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Are you ready to take control of your financial life? Jill Schlesinger, CBS News business analyst and Certified Financial Planner, is here to help! On MoneyWatch, Jill will help you conquer the fear and anxiety of financial decisions, as she answers your questions about all things money. Have a question? From retirement, to career changes, to college funding and the right mix of investments to reach those goals, email Jill at [email protected]. Tune in for new episodes every Tuesday and Thursday mornings.
In Our 30s and Planning for Future Flexibility
We're in our 30s and trying to figure out if we're on track to eventually have the financial independence we're craving. Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
15:1522/12/2022
Am I on Track at 24?
I'm 24 years old and already trying to get a sense of how secure my financial future is looking. Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
16:4220/12/2022
Gold Coins Buried in the Back Yard
I am helping my 78 year old mother-in-law get her finances organized, and part of the equation is gold, namely 250 coins that were once buried in the yard. Help! Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
18:5015/12/2022
Budgeting for Baby Expenses
I recently joined CBS Mornings to talk about how to budget for raising a child, as well as the benefits you need to consider as a parent, like life insurance.Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
14:0613/12/2022
Optimizing Retirement Savings
With the goal of being financially independent in about ten years, I'm looking to maximize my retirement savings and optimize deductible business expenses in my new venture. Am I on the right track?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
19:4308/12/2022
What To Do With Excess Monthly Savings?
With $3,400 in excess monthly cash flow, what should we be doing with the funds? Saving for retirement? Pay off debt?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
21:0206/12/2022
Planning for a House Upgrade
With a bigger home in our future, I'm wondering if it's better to have a larger down payment or should we look to maximize our debt payoff?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
14:0301/12/2022
Anxious Stay-At-Home Mom
Because I'm a stay-at-home parent, I'm concerned that our retirement numbers aren't on track. Are we okay as a single income family?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
12:3129/11/2022
Financial Plan Help
After racking up some debt, I'm working on wiping the slate clean and starting fresh. How should I be prioritizing the debt? Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
19:2424/11/2022
Good Time for a Roth Conversion?
After relocating last year from CA to FL, I was used to higher taxes and it seems we have over contributed this year, possibly making it a good time for a Roth conversion. Should we do it?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
16:5522/11/2022
Do I Need Disability Insurance?
My husband and I are both W-2 employees, yet I'm being pitched a disability insurance policy. Do I need it? Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
21:0915/11/2022
Am I Doing the Right Things With My Money?
I've been following pretty much the same financial plan since I started working eight years ago, and I'm not sure whether the decisions that I've put on autopilot are still in my best interest. Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
16:2710/11/2022
Are We on Track at 41?
My husband and I are both 41, but we were never interested in our finances or investing until recently. Are we on track? Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
13:5508/11/2022
Retirement Plan Options
Thankfully my husband has a new job, but unfortunately there's no workplace retirement plan for him to use. What's our alternative?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
17:2403/11/2022
Finally Making Money, Am I on the Right Track?
After working in government for many years, I recently took a new job that doubled my salary. With the extra cash flow, I want to make sure I'm on the right track. Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
20:0501/11/2022
Separation Anxiety From My Money
I have a lot of money sitting in cash, and even though I know I should be doing something with it, I have a hard time with the thought of putting it at risk.Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
16:4227/10/2022
Setting Myself Up for Success
Even though I'm only 26, I'm very committed to setting myself up for financial success, and considering I just started a new job, I want to make sure I'm on the right path. Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
13:3325/10/2022
Is My Asset Allocation Okay?
With the markets bouncing around, I'm starting to wonder how my asset allocation looks for my age and if I'm taking too much risk in equities?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
17:1220/10/2022
Saving When There’s Also a Pension
Given that I'm a teacher, I would like some input on how much I should save for retirement since I'm contributing to a pension as well.Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
15:2418/10/2022
Am I Behind on My Retirement Contributions?
At this point, I have more in liquid assets than retirement assets, and I need some guidance as to how I can make things more balanced. Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
18:5813/10/2022
Planning With High RSU Compensation
Similar to other tech employees, nearly half my salary is in the form of company stock, which leaves me unsure of how to integrate the RSU income into our financial future. Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
16:3811/10/2022
What Can I Expect From My Future Retirement Portfolio?
I don't make a ton of money and I don't foresee any changes to my work or income in the coming years, so I'm curious what my portfolio and income will look like at retirement age?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
14:4606/10/2022
Nervous at 41, What to Do Going Forward?
I felt like I was on a good track earlier this year but between the bear market, starting to feel my age and seeing my folks aging and some changes with my family life and my professional life, I keep wondering if I'm doing the right things?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
16:1404/10/2022
Am I Going to Fail?
