaders and teams to communicate in a way that's not just effective, but also unforgettable. How? Through the power of authentic storytelling. In today's digital age, especially on platforms like LinkedIn, connection is the ultimate goal. Whether you're seeking a potential employer, a new customer, a strategic partner, or simply someone who can elevate your professional journey, the key lies in forming genuine connections. John delves deep into how he aids his clients and students in achieving this connection swiftly and genuinely through storytelling. This could manifest in various forms - be it content, videos, public speaking engagements, or even television appearances. John elaborates on the FOUR primary ways he assists individuals and businesses: Brand or Business Story: John emphasizes that most SMEs focus solely on their offerings. He conducts workshops and one-on-one sessions to help clients craft their brand's "founder's" story, ensuring a deeper connection with their audience. This narrative can be showcased on websites, social media, presentations, public speaking events, or networking sessions. Content Storytelling: John coaches individuals to pen content that truly resonates with their target audience. He guides them in framing their content around pivotal pillars and harnessing the art of storytelling to foster a genuine connection with their tribe. Video Training: In the visual age, video is a powerful tool. John assists clients in connecting with their ideal audience through video storytelling. From crafting the perfect narrative to delivering it professionally and filming it with just a mobile phone, John covers it all. Storytelling Workshops for Teams: For leaders managing teams, the objective is twofold: enhancing productivity (connection) and ensuring customers truly understand the brand (clarification). John's workshops are designed to help teams craft stories that achieve both these goals, effectively changing the narrative. For those eager to dive deeper into John's programs, he provides a direct link to his website. Additionally, he offers his contact details for anyone interested in reaching out directly. Discover more about John's transformative storytelling approach and programs at John Maybury's Website. Contact John Maybury: Email: [email protected] Phone: +64 221 995 993 Consultation: Book Here Tune in to this episode to gain insights into the world of authentic storytelling and learn how it can revolutionize your communication strategy. Chapters-

Welcome back to NZ Business Owners, the podcast where we dive deep into the world of entrepreneurship and uncover the secrets to achieving success in the business landscape of New Zealand. In today's episode, your host Ryan J Melton has a captivating conversation with the remarkable Ben Marris, a seasoned business expert and innovator. Join us as we explore key takeaways from Ben's extensive experience, drawing insights from his intriguing journey and the wisdom he's gained along the way. Discover how Ben unraveled the hidden value of intangible assets and the pivotal role they play in driving business growth. Learn how he transformed chaos into consistency by mastering the art of building efficient systems, a journey that many business owners can relate to. But that's not all; we also delve into the delicate balance between processes and innovation. Ben shares his perspective on how world-renowned companies like Amazon maintain innovation in their regimented business models. Discover practical tips and strategies to infuse innovation into your own business journey while staying committed to process improvement. Tune in for an episode filled with valuable insights, intriguing anecdotes, and actionable advice for entrepreneurs and business enthusiasts alike. Ben Marris's expertise shines through as he provides unique perspectives on the challenges and triumphs of the business world. If you're a business owner looking to unlock new levels of success or an aspiring entrepreneur seeking guidance from the best, this episode is a must-listen. Join us as we embark on a journey of discovery with Ben Marris on NZ Business Owners. https://www.eventcreate.com/e/connectornz

Welcome to another enlightening episode of "NZ Business Owners." Join your host, Ryan J Melton, as he engages in a thought-provoking conversation with Tibor Mackor, the driving force behind bbstrategies.co.nz. In this episode, they explore the strategies, insights, and experiences that have propelled businesses to new heights under Tibor's guidance. Tibor Mackor shares his wealth of knowledge and expertise on a unique self-firing process he has developed. This innovative approach addresses performance issues in businesses with a consultative twist. Tune in to discover how Tibor helps businesses identify problems, set expectations, and build constructive agreements that empower employees to excel. The episode delves into leadership and the essential balance between measuring employee performance and recognizing the role of leaders in achieving collective goals. Tibor's consultative perspective shines a light on effective leadership strategies that foster productivity and personal growth within an organization. As the conversation progresses, they touch upon the challenges of the modern digital age, particularly concerning the impact of excessive screen time on children. Tibor and Ryan share their own insights into parenting in the digital era, offering valuable advice on striking a balance between screen time and character development. Additionally, the discussion explores the potential long-term consequences of excessive screen use, including physical health issues and social skill development. Tibor Mackor's pragmatic solutions and Ryan's thought-provoking questions make this episode a must-listen for business owners, parents, and anyone seeking to unlock their potential. Join us for an inspiring conversation with Tibor Mackor of bbstrategies.co.nz as he shares his expertise on business strategy, leadership, and the evolving dynamics of screen time in today's world. Get ready to elevate your business and personal life with insights from "NZ Business Owners." https://bbstrategies.co.nz/