I'm a 37 year old single mom and I can't help but worry about my financial picture. Can you please calm my nerves?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
15:4829/09/2022
401(k) Contributions After a Promotion
I just received a promotion at work, and now I'm wondering if I should reconsider my Roth 401(k) contributions?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
11:5427/09/2022
Finally Making a Living Wage
Now that I'm earning a lot more money and finally making a living wage, how much should I be trying to save? Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
13:4522/09/2022
Unraveling Some Mistakes and Making New Choices
Over the last few years my husband and I have shifted our mindset from just saving to actually planning our savings and retirement goals. After recognizing some early mistakes, are we on track?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
19:0820/09/2022
Should I Buy a Rental Property?
Given that my financial situation has bettered over the last two years, is it the right time to consider buying a rental property.Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
18:4915/09/2022
On Track at 39?
At 39 years old, am I doing everything I should be to make sure I'm on track to achieve my financial goals? Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
21:5613/09/2022
Too Much Risk for My Plan?
I'm 46 and would love to call it quits in my early 60s, am I taking too much risk to make that happen? Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
18:1708/09/2022
Planning Through a Divorce
As I navigate my way through a pretty amicable divorce, I want to make sure I have all my financial ducks in a row. Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
15:5106/09/2022
Pre-Tax or Roth 401(k)?
Because I live in a high tax state, most of my retirement assets are pre-tax, is it time to consider using the Roth option?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
15:1230/08/2022
Should I Pay Off My Student Loan?
My student loan is a private loan, and with interest rates on the rise, I'm wondering if I should just go ahead and pay if off or keep making the monthly payments? Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
12:0525/08/2022
Being a Steward of My Money
31 years old and it's my first time experiencing a turbulent market, and now I want to make sure I'm taking the proper steps to set myself up for a solid financial future. Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
14:2623/08/2022
Old Pension Options
What should I do with an old pension? Take a lump sum now or keep it as is until retirement, which is still decades away?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
15:0118/08/2022
In Our 30s, Do We Need an Annuity?
Considering we're in our 30s, is there any reason why we should be considering an annuity? Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
16:0016/08/2022
Employee Stock Purchase Plan
With $3k each month in surplus cash flow, should we be dumping it all into our employee stock purchase plans?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
16:1911/08/2022
Should I Keep My CDs or Open a Brokerage Account?
With $20,000 tied up in CDs earning next to nothing, is there something better I should be doing with the money, even if it means blowing out of the CDs? Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
13:4109/08/2022
Asset Allocation Concerns
I left my financial advisor several months ago and have a variety of retirement accounts and I'm not sure if I should consolidate and if my mix of assets is ideal.Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
11:1004/08/2022
In My 20s and Looking for a Financial Checkup
Even though I'm only in my 20s, I feel like I'm in need of a financial checkup, especially regarding a gifted mutual fund account. Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
20:5102/08/2022
Don’t Know How Much and Where to Invest
With a large raise on the horizon, and a huge pension at retirement, I'm not quite sure how much and where we should be investing. Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
17:4026/07/2022
Financial Planning with Restless Energy
Thankfully, I feel like we're doing okay when it comes to our finances, the curveball is that my mother-in-law, who's only 58, lives with us and is almost entirely dependent.Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
24:0021/07/2022
Too Much in Traditional 401(k) at Age 36?
In our mid 30s, I'm starting to wonder if we have too much money in our traditional 401(k)s? Is it time to start using the Roth option? Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
13:4619/07/2022
What to Do With Extra Cash Flow?
After paying off medical school loans, we're looking at a bunch of extra cash flow. What should we do with it? Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
18:3214/07/2022
In Our Late 30s, Are We on Track?
We're in our late 30s and would love to know if we're on track to achieve our financial goals, including retirement and funding college for our child. Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
18:0112/07/2022
How to Handle a Large Inheritance
Thanks to a large inheritance, we want to make sure we're on the right track going forward. Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
17:0907/07/2022
What to Do With Home Sale Proceeds?
With $100,000 on the horizon thanks to a recent home sale, what should I do with the proceeds? Invest, keep in cash, something else? Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
13:0105/07/2022
How to Handle Military Signing Bonus
We're both joining the military and we'll each receive a signing bonus of $100,000. What should we do with the money?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
18:0930/06/2022
Am I Financially on Track?
As a 35 year old woman living in Austin and working in tech, I'd love to know if I'm financially on track for retirement, and what I should do with excess savings in my money market account?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
12:0328/06/2022
Prioritizing Our Financial Goals
With a little extra cash flow, and some debt, how should we be prioritizing our financial goals for the future?Have a money question? Email us, ask jill [at] jill on money dot comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
15:0223/06/2022