In this captivating episode of NZ Business Owners, host Ryan J Melton sits down with the insightful and engaging Josh Cox for a deep dive into the world of strengths, fulfillment, and creating transformative learning environments. With a career dedicated to helping individuals and teams unlock their true potential, Josh shares his expertise and experiences, revealing how confirmation bias can be conquered, the value of active listening, and the importance of fostering safe and informal spaces for growth. Discover how Josh's unique approach to coaching and self-awareness can reshape your perspective on leadership, teamwork, and personal development. Whether you're a business owner, manager, or someone looking to maximize your own strengths, this episode offers valuable insights and practical strategies to elevate your professional and personal life. Tune in to "Unmasking Strengths and Fulfillment with Josh Cox" to gain a fresh perspective on harnessing your strengths and creating a culture of growth and fulfillment in your workplace. Don't miss this thought-provoking conversation that promises to leave you inspired and motivated to bring out the best in yourself and those around you. yellowumbrella.co.nz

In this captivating episode of NZ Business Owners, your host Ryan J Melton dives into the world of effective communication with the remarkable Farbod Afshar. As a seasoned marketing professional, Farbod brings his unique insights into the art of argument, the power of listening, and the delicate balance between ethics and profit in business. Join Ryan and Farbod as they explore how willingness to admit you could be wrong can lead to more fruitful discussions, the value of truly listening in conversations, and how, in the world of marketing, the responsibility of outcomes ultimately lies with the individual making the choices. Farbod Afshar's experiences and perspectives will challenge your thinking and provide valuable takeaways for business owners and entrepreneurs looking to improve their communication skills and make more informed decisions. Don't miss this engaging conversation that delves deep into the intricacies of persuasion and communication. Tune in now! avconsulting.co.nz

Join us for an inspiring episode of "NZ Business Owners" as we sit down with the extraordinary Debra Chantry-Taylor. With a passion for helping entrepreneurs and leaders live their "best life" by creating better businesses, Debra is a seasoned business owner, Accredited EOS Implementer®, FBA Accredited Family Business Advisor, and Certified Leadership Coach. In this conversation, Debra shares her wealth of knowledge and practical real-life experience, emphasizing the importance of aligning business goals with personal passions. Her mission is clear: to enable business owners and their leadership teams to excel in performance, live their vision and values, make a significant difference in their communities, and achieve a harmonious work-life balance. Having worked with over 600 business owners and their leadership teams, Debra has earned recognition as a leading business coach in New Zealand. She draws from her own experiences of business growth and setbacks, using these insights to empower her clients to overcome challenges and celebrate successes, often with a glass of Champagne in hand! 🥂 Beyond her impressive business credentials, Debra is a global citizen with a love for adventure and exploration. Her travels and global experience have enriched her coaching style, allowing her to challenge the status quo and inspire her clients to reach new heights. Outside of the business realm, Debra leads a beautifully balanced life with her husband, Steve, and their furry companions. She's an avid nature enthusiast, a sports car aficionado, and a proud multi-trophy winner in horse riding, go-karting, dog agility, and tennis 🏅. She speaks multiple languages and cherishes the lifelong journey of learning, symbolized by a meaningful tattoo that reminds her that, even as mentors, we are always students at heart 💖. To embark on your own journey to #BetterBusinessBetterLife, connect with Debra Chantry-Taylor at https://www.eosworldwide.com/debra-chantry-taylor, and discover how her expertise can transform your business and life. For a quick discovery call, you can reach her at 021 332 007 or book online at https://calendly.com/debra-chantry-taylor/business-coaching-quick-discovery-call. Don't miss this insightful and inspiring episode with Debra Chantry-Taylor, where passion, business acumen, and the pursuit of a fulfilling life converge. Tune in now!

In this episode of NZ Business Owners, your host Ryan J Melton sits down with Braden Dawson, the Founder of Web Antler and a true powerhouse in the world of digital marketing. Braden is a seasoned expert known for his unwavering commitment to achieving exceptional results for his clients through innovative strategies and tactics. With over a decade of experience meticulously dissecting campaign data, Braden has honed his skills in identifying gaps and opportunities, ultimately driving peak performance across digital channels. His relentless focus on delivering tangible results has made him a standout figure in the industry. Before embarking on his journey with Web Antler, Braden made his mark at multinational agencies such as FCB and OMD. There, he worked on prestigious digital brands including Spark, AMP, AA Insurance, Rabo Bank, and BMW. In 2017, Braden took the plunge and founded Web Antler, driven by a desire to do digital marketing better and smarter. His mission: to provide ambitious brands with access to the top-tier talent, innovative thinking, and resources typically only available through large agencies. Join Ryan and Braden as they delve into the world of supercharged digital marketing. Discover the secrets behind crafting seasonal and annual campaign strategies that deliver outstanding search and advertising performance. Braden's passion for quality and standout campaign results shines through as he shares his insights into using technology in a fundamentally smarter way, ensuring your business not only reaches the right audiences but also converts them into loyal customers. If you're a business owner looking to take your digital marketing efforts to the next level, this episode is a must-listen. Tune in to gain invaluable knowledge and inspiration from one of New Zealand's leading digital marketing experts, Braden Dawson, as he unravels the secrets to achieving greater ROI and elevating your brand's online presence. webantler.co.nz

Join us on this episode of "NZ Business Owners" as Ryan J Melton interviews Dion Sadler, a seasoned professional with extensive experience in Retail, Business, Commercial, and Corporate Banking. Dion's journey has led him to appreciate the significance of strategy and business risk management, delivering results beyond expectations, and fostering relationships. In this insightful conversation, Dion shares his observations about the evolving landscape of banking and technology. He discusses the shifting dynamics in compliance, the rising burden on bankers, and the imperative for banks to adapt to new technological advancements. As compliance becomes more demanding, banks are prompted to explore innovative ways to streamline their processes and decision-making. Dion also delves into the emergence of non-bank funders and how technology is reshaping the lending landscape. With his unique insights, Dion addresses the concept of "investability" in small to medium businesses, emphasizing the need for businesses to understand and communicate their financial data effectively. He highlights the changing role of banks as technology transforms interactions between lenders and borrowers. Dion's expertise sheds light on the potential of technology-driven solutions to reshape business financing and decision-making processes. Tune in to this episode to gain valuable insights into the future of banking, the transformative impact of technology, and the evolving relationship between businesses and financial institutions. Whether you're a business owner, entrepreneur, or someone interested in the ever-changing financial landscape, Dion Sadler's perspectives offer a valuable glimpse into the possibilities that lie ahead.

Join us on this episode of NZ Business Owners Podcast as Ryan J Melton sits down with Tim Warren, author, entrepreneur, and thought leader. Tim takes us on a journey through his insights on randomness, success, and embracing failure. In this engaging conversation: Tim discusses the importance of consistency and iteration in achieving success. He draws parallels between musicians, like Ringo Starr and lesser-known drummers, to emphasize the significance of being in the game and continuously improving. Tim introduces the idea of doing things that support each other in a balanced manner. He shares his experiences of balancing various pursuits and explains how certain activities can complement each other over time. Tune in to gain valuable insights from Tim Warren's journey, where he shares his wisdom on success, failure, resilience, and the pursuit of happiness.

At the outset, Ramneek Kaur reflects on her realization that happiness is non-negotiable. From a successful career to a challenging marriage, she shares her story of navigating through the storm of adversity and making courageous choices. Throughout this podcast, you'll hear about: • The journey from colleagues to life partners, and how unexpected turns changed everything. • The lockdown twist: Being trapped in a relationship she was trying to escape. • A path to freedom: Transitioning from a women's refuge to a new beginning. • Lessons learned: Recognizing self-worth, the importance of independence, and the power of resilience. • Breaking stereotypes: Embracing solo travel and defying societal expectations. • Choosing happiness over societal pressures and expectations. Chapters 00:00 - Introduction 03:16 - Making Life-Changing Decisions 08:13 - Questioning Cultural Norms 13:49 - Learning to Navigate a New Country 16:37 - The Journey of Self-Discovery 19:03 - Overcoming Setbacks and Challenges 19:24 - Embracing Change: Journey to New Zealand 20:00 - Identity Struggles: Unemployment and Self-Worth 25:06 - Battling Rejections: Challenges in Job Hunting 32:10 - Finding Resilience: Entrepreneurial Pathway 36:54 - Cultural Perceptions: Coping with Depression 38:11 - From Rock Bottom to Entrepreneurship 39:11 - Embracing Remote Work and Passion 41:15 - Navigating Accents and Cultural Influences 45:01 - Effective Communication and Alleviating Client Frustrations 48:56 - Value of Investing in Online Presence 51:05 - Personal Experience with Meditation Retreat 52:35 - Exploring the Nature of Meditation and Life's Purpose 53:34 - Challenging Meditation's Impact and Purpose 56:06 - Understanding Healing and Meditation 1:00:22 - Viewing Life as a Game and Accepting Roles 1:05:08 - Balancing Ambitions and Fulfillment 1:09:08 - Challenging Ambitious Goals and Their Intentions 1:10:55 - Changing Perspectives and Guiding Questions 1:13:39 - Predestination, Questioning, and Personal Growth 1:15:25 - Impact of Conversations and Authenticity

In this riveting episode of the NZ Business Owners podcast, host Ryan J Melton sits down with the dynamic Katherine Steffensen, a digital marketing director with a flair for strategic client relationships. Katherine takes us on a journey through her world, where the realms of digital marketing and yoga seamlessly intertwine. Discover the transformative power of yoga, not just as a physical regimen but as a profound journey of self-discovery. Katherine delves deep into the essence of trust in business, revealing how it molds the path to success. Katherine is not just a digital marketing maven; she's a beacon for businesses in NZ and beyond, offering tailored digital strategies and a dedicated team to bring them to life. Whether you're a straight retail B2C business, a B2B e-commerce entity, or a complex network relying on resellers, Katherine's expertise can guide you. In a rapidly evolving marketing landscape, where authenticity trumps pushy tactics, Katherine and her team champion genuine messaging, strategic e-commerce growth, and technology solutions tailored for scalability. But who is Katherine outside the boardroom? A dedicated mother, a yoga enthusiast, and a firm believer in starting her day with meditation or yoga. She's the embodiment of energy, clarity, and vibrancy, always striving to give her best to clients, friends, and family. So, if you're keen to explore the nexus of business growth, authentic marketing, and personal well-being, this episode is a must-listen. Dive in and let Katherine's sparkling personality and profound insights illuminate your path. splash digital.co.nz

Join Ryan J Melton as he sits down with the ever-engaging Simon Walker, once fondly nicknamed "Simon Walker Cricket Talker" by his Year 4 teacher. From his early days of being the chatterbox in pre-school to his current role leading a dynamic team at Proposition, Simon's journey is a testament to passion and evolution. In this episode, they delve into the intricacies of 'deep work' and its transformative role in today's bustling work environment. Simon offers invaluable insights into the challenges of flexible work schedules and the unparalleled benefits of having dedicated focus days. But it's not all business. Simon's unwavering belief in the power of storytelling takes center stage. In our fast-paced world, he emphasizes the profound importance of human connection, especially in the tech industry. For Simon, it's not just about selling a product; it's about building genuine relationships through compelling narratives. If you've ever been curious about where storytelling intersects with technology and its potential to reshape our world, this episode promises a deep dive into the heart of the matter. So, grab your headphones and a cup of ☕️, and immerse yourself in this enlightening conversation. Proposition.co.nz

In the latest episode of the NZ Business Owners podcast, host Ryan J Melton welcomes Laura & Raymond McKay, the visionary founders of RUN, a Māori-owned, globally awarded advertising and design agency. Established in 2008, RUN has carved a niche for itself by seamlessly blending creativity with business acumen. The McKays delve into the intricacies of brand management, the essence of authentic client relationships, and the significance of understanding and honoring one's roots in the corporate realm. RUN's ethos is refreshingly simple yet profound: creativity is not just an artistic endeavor but a powerful tool to solve organizational challenges, making brands both loveable and shareable. The agency's streamlined operational structure, devoid of the cumbersome layers typical in traditional agencies, ensures that each project is handled with utmost precision and passion. Each member of RUN's leadership team brings to the table unparalleled expertise, having worked at the zenith of their respective fields. With a client roster that boasts of names like the United Nations, Tourism New Zealand, 2degrees, and Auckland Council, RUN's work speaks volumes of their commitment to excellence. This episode promises a deep dive into the world of design and advertising, offering invaluable insights for budding entrepreneurs and seasoned professionals alike. Don't miss out on this enlightening conversation! www.runwithrun.com

In this riveting episode of the "NZ Business Owners" podcast, host Ryan J Melton sits down with the illustrious Lwindi Ellis, a beacon in the world of PR and communications. Lwindi's journey is nothing short of inspiring. With a career that spans nearly two decades, she has been the driving force behind world-leading consumer brands, government departments, tourism boards, and more. Dive deep into the art of storytelling with Lwindi, where she reveals how every narrative can inspire and transform. Discover the magic she weaves in crafting genuine messages that resonate deeply with audiences. Having held pivotal roles in global advertising agencies and leading award-winning communications companies, Lwindi's expertise spans sectors from Health and FMCG to Technology and Advocacy Marketing. In 2019, her passion for aiding purpose-driven organizations birthed Raise Communications, a testament to her commitment to creating a positive impact. As a creative and strategic powerhouse, Lwindi shares insights on developing campaigns that not only create positive outcomes but also ignite a passion for authentic communication. Tune in to learn from Lwindi's vast experience and get inspired by her journey of staying relevant in an ever-evolving world. Whether you're a budding entrepreneur or a seasoned business owner, this episode promises a wealth of knowledge and inspiration. Join us and let Lwindi's story ignite your passion for genuine storytelling and impactful communication. www.raisecommunications.co.nz